Working over 20 years still poor

[brother brother]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

[1714024320]

1714024320

[1714024320]

1714024320

[1714024320]

1714024320

[1714024320]

1714024320

[1714024320]

1714024320

[1714024320]

1714024320

[Forever101]

You sound very funny. This is what you should know about individuals that no one is destined to be poor , it depends on individual knowledge. It does not matter the amount of money you recieve from your work place, if proper management and investment strategy are not in place, poverty is an inevitable phenomena. There are people who are working with a low pay job yet they lived a fulfilled life with their earning and investment. A lot of people devout their time to work without any investment that can be as security for them. This is the reason why some person go poor immediately they loose their job. Op should know clearly that individual plan is a determining factor of what becomes their life irrespective of their job and pay.
Another consideration is money management strategies applied by individuals, those who are prodigal in spending tends to lack. No body is born poor, but the disease of lack of  knowledge has ravage so many in the society.

[Sexylizzy2813]

OP, there's no such thing as luck or destiny in what you said, I don't believe in that happening, your joy today can be someone else sadness, what works for you can never work for me so what I'm saying is that you just have to wait for your turn.
If you check some people got employed same day but didn't get promoted same day. If there's no poor there won't be a rich person. And no matter the duration you sink yourself in your job, if it's not your time it will never be your time to grow in any business until God says it's your turn to shine.

[DONZAKA]

Personally, i think this all boils down to making good plans and drawing deadlines to when you want to achieve them. This is something most people don't master throughout their careers thats why some people excel more than others.

Another factor that can affect this is that most people invest and create more than just one source of income for themselves when others solely depend on their salary hence giving them an edge over others.

For those that wants to make good profit, creating more than one source of income is the way to go.

[blockman]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

Depends on the situation. There are workers that have been working 10-20 years and then they're part of the sandwich generation and that's why the life don't have any progress on them. And that's because they've been obliged to sustain their parents needs and not for them.
There's also the difference between someone who knows how to manage his finances than of those that are lacking financial knowledge.
That's why some even have shorter tenure of employment gets more assets and better handling in money and managing it.

[BADecker]

Working over 20 years still poor


Work another 20, and maybe the boss will give you a gold watch when you retire.

[iBaba]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

For me this boils down into few things.
1. The person behind the work
2. The burdens upon him.
3. The social status of the environment.

1. The personality of the person behind the job matters a lot and could be a number one reasons to such differences. Life will be a lot more difficult for someone that acquires more expenses to himself through liabilities than creating avenues for assets. The best way you can build more assets is through investments. As you make money out of tbe work you do, plan to make an investment plan to it. Investing in Bitcoin is a good choice to make.

2. The burdens on the individuals varies. Burdens could be that of family and friends. If they are tied into an environment that harbors people with poor mindsets, they will face more issues around trying to feed extra mouths, instead of just themselves and their immediate family.

3. The social status of the environment they live can differ. For instance, if Mr A lives in a community with relatively low income earners, he's likely to spend less than a highly developed community or a smart city.

So we could be earning the same amount of money but wirh different ways of consumption.

[Anguwa]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

To make it in this life is actually something of luck, and also because of plan.
If you fail to plan, you are eventually plan to fain, while sometimes, irrespective of your plan, if you are not destined to make it it will be very hard to make it, but it is always good to have good plan.

[yhiaali3]

It depends on you whether you believe in fate or not.
Some people do not believe in destiny and try with all their might to change the course of their lives, some survive and others fail.

In any case, we as human beings must make our efforts to succeed in life, regardless of what our destiny is.

[Poker Player]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

Look, I'm going to speak plainly because with that mentality you're not going to progress in life. To talk about destiny is to have an extremely magical-religious conception of the real world, which is not going to serve you on a day-to-day basis, or to believe the garbage communist ideology that makes you believe that because you are a low-skilled worker you are going to stay that way all your life because capitalism oppresses you.

Nowadays you have more opportunities to progress than ever, much more with the internet. If you have a job that pays you little, train yourself better, look for another job, or even if you find it difficult and you can't, look for ways to earn money online. One way in this forum are the signature campaigns, in which many people participate. What they pay is a good extra income if you live in a developed country, but in a poor country it can mean a whole income.

It is true that negative circumstances sometimes prevent us from progressing and that there are people who have bad luck, but the people who progress the most are those who believe that they have destiny in their hands, despite the circumstances, instead of the other way around: believing that they can't do anything because of destiny or the supposed oppressive capitalism.

[OgNasty]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

I’ve found that when it comes to not being poor it is mostly how a person handles their money, not how much they make that determines their net worth. If you’re the type of person that needs new cars and expensive shoes, you’ll probably be broke your entire life no matter how much you make. If you stay away from debt and don’t waste money on things you don’t need, you’ll probably end up quite well off financially. However, most people today don’t know how to live within their means.

[swogerino]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

That is vastly relative.Do not take for granted that people who work the hardest make the most money,it is exactly the opposite,those who have become millionaires are not the hardest working persons on earth,well except a few that maybe but most of them work smarter and let money work for them soon after making it.People that are still poor after 20 years of work (me included  ),the error we make is that we don't invest money but keep saving it and that is the biggest scam which will keep us slaves to capitalist owners  for our lifetime,unless we change the way we think and invest our saved money things will not change at all for us.

[sunsilk]

Working over 20 years still poor


Work another 20, and maybe the boss will give you a gold watch when you retire.

This made me remember the meme about a worker and the boss that has a new lambo. And the quote goes,

You work harder next year and I'll get another one

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

We're on the new era of the world where source can be found almost everywhere but it's most likely those that are skilled the ones who are benefiting from getting out of poverty.

Related to new tech skills, they're not yet obsolete at all thus, the pay is higher compared to the ones that are already old skills and seems to be obsolete. Look for a career path that hasn't that much professionals yet with that skillset and be the one who has it.

[GiftedMAN]

Does it mean the number of years you have worked will make you a millionaire or a billionaire? this is the truth any you must understand it now before you think that you need to work for your entire life before you become rich in life. Once your salary can't take care of your needs, pay your bills and you still save up for future there's no way you will make it even though you work for 50 years, your destiny does no generate money but proper planning and saving does and if you can't say while your working how will you think of making it working for 5 years?
Also know this, the only way to get out of poverty easily is to establish a personal business or invest in a business that has good profit margin else you will end up working without having something to show for it.

[Lordhermes]

Poor management could lead to poverty if you don't plan well with your salary,  have seen people that retired and die in poverty. They lack management and contentment, people should learn from these people and learn how to save from the little ones you earn.saving is good it makes you prepare for future plan.

Good plans and saving will help us to prosperity.
But how would someone be working for years and have no Savings plan. Without Savings no one be rich, if you don't save poverty will be calling you.

[aoluain]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

I’ve found that when it comes to not being poor it is mostly how a person handles their money, not how much they make that determines their net worth. If you’re the type of person that needs new cars and expensive shoes, you’ll probably be broke your entire life no matter how much you make. If you stay away from debt and don’t waste money on things you don’t need, you’ll probably end up quite well off financially. However, most people today don’t know how to live within their means.

That can be the case. I can attest to that thinking, I'm working for over 30 years
and have little to show for them.

