There is no need to ask anymore for this question, we all know most people using:
- USDT
- BSUD
- UDSC
Agreed. Most people in stables have these forms, and given the fight with USDT not having 1:1 UDS collateral for the issued USDT some also prefer USDT less. While holding stables, people also earn of course, which you can do to get a decent APY without being fully exposed to the market volatility.
This is the best way to get something in return for being in the crypto world where uncertainties are everywhere.