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Author Topic: Is Investment better or saving?  (Read 705 times)
XCANA
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June 28, 2019, 07:38:28 PM
 #21

Investing in Bitcoin is pretty risky as it already went from 15k$ to 3k$.

That was long ago that Bitcoin went down from $15k to $3k compare to what is obtainable from the current state of Bitcoin. Based on OP question: i prefer to invest my funds than for savings, savings will only keep your funds but investment will add to your funds if invested wisely on the right part and not the wrong scheme.

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June 28, 2019, 07:44:21 PM
 #22

These things arent really right to be compared yet both should really be done and shouldnt really be needed for you to choose up.

You cant really blame people not to be scared or hesitant when it comes to investment yet they do know the risk behind on losing up
money thats why they do rather save up than to risk but if you do like to fasten up on saving up money then investment will be a better
option but somehow it do accompanied with risk and for those people who jumped in and aware on that they do have the possibility
on either doubling or how many times it folds their savings if investments goes well.

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June 28, 2019, 08:01:32 PM
 #23

It seems to me that these are very different concepts. Investments are aimed at making a profit, but savings are not. So it's hard to say which is better, because they have completely different goals.

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June 28, 2019, 08:16:15 PM
 #24

Investment is better if you know what you are investing than saving since your money won't move if you will just gonna save it. Investment may be risky but if you know how to handle the risk, the outcome would be great in no time.

Rules number 1: Never ever invest in something that you don't understand even if it's too good to be true. Understanding the basics is important because when things get ugly you know how to deal with it.

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June 28, 2019, 08:28:35 PM
 #25

Investment is better if you know what you are investing than saving since your money won't move if you will just gonna save it. Investment may be risky but if you know how to handle the risk, the outcome would be great in no time.

Rules number 1: Never ever invest in something that you don't understand even if it's too good to be true. Understanding the basics is important because when things get ugly you know how to deal with it.
Even saving up money doesn't really free you out from certain risk and as being mentioned you can potentially be hit up by inflation.

In result it would put your fiat savings into useless one.Diversify everything if you do have the chance but all things should really be done on a
systematic way.

R


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June 28, 2019, 08:30:30 PM
 #26

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.


the people who wanted to take risk in his life will definitely invest in cryptocurrency or any other things but people who had lots of income in their life will definitely try to save some much of amount for the later use that is the difference between investment and savings.

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June 29, 2019, 07:24:15 AM
 #27

investment will make the value of your money move, rather than saving, which only makes your money silent and a waste of time. Not that I don't like saving, but just say that investment is better than saving.

Rules number 1: Never ever invest in something that you don't understand even if it's too good to be true. Understanding the basics is important because when things get ugly you know how to deal with it.
True, it's better to invest with what you know, such as safer property investment because surely everyone on average understands this business. And property investment will certainly benefit because every year property prices always increase. So it doesn't have to be crypto, invest whatever you know and understand.
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June 29, 2019, 07:33:12 AM
 #28

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.


Saving is indeed so keep an amount which needs for your secured short term future and let the rest of your money work for you which is called investment.

Saving doesn't grow so the profits from it less so if you are looking to make money then you need to be an investor but for that you need to save money initially.









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June 29, 2019, 04:10:43 PM
 #29

Investing and Saving  are both important, but investing is always better to saving because if you are saving your money to bank,  that will give a very less return, compare to investment that allows you to earn a higher return, but you take on the risk of loss.
From point of view of an investor and a businessman, you should go for investment only if you see the following factors in the asset. The first thing is the risk factor you need to take into consideration. If there is risk in the asset in question, you should not invest but save. Profitability, liquidity and volatility are other factors you need to take into consideration.
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June 29, 2019, 04:18:05 PM
 #30

Investment is better if you know what you are investing than saving since your money won't move if you will just gonna save it. Investment may be risky but if you know how to handle the risk, the outcome would be great in no time.

Rules number 1: Never ever invest in something that you don't understand even if it's too good to be true. Understanding the basics is important because when things get ugly you know how to deal with it.
Even saving up money doesn't really free you out from certain risk and as being mentioned you can potentially be hit up by inflation.