We are constantly reminded of how we need the latest thing which are all aimed
at taking our money. If we manage to live within our means there is a very good
chance we can survive comfortably on our earnings.

Financial education is also important but unfortunately not everyone gets that
education until like me its already well into a working life.

[Hispo]

While I can agree that there are people who are born with better opportunities than others, things are not supposed to be like that, one being confined to depend on our "luck" or our destiny.

Some of you may not agree, but it is the duty of the state to provide people of all kind of backgrounds the opportunity to improve their situations, increasing the equality of opportunities. People in the far left believe rather in the theory of equal results, but I view that solution as a punishment towards those who took an opportunity and worked hard to take the most of it for the sake of their own future and their families.

One can have a job for 5 years and change one's life, but perhaps it is a job which requires special education, going to college, while anyone can sell peanuts in the streets for 20 years and go nowhere. That is the difference.

[Myleschetty]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

No such are not individual destiny but individual naiveness about spending and saving to invest in assets.
For every man to be successful in life such a person need to have a percentage of his earning that will go to investment in asset and skill development not spending everything or saving the fund in the banks that are collapsing lately.

[Wolfblood200$]

I don't think it the same work they did.. because if it's the same it's wouldn't take 20 years.. because hardworks pays..it doesn't matter how long as long as your determined and work hard it will surely pay off..

[Wiwo]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destinies?

Life and chances happens to us all in life and what differentiate each class either rich vs poor os the opportunities that come along the way for both individual and their level of knowledge to manage the situations as come along the way, take for example, it doesn't matter whether rich vs poor we all have equal time 24 hours but what we use that time for is what determine each person.

So the level of our financial life is determined by what we invest our time into and how well we manage our resources because it is very important for everyone to make proper use of their time doing the right thing and taking the right risk. They

[Dr.Bitcoin_Strange]

Can we conclude that such are individual destiny?

It becomes funny when an individual mismanages their money or monthly income, and yet they still say it's not their destiny to be rich or poor.

We humans are born with two hands,legs, eyes, and one brain (except for the disabled), but every individual decides for themselves how they want their brain and mind to be developed (I am not exaggerating). For example, someone who envisions themselves as rich, works smartly and becomes so calculative that they make good financial management of their money, but most people don't train their minds on how to build wealth or how they can possibly expand their income.

So I don't really agree with that ideology of some people saying it's not their destiny to be rich, or some saying they are destined to be rich. Whether you have one destiny or none, if you work smartly and also learn how to expand your income, you will make a good living just like everyone else.

[Newlifebtc]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

then something understand in this your principles because you are not far from the truth many people do work very hard but they cannot achieve what someone but they will not achieve what someone who works in feel time achieve, so I believe that

[Chilwell]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

then something understand in this your principles because you are not far from the truth many people do work very hard but they cannot achieve what someone but they will not achieve what someone who works in feel time achieve, so I believe that

When talking about this issue, we can't just consider how successful their without viewing their earn, what if part A is earning more than part B in this scenario the difference is clear that part A will be living comfortably than part B. Now let us say they are earning the same amount but remember that they have different problem.

[Zlantann]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

Firstly I don't like comparing myself with someone else because we don't have the same problems and opportunities. Your colleague in the office might have wealthy parents or relation that supports him. He might even have an inheritance and live in his father's house. You might have more responsibilities than him. Maybe you pay the bills of your parents or sibling and you have a family you must support. I have a friend that has a sick child and he spends so much on medical bills every month to keep the boy alive, so he might not achieve much.

The next thing you should consider is your expenditure. If you are spending above your income, you can never be able to save. And if you can't save, there is no way you can invest. If you don't have an investment, you might remain poor. If others become financially stable after a few years and you are still struggling after so many years, then you should check yourself because something is wrong.

[CryptoHeadlineNews]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

You can't always conclude that that is a person's destiny because at times our traits and level of exposure also have a big role to play in why some people work all through their lives whereas others work just a few years, gather enough, invest and start living the life of their dream. Because to live the life of your dream, you have to invest more than you spend, which I think most have been the major difference between the two persons you gave above.

[Frankolala]

Lack of not having plans to live a better life  at old age can also cause it. Some persons believes that as long as they are getting paid monthly and can take care of their needs they are OK with their present life style. This will make one stagnant in life,if you don't plan to double your income.

For one not to end up working for 20 years and nothing to show,you need to invest the little that you are saving from your monthly income into another business that you can generate profit from. Working for someone without you think about your old age is like a rat race when you don't have the insight of what your tomorrow will become. Another thing that can cause this, is lack of not having someone to advice,guide or direct you on what to do with your monthly income. Though,everybody cannot be rich because all fingers and not equal.

[Kelward]

Two different people doing the same kind of work for 20 years, with the same qualification. One is rich and the other is poor. A lot of factors can be responsible. One of the individual might be luckier to be working for a big firm, while the other is working for a smaller firm. All things being equal, the person in the big firm will earn more. Two people might be earning the same salary, but their life styles will determine who saves more. How stable the economy of a country is, also determines how well they pay their workforce. The workforce of another country with the same requirements of qualification might not be able to pay as much.

So luck, location and lifestyles are some of the factors that determines the financial status of two individuals with the same qualification.

[Anguwa]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

Is it a Government work?
If no, then it can be an individual destiny because everyone has what is destined for them, that is why copying what someone did exactly cannot make you as reach as them.

Always focus on what make you happy.

[Smartvirus]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

I've got a few word for you.

"Your never really handed any destiny, you make your own destiny".
Don't think that the decisions you make doesn't affect you because, every step you take brought you to where you are now. You have to try and ensure your taking the right decision at each point you choose to do something that has a way to impact on you.

"If your born poor, it ain't your fault but if you die poor, its very much your fault".
So the sayings go and so, its very much up to you how you carry yourself to become a successful person. Do something, be positive and ensure you track your increase as well as developing models not to stray the path.

[Doan9269]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

We are only seeing their respective result but dont mind in knowing the procedures and protocols they have been following to make their lives work out the way it appears, everything has to ro with sacrifice, for those people we see arriving in live were business oriented and opportunity maximilist, they take advantage in everything to make money, they work hard to see they they always achieve what they planned for with tangible results, they made alot of sacrifices required in business, they learn and developed their career abilities each day, they are those that maintain a business principle and law abiding.

[Promocodeudo]

It depends on you whether you believe in fate or not.
Some people do not believe in destiny and try with all their might to change the course of their lives, some survive and others fail.

In any case, we as human beings must make our efforts to succeed in life, regardless of what our destiny is.

I strongly accept this view of yours but destiny itself has to be backed with over zealousness and hard-working even when you fail you don't have to give up, don't see the failure as a setback see it as an opportunity to replan, make amendments and correction in other to succeed the next time you try, there are some persons that becomes successful immediately the are involved in pursuit for success, the other group of people don't get it in once but rather more or little efforts are needed for this group of persons to conquer the perceived barrier in other to shine, so to me I see luck playing a vital role in this situation.

[Promocodeudo]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

I've got a few word for you.

"Your never really handed any destiny, you make your own destiny".
Don't think that the decisions you make doesn't affect you because, every step you take brought you to where you are now. You have to try and ensure your taking the right decision at each point you choose to do something that has a way to impact on you.

