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Author Topic: How many people here would choose bitcoin as their form of payment?  (Read 780 times)
1Dq
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April 04, 2020, 10:21:29 AM
 #61

If it was up to the number of people choosing this, then Bitcoin would obviously have become widely adopted, invested in and very soon the technology would get upgraded so that micro transactions would be fast and fees 0 (Lightning if not Light speed implemented haha). I'd totally sign myself up to that, but as it is now, I sadly couldn't survive.

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April 04, 2020, 10:32:22 AM
 #62

I was curious if given the opition would you or would you not get all pay in 100% bitcoin.
As of this moment, I think that most of us here will choose not to be paid in Bitcoin right now but in the future maybe some will do it.

I see two reasons why most will not choose Bitcoin as their form of payment especially in salaries.

1. Volatility - we know how volatile Bitcoin is. Today your Bitcoin's worth is $100 but tomorrow it can be halved or at the same time double. For some people, this is a bit risky because instead of having USD they choose to be paid in BTC and what if the value of Bitcoin lowered then they will receive a lower wage compare to if they just choose to be paid on USD which is less volatile.
2. Acceptance - not all establishments are accepting Bitcoin right now and it will be more hassle for them if they will choose Bitcoin as a form of payment because they need to convert it and then withdraw (unless they will transfer it to their cards). Now all establishments are accepting fiat currency so they will just accept USD as their payment instead of BTC.

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April 04, 2020, 10:50:56 AM
 #63

I would and I'm acually doing it to some extent.
If we count all sources of my monthly income, some of them will be Bitcoin sources, including this signature campaign that I'm in. This and another side job that I have pay me some money in Bitcoin. It's not a lot of money, but adds to about 20% of my income which I spend on stuff that I need or save up.
If I had only one job paid in fiat money, I'd really like to be able to get 10% in BTC every month. I know it's not an option for everyone because of the impact that volatility can have on your mental health and things like your relationships (wives don't like heaing that this month you brought home less mony because bitcoin lost value), but it is a good one for me.

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April 05, 2020, 04:14:31 AM
 #64

Actually this will only applicable if bitcoin has a fixed price but as we all know bitcoin and other cryptocurrency is volatile, which means its price changes seconds by seconds, so I don't think that it will be applicable as form of payment because once the bitcoin is dumping there would be no person that will use it to purchase some stuffs or will be a form of payment because they will lose their money if they do that and if we don't have choice to pay then we will surely lose our money. Bitcoin for me is only an alternative currency for fiat, it is only meant to be converted to fiat currency so we can use it to purchase some goods in real life.

I don't even think that there will be a lot of people choosing bitcoin here. If I would be given the option, I won't, for now. That's why I agree with this one, Bitcoin has a long way to go. Well, it depends really on the status of Bitcoin during the payout. There are so many aspects to think of before even thinking of accepting bitcoin as our salary. We all know about the volatility of it.

This will not work in my country too, I'm living in a 3rd world country. Few establishments accept bitcoin. Few people know about bitcoin. There are lot of people who didn't even own a phone. How would they accept bitcoin? I also need my salary as a whole and without the risk of losing it. I need it asap to pay bills, buy groceries, and other small transactions etc. Internet will also be a problem here. So it is more convenient to accept my salary in my local currency.

I'm also hoping for bitcoin to be accepted anywhere in the future, but not today. It's still a big risk.



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April 06, 2020, 06:35:04 AM
 #65

Firstly this is not a promotion, nor am I encouraging you to do the same.

I have been using bitwage to collect a portion of my pay check in bitcoin and ether. I have been considering while the price is low to just go all in or at least bump my allocation to 50%( 50% BTC/ 50% usd). With the fed printing more money the more I feel inclined to do this. Dont get me wrong I'm still buying undervalued stocks right now, paying Bill's and also trying to live a decent life.

Question:

I was curious if given the opition would you or would you not get all pay in 100% bitcoin.

My answer:

For me 100% is alot, considering I'd HAVE to sell some to pay bills/ expenses and stocks. But if given the ultimatum of bitcoin or usd, you can only convert out of btc, never into btc...I'd take btc.
I think there are only few people who would choose bitcoin as their mode of payment because bitcoin nowadays are not yet famous. many people know about bitcoin but they are not aware on how to access it. Through bitcoin payment you will no have difficulty in traveling and falling in lines to make your payments.
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April 06, 2020, 08:17:21 AM
 #66

I don't have a lot of holdings right now so I will chose to not pay my bills with bitcoin, my country does not yet fully accept crypto as a means of payment so I will just have to stick to fiat for now.

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April 06, 2020, 08:44:41 AM
 #67

Firstly this is not a promotion, nor am I encouraging you to do the same.

I have been using bitwage to collect a portion of my pay check in bitcoin and ether. I have been considering while the price is low to just go all in or at least bump my allocation to 50%( 50% BTC/ 50% usd). With the fed printing more money the more I feel inclined to do this. Dont get me wrong I'm still buying undervalued stocks right now, paying Bill's and also trying to live a decent life.

