How do you save your money?

[Kontibruno]

After you have taken out the cash you need for personal use and the one you use for your investments, how do you save the remaining ones for that rainy day?

Do you leave it in a savings account or fixed deposit? WRONG. Inflation will depreciate the value of your money.

Do you use it to buy stocks from the stock exchange? Not so good. Stock market crashes regularly and de-value the worth of your stock.

Do you put everything into your crypto wallet and use everything to buy cryptocurrencies? Not the best idea, cryptocurrencies are very volatile and can lose value as fast as they can gain it.

So what do you do?

The answer is…..GO GOLD.

Gold is as old as modernity, but despite how long it has been around us, it has never lost its importance or value. You may wonder what is it that gold has that should make it a better means of saving your reserve cash?

It has all the qualities that all the other forms of saving your money have and more. It is a form of investment, it appreciates, and it can be converted to cash easily.

However, what stands it apart is just one word: Stability. Gold does not fluctuate in value as all the other assets and investments do. Rather, it grows stronger when the market is in crisis and remains relatively stable when the market is bullish.

So go on, make a move. Secure your hard-earned money in gold. If you do not know how to go about it, use your search engine and find out more about gold investment and how to benefit from it.

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[Chato1977]

Lol , GOLD? no way because i rather buy real estate than putting my money in something that can be stolen from me.

Yeah i am holding some of my money in banks now and others are in crypto while some part stays in fiat inside our bolt.

But sooner when those are enough, i will purchase land to use as agricultural farm and will be my biggest investment ever.

[Crypto_Huntress45]

Lol , GOLD? no way because i rather buy real estate than putting my money in something that can be stolen from me.

Yeah i am holding some of my money in banks now and others are in crypto while some part stays in fiat inside our bolt.

But sooner when those are enough, i will purchase land to use as agricultural farm and will be my biggest investment ever.

Yeah! I agree with that. Real Estate properties are still the best investment i can say. So after I purchase a lambo , I will purchase more real estate properties.

[ethereumhunter]

I save my money on my bank but not in a very big amount but I save my money on the crypto form. I buy gold and I already do that by buying at a minimum amount. If I can make a lot of money from the next bull run, maybe I will invest by buying a house and renting it to get extra money monthly. But having a crypto investment still be my focus.

[Chato1977]

Lol , GOLD? no way because i rather buy real estate than putting my money in something that can be stolen from me.

Yeah i am holding some of my money in banks now and others are in crypto while some part stays in fiat inside our bolt.

But sooner when those are enough, i will purchase land to use as agricultural farm and will be my biggest investment ever.

Yeah! I agree with that. Real Estate properties are still the best investment i can say. So after I purchase a lambo , I will purchase more real estate properties.

well kinda luxurious but that is much better than investing in gold.

gold is good but we cannot rely on this metal for life as the world nowadays is relying in virtual and that includes  bitcoin and territories

[Poker Player]

Do you leave it in a savings account or fixed deposit? WRONG. Inflation will depreciate the value of your money.

You are wrong. The money I have in savings is just for emergencies, it's like insurance. If you pay insurance you are losing money (on average), otherwise insurance companies would be bankrupt. I don't care about de depreciation of my savings. If needed, I will put more for emergencies, buy my investments compensate by far that depreciation.

So no, and the answer is not gold. Much better BTC.

[Xinarae*]

When you have a good idea about your monthly expenses to save money, it is better to create a budget to plan the expenditure. Try to save a little money from your daily budget be aware of the additional costs and may deposit separate funds in the savings fund for emergency financial needs also don't forget to set aside some money for regular expenses but not every month. For example it is necessary to spend regular money for the maintenance of the car.

[Mauser]

Saving is not an option anymore in my country. For years we have now interest rates at 0% and there is even a negative interest rate on your savings if you have too much money. The only risk free alternative is buying money market funds that invest in government bonds. But here you need to pay fees, so if you leave your money for less than 2 years in such funds the interest you get will be lower than the buying and selling fee. And this is everything before inflation. Once taking inflation into consideration there is no way to make any money from saving. We need to go into investing if we want to save money.

[Ucy]

I sometimes imagine what will happen if everyone rushes to buy real physical gold... the price will rise and other industries that depend on gold for making things will have to pay more to buy Gold.  By the way, our population is too high for gold usage to be sustainable when most people start having and using them regularly.