"If your born poor, it ain't your fault but if you die poor, its very much your fault".
So the sayings go and so, its very much up to you how you carry yourself to become a successful person. Do something, be positive and ensure you track your increase as well as developing models not to stray the path.

Being positive minded is one of the major tools in attaining to a greater heights in life irrespective of what you may encounter on the journey to success remain steadfast, practically most of the successful people today on earth failed severally some even come from poor home without silver spoon but it was a challenge to them and the worked towards the path of success with the last drop of their energy knowing fully well where they are coming, the use the little information within their reach and today the are more successful than they even imagine, so there is no excuse for total failure.

[DeathAngel]

We all have the same 24 hours in a day, some very wealthy people come from nothing. It all depends on mindset & work ethic. Some people just will not accept failure or even mediocrity. Attitude is very important, if you work hard & always try to better yourself then on average you will do better than a lazy person who doesn’t like putting the hours in. Just work hard & be the best version of yourself.

[Queentoshi]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

This is not the same for all jobs, some jobs will never make you rich. But if it is a job that can make someone rich and the person doesn't get rich, it can as a result of choices that the person made in the course doing the job. When some people are working, they never consider to make some sacrifices for their future. They spend all the money that they earn without trying to have any kind of investment that can rescue them tomorrow. These people end up working and after retirement if it is a job without pension and retirement benefits, they discover that they are poor despite working all their life.

[Doan9269]

We all have the same 24 hours in a day, some very wealthy people come from nothing. It all depends on mindset & work ethic. Some people just will not accept failure or even mediocrity. Attitude is very important, if you work hard & always try to better yourself then on average you will do better than a lazy person who doesn’t like putting the hours in. Just work hard & be the best version of yourself.

You're being right mate, can we account what we use our time for within the 24hrs everyone is blessed with each day, we can't expect to have same result with others busy in developing theirselves, what are we doing, are those things worth accountable for, do they add value to our lives, can we be proud of having something to show forth as a result, we must be very careful not to let same opportunities ahead of us pass us by with other things we do that gives us no chance to make discovery of our own self.

[uchegod-21]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

• Spending habit - One could be an extra vegant spender who doesn't plan, but finishes his salary before the next month
• Responsibilities - One may have only himself to care fore, while another cater for self, family and even extended family
• One could be a financial literate while the other doesn't have any money management skills
• One could be an smart investor and the other not

[Palider]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

For me there is no such thing as destiny, we are the one's who are making our choice for our future, what we do now would reflect in our future.
So for those who are spending more than they could and doesn't know how to handle or manage their money would be the ones who would work for a long time but doesn't have much when their retiring.
But those who could manage their earning and find other alternative income would be the one's who could retire early and be successful.
It all depends on how you earn and manage your money.

[SmartGold01]

What i know is that any work you are doing and you don't feel like going to work whenever you wakes up know that you can never be successful from it, but any work you are doing and you always feels happy doing or seeing self in the works and you are happy then there's every possibility for you to become rich even when others aren't progressing with the same work you find yourself excelling and doing well more than others.

[Eh Moo Nah]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

It's not the amount of Money you have "for-ever" It is about on How you can Feed yourself and your family "3x a day" (you are not considered as "poor) and enjoy what you are doing day by day.

I've Read this Book "SELF MATTERS"  creating your Life from the Inside out
by Phillip C. McGraw, Ph.D.    - This has so much Life Strategies.

Everyone of us has this question. "Why am I doing the things that I don't Love to do". - This I consider as being "poor".

[Uhde]

Life can be quite a puzzle when some folks achieve success in a few years while others spend decades struggling to make ends meet, making destiny seem like a whimsical game of chance.

[Wiwo]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destinies?

Nope, it's not all about destiny but the way and manner in both of the work, it is not good enough to work hard, but it is best to work smartly, the difference between A vs B is in the method they both use to accomplish the job and what reward agreement their hard, take for example.

One can work for many years on the wrong job but doesn't dare to move on from such hub, while the other person quickly acts by getting out of a bad job, to succeed in another field so you can't say his success is an act of luck because he put real efforts in doing the job and took the risk to move on to another work which A refused to do.

[crypticj]

It all depends on the person and country. If you work in a factory, of course, you will stay in the factory and you won't become rich. That's why it's always important to learn something new, get better at things and overall progress in life. Only your abilities will make you money.

[OgNasty]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

When it comes to being rich or poor, I’ve found that at least in developed nations it is more determined by your spending habits than you ability to earn income. I know people who make over a quarter million dollars a year and are nearly broke from vacations and fancy rental homes and leased cars. I also know people who make less than $20K a year and live like Kings because they are debt free and self sustaining. If you’ve worked for 20 years and are broke, check your spending habits.

[Adbitco]

What's the extent of still working in the same work it's better of quiting and look for a better business to engage oneself instead of working without results to show that one is making progress. Sometimes not really about working for 20 years that defines ones richness but how dedicated are you with your work, because most people usually see some government as something not worth dying for or even put much interest because at the end of the month they get their paid.
Note: this is only applicable to Nigerians but I don't think if others country out of Africa could jeopardize and compromises their work place

[Doan9269]

It all depends on the person and country. If you work in a factory, of course, you will stay in the factory and you won't become rich. That's why it's always important to learn something new, get better at things and overall progress in life. Only your abilities will make you money.

Don't rely and wait on your country before you can move or progress in life, take the challenge and be responsible for yourself, try and learn skills, develop your character, be creative and make new friends in a new environment, stop holding unto the poor people's mentality, if not one will continue to be poor all the days of his life, you can't have a new whine in an old whine skin, think about it and change yourself first before you can have a changed result, enough of sitting down with the fold of arms, engage them working something out today.

[Qiubell5]

The reason may be due to a lack of managing finances, or a lot of expenses so that finances are running low. You only need to increase your source of income, be good at managing money, and don't be wasteful. It all depends on whether or not someone is disciplined in managing their money.

[Gozie51]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

There is difference between destiny and life style. That person who have made it from doing that job may have a life style of prudence but the person who is not making it from same job may have extravagant lifestyle. So this may be a reason that people who do same jobs don't achieve at same level. If you have the lifestyle of partying of course you will have to be a spendthrift and that means spending. On the other way, if you are the investment type, you witness financial growth.

[blockman]

The reason may be due to a lack of managing finances, or a lot of expenses so that finances are running low.

That's one, I've read a lot of story on how they've worked hard for so many years and yet, they're exhausted, tired and almost got no savings at all. The problem really differs per person and that's why some don't have a lot of obligation and they're likely free with finances and the rest have got a lot of problems on how they're going to budget their salaries because it isn't enough thanks to inflation and lifestyle inflation.

You only need to increase your source of income, be good at managing money, and don't be wasteful. It all depends on whether or not someone is disciplined in managing their money.

When you're making money and you're doing it the tough way, you'll give the importance and urge that it should be spent wisely because you want it to multiply and don't want it to be gone too soon. While being educated financially, this is also another reason why many don't make it.

