Bitcoin is NOT anonymous, just pseudo-anonymous. In summary, it could only be somewhat anonymous if you know what you're doing (coinjoins, coin control, etc); but it's definitely NOT anonymous by default.

But to answer your question, you're asking people on a Bitcoin forum lol. You know the answer you're going to get.

If you want to live your life without allowing someone to monitor you, do the below mentioned activities,

1. Delete all your social media accounts
2. Stop using Apple of Android devices and move back to basic mobile
3. Close all your bank accounts and transact only using Monero or any other similar privacy focused cryptocurrencies. Bitcoin is not anonymous.

If you are able to do all these above mentioned activities, you will be able to avoid most of the monitoring mechanisms. But will it give you a convenient life? I guess no!

Privacy is overrated! Don't fall for it! Alone your data doesn't make any difference!

What conclusion would you like to reach? personal data in terms of anonymity? Fiat is distinctly different in context, updates, and controls. It should be without the need to ask anything, the answer for members on the forum is as much as possible while keeping personal data from being exposed and scattered. As for fiat engagement with the community, it's fine, you don't need to hook it up because the bitcoin system isn't centralized by the institutions that collect the data.

That is true. But the point is — you're asking a Bitcoin community. 99% is going to agree with you. It's like asking a hardcore Trump supporter what he/she thinks about Trump. You already know the answer you're going to get.

I believe privacy and anonymity are utopias. You can never achieve 100% of both in this modern world. Bitcoin and another measures mentioned above help decreasing your exposition, but don't prevent you from  being tracked, unless you don't have any IDs and live hidden in the jungle, eating and drinking from the nature.

If you manage a household, you have bills in your name, so you are already being monitored. If you have a job, you aren't anonymous anymore and probably it will be a must to have a decent communication tool, being indispensable to have a whatsapp or telegram account. If you access youtube (I believe nobody with internet access live without youtube) you are being tracked.

The problem is the government is never satisfied with the level of accessibility they have over citizens' lives. They always want more and more, being totally abusive and tyrant at some point. It's regards these levels of privacy and pseudo-anonymity people should worry in maintaining in my opinion.

The problem is, these awesome features of Bitcoin like control over your funds and better privacy come at extreme cost. The price volatility, the enormous security responsibility, uncertain regulatory status, occasional problems with fees - these reasons make Bitcoin benefits not worth it for majority of businesses and consumers alike. People who already value privacy above all are using all the tools they need for it, including Bitcoin or privacycoins.

It wouldn't be enough. A mobile phone operator will collect lots of data just monitoring your movements. Combining that data with other data they collect they can say lots about you and your life. Combining that data with street cameras can give more. It is impossible not to allow to monitor you at all if any huge and powerful enough organisation would like to do it, unfortunately.

Now listen carefully, we might be a bunch of people who are advocating for privacy and less regulation, but we're not stupid folks. We know - it's common knowledge - that you need to have a certain degree of controls inside the system to stop it from being abused by criminals (governments unfortunately have not considered scammers yet).

Such controls include KYC, declaring where you got your coins from if you are transferring coins in 5 & 6 figures, even a certain degree of analysis to prevent (once again) criminals from abusing the system by tracking their funds.

But any surveillence technology that's applied broadly, upon everyone, does not achieve any results. There is simply too much data being collected for all of the personnel to analyze. In some cases we are talking billions of records. The result of which naturally is that some of the actual criminals manage to get away through the huge morass of data that needs to be parsed. (Somebody needs to tell that [again] to the NSA.)

So the solution is a sort of compromise - surveillence of targeted (small enough to process) populations of people where there's a high concentration of criminals abusing the system. Concentration getting low in some places? Then keep the criminals in your database and erase the rest of the population from your monitors. Another locality is gettng high rates of crime? Track them accordingly. It's not that hard to understand.

It will also silence the people who keep saying that BTC is only a "criminal's technology".

If we do speak about being anonymous then it could really be that possible even if the merchant or any services out there on your place do accept bitcoin then there's no way that they could able to know
or the government would look upon on whose the one who did make such payment.

For sure these merchants would be usually touching up 3rd party providers which would really be that normal to be regulated and they are the only ones who would
be monitored out but of us users or consumers then there's no way that you could able to make yourself known.

I wouldn't go as far as to say that all user actions are monitored today. With fiat, if you pay in cash, you can to essentially undetected (if you want to avoid face identification you can simply wear a mask which is still recommended even if not obligatory). If you are browsing the Internet, you can use VPN if you want to ensure your privacy. Also, nobody has enough resources to literally monitor every user (at least, to do so actively instead of living the job to algorithms). Bitcoin is transparent, so transactions are very traceable. Whether these lead to your real identity is largely a matter of how careful you are. As for me and privacy, I would prefer the companies to know less about me, yes, but I am also not going to go out of my way to achieve it.