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April 15, 2019, 05:26:24 PM
 #21

I remember when i got my first bitcoin debit card 2 years ago, it was created by Qrypto and had some nice NFS technology. But i just take a look to their site and not sure if the business keeps running.

So after some research, i found this great article about 8 bitcoin cards you can get right now:

https://news.bitcoin.com/8-crypto-debit-cards-you-can-use-around-the-world-right-now/

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April 15, 2019, 07:15:00 PM
 #22

There are ICOs out there that are promoting crypto-banking and issuing debit visa card to investors. Its like they will be accepting leading coins in their so-called crypto banks and issue them the said crypto debit card. I don't know how successful could that be but I think it will be the same with Bitcoin if in case there will be companies that will start to implement the idea.

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April 16, 2019, 02:24:59 AM
 #23

Hopefully exchanges will make this happen, if we have a balance in out wallet in a certain exchange, then we can spend it.
I believe this is possible in some countries, those countries where crypto is already accepted and popular, but in my country there's none like this yet.
I have debit card but connected to my bank account and good thing is I can fund my bank account with bitcoin of course from third party again.

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April 16, 2019, 02:48:13 AM
 #24

Do you think that bitcoin debit card link to our bitcoin online wallet will be implemented or is it possible to happen in the future? After all, we still want some improvement and some option for us to pay in some grocery stores or department stores that accepting cards right? And do you think this is helpful?
How about the security? Is the debit card decentralized? We all know that we are nearly going into the cahless society but we have to accept the fact that governments won't allow cryptocurrency to overpower fiat. For me, fiat money and Bitcoin is a perfect tandem because we need both physical and electronic money depending on our transactions either online or offline anywhere in the world.
Our regular credit card has security so for sure before bitcoin debit card will be out all over it already has its own security, like passcode or pin code. Security system for our bitcoin is really important. And I read some of here that there is some bitcoin debit card already but this is not implemented all over the world.
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April 16, 2019, 03:55:10 AM
 #25

this has already happened but the thing is that with bitcoin we don't even need them!
debit cards is a digital way of spending physical money so that you don't have to carry bags of cash with you and get robbed. with bitcoin you don't have anything physical to carry already so all you need is a digital wallet which you can put on your smart phone as your hot wallet and put some small amounts of bitcoin in it. and all the grocery stores have to do is to install a wallet that accepts bitcoin payments instead of POS machine! that way you still stick to decentralization and continue using bitcoin instead of going the centralized way of calling it "bitcoin" but really using a company's card that you charge with bitcoin  and they fully control it.

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April 16, 2019, 04:25:09 AM
 #26

this has already happened but the thing is that with bitcoin we don't even need them!
debit cards is a digital way of spending physical money so that you don't have to carry bags of cash with you and get robbed. with bitcoin you don't have anything physical to carry already so all you need is a digital wallet which you can put on your smart phone as your hot wallet and put some small amounts of bitcoin in it. and all the grocery stores have to do is to install a wallet that accepts bitcoin payments instead of POS machine! that way you still stick to decentralization and continue using bitcoin instead of going the centralized way of calling it "bitcoin" but really using a company's card that you charge with bitcoin  and they fully control it.

I think the deal here is in a situation where we would choose not to carry our expensive smartphone out there, instead of that, we can just take our card with us and making payments without even exposing to security cameras who may spy on our passwords, smartphone robbers, etc. I've seen one alternative that is being developed by PundiX, I'm not sure but I think it works with NFC. Here's their demo: https://youtu.be/PWESI8--Lcc
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April 16, 2019, 04:30:53 AM
 #27

This is what I have been waiting for and I think most of us who are only earning in crypto is waiting for this to happen too.
We want to have this because we don't want to wait for our withdrawal to be confirmed and wait for it to be sent in our bank accounts .
At least when we have a Bitcoin Debit Card we don't have to convert our crypto into Fiat and wait for it to be sent on our account we could spend it through the debit card.

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April 16, 2019, 04:36:41 AM
 #28

this has already happened but the thing is that with bitcoin we don't even need them!
debit cards is a digital way of spending physical money so that you don't have to carry bags of cash with you and get robbed. with bitcoin you don't have anything physical to carry already so all you need is a digital wallet which you can put on your smart phone as your hot wallet and put some small amounts of bitcoin in it. and all the grocery stores have to do is to install a wallet that accepts bitcoin payments instead of POS machine! that way you still stick to decentralization and continue using bitcoin instead of going the centralized way of calling it "bitcoin" but really using a company's card that you charge with bitcoin  and they fully control it.

I think the deal here is in a situation where we would choose not to carry our expensive smartphone out there, instead of that, we can just take our card with us and making payments without even exposing to security cameras who may spy on our passwords, smartphone robbers, etc. I've seen one alternative that is being developed by PundiX, I'm not sure but I think it works with NFC. Here's their demo: https://youtu.be/PWESI8--Lcc
Yeah, NFC is also a good one for making a payment on physical stores like groceries or department stores. NFC is a very simple method to use when paying for sure but of course, we need a phone that has also an NFC connection with us so we can able to use it. We all know that not all phone had it.
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April 16, 2019, 05:03:45 AM
 #29

I believe this is useful and we are not too far from seeing this coming to reality. People like me who earn everything from crypto are desperate to see this happening.
We have exciting days in sight. Grin

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April 16, 2019, 05:31:45 AM
 #30

It's not long now. Currently there are services that has mastercard or visa debit that you can link your wallets on and then transfer immediately. Though these converts bitcoin to fiat first. But i don't think it'll be long before crypto wallets themselves partner with either visa or mastercard. I think coinbase is in the process already of doing such.

