it's so risky!

[philipma1957]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

never take an 80% shot.

You must always have reserves.

20% + 20% + 20% + 20%

over 4 years is much more reasonable.

Are you young (under 35)?

Middle (35-55)?

Older (55-65)?

retired over 65?

[rojan]

It is not right to invest in everything but there are some coins that definitely get profit if you invest in them. It turns out that if you invest 80% of your money in total and save the next 20% then I think it will be better for you. So you invest in investment worthy coins and try to hold for long term.

Apart from BTC and ETH, I really don't see any 3rd coins that are definitely profitable for us. Everyone wants to invest in good coins to make a profit, but the problem is that no one knows which is a good coin, research and evaluation are only a part, it cannot guarantee anything. And for a newbie like OP, I don't think it's good to invest 80% of the savings, instead, I recommend him to invest 20%, and the remaining 80% is savings.

I think we should invest in btc and ETH. Even if we gain small amount in them we don't have much risk of losing money. But op thinking is totally wrong if he invests 20% instead of 80% it is better for him.  will be If his money is lost then there is no risk of losing all the money. We have to invest little by little if we invest all the money at all then we have a big chance of losing money. So we have to think before investing and then invest

[tjtonmoy]

Risk management is more important than taking risks. Because without taking risks, you can not be successful. So it is necessary in some period in life to take risks. Then the main concern should be how are you going to face that. So IMO risk management is the most important thing in our life.
So when you say that you are willing to invest 80% of your savings, can you really afford to lose that? Because it is always said that only invest what you can afford to lose. Make a plan and strategy, use a little amount to try its effectiveness. If it works for you, then you can invest based on your plan. Do your own research and as it is your own money, no one have the right to tell you what to do. Do as you feel which could be the best for you.

[DevilSlayer]

Risk management is more important than taking risks. Because without taking risks, you can not be successful. So it is necessary in some period in life to take risks. Then the main concern should be how are you going to face that. So IMO risk management is the most important thing in our life.
So when you say that you are willing to invest 80% of your savings, can you really afford to lose that? Because it is always said that only invest what you can afford to lose. Make a plan and strategy, use a little amount to try its effectiveness. If it works for you, then you can invest based on your plan. Do your own research and as it is your own money, no one have the right to tell you what to do. Do as you feel which could be the best for you.

All of us are taking risks every single day without fully knowing it, for example you decided to not learn something that can help you to grow and to become rich and it is considered as a risk. In life we should know if the risk that we are taking is worth it or not, once we know it then we can improve not only our financial management but also our own self. It is not about just accepting and taking risk, it is about knowing if the risk is worth it or not. We can know if the risks are worth through good risk management, deep thinking, analying, and through past data that we can use in order to create a wise decision.

I'll give you guys a good scenario, my friend introduce me on new investment and the rewards are high base on his opinion, the question is will I make an investment just because I have been told? The answer is NO because I do not have enough data yet and for me the risks are too high wherein the probability of losing my money is much higher than making a return so I may pass if that scenario happen to me. You see I already identified if the risks are worth it or not.

[molsewid]

I think we should invest in btc and ETH. Even if we gain small amount in them we don't have much risk of losing money. But op thinking is totally wrong if he invests 20% instead of 80% it is better for him.  will be If his money is lost then there is no risk of losing all the money. We have to invest little by little if we invest all the money at all then we have a big chance of losing money. So we have to think before investing and then invest

Whether it is for 20 or 80 still we need to make sure that we are ready to take the risk. All investment here on earth needed to be took with risk, there's no hundred percent safe in investment. If you want you can also took some classes for it so you will understand everything. Risk management is kinda hard at. first but it will help you with your life as well.

[bosede1]

Everyone thinks twice about anything related to money, even spending money some people take their time, we call those people frugal spenders. Investment should be done wisely and with caution so as not to have any kind of regrets later.