[BADecker]

Working over 20 years still poor


Not working hard enough

[Gozie51]

Working over 20 years still poor


Not working hard enough

Hahah this time around no body works hard to be wealthy, you can only work wisely to be wealthy or comfortable. Working wisely is when you are able to see the opportunities you have and going for it. Working hard is to put in your thinking cap and not to act sheepishly in the face of what needs to be done. Taking action is better than procrastinating. So this time around, the amount of muscle you have doesn't make any one rich, those who are rich are employers of labour.

[BADecker]

Working over 20 years still poor


Not working hard enough

Hahah this time around no body works hard to be wealthy, you can only work wisely to be wealthy or comfortable. Working wisely is when you are able to see the opportunities you have and going for it. Working hard is to put in your thinking cap and not to act sheepishly in the face of what needs to be done. Taking action is better than procrastinating. So this time around, the amount of muscle you have doesn't make any one rich, those who are rich are employers of labour.

Except for the people who are digging for gold in a proven gold-field.

[Nwada001]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

A religious believer might call it destiny or could possibly say that it's based on the person's faith.
But one thing I believe is that how long one works does not guarantee how successful the person will be; rather, how smart the person works will determine the end result of that effort. as there is always a big difference between working smart and working hard.

So in the case of Mr. A working for the past 20 years without being able to make it out of poverty, it might be as a result of Mr. A just doing the Job just to get paid, and the payment is just being used to foot Mr. A's family's feeding expenses and needs, and there is nothing more than that needed by Mr. A.

And Mr. B happens to be doing the same work that Mr. A is doing but for a different purpose and with a different passion. Mr. B has passion for the job, and in fact, it might be part of what Mr. B considered to be hubby, and as a result of that, Mr. B puts more effort into being productive in the company, not just as a regular salary earner, but is sharing more value in terms of knowledge and ideas. You will see that Mr. B might likely have a greater chance of getting a promotion to a higher level where a salary increase will be necessary. and Mr. B might also be saving up his savings, which can in turn be invested in other things that could be of great profit in times to come, and as a result of that, the financial status of Mr. B will be considered higher than that of Mr. A.

[Qahwakupi]

work that is occupied for a lifetime will not make you rich, it will only make ends meet.
wealth is a skill in life about how to manage finances. then to achieve wealth we must learn how to manage money.

[blockman]

Working over 20 years still poor


Not working hard enough

Well, I am pretty sure that I've seen people work hard and very well but it seems that their hard work isn't still enough. So, you're right that they didn't work hard enough. However, in this generation, working smart is another thing that everyone has to consider to become rich. Whilst those that have worked for the rest of their lives and they've got exact provisions for themselves, the definition of being poor on them is subjective on what they think about it. So it has to be both working hardly and smartly or wisely.

work that is occupied for a lifetime will not make you rich, it will only make ends meet.
wealth is a skill in life about how to manage finances. then to achieve wealth we must learn how to manage money.

That's true, the riches are skilled in making money but not all of them managed to do it equally and rightfully.

[Dunamisx]

work that is occupied for a lifetime will not make you rich, it will only make ends meet.
wealth is a skill in life about how to manage finances. then to achieve wealth we must learn how to manage money.

That's a very nice idea, those that we see today as the rich fellows in the society have what they do that make them remain a rich person, it is not by how harder we keep trying to be rich, but how we think and act fast in utilization of opportunities coming on our ways, some people cannot even manage the little money they have, how can they maximize it to grow into something big, if we cannot be trusted with the little we have, then we are only proving being incapable of handling what is large, that's why some may never be rich in life.

[BADecker]

Working over 20 years still poor


Not working hard enough

Well, I am pretty sure that I've seen people work hard and very well but it seems that their hard work isn't still enough. So, you're right that they didn't work hard enough. However, in this generation, working smart is another thing that everyone has to consider to become rich. Whilst those that have worked for the rest of their lives and they've got exact provisions for themselves, the definition of being poor on them is subjective on what they think about it. So it has to be both working hardly and smartly or wisely.

~

Of course, you are right. Work smart as well as hard.

The smart work people should get together and recall any or their Congress people who don't shut down the Federal Reserve Bank. Why? Because it is the double standards that the Fed is doing that is creating places like the homelessness in Portland, Frisco, and LA.

How is the Fed doing this? By multiplying money out of thin air, thereby causing inflation that the people can't handle.

[Marykeller]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

These days, wealth isn't determined by how long you've worked, your educational background, your level of life experience, or what your destiny is. Your abilities, opportunities seized, careful planning, and investment risk-taking are what will determine how wealthy you become not your destiny will work it out for you. Everyone gats to work out and create their destiny by themselves.  

You cannot succeed in life by relying just on salary-based labor, no matter how many years you have worked. You can only feed and take care of your family with the money you earn.

You could invest or start a successful business if you needed to escape being poor. But keep in mind that this is risky in the sense that anything could happen and it demands large sums of money. You can fail or succeed in them.

[Stepstowealth]

Working over 20 years still poor

When you work for someone, you are working for that persons dream and purpose. It is in rare cases that someone gets rich from working from someone. In many of the few cases where it has happened, the person did not get rich from just depending on the salary from the job they do. Salaries only pay you enough to be able to sort your bills, not to get rich. From the steady source of income that working in a job can give, hard financial decisions and planning will determine how your financial state will be in five years from when you start.

[bakasabo]

Working over 20 years still poor


Not working hard enough

Not exactly. A person might work for 25 hours a day and still be poor. Imo it is not a matter of how hard person works (there are people who just put stamps on documents and sign them, and earn hundreds of thousands), but where he works and what kind of person he is. Working for 20 years and still poor - that means that worked has zero ambitions to improve his earnings and isnt a unique specialist at a job he does.

[blockman]

Working over 20 years still poor


Not working hard enough

Well, I am pretty sure that I've seen people work hard and very well but it seems that their hard work isn't still enough. So, you're right that they didn't work hard enough. However, in this generation, working smart is another thing that everyone has to consider to become rich. Whilst those that have worked for the rest of their lives and they've got exact provisions for themselves, the definition of being poor on them is subjective on what they think about it. So it has to be both working hardly and smartly or wisely.

~

Of course, you are right. Work smart as well as hard.

The smart work people should get together and recall any or their Congress people who don't shut down the Federal Reserve Bank. Why? Because it is the double standards that the Fed is doing that is creating places like the homelessness in Portland, Frisco, and LA.

How is the Fed doing this? By multiplying money out of thin air, thereby causing inflation that the people can't handle.

You're right. That's one thing that we can't deal with and it's a sad truth that even how hard we work hard and smart, there's always this factor on why we have to push further and work even more. This inflation is unstoppable and just as the taxes that we're paying, this is going forever and no one will be able to defeat that unless there has been a government move to stop it and give it wholly to the people. But no, they want people to work their assess all day long so they keep the government keep going on.

[Lordhermes]

It's not about how long you work, it's about what you earn and save that guarantee your wealth. Some people work hard and earn low while some work smart and earn high. The salary will determine if you will be poor or rich after working for so long.  

Secondly, management is another key to wealth, if you can manage your little salary well you can be richer than someone who earn good salary than you but mismanage his funds.

Savings is another key to wealth too, you must learn how to save from your little salary, no matter, not too long it will be huge for investment. Never underrate saving.