 
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April 16, 2019, 05:52:07 AM
 #31

Coinbase in the United Kingdom has a crypto credit card, and the shift payment also creates debit cards in the United States. but the debit card is not perfect, because crypto users are still small. so the cost of the card is very expensive. transaction costs in Europe are 2.69%.

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April 16, 2019, 05:55:13 AM
 #32


in my opinion the only one currently working is wirex that combines a bitcoin wallet with a debit card, the user changes the bitcoins into euro / dollars in the wallet then transfers them to the card and can use it as a normal debit card...

Yes, I'm using Wirex Visa debit card and it's working perfectly. Exchange is very fast and card is accepted everywhere.
Before there was variety of cryptocurrencies debit cards available but now there are only few that are actually working. This is a very perspective area and I hope more crypto debit card providers will come to the market.

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April 16, 2019, 06:54:50 AM
 #33

in my opinion the only one currently working is wirex that combines a bitcoin wallet with a debit card, the user changes the bitcoins into euro / dollars in the wallet then transfers them to the card and can use it as a normal debit card...
Sounds interesting however is the fee is still the same in the regular debit card? For an instance coinbase new debit card is too way expensive and you wouldn't dare to have one and just stick to the regular debit and credit card.

Coinbase in the United Kingdom has a crypto credit card, and the shift payment also creates debit cards in the United States. but the debit card is not perfect, because crypto users are still small. so the cost of the card is very expensive. transaction costs in Europe are 2.69%.
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April 16, 2019, 09:21:59 AM
 #34

Yes, I'm using Wirex Visa debit card and it's working perfectly. Exchange is very fast and card is accepted everywhere.
Before there was variety of cryptocurrencies debit cards available but now there are only few that are actually working. This is a very perspective area and I hope more crypto debit card providers will come to the market.
Now they talk a lot about partnership with payment systems. I think that if Visa, Master cards or PayPal introduced cryptocurrencies, then it will be such a pump that has not yet seen the crypto market.

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April 16, 2019, 11:47:09 AM
 #35

I personally wouldn't use such a debit card yet due to the high volatility of BTC, but I would surely be interested in it once the value of BTC stabilizes and the volatility lowers.

There are several Bitcoin ATMs available already which is why Bitcoin related debit cards might come out in the near future.
Agree with you, I am not interested in using a bitcoin debit card but I support the bitcoin debit, at least that adds to the strength of bitcoin.
If I only transact in the real world, I prefer fiat. But I am sure this Bitcoin Debit Card will be realized in the future.

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April 16, 2019, 12:02:17 PM
 #36

Do you think that bitcoin debit card link to our bitcoin online wallet will be implemented or is it possible to happen in the future? After all, we still want some improvement and some option for us to pay in some grocery stores or department stores that accepting cards right? And do you think this is helpful?
In my opinion, at some point there will be a bitcoin debit card to make it easier to buy, but bitcoin itself still needs a lot of improvements so we have to wait to be repaired so we can expect a bitcoin debit card. and it will be very useful to add payment options and those who have bitcoin don't have to bother changing payments.
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April 16, 2019, 12:42:18 PM
 #37

Do you think that bitcoin debit card link to our bitcoin online wallet will be implemented or is it possible to happen in the future? After all, we still want some improvement and some option for us to pay in some grocery stores or department stores that accepting cards right? And do you think this is helpful?

I think it could be possible since it received a lot of support from different countries and there are also companies who accepts it. It is not really far from being impossible and it is close to being possible anytime soon. But of course it would be hard for countries like China.

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April 16, 2019, 01:02:10 PM
 #38

If only prices would be more stable then yes, it would be an excellent thing, especially for those who travel much. As well, you would be able to compare the prices in different places against one common standard.
The question is the transaction fees - card payment providers usually (depending on the type of business) have fees from 3-10% per single transaction.

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April 16, 2019, 01:04:29 PM
 #39

If only prices would be more stable then yes, it would be an excellent thing, especially for those who travel much. As well, you would be able to compare the prices in different places against one common standard.
The question is the transaction fees - card payment providers usually (depending on the type of business) have fees from 3-10% per single transaction.
For travelling using the Bitcoin debit card can be a good solution to problems created by local banks. Uquid charges less than 2% per transaction.  Some Bitcoin debit card providers can charge 1% per transaction if their service is available in the travelled country.
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April 16, 2019, 01:13:37 PM
 #40

Yes I think it will be very good because everyone knows that how much will be the advantage of getting the bitcoin debit card for a crypto trader. If I think the debit card brings it because the acceptance is much more than. Right now, lot of country cannot support Bitcoin, but I think they will be slowly supporting. Then the bitcoin transaction would be too easy, so we've been waiting for when it will be implemented debit card.

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