What do you do if you have lots of gold in times of scarcity or during serious crisis and no one has anything to sell to you in exchange for the gold? Do you eat the gold?
From my calculations, the problems I highlighted above can be solved or prevented with Bitcoin or better cryptocurrency. You can have secret locations of foods you hide somewhere encrypted and stored safely in decentralized manner for future use. You can use your cryptocoins to buy foods hidden in similar manner from other members within your local (or even international) network.
If you want, your private keys can be printed on precious metals like gold or something physical that can preserve it... and stored, given to someone as gift or Sold. People could also have the secret info of where the foods or other basic goods are located to unlock and pick them up.

So, I would recommend having basic good things that you can survive on with your community if you are cut off from the rest of the world. Foods, water filter, things for filtering the air (like mask,), herbs, first aid equipment, couple of modern gadgets, mosquito nets, etc. This can all be hidden safely and their secret locations saved physically and on your devices... You can give/sell to others the locations where they can find the hidden goods for their survival.    
Wish this could be solved in "cave man's way" but you need to consider others who may be too used to modern tech.

[smyslov]

So go on, make a move. Secure your hard-earned money in gold. If you do not know how to go about it, use your search engine and find out more about gold investment and how to benefit from it.

Yes Gold is a good investment I have a gold ring and necklace and it's a big help in times of need like when you are in an emergency you can pawn it to a friend or a pawnshop, gold and Cryptocurrency are two different kinds of savings, there's volatility in Cryptocurrency compared to Gold but saving your money in Cryptocurrency at the right time will yield you a good profit.

[Renampun]

my mother always taught me to save assets in gold, the advice of the old people must be to invest in gold...

I never hear that there are people who get rich from investing in gold, but I hear a lot of people who invest in crypto and stocks get rich. I know what you mean is good but gold is a very stable investment so young people don't like it that much.

[newwest]

Some of them are in form of cash due to urgency or contingent, some in bank to make payments of cards, loans etc. Some in crypto and some in shares now. Having a diversified is better and with shares and crypto being a good hit in last 1.5 years so returns are as well the higher side though risk always exists which coin or shares you hold it. 

[DeathAngel]

Dude you are on a bitcoin forum. The best way to save is by dollar cost averaging (DCA) into bitcoin. If you’ve put $100 a month into bitcoin for years you’d have made more money than basically any other investment there is.

Gold basically tracks sideways & that’s it.

[acener]

I just leave my excess money on crypto after all I don't want to continue on wasting it on things that aren't necessary for me and my family and I want to save as much as I could for my daughter's future.
I know crypto is volatile and the price could change anytime but it is better than keeping it on Fiat or cash that I could easily spend.

[boyptc]

A few in the bank, more in bitcoin and the rest depends on how you predict the economy in the upcoming years.

Well actually, it became a term for me as investing rather than saving which is better because you are increasing the value of your money rather than putting it just for the inflation to reduce its value.

[peter0425]

so It is ok to ask you HOW MUCH GOLD have you been holding now?

and also What are you doing in this market/community if you are a GOLD supporter?

Get out of here and go to Pawnshop or even mine your own gold who cares.

[plr]

Gold is really important, rich people indulge in it so much, they show how rich they are by showing golds in their ornaments, gold is very important because you can sell it anytime and easily convertible to cash I have gold and every time I need fast cash I pawn it to friends and sell it, but you should not put all your savings in Gold, there are other types of savings where you can earn decent interest on banks and Cryptocurrency depending on your risk level.

[boyptc]

Gold is really important, rich people indulge in it so much, they show how rich they are by showing golds in their ornaments, gold is very important because you can sell it anytime and easily convertible to cash I have gold and every time I need fast cash I pawn it to friends and sell it, but you should not put all your savings in Gold, there are other types of savings where you can earn decent interest on banks and Cryptocurrency depending on your risk level.

Interest in the banks are not that encouraging anymore and instead of putting most of your money if it's bound to investments then you should choose elsewhere like bitcoin.

But if you need that cash then it should stay in the banks so you have liquid asset.

[bitterguy28]

actually it is not me who saves the money but my wife lol, i let him handle things in financial matters though i handle the crypto investing.

but Gold? lol no way that i will choose that over bitcoin if i am to decide but of course it is my wife to choose where to put our money.

[mich]

I have been saving my money for a long time since I have been began to earn. 
First, I began by figuring out how much money I spend and keeping track of my expenses.
Afterwards, I have a better idea and can organize a workable budget to begin saving money.

