Why you should use spare money to invest

[xSkylarx]

I am not anyone's financial adviser so right now I am speaking for myself, yes investment is risky and this character is not only seen in Bitcoin and crypto-currency even off crypto investment are risky.

But with the time I have been able to be active in Bitcoin I can say the risk in Bitcoin is lesser than many other investment opportunities in the long run.

The world is going tech and Bitcoin is the leading digital asset in the world right now and the want for Bitcoin would always increase, I would say invest according to your capital when in investing in Bitcoin rather than saying what you can afford to lose. If you are a long term investor and you only invest in Bitcoin I still don't see how you can lose.

While it is true that most of us are not financial advisers, but what we have learned about investment through our experience with crypto space, suggests that all type of investments carry some level of risk while Bitcoin is comparatively more risky as is extremely volatile. Surprisingly though, it remains subject of extensive discussions across various platforms of social media, that reflects notable interest among investors. Consequently, it is considered best asset for long term investment having potential to reward its investors with significant returns.

and also invest what we can afford to lose, because before, for sure, we were only thinking about the profit and not the possible losses. What is best about bitcoin is that in the past few years we have already seen that the price of bitcoin keeps increasing, which is a pattern that if we predict it will still continue rising over the years, but it doesn't mean that it doesn't dump, as there are years that it is in the red, but still, the overall value from its start is very far from now.

[Dimitri94]

Spare money when investment is important, never put money in one type of investment because it will make us regret when the investment loses even a scam, as investors we must always have financial security so that whatever happens we are not easily panicked.

Spare money has no substitute when it comes to investment. Those who use Spare money to focus on investments will have stronger investments. There are some investors who invest with necessary money and in turn have to withdraw that money even though they have losses. But it is true that the importance of Spare money for investment is immense and the same time that investment in the same basket is risky. Agree with you that investment diversification is necessary to avoid risk.

[bangjoe]

I agree with you. I never invest all my spare money. There should be a sum I put aside. Life is too unpredictable, and I want to be ready for different scenarios.

Well, that's why there's always the quote that we used to hear that only invest what you can afford to lose and that's the same as gambling.

We commonly see this quote, something that will remind us about the money that we will going to stake when we start our journey towards investment, it's risk that we need to understand and we need to be ready when we decide to take our participation.

Of course it will become a basic sentence about investment because basically investment in any way at risk of loss, the right word to say investing with money that you are willing to lose it, otherwise it will really hit yourself when forcing to invest with money that does not You can get rid of.
I found several people who invested but they had a bad foundation, they used the money he still needed at close range for everyday, and when the loss approached them, they were prustied and could be said to be stressed people.

and also invest what we can afford to lose, because before, for sure, we were only thinking about the profit and not the possible losses. What is best about bitcoin is that in the past few years we have already seen that the price of bitcoin keeps increasing, which is a pattern that if we predict it will still continue rising over the years, but it doesn't mean that it doesn't dump, as there are years that it is in the red, but still, the overall value from its start is very far from now.

There is always a wrong when reading the graphics of increasing Bitcoin prices, there are some people who see the overall increase in Bitcoin prices, but he forgets that in investing in bitcoin not that fast, there is a pretty terrible trip in every Bitcoin price phase, especially if we often pay attention to prices In Bitcoin every day/week, it will put mental pressure when the price of Bitcoin plunged down.
I agree that the price of Bitcoin continues to increase, and that is what makes many people very interested in investing in Bitcoin, but if you use money that you cannot lose it, it will be a stupid decision in my opinion.

For an intelligent investor in the use of reserve funds also must have the arrangement in managing it and not all reserve funds are focused on investment.

[Farma]

basically, if investing, then use the reserve money that we have, or the savings that we save with the aim of investing. That's because investment is something that is uncertain in the future. we don't know whether the investment we are currently making is really making us profit, or maybe it can make us lose the value of what we are investing, and this applies to all types of investments.
Maybe there are so many people who dare to take risks by using their principal money to invest, especially in bitcoin. Many of them managed to get hundreds to thousands of percent profit. however, those who take risks without analyzing the situation sometimes fall at heavy losses. So, very many people suggest investing only using reserve money so that when we take risks from the investments we make, we don't really feel a loss or it doesn't have an effect on our main things.