[suzanne5223]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

Agreed the scared of losing money is the reason why you don't easily invest in any asset but do you know that you're automatically losing money every day just by holding it or keeping it in the bank because the fiat currency is losing value every day and this will always happen until the government wakeup by stop printing fiat money unnecessarily.
Taking risks is important in everything but you must be sure and have good knowledge about the asset you invested in.

[Myleschetty]

Everyone thinks twice about anything related to money, even spending money some people take their time, we call those people frugal spenders. Investment should be done wisely and with caution so as not to have any kind of regrets later.

When come to investing in assets and spending money it all depends on self-understanding and belief. However, investing setting knowledge is the power needed to make a flourishing investment decision. When there's knowledge making wise decisions that will lead to no regret will be easy.

[tiCeR]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

never take an 80% shot.

You must always have reserves.

20% + 20% + 20% + 20%

over 4 years is much more reasonable.

Are you young (under 35)?

Middle (35-55)?

Older (55-65)?

retired over 65?

You name it here. These questions are usually all about individual circumstances. Most guys who open such a thread here bring up some number like 80% without any further details. How should someone come up with some reasonable advice?

80% always sounds like too much, but imagine if you are a 20 years old guy with a good source of income and no major financial obligations. If someone decides to take a risk with 80% of savings, it could still be ok for as long as you know that you can pay for everything that's going to come your way for the foreseeable future.

The younger you are and the less obligations you have, the more you can go the maximum. It totally depends on countless of other factors that nobody here knows anything about.

[S A KHAIR]

It is not right to invest in everything but there are some coins that definitely get profit if you invest in them. It turns out that if you invest 80% of your money in total and save the next 20% then I think it will be better for you. So you invest in investment worthy coins and try to hold for long term.

Apart from BTC and ETH, I really don't see any 3rd coins that are definitely profitable for us. Everyone wants to invest in good coins to make a profit, but the problem is that no one knows which is a good coin, research and evaluation are only a part, it cannot guarantee anything. And for a newbie like OP, I don't think it's good to invest 80% of the savings, instead, I recommend him to invest 20%, and the remaining 80% is savings.

I think we should invest in btc and ETH. Even if we gain small amount in them we don't have much risk of losing money. But op thinking is totally wrong if he invests 20% instead of 80% it is better for him.  will be If his money is lost then there is no risk of losing all the money. We have to invest little by little if we invest all the money at all then we have a big chance of losing money. So we have to think before investing and then invest

To be fair, altcoins or memes give better returns than bitcoin and eth, hundreds of times more returns than BTC and ETH give you. But the higher the return, the higher the risk, so many people don't dare to invest in altcoins and start talking bad about it. But if someone is brave enough and willing to take the risk, then investing in altcoins is the right thing to do.

[Ricardo11]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

To invest you must invest with risk.  You need to invest where you can see potential for profit.  Investing in the wrong place is not an investment but a waste.  You must choose carefully before investing.  If you invest in the wrong place without being sure and the investment money gets lost somehow, you can face a very bad situation.  From which it will become difficult for you to turn around.  So be sure and invest in the right platform.

[Sir Legend]

Everyone thinks twice about anything related to money, even spending money some people take their time, we call those people frugal spenders. Investment should be done wisely and with caution so as not to have any kind of regrets later.

In my opinion, we can often learn from reading other people's experiences, many people are too easy and believe in investing because of a lack of information, especially now that social media often provides misleading information that makes people easy to get scammed. As investors, of course, we have to learn everything so that we are ready for the risks that will occur.

[Mehmet69]

80% means the highest part of your savings.  Which means investing in a spam place means  knowingly jumping into the well.  It is true that one cannot be successful without taking risk.  But I can say from my own experience, you can invest 40%-50% instead of 80% which you won't lose much.

[ItsCrafty]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

There is no such business in the world where you have only profit because with any business there is always risk of loss along with profit. Yes, it is certain that some businesses have a higher risk of loss and some businesses have a lower risk of loss.

