[ANN] HolDeFi (OVER $5 MILLION RAISED) - New Era For DeFi Lending

[Cubus]

               

Holdefi is decentralized lending protocol, which runs as an open-source, Ethereum-based and non-custodial protocol.
It is powered by smart contracts and allows everyone to lend and borrow with their crypto assets.

What makes Holdefi stand out?

Holdefi is combining the security features of CeFi ecosystem with the privacy of DeFi.
It is the first decentralized protocol to introduce and utilize the following groundbreaking
mechanisms into a single DeFi lending protocol:
• Separation of supply and collateral pools – users funds are protected from breaches and hacks,
similarly to what CeFi provides against DeFi



• Borrowing-adjusted mechanism – borrowing interest rates are calculated automatically based on
the market and competitive conditions, providing lower, more competitive and stable repayment rate
• Liquidity – the separation of pools allows withdrawals to be made any time, unlike other DeFi protocols,
in which users have to wait liquidity to become available
• Deposits and borrowing can be done with the following cryptocurrencies: USDC, DAI, USDT, TUSD, BUSD, WBTC, BAT and others.



The HLD governance token

Holdefi is issuing its HLD native governance token in order to attain a full-decentralized status.
The token allows users and investors to participate in the governance of the protocol.
HLD token owners can discuss, propose and vote on any future changes and improvements to the Holdefi protocol.

Several key aspects highlight the use of the HLD token within Holdefi`s ecosystem:
• Protocol governance: The HLD token can govern various aspects of Holdefi`s platform, including the futures protocol,
exchange parameters, and protocol upgrades via a DAO structure. Governance decides on token burning, revenue sharing,
liquidity mining, or other usages by voting on the proposals submitted.
• Burning: Token holders can benefit from the buy-back-and-burn event during which a portion of the tokens
will be burnt to accrue the token value.
• Liquidity Mining: In the world of DeFi liquidity mining refers to the process of depositing or lending designated token assets
with a mining mechanism to provide liquidity for the product's fund pool and thus, obtain an income.
This mechanism will increase users and platform interactions.
• Cold Staking: Cold staking is particularly useful for large stakeholders who want to ensure maximum protection
of their funds while supporting the network and get rewards for it. This method removes the tokens from the circulation
and event to accrue value for HLD
• Revenue Sharing: The Holdefi income will be distributed between HLD holders or assigned for referral programs or ecosystem growth



Token Sales Data

Private Sale stage (15th Jan 2021 – 20th Mar 2021). Private investors can buy HLD tokens at a heavily discounted price of $0.49 per token. For the next public sale, the price will be set at $0.625. To register your participation interest, please click here.



Click on the video below for a quick guide to HolDeFi:

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[Cubus]

🔥 The simplest way to get ETH nowadays, talk about Holdefi and get ETH!

1. Join Holdefi Telegram Group
2. Discuss about Holdefi and HLD token with others
3. Collect points as much as you can
4. Be the winner of 100$ ETH

💰 The first 10 people will EACH RECEIVE 100$

🥇 Highest score will announce each week
Limited campaign (February 1 to March 1)

🌍 Share it with your friends!

[LiloBee]

Can we expect any bounty for HolDefi project?   

[kojektea]

The minimum purchase of a private sale is very high for $ 20k, that's a very large amount, like I personally will pass it and wait for the public sale, it will definitely be lower even though the price is quite high but at least I can participate to support the HoldDefi project

[Cubus]

Can we expect any bounty for HolDefi project?   

Thank you for inquiries. We are currently considering the organization of a Bounty campaign and we will make sure that this will be communicated with the community and in this thread.
The private sale investment is high, but we will drastically reduce the minimal required investment during the public sale. However, if you are looking to enter the private sale with a budget that is near the current minimum, please let us know and our team will gladly support you in the process.