[bitterguy28]

I have been saving my money for a long time since I have been began to earn. 
First, I began by figuring out how much money I spend and keeping track of my expenses.
Afterwards, I have a better idea and can organize a workable budget to begin saving money.

yes we must know how much to spend and how much to save, this will bring us to success if this strategy imbedded in our mind and not just spending all the income entering our pocket.

i only spend 20-40% of my monthly income and the 60 must be keep saved.

[Shasha80]

I have been saving my money for a long time since I have been began to earn. 
First, I began by figuring out how much money I spend and keeping track of my expenses.
Afterwards, I have a better idea and can organize a workable budget to begin saving money.

yes we must know how much to spend and how much to save, this will bring us to success if this strategy imbedded in our mind and not just spending all the income entering our pocket.

i only spend 20-40% of my monthly income and the 60 must be keep saved.

If everyone like you can only spend 20%-40% of monthly income, then the rest can be saved, it should be able to reduce poverty.
Because most people may only be able to save about 20%-30%, because there are so many human desires that want to be fulfilled.
Even some of my friends have minus their finances every month, because the amount spent is more than the amount of income.

[averagestudent]

The best way to save money is to budget. I tell people all the time, "Here are the things you do every day, the things you do weekly, and the things you do every month." Then you break it down further for yourself, such as, "This is the cost of your cell phone bill." "This is the cost of your groceries." "This is the cost of cable." You have to really sit down, and once you start tracking and budgeting, it works for you.

[peter0425]

The best option is to have work experience. As for me, this is a really important aspect if a trader wants to get positive results of work.

If you read the topic then you will understand that his is not about trading actually instead about the capacity to keep saving their money.

because what is the sense even if you are earning big amount but you are spending all of it in just a small span of time?

what is the purpose of your hardship?

[boyptc]

The best option is to have work experience. As for me, this is a really important aspect if a trader wants to get positive results of work.

And when you have work experience, are you assured that you can save that much money? I don't think so.

I've got friends that even with years of experience in work, they still not aware of how to become a financial literate. That's what they still lack of savings as they don't know how to do it properly.

[jrrsparkles]

Saving money is the mindset of the poor. You don't need to save money, you need to use it wisely. Money should be invested. You can invest money not only in cryptocurrency, gold, and stocks. I decided to develop and invest in my education. I started to study Amazon market and I already trade goods and have profit. At first I lost some money because I miscalculated taxes, but one interesting blog and an article about taxes and fees helped me. All in all, what I want to say is that you need to invest in your knowledge. I will leave here link to the website, it will be useful to anyone who is thinking about increasing their income and self-development

Rich people don't spend money on things which is not useful for them but a poor who wants to show them as rich spend more money just for their looks which is actually useless though unless they are in acting industry. If a poor man wants to become rich then the first ever step is to save money which can be invested and will bring profits to them.

[Cryptoniks]

i dont spend it

[sisikin]

• Buy regularly, take profit but not stop loss.
• Regularly variable amount: You can look at the historical low point.
  If it is the lowest point, you can buy 500 before, and now you can invest multiple times. If the market is not good, then reduce your investment
• Choose valuable cryptocurrency to invest
• Investment is not static, don’t just invest in one, you can make more choices and learn more
• Have better patience, don’t be easily affected by the market’s emotions

[Chato1977]

I have been saving my money for a long time since I have been began to earn. 
First, I began by figuring out how much money I spend and keeping track of my expenses.
Afterwards, I have a better idea and can organize a workable budget to begin saving money.

great attitude , no wonder you will become a millionaire some time mate because you have this great treatment to your money while others are spending here and there knowing that they will earn tomorrow again , not knowing the cash flow may stop one day when we are not ready.
just like when this pandemic hit when many people are not aware and ready.

[bitterguy28]

I have been saving my money for a long time since I have been began to earn. 
First, I began by figuring out how much money I spend and keeping track of my expenses.
Afterwards, I have a better idea and can organize a workable budget to begin saving money.

yes we must know how much to spend and how much to save, this will bring us to success if this strategy imbedded in our mind and not just spending all the income entering our pocket.

i only spend 20-40% of my monthly income and the 60 must be keep saved.

If everyone like you can only spend 20%-40% of monthly income, then the rest can be saved, it should be able to reduce poverty.
Because most people may only be able to save about 20%-30%, because there are so many human desires that want to be fulfilled.
Even some of my friends have minus their finances every month, because the amount spent is more than the amount of income.

actually we only need focus and dedication and also looking forward for the future and we will attain such dreams.

i have a big dream ahead for my family specially for my children that is why me and my wife keep tightening our belts just to save enough monthly .

in this we are able to make our dreams come true the sooner we can get.

