Buy the DIP, and HODL!

[MusaPk]

I don't understand what you mean by diversify little by little, because from what I understand about the word diversify, it means to stop your bitcoin investment and put the funds that you are using to invest in bitcoin into another asset like stock, bond, gold or real estate.

A new investor shouldn't think of diversifying into other investment but rather he should stay focus on building ans growing his bitcoin portfolio overtime, because bitcoin investment is already outperforming other kind of investment both physical and digital in the market. Trying to diversify might make you lose focus and make thw wrong decisions that will lead to regrets. It is when you have accumulated more than enough Bitcoin and you feel you are not secured with only bitcoin, you can diversify into bonds, properties, cash equivalents and stocks.

As a person who has spent some time in Bitcoin, I would fully agree that Bitcoin must be our core focus and we must be bullish in bitcoin accumulation (if we don't have enough Bitcoin in our wallets). That's because over period of time I have developed my confidence in Bitcoin and I know that in long run Bitcoin has fair chance of going up. 

But I think a new investor who is coming from other areas like stock or real estate might not have that much confidence in Bitcoin like a person who has sent some time in Bitcoin. He will take his time before he fully understand the benefits of investing only in Bitcoin.

[Lembo69]

An investor should always be prepared for the market to rise and fall. But if you invest in the DCA method, then be a little free from fear. And think positively. Invest from some part of your financial income. I will not say that you cannot do it at all. But it would be wise to hold. This way you will be risk-free. Calculate your income and expenses daily. And spend one-third of the money you earn on investment. Just as an investor has to be patient with the rise and fall of the market price. Similarly, he has to think about his financial condition. Just take care that your investment does not affect your physical, mental, social and family life. If you have a monthly income, then you can spend the whole month well, keep the amount of money with yourself and then invest. Investors should invest so much that it does not affect their continuous life.

[JayJuanGee]

Investing in bitcoin needs to be tailored to each person needs. While DCA strategy can work well for some. Each person has their own financial goals and comfort level with risk and investment timeline. It is also important to remember that people can change their investment approach as they learn and become more confident. Your example of someone starting with DCA and then switching to lump sum investment after learning more is great example of this. At the end most important thing is to find investment strategy that works for each person and allows them to buy bitcoin at their own pace without putting their finances in danger.

Because in Bitcoin investment, methods such as DCA or lump sump, it is just a person's approach to how to invest in Bitcoin and how they can adjust it according to their financial condition and their confidence. In the long run they can change their approach to investing in Bitcoin, they can choose DCA or lump sump, whichever is free, the most important thing is how they set their finances so that they can invest regularly and not sell just for short-term profit.

A person is most likely to benefit the most if they invest in Bitcoin initially and keep it for a long time. The investor will be able to sustain his investment for a long time by diversifying little by little, which is why the DCA method is most important for both every holder and every investor.

I don't understand what you mean by diversify little by little, because from what I understand about the word diversify, it means to stop your bitcoin investment and put the funds that you are using to invest in bitcoin into another asset like stock, bond, gold or real estate.

A new investor shouldn't think of diversifying into other investment but rather he should stay focus on building ans growing his bitcoin portfolio overtime, because bitcoin investment is already outperforming other kind of investment both physical and digital in the market. Trying to diversify might make you lose focus and make thw wrong decisions that will lead to regrets. It is when you have accumulated more than enough Bitcoin and you feel you are not secured with only bitcoin, you can diversify into bonds, properties, cash equivalents and stocks.

Glen Hoddle might not be wrong in his way of considering diversification.  

Surely many of us know that if you come to bitcoin and if you already had other investments at the time that you come to BTC, then you are in a different position as compared with someone who comes to bitcoin and who has no other investments. Such person who comes to BTC with other investments might choose to just retain those other investments and start to add bitcoin to his investment portfolio or he might choose to reallocated out of some of his already investments to allocated into bitcoin.

It can be unclear at what point when diversification might start to seem to become practical and/or prudent  - or even necessary.  There is no solid demarcation regarding when diversification might become necessary, practical and/or prudent, even though it surely might not need to be considered as important for a new investor who might merely start to DCA into bitcoin and who does not have some kind of a large lump sump in which to start investing.

Many of us have likely come to realize that so many other types of investments (non-BTC investments), that had historically been considered to be non-correlated to each other, are now (in recent times) having so much intertwining with current dollar debt systems, their performance become proxies for the dollar's performance and the performance of debt systems... so in other words, many traditional asset classes have been perverted by the dollar in various ways that sometimes can be difficult to peg, including that assets might have high dollar value based on their reliance on debt rather than fundamentals - referring to those traditional asset classes of properties, equities, bonds, commodities cash/cash equivalents.

It could be that a person who starts out ONLY investing into bitcoin and cash (and who has no other investments) might well start to feel some needs to diversify beyond cash and bitcoin even while continuing to build his bitcoin portion... because once a person might get to 3-6 months or more cash on the books, there might be some desires to cause some of that cash to be "working cash" rather than just sitting there on the books merely as a form of quick liquidity, and so my thinking is that the larger the bitcoin holdings get, then it becomes logical that the cash part would continue to become larger too, but the bitcoin investor might not want all of that building up to be held in cash..

so how much BTC does someone need to have before their offset of cash might start to seem to be getting too large and some of the cash needs to be moved into other kinds of assets?  Whether liquid or otherwise?  

