Currently looking at the facts that are happening, Bitcoin is indeed only a speculative asset, which is an asset that is used to get a lot of profit in the form of investment because of the high volatility of bitcoin. People are still not fully using Bitcoin for payment for goods and services due to regulatory issues that are not fully operational in some countries.
No. You can't conclude that Bitcoin is only a speculative digital asset when there are already some people who really use it for payment purposes in reality. We can't expect all people suddenly use Bitcoin as a payment tool, it needs a process to be adopted by people. Actually, Bitcoin adoption for payment purposes has shown impressive progress, you can see varied companies that accept Bitcoin as the payment tool for their products/services here:
https://99bitcoins.com/bitcoin/who-accepts/. If it has no progress in our country, it is because our government only allows our national currency as a legal currency in our country. So, no hope for any other currencies to use, including BTC or dollars.
The bitcoin journey that started 40 years ago gives us proof that the Bitcoin technology being developed is not just an ordinary digital currency, but has many benefits for now and in the future.
Indeed. Some people developed it because of a strong reason. It should be caused by a big advantage of Bitcoin in the future.
OP @borovichok, where do you get the picture? Why you didn't enclose the link?