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Author Topic: Savings Vs Investment?  (Read 6290 times)
JC btc
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December 02, 2019, 04:24:57 PM
 #401

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

It makes no sense to just keep your money in a piggy bank, you can at least just place funds in bonds that carry minimal risk, it will be the same accumulation, but more efficient than just keeping this money at home. So choose a conservative investment in assets with good protection against collapse.

Yes, we should take risk in learning how to maximize our fund/money, investing in crypto, stock market, doing trading or forex trading are good just depends on you how you are going to maximize it, what's important is you are doing something that you can earn even if you are sleeping, as that's the secret of millionaires, they are taking risk until one day that they are earning a lot although they are sleeping.


 
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December 03, 2019, 11:20:08 AM
 #402

You cannot beat inflation if you will just save your money but you can beat inflation by investing. Rich people people are prefer to invest than to save because they keep growing their wealth. We should invest more than to save for us to acquire more assets that can give us passive income.




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December 03, 2019, 03:51:21 PM
 #403

I prefer investing in both cryptocurrencies and investing in gold. If investing in crypto I always buy bitcoins when price is cheap and so are buying altcoins. If in gold I always hold will not sell it. Because gold will not happen inflation.

I prefer them both too as they will generate both profit in the future, but will just invest more in gold rather than in Bitcoin, but still will check out the value when that time comes and will check the news, and other factor before finally investing in both of them and also making sure I do have enough fund to compensate our daily needs and our expenses.

 
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December 03, 2019, 07:01:33 PM
 #404

Indeed, if it is related to inflation then investment will be the main option, but the problem is that not everyone or investors will really invest in the right project so that in the end it will suffer losses too because the returns do not reach as expected. So in this case I think both are good as long as we can control ourselves to not be greedy, because after all savings and investment will ultimately have benefits too if we know the right time from many factors and situations.

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December 03, 2019, 07:07:22 PM
 #405

It's better to put your money in savings to save your money from risky investment here in crypto. Huge dump will be happened once you invest a coin with no potential to increase.
Good thing to be done but there are people who do like to invest and doesnt like for their money to be stored into their own bank and having no interest at all.

The concern here is to make money and investment is only the option.If you wont risk then you wont earn something.Dump is inevitable thing here on crypto space thats
why you should really be careful on which coin you would tend to put your money on. BTC would be the primary choice for sure.

 
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December 03, 2019, 08:14:30 PM
 #406

We need to do both in order to succeed, if we just go with savings or investments, it’s too risky so balance is the key. Also, our investment needs to be wisely done instead of random, as that could end up in very much wrong way.
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December 05, 2019, 08:05:34 PM
 #407

I prefer investing in both cryptocurrencies and investing in gold. If investing in crypto I always buy bitcoins when price is cheap and so are buying altcoins. If in gold I always hold will not sell it. Because gold will not happen inflation.
For me this is not good to invest my money in gold as we know gold is not worthy investment in this era. Bitcoin is the best coin as you are already doing but maintain your investment and buy bitcoin, ETH as well. Bitcoin is the best choice among everything that we use as investment because bitcoin has certainty to grow in price and it never make us suffer lose.

 
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December 06, 2019, 08:48:12 AM
 #408

I prefer to do both! Currently after researching everything I could I decided to invest in a crypto project that can give you a loan if you deposit a minimum of $ 500 on BTC or the equivalent in any other cryptocurrencies. You can deposit an amount of its token and do not withdraw it and you can earn 32% interest. It also has other benefits and is the reason why I joined because it has passed all the trust tests, it has good marketing and in this project, I can do both Invest and Save.

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December 06, 2019, 11:27:01 AM
 #409

Both are good but I think it is better to invest in savings. Because you have to save up for a certain amount of time, which you cannot afford even if you wish. You will be able to pick it up after the specified time. But if you invest, you get a lot of profit every day. Where to invest that is good if you can make a lot of money in a small amount of work.

