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I agree, but, using this kind of approach when withdrawing your Bitcoin do have a drawback in the long run. Why? oh well, maybe the transaction fee of bitcoin when transferring from an exchange to your personal wallet is too high for you and converting it to other coins like XRP make it more cheaper. But you have to know that it will only be your advantage if you're going to use the money in an instant, but if you'll just going to hold your XRP in your wallet, you are in disadvantage.
We are all aware (I hope so) that bitcoin volatility is much higher than any other tokens, that includes XRP. So if you are holding your cryptocurrency in the long run, don't convert your bitcoin in other tokens, even if the transaction fee is too high for you, because you could get that back when the price of bitcoin hits the moon again.
Tama ka dyan sa argument mo brotha, I agree, ngayon kung layunin naman natin ay ihold lang ang btc, much better na ito ang i-withdraw, pero kasi karamihan ng magwiwithdraw ay ikina cashout na ito papuntang local wallet and local banks and remittances, kaya kung paglabas ng btc sa yobit aya para lang ihold ito, much better na btc talaga.