Stable coins developers don't create stable coins to raise funds like many ICO projects, the purpose of these coins is to keep your USD valued at a stable price digitally, its a very very useful use case, that's why many new stable coins are showing up this days, be careful which one you choose
True, stable tokens that are made to keep dollar prices in general are good stable tokens that are very useful for everyone, and if someone chooses another stable token or a new one, then the risk will obviously be huge for him.