Please see below from Aptum lead developer.
"@everyone I've got terrible news.
After talking to experts in sociology, we've come to the conclusion that aptum will not reach it's goals any time soon.
If it's not possible for paypal to replace visa and cash, and if it's not possible for us, to be a more sustainable alternative by leveraging decentralisation, there is no reason to continue this project.
I hope you understand those reasons for postponing the project.
All resources will stay online and the AIPs will be improved to allow anyone to reference them in the future without researching their backgrounds for years.
All investors are going to be refunded as well.
I hope you'll have more luck with your next project.
If you have no idea where to go now, I'd like to direct you to @Kayaba | MR's Meros, as it looks more promising than ever - mostly because of its incredibly persistent and powerful developer."
Sorry to all, this was an ambitious project and at the present time it does not appear to be possible.
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