If you had 4,000.00 USD, what would you invest in?

[examplens]

To the OP, I'm pretty sure it's best if it's a Bitcoin minimum of 60% of your portfolio, he carries the least risk.
All other alts can bring you high profit but also can be worthless in a very short time.

Bitcoin. It should be pretty obvious. Is there even any better coin with the best risk:reward ratio out there? I don't think so. Personally, I'd just lump sum buy that $4k USD into bitcoin right now and just hold it for years and years and years and let demand and the scarcity to do the magic.

When say, hold for years and years but when it's time to sell it? How long to hold?
If I am 40yeras old (for example) and holding BTC next 15 years. it is obvious that the value will be many times higher, but what to do with money with 55 years of life, I mean you can do much less with that money, right?
This is not my clear opinion, more something like a dilema.

[tvplus006]

I think investing in BTC and BNB is good at this time. I would invest $2000 in BTC and $2000 in BNB. Price of BTC will increase more very soon.  And BNB starting to pumping, I think, BNB also will hit a big price.

Such an investment in BTC and BNB will be one of the safest in terms of saving the deposit. But the profit here will be limited to perhaps a few tens of percent. This is a large profit when compared with traditional banks, but incommensurable with the one that can be obtained with a successful investment in altcoins.

[dimonstration]

I think investing in BTC and BNB is good at this time. I would invest $2000 in BTC and $2000 in BNB. Price of BTC will increase more very soon.  And BNB starting to pumping, I think, BNB also will hit a big price.

Provided that we know how to trade responsibly and have time in monitoring the chart we can buy BNB, bitcoin will never be a question to invest with, the price in the future will be more as adoption happens but BNB can change from time to time depending on the exchange performance. It can be 60% to BTC and other 40% to not fully invest but for trading purposes.

[cryptolord2077]

See how current trends are developing and invest in them. BNB is definitely a good choice, 20% go there.
Bitcoin certainly deserves 30%. Ether as the largest Ecosystem also deserves 20%. I would allocate 15% for half a DOT and another 15% for UNI.

[Cherylstar86]

If you had 4,000.00 USD to use to invest in cryptocurrency, and that was all the money you can afford to use for crypto investments for the year of 2021, where would you put it?

I'm just curious to see what kind of opinions I would get in a forum like this. I'm hoping that I might learn something as a beginner in the crypto world as a result of putting this question out there.

Keep in mind thought that I already understand 3 things:

1. Never invest any amount of money that you can't afford to lose, because crypto markets are so volatile that it's a risk no matter what you do, and I get that.

2. I'm not asking you to tell me which crypto to invest in, just curious what your opinion is.

3. I understand that what I do with my money is my responsibility, and nobody else's, and the results of my investment(s) whether good or bad, is on me.

If I have an opportunity to use that money for good, and $4k usd isn't bad at all because that's a huge amount. But, bitcoin price was still at higher level value so it's good to look for potential altcoins which could rise while it's not yet pumping.
By the time you got your profit, wait until such time bitcoin go back down and reinvest.

[mk4]

When say, hold for years and years but when it's time to sell it? How long to hold?
If I am 40yeras old (for example) and holding BTC next 15 years. it is obvious that the value will be many times higher, but what to do with money with 55 years of life, I mean you can do much less with that money, right?
This is not my clear opinion, more something like a dilema.

If you're only owning bitcoin solely for the price increase, then sell it when you're happy.

On the other hand, if you want true ownership of your money and don't like to rely on banks 100% of the time, then this sort of "meme" pretty much sums it up:



But of course, since we're all getting older, it's also good to sell small chunks here and there to be able to enjoy life. Because what is money if you somewhat can't enjoy it in the first place?

[ethereumhunter]

Having $4k is enough to invest in crypto. You can buy bitcoin, ethereum, BNB or you can invest in bitcoin, DOT, ADA, TRX or you can research to find what coin you want. Your $4k will have a chance to buy 5 coins or more coins at the same time, but if you can not manage all of that coins, then 3 coins will be good enough to hold. I suggest you use some amount to trade so you can increase the amount while you are waiting for the price to increase and break the new highest price.

[philipma1957]

Are you willing to lose that $4,000? I'm just in doubt honestly because it was a big amount for a newbie to start in crypto and especially during this bullish season.

Anyway, This is only I could suggest,
Spread your funds to different coins, not only for Bitcoin. It is too late for you to start investing in Bitcoin, it is already at its peak and anytime it drops again making to lose your investment. It could be safe to have some altcoins then as for back-up if the case like that will happen, will never know.

I don't actually have 4,000.00 dollars to invest in. I own six different types of crypto but they're in amounts of 5.00 USD or 10.00 USD. However I'm slowly saving up 4,000.00 USD so I can do some more serious investments in the future. So far, I got 1,200.00 saved up toward that goal. I'm hoping that by the time I have 4,000.00 to invest in, I'll know what to do with it.