Question:

I was curious if given the opition would you or would you not get all pay in 100% bitcoin.

My answer:

For me 100% is alot, considering I'd HAVE to sell some to pay bills/ expenses and stocks. But if given the ultimatum of bitcoin or usd, you can only convert out of btc, never into btc...I'd take btc.
It is not a problem with me if I will be paid 100% via bitcoin as I can just convert it right away into our local fiat upon receiving it. This scenario will happen only if I have expenses that I need to pay in fiat but if I can pay all my expenses via bitcoin then it will be better.

For others, volatility of price is their main reason why they didn't like to receive their 100% payment via bitcoin as they are afraid that their money will just shrink after they receive it.

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April 06, 2020, 11:33:24 AM
 #68

Firstly this is not a promotion, nor am I encouraging you to do the same.

I have been using bitwage to collect a portion of my pay check in bitcoin and ether. I have been considering while the price is low to just go all in or at least bump my allocation to 50%( 50% BTC/ 50% usd). With the fed printing more money the more I feel inclined to do this. Dont get me wrong I'm still buying undervalued stocks right now, paying Bill's and also trying to live a decent life.

Question:

I was curious if given the opition would you or would you not get all pay in 100% bitcoin.

My answer:

For me 100% is alot, considering I'd HAVE to sell some to pay bills/ expenses and stocks. But if given the ultimatum of bitcoin or usd, you can only convert out of btc, never into btc...I'd take btc.


The main benefit of transacting in Bitcoin is the low cost, due to the lack of an intermediary charging transaction fees. An additional benefit is the anonymity, as it is not required to disclose personal identity information in a Bitcoin Ottawa transaction.
Crypto currency could be an efficient online currency exchange; on the other hand, buyers buy up bitcoins with the intention of investing much as they would with stocks. Some even think that bitcoin is a solid investment opportunity for retirement. Small investments and small steps will cover more ground.
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April 06, 2020, 11:39:25 AM
 #69

It is not a problem with me if I will be paid 100% via bitcoin as I can just convert it right away into our local fiat upon receiving it. This scenario will happen only if I have expenses that I need to pay in fiat but if I can pay all my expenses via bitcoin then it will be better.

For others, volatility of price is their main reason why they didn't like to receive their 100% payment via bitcoin as they are afraid that their money will just shrink after they receive it.

That's the dilemma many face with the bolded statement. If I'm converting BTC to fiat, this is superb especially with the current uptrend.

But now I have fiat and I can't cash it out except in BTC, and I'd be losing value because of it.

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April 06, 2020, 11:55:23 AM
 #70

I don't have a lot of holdings right now so I will chose to not pay my bills with bitcoin, my country does not yet fully accept crypto as a means of payment so I will just have to stick to fiat for now.
That's it, this will be a case to case basis. We can use Bitcoin as payment if there are many merchants near in our country that accepting Bitcoin as a payment. But unfortunately, they are also affected by this current pandemic lockdown. I don't also use my Bitcoin as a mode of payment, because for me, this can be valuable stuff that can I preserve and gain profit in the future.

Most of the crypto enthusiasts that own Bitcoin, some of them are holding and using it for trading, not for the daily expenses. And, I'm the of them.

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April 07, 2020, 12:11:04 PM
 #71

You can’t put 100% of your money in Bitcoin. I don’t even know how much you have in fiat either, so I wouldn’t say that 50% in Bitcoin and 50% in fiat is also a good idea. Just like me, I don’t think my money in Bitcoin is up to 10% of what I have in fiat, but that doesn’t mean the money I have Bitcoin isn’t big, it’s also big in some way.

You just have to know how much you can afford to put in Bitcoin. And Bitcoin is not the only investment I am into, sometimes I buy lands when I feel like, right now I have two lands that are untouched and their worth has increased. I have also invested in gold but not as much as I have done in Bitcoin. I try to diversify as much as I can.
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April 07, 2020, 12:25:01 PM
 #72

The only way I would choose Bitcoins as a payment system is when the one person am sending payment to decides to pay 100% of the fee .

At the same time , it is so much cheaper and easier to send Bitcoins overseas and with the lightning payment integrated in the normal wallets the fee part doesn't even bother anyone.

Also , you can actually just encash the Bitcoins right at the moment the payment is actually sent ...

Also it gives you amazing opportunity to connect with people overseas which increases your jobs opportunities at the same time if you are looking to hire someone it is more convenient .

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April 07, 2020, 12:39:49 PM
 #73

That is something that will be hard to do, like @Yatsan said above me bitcoin transaction proccess is very low and also its not suitable to be used to pay some stuff with a small amount.