[Solosanz]

I don't understand why everyone blame @OP for not getting rich.

It's not only about financial management or looking a job with higher payment, but it also depend on his family. If the @OP is a sandwich generation where he need to cover his sister, brother, father and mother needs, it's really hard to save money because the money he earn mostly only enough to survive.

If you're rich or not a backbone of a family, you need to be thankful and respect the other who's not lucky as you.

[Smartgoat]

I think the cause is lack of savings. without savings man can do nothing. if you are that can of person that doesn't save, you will work in particular place for 100years without nothing to show fort .

[BADecker]

I think the cause is lack of savings. without savings man can do nothing. if you are that can of person that doesn't save, you will work in particular place for 100years without nothing to show fort .

It's 3 things:
1. Lack of wisdom in using the funds one has;
2. Income tax;
3. Inflation.

If we didn't have the Federal Reserve Bank, but instead let the US Treasury handle the money, inflation would be almost 0%... and we wouldn't need the IRS. The amount of money the IRS collects is the amount of repayment of the money and interest that the US borrows from the Fed. It determines how much the government can borrow. If we didn't have the Fed, the US creating money would be in the hands of the US Treasury, and the people would recall or sue government officials when they created too much money.

[Pingrapole]

To succeed in life we ​​have to try and if we fail then it is our luck, but our creator will surely create good luck from our good deeds.A man does not get promotion for a long time after joining a job he works and does good work but does not get promotion actually it is not his fault it is the system's fault A man till twenty-five thirty years It is normal that many people will like it and many people will feel bad about it.Many people earn good money and run well by making good plans with little effort If you present yourself as poor as it is natural that poverty will hold you down but if you try to change yourself through good work then surely God will help you.I think that if someone works hard and tries his hardest, he will never have to stay in the same position or be poor for 20 years, surely he can do something good.Actually you are doing the same thing, or you know what you do but if you can't make yourself why two years won't change even in 40 years.Finally, change yourself, you will definitely change, your situation will change.

[purinZ14]

It’s not destiny but there’s just a lot of factors that affects one’s financial status. If one is already rich or at least middle class, has graduated college and is now doing a profession that pays high then of course they’ll make it in 5 years. However, if one is supporting a family and their job isn’t high paying, 5 years won’t be enough. Sometimes efforts don’t pay immediately. Investing might not be an option for others for they are paying so much bills. We are all living different kinds of life.

[Agbamoni]

Whether you end up poor or rich in life isn't predestined. It's not about how many years you've been working, but how cleverly you've been working. It's often better to be in charge of your own business because in that 20-year period, you could have created your own business.

[Gyfts]

Can we conclude that such are individual destiny?

No, I don't believe in deterministic outcomes. If you work for 20 years and are still poor, you've likely made willful decisions that have kept you secured to the low income group.

Educate yourself with a diverse and marketable skillset, earn more than you spend, and set aside funds for investment early to allow for accrual over 20 years plus and your chance of being impoverished is virtually zero.

[Hewlet]

It depends on the persons involved, if you are comparing someone who has a high saving habit to another who squanders all he earns before his next pay day, it's almost certain that the number of years the latter works won't really matter.

[hafiztalha]

Can we conclude that such are individual destiny?

No, I don't believe in deterministic outcomes. If you work for 20 years and are still poor, you've likely made willful decisions that have kept you secured to the low income group.

Educate yourself with a diverse and marketable skillset, earn more than you spend, and set aside funds for investment early to allow for accrual over 20 years plus and your chance of being impoverished is virtually zero.

Poor people are still poor because of their mindset, if they will change their mindset and will think like a rich , they will also become rich after 2 to 3 years. If a person is doing
a job and financial literate, he can can become rich by investing in other business, by investing in Bitcoin or by investing in property or gold. Does not matter how much you earn. The matter is what is your monthly income. And are your expenses. When your expenses will be greater than your income, you will be in burden and you will be poor because in way you cannot get financial freedom. Also, asset and liabilities ratio also depends a lot. Most poor people think that their living house is an asset and should be good investment but in reality living house is a liability because it takes out money from our pocket. If someone wants to become rich, he should know all these fact because without understanding these fact he cannot become rich. Poor people work for money and for rich people money work. That is a big difference between rich people and poor people.

[blockman]

It depends on the persons involved, if you are comparing someone who has a high saving habit to another who squanders all he earns before his next pay day, it's almost certain that the number of years the latter works won't really matter.

An average worker will have to spend his money and does need to allot money for the needs and expenses for the bills. I think that we're all spenders and even if you're a saver, that won't matter in the long run because of the inflation. What matters is that you're saving to invest and not just plainly saving it in the bank because of how the cost of everything is going up. We may be different in so many ways and that's why if someone is up working for so long and doesn't save anything, it's his loss and problem that's hard to fix because it's almost too late. 20 years in the service and got nothing, sad but true and there were people that I have seen that are into that situation. But it is not that they're not a good saver but it is because they didn't care for themselves and just kept on giving to the need of their families and didn't left anything for themselves.

[Baki202]

I think the cause is lack of savings. without savings man can do nothing. if you are that can of person that doesn't save, you will work in particular place for 100years without nothing to show fort .

Lack of savings may be a factor, but the nature of the person's job should also be taken into account. For example, if the amount received is small, how can you expect the man to save when he has large bills and small earnings? There is no way that is possible. How can you expect him to survive when inflation is affecting every direction. I believe that investing is even better than conserving money because you can still end up spending it, whereas investing generates profits. But I don't think it's wise at all to leave money lying around.

[Mophymac]

The same work some do for 5 years and make it in life, other may do it for over 20 years does not guarantee  success infact such a fellow may still feed from hand to mouth. Can we conclude that such are individual destiny?

When you say work; are you referring to working for someone as an employee? If that is the case, there are data out there in profusion which prove that no matter the number of years put in working for someone in most  cases such individuals ends up living from hand to mouth. In another hand, if you  check the list of the world riches people none work for someone, they are all entrepreneurs.
If you want to be wealthy and retire early in life, work for yourself. Be an investor. Invest in Bitcoin today. Its smart work that makes rich not hard work.
Just my thoughts.

[Dobabe]

In my own opinion I believe everything happens for a reason, for everything there is a season and a time for every matter understand heaven. Secondly, the kind of work you enagage yourself too matters a lot and also your responsibilities and your challenges might not be the same with some else. However, I will advise you not to compare yourself with some else, cause one thing have learnt in life is patient, have even seen a situation where a man worked hard and yet nothing to write about but sometimes the ones that will not put effort those are the people favour will locate but in all work hard.

[EluguHcman]

Things to be considered >>>
*visionary ability to increase values.
*Ability to diversify source of income to create wealth.
*Responsibilities and liabilities.
*Expenditure(s).

[jeffhight]

In fact, this is not such a simple topic. Not all people can be rich - this is a utopia. Main problems 2: the psychology of poverty (when you see from childhood how parents save money, do not allow themselves anything, limit the child, say that nothing depends on us) and lack of financial literacy. But the positive news is that everything can be solved.

[peter0425]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

I only worked for 15 years , because after those years? I realized that nothing will happen to my life.

so I started investing in Business , and also now in crypto .

