[Reference] Lending board spammers and scammers.

[DireWolfM14]

This morning I found the following loan request in my lending thread.  Being that it was from newbie who doesn't qualify for a loan from me, and obviously didn't read my requirements to qualify, I was about to delete it like I normally do.  Before I did I noticed that Condoras had already left negative feedback on the account, mentioning that the request was posted in multiple lending threads.  Sure enough, the user had posted in at least four lending threads, referenced below.

This isn't the first time I've noticed this type of lending board scamspam.  I'm usually not in the habit of tagging newbies for asking for asking for a no collateral loan, unless they get belligerent about it or make it obvious it wasn't out of naivete.  In the past I would just delete the post and proceed with life.  But this time I decided I would tag this user as well, being an obvious attempt to defraud as many lenders as possible.

So, I decided to create this thread to use as a reference for those request that I delete, but deserve a tag.  It's not self-moderated and I'll leave it unlocked so it can also be used as reference for a scam flag when needed.  I invite anyone to use this thread for their own references as well.

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[DireWolfM14]

Reference for negative review left for user 9900K.  Newbie asking for no collateral loan in many threads, and spamming the lending board with his request.

Username: 9900K
Loan Amount: 0.02 BTC
Purpose: Pay for VPS that I use for Software and Web development jobs on Fiverr
Collateral: None that i can think of. Potential: Steam Account worth $200-250
Repayment date: Feb 4th, 2020
Repayment Amount: 0.021 BTC
Funding Address: 1Enzot7SyymASJ7xbtR3JLe2PsNMZn3Pcw
-----BEGIN SIGNATURE-----
1Enzot7SyymASJ7xbtR3JLe2PsNMZn3Pcw
HKI3vNlWsQryHoPiM2AwxH90HCF+nlicozjt3fJiX9UuWGOQ+7WsnBPwqAyvOrsEJTIYBy6+qsJ7P0FubF7GWgM=
-----END BITCOIN SIGNED MESSAGE-----

https://archive.md/XRerk#selection-6253.17-6253.51

Request For a No Collateral Loan from DarkStar
Required BTC Amount: 0.02BTC
Estimated Loan Duration: 7 Days - Repaid on Feb 4th
BTC Address: 1Enzot7SyymASJ7xbtR3JLe2PsNMZn3Pcw
Signed Message: HKI3vNlWsQryHoPiM2AwxH90HCF+nlicozjt3fJiX9UuWGOQ+7WsnBPwqAyvOrsEJTIYBy6+qsJ7P0FubF7GWgM=

https://archive.md/XXWLR#selection-5217.13-5217.47

Username: 9900K
Loan Amount: 0.02BTC
Repayment Amount: 0.022BTC
Length of Loan: 1 Week - Repaid 4th Feb, 2020
Bitcoin Address: 1Enzot7SyymASJ7xbtR3JLe2PsNMZn3Pcw
Reason: Paying for VPS that I use for software/web development jobs on Fiverr.
Collateral offered: Possible: Steam account worth $250 max
Telegram: @EnzoIsGay

https://archive.md/mfS6a#selection-2411.17-2411.51

Loan Amount: 0.02BTC
Loan Repayment Amount: 0.022BTC
Loan Repayment Date: Feb 4th 2020
Collateral: None
Bitcoin Address: 1Enzot7SyymASJ7xbtR3JLe2PsNMZn3Pcw

https://archive.md/zOufb#selection-1923.2-1923.36

[AB de Royse777]

It's a good move but since most of these users are newbie, they have nothing to lose. They will just create another account and will continue their spamming and try to find the next victim.

Only the experience of a lender can save them.

[TalkStar]

After seeing this kinda activities from a newbie its quite clear that this is an alt account of a loan defaulter or scammer. From the necessity of revealing these scammers i have created a List of Proven Scammers and during my investigation i discover that many loan defaulter have their alt account. In many cases they get caught when they ask for having loan from their alt and they use their multiple alt accounts to commit their scam. I have also experienced that who are new in lending service they were targeted by these scammers and as a result due to lack of experience some new lenders got scammed by them.

Basically after spending a small amount of time on bitcointalk some users try to make early money by taking loans and there is no doubt that they will not repay. After not getting the repay amount from them lender have no better option but tagging that user.This negative trust make no changes on their mind and even they don't care about that too.

