Sorry to say but you are wrong, i use binance daily not verified and I have no problems and my limit is 2btc right now
Binance has been walking on very thin ice for a while now. The main problem within Binance is that in most countries where it operates the company isn't regulated[1] and while it's CEO has been fighting for a while against regulation, recent events have geared Binance towards being a centralized exchange rather than keep trying to push regulation. In 2019, for example, due to the lack of regulation Binance was banned to operate in the United States[2]:
In 2019, Binance was banned in the United States on regulatory grounds. In response, Binance and other investors opened Binance.US, a separate exchange registered with the United States Financial Crimes Enforcement Network and designed to comply with all applicable US laws.[33] The US variant has been praised for offering a very similar interface and feature set to its worldwide counterpart. However, it is currently banned in seven states.[34]
This year, however, things got a bit heated when they announced (around April) the so called "Stock Tokens" - which are tokens that are tied to the value of a certain company, so instead of buying a stock from Tesla from S&P500 you could instead buy it's "tokenized" version in Binance. This led to fierce warnings from multiple countries, such as UK[4] and Germany[5], due to the fact that this kind of product could be seen with ties/relationship with securities products, which a service cannot offer if it isn't regulated to do it[5]:
The posting of an announcement that advertises a security token can be seen as an invitation or an advertisement, and could amount to “dealing” in securities, if it is intended to induce others to purchase or sell these “securities”, said Gaven Cheong, a partner at law firm Simmons & Simmons.
The pressure from multiple countries led Binance to announce - around 6th of June - the immediate suspension of this kind of activity[6]:
Today, we are announcing that we will be winding down support for stock tokens on Binance.com to shift our commercial focus to other product offerings. Effective immediately, stock tokens are unavailable for purchase on Binance.com, and Binance.com will no longer support any stock tokens after 2021-10-14 19:55 (UTC).
However some countries were still uneasy with Binance
modus operandi and some ended up banning the company from operating in their country, as it was the case with UK[7] following a publication from the Financial Conduct Authority on 26th of June. This chains of events (and perhaps the build up of years of pressure from other countries) led to Binance step back on their stance namely regarding Know Your Customer procedures - something that they would only ask you to do if you withdrew > 2 BTC daily which was seen as a potential money laundering from regulators. On 20th of August they announced[7] the following changes:
- Effective immediately, all new users are required to complete Intermediate Verification to access Binance products and service offerings, including cryptocurrency deposits, trades and withdrawals.
- Existing users who have not yet completed Intermediate Verification will have their account permissions temporarily changed to “Withdraw Only”, with services limited to withdrawal, order cancellation, position close, and redemption. This will be carried out in phases to minimise user-experience disruption, from now through 2021-10-19 00:00 AM (UTC). Existing users will be informed directly with more details. Once users complete the Intermediate Verification, they will be able to resume full access to Binance products and services.
Even though the announcement doesn't specifically detail what are the limits for the existing customers that choose not to complete the process, if we dig further into their announcements we find one dated from 27th of July[8]:
Daily withdrawal limits will be adjusted to 0.06 BTC for accounts which have completed only Basic Account Verification. This change is effective immediately for new account registrations and will be made effective for existing users in phases starting from 2021-08-04 00:00 AM (UTC) and completed by 2021-08-23 00:00 AM (UTC).
All of this to tell you that
no, no account is exempt from having their limits downgraded - at least according to every announcement that I saw related to the topic. If we were still around mid August I could accept that you could withdraw > 2 BTC daily (since this was a phased transition) but we're almost 1 month out of the ending period. Are you sure that you're reading the limits in a right way?
[1]
https://www.scmp.com/business/banking-finance/article/3148809/binance-battles-regulatory-headwinds-worlds-largest[2]
https://en.wikipedia.org/wiki/Binance[3]
https://www.coindesk.com/business/2021/04/22/binances-tesla-coinbase-stock-tokens-under-scrutiny-from-uk-regulator-report/[4]
https://www.coindesk.com/markets/2021/04/28/binances-stock-tokens-may-violate-law-germanys-financial-watchdog-says/[5]
https://www.scmp.com/business/banking-finance/article/3130489/binances-marketing-security-token-based-tesla-stocks[6]
https://www.binance.com/en/support/announcement/3a0304f3ee1c43668959c1b01f610d59[7]
https://www.binance.com/en/support/announcement/51bf294e26324211a4731ca998e110ca[8]
https://www.binance.com/en/support/announcement/9df8225c061b455da5c7cc293cd08a70
