Maotezi - loan default

[marlboroza]

Forum account: Maotezi
Amount scammed: 0.02BTC + 0.003BTC interest
TxID: https://www.blockchain.com/btc/tx/bf6351a97cb2843bcbc35d6466a7c4a3cf372f6e371773130364dcc3cbf81e5a
Repayment address: https://www.blockchain.com/btc/address/1GoyKr7PtkjK97zNfHo1NjjLardd1ZBa7y
Topic: https://bitcointalk.org/index.php?topic=5281632.0

Maotezi asked for no-collateral loan and scammed ("I gambled that money") sbogovac for 0.02BTC, until sbogovac decide to create red flag against this scum, here is newbie flag:

https://bitcointalk.org/index.php?action=trust;flag=2420

[examplens]

I support this flag even if the lender sbogovac is against it and he wants to give them a chance to return loan. we will very easily withdraw support to this flag if this case gets a positive ending.
OP I agree with you, borrow money for gambling is also unacceptable to me, "I'm looking for a solution on how to fix it" is not enough excuse.

Posting here to follow the topic in case I need to change my feedback.

[TalkStar]

Maotezi asked for no-collateral loan and scammed ("I gambled that money") sbogovac for 0.02BTC, until sbogovac decide to create red flag against this scum, here is newbie flag:

https://bitcointalk.org/index.php?action=trust;flag=2420

If anyone like this loan defaulter get easy loans by using a member account then no doubt that loan defaulting chance is higher and it proved again.  I don't know how lending service provider took his decision to send the money and allowed a no collateral loan. Maybe he is thinking about his mistake now but damage has been done.

Flag supported from my end and loan defaulter's profile will be tagged shortly. Although i don't think chances of repayment is too low and defaulters explanations is pointing that clearly.

If defaulter repay the loan amount within next fee days still then he will not be trusted for any loan in the future IMO. I will add his profile information on "List of proven scammers" during next update. 

[logfiles]

I have supported the flag. The reason is because of this


There is zero chance that sbogovac will recover his loan. I have notice that kind of pattern before, where a scammer changes their email address after getting busted. I don't know why they do it thou.

[suchmoon]

There is zero chance that sbogovac will recover his loan. I have notice that kind of pattern before, where a scammer changes their email address after getting busted. I don't know why they do it thou.

Was it before or after?

Before: possibly hacked/bought account.
After: perp trying to pretend that there was a hack or some other issue.

[logfiles]

Was it before or after?

Before: possibly hacked/bought account.
After: perp trying to pretend that there was a hack or some other issue.

They usually do it after they have been exposed. I have seen it happen mostly with loan defaulting profiles. The problem is it's hard to show an example since seclog doesn't record email address changes.

[TheUltraElite]

Flag supported, though it is difficult at this stage to determine why the email address linked to the accused account was changed. Only the Croatian local members might be able to dig up more info regarding this.

Anyway its my first time seeing the lender defend the defaulter. Maybe they made an inside deal to pay back later, but I know from my experience that few of such defaulters are honest enough to pay back maybe a year or two later while others just leave it to their karma.

I like this versatility of the flags to be able to be withdrawn or made inactive in future.

[examplens]

Anyway its my first time seeing the lender defend the defaulter. Maybe they made an inside deal to pay back later, but I know from my experience that few of such defaulters are honest enough to pay back maybe a year or two later while others just leave it to their karma.

Here lender has good intentions and believes that everyone is honourable. Defaulter, in this case, know that and abundantly use his good will. probably gives him various promises and increasingly postpone the final day for payment. Unfortunately, I know of this method from personal experience.

[sbogovac]

Anyway its my first time seeing the lender defend the defaulter. Maybe they made an inside deal to pay back later, but I know from my experience that few of such defaulters are honest enough to pay back maybe a year or two later while others just leave it to their karma.

Here lender has good intentions and believes that everyone is honourable. Defaulter, in this case, know that and abundantly use his good will. probably gives him various promises and increasingly postpone the final day for payment. Unfortunately, I know of this method from personal experience.

No, I do not "believe[...] that everyone is honourable". Most people? Yes. Everyone? Definitely not.

But I do believe that everyone should be treated as being honourable until proven otherwise. As I have also explained in the local board, I have (literally) decades of trade & gambling experience. I have my own reasons for doing what I'm doing. I have said we were still negotiating and I have assured that I would be monitoring his posts to be sure he doesn't ask for another loan in the mean time. All I asked for was a bit of patience (that - again - I believe everyone deserves until proven otherwise).

Thanks for that! Really a nice gesture towards this (very senior) member of this community! Really heartwarming...  

