Some people can be lucky and get money, but the way they will handle it what will determine their future.
There are people who don’t know how to manage money, the first thing that comes to their mind when they get money is how to spend it, they start thinking of cars and bikes and new phones, and the best restaurants to go spend money, and before you know it they have squandered the money they should have used and invested properly to change their lives once and for all.
This kind of lifestyle is what I see as stupidity, it’s very bad when people are not thinking of ways to better their life and all they can think about is enjoyment. Very bad .
It's not that they have this mentality for a long timr, it's just that this kind of mentality is ingrained because there is no people who taught them how to be wise with money and at best, the one that they know of is just saving on a piggy bank. If we taught people financial knowledge then we will be able to reduce this kind of mentality.