[DeathAngel]

The only worthwhile investment in the current climate is bitcoin & mainstream alts. Gold is down like 15% this year, bitcoin is up over 200%.

The only fiat investment I consider is the S&P500.

[Gases]

Gold is stable, but it cannot be used as a long-term investment. Bitcoin has more storage value. Most of my assets are invested in cryptocurrencies. Also I  got a better return. I don't need to think about saving money, but about how to combine the investment assets.

[kenskie]

We all have different opinions. But for me, I think i would invest my money in some tokens, also ICO's. Better have it than nothing.

[peter0425]

The only worthwhile investment in the current climate is bitcoin & mainstream alts. Gold is down like 15% this year, bitcoin is up over 200%.

The only fiat investment I consider is the S&P500.

indeed gold has not doing great this year while crypto is pushing the limit , maybe we must consider crypto than any other investing face now.

We all have different opinions. But for me, I think i would invest my money in some tokens, also ICO's. Better have it than nothing.

Don't fool your self , why ICO when you can directly invest in bitcoin in more safer way? than ICO as being scammed as we knew.

[Melignya]

As soon as I have free money in my hands, I immediately exchange it for another currency and keep it in cash. A good solution against compulsive buying

[Jolankaa]

I always set aside 45% and divide them into categories. It helps a lot, I learned it in a financial literacy course.

[Saif33]

I think money is very important in the life of every human being so of course everyone needs to save it in his own way as well as all the work so every human being should save his own money at his own risk because you must save money for your next life  You have to keep and save money so that the next time you don't do anything, you can continue with your money.

[FourTHshoT]

I also keep my money in gold, that way it doesnt get affected that much with inflattion

[DrWho42]

i buy used books

[marbet85]

Gold is not bad idea, on crypto too and I bought too old things from 90' like Pokemon, Pegasus, Nitnendo.

[nullama]

Low cost index funds such as the ones Vanguard provides are a very convenient way to save money at roughly 10% a year, so it basically keeps up with inflation.

If you need the money you can sell with a click and your money will be in your bank account in a couple of days.

[cabron]

Gold is not bad idea, on crypto too and I bought too old things from 90' like Pokemon, Pegasus, Nitnendo.

Yes its not a bad idea. You can have gold but just make sure its physical gold and only enough to carry. We all need something to save and hedge just not go full in gold because we all know how its price was since the time I got into finance, Gold has not grown for years.

You already learn Bitcoin and know its advantages, I think there is nothing else that beats BTC because even with stablecoin, you will also be dealing with inflation.

[Chato1977]

Gold is not bad idea, on crypto too and I bought too old things from 90' like Pokemon, Pegasus, Nitnendo.

is that saving money? buying nintendo and oldschool items?

collectibles? well this is a risky investment mate .

[Iron Fist]

Keeping your spending under your income is the most effective way to save money. You have to think about how you're spending your money so you can get a good idea of how much you can afford. If you start spending money a little bit less than you make, and then you save that difference, by the time the month is over, you'll have a good chunk of money you can put toward your savings. That's the best way to save.

Another option you might want to consider is automating your savings. If you automate a monthly transfer from your checking account into your savings account, it can take the burden off of you to find the time to figure out how much you need to save.

Start slowly. Automating a few hundred dollars every few months, and then work up to a thousand or two a month, can be a good start.

[ethereumhunter]

Gold is not bad idea, on crypto too and I bought too old things from 90' like Pokemon, Pegasus, Nitnendo.

Investing in gold is like saving money in a physical form so you can sell your gold just in case you need money. But saving your money in crypto is also a good idea, especially if you invest in bitcoin to see your investment value can grow in the future. Sometimes buying old things from 90' is good but you need to be selective to choose the things. Maybe you can search for antique stuff.

[DeathAngel]

Gold is a crap investment OP, it’s barely moved up in 15-20 years. It’s a dead boomer investment. Crypto is the future, you will make so much more money by buying & holding bitcoin or eth for 10 years than if you buy gold.

[MNbag]

Simple, don't spend it.

[Iron Fist]

Gold is a crap investment OP, it’s barely moved up in 15-20 years. It’s a dead boomer investment. Crypto is the future, you will make so much more money by buying & holding bitcoin or eth for 10 years than if you buy gold.

I wouldn't say it's a dead boomer investment. Gold was 300 USD/ounce 20 years ago, and in 2020, it was 2000 USD/ounce. That's more than a 600% increase.
Even though this is immeasurable with cryptocurrencies, I still believe the risk is much lower with gold than with other investments. Don't get me wrong, I'm bullish on Bitcoin.