Guys are likely going to arrive at differing balances in regards to how he considers where he is holding value, including various forms of cash, various forms of liquidity and/or various forms of hedging certain assets against each others and hoping to achieve some non-correlation in the ways that he is holding various kinds of assets, and even including whether he is valuating his BTC based on spot price (which seems a bit unreliable, but guys are going to do it.. and if we buy or sell our bitcoin, we will be doing it at spot price, not 200-WMA price - hopefully) or if he might valuate his BTC based on bottom prices, something like the 200-WMA.  

I believe that it would be a bit difficult for a guy to get to a point that his BTC is several years of his income/expenses (let's say 5 or more years - evaluated in accordance with  the 200-WMA) in which he might not start to become nervous to ONLY have all of his networth in bitcoin and cash and no where else.. and such a guy may well start to get nervous about not having his wealth spread out, so there is likely going to be a point for anyone where it starts to feel logical to diversify out what he is holding beyond just bitcoin and cash.. and surely that point  is likely going to be different for each person, even if the person might start out his investment in ONLY bitcoin and cash and get each of them built out to 6 months of expenses (based on the 200-WMA, perhaps?) before starting to consider the diversification matter..

By the way, when I came to bitcoin in late 2013, I already had more than 20 years investing, so I already had built out a somewhat diversified portfolio before adding bitcoin into the mix.  I have no problem with the idea of starting out  ONLY investing in bitcoin and cash but at some point there is comfort in having assets in other places besides just bitcoin and cash, and it may well be once both the back up funds and BTC are each in the ballpark of 6 months or more of expenses/cash.. but surely guys can choose differing levels of concentration, and surely there are guys who consider it to be a complete waste of time to invest into anything besides bitcoin, which there could be justification in that perspective, too.. even though it would make me a bit nervous.. yet at the same time, there may well be people who might have some difficulties to establish some other investments that are sufficiently reliable to be safe.. so individual circumstances and access to other investments could cause some issues regarding availability of other investments, which may well be part of the explanation why so many folks get lured into various shitcoins.. which may sometimes end up hurting more than helping in part of the rational of diversification is meant to preserve wealth once it built up and perhaps as it is building up.

A person is most likely to benefit the most if they invest in Bitcoin initially and keep it for a long time. The investor will be able to sustain his investment for a long time by diversifying little by little, which is why the DCA method is most important for both every holder and every investor.

I don't understand what you mean by diversify little by little, because from what I understand about the word diversify, it means to stop your bitcoin investment and put the funds that you are using to invest in bitcoin into another asset like stock, bond, gold or real estate.

You are wrong, diversification does not mean you should quite the one you are doing at the moment, diversification means as you are already investing on one side or Bitcoin and you want an assets that would be on different side, for instance you are investing on Bitcoin currently and you decide to also open a business you would be running on daily basis that is also called diversification. Sometimes when people hear the word diversification they mostly don't see it as having different things because what they understand it to be only one. However if perhaps diversification is one investment what then do we call two different investment owners?.

You are correct that one of the ways of diversifying could mean entering into some kinds of a business relationship... and many times, diversification might just mean adding one new kind of investment (or possible income flowing source) once in a while.. perhaps every few years adding some new asset or even like you said a business relationship (that may or may not be passive), and then after several years of adding a person could end up having 4-5 or more areas in which his investments are diversified into and some of those areas might be active or passive (and some might be losers and some might be completely unnecessary to be in).  A person might have had started out ONLY being invested into bitcoin and cash and perhaps even just had only bitcoin and cash for 4-10 years or more.. depending on how long it might take to build up the bitcoin investment and the various cash back up funds...and then at some point decide to diversify (which may or may not be smart, yet people have to decide those kinds of things, and sometimes they find good balances and other times they make poor choices about where to put their value).

For sure sometimes early investors might overly prioritize diversification, and if they only have $10 per week or even $100 per week, it might not make very much sense to diversify that amount since it would end up in a lot of dilution of the available amount, and perhaps unnecessarily too much loss of focus in terms of what they might be trying to achieve.. so in the beginning there may well be emphasis on focus and growth, but as the growth gets larger, the focus might be on employing various ways to protect the investment in regards to its earlier growth, and I am not even saying that growth and protection cannot be pursued at the same time, since each person can figure out where they are at how much concentration to have in any particular area for either their balancing on the side of growth or balancing on the side of protection.. and the answers will likely change for some one who is 2-3 years into investing as compared to someone who is 5-10 years into investing as compared to someone who is 10-20 years of investing as compared with someone more than 20 years into investing.

[edited out]

Diversification is a method applied to multiple investment in order to share the risks between them. Not everyone can be contented with Bitcoin investment alone, some will need an extra and faster flow in profits, not putting all they get together helps them share the risk when either Bitcoin goes dip or the diversified sources becomes not profitable.

