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Author Topic: UnionBank and Coins.ph  (Read 426 times)
rhomelmabini
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June 29, 2020, 04:23:30 PM
 #21

Personally, I don't prefer UnionBank wala kasing malapit na branch dito sa amin (joking aside).

Really haven't tried this bank but maybe in the future (matapos lang pandemic or something)or if ever my current alternative way ng pag cashout/in ko sobrang hassle na. Still sticking sa coins.ph to gcash or to money remittances pero still reliable naman, if ever na si coins.ph magkaroon ng partnership better na remittances kasi hindi talaga hassle for most crypto users. So far I've just tried RCBC pero one thing na napansin ko bago ma credit yung transaction na pinunta mo sa atm card mo it takes 4 days I think bago mag appear, I don't know sa UB. Who else here know other crypto friendly banks aside UB?

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June 30, 2020, 12:38:19 AM
 #22

Personally haven't tried UnionBank, pero I've heard on social media groups na UnionBank daw talaga ung pinaka crypto-friendly bank sa Pinas. If my memory serves me right, ito ung time in 2017 na may news and incidents about certain banks closing accounts na may crypto-related transactions, and ung top suggestion ng karamihan e UnionBank talaga.
Ang cryptocurrency ay electronic/ digital money. So kailangan lagi nating sisiguruhin na safe ang cryptocurrency natin. So gagawin natin yun sa pamamagitan ng paghahanap ng bank or cryptocurrency wallet na talagang maaasahan. Ang alam kong bitcoin wallet na subok na at ito rin ang ginagamit ko hanggang ngayon. Pero alam ko sa mga kaibigan ko unionbank ang ginagamit nila at safe naman daw ito. Marami na rin daw talaga yung mga banks offering cryptocurrency na nagsara na. Sa social media kasi pangit ang image ng cryptocurrency, sinasabi nila na marami ditong scams at hackers. Pero syempre you need to choose the best wallet or bank kasi para hindi ka mascam or mahack, you need to be smart in terms of storing your electronic money.
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June 30, 2020, 04:08:17 AM
 #23

Personally haven't tried UnionBank, pero I've heard on social media groups na UnionBank daw talaga ung pinaka crypto-friendly bank sa Pinas. If my memory serves me right, ito ung time in 2017 na may news and incidents about certain banks closing accounts na may crypto-related transactions, and ung top suggestion ng karamihan e UnionBank talaga.
Ang cryptocurrency ay electronic/ digital money. So kailangan lagi nating sisiguruhin na safe ang cryptocurrency natin. So gagawin natin yun sa pamamagitan ng paghahanap ng bank or cryptocurrency wallet na talagang maaasahan. Ang alam kong bitcoin wallet na subok na at ito rin ang ginagamit ko hanggang ngayon. Pero alam ko sa mga kaibigan ko unionbank ang ginagamit nila at safe naman daw ito. Marami na rin daw talaga yung mga banks offering cryptocurrency na nagsara na. Sa social media kasi pangit ang image ng cryptocurrency, sinasabi nila na marami ditong scams at hackers. Pero syempre you need to choose the best wallet or bank kasi para hindi ka mascam or mahack, you need to be smart in terms of storing your electronic money.


Nakakalungkot talaga na napakaraming negatibong bagay naririnig ko sa tao dito sa Pilipinas pag binanggit mo ang Bitcoin o Cryptocurrency. Tipong parehas mong masasabi na wala silang alam or alam nila o narinig nila pero negatibo ang narinig at mag-e-effort ka na magexplain sa kanila in order for them to change their minds. Well, sana nga sa pagsimula ng recognition from Unionbank ang tutulong para mabago ang isip ng mga tao pagdating sa ganito.

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Twentyonepaylots
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June 30, 2020, 05:57:28 PM
 #24

Personally, I don't prefer UnionBank wala kasing malapit na branch dito sa amin (joking aside).
Iba iba naman tayo ng dahilan sa pag pili ng bangko natin kabayan pero ibang rason na ata ito hahaha

Really haven't tried this bank but maybe in the future (matapos lang pandemic or something)or if ever my current alternative way ng pag cashout/in ko sobrang hassle na. Still sticking sa coins.ph to gcash or to money remittances pero still reliable naman, if ever na si coins.ph magkaroon ng partnership better na remittances kasi hindi talaga hassle for most crypto users. So far I've just tried RCBC pero one thing na napansin ko bago ma credit yung transaction na pinunta mo sa atm card mo it takes 4 days I think bago mag appear, I don't know sa UB. Who else here know other crypto friendly banks aside UB?
Ako hindi ko pa na try mag cash out using unionbank, noong available pa ang service ni security bank sa coins.ph doon ako lagi ng cacash out. Siguro naman lahat tayo alam yung way ng pag cashout sa security bank ( the 16 digit code, if I'm not mistaken ) pero kase kung usapang convenience, wala na sigurong mas tatalo sa pag gamit ng mga digital money processors like paymaya or Gcash especially when you have their mastercard, sobrang dali na lang mag cashout any time pwede kang mag cash out sa mga atm. Pero looking forward ako, sana dumami pa yung bangko na maalign sa crypto.
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June 30, 2020, 09:42:14 PM
 #25