[lightduty]

I have been saving my money for a long time since I have been began to earn. 
First, I began by figuring out how much money I spend and keeping track of my expenses.
Afterwards, I have a better idea and can organize a workable budget to begin saving money.

I know this thread is old but you should invest in crypto.

[samirrayner03]

i have to rethink my whole life completely ))
and read more for sure

[Drane007]

I don't have a philosophy of saving, but I do have a philosophy of expense, which goes like this:

Income-Investing = Expense

 

[Jafar-Safari]

There are many ways to save money. Along with saving money you need to invest money wisely.

Of course there many ways to invest.

Gold
Stock Market
Real Estate
Cryptocurrency
Insurance plans
Equity and more...

Before investing in any medium you need to analyze the risk. How strong and how well you know about that particular investment.

Cryptocurrency is one of the good investment if you want to gain direct exposure to the demand for digital currency. If you have strong knowledge on cryptocurrencies and choosing the best crypto to invest that will added advantage.

[Daniel1995 Nemeka1995]

We don't save money we invest money to make hour increase and more income to come in. That hour hand we not be try. he can also make the family look batter and nice.

[FinalSolution]

In fact, gold is an excellent investment, its value can only grow over time

[Israelgogo]

I save mine in a peggy bank ,i do that on daily basis leave it for a year before i break the peggy box bank.
How i do it i put any amount i can let go ,when ever crave for something and i feel no need too after thinking about it ,i imagine i am paying for what i crave for, then drop the money in my peggy box bank, this includes alcohol,food,outing,dress,irrelevant unplanned expenses, tho i buy this things when i over crave for them, i will buy them and not put the money in the peggy box bank.i realised i was spending alot on unnecessarily things after i realised closed to half a million after a year i broke the peggy box ,it became my must do list daily,you must be disciplined while doing this.
And this is an aside decisions apart from.my monthly banj savings contribution and my investment platforms

[lzrr]

Try being aware of your expenses, be more disciplined about spending money.

[Newbie.]

I try to use proven methods for these purposes, proven by practical use. Of course, I won't say which ones, otherwise the whole defense will be revealed.

[Crpyto hunter]

Saving money is a good idea but it would be much  better to invest your  money in any trusted trading platform.
Investment money in a business is wise am more profitable  than keeping your  money stagnant.
My brother had a little amount of money  and I encouraged him to invest his money in a business of selling food stuffs and he listened to me and now his little money has increased into a huge amount,thanks to proper investment.

[Mask00]

Of Course Bank I Think Every Country Have Bank
Its Safe Our Money. Other way you can try to Now Binance Peg BUSD I Think Its Very Safe Your Money

[mari65]

Saving money is the mindset of the poor. You don't need to save more money with this website, you need to use it wisely. Money should be invested. You can invest money not only in cryptocurrency, gold, and stocks. I decided to develop and invest in my education. I started to study the Amazon market and I already trade goods and have a profit. At first, I lost some money because I miscalculated taxes, but one interesting blog and an article about taxes and fees helped me. All in all, what I want to say is that you need to invest in your knowledge. I will leave here link to the website, it will be useful to anyone who is thinking about increasing their income and self-development

[MaryMany]

I try to go shopping less often.

[nullama]

Personally I find gold very inconvenient to have as a savings mechanism.

I much prefer having extremely liquid instruments as savings.

For example, I think it's great to have a bit of money in a high interest savings account, some money in a stable coin, and some money in similar instruments.

Having physical gold seems extremely inconvenient when I have to get access to that money

[AsongJosh]

Before now, I would put my money in my savings account in the bank and compliment myself that I have some savings. Not really bad. No much interest came in.

Now, I rather convert my fiat to crypto and stake it. That's how I do my own Savings, with interest on it.

[Carmanan]

Looking for discount items

[reducer34]

The ability to save money correctly is a very important aspect of financial literacy. Along with making money, you should be able to save it! For example, I work remotely! It brings me some money! But I manage to profitably invest all this money in cryptocurrencies! By the way, I found a job on RemoteHub, there are a lot of remote job offers there! I advise everyone!

[HeavensPro]

Not really sure that gold is a best idea for this. i'd rather buy real estate which can also give me profit instead of just haviing some gold bars for no reason. Real estate is much more reasonable than in precious metals.

[Michael White]

I prefer investing my money in financial markets and buying assets so that I can make more profit from them.