You sound like a true shitcoiner and a degenerate gambler.  We are not talking about trading in this thread, even though you are referring to diversification as if it were a reason to get into shitcoins.  It sounds like you have been absorbing all of the shit-coiner talking points.

I agree when you say newbies should focus more on maintaining Bitcoin investment, there is need for investment to get matured before thinking about diversification, Bitcoin is less risky and requires more portions for holding so when the bull season comes it will give huge returns, Bitcoin hardly does X1000 like some of this projects does, this is the need why some investors choses to diversify.

At least you seem to understand some aspect of the angle about bitcoin first, and hopefully with your shitcoining and trading your are able to limit your involvement in that crap to less than 10% of the size of your bitcoin investment.  

I know that with traders and shitcoiners, they just cannot resist the need to be in some other "promising project," so many times they don't have enough will power to limit their gambling to less than 10% of the size of their bitcoin holdings... I cannot tell from your post if you have figured out some decent limitations for yourself, even if you seem to recognize bitcoin as the best.

But I think a new investor who is coming from other areas like stock or real estate might not have that much confidence in Bitcoin like a person who has sent some time in Bitcoin. He will take his time before he fully understand the benefits of investing only in Bitcoin.

For sure, a person who already has other investments will come to bitcoin differently than someone who is new to investing and does not have any other investments.

A person coming to bitcoin with other investments might choose to just add bitcoin to their investment portfolio or they might choose to reallocate out of their other investments into bitcoin.

[Raflesia]

Investing in bitcoin needs to be tailored to each person needs. While DCA strategy can work well for some. Each person has their own financial goals and comfort level with risk and investment timeline. It is also important to remember that people can change their investment approach as they learn and become more confident. Your example of someone starting with DCA and then switching to lump sum investment after learning more is great example of this. At the end most important thing is to find investment strategy that works for each person and allows them to buy bitcoin at their own pace without putting their finances in danger.

Because in Bitcoin investment, methods such as DCA or lump sump, it is just a person's approach to how to invest in Bitcoin and how they can adjust it according to their financial condition and their confidence. In the long run they can change their approach to investing in Bitcoin, they can choose DCA or lump sump, whichever is free, the most important thing is how they set their finances so that they can invest regularly and not sell just for short-term profit.

What needs to be considered in this case is the disconnection of the attitude taken by investors because after all, even though the methods used in the investment process are very good but when they are not strong in the time process then everything will be the same in the end where they will release their bitcoins with the assumption that they can still buy again with the same method as they have done but on the other hand they don't really understand that the long-term concept of minimizing risk is also very important.

Not a few people say that they can invest in any way where the DCA method or buy dip or even lump sump but not a few of those who do that are not strong with the process they go through which makes in the end a good strategy in collecting will be destroyed because they cannot determine and take a stand to be ready to accept the process of investing in bitcoin for a longer period of time.

[Callido]

[edited out]

Diversification is a method applied to multiple investment in order to share the risks between them. Not everyone can be contented with Bitcoin investment alone, some will need an extra and faster flow in profits, not putting all they get together helps them share the risk when either Bitcoin goes dip or the diversified sources becomes not profitable.

You sound like a true shitcoiner and a degenerate gambler.  We are not talking about trading in this thread, even though you are referring to diversification as if it were a reason to get into shitcoins.  It sounds like you have been absorbing all of the shit-coiner talking points.

Don't misjudge me, i never wrote somewhere advocating for anyone to buy shitcoins, if i really wanted to promote or raise awareness about shitcoins then i will move to Altcoin board that permits such, moreover my post history does not fanaticize this shit projects. I'm a gambler and do not trade, don't know where you get the whole idea of saying so much when everything you claim are the other side.

I agree when you say newbies should focus more on maintaining Bitcoin investment, there is need for investment to get matured before thinking about diversification, Bitcoin is less risky and requires more portions for holding so when the bull season comes it will give huge returns, Bitcoin hardly does X1000 like some of this projects does, this is the need why some investors choses to diversify.

At least you seem to understand some aspect of the angle about bitcoin first, and hopefully with your shitcoining and trading your are able to limit your involvement in that crap to less than 10% of the size of your bitcoin investment.  

I know that with traders and shitcoiners, they just cannot resist the need to be in some other "promising project," so many times they don't have enough will power to limit their gambling to less than 10% of the size of their bitcoin holdings... I cannot tell from your post if you have figured out some decent limitations for yourself, even if you seem to recognize bitcoin as the best.

Yes, i do understand about Bitcoin investment very well, not a big mouth and won't say much. I might even be a better investor than some subordinates who were quick to respond but slow to understand verily to my response directed at @Sim_card, it was a conversation on open subject with reasons why investors are getting diversified into something else. I never reasoned to the extent of trying to pull anyone interest into shitcoins, clearly i am not the shitcoiner you were hoping.

[JayJuanGee]

[edited out]

Diversification is a method applied to multiple investment in order to share the risks between them. Not everyone can be contented with Bitcoin investment alone, some will need an extra and faster flow in profits, not putting all they get together helps them share the risk when either Bitcoin goes dip or the diversified sources becomes not profitable.

