Wapfika
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March 03, 2023, 04:20:11 PM |
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Even if bitcoin becomes legal, I believe people will not put fiat money aside and use bitcoin as an alternative to fiat. In many cases, fiat is still needed, if you move to a place where there is no internet, then bitcoin will be useless, and fiat will be useful. Given the volatility bitcoin is really suited as an investment, as a commodity rather than a payment.
This is still the problem of many countries who dream for advancement of technology the scope of their internet as well their people understanding about it. Old generations were not able to access internet yet due to their location as well they don’t want to adopt in change which requires governments to still do common setups as well using fiat as mode of payment despite the advantage and ease the internet and crypto can do. Implementation will be hard unless people are open to accept change.
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molsewid
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March 03, 2023, 04:53:18 PM |
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Even if bitcoin becomes legal, I believe people will not put fiat money aside and use bitcoin as an alternative to fiat. In many cases, fiat is still needed, if you move to a place where there is no internet, then bitcoin will be useless, and fiat will be useful. Given the volatility bitcoin is really suited as an investment, as a commodity rather than a payment.
This is still the problem of many countries who dream for advancement of technology the scope of their internet as well their people understanding about it. Old generations were not able to access internet yet due to their location as well they don’t want to adopt in change which requires governments to still do common setups as well using fiat as mode of payment despite the advantage and ease the internet and crypto can do. Implementation will be hard unless people are open to accept change. Yes , even though every country in this world will accept bitcoin we really still need to use fiat, it cannot be replace at all because the first thing we need to consider is we need an internet connection for that since we are dealing with web2 and web3 right now and there's no other thing that can help us with that of course.People say that we are living in a digital era now but still we need to have that in order for us to live in our daily lives.
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KaliLinux
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March 03, 2023, 05:06:06 PM |
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Even if bitcoin becomes legal, I believe people will not put fiat money aside and use bitcoin as an alternative to fiat. In many cases, fiat is still needed, if you move to a place where there is no internet, then bitcoin will be useless, and fiat will be useful. Given the volatility bitcoin is really suited as an investment, as a commodity rather than a payment.
This is still the problem of many countries who dream for advancement of technology the scope of their internet as well their people understanding about it. Old generations were not able to access internet yet due to their location as well they don’t want to adopt in change which requires governments to still do common setups as well using fiat as mode of payment despite the advantage and ease the internet and crypto can do. Implementation will be hard unless people are open to accept change. Even if people are willing to accept change but like you said, the infrastructure is still a major problem for those that want to use the system. These past few weeks have been a major headache around my country because the inter-banking online transactions have been terrible because fiat was not available after the Government redesigned the fiat currency and put a limit to when the old one would no longer be accepted, limiting the number of new designs that were printed and once that date came, everyone was trying to go online and the system was overwhelmed. Now think of when the internet would go down, especially in developing countries, so the infrastructure for that to be well accepted is important hence, fiat in hand will always be important.
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Faisal2202
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March 03, 2023, 06:54:50 PM |
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some people believe that it was intentional because they don't want some bad actors to use Fiat to rig the ongoing election in the country.
That might be a factor in preventing bribery and corruption during elections, but I don't see any good in reducing the availability of fiat. I have one question did they renew all the notes or release new ones while the previous ones were coexisting? i mean, there is no doubt that cash is not trash, but in your case, your money has become trash if no conversion facility has been provided. But since all this mess have started, many people are suffering, and I as a person have no hold the new fiat Note because I can't get a hold of one yet, and just because many stores prefer Cash than digital transfer, this have make me see how important Fiat currency can be. I have faced the same issue. How? My government releases a new note worth 75 pkr, and it has been months since its first release, but you know what? I met that note face-to-face (haha) 2 days ago. haha. Well, i took a picture of it that I posted on my local community, and there is one more surprise on that note too. Further, that note costs 75 PKR, but if you want your money in 75 PKR notes while withdrawing from your bank, the bank will charge 150 PKR for a 75 PKR note. (i did not expect this from private banks), but what could have been done? They are the authorities, and we have less governance ( only have decision and governance power when elections come) haha. Like literally, one political figure, an MNA from our area, came to our house and sat in our drawing room while there was load shedding that evening ahah. Some people will say that Fiat is trash and they keep all their money in stable coins, the truth of this is you are doing things wrong, the stable coins in crypto space are backed by nothing, they can vanish into thin air if the government doesn't want stable coins to exists.