[needeero]

Try not to spend your money on stuff you don't need.

[Rayon]

All my savings and earning depend on the market bull. 😢

[Cryptoangel01]

99% in crypto but got nearly 70% hacked last week. Pained asf

[ms-bit]

I prefer old but gold piggy bank, but those that should be broken so i cant take money whenever i want

[RoverBlack]

I compile them and put them in the bank

[Iron Fist]

I can advise you only to make money, as you can create a fast wordpress website [url removed], and place on it any suitable products ranging from baby food (which is huge demand) finishing parts for cars, with such a small investment you can earn yourself a good income.A lot of changes for the better I have seen during the period of work, indeed, the work was carried out very qualitatively and profitable for me and my business.

Are you trying to advertise the MR.WP service? Why would anyone pay so much money for a website? With a little effort you can create it yourself using free WordPress software and only pay for hosting.

[naruto007]

in bank

[Laurendaldin]

It all depends on where and how you are going to store your gold. You need a really reliable bank, but not in all countries you can trust banks. In addition, the world is moving so fast now that who knows what will replace gold as a solvency guarantor in ten to fifteen years. I, like many people in this topic, would rather invest in real estate.

[monkeydluffy_1]

Save in Bank

[Jiovanni]

The best way to save your money is via wise and profitable investment(s).

Read it again.

[nullama]

There are two ways to end up with surplus money.

One is spending less than what you get today.

Other is getting more than what you get today.

Spending less is easier because can be done immediately. But is has a maximum. You can't save more than your minimum costs, like basic rent, basic food, etc.

Getting more money on the other hand has no boundaries. You can always earn more. And you can invest in things that give you money. You can create automatic sources of income, etc. That's a much better way to generate a surplus and therefore save.

[Ormas212]

bold of you to asume i'm save my money 

[Saimon15]

I try to spend less, I just need to prioritize and not allow myself too much.

[Stifan03]

Nowadays I think we must choose cryptocurrency for our money security because here you can easily keep your money safe through your wallet where no one can take your money and it won't get lost anywhere if you can use it with security.  will be very good

[LastRoyalKing]

I keep my money in gold and some in bitcoin

[iNoHaveSins]

in bank

[BADecker]

Notice how Bitcoin has gone down a lot. Ethereum has gone down, too. But Bitcoin-Cash seems to be holding its own.

[Techkoy407]

for now I keep my money in a bank account and I invest in crypto, I am more interested in buying land in the future than buying gold, because land has many uses, one of them can be used for agricultural land, can be used to make buildings or houses themselves, and land is also expensive from year to year, because continuous development results in reduced land, and my goal in the future is to build a kind of restaurant or restaurant. restaurant too therefore quite promising in my opinion.

[flyfin]

Simple ways to save your Money are:-
1. Record your expenses
2. Include saving in your budget
3. Find ways to cut spending
4. Set saving goals (investments, insurance, mutual funds, stocks, etc)
5. Determine your financial priorities
6. Pick the right tools
7. Make saving automatic
8. Watch your savings grow

[Pierri]

I try not to spend money on unnecessary things and work should bring average or above average income otherwise it will be difficult to save

[Mkelgodson]

I save my money both in cash as in Savings account, and in crypto.

[ShafixNero]

I always keep half of the money i make in a separated wallet which i don't touch at all. This helps me save half of the money every month.

[devil2man]

I start with the little things like i smoke less, go to the cinema less, go out less in the evening all the money saved i reinvest in crypto

[ModestyKK]

Real estate will also depreciate, which is also uncontrollable. The price fluctuations of gold are not very large, but you cannot completely rely on gold unless you can guarantee that it will be kept intact or will not be stolen.

[PouJonah31]

I think that even if the currency depreciates, deposit it in a bank, a reliable bank, deposit some funds that will not be spent, and invest part of the funds in cryptocurrency. will be very good.

[ZoeSamantha]

Start with the usual things, save some money if you can, and then invest these in the encryption market, earning not much is also a good start.

[mvdheuvel1983]

Nah, not everyone has the luxury to buy gold. Not everyone is interested in buying gold.
Besides the way you have painted it here is not how it seems in really. For some persons they can only keep save their money in the bank.
Some younger persons would prefer to save their money in cryptocurrency.
And some of the other folks may prefer stocks, bonds or buying properties. There is no one size fits all here. For me I save my money in the bank and in cryptocurrency. Whatever medium one chooses, just be a smart saver.

[Sanni_w]

I save my money in a mobile bank, lot easier than traditional bank