In result it would put your fiat savings into useless one.Diversify everything if you do have the chance but all things should really be done on a
systematic way.
Should be done with good understanding so it will be beneficial for your save money expecting to have good growth when you will do it with good efforts and knowledge.

It's good to invest instead of saving your money from the bank and let the company enjoy with your savings, but it's needed to have a good overview of your target investment, plan well and expect to succeed.
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June 29, 2019, 04:33:37 PM
Last edit: June 30, 2019, 06:31:17 AM by Siren
 #31

Investment is better if you know what you are investing than saving since your money won't move if you will just gonna save it. Investment may be risky but if you know how to handle the risk, the outcome would be great in no time.
Thats it!!but the problem is if you mismanaged the investments? Then for sure you're done not like in saving atleast you still have your amount that can be withdrawn in future.
Quote
Rules number 1: Never ever invest in something that you don't understand even if it's too good to be true. Understanding the basics is important because when things get ugly you know how to deal with it.
But ths problem is they are being attractes of what people says and sometimes become greedy so instead of gaining.gaining . losses ks what they've got
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June 29, 2019, 04:55:24 PM
 #32

Invesment is always better than saving but its more risk. You can double your money or make profit with investment but you should be carefull to choose what that you want to invest.

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June 29, 2019, 06:36:27 PM
 #33

Saving now is not able to sustain your wealth anymore, the inflation rate is grow faster than the bank interest, its true that its safer to save rather than invest, investing can cause you losing money but it can sustain your wealth and the profit can be bigger than saving, investing is way better than saving for now
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June 29, 2019, 10:13:10 PM
 #34

Invesment is always better than saving but its more risk. You can double your money or make profit with investment but you should be carefull to choose what that you want to invest.
Every investment will cater risk and not everyone can take that risk.

It will teach you as you go on further with your investment and it will add more discipline on how you manage your finances. Experience will also help you to avoid scam investments.



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Rainbot
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June 29, 2019, 11:39:25 PM
 #35

Both of these actually have advantages and disadvantages. If you really want to invest in food you have to know in the field and do you see prospects going forward? Although sometimes in crypto it is not clear whether this really works or just runs in place.

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June 30, 2019, 04:14:01 AM
 #36

Invesment is always better than saving but its more risk. You can double your money or make profit with investment but you should be carefull to choose what that you want to invest.
Every investment will cater risk and not everyone can take that risk.

It will teach you as you go on further with your investment and it will add more discipline on how you manage your finances. Experience will also help you to avoid scam investments.
Risk is a natural thing, you will never grow your money without risk, so don't refuse investment just because of risk, it's not a consideration that you have to choose. precisely save that have risk like inflation, and even save doesn't provide the benefit of growing your money, what will you choose now ?
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June 30, 2019, 05:31:58 AM
 #37

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.


anything is good for our life when we are making money from it by saving money we are not going to make more money so it is not more profitable than the investment and there are lot of investments available and the profit rate depends on the risk factor and the amount of risk from the investment choose one which is good for you.

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June 30, 2019, 08:39:00 AM
 #38

For me, both have advantages and disadvantages. But i prefer to investment, its more risk but its profitable if we know what we have to invest. In crypto i am invest to Bitcoin and some altcoins, so far its profitable.
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June 30, 2019, 10:18:10 AM
 #39

But the risk is larger in investment than saving. When you are investing, you can't say that you can get a return for that, there is lot of investment out there that lead to losing, not only on crypto but on different financial related investment (even non-crypto).

What I notice is only in crypto you can get huge returns and loss a huge also since the volatility is huge. Just always think that there is no 100% safe investment in this world.

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June 30, 2019, 12:51:46 PM
 #40

Financially speaking, investment has a greater profit than savings but you shouldnt put all your money in investment. You should have put aside a savings which is fixed for emergency or any other things. Investment although profitable may sometimes be lost. If you put all your money there then youre going to have a hard time.

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