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Author Topic: Investing on cryptocurrency is too hard for others  (Read 589 times)
samcrypto
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June 18, 2019, 01:38:59 PM
 #1


While surfing online, luckily found the common reason why Filipinos are not investing specially on cryptomarket.

But here's my personal opinion about this topic:

1. Lack of Knowledge - Sa tingin ko ito ang pinakadahilan kung bakit maraming pinoy ang ayaw mag invest kasi hinde pa nila alam ang kanilang papasukin at hinde sila kampante.

2. Victim of Scam - Siguro naloko na sila ng mga investment scheme tulad nalang ng KAPA at RIGEN marketing at maraming pang iba.

3. Kulang ang source of income - Yung iba gustuhin mang maginvest pero hinde nila magawa.

4. Hindi Priority - Gaya ng nasa image sa itaas, may mga pinoy talaga na hinde priority ang investment kase mas gusto nila ang easy money kaya naiiscam sila.

Do you think tama yung image sa itaas? and ano pa ang dahilan kung bakit hinde nagiinvest ang iba?

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June 18, 2019, 01:42:28 PM
 #2

Nakarelate ako dito, dati talaga marami akong reason para hinde mag invest and super tama lahat nung nasa timeline, ganun talaga siguro tayong mga pinoy happy go lucky and hinde na iniicp ang future kase sabe nga nila, you only live once pero mali pala yung ganung prinsipyo. Simula nung natuto ako maginvest, naging priority ko na ito kahit paunte unte and super thankful talaga ako sa mentor ko dahil sa kanya nagsimual ang lahat.
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June 18, 2019, 08:42:29 PM
Merited by cabalism13 (1)
 #3

Ano bang pinaka-main point ng post? Just to be clear lang.

The image is all about investing "in general as a whole" and I think you pointing on cryptocurrency since you have mentioned: "especially on cryptomarket". They are different in many aspects, at least based on my own view so magiging iba ang response ko in terms of general at sa crypto.

Follow-up responses will be made.

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June 18, 2019, 10:33:36 PM
 #4

Tingin ko ay dahil mas gusto ng karamihan sa atin na mag milk tea nalang imbes na ibili ng crypto. Di naman siguro dahil di sila aware. Ayaw lang talaga nila na mag risk ng pera sa hindi nila sigurado. Kung babanggitin mo ang bitcoin sa iba, scam agad nag iniisip nila or sasabihing sa bangko nalang ilalagay kaysa doon. Sadyang tamad lang talaga ang iba at gustong sa trabaho lang umiikot ang buhay nila.
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June 19, 2019, 12:02:39 AM
 #5

I also agree that the picture is not just for cryptocurrency but for the whole investments available though I agree na ganyan talaga ang mga Pilipino and they are all wanting the easy way to earn na we all know, hindi naman pwede yun. Another reason why people don't want to invest in cryptocurrencies is because of their volatility. Sasabihin niyo, kasama na yun sa lack of knowledge pero para saken hindi. Investments are not always stable, volatile din ang iba't ibang investments na available but the thing is that Bitcoin is so volatile and most of the investors I know can't cope to that volatility the reason na ayaw nilang magstay dito. THey are used to price stability na laging pataas and that is the same with other people or investors. Unless you are a patient person but we all know most of our countrymen wants money and profit instantaneously, kaya ganun.
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June 19, 2019, 12:46:53 AM
 #6

Hindi po konektado sa image na ito  kung bakit hindi po nag iinvest ang mga kababayan sa crypto,  aminin na natin na kaya hindi nag iinvest ang karamihan sa ating mga kababayan ay, sa pagkat hindi pa nila lobusang alam ang tungkol sa cryptocurrency at kaunti lang talaga sa ngayon ang nakakaalam nito.

Halimbawa. Yung KAPA investment diba marami ang nag invest ng pera yung iba pa nga nagbenta ng ariarian nila para lang may pang invest,  kasi naipaliwanag sa kanila ang mga benepisyo na matatangap nila. Kaso nga lang ayun pinasara na ng pamahalaan.
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June 19, 2019, 02:57:07 AM
 #7

I think tama ang opinyon mo brad yung lack of knowledge, iniisip baka isang scam nanaman ito, Gastusin sa mga pang iskol sa kanilang mga anak, sakto lang yung sweldo sa gastusin sa pang araw araw, yan ang iniisip kong ka dahilanan kung bakit hindi sila nag invest.

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June 19, 2019, 06:08:48 AM
Merited by harizen (1)
 #8

The image is all about investing "in general as a whole"
It is definitely a representation in general, whatever kind of business and investments are being discussed. And if I were to be asked this is why most Filipinos doesn't invest on crypto:
1. Gusto natin pagnaginvest tayo, may kita agad.