[SamReomo]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

Well, it depends on someone's knowledge and understanding about economics. Some people work for 5 years and within those 5 years they put a portion of their income for investing into assets that can grow good in value over the next 15 years, and those people mostly live frugal lifestyle during those 5 years. They can live rest of their life happily without any financial issues.

Let's take the example of first one who worked for 5 years and after that he/she is happy to live rest of his/her life happily without any financial issues. Let's suppose the person made $1000 per month and put $250 aside in order to invest those into an asset, and now suppose the asset was Bitcoin where he/she invested that $250 during 2009 to 2014. That person don't need to work anymore because he/she has invested in a very good asset that made him/her a millionaire or most probably a billionaire.

Now let's take the example of the second one who worked for those 5 years and spent his/her monthly income without putting anything for investing. That person will still have to work for rest of his/her life because he/she hasn't invested anything into an asset like Bitcoin.

[Gaza13]

Why is someone working for 5 years more successful than working for 20 more unsuccessful years, with the same average salary? Usually this person has a different mainset. Because the key to wealth is not in your hard work, but in someone's intelligence in managing your finances and making your money work for you. One of them is that you have to be able to differentiate between assets and needs, for example assets are something that will increase your money in the future, while needs are things that reduce your money.

5-year-old workers usually postpone their pleasures in youth and enjoy them in old age:
1. Buy something that suits your needs or function, for example buying a cellphone at an affordable price.
2. Dare to take risks, buy assets with good fundamentals such as shares or bitcoin, how will he know the money is working for him
3. Don't be extravagant, live frugally
4. Always set aside 20% at the beginning. To buy assets

20 years of work:
1. Buying something that doesn't suit their needs, if there is something new they buy it
2. Don't dare to take risks, afraid of losing money
3. Always set aside money at the end to save, saving doesn't make you rich.
4. Always buying something, the selling price always goes down in the future, there is no profit

[Reatim]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

Your life , your decision .


if you let being employee for that long then you will remain poor.

try extending your career here in crypto, you might find ways to become rich.

[Linggajanitra]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

Yes, you could say it was fate. But we have to see how that person struggles... Because everyone is able to struggle and has their own destiny. A person's fate and destiny are also different.

[bayu7adi]

Trust me, living 20 years without any illnesses is preferable to accumulating wealth in 5 years while harboring hidden health threats. Our lifestyles vary, and in reality, if someone can sustain themselves for 20 years with their occupation, it signifies financial sufficiency, I dislike calling it poverty. A person with insufficient means won't be able to afford their meals, while someone who has enough will always have food on their table.

Remember, the primary prerequisite for enjoying the beauty of this world is good health, and money comes as a secondary condition. So, in my view, this is quite fair.

[CP9-Black]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

Yes, you could say it was fate. But we have to see how that person struggles... Because everyone is able to struggle and has their own destiny. A person's fate and destiny are also different.

yes at least we have tried and tried to achieve it
rather than not at all

[boyptc]

Trust me, living 20 years without any illnesses is preferable to accumulating wealth in 5 years while harboring hidden health threats.

Health is wealth as it is.

And I agree that even if I'd been working for 20 years and the status has just been the same but my body is built and I am healthy with the routine on my work, I'll choose that.

Although I also have hopes and dreams of being financially well but this time, stress, mentality and health is like one of the treasures that we're not recognizing.

[raybucks]

If you a self lerner and know to invest wisely then you can also make it.

[Chato1977]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

then you are handling your life wrongly , have you tried having small business while working?
because that works for me mate , and also keeping some to make another holding here in crypto as I believe there is a potential profit in future.

If you a self lerner and know to invest wisely then you can also make it.

self learner on how ?

[Tanzila420]

Working over 20 years and still now poor because need to changing earning way and need to save money for future when anybody earn from others than need big patience and success will be soon hopefully Brothers.

[Tanzila420]

First of all i want to say clearly about meme coins because here so many people’s are newbies like me because new members very confusion about Bitcoin memes and meme coins so totally both are different way and names this topics is really Bitcoin memes and about bitcoin memes like somebody makings a photos about mentioned bitcoin in the photos it was happen photos/animations / gif / etc like others and another one is meme coins and meme coins is trading platform and bitcoin memes is like one types of fun and enjoins sections i hope now everything is clear for every new members.

[kotajikikox]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

It is not a destiny because none of us are destined to be poor but a life choices ,how many people are always keeping their self down
when they still have opportunity imagine buying Bitcoin is a choice but only few managed to accumulate?
and also having 20 years? lol if you only bought Bitcoin from that 5 years ago half of your work earning ? how richer you are now lol so it is not a destiny
but instead a choice mate .

try not to be drag by your life situation but instead of your dreams .

[btc78]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

It is not a destiny because none of us are destined to be poor but a life choices ,how many people are always keeping their self down
when they still have opportunity imagine buying Bitcoin is a choice but only few managed to accumulate?
and also having 20 years? lol if you only bought Bitcoin from that 5 years ago half of your work earning ? how richer you are now lol so it is not a destiny
but instead a choice mate .

try not to be drag by your life situation but instead of your dreams .

this does not apply to everyone some people have student loans to pay off, families to support and bills to pay i’m not discouraging buying bitcoin but i’m saying i do understand people who doesn’t have the opportunity yet to buy bitcoin however this shouldn’t be permanent if you save a few of your earnings even in that 5 years you already can buy bitcoin even little by little

[EluguHcman]

When you feels you are not contented with the present, you would definitely find no value out of it simply because you hope on what the future has for you and you are living an expectant with a future is are not certain about while toying and underrating with your "now" because of its minimum revenue while expecting your "later" to come, you probably end up a life of an overnight nightmares.

So it is basically on individual readiness to take exploratory advantage over the "now" (present) even if there is a greater expectations in "later "(future)

Have seen where someone has a penny paying job but said the job revenue is basically going for beers and pleasures because it is not up to the budget to plan his future but yet there are people who hearteningly leans on same job and are contented to its rate of revenue.

[Suzume]

In our country maximum people live under the provety line. They live their life hand to mouth. Their daily income is around 5$. Sometimes if they can't go for work they didn't get money for it. On those day they don't do income. Their daily income is 5$ and their daily cost around up to 3$. Some time it cost up to 5$. That's they can't do savings. That's the reason they do work hard but they cant do savings and complete that's the reason they stay still poor.

[jrrsparkles]

In our country maximum people live under the provety line. They live their life hand to mouth. Their daily income is around 5$. Sometimes if they can't go for work they didn't get money for it. On those day they don't do income. Their daily income is 5$ and their daily cost around up to 3$. Some time it cost up to 5$. That's they can't do savings. That's the reason they do work hard but they cant do savings and complete that's the reason they stay still poor.

So people are still poor despite working hard because of the government and their economic policies. Of course, every country has poor people but the number really depends on how the government is trying to take them to the next level. At some point, there will be a bursting moment that we call protests, revolutions and so on/

[Ubakama]

Let me start with saying that "savings is more hard than making money itself".
Then on your topic it can be categorised in two phases based on the type of job.
If you are doing a low income job, let's say you are working in a state civil service or local government in Nigeria, do it for 40 years, you will still be feeding from hand to mouth.
Then if you work in better firms with good payment schemes and after 20 years nothing to show means the person doesn't know how to manage funds.

