AbuBhakar
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February 08, 2023, 02:00:14 PM |
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Being a student is so hard nowadays. I've been spending a lot for school requirements and different activities related to education. I'm stuck with this saying "SAVING IS WASTING", thinking that with the little amount of money I have, should I put it on an investment or should I just save it for my future expenses or emergencies. I'm also living in a country in which there are limited side hustles I could do to earn extra for investment, so I'm troubled somehow.
In your case it’s not because you will need money any moment due to your school needs. Putting it on investment will just ruin your money profitability because you can’t get enough profit in short term on an investment unless you will enter a high volatility investment. Money shouldn’t be put always on investment, it highly depends your situation and needs about the about the money. Savings is very good if you need a sure money for an upcoming expenses while you are still not earning passively through your work.
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BRINIRHA
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February 08, 2023, 02:44:17 PM |
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Maybe now you feel you are spending a lot of money on education. but believe me one day the results of the education will bring more money to you. One of the best investments is in education. so I hope you just have to focus more on the education you are currently living. but if your economy is doing well and you have a lot of money left over then investing in something else is worth a try. because after all we need to invest in all aspects both in science and other things. but if your economy is quite limited then focusing more on your current education is better.
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avikz
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February 08, 2023, 02:47:26 PM |
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Being a student is so hard nowadays. I've been spending a lot for school requirements and different activities related to education. I'm stuck with this saying "SAVING IS WASTING", thinking that with the little amount of money I have, should I put it on an investment or should I just save it for my future expenses or emergencies. I'm also living in a country in which there are limited side hustles I could do to earn extra for investment, so I'm troubled somehow.
As a student, saving is tough. I have gone through this phase myself where I often had to borrow money from my mom without letting my dad know. So I understand what you are going through. But as soon as you move to the next phase of your life, start saving from your first salary itself. Don't let the luxurious things get into your way. Start buying equity, cryptos, gold as early as possible. Do it for 10 years and you won't believe how much money you will have. You can actually see the effect of compounding in real life.
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Davian144
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February 08, 2023, 02:50:08 PM |
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Being a student is so hard nowadays. I've been spending a lot for school requirements and different activities related to education. I'm stuck with this saying "SAVING IS WASTING", thinking that with the little amount of money I have, should I put it on an investment or should I just save it for my future expenses or emergencies. I'm also living in a country in which there are limited side hustles I could do to earn extra for investment, so I'm troubled somehow.
There is no such thing as saving is a waste. Basically it all depends on how you use the money, because if you feel able to manage this money as initial capital to open a business or invest in assets that are clear for profit. I don't think it would be wrong for you to do it now, but if you still have doubts inside you to start. It's better for you to just save the money for your basic needs in life, because you yourself have also said that in your place it is very difficult to find a side job that can help you to increase your income. Actually being a student is not difficult as long as you can manage your time very well for the things you need. For example, like sharing a little of your time for this forum when you are not attending college and you can also use a little of your time to create a small business that doesn't interfere with your study time. The rest you only have to have certain skills that can provide you with income because it can also be a side job for you there.
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ethereumhunter
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February 08, 2023, 02:53:38 PM |
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You should already have money prepared for future emergencies, so you must determine how much to invest for your future. Now that you have joined bitcoin, you have the right investment so the adage "SAVING IS A WASTE" no longer works.
Having a bitcoin investment means you care about your future. Moreover, I assume you have seen the history of bitcoin's journey from the beginning, which can be seen on the exchange, CoinMarketcap or CoinGecko. This can give you an idea of how the potential price of bitcoin will be in the future and if you start investing from now on, it can help you prepare for your future.
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Wong Gendheng
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February 08, 2023, 02:58:10 PM |
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The temptation for ownership today is very easy to get, I often open YouTube on smartphones and most advertisements are offers for online loans and with very easy requirements, only licensing identities or driver Loans on more than 15 online plans and the result is that everything cannot be paid off because of the very high interest.
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Davidvictorson
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February 08, 2023, 03:29:36 PM |
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Being a student is so hard nowadays. I've been spending a lot for school requirements and different activities related to education. I'm stuck with this saying "SAVING IS WASTING", thinking that with the little amount of money I have, should I put it on an investment or should I just save it for my future expenses or emergencies. I'm also living in a country in which there are limited side hustles I could do to earn extra for investment, so I'm troubled somehow.