But where the risk of loss is high or the rate of loss can be high, the rate of return is also very high. You should never invest total capital in risky business. for example, if you buy meme token, the risk is very high, but if you get the profit, it can also be very high but if you take Bitcoin, here the risk is very low but the profit rate is also low.  Always invest your money in a business that you know about or have experience in then you will not be so afraid of losing your capital.

[Paul Pogba]

80% means the highest part of your savings.  Which means investing in a spam place means  knowingly jumping into the well.  It is true that one cannot be successful without taking risk.  But I can say from my own experience, you can invest 40%-50% instead of 80% which you won't lose much.

True, 80% is a very large value if we invest in crypto which is full of risks and many unexpected things, I have invested with a value of about 30% of the amount of money I have and this makes me unable to calm down and always worry, worried that if the price drops then I will lose money, and now I only limit it to a maximum of 10% of the amount of money I have.

[Similificator]

I don't invest money easily in any asset because of fear of losing that money. i think of investing 80% of total savings.
do taking risk is important or not?

please quote all question and answer it's very helpful for me and others.

Seriously, 80%? And you say you're still afraid in that state? I wonder what will happen if you gain more confidence! lol.

Okay, serious mode. My advice to you is to not hate that fear, never try to rid yourself off of it (although it would probably be impossible to get rid of fear). In fact, it would be best to befriend your fear instead because with that fear, you become cautious and would be more likely to push yourself to learn more and prepare lots of counter measures etc., just to make sure you don't mess up and lose your funds. Which is very vital in this industry.

Now about taking risks. Yes, it is important to take risks in order for us to better ourselves and to not lose out on great opportunities. But that doesn't mean you mindlessly jump headfirst unto everything you set your eyes on just because it looks good. Always calculate the risks that you take and make sure that whatever the consequences may be, you will be able to withstand all of it, win or lose.

Good luck op.

[Joshika]

Investment is so risky inventor should carefull study the information  before making  a decision to invest. However it is important to understand  that no investment is risks free  their will be profit or huge loss. Before investing we have to thought twice that how, when,what we are investing should be know properly. Successful investing is managing risks not avoiding it either it will make  rich or begger. To become the best version of yourself we have to take risk in life.

[diminizio]

if you are beginner. try to use 20% of your savings first. if you are already a little advanced about candles and indicators you can improve it. because there are too many theories in investing and trading but if you do it right away you can know for yourself what is best for you to do.

[irhact]

If you answer no, you are taking a huge risk, The amount of money you invest in crypto shouldn't exceed twenty percent of your savings. Don't be greedy as it could be very costly.

There's no percentage that's generally for everyone since we're all different and have difference finances and way of investing. For some individual their risk limit can be 5%, 10% or 20% but the risk limit shoudn't be putting you in a position that could bring you bankruptcy. For an investment to be risky to you, it means you're doing it all wrong.

As an individual investing in cryptocurrency, you should've wisdom that the market is very volatile so you shouldn't be investing a percentage that'll take all your money away if something was to go wrong or the market was to fall when you still have you're still invested.

[naikturun]

Get clear knowledge before investing and also have in mind that good thing always comes after striving for it
I remember the first time I heard about bitcoin after it was introduced to me by a friend in have to look clearly into it is dedicated my time to it i other to understand the trade market also was another thing I have to look into although it is explained to me to be risky but I had in mind of bearing without risk that comes but today I have come to realize the reward of being patient and also given attention to what's new to you neglecting it difficulties at first

That's a great point. Before investing in anything, it's important to do your research and gain a clear understanding of what you're getting into. This will help you make informed decisions and minimize risks.
It's also important to remember that success usually doesn't come easy and may require hard work and patience. This applies not only to investing but also to other areas of life. By being persistent and dedicated, you can achieve your goals and reap the rewards of your efforts.