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Author Topic: Crypto debit card without kyc?  (Read 689 times)
FCFAdrian
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January 30, 2023, 03:49:09 PM
 #21

Hello everyone! I have an update that I think will be pleasing to everyone here: BTC is now accepted to buy the prepaid cards.

https://twitter.com/fcfpay/status/1620074479954132993?s=20&t=Z89i6KOcmP-5WsdN6p1sEQ

Another good info to know: you could use Talkatone app on the phone to get a virtual US number and use that to register for a virtual card.

Our telegram link: https://t.me/frenchconnection_bsc
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dkbit98
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January 30, 2023, 08:25:31 PM
 #22

Hello everyone! I have an update that I think will be pleasing to everyone here: BTC is now accepted to buy the prepaid cards.
Great to see that you finally added Bitcoin payments for virtual cards, but you didn't answer me one question I asked before if this can be used to purchase upcoming physical FCF cards without any KYC verification?
I couldn't find this information anywhere on your website.

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LeGaulois
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January 30, 2023, 11:24:12 PM
 #23



I don't get something in,

Quote
The cards are virtual USD cards, similar to prepaid gift cards, but they are tokenizable (they can be added to Apple/Google/Samsung Pay) by using a US/Canada number. YOu could get a virtual number on https://sms4sats.com/ . It may take 10-15 minutes to receive the SMS.

For the virtual cards, not KYC documents are needed.

- Some e-comerce platforms do not send a SMS but a notification on your smartphone (exemple with Amazon)

- Some ask you to confirm the transaction within a 5 minutes time frame (exemple with Amazon again).
For european citizens,you know what I mean? (I don't remember the name, DSP2 or...) I'm talking about the "forced" approval for each TX while using a card

- When you try to order a card, you need to provide your name/adress. You can't really provide a bogus ID, because when you will use it, some shops may find the transaction suspicious (since the name of the card doesn't match the name of the customer) and so block it.

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FCFAdrian
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February 01, 2023, 08:20:39 AM
Merited by LeGaulois (3), dkbit98 (1)
 #24

Hey... I'll bundle all replies in a single post. I've been busy and didn't have time to check the forum.

Quote
Does it mean that upcoming physical FCF debit cards for individuals will be with KYC verification or without?
The physical cards require KYC.
 
Quote
Great to see that you finally added Bitcoin payments for virtual cards, but you didn't answer me one question I asked before if this can be used to purchase upcoming physical FCF cards without any KYC verification?
Sorry, I didn't see the question when I posted about the BTC listing. YES, it will be available to fund your physical cards with BTC or any other token that is accepted.

Quote
Scammers would continue to sell cards and they wouldn't refund any money to people, this is not the case here, but do your own research.
Maybe this wasn't aimed at FCF directly, but I'd like to clear this up too: The banks don't do refunds on the prepaid cards. We (or other prepaid card sellers) are not responsible for refunds/ chargebacks in case of cancelled orders. That being said, we did some refunds to people that discovered that they can't use the virtual cards for what they wanted to use them. Just might take some time and convincing as this is a manual process.

Quote
Some e-comerce platforms do not send a SMS but a notification on your smartphone (exemple with Amazon)
That is a form of 3D Secure, either by SMS or with the bank's/fintech's app. At the moment our cards don't have 3D Secure. We're working on adding it in the future.

Quote
- Some ask you to confirm the transaction within a 5 minutes time frame (exemple with Amazon again).
For european citizens,you know what I mean? (I don't remember the name, DSP2 or...) I'm talking about the "forced" approval for each TX while using a card
For transactions that just ask you to confirm the transaction using a code provided in the transaction description, this is possible by viewing the transactions. Regarding EU citizens, yes, I know that most card processors in EU use 3D Secure, so these cards are not usable in those cases.

Quote
- When you try to order a card, you need to provide your name/adress. You can't really provide a bogus ID, because when you will use it, some shops may find the transaction suspicious (since the name of the card doesn't match the name of the customer) and so block it.
It's your responsibility to enter the correct data. We just don't require KYC documents for the virtual cards.
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February 01, 2023, 02:13:58 PM
Merited by LeGaulois (3)
 #25

When you try to order a card, you need to provide your name/adress. You can't really provide a bogus ID, because when you will use it, some shops may find the transaction suspicious (since the name of the card doesn't match the name of the customer) and so block it.
That can happen if you are ordering some items that should be delivered to your home address, but I don't think anyone would ask for your ID to check if your name is real and legal or nor.
Other physical CoinDebit cards I know worked without any name and with them you could purchase food in restaurants, groceries and snacks in shops, fuel in gas station, etc.

The physical cards require KYC.
OK, thank you for clarification about this.
I hoped there could be some workaround for physical cards without strict kyc, maybe with lower limits or some other limitations.

That being said, we did some refunds to people that discovered that they can't use the virtual cards for what they wanted to use them. Just might take some time and convincing as this is a manual process.
I don't how often are refunds happening with FCF cards, but doing all this manually can be problematic.
 
 

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marto25
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October 18, 2023, 09:21:44 AM
 #26

you can try the new card from: alchemy pay

https://cryptocard.bit.store/

Apply fee
$ 5
3% Recharge fee
No KYC
0 Transaction fee

300-1000 Recharge limit/month
zakservers
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October 19, 2023, 11:53:59 AM
 #27

Actually any one offering a debit card without KYC wont be safe, and I will not recommend it, since master/visa both require KYC, so if some one use their own KYC and then issue you virtual cards, still your funds will be with them, and if they choose to hold them up, there is nothing you can do, there is no proper way to have your own account and debit card without KYC. Even though bitcoin and other crypto offers a lot of anonymity and you can purchase services using them and being anonymous, still when it comes to debit card it can not work in a safe manner.

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