Being from a low-middle-income country, I can relate to the present situation. Many years ago, as an undergraduate student, I battled with saving and spending. In fact, the moment I tell myself I'm going to save this amount of money, a need arises that forces me to use the so-called money I've decided to save. I had no choice but to rely on the pocket money sent to me by my parents. So, dear OP, ensure that the economic situation of your country does not affect your education. Don't worry, this period of being stuck between saving and spending is not going to last so long; it will soon be over.
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Spaceman1000$
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February 08, 2023, 03:58:07 PM |
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Well I wouldn't entirely agree with you that saving is wasting, saving makes you not to spend money on frivolous things and things ordinarily you don't need and it helps to save you for the rainy days.
Even the wisest economist will advise you to put money aside. Due to your low income as a student, the money in your pocket is intended for educational expenses. But if, after your daily expenses, you still have some money left over, I think you should save; you'll be glad you did.
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Hydrogen
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February 08, 2023, 04:07:02 PM |
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I'm stuck with this saying "SAVING IS WASTING", thinking that with the little amount of money I have, should I put it on an investment or should I just save it for my future expenses or emergencies. I'm also living in a country in which there are limited side hustles I could do to earn extra for investment, so I'm troubled somehow.
There are businesses and services which offer special discounts to students. A decent 1st step could be to google search: "-your location- student discounts" to see what type of special offers might be available to students in your area. That could help to cut costs and offer some incentives. Searching for student discounts could be considered playing to ones strengths. Everyone has strengths and advantages which can be gained through catering to conditions of their local area, their country, etc. One example of this I've heard of is fast food restaurants like mcdonalds offering discounts and free food to students who show student ID. If you're interested in investment there are internet games that are free to play which can serve as a good testing ground to gain experience. They can also be good to gain a better comprehension of whether stock trading or other forms of investment are things you would personally be interested in doing on a regular basis. Most forms of investment have a learning curve to them. Where some degree of experience is necessary to have better chances of consistently being profitable.
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Ludmilla_rose1995
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February 08, 2023, 04:27:38 PM |
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Being a student is so hard nowadays. I've been spending a lot for school requirements and different activities related to education. I'm stuck with this saying "SAVING IS WASTING", thinking that with the little amount of money I have, should I put it on an investment or should I just save it for my future expenses or emergencies. I'm also living in a country in which there are limited side hustles I could do to earn extra for investment, so I'm troubled somehow.
saving is not wasting, sometimes you don't know when you need the money, so keeping cash is important. but investing is indeed much better than just saving, especially if you can generate passive income from your investment, then you don't have to worry about your savings funds, which are just sitting around. do research on any investments that have the potential to give you passive income.
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reagansimms
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February 08, 2023, 04:31:09 PM |
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You have to work hard to achieve success. The knowledge you gain while being a student will be your future investment, it takes patience and struggle to be successful in the future. It needs to be underlined, the real investment is the knowledge that you get while being a student. During the learning process, your character will be formed for the better and this will have an impact on improving your quality of life.
To get rich cannot be achieved instantly, it takes process and time to reach the desired stage. It's easier for a doctor to earn money because he has gone through a tedious process while being a medical student. You must form a stronger character for a better future, don't give up before fighting, maybe you are the winner.
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Zilon
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February 08, 2023, 04:37:11 PM |
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It can be frustrating when you struggle to acquire education because they cost of getting good education is expensive. Instead of saving to still spend what is saved in future expenses and along the line it will result in having nothing left to fall back to, It is better to invest in something that can afford you a daily or weekly pay. I won't suggest Bitcoin because it is a long term investment plan and as a student money will be needed occasionally to settle for school related matters. Trading or digital skills can help with keeping up with the bills that accompanies acquiring education, except you have enough fund that can be risked in Bitcoin investment then it will be a nice shot.
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Japinat
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February 08, 2023, 04:40:19 PM |
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Being a student is so hard nowadays. I've been spending a lot for school requirements and different activities related to education. I'm stuck with this saying "SAVING IS WASTING", thinking that with the little amount of money I have, should I put it on an investment or should I just save it for my future expenses or emergencies. I'm also living in a country in which there are limited side hustles I could do to earn extra for investment, so I'm troubled somehow.
You're not alone with that feeling, even the people who are working around the clock, day and night, are still having troubles and certainly, a problem like yours as they have a lot of priorities like, food, bills, necessities before they could start saving. Now as a student, you should know your priorities too and if you're lucky enough to have some spare funds, I advice you to divide that into two. One is for investment and the other half is an emergency funds. Why though? Because investments doesn't give you an overnight profits and that means it would take some time before you can reap the seeds you sow and that is why you need the other half for your future needs, so that you won't be digging your investments whenever you need some funds.