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December 06, 2019, 12:40:51 PM
 #410

Indeed, if it is related to inflation then investment will be the main option, but the problem is that not everyone or investors will really invest in the right project so that in the end it will suffer losses too because the returns do not reach as expected. So in this case I think both are good as long as we can control ourselves to not be greedy, because after all savings and investment will ultimately have benefits too if we know the right time from many factors and situations.
I think if it depends on conditions like an investment, I think people will compete to invest, especially in bitcoin. well, this has happened. however, under normal circumstances, for now, I prefer investment over saving. Well, maybe I'll save some for emergencies. but, if you are a businessman, I think the investment has become like the thing that needs to be done.

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December 06, 2019, 01:26:56 PM
 #411

Indeed, if it is related to inflation then investment will be the main option, but the problem is that not everyone or investors will really invest in the right project so that in the end it will suffer losses too because the returns do not reach as expected. So in this case I think both are good as long as we can control ourselves to not be greedy, because after all savings and investment will ultimately have benefits too if we know the right time from many factors and situations.
I think if it depends on conditions like an investment, I think people will compete to invest, especially in bitcoin. well, this has happened. however, under normal circumstances, for now, I prefer investment over saving. Well, maybe I'll save some for emergencies. but, if you are a businessman, I think the investment has become like the thing that needs to be done.

Yeah almost all successful businessmen would tell you to find ways to make your money work for you. Though of course we can't remove the importance of having your own savings, investing is what will make you go far financially. Simply put, you need to have both.  Making an investment takes time and effort to be successful so you need to have your savings on the side in case things don't go the way you want them to go.

 
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December 06, 2019, 09:35:19 PM
 #412

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

FOMO is for day traders and those who want urgent profit. FOMO shouldn't be considered as an investment.
Saving is good but to not devalue it worth due to inflation, I do prefer saving with fix deposit a reasonable percent of my money.
Every form of savings should add value to it what was saved, people should reduce stockpiling money in the banks while banks lend your money, or use it to trade.
They make a profit from your savings without interest, rather they still charge you for Saving( Using) your money. We should do anything legally possible in ensuring that our savings add value rather than devalue.

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December 06, 2019, 11:09:45 PM
 #413

We need to do both in order to succeed, if we just go with savings or investments, it’s too risky so balance is the key. Also, our investment needs to be wisely done instead of random, as that could end up in very much wrong way.
Inflation cannot be prevented because it always happens in every nation . We should invest for us to grow then money we are holding, if we want to have a larger earning in the future an investment is needed, we can secure our future budget, money when we invest rather than only saving it, when we save , that money will never grow, or it will grow up but only a penny.

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December 06, 2019, 11:57:00 PM
 #414

~snip~

In the traditional economy, saving was an option for many, who saw that it had many benefits, but due to the pace we are living, and as you say, inflation problems and many rumors about the possible crash of the world economy.

While investment is a good way to shelter money and value from it, diversifying into Bitcoin and Gold is not a bad thing, however money according to many Investment book authors advise that they should invest to have long-term benefits, it is much better than earning annual interest in a bank that offers less than 24%, while in investment of Real Estate, Bitcoin, Stock Market and Gold it can exceed 24%. I take 24% because it is a round number that no bank offers, it could be said that no bank gives a quarterly interest of than 6%.

Then there are risks in investment, if in the stock market you do not invest in the action that is correct, you may be able to lose some money, if you invest in Bitcoin you will have for now an assured success because you have already fulfilled according to Wyckoff the accumulation stage and It will have an ATH greater than $ 20k, that is an incentive for investment there and gold for being the traditional asset of global trust.

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December 07, 2019, 03:27:14 PM
 #415

It's better to put your money in savings to save your money from risky investment here in crypto. Huge dump will be happened once you invest a coin with no potential to increase.
Well of course if you are only planning it to save and staying away from riský investments then go save and lose the opportunity of growing your money but of course when you do invest here in crypto make sure that your coin has some good future like of course bitcoin and some more. But of course combining both will be even more better, invest your money now in cryptocurrency and then after you gain some profit go and save a portion of it for future use and then continue investing in crypto.



