I never understood buying gold digitally, I understand that it is possible and I get that there are laws that allows people to do that and companies and banks helping you have gold amount in your bank account just like having gold amounts or you could just pay with your credit card and get gold online but delivered physically as well if you want to, but none of that makes sense to me at all.
First of all there are gold companies all around the world, gold shops and so forth that you could go to and buy gold, most places are selling it for whatever the market price is because they usually bought way back when price was lower so they buy it that way and the difference is not bad but they make it work as a shop thanks to it as well. Why not go there and buy directly? Why buy online from others without even seeing it?
Yeah, to me that's like trading indexes.
I personally buy physical gold/silver when i'm able, and prefer to pay via virtual revolut credit card (the one that changes numbers after every purchase)
So they can hack away, but my CC number is worthless to them. Besides, revolut being "prepaid card", i never have on it more than i'm going to spend in the next 30 mins