You sound like a true shitcoiner and a degenerate gambler.  We are not talking about trading in this thread, even though you are referring to diversification as if it were a reason to get into shitcoins.  It sounds like you have been absorbing all of the shit-coiner talking points.

Don't misjudge me, i never wrote somewhere advocating for anyone to buy shitcoins,

Your points are still describing diversification in terms of adding shitcoin exposure - whether you were trying to promote it directly or not.

if i really wanted to promote or raise awareness about shitcoins then i will move to Altcoin board that permits such,

Sure.  At least you know that you are able to do that; however, you likely also realize that a lot of shitcoiners gravitate into bitcoin threads because they likely feel that they cannot get enough attention or traction in the shitcoin sections of the forum.

moreover my post history does not fanaticize this shit projects.

I didn't look at your post history while I was responding to you, yet I seem to recall you bringing up shitcoins on other occasions (or at least leaving those kinds of shitcoiner inferences in your posts).  Maybe you are a subtle and indirect shitcoiner, and you need to go to shitcoiner rehab to purge most if not all of those shitcoiner ideas out of your head?   

I'm a gambler and do not trade, don't know where you get the whole idea of saying so much when everything you claim are the other side.

What do you mean?  You lost me.  You are trying to say that you are not a gambler?  You are not a trader?  But you are a shitcoiner, but ONLY a modest one?  I am confused about what you may or may not be or the extent it matters since we are talking about bitcoin and investing in this thread not about those other topics, nor are we talking about what you do if it happens to be trading, gambling and/or shitcoining.

I agree when you say newbies should focus more on maintaining Bitcoin investment, there is need for investment to get matured before thinking about diversification, Bitcoin is less risky and requires more portions for holding so when the bull season comes it will give huge returns, Bitcoin hardly does X1000 like some of this projects does, this is the need why some investors choses to diversify.

At least you seem to understand some aspect of the angle about bitcoin first, and hopefully with your shitcoining and trading your are able to limit your involvement in that crap to less than 10% of the size of your bitcoin investment.  

I know that with traders and shitcoiners, they just cannot resist the need to be in some other "promising project," so many times they don't have enough will power to limit their gambling to less than 10% of the size of their bitcoin holdings... I cannot tell from your post if you have figured out some decent limitations for yourself, even if you seem to recognize bitcoin as the best.

Yes, i do understand about Bitcoin investment very well, not a big mouth and won't say much. I might even be a better investor than some subordinates who were quick to respond but slow to understand verily to my response directed at @Sim_card

I doubt that we need to attempt to compete with each other since this thread is merely a place to share ideas, and we don't even need to agree.  Some disagreement can surely be helpful in terms of batting around ideas about trade offs in regards to different kinds of approaches that guys might have in regards to their ways of investing into bitcoin, and yeah, maybe investing is too boring, right?

, it was a conversation on open subject with reasons why investors are getting diversified into something else. I never reasoned to the extent of trying to pull anyone interest into shitcoins, clearly i am not the shitcoiner you were hoping.

Yes.  Diversification came up, and you framed your ideas about diversification in terms of getting into shitcoins since you said that bitcoin might not give you enough returns.  That comes off as a shitcoiner way of describing what is diversification and/or what the purpose of diversification might  be.  Sure it could be a potentially valid approach, even though it seems to lead us into shitcoins,  and then the topic of shitcoins itself is a very slippery-slope kind of a topic that can lead into a lot of nonsense talk regarding  which shitcoin might be less shitty than another shitcoin, and frequently it  is better to completely avoid those kinds of topics with an intention of somewhat attempting to stay on topic. 

[Cryptoprincess101]

, it was a conversation on open subject with reasons why investors are getting diversified into something else. I never reasoned to the extent of trying to pull anyone interest into shitcoins, clearly i am not the shitcoiner you were hoping.

Yes.  Diversification came up, and you framed your ideas about diversification in terms of getting into shitcoins since you said that bitcoin might not give you enough returns.  That comes off as a shitcoiner way of describing what is diversification and/or what the purpose of diversification might  be.  Sure it could be a potentially valid approach, even though it seems to lead us into shitcoins,  and then the topic of shitcoins itself is a very slippery-slope kind of a topic that can lead into a lot of nonsense talk regarding  which shitcoin might be less shitty than another shitcoin, and frequently it  is better to completely avoid those kinds of topics with an intention of somewhat attempting to stay on topic. 

If @Callido actually said and i quote that bitcoin might not give enough returns that means he is invariably trying to tell us to invest in some fucking shitcoins but what i see from the explanation he is trying to give, i feel he is a bit confused or don't know how to place words accurately in order to pass the rightful information he wish to give. That not withstanding, i am still thinking of the shitcoin that one can probably think of diversifying into that will yeild enough returns as @Callido said, lol. The summary of everything is just that he sounds contradictory, confused and can't use words accurately to butress a point. lol

[Taskford]

, it was a conversation on open subject with reasons why investors are getting diversified into something else. I never reasoned to the extent of trying to pull anyone interest into shitcoins, clearly i am not the shitcoiner you were hoping.