There is no doubt about it. We all depend on the local currency to buy crypto. In our case, crypto is totally banned, but no specific punishments have been declared for victims, so they do whatever they want. Well, coming to this fact about the dependency of crypto users on local fiat is like finding food for a living. but I must say these things are changing now. How? Many people in the world tend to pay in crypto, but the question here is whether we aren't ready to take money in crypto due to a lack of trust in the other party and a less reliable agreement between both. (Well, this also means less knowledge of smart contract usage.) So we prefer fiat over crypto. Let's say crypto's real benefits will be acquired when it becomes legal tender in your place, like in El Salvador.
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panganib999
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March 03, 2023, 08:52:10 PM |
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A lot of bitcoin purists and visionaries dismiss fiat's relevance as if it wasn't in part the cause of the cryptocurrency industry's success right now. Every coin is literally pegged to the dollar we might as well consider crypto trading as forex. Bitcoin purists saying fiat will be obsolete as if to say a coin that has been in the market that offers a little more to the table will topple a thousand-year old practice that is virtually ingrained in our genes at this point. But oh well, it's only these people you will hear negative stuff about fiat anyway. I see fiat as a worthy companion and a viable stepping stone for crypto to succeed, not an obstacle to overcome or a competitor to succeed against.
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serjent05
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March 03, 2023, 09:59:14 PM |
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A lot of bitcoin purists and visionaries dismiss fiat's relevance as if it wasn't in part the cause of the cryptocurrency industry's success right now. Every coin is literally pegged to the dollar we might as well consider crypto trading as forex. Bitcoin purists saying fiat will be obsolete as if to say a coin that has been in the market that offers a little more to the table will topple a thousand-year old practice that is virtually ingrained in our genes at this point. But oh well, it's only these people you will hear negative stuff about fiat anyway. I see fiat as a worthy companion and a viable stepping stone for crypto to succeed, not an obstacle to overcome or a competitor to succeed against.
I do not know why they came to hate cash when they also use it to buy their stuff. We all know that Bitcoin and other cryptocurrencies are not widely accepted. We still need cash to buy our daily needs since the marketplace in my country don't accept cryptocurrency. Even malls and supermarket only accept digital cash not cryptocurrency. I agree they are printed out of thin air, and isn't lots of cryptocurrencies the same? I think this cash is trash thing is just propaganda of people who wanted to overthrow the financial institution authority.
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Wong Gendheng
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March 04, 2023, 01:43:28 PM |
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Cash gets full guarantee from the state so that it will continue to be used and will not crash, if there is 100% inflation, the central bank will carry out an easy policy, this is certainly different from the decentralization system that requires large capital to be able to control the market.
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Ozero
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March 04, 2023, 02:32:32 PM |
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Hi @YoSHIE , many new crypto fan boys believed that stable coins are better than Fiat money, I have read this many times online and people in my country that are new to crypto also believe the same.
If stablecoins are backed by fiat currencies, that is, the currency of developed countries, then from an economic and financial point of view, this is actually the same thing. But from a security point of view, there is even a risk that the stablecoin creators will abuse their position. But due to their digital nature and the ability to store them in our cryptocurrency wallets, and not in bank accounts, there is a significant advantage. Therefore, everyone can decide what is more profitable for him. But Fiat is not garbage anyway. Even if it is subject to inflation.
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cydrix
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March 04, 2023, 02:46:23 PM |
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Money is a legal means of payment, before recognizing the existence of money, there was a barter system, exchanging goods, so be frugal, when using money, just buy the things you need.
Money has a great history like you mentioned. There was a process or change of systems like exchanging to buying. Most of the people prefer money because it is convenient but for me I prefer online wallets. The only thing I hate about cash on our country is that it’s value is too low compared to US Dollars tho I can make money from it through exchanging when values goes up and down. That’s why I prefer crypto stable coins thtan having my own cash.
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tygeade
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March 04, 2023, 03:12:09 PM |
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Seeing this post reminds me of how difficult I tried to send cash back home some weeks ago as they don't accept cashless in some regions. Reviewing the government's cashless policy in Nigeria has been one of the hash economic policy government has ever made since I have been here, despite the government trying to disable election manipulation, rigging, and buying of votes, didn't the same man win the election a few days ago and yet we are still suffering with the consequences, sometimes I wonder if its a crime to live as a Nigeria.