Do not save money until you reach 4000.

 just dca your coins.

Dollar Cost Averaging. in your case take 50 bucks and buy some btc .  do it 24 weeks in a row.

At the same time save money on the side.

after 24 weeks see what you saved.
see what the btc you bought did.
come back here and post your totals.

[cabron]

Having $4k is enough to invest in crypto. You can buy bitcoin, ethereum, BNB or you can invest in bitcoin, DOT, ADA, TRX or you can research to find what coin you want. Your $4k will have a chance to buy 5 coins or more coins at the same time, but if you can not manage all of that coins, then 3 coins will be good enough to hold. I suggest you use some amount to trade so you can increase the amount while you are waiting for the price to increase and break the new highest price.

If this $4000 of him are savings which he won't be touching for months, its going to be good to invest one of the tokens you suggest and stake. Its like waiting for the price to go up and also earning tokens at the same time. But he isn't asking which crypto to invest though.

But if he will just keep cashing out, its best to just watch a BTC trading crash course and then trade to earn USD. All the time if he learns it quickly.

[CryptopreneurBrainboss]

If you had 4,000.00 USD to use to invest in cryptocurrency, and that was all the money you can afford to use for crypto investments for the year of 2021, where would you put it?

Binance coins is doing some impressive numbers, I can remember when I first bought it earlier this year it was trading around approximately $40 and now it's way above $350 and heading towards the $400 milestone which is a 1000% return of investment ($4000 turned $40,000) assuming you bought earlier this year. With $4000 I think I'll still be going all in in BNB, they have room for more growth and the development going on with the Binance smartchain isn't slowing down anytime soon.

Although their blockchain isn't decentralized as they claim, yet they're doing some impressive numbers and the last time I saw such development ongoing was with ethereum which saw it grow massively. BNB is on similar part, in couple of months, chances are another 100% could be achieved if I use the funds to buy into bnb now.

[TheGreatPython]

If you had 4,000.00 USD to use to invest in cryptocurrency, and that was all the money you can afford to use for crypto investments for the year of 2021, where would you put it?

I'm just curious to see what kind of opinions I would get in a forum like this. I'm hoping that I might learn something as a beginner in the crypto world as a result of putting this question out there.

If I have $4000 to invest only I am going to invest it all in bitcoin. Although that depends on when I actually got the money, because there are times I don’t like investing at all in any cryptocurrency or asset, I always make sure that I am investing at the right time, but bitcoin is definitely what I am going for.

And if I feel like I should add extra cryptocurrencies (altcoins) to the investment I have done, then I am going to invest in Ethereum or Litecoin. I don’t worry about other cryptocurrencies, although there are a few others I do like, but Bitcoin is what I buy most of the time.

[Kong Hey Pakboy]

With my current knowledge about bitcoin and cryptocurrency, I don't think that I would just put it all in bitcoin since there are a lot of NFTs and other projects that are currently having a lot of potential so I would probably split it in about a half on bitcoin and the other half spread across different altcoins and NFTs.

[ethereumhunter]

Having $4k is enough to invest in crypto. You can buy bitcoin, ethereum, BNB or you can invest in bitcoin, DOT, ADA, TRX or you can research to find what coin you want. Your $4k will have a chance to buy 5 coins or more coins at the same time, but if you can not manage all of that coins, then 3 coins will be good enough to hold. I suggest you use some amount to trade so you can increase the amount while you are waiting for the price to increase and break the new highest price.

If this $4000 of him are savings which he won't be touching for months, its going to be good to invest one of the tokens you suggest and stake. Its like waiting for the price to go up and also earning tokens at the same time. But he isn't asking which crypto to invest though.

But if he will just keep cashing out, its best to just watch a BTC trading crash course and then trade to earn USD. All the time if he learns it quickly.

The first thing he asks us is where to invest, so I give him a list of the coins to analyze. That will give him many chances to buy any coin he wants. He said that he already has 6 coins, but he sees the value is from $5-$10, and he wants to invest more. The second thing is he is slowly saving up $4k to start investing in the future, and he already got $1,200 saved up from that goals, so I think he can save more until $4k.

I will not suggest he trade, especially if he does not have much experience and trading skills, because that can make him get lost many times. Maybe the investment will be the right thing that he can do right now, but it does not mean he can not learn to trade more details.

[tvplus006]

If you had 4,000.00 USD to use to invest in cryptocurrency, and that was all the money you can afford to use for crypto investments for the year of 2021, where would you put it?

I'm just curious to see what kind of opinions I would get in a forum like this. I'm hoping that I might learn something as a beginner in the crypto world as a result of putting this question out there.

