FinWhaleX: Peer-to-Peer Lending on the New level

[FinWhaleX]

123456789101112131415161718192021222324 Our partners

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1234567891011121314151617181920212223242526272829303132333412345678910111213141 516171819202122232425262728293031323334 We implement tokens through verified exchanges The reliability of our project — sale of tokens through exchanges that have already earned credibility on the crypto market. They thoroughly check issuers who want to launch IEO and approve only a small part of applications. FinWhaleX tokens will be sold at the following sites:

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12345678910111213141516171819202122232425262728293031323334 Reliable, fact-based business P2P — this is peer-to-peer lending, in which the loan is provided by private investors at an agreed interest rate. Banks and MFIs are not involved in the chain, which greatly facilitates the achievement of results. Studies of relevant organizations speak in favor of further scaling this area: A report published by Allied Market Research in March 2017 indicates that the peer-to-peer lending market will reach 460 billion USD by 2022, increasing by an average of 51.5% per year.                                         The Adroit Market Research study dated May 8, 2019 showed that the capacity of the global market for P2P lending in 2017 was estimated at 231 billion USD with a potential of threefold increase over the next 8 years (until 2025 .) This type of lending is gaining momentum, more and more P2P sites are emerging, the volume of transactions is growing. This suggests that investing in such a business is currently one of the most profitable and low-risk ones.

1234567891011121314151617181920212223242526272829303132333412345678910111213141 516171819202122232425262728293031323334 Planned indicators by 2021

1234567891011121314151617181920212223242526272829303132333412345678910111213141 516171819202122232425262728293031323334 Take into the interests of everyone The FinWhaleX P2P platform is equally beneficial for all process participants. BORROWER A great option for those who do not want to get involved with banks and MFIs . Loan processing through our platform is:

123456789101112131415161718192021222324 The ability to get money with a bad credit history.

123456789101112131415161718192021222324 Interest rate is lower than in any financial institution.

123456789101112131415161718192021222324 Prompt receipt of money without unnecessary bureaucratic procedures.

1234567891011121314151617181920212223242526272829303132333412345678910111213141 516171819202122232425262728293031323334 INVESTOR Suitable for those who want to increase their income without spending a lot of time and effort on finding options. Providing a loan through our platform is:

123456789101112131415161718192021222324 Higher interest rate than bank deposit.

123456789101112131415161718192021222324 Less risk of losing money due to collateral.

123456789101112131415161718192021222324 Opportunity to independently choose who to lend.

1234567891011121314151617181920212223242526272829303132333412345678910111213141 516171819202122232425262728293031323334 TOKEN HOLDERS The best option for those who are aware of the potential of the crypto market and lending. Acquiring our platform tokens is:

123456789101112131415161718192021222324 Getting a stable profit, regardless of the economic and political situation.

123456789101112131415161718192021222324 Possibility to resell tokens in the future at a higher price.

123456789101112131415161718192021222324 Participation in market scaling with huge potential, promising high dividends.

FinWhaleX: change the conditions
of the financial market

123456789101112131415161718192021222324 01 Liquidity provider Simplified the cryptocurrency trading process and made it more profitable for each side of the process.

123456789101112131415161718192021222324 02 Virtual card Digital assets are connected to a virtual card in the application, they can be calculated in 40+ million terminals around the world.

123456789101112131415161718192021222324 03 Mobile app Work with the platform is carried out via a smartphone without the need to issue paper requests.

123456789101112131415161718192021222324 04 We work around the world The platform is not limited to one region, it is available for use in different countries.

123456789101112131415161718192021222324 05 Justification Registered in Singapore, obey laws and monitor compliance with international standards to prevent illegal activities.

123456789101112131415161718192021222324 06 Ease of use Currency conversion is performed within the platform, enabling borrowers and lenders to use their preferred currency.

Road Map








Each online transaction is the work of real people

1234567891011121314151617181920212223242526272829303132333412345678910111213141 516171819202122232425262728293031323334 Each member of the team is a specialist with extensive experience, fully immersed in this area. Only concerted action helped us achieve such a high level and reach IEO.