[krisnajsadrak]

The minimum purchase of a private sale is very high for $ 20k, that's a very large amount, like I personally will pass it and wait for the public sale, it will definitely be lower even though the price is quite high but at least I can participate to support the HoldDefi project

indeed, and its better for this project to reduce the min purchase for private sale stage, maybe $1k - $2K
so, small investors who get interested with this project will have a chance to buy in private sale stage

[CaVO32]

The minimum purchase of a private sale is very high for $ 20k, that's a very large amount, like I personally will pass it and wait for the public sale, it will definitely be lower even though the price is quite high but at least I can participate to support the HoldDefi project

indeed, and its better for this project to reduce the min purchase for private sale stage, maybe $1k - $2K
so, small investors who get interested with this project will have a chance to buy in private sale stage

We will see if they can sell during private sale at min investment of $20k, if they lower it down, it means they are not selling that fast. Very few can afford their min investment so maybe they have target investors only. But these days if you don't know the project, hard to shell out $20k as you don't know the capability of the dev team. And in the first place, we don't know yet if this platform can indeed deliver.

[Cubus]

The minimum purchase of a private sale is very high for $ 20k, that's a very large amount, like I personally will pass it and wait for the public sale, it will definitely be lower even though the price is quite high but at least I can participate to support the HoldDefi project

indeed, and its better for this project to reduce the min purchase for private sale stage, maybe $1k - $2K
so, small investors who get interested with this project will have a chance to buy in private sale stage

Hi there!
Thanks for your input, we value your opinion and we will continue to collect the feedback from community on the topic

[Cubus]

The minimum purchase of a private sale is very high for $ 20k, that's a very large amount, like I personally will pass it and wait for the public sale, it will definitely be lower even though the price is quite high but at least I can participate to support the HoldDefi project

indeed, and its better for this project to reduce the min purchase for private sale stage, maybe $1k - $2K
so, small investors who get interested with this project will have a chance to buy in private sale stage

We will see if they can sell during private sale at min investment of $20k, if they lower it down, it means they are not selling that fast. Very few can afford their min investment so maybe they have target investors only. But these days if you don't know the project, hard to shell out $20k as you don't know the capability of the dev team. And in the first place, we don't know yet if this platform can indeed deliver.

Thanks for your opinion, dear user.

[asriloni]

Holdefi basically functions exactly like loaning funds from a traditional banks, but there is no need for a middleman. It's pretty convenient as for me

It looks like very similar to the lending service that already exists in the market just like compound, unilend and many more. Is not it?


Im feeling curious about whether cubus is a part of this team or not? i see that if he was also working for the shake swap.

Mixing CEFI and DEFI and what will make it different with another CEFI and DEFI outta here? I hope cubus can also give an answer about this too.

People should not be confused about this and what makes this different from those lending services that already operated?

[Cubus]

Holdefi basically functions exactly like loaning funds from a traditional banks, but there is no need for a middleman. It's pretty convenient as for me

It looks like very similar to the lending service that already exists in the market just like compound, unilend and many more. Is not it?


Im feeling curious about whether cubus is a part of this team or not? i see that if he was also working for the shake swap.

Mixing CEFI and DEFI and what will make it different with another CEFI and DEFI outta here? I hope cubus can also give an answer about this too.

People should not be confused about this and what makes this different from those lending services that already operated?

Thank you very much for a decent comment, dear user!
About the differences of the project from others: You are right - there are numbers of DeFi and CeFi projects today. The distinctive feature of the Holdefi, is that it provides borrowers with better interest than competitors, thanks to a new mechanism for determining interest rates, choosing each market’s borrowing interest rate. Based on this mechanism, the borrower will repay the system at a more stable rate than other platforms.
And about Cubus (myself): You are absolutely right once again in your observation! Cubus is NOT a member of Holdefi team, it is an outsource account made specifically for posting and support for various clients.

[Cubus]

Holdefi, is a project with interesting history and even more interesting future!
Holdefi, is a new entry into the DeFi industry, offering a world-class lending platform!
What is Holdefi in numbers?  

- Total supply - 100M  
- Seed Fund  - 3M (1 year vesting)
- Token Sale - 13M
- Foundation - 20M  
- Ecosystem - 47M (4 years vesting)

Stay tuned and develop with us!