Crypto and Fiat are two things but of course, they can coexist together but they are two different entities, while one is free and fair without centralization, the government always tried to force their policy on people that is why people always disregard the fiat, the inflation we are dealing with everyday has questioned the merits of fiat over its demerits.
As someone who has never been to Nigeria or has anything to do with it, I can tell you that same is happening all around the world, same in my nation as well. We can CLEARLY see how terrible the government is, and yet they keep getting reelected, which sometimes confuses me a lot as well, like what is even the point of electing someone who we all know running the nation terribly, and making it harder to live here? But, I guess politics is something that is a bit confusing that way, in all over the world, it is not just small nations like us, Trump and Boris Johnson was elected too, and we all clearly saw they were bad too, and yet they were elected all the same.
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Semar Mesem
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March 04, 2023, 03:33:45 PM |
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A lot of bitcoin purists and visionaries dismiss fiat's relevance as if it wasn't in part the cause of the cryptocurrency industry's success right now. Every coin is literally pegged to the dollar we might as well consider crypto trading as forex. Bitcoin purists saying fiat will be obsolete as if to say a coin that has been in the market that offers a little more to the table will topple a thousand-year old practice that is virtually ingrained in our genes at this point. But oh well, it's only these people you will hear negative stuff about fiat anyway. I see fiat as a worthy companion and a viable stepping stone for crypto to succeed, not an obstacle to overcome or a competitor to succeed against.
Fiat will always be needed and will never be replaced even though Bitcoin is increasingly popular, all prices will refer to Fiat, especially dollars because they become international currency, many people think that when all transactions can be done with bitcoin, they plan to leave Fiat, and this is a mistake.
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tjtonmoy
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March 04, 2023, 05:17:41 PM |
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Cash and crypto will co-exist until cash vanishes. As we progress towards the future, we will see less and less usages of fiat cash. The problem you said regarding usage of illegal money during election, it could also be fixed while using digital currency. And one thing that's for sure, people will still find ways to use it illegal works. And the fact about stable coins. I agree, and I do hate them. That's why it's important to keep hodling BTC .
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wmaurik
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March 09, 2023, 11:19:36 PM |
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Fiat will always be needed and will never be replaced even though Bitcoin is increasingly popular, all prices will refer to Fiat, especially dollars because they become international currency, many people think that when all transactions can be done with bitcoin, they plan to leave Fiat, and this is a mistake.
More precisely not replaced, but fiat will be the second option in terms of payment when there are many people starting to be able to use Bitcoin for legal payment matters. So that fiat, which used to be the first option in terms of payment, will change over time to become the second payment option because it is rivaled by digital currency payments which are indeed very easy for people in urban areas. So it is clear that fiat will not be simply eliminated by anyone even though there are already other options in life, because each of them has advantages and disadvantages. But as long as it's still not bad to use, then there's no need to replace it with just one option.
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capedbaldy
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March 09, 2023, 11:46:12 PM |
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More precisely not replaced, but fiat will be the second option in terms of payment when there are many people starting to be able to use Bitcoin for legal payment matters. So that fiat, which used to be the first option in terms of payment, will change over time to become the second payment option because it is rivaled by digital currency payments which are indeed very easy for people in urban areas.
So it is clear that fiat will not be simply eliminated by anyone even though there are already other options in life, because each of them has advantages and disadvantages. But as long as it's still not bad to use, then there's no need to replace it with just one option.
But bitcoin is often used for investment rather than payment because its value fluctuates and the price is unpredictable, let's say that you have bought some btc at a price of $ 25k in February and now the price is falling at $ 20k, so you definitely won't convert it to fiat or buy any item with btc because the price is now reduced, unless you are not an investor who only buys items using btc any time. But fiat users will not be replaced or lost even if there are many digital payments or using crypto payments.
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Joshapat
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March 10, 2023, 03:56:40 AM |
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I think cash will last forever because the government will take care of cash, of course the government considers that a better and safer transaction is cash, a decentralized system of cryptocurrencies will certainly not be easy to implement because the state cannot control if problems occur, not only when prices drop but when the price is skyrocketing then the government will find it difficult to reduce the price of crypto because the stock is locked
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Xampeuu
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March 10, 2023, 04:26:59 AM |
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In my country presently, we know how important cash has become, the government decide to renew our Fiat currency and it's not in circulation yet, for some reasons, some people believe that it was intentional because they don't want some bad actors to use Fiat to rig the ongoing election in the country.