123456789101112131415161718192021222324 Vladimir Egorov CO-FOUNDER CEO 18 years in leadership positions. In 5 years the financial sector in the field of loans and investments. From the management of micro financial services company to build from scratch a network of online pawn shops.	123456789101112131415161718192021222324 Artur Vartanyan CO-FOUNDER COO More than 14 years in the of information technology. Development and implementation of the first public services in the Russia. Automation of a large number of Telecom and financial companies in their industries.	123456789101112131415161718192021222324 Aldar Sandanov CO-FOUNDER COO From 2008 to 2016, he headed the IT Department at Promregionbank. He was responsible for the current operations of all Bank’s information systems, involved in creating the IT development and security strategy.
123456789101112131415161718192021222324 Viktor Egorov CFO Over 13 years of experience in leadership positions. 10 years in sales, 3 years in the financial sector in the field of loans and investments. Achievement of leading positions at the head of departments.	123456789101112131415161718192021222324 Paddy Tan CSO Founder at InterVentures Asia. He is armed with vast experience in identifying startups from an idea to mentoring, funding and acquisition stage.	123456789101112131415161718192021222324 Glen Liu BUSINESS DEVELOPMENT (SEA) CEO at BlackBox labs. Glen engages clients on multiple strategic levels, providing them with network access and digital solutions required to deploy and commercialize businesses.
123456789101112131415161718192021222324 Andrei Ivanov BUSINESS DEVELOPER Over 14 years of experience in leadership positions. Development Planning and Optimization of the company's expenses. The increase in sales of related services. The interaction of government agencies. Achieving high levels in the market of his companies from scratch.	123456789101112131415161718192021222324 Sergey Sevantsyan CIO He regularly serves as a keynote speaker at international events. Investment Relations Manager at KryptoPal. Scorer and analyst of the ICO project in Neironix. Market Research Manager at ENVIENTA. International Investment Relations Manager at DEEX exchange.	123456789101112131415161718192021222324 Anastasia Leina HEAD OF PR/IR In advertising for more than 10 years: from the designer of the printing and fashion industry to the financial sector. Advertising Department of the financial organization for 5 years.
123456789101112131415161718192021222324 Kirill Kvan PROJECT MANAGER Over six years of experience in Internet marketing. He has an excellent track record, including over 100 successful advertising campaigns for ForteBank, Tutti Frutti Frozen Yogurt, GoodProject.kz, and many other companies.	123456789101112131415161718192021222324 Mikhail Vinertsev FULL-STACK DEVELOPER From 2011 to 2016, he worked at Promregionbank. He started as an IT department specialist and later was promoted to the Head of the IT Department. 5 years of experience in blockchain development.	123456789101112131415161718192021222324 Alexey Pronin FULL-STACK DEVELOPER In 2014, he joined Synthesis of Intelligent Systems as a front-end developer. He is fluent in a number of languages such as HTML, C#, PHP, JavaScript, and NodeJS.
123456789101112131415161718192021222324 Aleksandr Bragin FULL-STACK DEVELOPER He graduated from the Institute of Energy (Tomsk Polytechnic University) with a degree in Electrical Power Engineering and Electrical Engineering. From 2014, he worked as an front-end developer for the R70 Web Studio.	123456789101112131415161718192021222324 Igor Sakovich ANDROID/IOS DEVELOPER Extensive experience developing mobile applications for Android / iOS, as well as more than a year of experience with Flutter. He is fluent in programming languages Java, Kotlin, Swift, Objective-C, Dart.	123456789101112131415161718192021222324 Aleksey Afonin UI/UX DESIGNER The main directions in the projects are corporate portals, web aggregators, financial dashboards, monitoring analytical systems.