[lebedvock]

HLD token plays a big role as I see, it allows holders to participate in the governance of the Holdefi network and influence in the future development of Holdefi`s ecosystem

[Cubus]

HLD token plays a big role as I see, it allows holders to participate in the governance of the Holdefi network and influence in the future development of Holdefi`s ecosystem

That is absolutely right! This is an essential feature of the HLD token.
Thank you very much for your post!

[asyakashi]

HLD token plays a big role as I see, it allows holders to participate in the governance of the Holdefi network and influence in the future development of Holdefi`s ecosystem

That is absolutely right! This is an essential feature of the HLD token.
Thank you very much for your post!

I am very interested in buying or participating in private sales sales, but it is not suitable for me, because the minimum participation must be $ 2K, while the money I have is $ 200, hopefully there will be opportunities for small investors like me

[arjuna BTC]

i read if the seed fund is about 3,000,000 HLD right and the price at seed fund stage is about $0.25 thats mean without private sale and public sale
this project already collected about 3,000,000 x $0.25 = $750,000 right ? because private sale stage already running now
thats mean the dev team from project has a good start to build this project with that amount of money
and in my opinion because of that the team has minimum purchase for private sale stage is about $20K,
but seems thats too high buddy, and you need to think about small and medium investors

[Cubus]

i read if the seed fund is about 3,000,000 HLD right and the price at seed fund stage is about $0.25 thats mean without private sale and public sale
this project already collected about 3,000,000 x $0.25 = $750,000 right ? because private sale stage already running now
thats mean the dev team from project has a good start to build this project with that amount of money
and in my opinion because of that the team has minimum purchase for private sale stage is about $20K,
but seems thats too high buddy, and you need to think about small and medium investors

Thanks for your reply!

There is no open info about the seed fund at the moment, we are collecting of lot feedback from community regarding the entry price, thanks for your input

[Cubus]

HLD token plays a big role as I see, it allows holders to participate in the governance of the Holdefi network and influence in the future development of Holdefi`s ecosystem

That is absolutely right! This is an essential feature of the HLD token.
Thank you very much for your post!

I am very interested in buying or participating in private sales sales, but it is not suitable for me, because the minimum participation must be $ 2K, while the money I have is $ 200, hopefully there will be opportunities for small investors like me

Thank you for your question and for your interest in the project! Now there is no data about possible reduction of the minimun price for participation in a private sale but if there will be any updates we will inform our users about it ASAP!

[kojektea]

HLD token plays a big role as I see, it allows holders to participate in the governance of the Holdefi network and influence in the future development of Holdefi`s ecosystem

That is absolutely right! This is an essential feature of the HLD token.
Thank you very much for your post!

I am very interested in buying or participating in private sales sales, but it is not suitable for me, because the minimum participation must be $ 2K, while the money I have is $ 200, hopefully there will be opportunities for small investors like me

Thank you for your question and for your interest in the project! Now there is no data about possible reduction of the minimun price for participation in a private sale but if there will be any updates we will inform our users about it ASAP!

If there is a decrease in the purchase of a private sale, there will be a lot of people who will participate so that the achievement will be achieved faster, I am very happy if there are changes to the rules that are applied later

[Cubus]

HLD token plays a big role as I see, it allows holders to participate in the governance of the Holdefi network and influence in the future development of Holdefi`s ecosystem

That is absolutely right! This is an essential feature of the HLD token.
Thank you very much for your post!

I am very interested in buying or participating in private sales sales, but it is not suitable for me, because the minimum participation must be $ 2K, while the money I have is $ 200, hopefully there will be opportunities for small investors like me

Thank you for your question and for your interest in the project! Now there is no data about possible reduction of the minimun price for participation in a private sale but if there will be any updates we will inform our users about it ASAP!

If there is a decrease in the purchase of a private sale, there will be a lot of people who will participate so that the achievement will be achieved faster, I am very happy if there are changes to the rules that are applied later

Thank you for your active participation in the project's development! If there will be any changes in rules of the private sale we will inform you for sure!