But since all this mess have started, many people are suffering, and I as a person have no hold the new fiat Note because I can't get a hold of one yet, and just because many stores prefer Cash than digital transfer, this have make me see how important Fiat currency can be.
Some people will say that Fiat is trash and they keep all their money in stable coins, the truth of this is you are doing things wrong, the stable coins in crypto space are backed by nothing, they can vanish into thin air if the government doesn't want stable coins to exists.
I believe that all stable coins are easier to trample on by the government, more than other crypto projects in this space, Fiat has it's usefulness, let's stop deceiving ourselves, the first time I ever purchased Bitcoin I use Fiat and I believe this is the same as everybody on here, unless you mine your own Bitcoin or get paid in Bitcoin working online.
Do not trash Fiat yourself when it's actually needy, crypto and Fiat must co-exists until the government decide to go digital with Fiat themselves, and Fiat is not trash.
fiat was elected by the government until recently, and we as citizens must comply with the regulations that apply to a country where we live. we cannot force fiat to coexist with crypto, if the government has not made a decision for that, unless we are an influential official in a country. I think what can be profited from cryptocurrency is what we are doing, and if the government provides regulations that welcome crypto, then it is a bonus for us because we already have prior knowledge
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ancafe
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March 10, 2023, 08:31:41 PM |
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But since all this mess have started, many people are suffering, and I as a person have no hold the new fiat Note because I can't get a hold of one yet, and just because many stores prefer Cash than digital transfer, this have make me see how important Fiat currency can be.
There are many reasons why many online shops and physical shops have not accepted crypto as a means of payment, for example, crypto is not yet legal in that country or adoption has not reached the perfect stage, so when shop owners try to integrate or accept crypto as a means of payment in their shops , then it will get them in trouble with the law or will be abandoned by customers because they are not familiar with how to pay at the store. Some people will say that Fiat is trash and they keep all their money in stable coins, the truth of this is you are doing things wrong, the stable coins in crypto space are backed by nothing, they can vanish into thin air if the government doesn't want stable coins to exists.
Trust me, people who say fiat is garbage still use it as a legal means of transaction, in El Salvador which has legalized bitcoin as a legal means of payment also still use fiat as a means of transaction, what about other places that don't legalize it. So there's no point in saying fiat is trash, but at some point we still use it as a means of payment. Many countries still use fiat predominantly as a means of payment, which means that the need to use fiat is still very much needed and plays a very large role in every purchase, especially for some countries that ban crypto in general.
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suzanne5223
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March 10, 2023, 10:48:08 PM |
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Cash gets full guarantee from the state so that it will continue to be used and will not crash, if there is 100% inflation, the central bank will carry out an easy policy, this is certainly different from the decentralization system that requires large capital to be able to control the market.
Fiat currency may get the full guarantee of the Central Bank and the state but that doesn't mean it's not crashing despite it being used as a medium of exchange and payment for goods and services. I could remember in the 80s and 90s it was said to be a store value but it was all a scam because whenever the government prints more ridiculous fiat currency cash continues to crash. Although it may not be trash since it represents the heritage and national symbol of the country
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shinratensei_
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March 10, 2023, 11:28:32 PM |
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Cash gets full guarantee from the state so that it will continue to be used and will not crash, if there is 100% inflation, the central bank will carry out an easy policy, this is certainly different from the decentralization system that requires large capital to be able to control the market.
but whether the policy could be carried out depends in the country itself, there has been many cases that shows the inability of the central bank in preventing the inflation, regardless if it's good country we're talking about we could always be sure that they always have ways in countering the inflation so basically it still depends in the country itself. I'd say cash is quite good for reserving value, moreover even right now stablecoin that's basically just derived from cash and gets digitalized are striving, so basically majority still sees the worth and utility of cash in general, i'd say as long as you're still have that belief that cash is not gonna plummeting because of inflation it's fine since it's guaranteed by the government across the globe.
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Lubang Bawah
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March 11, 2023, 06:49:28 AM |
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The power of cash is the central bank or government that controls cash, as long as there is still a government then cash will survive, it is only natural that the state will do everything to maintain cash because it is the power of the state, and if problems occur such as inflation then the central bank will easily control or repair quickly so that the most important thing for the people is to give confidence to the central bank.
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