2. Mas nakikita natin ang negative side ng crypto kumpara sa brighter side.

3. Dahil sa mga Scams from the past, tumatak na sa iba ang crypto ay hindi legit.

4. Lack of knowledge about current technology and other things.

5. Hindi uso sa pinas.

6. Lack of Money and Time Management.

7. Mas gusto ang libre.


Some of I listed sounds redundant, but if we go deeper, its definitely not.




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June 19, 2019, 06:17:37 AM
 #9

Iba iba kasi ang priorities nating mga Pinoy kadalasan mas inuuna natin ang luho kesa mag impok or mag invest like sa crypto sabi nga ni OP para lumago ang pera natin yung iba mas gusto magtravel kahit walang ipon kahit sakto lang ang pera masayahin kasi ang mga Pinoy hanggat may magagastos sa kung saan sige lang tapos pag wala ng pera trabaho naman pag nakaipon ng konte hala gala na naman pag ngkaemergency utang ang labas kadalasan ganyan ang nakikita ko sa mga kakilala ko jan lang lang umiikot bihira lang yung masasabi mong financially stable yung kahit walang trabaho ng ilang taon mabubuhay ng maayos.


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June 19, 2019, 06:49:49 AM
 #10

The image is all about investing "in general as a whole" and I think you pointing on cryptocurrency since you have mentioned: "especially on cryptomarket".
Exactly the first thing that came to my mind when I saw the image. Bago pa nagkaroon ng cryptocurrency, yan na ang mga kadalasang dahilan bakit hindi nag-iinvest mga tao.



May mga nabasa na mga pag-aaral kung bakit hindi maka-invest ang ibang tao sa crypto. Ang pinaka-dahilan eh hindi talaga nila maintindihan ang proseso. Mula sa pag-set up ng wallet; pag-open ng account sa mga palitan; pag-deposit at pag-trade....

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June 19, 2019, 09:39:32 AM
 #11

Isa pa sa mga nakikita kong dahilan ay hindi gaano kaeducate ang tao sa pag iinvest. Marami tayong naririnig na mga negatibong pananaw na kesyo "may mga nabibiktima ng scam, mag ingat sa pag invest". Kaya naman ang mentality ng tao wag na lang mg invest kung ayaw magscam. Imbis sana na maipakita ang kahalagahan nito para mahikayat na mag invest. Bagamat ang katotohanan ay hindi talaga prayoridad ito dahil sa kulang ang sweldo o sakto lamang sa pangangailangan. Alam nyo ba na sa mundo 80% ang average wage earner. Sana sa mga susunod pang taon ay tumaas na din kahit papaano ang antas ng pamumuhay ng bawat tao.

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June 19, 2019, 11:13:04 AM
 #12

Ano bang pinaka-main point ng post? Just to be clear lang.

The image is all about investing "in general as a whole" and I think you pointing on cryptocurrency since you have mentioned: "especially on cryptomarket". They are different in many aspects, at least based on my own view so magiging iba ang response ko in terms of general at sa crypto.

Follow-up responses will be made.
Since cryptocurrency is one of the best investment right now, I think this one can also be applicable.
This is the attitude in general when it comes to investing with most of the Pilipinos. I'd also add some personal views about this matter.


I've read about the Senator proposes with regards to Financial Literacy, I think ito na talaga ang sagot sa lahat kasi dapat hanggat bata pa, malaman na agad kung pano ang tamang pag hawak ng pera at kung paano ang tamang pag invest, para maiwasan naren ang mga scam.

Here's the link for more details - Senator proposes financial literacy in high school curriculum
I hope na maisapasa itong batas na ito, and I'm willing to teach senior high if ever. Smiley

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June 19, 2019, 04:36:33 PM
 #13

Maganda ang pinapahatid ng post na ito kasi karamihan na talaga sa mga tao ngayon hirap talaga mag invest sa crypto coins. Pero hindi naman lagi taon taon wala kang pundo para sa crypto dahil ang ibang tao ay may ipon at kita sa ibang klasing paraan.

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June 19, 2019, 04:52:38 PM
 #14

Lack of knowledge kaya yung mga investments na pinapasok nila alanganin tulad nitong recent scam na Kapa, pangalawa hindi nila priority yung mga bagay na hindi nila alam lalo na sa investments kasi paano nga naman nila ipapasok pera nila kung hindi nila alam kung saan ang punta.
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June 19, 2019, 09:02:22 PM
 #15

Just to be general ang mga pinoy ngayon hindi open talaga sa mga real investments (stocks, bonds, mutual funds, real estate) ayon sa latest studies only 3% ng populasyon natin nay pumapasok sa real investment compared sa other Asian neighbours natin na nasa at least 15%. Mas gusto kasi ng mga Pinoy ang easy money kaya ang nakikita natin kungdi networking ay mga nabibiktima sa ponzi. Di sila nagiging totoo at mas gusto nila yumaman kaagad sa maikling panahon kaya nagpapaniwala sila dito.