[rodskee]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

It is not a destiny because none of us are destined to be poor but a life choices ,how many people are always keeping their self down
when they still have opportunity imagine buying Bitcoin is a choice but only few managed to accumulate?
and also having 20 years? lol if you only bought Bitcoin from that 5 years ago half of your work earning ? how richer you are now lol so it is not a destiny
but instead a choice mate .

try not to be drag by your life situation but instead of your dreams .

this does not apply to everyone some people have student loans to pay off, families to support and bills to pay i’m not discouraging buying bitcoin but i’m saying i do understand people who doesn’t have the opportunity yet to buy bitcoin however this shouldn’t be permanent if you save a few of your earnings even in that 5 years you already can buy bitcoin even little by little

That is why its been said to invest even a little at a time  , we are not pushing to invest huge
amount but at least try to use some portion of your money before it goes up , it is also understandable that people are are
too afraid to lose  but there is no winning in investing if you are not willing to take a risky steps. remember that volatility of
this market are the one that is why many have successfully invested from the past.just trust your instinct and also trust
your capacity to risk.

[Suzume]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

It is not a destiny because none of us are destined to be poor but a life choices ,how many people are always keeping their self down
when they still have opportunity imagine buying Bitcoin is a choice but only few managed to accumulate?
and also having 20 years? lol if you only bought Bitcoin from that 5 years ago half of your work earning ? how richer you are now lol so it is not a destiny
but instead a choice mate .

try not to be drag by your life situation but instead of your dreams .

this does not apply to everyone some people have student loans to pay off, families to support and bills to pay i’m not discouraging buying bitcoin but i’m saying i do understand people who doesn’t have the opportunity yet to buy bitcoin however this shouldn’t be permanent if you save a few of your earnings even in that 5 years you already can buy bitcoin even little by little

That is why its been said to invest even a little at a time  , we are not pushing to invest huge
amount but at least try to use some portion of your money before it goes up , it is also understandable that people are are
too afraid to lose  but there is no winning in investing if you are not willing to take a risky steps. remember that volatility of
this market are the one that is why many have successfully invested from the past.just trust your instinct and also trust
your capacity to risk.

I agree with you. Without taking risk you can't do nothing in life. You can see those person who is big business man such as you can see Elon mask owner of spaceX. He fail three time to sent roket in the space. But he knows that he will be success. That's the reason he don't give up and try to do it now see he is a successful person. Without taking risk no one can success in life.

[syedakhlaque]

The truth is that human life is an incomprehensible thing. There are many people who rose to great heights with little effort. But on the other hand, it is a strange situation. Some people spent their entire lives in hard work and struggle But despite this, they could not achieve any special position in life. This is all due to luck, fortune, destiny and fixing of fate.
But this is also reality that man is neither helpless nor full authorized. His ranges of effort are not limited and fixed. He can expand it on account of his hard work and effort .This reality is proved by the human history

[CCMS]

It is all about the efforts made , support and the luck . A guy can be seen winning a Lottery and becoming rich all of a sudden. You can work but always try to have a second way for greater opportunity .

[rodskee]

It is all about the efforts made , support and the luck . A guy can be seen winning a Lottery and becoming rich all of a sudden. You can work but always try to have a second way for greater opportunity .

Luck? there is no such luck if you really wanted to have a better life because we are
all have chance from day one but we are also the one that does not do our best to make it there.
Work  hard, spend less that is the best treatment to become rich, but those people that earn good spend a lot?
trust me will remain poor all their life.

[boyptc]

It is all about the efforts made , support and the luck .

When you're working for 20 years or more and then you barely get a promotion, that's no luck at all. It's never been luck but it's true about the efforts that you've made. If a company recognizes all your efforts then you deserve it. But sadly, there are companies that don't.

A guy can be seen winning a Lottery and becoming rich all of a sudden. You can work but always try to have a second way for greater opportunity .

Winning the lottery and working hard are not the same. You may even win the lottery once in a life time or never at all. While growing to the corporate world and have your career on the better path is what you can achieve but you have no control on it as well because it depends to the company. As I've said, you can achieve and can do things for it. If a company doesn't appreciate you, you're free to find another one and see if they've got better offer and learn their company environment based on the reviews that you can see on websites like glassdoor.

[Suzume]

It is all about the efforts made , support and the luck . A guy can be seen winning a Lottery and becoming rich all of a sudden. You can work but always try to have a second way for greater opportunity .

Winning lottery is a luck. In this topic we are not saying about luck. Mainly the topic based on working over long time but still poor. Every time luck us not fevour on you. Not everyone is enough lucky to win a lottery. So i thik winning lottery is off topic. Becose its rare to win lottery and become rich. That's why i thik is totally off topic and winning lottery its not part of this topic.

[CCMS]

It is all about the efforts made ...

Luck? there is no such luck if you ...

There is luck involved everywhere , believe it or not. Suppose you are working as a daily wages worker, how do you think you will be able to turn tables? Luck is involved everywhere, it is just that you deny to see it.

[rodskee]

It is all about the efforts made ...

Luck? there is no such luck if you ...

There is luck involved everywhere , believe it or not. Suppose you are working as a daily wages worker, how do you think you will be able to turn tables? Luck is involved everywhere, it is just that you deny to see it.

Actually I am not denying this mate because like others(if not you) i also worked more than half
of my life in company having minimum or above Minimum wages , but Did not seek nor trust Luck instead I acted on my own ,
with my wife planning what should be our next move? then this pandemic happened that we need to choose another diversion
in life because work does not exist those days so we venture in Online business and yes with or perseverance and dedication ,
combining our effort and ability , yeah we succeeded though I am not countering if there is a presence of luck , i just don't buy
it because we have done what is needed to reach that target.

[CCMS]

It is all about the efforts made ...

Luck? there is no such luck if you ...

There is luck involved everywhere , believe it or not. Suppose you are working as a daily wages worker, how do you think you will be able to turn tables? Luck is involved everywhere, it is just that you deny to see it.

Actually I am not denying this mate because like others(if not you) i also worked more than half
of my life in company ........

The problem is that , you always need to keep earning to sate the needs and there this money chase never stops. What happens in the end is you leave everything behind and disappear all of a sudden. Japan has schools closing because majority of people are old there. The Birth rate has declined. I am not sure where this world is heading to specially if you consider the "Jihadi Mentality" due to which population keeps on growing.

[peter0425]

Winning lottery is a luck. In this topic we are not saying about luck. Mainly the topic based on working over long time but still poor. Every time luck us not fevour on you. Not everyone is enough lucky to win a lottery. So i thik winning lottery is off topic. Becose its rare to win lottery and become rich. That's why i thik is totally off topic and winning lottery its not part of this topic.

you have said this is not about Luck  but you keep mentioning gambling so please stick to the topic as you are the one who is going outside.

_________________________________________________________

it is enough that you called His attention about Lottery but mentioning it all over your post is the true off topic.


People started as worker almost majority of us but eventually we are looking for more profitable and manageable way and this is why some ventures to other form of profiteering when others even find this forum as their way to get out poverty .

