Be careful of asking Non collateral loans outside the local

[mirakal]

Kung magloloan make sure talaga na may collateral kang ibibigay doon sa uutangan mo para walang problema. Depende rin kasi kung gaano ka trust yung account mo na kahit wala kang collateral ay mapapautang ka dahil may feedback ka na mapagkakatiwalaan kang tao. Marami rin ang nagloloan ng walang collateral pero nakakakuha sila depende na lang talaga yan sa tao.

The real thing here is most of the borrowers wants a non collateral loan, the reason to borrow is they need money, if I have a collateral, I would not take a loan, instead just sell my coins. With collateral it's considered a non risky loan and lenders can make easy money with this.

Actually this is my first time to see a DT tagged a high rank (clean account) for asking a non collateral loan.
He has no trade history but he ranked up to hero member and that requires a long period to do it, and in that long period he has no bad record.

[1713294563]

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[1713294563]

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[DarkStar_]

With collateral it's considered a non risky loan and lenders can make easy money with this.

There's still an element of risk, for example the altcoin could drop 30% or whatever overnight and fall below the original lent amount. It's less risky, but not risk free.

[mirakal]

With collateral it's considered a non risky loan and lenders can make easy money with this.

There's still an element of risk, for example the altcoin could drop 30% or whatever overnight and fall below the original lent amount. It's less risky, but not risk free.

Thanks for the correction, of course you know better as you are in the business and you have experience on what you are sharing.
Yeah, that's less risky that's why the interest is also lower compared to non collateral loan but I would still take a non collateral loan as it's more challenging and lenders will know if you can really be trusted, while we gain trust here, we have a privilege to borrow money easily and that helps when we are in times that we need money.

[Clark05]

Kung ako rin naman ang magpapautang e kung wala akong hawak ang magpapautang ng isang bagay na may halaga magkakaroon siya ng doubt. Depende na lang talaga sa tao yan kung magpapautang siya kahit wala ng collateral depende rin kasi sa account mo kung trusted ba ito at nakapagloan kana at nabayaran mo na ito kahit hindi ka nakapag bigay ng collateral. Ingat na lang tayo mga kabayan sa pag aask ng loan.

[Rufsilf]

Kung magloloan make sure talaga na may collateral kang ibibigay doon sa uutangan mo para walang problema. Depende rin kasi kung gaano ka trust yung account mo na kahit wala kang collateral ay mapapautang ka dahil may feedback ka na mapagkakatiwalaan kang tao. Marami rin ang nagloloan ng walang collateral pero nakakakuha sila depende na lang talaga yan sa tao.

Tama, magsisilbing security din yun kung sakalaing ang mag loan ay tatakbo sa kanyang responsibilidad, hindi naman sa nanghuhusga pero madalas kasi mangyari ang ganyan na maghihiram nag walang collateral tapos kakalimitan nlng ang loan, so mas mainam talaga na may collateral para hindi ka mahirapan sakaling tumakbo man ang ng loan sayo.

[finaleshot2016]

It's kinda unfair naman kung bibigyan siya ng Negative trust regarding that post.

It's a request, that's mean kung may kumuha, then it should be granted/funded. Kung wala naman, better luck next time nalang or maghintay hanggang sa may good samaritan na magpapahiram ng pera. Most of the time, wala naman ng sumasali sa bounty campaigns or bumibili ng altcoins to serve as collateral kaya mahirap talagang makapag-loan with collateral especially doon sa

Negative trust is given for those who use their account for scamming, cheating at iba pa. It's unfair to the OP na nagrequest lang for a non-collateral loan at nagkaroon agad ng neg trust. Kasi dati pwede naman talaga ang non-collateral kaso risky because of scammers, ngayon madedefine mo naman kung legit yung account at magkakatiwala through his trust ratings and received merits. Instead of giving him neg trust, pwede namang i-report sa moderator or ask the OP to lock the topic kasi nga hindi na allowed ang non-collateral loan.

[serjent05]

It's kinda unfair naman kung bibigyan siya ng Negative trust regarding that post.

It's a request, that's mean kung may kumuha, then it should be granted/funded. Kung wala naman, better luck next time nalang or maghintay hanggang sa may good samaritan na magpapahiram ng pera. Most of the time, wala naman ng sumasali sa bounty campaigns or bumibili ng altcoins to serve as collateral kaya mahirap talagang makapag-loan with collateral especially doon sa

Negative trust is given for those who use their account for scamming, cheating at iba pa. It's unfair to the OP na nagrequest lang for a non-collateral loan at nagkaroon agad ng neg trust. Kasi dati pwede naman talaga ang non-collateral kaso risky because of scammers, ngayon madedefine mo naman kung legit yung account at magkakatiwala through his trust ratings and received merits. Instead of giving him neg trust, pwede namang i-report sa moderator or ask the OP to lock the topic kasi nga hindi na allowed ang non-collateral loan.