If I have $4000 to invest only I am going to invest it all in bitcoin. Although that depends on when I actually got the money, because there are times I don’t like investing at all in any cryptocurrency or asset, I always make sure that I am investing at the right time, but bitcoin is definitely what I am going for.

And if I feel like I should add extra cryptocurrencies (altcoins) to the investment I have done, then I am going to invest in Ethereum or Litecoin. I don’t worry about other cryptocurrencies, although there are a few others I do like, but Bitcoin is what I buy most of the time.

Buying coins on high is not the right choice for investing. How many times should the price of BTC increase in order for this 4 thousand dollars to turn into 50 thousand? I am sure that in the near future we will not see such an increase in the price of bitcoin. But such a price increase from new altcoins is possible. Therefore, you need to direct your investment in such coins.

[el kaka22]

If I had 4 million dollars I would not invest it into anything. Hell if I had half a million dollars I would not invest it into anything. Where I from half a million dollars is good enough money to retire, that is what I am trying to reach to and if I ever have it (probably will never have it) that is when I will probably give up and just retire, not that it is possible for me to have that much money, very few people have that kind of money compared to who do not. So, if you ever put me in a situation where I have 4 million dollars, I would rather just put that in a bank, maybe get like a tiny interest rate (not that it would make anything) and use that money to end up retired and just have fun all day.

I am not an expensive person, I do not really spend too much, I try to keep my costs to minimum because I do not need to spend money to have fun, I can just buy a game and play that for few weeks and I would be happy, so I think 4 million dollars could cover multiple life times for me.

[Kasabus]

If I had 4 million dollars I would not invest it into anything. Hell if I had half a million dollars I would not invest it into anything. Where I from half a million dollars is good enough money to retire, that is what I am trying to reach to and if I ever have it (probably will never have it) that is when I will probably give up and just retire, not that it is possible for me to have that much money, very few people have that kind of money compared to who do not. So, if you ever put me in a situation where I have 4 million dollars, I would rather just put that in a bank, maybe get like a tiny interest rate (not that it would make anything) and use that money to end up retired and just have fun all day.

I am not an expensive person, I do not really spend too much, I try to keep my costs to minimum because I do not need to spend money to have fun, I can just buy a game and play that for few weeks and I would be happy, so I think 4 million dollars could cover multiple life times for me.

Well, that is how you look into yourself and knows to be contented with what you have now. But OP is trying to make millions, some good money out of $4,000 and that is the reason why he is likely to invest in crypto(and that he is asking for now).

I'm not going to say he is right in choosing crypto for investment nor I would say he can be a millionaire someday just for this. It is a matter of time, can't we all are here makes millions, can't all be rich,  and so also might happen to OP. If he could really work for this investment and willing to wait for that moment, that possible that he can reach his goal.

[Ararbermas]

Its always a good idea to invest in bitcoin as it keeps improving every year, wherein despite of some issues as well that keep occuring it has a ability to survive, very reliable! . unlike other crypto currency in the market.
 And In it for sure can 2x or maybe 3x your money,., the only thing you need to do is leave your money to bitcoin and come back after year or two. You will become rich mate.. Just put trust because that's the most important don't be greedy..

[Alert31]

If ever I have that amount of USD, I will trade the half in different altcoins then I will buy bitcoin and Ethereum the other half and just hold for long term to have huge profit. I love and enjoy trading that's why I thinks it's good to put some big amount in trading.

[death69]

Investing in bitcoin is my number one option because I do not want to waste the big amount of money like this. I know that I am not able to have $4000 for investment after a year of working. Hence, bitcoin is safer than any other cryptocurrency. Choosing a suitable time to buy bitcoin is also a considerable issue. No wants to want to buy on its peak, or I have to hold my bitcoin for a long time in order to have a good profit.

Many of my friends would recommend me to invest in top 10 altcoins. They do have the potential to increase more, but I believe that with the current velocity and the mass adoption from Paypal, Tesla, Microsoft will prevent the price of bitcoin from a sell-off black swan while other cryptos have a higher possibility of having repercussion.

Nevertheless, cryptocurrency is a vast place for investors. Anyone can have their own choices and in this uptrend season, any coin can give you a decent profit if you are willing to learn and make your own research. Right now, I am working as hard with the current job and trading career in order to enhance my gross. The surplus will be put in those undervalue cryptocurrencies that are infamous in some underground group

 

[kolbalish]

It is sure of on my current knowledge and experience. Since I do not have broad knowledge and experience yet, I will not invest this amount in the beginning. Because the fusion is over, I will be finished, I will not be able to stand up. Since it is a volatile market, it is not possible to say when what is happening. I will deliberately increase my knowledge and experience and then I will invest more percentage. For now, I will do a short-time investment or trade of a small amount.