If we have great ability, is capital from bank loans safe for us to use trade?

[The Sceptical Chymist]

trading with one's own money is not the same as with the borrowed funds (read, someone else's money), while trading with 500 dollars is not the same as trading with 10x as much

No, it's definitely not the same and I think newbie traders who start off using leverage can and do get themselves into serious trouble by trading (gambling) with other people's money that they're paying interest on.  I've never traded on margin and never intend to--and believe me, I understand that your potential profits can be much higher but I don't like the level of risk associated with it, nor do I like borrowing money.

And in general, even though I do think that bitcoin is going to head much higher in the next year or two, I would not recommend that anyone take out a bank loan or even buy it on margin on an exchange.  That's just me, though.  The crypto world is filled with individuals who have a much higher tolerance for risk than I do, so I wish all of the margin traders--and whoever else borrows money to buy crypto--the best of luck.

[SquallLeonhart]

Irrespective of how good a trader you are or your confidence level, borrowing to trade is not safe for your healthiness..

But considering the fact, not all traders are same with respect to their skill set, I believe that for some traders it will be okay to go for loans for trading purposes without getting impact on their health level. But, personally I will not go for loans from my crypto trading because I'm not having any confident to make profits by having extra pressure because of loaned capital. I just want peace of mind so that I can focus on my technical analysis which must be the vital thing for making profits in trading.

The more you worry about loan interest piling up, the more the pressure you get, which could force you to make the weird trade decisions is desperacy

This must be true because I have experienced this. Moreover, when we are calculating how much we need to make profits so that we can repay loan, then we will start feeling extra pressure to be dominating us which definitely not letting ourselves to think smart which must be more important thing for making profits.

[Oilacris]

Irrespective of how good a trader you are or your confidence level, borrowing to trade is not safe for your healthiness..
The more you worry about loan interest piling up, the more the pressure you get, which could force you to make the weird trade decisions is desperacy

Exactly and thats why its better to trade on the money that you current had which isnt a loan because you wont really be get pressured about interest or due dates since you know that you do only make use of your own money and if you lost then there are no responsibilities left behind.

Unlike when you do get some loan just for you to trade then you will surely have that pressure behind and as a human its really hard to neglect nor not to think of it.You would be minding that
you should profit so that you can repay on said loan.

In result? You would really be lost in track since you are forcing that each trade should be profitable.