Yes, bullish days seem to have been ended and now bearish time is coming and still continuing. Noone knows exactly when the end of bearish time actually is.
If seeing from the options, why is there no Bitcoin? And alsoBNB?
I think that If I have that much money, I will diversify the money into at least four coins. The second or third options may be chosen. But once more, why should be Moonbeam (GLMR)? I don't think this is a good one for long-term investment.
Btw, these long term investment options with all altcoins of course require high risk. We don't know if the coins will survive exactly and rise up again to reach their ATH again or not. So, you must bereadyfo all risks, never only imagine about the return that you will gain.
High risk investment that believers only ca take along the way, if you are not good into it best to stay out.
Choose solid asset like the big 3 in case you are really into lng-term, Bitcoin, ETH and BNB are those options from conservative
investors who knows how exactly the market works.
Though there are also investors wh can spare their excess to other alt assets which probably believes that will bring them
good amount of gains when the bull's arrive.