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December 07, 2019, 03:53:01 PM
 #416

It's better to put your money in savings to save your money from risky investment here in crypto. Huge dump will be happened once you invest a coin with no potential to increase.
Well of course if you are only planning it to save and staying away from riský investments then go save and lose the opportunity of growing your money but of course when you do invest here in crypto make sure that your coin has some good future like of course bitcoin and some more. But of course combining both will be even more better, invest your money now in cryptocurrency and then after you gain some profit go and save a portion of it for future use and then continue investing in crypto.

We should not tell to people to invest in cryptocurrency as we are not helping them, we are just pushing them for our own benefit, but let's us tell them that if they are not ready yet then they should take their time and better to know everything before they will invest their hard earned money, investing is good, but this is for the people who are ready to lose some of their money too as investing is not always winning.

 
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JessicaVL
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December 09, 2019, 07:00:47 AM
 #417

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

Absolutely - saving may have worked in the past but no longer. The cost of living far exceeds the amount that most people are able to save, and inflation will guarantee that any savings you make now will not amount to much in the future. Smart and strategic investment is the way to go in this scenario. Not giving into fomo and fud can be a life saver, as can finding the right platform (I like marketplaces like  Vertex.market), and only investing as much as you can afford to lose. Accumulating wealth takes time, and crypto definitely isn't a get rich quick scheme, but strategic investment will pay off - there's no doubt about that.
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December 09, 2019, 07:46:28 AM
 #418

We need to do both in order to succeed, if we just go with savings or investments, it’s too risky so balance is the key. Also, our investment needs to be wisely done instead of random, as that could end up in very much wrong way.
Inflation cannot be prevented because it always happens in every nation . We should invest for us to grow then money we are holding, if we want to have a larger earning in the future an investment is needed, we can secure our future budget, money when we invest rather than only saving it, when we save , that money will never grow, or it will grow up but only a penny.
Indeed, what we need to do is find an investment that best suits us and we have deeper knowledge on how it works to avoid making mistakes. Investing is not that easy and cant guarantee anything so we should be wise when choosing where to invest our money. Then if we already earn thats the time to save a portion of our earnings to be prepared for future expenses.



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[15.00000000 BTC]


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December 09, 2019, 03:08:06 PM
 #419

We need to do both in order to succeed, if we just go with savings or investments, it’s too risky so balance is the key. Also, our investment needs to be wisely done instead of random, as that could end up in very much wrong way.
Inflation cannot be prevented because it always happens in every nation . We should invest for us to grow then money we are holding, if we want to have a larger earning in the future an investment is needed, we can secure our future budget, money when we invest rather than only saving it, when we save , that money will never grow, or it will grow up but only a penny.
Indeed, what we need to do is find an investment that best suits us and we have deeper knowledge on how it works to avoid making mistakes. Investing is not that easy and cant guarantee anything so we should be wise when choosing where to invest our money. Then if we already earn thats the time to save a portion of our earnings to be prepared for future expenses.
Knowledge is the basic foundation of all the things in this world. So as in investing, if you don't have any knowledge even the basics or the fundamentals to check before to invest their you will not have a good journey or progress. Invest in knowledge first so you will have an easier time to get into different opportunities that the world offers to us.

 
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December 09, 2019, 03:42:29 PM
 #420


Knowledge is the basic foundation of all the things in this world. So as in investing, if you don't have any knowledge even the basics or the fundamentals to check before to invest their you will not have a good journey or progress. Invest in knowledge first so you will have an easier time to get into different opportunities that the world offers to us.

We really need to have knowledge in everything, it will be our foundation in our daily life, knowledge doesn't mean we need to be a masteral or doctoral graduate, but how we deal with our everyday life, how we are using our time and money wisely. If we really wanted to become successful, let's all remember that we need to do something that our future will thank for.

 
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