Supposedly a newbie sees the confirmation and thinks that it's registered but little did he/ she know it could be replaced by another TX that would never be addressed to him/ her.
If the transaction is confirmed then it's
almost impossible to replace/reverse it and the more confirmations the transaction has, the more difficult it becomes to replace it. 6 confirmations is safe enough to consider a transaction final.
However, it's possible to replace an unconfirmed transaction especially if it's been flagged as
rbf. The wallet you use can't prevent this. The only thing it can do is to hide unconfirmed transactions in the transactions history.