More or less there will definitely be an impact of changes that occur in the financial system or the central bank, which is the result of the creation of this digital money. But most importantly, if the bank doesn't want to be left behind, the bank must follow current trends and currents, because that way it will make it easier for the bank to continue to exist and not sink.
According to a PwC report, more than 85% of central banks are now investigating digital versions of their currency, conducting experiments, or switching to pilot programs.
Source: https://www.cnbcindonesia.com/market/20210504092224-17-242916/apa-Jadi-uang-kripto-threat-for-bank-sentral-di-duniaInvestigating and researching like that is indeed a must for the bank to do, because if it doesn't do that, the central bank will diminish in prestige. So making changes is indeed very important, to balance it with the current trend. The point is you don't need to think about what impact will occur from the creation of this digital money, because I am sure, parties such as central banks will also not remain silent, and will issue their latest innovations.