Yes.  Diversification came up, and you framed your ideas about diversification in terms of getting into shitcoins since you said that bitcoin might not give you enough returns.  That comes off as a shitcoiner way of describing what is diversification and/or what the purpose of diversification might  be.  Sure it could be a potentially valid approach, even though it seems to lead us into shitcoins,  and then the topic of shitcoins itself is a very slippery-slope kind of a topic that can lead into a lot of nonsense talk regarding  which shitcoin might be less shitty than another shitcoin, and frequently it  is better to completely avoid those kinds of topics with an intention of somewhat attempting to stay on topic. 

If @Callido actually said and i quote that bitcoin might not give enough returns that means he is invariably trying to tell us to invest in some fucking shitcoins but what i see from the explanation he is trying to give, i feel he is a bit confused or don't know how to place words accurately in order to pass the rightful information he wish to give. That not withstanding, i am still thinking of the shitcoin that one can probably think of diversifying into that will yeild enough returns as @Callido said, lol. The summary of everything is just that he sounds contradictory, confused and can't use words accurately to butress a point. lol

I guess he's just confused on the words used that's why he pull that statement and basically he provably didn't meant to create those confusing statement. Maybe he better read those replies from his past statement so that he would know on where he commit those possible mistakes and correct it. Somehow this is good venue to learn and provably we don't know everything even if we are long time dealing with Bitcoin investment since for sure there are information's that we provably missed.

Its good to receive a criticism especially when we shared wrong thoughts here and we are been corrected since somehow we can learn from it. And we can use those things to became more successful on our Bitcoin investment if we apply does things what we learn and do more better approach with also having a good mindset towards it.

History always tells that long time holders wins and shitcoiners always a loser. I guess this is also good past example https://www.fxempire.com/forecasts/article/bitcoin-price-prediction-trader-nets-12800-profits-after-holding-btc-for-10-years-1463749 for people saying that Holding bitcoin is not profitable as what they think.

[Zaguru12]

If @Callido actually said and i quote that bitcoin might not give enough returns that means he is invariably trying to tell us to invest in some fucking shitcoins but what i see from the explanation he is trying to give, i feel he is a bit confused or don't know how to place words accurately in order to pass the rightful information he wish to give. That not withstanding, i am still thinking of the shitcoin that one can probably think of diversifying into that will yeild enough returns as @Callido said, lol. The summary of everything is just that he sounds contradictory, confused and can't use words accurately to butress a point. lol

I wouldn’t disagree that bitcoin will not give someone the huge returns that most people expect it to actually give them. Yes bitcoin is volatile but the volatility is not that high like we have in other coins, bitcoin cannot move 10x in a short period of time like what some investors will want. Bitcoin volatility is actually very significant and profitable when it is invested in for a longer time. Bitcoin returns are not insignificant but rather more profitable take for example the amount of pump bitcoin did from 2022 till today, it is almost 7x and that to me is profitable enough.

For diversification I am one of those who is always against the idea of the investing into other Altcoins and tagging them as diversification because they are not due to their pump and dump schemes, with bitcoin at least after a long period of time the profit is guaranteed but it is not with most Altcoins

[BitBakerr1]

If @Callido actually said and i quote that bitcoin might not give enough returns that means he is invariably trying to tell us to invest in some fucking shitcoins but what i see from the explanation he is trying to give, i feel he is a bit confused or don't know how to place words accurately in order to pass the rightful information he wish to give. That not withstanding, i am still thinking of the shitcoin that one can probably think of diversifying into that will yeild enough returns as @Callido said, lol. The summary of everything is just that he sounds contradictory, confused and can't use words accurately to butress a point. lol

I wouldn’t disagree that bitcoin will not give someone the huge returns that most people expect it to actually give them. Yes bitcoin is volatile but the volatility is not that high like we have in other coins, bitcoin cannot move 10x in a short period of time like what some investors will want. Bitcoin volatility is actually very significant and profitable when it is invested in for a longer time. Bitcoin returns are not insignificant but rather more profitable take for example the amount of pump bitcoin did from 2022 till today, it is almost 7x and that to me is profitable enough.

For diversification I am one of those who is always against the idea of the investing into other Altcoins and tagging them as diversification because they are not due to their pump and dump schemes, with bitcoin at least after a long period of time the profit is guaranteed but it is not with most Altcoins

We are really not 100 % sure that our Bitcoin investment will bring profit because there's still a little bit of risk involved in Bitcoin investment whether long-term investment or short-term investment, so therefore I agree that bitcoin may not give someone the  huge returns that most people expect it to actually give them.
There's high risk involve in investing in Altcoin and should be avoided a lot of it are even scam created to manipulate people.

[retreat]

Investing in bitcoin needs to be tailored to each person needs. While DCA strategy can work well for some. Each person has their own financial goals and comfort level with risk and investment timeline. It is also important to remember that people can change their investment approach as they learn and become more confident. Your example of someone starting with DCA and then switching to lump sum investment after learning more is great example of this. At the end most important thing is to find investment strategy that works for each person and allows them to buy bitcoin at their own pace without putting their finances in danger.