[AlexSimion]

Reference for negative review left for user 9900K.  Newbie asking for no collateral loan in many threads, and spamming the lending board with his request.

Username: 9900K
Loan Amount: 0.02 BTC
Purpose: Pay for VPS that I use for Software and Web development jobs on Fiverr
Collateral: None that i can think of. Potential: Steam Account worth $200-250
Repayment date: Feb 4th, 2020
Repayment Amount: 0.021 BTC
Funding Address: 1Enzot7SyymASJ7xbtR3JLe2PsNMZn3Pcw
-----BEGIN SIGNATURE-----
1Enzot7SyymASJ7xbtR3JLe2PsNMZn3Pcw
HKI3vNlWsQryHoPiM2AwxH90HCF+nlicozjt3fJiX9UuWGOQ+7WsnBPwqAyvOrsEJTIYBy6+qsJ7P0FubF7GWgM=
-----END BITCOIN SIGNED MESSAGE-----

https://archive.md/XRerk#selection-6253.17-6253.51

Request For a No Collateral Loan from DarkStar
Required BTC Amount: 0.02BTC
Estimated Loan Duration: 7 Days - Repaid on Feb 4th
BTC Address: 1Enzot7SyymASJ7xbtR3JLe2PsNMZn3Pcw
Signed Message: HKI3vNlWsQryHoPiM2AwxH90HCF+nlicozjt3fJiX9UuWGOQ+7WsnBPwqAyvOrsEJTIYBy6+qsJ7P0FubF7GWgM=

https://archive.md/XXWLR#selection-5217.13-5217.47

Username: 9900K
Loan Amount: 0.02BTC
Repayment Amount: 0.022BTC
Length of Loan: 1 Week - Repaid 4th Feb, 2020
Bitcoin Address: 1Enzot7SyymASJ7xbtR3JLe2PsNMZn3Pcw
Reason: Paying for VPS that I use for software/web development jobs on Fiverr.
Collateral offered: Possible: Steam account worth $250 max
Telegram: @EnzoIsGay

https://archive.md/mfS6a#selection-2411.17-2411.51

Loan Amount: 0.02BTC
Loan Repayment Amount: 0.022BTC
Loan Repayment Date: Feb 4th 2020
Collateral: None
Bitcoin Address: 1Enzot7SyymASJ7xbtR3JLe2PsNMZn3Pcw

https://archive.md/zOufb#selection-1923.2-1923.36

Unrelated but a quick refference . Not 100 % sure but this guy is also using an alt account to sell a gambling "profit" script here , so for any people considering to purchase anything from this guy , just remember , if he's scripts were actually profitable , he wouldn't be spamming the lending section for 160 $.
P.S. - will try to find his threads to post here as refference.

[DireWolfM14]

User: dueipremium

What happened:
This user is attempting to take out a loan using "collateral" that he's also trying to sell.

Username: dueipremium
Loan Amount: 0.02BTC
Purpose: Trading
Collateral: CryptoTalk Account
Repayment date: 7 days after receiving ( week for max )
Repayment Amount: 0.023BTC
Funding Address: bc1q4gxnyw40ugkdwjgqyaurky0fcwgw85c3w8a8wv

[Archive]

Username: cryptoya11
User Id: 222408
Profile link: https://cryptotalk.org/profile/222408-cryptoya11/
Posts count: 2400 2477
Reputations: 55 goods
Followers: 10
4687 4774 profile views
Rank: Full Member
Joined: 27 Feb
Price: 0.04 BTC + Trust feedback


I'm including in Yobit's CryptoTalk Campaign, 1000 satoshi per post, 30 posts max daily,means 2.7$ daily, campaign continues forever like they say, your receive my Cryptotalk's account + yobit's account, my balance zero at yobit so no problem.

hope this will be a good deal!

[Archive]

Not to mention, it appears he didn't bother to read the lender's TOS:

Username: dueipremium
Loan Amount: 0.02BTC
Purpose: Trading
Collateral: CryptoTalk Account
Repayment date: 7 days after receiving ( week for max )
Repayment Amount: 0.023BTC
Funding Address: bc1q4gxnyw40ugkdwjgqyaurky0fcwgw85c3w8a8wv

That's not a valid collateral  

2.3) Digital assets other than cryptocurrency (such as forum or social media accounts, domain names, websites, gaming credits, YouTube channels) are not accepted as collateral.
2.4) The Lender will not accept, nor assume control of forum accounts or social media accounts in lieu of collateral or repayment of a loan.