1234567891011121314151617181920212223242526272829303132333412345678910111213141 516171819202122232425262728293031323334 For those, who still have questions If your project goes bankrupt, and I lose money Excluded. The market for P2P lending will only grow, this is confirmed by studies of reputable organizations, so our project will scale up, bringing you a steady income. If your platform is hacked, the money will go not to the borrowers and creditors, but to the left accounts? The platform is protected by the blockchain system, transactions are carried out through smart contracts. This is the highest level of protection that exists at the moment. If criminal groups just launder money through your platform We comply with international standards for combating criminal activity, carefully check each participant according to an approved protocol and do not allow those whose integrity we have any doubts to the platform. If your IEO is the only way to collect money and escape It is unprofitable for us. In order to be able to implement tokens through the exchange, we passed a rigorous check of counterparties. Violation of agreements will lead to the loss of reputation that we have developed over the years. I need more information about your project to make a decision. We give everyone the opportunity to download and study the full range of documents: White paper, technical documentation and business model. In addition, you can ask us your questions directly - answer to any.

         

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[holydarkness]

Which interventures is this? I googled interventures + your project and found no announcement about it.

[Fatoni]

There are a lot of P2P lending platforms. What are your advantages?

[notblox1]

Most likely this is just one more scam project,
that just wants to take your crypto fast and run off as fast as possible

[elealemci]

FinWhaleX will conduct IEO on 3 different exchanges. After the end of the token sale it will be listing on these exchanges.

[mosprognoz]

Another scam using bumping service. Almost all posts in this thread are coming from newbies that are posting same bullshit again and again.

[obaviet]

There are a lot microfinance organizations and lending platforms but they do not use blockchain technology.

The completion in this sphere is very big. Also banks give credits to borrowers but it is hard to get a bank credit.

[UserRu]

Peer-to-Peer lending platform on the new level on blockhain. Blockhain has a lot of opportunities and can be used in different spheres.

Blockchain gives a lot of opportunities. But the competition among cryptocurrency startups is very big and there are a lot of scams.

[mosprognoz]

SCAM ACCUSATION THREAD !!!

https://bitcointalk.org/index.php?topic=5172358.0

[Starbug77]

There are a lot microfinance organizations and lending platforms but they do not use blockchain technology.

The completion in this sphere is very big. Also banks give credits to borrowers but it is hard to get a bank credit.

To get bank credit it is necessary to have a good official job and a good credit history and prepare a lot of documents.

[Afaqad]

But the percent on bank credits is much less then the percent in microfinance organizations, that is why bank credits better.

[13carl13]

If it will be very simple to receive a bank credits it would not be so many microfinance organizations and they was not so popular.

[surfboard]

A lot of depends how many users will be on the platform. If it will be a lot of creditors it will be a big competition among them and the conditions of loans will be good.

Creditors must be sure that the borrowers will return the credits. If creditors would be sure there would be a lot of borrowers on the platform.

[FluffyFriendly]

There are loans with collateral that creditors would be sure that borrowers will return the loans. Cryptocurrency can be used as collateral.

[mrrettig78]

I do not understand why is blockchain technology is useful for lending P2P platform? How blockchain technology will be used in FinWhaleX?

There are many microfinance organizations that gives the loans. If FinWhaleX will have better conditions for loans people will use this platform.

The competition among microfinance organizations is very big. FinWhaleX must have a better conditions for loans and people will use the platform.

[Valentin1959]

Blockchain technology is very clear and transparent. Thanks blockchain technology it is possible to check all operations on the platform.

Thanks blockchain will be used a rating system for every borrower. Every borrower will have his own transparent credit rating.

It is good that FinWhaleX will have a rating system and every borrower will have a rating. To get a better conditions for loans it is necessary to have a good rating.

[maicon1998]

For creditors the loans with collateral will be much more better. They will be sure that borrowers will return their money.

But not all borrowers have money for collateral. People take loans because they need money. If they have money they do not need loans.

[antenym]

For example if cryptocurrency raise, people cannot sell cryptocurrency and may take a loan with the collateral in cryptocurrency.

[Galaxy23]

On FinWhaleX will be used loans with collateral and without collateral. It is possible to use cryptocurrency as a collateral.

The loans with collateral are much better for creditors but not all borrowers have a collateral for loans.

[Suke_Teki]

SCAM ACCUSATION THREAD !!!

https://bitcointalk.org/index.php?topic=5172358.0

I hope the FinWhale X team can explain this all, or at least respond to this statement and provide answers that can convince us.