Because in Bitcoin investment, methods such as DCA or lump sump, it is just a person's approach to how to invest in Bitcoin and how they can adjust it according to their financial condition and their confidence. In the long run they can change their approach to investing in Bitcoin, they can choose DCA or lump sump, whichever is free, the most important thing is how they set their finances so that they can invest regularly and not sell just for short-term profit.

A person is most likely to benefit the most if they invest in Bitcoin initially and keep it for a long time. The investor will be able to sustain his investment for a long time by diversifying little by little, which is why the DCA method is most important for both every holder and every investor.

It's not about which is important or not, whatever method you use is equally good, the most important thing is how you can have the conviction to invest in the long term and adjust which investment method you have that best suits your current financial condition. And also diversification is not always effective for everyone, there are times when you start diversifying your investment turns out to be less than optimal. Each person may have their own views on this, but I am one of those who prefer investing in Bitcoin only for now.

[Samlucky O]

If @Callido actually said and i quote that bitcoin might not give enough returns that means he is invariably trying to tell us to invest in some fucking shitcoins but what i see from the explanation he is trying to give, i feel he is a bit confused or don't know how to place words accurately in order to pass the rightful information he wish to give. That not withstanding, i am still thinking of the shitcoin that one can probably think of diversifying into that will yeild enough returns as @Callido said, lol. The summary of everything is just that he sounds contradictory, confused and can't use words accurately to butress a point. lol

I wouldn’t disagree that bitcoin will not give someone the huge returns that most people expect it to actually give them. Yes bitcoin is volatile but the volatility is not that high like we have in other coins, bitcoin cannot move 10x in a short period of time like what some investors will want. Bitcoin volatility is actually very significant and profitable when it is invested in for a longer time. Bitcoin returns are not insignificant but rather more profitable take for example the amount of pump bitcoin did from 2022 till today, it is almost 7x and that to me is profitable enough.

For diversification I am one of those who is always against the idea of the investing into other Altcoins and tagging them as diversification because they are not due to their pump and dump schemes, with bitcoin at least after a long period of time the profit is guaranteed but it is not with most Altcoins

We are really not 100 % sure that our Bitcoin investment will bring profit because there's still a little bit of risk involved in Bitcoin investment whether long-term investment or short-term investment, so therefore I agree that bitcoin may not give someone the  huge returns that most people expect it to actually give them.

Surely even if Bitcoin is a risky investment it can't be compared with alt/shitcoins. Infact there is no risk in Bitcoin investment. there is a high tendency to make profit from Bitcoin, because from the past record of those who have invested in Bitcoin shows that everyone who baugh and Held Bitcoin 10years ago above or below, has made alot of profit. There hasn't been a record of anyone who invested in Bitcoin and Hodl for long without making profit in the long run. Except for those who where skeptical due to the dip in Bitcoin price which made them to sell their Bitcoin lesser to quickly than they bought, are the only ones who will say that Bitcoin is risky. And that is their fault because they where not patient
 Let say a person baugh Bitcoin at $69k and Bitcoin dips to $30k, due to fear of missing out and the person sold it at BTC30k and Bitcoin later recover to $69k, such person will label Bitcoin as a risky investment and that is as a result of not being patient. So when ever we talk about Bitcoin being risky we should look at the person in question, because it could be that such person is a trader who may have lost severaly on Bitcoin trade or a FOMOer.

There's high risk involve in investing in Altcoin and should be avoided a lot of it are even scam created to manipulate people.

The averall risk resides on altcoin and not Bitcoin. Good you know that a lot of them are scam. In my own review 'a lot' is an understatement but I would say %99 are scam.

[Cryptoprincess101]

We are really not 100 % sure that our Bitcoin investment will bring profit because there's still a little bit of risk involved in Bitcoin investment whether long-term investment or short-term investment, so therefore I agree that bitcoin may not give someone the  huge returns that most people expect it to actually give them.
There's high risk involve in investing in Altcoin and should be avoided a lot of it are even scam created to manipulate people.

Why would anyone even invest in bitcoin with the mentality that it will give them huge returns, a bitcoin investor should be more targeted at building their portfolio and own a sizable amount in their stash. No investment is even 100% guaranteed such that huge profits or returns will follow suit after investing so it is better to erase that part from their mind especially for someone who is still accumulating bitcoins. Focusing on how much returns you can be able to get might lead to a discouragement not to invest because you will be calculating how much you will need to invest and the time it will take you to meet up your investment target and you may feel that the time can be longer than you bargain for which can make you to lose interest not to invest again because you are more concerned about the returns and can easily be aiming it within a short interval of time which will not be a good investment plan.

[Justbillywitt]

You are wrong, diversification does not mean you should quite the one you are doing at the moment, diversification means as you are already investing on one side or Bitcoin and you want an assets that would be on different side, for instance you are investing on Bitcoin currently and you decide to also open a business you would be running on daily basis that is also called diversification. Sometimes when people hear the word diversification they mostly don't see it as having different things because what they understand it to be only one. However if perhaps diversification is one investment what then do we call two different investment owners?.