[bluefirecorp_]

You gotta save to retire. Simple as that. If you always spend all your money, you'll never have money for later.

Stop spending, start saving. If you save enough, you have enough saved to last forever [market returns].

[rodskee]

It is all about the efforts made ...

Luck? there is no such luck if you ...

There is luck involved everywhere , believe it or not. Suppose you are working as a daily wages worker, how do you think you will be able to turn tables? Luck is involved everywhere, it is just that you deny to see it.

Actually I am not denying this mate because like others(if not you) i also worked more than half
of my life in company ........

The problem is that , you always need to keep earning to sate the needs and there this money chase never stops. What happens in the end is you leave everything behind and disappear all of a sudden. Japan has schools closing because majority of people are old there. The Birth rate has declined. I am not sure where this world is heading to specially if you consider the "Jihadi Mentality" due to which population keeps on growing.

this is also the reason why the balance of the world is not standing now , other countries
are over populated while others have less birth each year and they wanted to have migration just to have
new people to circulate the economy.

Work but also have business, and not just those two instead add joy,fun and happiness
because life is too short and we need to enjoy it while it lasts together with our family and friends and we
cannot attain this if we will just act to make money.

[maisie53]

There is a lot to be said about financial success, as well as finding joy, satisfaction and happiness in our lives. Maintaining a consistent balance between work, business and personal life is critical to our well-being. Everyone around us, family and friends, plays an absolutely important role in this endeavor, bringing support, love and shared experiences that contribute to a meaningful life. There is no need to chase money, but rather to find a balance between work, personal aspirations and relationships - this will lead to a more fulfilling and satisfying life.

[Volimack]

Most of the people in our country live below the poverty line and when the economic condition of a country deteriorates it affects the people of the country. When the economic situation is bad the price of everything goes up but the income of the poor people does not increase or because of that they eat up whatever little they earn. That's why they can't save anything for the future even if they earn money they remain poor.

[Suzume]

Most of the people in our country live below the poverty line and when the economic condition of a country deteriorates it affects the people of the country. When the economic situation is bad the price of everything goes up but the income of the poor people does not increase or because of that they eat up whatever little they earn. That's why they can't save anything for the future even if they earn money they remain poor.

Yep you are right. I belong from Bangladesh and it actually happened in our country. Many people live under provarty line. That much poor they don't have living place they live in slum with their family. They live hand to mouth becose of their low earnings the suffer to complete their daily needs. That's the reason people of our country work hard but still poor.

[peter0425]

Most of the people in our country live below the poverty line and when the economic condition of a country deteriorates it affects the people of the country. When the economic situation is bad the price of everything goes up but the income of the poor people does not increase or because of that they eat up whatever little they earn. That's why they can't save anything for the future even if they earn money they remain poor.

That is normal mate specially in 3rd world country because life is tougher but we must do whatever it takes just to make our life better than what is we are facing because life is good but sometimes it is harder than what others has , don't stop dreaming and don't stop acting to what you are having.

[Natsuu]

Most of the people in our country live below the poverty line and when the economic condition of a country deteriorates it affects the people of the country. When the economic situation is bad the price of everything goes up but the income of the poor people does not increase or because of that they eat up whatever little they earn. That's why they can't save anything for the future even if they earn money they remain poor.

That is normal mate specially in 3rd world country because life is tougher but we must do whatever it takes just to make our life better than what is we are facing because life is good but sometimes it is harder than what others has , don't stop dreaming and don't stop acting to what you are having.

Well, it is not always automatically a bad thing that someone working over 20 years is still poor. There isn't a one-size-fits-all explanation for why someone might still be struggling financially but there are several factors that can contribute to this situation, and it's not necessarily a reflection of personal failure or incompetence. It may be due to health issues, family obligations or unforeseen circumstances.

Not a good thing either to judge someone based on how much they are earning.

[Fransiyum]

I think this is a great success if you are not responsible for a family. Because it is almost impossible to work consistently for so many years and still be poor. Even if you live in a negative economic region, you must have pushed yourself forward financially with the help of a little vision and a little courage.
First believe yourself and try to impro 8)ve yourself about managing money. 

[BitJohnW]

All people have different attitudes towards their well-being, some have everything and have nothing to strive for, while others sometimes don’t have enough life to realize and get everything they dreamed of. Yes, this is all individual, believing in fate, it does not affect anything, the only important thing is that you must act, in the end you will be successful or disappointed, everything depends only on you, your efforts. Everyone goes through their own journey, we can only rely on the life experiences of other people.

[Koceila]

You can work till you die but still, you can stay poor your hole life, let me ask you a question, you work for your own account, like for yourself, or you still yourk for people? If so, you will still a poor man like for eternity, because like they sey, you must work smarter and not harder, just try to make your own business, work on marketplace, work on internet like trading or anything on internet, work for people and you won't ever be able to change your situation because technically you are making others rich and not yourself.

[peter0425]

Most of the people in our country live below the poverty line and when the economic condition of a country deteriorates it affects the people of the country. When the economic situation is bad the price of everything goes up but the income of the poor people does not increase or because of that they eat up whatever little they earn. That's why they can't save anything for the future even if they earn money they remain poor.

That is normal mate specially in 3rd world country because life is tougher but we must do whatever it takes just to make our life better than what is we are facing because life is good but sometimes it is harder than what others has , don't stop dreaming and don't stop acting to what you are having.

Well, it is not always automatically a bad thing that someone working over 20 years is still poor. There isn't a one-size-fits-all explanation for why someone might still be struggling financially but there are several factors that can contribute to this situation, and it's not necessarily a reflection of personal failure or incompetence. It may be due to health issues, family obligations or unforeseen circumstances.

Not a good thing either to judge someone based on how much they are earning.

what have you said is completely out of context , having a health issue still working for 20 years? having a family obligation needs to work for 20 years? we are obliged with family and with this that is part of the system, and unforseen circumstances is might me a legit reason but this is just one in a million , lets admit the fact that those who are working that long are the type of people that already accept their faiths and has no plans of moving forward.

[cengsuwuei]

about wealth and riches is not destiny, but how hard you work and what skills and abilities you have.
Hard work without having the ability and skill is a small result.

[kotajikikox]

But now that you finally found this forum and have known posting here i believe you already seen future from cryptocurrencies than just working daily?

how about now mate, have you earning from investing and considering to lower your daily working hour not unless you will resigned to choose other path here in forum?

[acener]

The same work some do for 5 years and make it in life, other may do it for over 20 years and still feed from hand to mouth. Can we conclude that such are individual destiny?

The difference is how they manage their time and money, others could work for 5 years while managing their income and opening small business or investment to create a brighter future for their self or family.
While others could work for a long time but living a life that they want spending on parties or things that they enjoy.
Only the lazy and doesn't know how to manage their money are destined to be poor, so if you are one and doesn't do anything to change it then you already know your future or what awaits you.

[Ravichnadra]

Being poor in what context ??


Working for 20 years may sound too much! But only money can't be a source for someone being Rich.

My richness is living life.

[coinsnapp7er]

This has become a norm in a place I call my country. Been working for over 20 years and still hardly feed my mouth talk less of feeding the family.