[DireWolfM14]

Hey i was mean, it didn't sold, also i said you will receive all thing, and change login details it's not a problem??!

Of course it didn't sell, it's a worthless account for an even more worthless forum, and you're asking 0.04BTC for it!  Does it really surprise you that it hasn't sold?

And since it didn't sell, why should a lender accept it as collateral?  Any intelligent person would assume you don't want the account, and obviously it's not worth what you're asking or it would have sold.    What's to prevent you from abandoning the piece of shit account and defaulting on the loan?

Too sorry, for that, just withdraw your feedback,all msgs would be removed.

I've already removed your loan requests, and nothing you can say will convince me to remove my feedback.  Maybe your actions will convince me to remove it in the future.

[DireWolfM14]

Here's another shitbird showing his true colors in the Lending board:

User: gairich

First, he's asking people to verify Paxful accounts, offering $20 per identity, but of course no one took him up on his shady offer.

people are needed to register and verify the Paxful account. payment for verification $ 20. registration takes 20 minutes. contact telegram @ gairich

https://archive.md/taxfM

So then he starts offering loans, presumably to obtain identification documents, since he couldn't buy any for $20 a pop.  Once exposed he deleted the opening posts of these threads, but thanks to LoyceV's backup's I have quoted the original text:

Hello . I lend money at a percentage to bona fide forum participants. from $ 500 to $ 10,000 for a period of 10 days to 5 months. you will need some sort of collateral corresponding to the amount of your loan . consideration of applications and the preparation of the contract is carried out by me personally. contact telegrams for quick communication @gairich

https://bitcointalk.org/index.php?topic=5256861.msg54651833#msg54651833
http://loyce.club/archive/posts/5465/54651833.html
https://archive.md/BMroJ

https://bitcointalk.org/index.php?topic=5256881.msg54652319#msg54652319
http://loyce.club/archive/posts/5465/54652319.html
https://archive.md/Aq3jG

[marlboroza]

I tagged account and I think you should create flag here. Without flag guest won't see they are scammers, and as they started topic and they are asking people to contact them on telegram, flag type 1 and that yellow warning will serve its purpose.

Btw, shouldn't this be reported to moderator? It is "illegal trade", documents something something...

[DireWolfM14]

This guy, lol!  Self-moded thread and all.

Yes, exactly like that. Proven and legit.   Transfer 10 BTC, receive 11 BTC back after 25 hours. Transfer fee included, so you received back exactly 11 BTC. But due to long BTC transfer time, most easy way would be in another altcoin with fast transfer time. If you do not trust, first deal can be 1 BTC only, then you receive 1.1 BTC. And first deal can be larger too, let say transfer 20 BTC, receive back 22 BTC after 25 hours. Serious people can reply by PM as fast as possible to make deal.
Please do not waste your time in comments, like - this is scam, do you have collateral, newbie do not know BTC, guys stay away, I am legendary/hero member I know everything - this is scam, etc shit, your comments will be deleted instantly.
P.S. My BTC payment wallet can have very, very long transfer times, so this can be real headache  , best would be in another fast altcoin.
For more interest - can be also after 50 hours you receive +20%  .

[Archive]

[DireWolfM14]

This guy: Posting a sales thread for his worthless domain/website:

hello everyone I am happy to hear if you're all well. I have the best faucet website for sale check it at https://coinearns.xyz a site that gives me $50 per week please if you are interested comment your offer otherwise I can sale it for $400 cash   

[Archive]

...And 30 minutes later requesting a loan using the same as collateral.

Loan Amount: 0.02 BTC
Loan Purpose: personal
Loan Repay Amount: 0.025
Loan Repay Date: 2 weeks
Type of Collateral: faucet website
Escrow profile Link: none
Bitcoin Address: 1JoHqKhdDCVqy7mUYoDkv6eRGmjHqpFnAw

[Archive]

More proof:

hello I need 0.02btc urgently and I have a faucet website for collateral please check out the links

url = https://coinearns.xyz
admin url = https://coinearns.xyz/admin

the loan will be paid in 3weeks time

[Archive]

[The Sceptical Chymist]

hello I need 0.02btc urgently and I have a faucet website for collateral please check out the links
<snip>
the loan will be paid in 3weeks time

[Archive]

Lol.  He calls it "the best faucet website" and meanwhile it looks like one that nobody has likely ever heard of--and if you're putting up a faucet as collateral for a 0.02BTC loan with that amount of interest, it's probably for gambling and will never be paid back. 