Diversification means creating income and wealth from different sources, not just diversifying into one type of investment. For example, let’s say you are currently investing in Bitcoin. This could be considered a “financial investment.” Now, if you start a new business that you run every day, like a restaurant, that is a different type of investment, but you are expanding your investment horizons by creating two assets or sources of income at the same time. This is actually diversification, because on the one hand you are saving for your future with Bitcoin, and on the other hand you are making a daily income from your restaurant business. But I think it is better to invest in Bitcoin first for diversification.

But do you know that for you to be investing in bitcoin either monthly or weekly, you need that source of money that can always be bringing it the inflow of resources. Knowing fully well that your bitcoin investment is for the long term, and you choose to invest on it first, before looking at that extra business that will be bringing the funds in, how do you intend to sustain that your investment? Knowing fully well that this investment is supposed to be for long term. For me it's wise to set up your restaurant business first where you will be seeing profit on daily basis, and from that profit, you can using part of it to run your weekly or monthly DCA on bitcoin.

An investor should always be prepared for the market to rise and fall. But if you invest in the DCA method, then be a little free from fear. And think positively. Invest from some part of your financial income. I will not say that you cannot do it at all. But it would be wise to hold. This way you will be risk-free.

There is no risk free investment anywhere, not even in bitcoin investment. Irrespective of the methods you are using to accumulate your bitcoin, you are not free from risk. Yes investment can be said to be; low risk, medium risk, and high risk. There is no risk free investment!! Don't deceive yourself thinking that investing in bitcoin through DCA and hold is free from risk, no that's not true. There is still risk involved.

[Y3shot]

We are really not 100 % sure that our Bitcoin investment will bring profit because there's still a little bit of risk involved in Bitcoin investment whether long-term investment or short-term investment, so therefore I agree that bitcoin may not give someone the  huge returns that most people expect it to actually give them.
There's high risk involve in investing in Altcoin and should be avoided a lot of it are even scam created to manipulate people.

Bitcoin is only risky when you have in mind just to invest to make quick profit, so far as you have the understanding that Bitcoin investment is a long-term investment you will definitely get profit in hodling. You can also get a huge profit investing bitcoin using the DCA method in accumulating bitcoin. Just like in every investment,  you invest money in it to give you a fine profit same as bitcoin which you need to accumulate bitcoin. Bitcoin investment is a profitable investment with huge profits so far as hodling is involve,  you can't just invest just for a short time expecting to get huge profits,  it doesn't work that way. Bitcoin is only risky for those who lack understanding and profitable for those who want to get rich quick.

[Zackz5000]

We are really not 100 % sure that our Bitcoin investment will bring profit because there's still a little bit of risk involved in Bitcoin investment whether long-term investment or short-term investment, so therefore I agree that bitcoin may not give someone the  huge returns that most people expect it to actually give them.
There's high risk involve in investing in Altcoin and should be avoided a lot of it are even scam created to manipulate people.

Bitcoin is only risky when you have in mind just to invest to make quick profit, so far as you have the understanding that Bitcoin investment is a long-term investment you will definitely get profit in hodling. You can also get a huge profit investing bitcoin using the DCA method in accumulating bitcoin. Just like in every investment,  you invest money in it to give you a fine profit same as bitcoin which you need to accumulate bitcoin. Bitcoin investment is a profitable investment with huge profits so far as hodling is involve,  you can't just invest just for a short time expecting to get huge profits,  it doesn't work that way. Bitcoin is only risky for those who lack understanding and profitable for those who want to get rich quick.

Bitcoin investment is not a Ponzi scheme where it seems to be profitable by those who wants to get rich quick it is in Ponzi scheme that you will hear invest 10$ and get 20$ the next day and not in bitcoin bro, also you should understand that bitcoin investment is risky despite hodling for long or not thats why we are supposed to invest with the amount we won't be needing for a longer time, there is an advantage of accumulating Bitcoin and hodling for long we believe we will definitely make some profit in a long run because the price of Bitcoin early last year is not what it is now the price has increased massively so probably in 4 year time the price will above what it is now despite this too we shouldn't also see bitcoin investment as risk free investment.

[CageMabok]

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We are really not 100 % sure that our Bitcoin investment will bring profit because there's still a little bit of risk involved in Bitcoin investment whether long-term investment or short-term investment, so therefore I agree that bitcoin may not give someone the  huge returns that most people expect it to actually give them.
There's high risk involve in investing in Altcoin and should be avoided a lot of it are even scam created to manipulate people.

There is one question for you in this regard, are you talking about Bitcoin investment or investment in altcoin? Because for long term investment, it is certainly better to rely on Bitcoin and it has been proven through the value and price of Bitcoin itself since Bitcoin was created until now. You can see the Bitcoin price candle every year since Bitcoin has been in the market to find out the price level of Bitcoin that has ever happened to it every year because this year Bitcoin has also printed an all-time high price when Bitcoin was in the range of $109K and more.