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Aanuoluwatofunmi
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February 08, 2023, 04:41:23 PM |
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Being a student is so hard nowadays. I've been spending a lot for school requirements and different activities related to education. I'm stuck with this saying "SAVING IS WASTING", thinking that with the little amount of money I have, should I put it on an investment or should I just save it for my future expenses or emergencies. I'm also living in a country in which there are limited side hustles I could do to earn extra for investment, so I'm troubled somehow.
It depends on the source to your income and what you earn for a living, if you can beat down your living expenses a little bit more maybe you could still realizes more to save up and when accumulated you can invest with it, now the choice here also depends on what kind of investment you're trying to do, but you must make sure that it's a profitable one that could have less of risk and yield some profits with time, you can cut your expenses more low, to make some savings, invest on bitcoin using dollar cost averaging technique to buy little by little, but dont force yourself if your income couldn't permit or allow for that and don't lend to invest.
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White pawn
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February 08, 2023, 04:52:32 PM |
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Saving is not wasting. I do not see savings as a waste. Supposing you save your fiat currency for a year or two, and with inflation and the likes, the tendency for the purchasing power of the totality of your savings to drop in value most likely by a small percentage is high. That doesn’t mean savings is wasting.
Having some savings is very important in the society we live in. You need to have some savings to rely on during the hard times and I can assure you, during your years as a student, there would be surely be some troubling times. Investments are cool and all, it’s always great and a safe feeling to have some savings stashed away someplace.
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palle11
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February 08, 2023, 04:56:57 PM |
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Trading or digital skills can help with keeping up with the bills that accompanies acquiring education, except you have enough fund that can be risked in Bitcoin investment then it will be a nice shot.
I think Op should have the option of trading as the last solution and it is on rare situation for you to trade as a student because of the risk that it involves. You can lose all the savings you have in trading or if you try to take a quick risk to trade in option of using your money for school fees at the future time but you can end up not having the return you expect from the trading. So except you have already started well in trading before turning to a trader. Therefore channel your profit or investment idea out from trading, except you want to do hodling but that is a longtime which may not be good for a student.
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kryptqnick
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February 08, 2023, 05:14:08 PM |
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Saving in fiat often means wasting a significant amount due to inflation. I still think it's best to have money for at least a couple of months worth of expenses if you need or really want to go on a trip, lose a job or something like that. So saving up some money makes sense to me, just as a little back-up which is often needed in the contemporary world. As for more, I believe investing is alright if you want to try it and are okay to take the risk, as you must be ready to lose it. I understand that it's hard to work as a student, but that you also need some money anyway. If you want to save up for some meaningful change, such as starting to live alone or becoming more independent, I think it's worth it.
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Sayeds56
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stead.builders
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February 08, 2023, 05:52:54 PM |
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"SAVING IS WASTING", thinking that with the little amount of money I have, should I put it on an investment or should I just save it for my future expenses or emergencies. I'm also living in a country in which there are limited side hustles I could do to earn extra for investment, so I'm troubled somehow.
Saving is not wasting, it is a wise financial decision for your future, as you can use saved money in emergency or for future expenses. Saving a small amount regularly can grow bigger over-time with compound interest. In the context of consistent depreciation of Fiat currency , the statement "saving is wasting" can hold some truth because inflation decreased the purchasing power of fiat currencies. In such scenario, look for alternative options of investment such as real estate, stocks or crypto currencies that can help to protect the purchasing power of your savings. However, before making investment decision, it is important to make research to understand the potential risks and rewards involved.
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slapper
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February 08, 2023, 06:03:42 PM |
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With limited resources, it may be challenging to find the right balance between saving and investing. You should, however, give some thought to your long-term financial objectives and how they could be served by investing. A common tactic is to invest a certain percentage of monthly income. You may also consider doing some kind of supplementary work on the side to supplement your income and put more money toward your savings. Further, there are a plethora of services, such investment calculators and budgeting applications, that may assist you in making the most of your money. Investing is a long-term game, and maintaining your enthusiasm may be challenging at times. However, if you equip yourself with knowledge and take a long-term view of your financial situation, you may maximize your resources and secure your financial future.
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Fesatmas
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February 08, 2023, 06:24:21 PM |
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In fact, there is nothing wrong with what we do, but the question is which benefit or loss is greater. In my opinion, saving has more benefits than spending money in vain. What's more, now saving has various ways to do it, such as investing. Broadly speaking, saving is setting aside money and investing is the same, it's just that the difference is the type. I think now it's better to invest, especially it is bitcoin.
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