I'm so glad I put the Lending section on ignore a long time ago.  I don't know how it is these days, but back in 2015-16 it seemed like nobody understood the concept of valid collateral (like this guy), and Vod was tagging so many of these potential scammers it was ridiculous.

[examplens]

hello I need 0.02btc urgently and I have a faucet website for collateral please check out the links
<snip>
the loan will be paid in 3weeks time

[Archive]

Lol.  He calls it "the best faucet website" and meanwhile it looks like one that nobody has likely ever heard of--and if you're putting up a faucet as collateral for a 0.02BTC loan with that amount of interest, it's probably for gambling and will never be paid back. 

I'm so glad I put the Lending section on ignore a long time ago.  I don't know how it is these days, but back in 2015-16 it seemed like nobody understood the concept of valid collateral (like this guy), and Vod was tagging so many of these potential scammers it was ridiculous.

This is not the first attempt to sell the domain through loans. This user also trying to giving worthless domain as collateral. For example, user tradwra asking for a loan

Need some money start an new business, so i am try to find an loan here.
Amount 0.1 BTC for 3 month, pay back 0.115 BTC
collateral my website tradwra.com, can transfer domain to you.
Thanks!

Also, this domain has been on auction https://bitcointalk.org/index.php?topic=5299711.0

but just a few days later, without any interest, domain value rapidly lowered to 0.025.

0.025 BTC if someone can take over it. PM

[DireWolfM14]

User scammed-by-nitro has earned himself a mention in this thread, and a tag-&-flag to go along with it.  His behavior suggests he's high risk for trading, and he's intent discrediting those making the lending board safe.  He's been trolling the lending board for a couple of weeks now.  The rampage started shortly after posting this gem of a loan request:

Hello.

I am currently looking for a "loan" if you want to call it that way.
My collateral would be cash and I would only deal in person in Taipei/Taiwan, I am european citizen though.

I dont really want to hold on the the btc so after the loan period I would prefer getting the collateral cash back . The loan will be paid in btc + interest in btc (or cash) of course.

Hit me up if you are around.

Meeting can be in a bank so verify authenticity of the money (I dont speak mandarin though).
I am looking to buy/loan for round 3000us$ which would be 84000NT$. ( I could give whole amount in NT$ or hald NT half US$ ).

Before anybody says I could buy from exchange, no I cant as I dont have resident status here so I cant open an exchange account. Also like I said I would prefer the cash collateral back without having to deal with btc price movements.

Essentially asking for someone to sell him BTC, with the option of returning it if the price goes down.  He practically says so himself by putting the word loan in quotes, adding "if you want to call it that way."  People tried to explain the flaws in his request, but narcissism can cause blindness.

Since then he's taken to trolling people who try to keep the Lending board safe from opportunistic wannabe scammers such as himself, a few examples:

Lil cvnt condoras already gave a fake neg feedback and I bet the other lil bitch Vod will be next.

If you dont like it just dont read it.

"Note that this isn't an official forum rule, it's just a rule that most lenders will follow."

You people posting this thread should actually read it before using it as an argument.

PS: Vod is a fking clown.

Did you see that you actually wanted to give him a loan on this occasion?

Please stop trolling and wasting other peoples time here. U did the same to me, this is childish and annoying.

Flag link: https://bitcointalk.org/index.php?action=trust;flag=2633

[Vod]

Spamming this forum and even defending absolute retards like vod who is a proven scammer on this board.

??  That makes little sense - OG and Theymos distrust me.

[Quickseller]

User scammed-by-nitro has earned himself a mention in this thread, and a tag-&-flag to go along with it.  His behavior suggests he's high risk for trading, and he's intent discrediting those making the lending board safe.  He's been trolling the lending board for a couple of weeks now.  The rampage started shortly after posting this gem of a loan request:

Hello.

I am currently looking for a "loan" if you want to call it that way.
My collateral would be cash and I would only deal in person in Taipei/Taiwan, I am european citizen though.

I dont really want to hold on the the btc so after the loan period I would prefer getting the collateral cash back . The loan will be paid in btc + interest in btc (or cash) of course.