Ang problema kasi, maraming mga member dito ang advance mag-isip.  They jump into conclusion na mang-iiscam  agad ang gumawa ng thread if they ask for a loan na walang collateral.  I believe yung mga taong ganitong klase loves to exercise their authority to the point na nawawala na ang sense of reasoning nila.  At once they got the authority/power for example, being on DT, eh it boost their ego to exercise it and tagging "possible" scammers na wala pa namang valid evidence.  Anyway, just to avoid the drama, need talaga nating iwasan ang mga ganitong situation wherein we ask for a non-collateral loan outside this board.

[samputin]

Most of the time, wala naman ng sumasali sa bounty campaigns or bumibili ng altcoins to serve as collateral

Hmm, depende siguro sa alt. Kung ang alt offered is eth or other stable alts then probably pwede ito but it was a shittycoin then hindi talaga ito pwede because its value easily vanish in the long run especially kung natapos na ang dump stage ng nasabing coin.

Negative trust is given for those who use their account for scamming, cheating at iba pa. It's unfair to the OP na nagrequest lang for a non-collateral loan at nagkaroon agad ng neg trust.

Indeed, though the bad possibilities are there we can't judge unless the violation was already committed. Anyway, di na ba talaga pwede ang non collateral loan? How about Darkstar's services?

[Nellayar]

I don't think the negative trust was really necessary. This is one reason why some users are fighting the trust system.

I agree with this statement (reply) on that thread:

A loan request is not automatically a scam attempt. The scam attempts that are frequently seen here are those made by throwaway accounts.

 

In this industry, if you want to be stay away from getting negative trust, you should be involved in money making communication. Eventhough he is a hero member, DT prevented him to get loan. Why? Because loan without collateral is too risky.

We cannot say that a scammer is not a hero member because many people are scamming using higher accounts. That is why trusts is created.

[finaleshot2016]

Most of the time, wala naman ng sumasali sa bounty campaigns or bumibili ng altcoins to serve as collateral

Hmm, depende siguro sa alt. Kung ang alt offered is eth or other stable alts then probably pwede ito but it was a shittycoin then hindi talaga ito pwede because its value easily vanish in the long run especially kung natapos na ang dump stage ng nasabing coin.

If eth naman yung magse-serve as collateral edi same lang din yon, he/she can trade it into peso para magamit as pambili kung ano man ang needs niya. Kaya madalas ang collateral ay mga physical items talaga since nasa online tayo, ang ginagawa nilang collateral is yung mga altcoins kaya masyadong imposible para sa iba na makapagloan without collateral.

Negative trust is given for those who use their account for scamming, cheating at iba pa. It's unfair to the OP na nagrequest lang for a non-collateral loan at nagkaroon agad ng neg trust.

Indeed, though the bad possibilities are there we can't judge unless the violation was already committed. Anyway, di na ba talaga pwede ang non collateral loan? How about Darkstar's services?

Depende kasi yan sa nagse-service pero ang magrequest ng non-collateral loan ay bawal na ata.

[jhonjhon]

With collateral it's considered a non risky loan and lenders can make easy money with this.

There's still an element of risk, for example the altcoin could drop 30% or whatever overnight and fall below the original lent amount. It's less risky, but not risk free.

Correct, kahit saan may risk, kahit man nag sell ng coins may risk parin na malugi depende kung anong klaseng coin yun kasi hindi natin alam ang magiging takbo ng market may chance bumaba or tumaas ang presyo kaya hindi mawawala ang risk nayun kaya mainan na pag isipan mabuti at pag aralan kung saan ung hindi masyado malaki ang lugi mo.

[bitcoin31]

Asking no collateral will not be approve ny the lenders for sure because they don't have any things that they can use incase the loaner not pay. If you are have previous experience in loaning with successfully paid maybe even you ask without collateral they can approve your loan. Just be careful for asking loan and choose loan thread you want to loan to not cause any problems.

[micko09]

which is totoo naman ung ibang nag cocomment dun sa thread na yon na prone talaga sa scam ang non collateral loans, pero hindi fair ung pagbibigay sa kanya ng negative trust, pwede naman nila un idecline or ireject bakit need pa bigyan ng neg trust,