As for the risk in investing, there is indeed, but every investor does not need to be too afraid of it as long as their investment goal is for the long term through Bitcoin. So making regular purchases on Bitcoin should still be considered a very good move for everyone even though they must still understand the risks. But for altcoins I can't give a picture because there are currently so many altcoins in the market that it is still necessary to select them more deeply when you want to choose them for anything.

[Promocodeudo]

Bitcoin is only risky when you have in mind just to invest to make quick profit, so far as you have the understanding that Bitcoin investment is a long-term investment you will definitely get profit in hodling. You can also get a huge profit investing bitcoin using the DCA method in accumulating bitcoin. Just like in every investment,  you invest money in it to give you a fine profit same as bitcoin which you need to accumulate bitcoin. Bitcoin investment is a profitable investment with huge profits so far as hodling is involve,  you can't just invest just for a short time expecting to get huge profits,  it doesn't work that way. Bitcoin is only risky for those who lack understanding and profitable for those who want to get rich quick.

Exactly buddy, some people just feel that they can just come and outsmart the system by just coming to buy and sell when theirs a slight appreciation in Bitcoin price as such most of them end up not continuing because may be their expectations were not met, I think it becoming worrisome that some people still don't understand that Bitcoin has a concept like every other investment, Bitcoin is a long-term investment and I think any investor investing with this mindset will not have a problem, sometimes when I hear people or see them right that Bitcoin is a risky investment I just conclude that these set of people either aren't enlightened or weren't doing the right thing as investors.
Where is the risk when one is doing his investment bit by bit with DCA method weekly or monthly consistently as he wants and keep doing it and hodl for a long-term.

People should understand that Bitcoin is not a ponzi of altcoin where some people are been brain washed that you get multiple times of the amount you use in doing it, in Bitcoin investment everything is open and for you to benefit, you must follow that concept which is acumulating with DCA method or buying in lump when the lump sum amount is available and hodl for a long-term, anything aside the aforementioned process may not give an investor a good result, as investors think long-term in other to let go off fair that Bitcoin is a risky investment

[NewRanger]

People should understand that Bitcoin is not a ponzi of altcoin where some people are been brain washed that you get multiple times of the amount you use in doing it, in Bitcoin investment everything is open and for you to benefit, you must follow that concept which is acumulating with DCA method or buying in lump when the lump sum amount is available and hodl for a long-term, anything aside the aforementioned process may not give an investor a good result, as investors think long-term in other to let go off fair that Bitcoin is a risky investment

Ponzi is a classic term attached to a shit coin and for BTC I think it is wrong to attach it. Yes. they will know why I am late to invest in BTC even with various ways using DCA or not. and when many big countries will soon legalize bitcoin, this will have a big impact on the market especially if there is a superpower that allows it, the direction may be common for all to overcome the high chaos in our money, investing in BTC is a good choice to maintain its value.

[Odohu]

We are really not 100 % sure that our Bitcoin investment will bring profit because there's still a little bit of risk involved in Bitcoin investment whether long-term investment or short-term investment, so therefore I agree that bitcoin may not give someone the  huge returns that most people expect it to actually give them.
There's high risk involve in investing in Altcoin and should be avoided a lot of it are even scam created to manipulate people.

There is one question for you in this regard, are you talking about Bitcoin investment or investment in altcoin? Because for long term investment, it is certainly better to rely on Bitcoin and it has been proven through the value and price of Bitcoin itself since Bitcoin was created until now. You can see the Bitcoin price candle every year since Bitcoin has been in the market to find out the price level of Bitcoin that has ever happened to it every year because this year Bitcoin has also printed an all-time high price when Bitcoin was in the range of $109K and more.

I just want to make a minor correction which is the fact that we have not achieved a new all time high this year but the ATH of Bitcoin was created 17th December 2024 when Bitcoin hit the price of $108,380. Perhaps you have forgotten that we have entered a new year which is 2025 and no longer in 2024.. It may happen that you are rather looking at the price in market cycle rather than the year we actually are in.

As for the risk in investing, there is indeed, but every investor does not need to be too afraid of it as long as their investment goal is for the long term through Bitcoin. So making regular purchases on Bitcoin should still be considered a very good move for everyone even though they must still understand the risks. But for altcoins I can't give a picture because there are currently so many altcoins in the market that it is still necessary to select them more deeply when you want to choose them for anything.

There is nothing that does not have underlying risk including Bitcoin but the risk associated with Bitcoin is greatly minimize when the investment is made with long term plans factored in. In other words, Bitcoin is less risky when held for a long period of time, hence the need we buy Bitcoin bearing in mind that we must only invest what we can afford to keep in Bitcoin for a long period of time without feeling the pressure to sell.

I do not agree with you that spending time to select altcoins aka shitcoins takes away the risk associated with them. Shitcoins are generally risky and not something I will recommend for anyone. The danger of holding your type of opinion is that it gives the impression that there is a way of selecting shitcoins that makes it safe. This can embolden people to venture into such waste of time which will cost them their money and peace of mind at the end of the day. Bitcoin is the way to go and the early we learn to appreciate Bitcoin and give it 100% of our time and investment resources, the better.