Hit me up if you are around.

Meeting can be in a bank so verify authenticity of the money (I dont speak mandarin though).
I am looking to buy/loan for round 3000us$ which would be 84000NT$. ( I could give whole amount in NT$ or hald NT half US$ ).

Before anybody says I could buy from exchange, no I cant as I dont have resident status here so I cant open an exchange account. Also like I said I would prefer the cash collateral back without having to deal with btc price movements.

Essentially asking for someone to sell him BTC, with the option of returning it if the price goes down.  He practically says so himself by putting the word loan in quotes, adding "if you want to call it that way."  People tried to explain the flaws in his request, but narcissism can cause blindness.

Since then he's taken to trolling people who try to keep the Lending board safe from opportunistic wannabe scammers such as himself, a few examples:

Lil cvnt condoras already gave a fake neg feedback and I bet the other lil bitch Vod will be next.

If you dont like it just dont read it.

"Note that this isn't an official forum rule, it's just a rule that most lenders will follow."

You people posting this thread should actually read it before using it as an argument.

PS: Vod is a fking clown.

Did you see that you actually wanted to give him a loan on this occasion?

Please stop trolling and wasting other peoples time here. U did the same to me, this is childish and annoying.

Flag link: https://bitcointalk.org/index.php?action=trust;flag=2633

This sounds a lot like opening a flag for having opinions. Not getting along with certain forum members does not make a person 'high risk'.

As for the loan request, he was clear as to what he was doing.

[DireWolfM14]

This sounds a lot like opening a flag for having opinions. Not getting along with certain forum members does not make a person 'high risk'.

As for the loan request, he was clear as to what he was doing.

Yes, it's my opinion that he's high risk, and it's my opinion that he was clear about his request.  He posted in the lending board, not in the currency exchange board.  He asked to take a "'loan', if you can call it that," not a purchase with an optional full refund.  Which mean's he'll buy your bitcoin if the price goes up, but borrow it from you if the price goes down.  That's not a loan, that's a scam.

Feel free to disagree.

[Quickseller]

This sounds a lot like opening a flag for having opinions. Not getting along with certain forum members does not make a person 'high risk'.

As for the loan request, he was clear as to what he was doing.

Yes, it's my opinion that he's high risk, and it's my opinion that he was clear about his request.  He posted in the lending board, not in the currency exchange board.  He asked to take a "'loan', if you can call it that," not a purchase with an optional full refund.  Which mean's he'll buy your bitcoin if the price goes up, but borrow it from you if the price goes down.  That's not a loan, that's a scam.

Feel free to disagree.

I think you could say the same thing about any loan request secured by collateral on the lending board. That is why lenders should protect themselves by securing collateral far above the value of the loan, and insisting on terms regarding automatic liquidation of collateral if market conditions go against the borrower.

[DireWolfM14]

Reference for tag and flag for Bitcoinlender2021, a newbie who is asking for 80% collateral to fund loans.  If he can sign a message showing he has 1.48BTC as he claims, or offer to use escrow I'll remove the tag and my support for the flag.

Hello to all
After reviewing various topics and reading all the comments, I decided to set up an account. In this account, I intend to earn money in a new way. I also solve problems.
My budget is limited. (1.48 BTC)
The loan submission service of this account is as follows:
Loan amount: 0.01 to 0.4
Collateral: Mandatory - 80% of the collateral will be granted to you.
Accepted currencies: Bitcoin - Ether (others are not accepted)
Loan repayment period: 1 to 2 months
Profit: 9% per month

Important Note:
- If you do not like, please refrain from inserting irrelevant messages.
- This account is not my main account and is completely new. Do not remind. If you are not interested, please leave the topic faster.
- Set and submit the request as follows:
Loan amount required: (BTC - Ether)
Repayment period:
the reason :
Bail:
Wallet address:
Email address  :

- Immediate loan payment and after receiving collateral

Thank you
Please read the above and then take action.
Violations will be reported if observed.

[Archive]

Flag link: https://bitcointalk.org/index.php?action=trust;flag=2740

[LoyceV]

a newbie who is asking for 80% collateral to fund loans.

80% of the collateral will be granted to you.

It looks like he's asking 125% collateral, not 80%. If you send him 0.1, he (may or may not) send you 0.08.