At the moment, the confidence of investors in XRP is seriously declining, even when XRP solves the problems with the SEC it is very difficult to regain everyone's confidence.
The SEC problem was the reason why they are declining but if they can solve that, I don't think it's hard to get back the trust of the investors.
We are in a speculative market, people react on speculation and on the news, a good news will only mean good price movement of XRP.
Investing in XRP at this point brings a lot of risks.
But if they turned out to be successful in the long run, that would bring high reward as well.
At the end of the day, that's investor's personal decision, knowing the risk is just necessary.