Bitcoin is really suitable as an investment/trading place thus far especially for me. I've done it for at least two years and so far I can slowly bought everything as I want. So, I think I'll be prefer to choose bitcoin as an income place instead of payment system.
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April 07, 2020, 12:52:13 PM
 #74

I don't have a lot of holdings right now so I will chose to not pay my bills with bitcoin, my country does not yet fully accept crypto as a means of payment so I will just have to stick to fiat for now.
That's it, this will be a case to case basis. We can use Bitcoin as payment if there are many merchants near in our country that accepting Bitcoin as a payment. But unfortunately, they are also affected by this current pandemic lockdown. I don't also use my Bitcoin as a mode of payment, because for me, this can be valuable stuff that can I preserve and gain profit in the future.
It really depends in the place where you situated at, for some bitcoin spending is as convenient as the fiat but that's not always the situation. I'd just spend a cryptocurrency like bitcoin or ethereum since it is the most accepted ones when I got a win with it, more of like spending what I earned from the price fluctuation so the value won't decrease. However, converting it to fiat will be a better move isn't it?

Most of the crypto enthusiasts that own Bitcoin, some of them are holding and using it for trading, not for the daily expenses. And, I'm the of them.
same, I've seen the potential of bitcoin less as a currency and more like of investment. You just need to ride the wave from people to get earn with it. Bitcoin as a currency right now is still vague as it is volatile as it was in the beginning.

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April 07, 2020, 01:21:19 PM
 #75

Question:
I was curious if given the opition would you or would you not get all pay in 100% bitcoin.
It depends on the people who will receive the payment. Not everyone wants to receive bitcoin as a whole payment because of its volatility. Not everyone would take that risk. But for me, I will agree to receive 100% bitcoin for the payment because I agree with the other members here, which if you already know the value of bitcoin why you should not choose it over the fiat. I mean, I know how the market works, and I have been holding bitcoin and other cryptocurrencies, so it's not something new if I would accept a hundred percent bitcoin payment. However, the only problem with this is the price, which we all aware that it's too volatile that's why it somehow too risky to accept bitcoin. Like what I have said, not everyone is willing to take that much of a risk unless you are used to it.
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April 07, 2020, 01:39:09 PM
 #76

I was curious if given the opition would you or would you not get all pay in 100% bitcoin.

Well, I will be choosing to pay using my bitcoin. The fact that Lightning Network is developed is for this reason. I am not just making my transactions more convenient and efficient I am also helping in a way to circulate bitcoin more. I just hope people would accept bitcoin more here in our place, the thing here is that despite people having a lot of debit cards, they are still using the method of using cash.

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April 07, 2020, 02:32:06 PM
 #77

'As form of payment' Yes I would love to get bitcoin as a form of payment. But the better option would be to get the payment as partially in bitcoin and partially in fiat as of now. Bitcoin is not yet fully established hence it would not seem wise to have the payments fully in bitcoin. You would definitely to convert it to fiat for some of the payments. Getting the payments fully in fiat also would not seem wise because as a bitcoiner I would want to buy some bitcoins with the foat money and hence I would have to pay a fee to buy BTC. Hence getting the payments partially in BTC and rest in fiat would be the best thing.

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isaac_clarke22
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April 07, 2020, 02:41:22 PM
 #78

I was curious if given the opition would you or would you not get all pay in 100% bitcoin.
As of this moment, I think that most of us here will choose not to be paid in Bitcoin right now but in the future maybe some will do it.

I see two reasons why most will not choose Bitcoin as their form of payment especially in salaries.

1. Volatility - we know how volatile Bitcoin is. Today your Bitcoin's worth is $100 but tomorrow it can be halved or at the same time double. For some people, this is a bit risky because instead of having USD they choose to be paid in BTC and what if the value of Bitcoin lowered then they will receive a lower wage compare to if they just choose to be paid on USD which is less volatile.
2. Acceptance - not all establishments are accepting Bitcoin right now and it will be more hassle for them if they will choose Bitcoin as a form of payment because they need to convert it and then withdraw (unless they will transfer it to their cards). Now all establishments are accepting fiat currency so they will just accept USD as their payment instead of BTC.
Well outside crypto, I don't think that most of the companies will anyway.
In freelancing, I had read that crypto are paid to some platforms and that's quite nice. There are some online wallets that would allow people to convert BTC to local currency like my country uses, although I don't recommend anyone to use it.
New Zealand kinda allowed the salary payment, iirc starting September 1, 2019.
XCANA
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April 07, 2020, 02:52:34 PM
 #79

Currently I would rather do with Bitcoin as a method if payment than any other method because its faster than the others. For most of my purchases for now when it come to online, I usually make use of cryptocurrency available payment method at the moment.

Although, most if these services are not available for us as citizens here because of the government restrictions. Vendors aren't available also to make the process available for us but only for the online. If this service were to be available in my country, I would prefer Bitcoin to fiats anytime any day.

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April 07, 2020, 03:20:08 PM
 #80

Well, I work with some companies in this industry and though I accept payment fully in Bitcoin and rarely Ethereum I still have to cash out in order to settle real-world debts like utility bills you know. Moreover, you still need to purchase groceries and all of that but I have planned to save 10% of every monthly pay for the long term holding.

Crypto Enthusiast supporting innovative ideas for the Liberalization of the world from the Centralized Institutions.
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