Really haven't tried this bank but maybe in the future (matapos lang pandemic or something)or if ever my current alternative way ng pag cashout/in ko sobrang hassle na. Still sticking sa coins.ph to gcash or to money remittances pero still reliable naman, if ever na si coins.ph magkaroon ng partnership better na remittances kasi hindi talaga hassle for most crypto users. So far I've just tried RCBC pero one thing na napansin ko bago ma credit yung transaction na pinunta mo sa atm card mo it takes 4 days I think bago mag appear, I don't know sa UB. Who else here know other crypto friendly banks aside UB?

Ako hindi ko pa na try mag cash out using unionbank, noong available pa ang service ni security bank sa coins.ph doon ako lagi ng cacash out. Siguro naman lahat tayo alam yung way ng pag cashout sa security bank ( the 16 digit code, if I'm not mistaken ) pero kase kung usapang convenience, wala na sigurong mas tatalo sa pag gamit ng mga digital money processors like paymaya or Gcash especially when you have their mastercard, sobrang dali na lang mag cashout any time pwede kang mag cash out sa mga atm. Pero looking forward ako, sana dumami pa yung bangko na maalign sa crypto.

Kung yung tinutukoy mo is yung cardless cash-out method through Security Bank ATMs I think mas ok yung Instapay enabled Banks ng Coins.ph. I have a fair share of problems regarding my cash out using Security Bank may mga times na hindi ko natatanggap yung PIN ko or hindi tinatanggap ng ATM yung binigay na PIN sakin at yung pinakamalala ko is yung instance na after 2 days ko pa natanggap yung text message ko for my PIN (this happened in a weekday), if you are looking for instant or emergency cash I'm afraid cash outs through Security Bank's cardless withdrawal isn't that reliable, may mga times din kasi na offline yung method na ito. What I would recommend though is yung Instapay enabled banks ng Coins.ph, although required ka magkaroon ng bank account dun at may kaunting fee you will still receive your cash out in an instant at anytime of the day. Aside sa UnionBank meron din sila for EastWest Bank, PNB, Metrobank and many others.

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July 02, 2020, 11:19:49 AM
 #26

Personally haven't tried UnionBank, pero I've heard on social media groups na UnionBank daw talaga ung pinaka crypto-friendly bank sa Pinas. If my memory serves me right, ito ung time in 2017 na may news and incidents about certain banks closing accounts na may crypto-related transactions, and ung top suggestion ng karamihan e UnionBank talaga.
I don't know kung totoo yan dahil never ko namang na experience yan, I use different banks, I have BPI and China Bank, majority of the transactions are crypto or from coins.ph to my bank account, wala naman akong naging problema.

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July 15, 2020, 08:03:52 AM
 #27

Nakita ko lang to sa FB, pwede na palang mag-deposit ng cash sa yong UnionBank Account through 7-eleven. Dati kasi ang procedure ng paglagay ko ng pera sa UnionBank ay through Coins.Ph at kung walang pundo yong coins.ph ko, pupunta pa ako sa Palawan para mag-cash-in sa Coins.ph then to UnionBank. Medyo hassle siya at syempre may bayad ng kaunti.



At ang maganda sa 7-eleven deposit ay libre siya sa ngayon.

Quote
7-eleven Deposit Service is free until Dec.21, 2020.

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July 26, 2020, 05:31:52 AM
 #28

I've heard about this online applications ng mga banko before pero medyo skeptical pako mag-apply 'til now 'cause as far as I know, banks requires KYC diba? papaano process nun if online yung application?

Nag-apply ako ng Unionbank account online a few months back. Nakaka-impress yong investments nila sa mga technologies to make an online application smooth. Nandiyan  yong pag-capture ng signature mo, uploading of photos etc...Akmang-akma sa panahon natin ngayon.
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July 27, 2020, 05:28:00 PM
 #29

Ako boss julerz nag switch na sa Unionbank for like 4-5 months na yata.
Nagsimula ito ng nagkakaproblema ako sa Gcash which is madalas na mangyari.
i.e. Maintenance na walang sabi, ipit sa pagbayad thru QRcode or even card swipe, biglang di makawithdraw.

Hangang ngayon never ako nagkaproblema sa cash out thru Unionbank.
Online ako nag apply noon at 3 days dumating agad ang card.
Tapos kada withdrawal ay nagtext din sila na may pumasok na pera.
As of paglipat sa remittances naman, hindi ko pa natry. Kasi nga di pa ako nagkakaissue.
Pero baka matry ko din ito kapag nanghingi family sa province.

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