May malaking kasalanan din ang ating educational system sa palagay ko. Compared sa other countries wala tayong financial planning subject nung mga secondary level. Sa tertiary naman optional lang yun at mga business vourses lang nakakakuha. Kaya di mo makikita mga pinoy na mabilis pumasok sa mga real investment kasi sa tingin nila mabagal pera nila dito.

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June 20, 2019, 09:36:10 AM
Last edit: June 20, 2019, 09:50:15 AM by samputin
 #16

Lack of knowledge talaga for me ang primary reason kung bakit hindi nagiinvest ang mga Pinoy. Plus, hindi naman malaki ang sahod ng mga empleyado natin dito so "the lack of spare cash makes investing impossible."

But how about those who earn enough or yung mas malaki ang sahod sa karaniwan or those who belong in the 'middle class'? According to studies, 25.2% ng mga Pinoy ang kabilang doon and 0.1% from the upper class. Pero 8% lang ang nagiinvest. And most common reasons ang nabanggit mo, OP.

However, there are also other reasons according to some financial advocates.
Quote
"Knowledge, access, and the right mind-set about 'now vs later'." —Marvin Fausto, fund manager and investment expert

"Pinoys don't prioritize investing because they prioritize wants over needs, have to much debt, too many dependents, and uncontrolled spending." —Chinkee Tan, wealth coach and media personality

"People fail to invest in their future because they want to enjoy their money even when it is still small. Most cannot wait for the day when they have grown the little they have so that they can enjoy more." —Dodong Cacanando, business speaker and best selling author

That's why financial education is also important so that we can see the reasons why we SHOULD invest rather than why we shouldn't.

If you want to know further the other reasons, here's the source: https://www.google.com/amp/s/business.inquirer.net/230072/filipinos-not-invest/amp

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June 20, 2019, 04:08:33 PM
 #17

May ibat-ibang mga dahilan o mga rason kung bakit hindi nag-iinvest sila sa crypto. Pero maaari rin naman yang nakalagay diyan ay ang mga posible na rason.

Maybe hindi masyado silang familiar sa ganitong investment at siyempre naman sa dami ng scam for sure hindi na sila magkakainterest.

Ano pa man ang mga dahilan ng ilan mas maiging hikayatin sila sa abot ng ating makakaya.

 
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June 21, 2019, 05:58:35 AM
 #18

I guess the main reason is they don't earn much income from their job, most the filipinos who really aim to have higher income are just going abroad as they earn better and they have better opportunity, and other thing is lack of discipline to save, since the first step before you'll be able to invest, is you need to start saving first, if they failed in the first step, it's not possible they'll be able to invest, unless they'll take a loan to invest the money, which I believe not advisable.
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June 21, 2019, 08:25:38 AM
 #19

Nowadays kasi ang mga tao mas pipiliin na i save na lang sa bank ang kanilang pera kesa mag invest sa crypto o kahit anong opportunity na meron dyan dahil na rin sa takot na baka ma scam lang. Based ito sa mga kakilala ko na ini encourage kong mag invest sa crypto lalo na nung time na bagsak pa ang market.

Lack of knowledge at capital ang nakikita kong main reasons kung bakit hindi pa rin ganon karami ang crypto enthusiast dito satin.


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June 21, 2019, 08:42:56 AM
 #20

Nowadays kasi ang mga tao mas pipiliin na i save na lang sa bank ang kanilang pera kesa mag invest sa crypto o kahit anong opportunity na meron dyan dahil na rin sa takot na baka ma scam lang. Based ito sa mga kakilala ko na ini encourage kong mag invest sa crypto lalo na nung time na bagsak pa ang market.

Lack of knowledge at capital ang nakikita kong main reasons kung bakit hindi pa rin ganon karami ang crypto enthusiast dito satin.



Sa nakikita ko bro madami ng nakakaalam ng crypto yun nga lang lack of knowledge talaga sila kasi pag sinabi agad na investment sa crypto ang una agad papasok sa isip nila scam kahit madaming safe investment silang pagpipilian di naman kasi kailangan na kapag sinabing investments e sa mga di kilalang coin agad diba madami diyan like bitcoin itself pwede naman ipasok ang pera diyan.
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