[dkbit98]

Some of you are supporting the flag, and that is fine if you want, but what if Maotezi still returns the loan?

Would you be so quick to remove your feedback and oppose the flag?

Or maybe you just want to burn the 'witch'

[logfiles]

Some of you are supporting the flag, and that is fine if you want, but what if Maotezi still returns the loan?

Would you be so quick to remove your feedback and oppose the flag?

Or maybe you just want to burn the 'witch'

The flag acts as a warning in case he comes back requesting for another loan. It's not like the support for the flag or the negative feedbacks left are permanent, they can be retrieved or reversed anytime after the issue has been resolved so, it's not equivalent to burning the "witch"  

I do not "believe[...] that everyone is honourable". Most people? Yes. Everyone? Definitely not.

But I do believe that everyone should be treated as being honourable until proven otherwise. As I have also explained in the local board, I have (literally) decades of trade & gambling experience. I have my own reasons for doing what I'm doing. I have said we were still negotiating and I have assured that I would be monitoring his posts to be sure he doesn't ask for another loan in the mean time. All I asked for was a bit of patience (that - again - I believe everyone deserves until proven otherwise).

Thanks for that! Really a nice gesture towards this (very senior) member of this community! Really heartwarming...  

How we all react to certain scenarios is quite different and I have no right to question your decision. I don't know how long you are willing to wait but I do hope the other party honors your gesture. Be rest assured, I will have fair judgement. For now, it's a preventive measure to avoid someone else becoming a victim.

[marlboroza]

I have assured that I would be monitoring his posts to be sure he doesn't ask for another loan in the mean time.

We have flags and tags for that and flags can be easily withdrawn and tags removed when(if) Maotezi returns loan, but he is offline for last 4 days:

Name:    Maotezi
Last Active:    October 24, 2020, 06:43:59 PM

...and we are really talking about:

1) (obviously) addicted gambler
2) member account
3) $300

I honestly hope he will return loan and prove me wrong but I just don't think he will.

[sbogovac]

[...]We have flags and tags for that [...]

Yeah, I know. And I specifically said I didn't want to raise one yet. But you must be happy now.

Whatever. Obviously too late now. Thanks again!

[marlboroza]

Shit, don't blame me because someone scammed you. This is correct use of trust flags.

Whatever. Obviously too late now. Thanks again!

Hm, he won't return you money because I flagged his...huh...forum account? Well, that just doesn't make any sense, as I said, flags can be withdrawn and I've seen users returning loans after they've been flagged and tagged.

[sbogovac]

Shit, don't blame me because someone scammed you. This is correct use of trust flags.

Whatever. Obviously too late now. Thanks again!

Hm, he won't return you money because I flagged his...huh...forum account? Well, that just doesn't make any sense, as I said, flags can be withdrawn and I've seen users returning loans after they've been flagged and tagged.

I never said that. What I did say: we were still negotiating. And your actions made those negotiations more or less useless. Thanks!

[marlboroza]

I never said that. What I did say: we were still negotiating. And your actions made those negotiations more or less useless. Thanks!

Oh, why? You can't negotiate because $10 worth member account is flagged? He can't return you money because of me? That's bullshit and you know it.

Btw, I raised flag after account was 3 days inactive.

[sbogovac]

I never said that. What I did say: we were still negotiating. And your actions made those negotiations more or less useless. Thanks!

Oh, why? You can't negotiate because $10 worth member account is flagged? He can't return you money because of me? That's bullshit and you know it.

Btw, I raised flag after account was 3 days inactive.

Why? Please, for once... try not to be so triggerhappy and use your head. You might actually figure this out...

What was the last thing he could have given me and has been rendered utterly useless by your actions...?

[marlboroza]

Why? Please, for once... try not to be so triggerhappy and use your head. You might actually figure this out...

I am not trigger happy, I raised flag against user who default loan.

What was the last thing he could have given me and has been rendered utterly useless by your actions...?

I don't know, his member account? I can't read people's mind, you know...

[sbogovac]

[...] I don't know, his member account? I can't read people's mind, you know...

You don't have to read people's minds if you would just read their request, stop and think for a moment who the person is who is requesting and proceed accordingly...

Anyway, all's too late now. Thanks once more. Over and out.

[marlboroza]

Anyway, all's too late now. Thanks once more. Over and out.

You are doing this again.

Blaming someone else for your own mistake.

Telling me that I should use my head but you didn't use your head while giving some random shitposter that loan.

What was the last thing he could have given me and has been rendered utterly useless by your actions...?

his member account?

And?