[uswa56]

basically, if investing, then use the reserve money that we have, or the savings that we save with the aim of investing. That's because investment is something that is uncertain in the future. we don't know whether the investment we are currently making is really making us profit, or maybe it can make us lose the value of what we are investing, and this applies to all types of investments.
Maybe there are so many people who dare to take risks by using their principal money to invest, especially in bitcoin. Many of them managed to get hundreds to thousands of percent profit. however, those who take risks without analyzing the situation sometimes fall at heavy losses. So, very many people suggest investing only using reserve money so that when we take risks from the investments we make, we don't really feel a loss or it doesn't have an effect on our main things.

That's right, the point is to avoid things that are unwanted and don't have a big impact on the lives we are living.
Especially if investing in crypto, I think it will be very risky if you don't rely on reserve money, fast movements allow for panic and wrong decisions, actually in other investments the same is true.
There are many positive things that can be taken by investing using reserve money, I think no one disputes this.

[raidarksword]

That should be the case and should be practice in any kind of investments available because sometimes investing will not guarantee profit and risk is still be the main player of it. That's why we should only invest of what spare and extra money we have in investments especially on crypto which is a very volatile industry.

[Rockstarguy]

basically, if investing, then use the reserve money that we have, or the savings that we save with the aim of investing. That's because investment is something that is uncertain in the future. we don't know whether the investment we are currently making is really making us profit, or maybe it can make us lose the value of what we are investing, and this applies to all types of investments.
Maybe there are so many people who dare to take risks by using their principal money to invest, especially in bitcoin. Many of them managed to get hundreds to thousands of percent profit. however, those who take risks without analyzing the situation sometimes fall at heavy losses. So, very many people suggest investing only using reserve money so that when we take risks from the investments we make, we don't really feel a loss or it doesn't have an effect on our main things.

It even risky to invest with all the savings we have. If anything should go wrong while investing all the savings it means nothing will be left it. The proper way to invest out from the savings we have is to  invest with the amount we know we can afford to lose, this will really help in managing risk and not to lose everything because investing can never be predicted .

Trying to play safe in investing is not just investing with reserve money, but to get to know which amount of money from the savings will be good for investing even if several losses happens while investing .

[BitcoinTurk]

basically, if investing, then use the reserve money that we have, or the savings that we save with the aim of investing. That's because investment is something that is uncertain in the future. we don't know whether the investment we are currently making is really making us profit, or maybe it can make us lose the value of what we are investing, and this applies to all types of investments.
Maybe there are so many people who dare to take risks by using their principal money to invest, especially in bitcoin. Many of them managed to get hundreds to thousands of percent profit. however, those who take risks without analyzing the situation sometimes fall at heavy losses. So, very many people suggest investing only using reserve money so that when we take risks from the investments we make, we don't really feel a loss or it doesn't have an effect on our main things.

This is a very accurate information because many people prefer to use their savings or existing money instead of using money they do not actually need when investing. This naturally causes the investment risk to increase more because no-one knows that their investments will provide a return in the short, medium or long term. Naturally, investments that have not provided any return or have put their investors in a loss have to be spoiled if money is needed with a negative return or no return. Although risk is necessary for investing, unfortunately, this potential risk ratio increases even more unless proper capital control is provided.

[Republikcoin.com]

That should be the case and should be practice in any kind of investments available because sometimes investing will not guarantee profit and risk is still be the main player of it. That's why we should only invest of what spare and extra money we have in investments especially on crypto which is a very volatile industry.

People who already understand the risks of any investment will certainly know what money they should use for their investment, because remembering that it will not always be profitable at a certain moment makes everyone think twice before using their money for investment. Moreover, those who like long-term investments in certain assets will obviously use money that doesn't make them poor when they don't get a profit from their investment.

[SmartCharpa]

Everyone who has been investing for a long time doesn't need to consider how much money they should invest in cryptocurrencies; all the ideas and risks should be assumed by those who are just getting started, as long-term investors are aware of the risks involved and have already invested the amount they believe will result in a large return on their investment.

[Quidat]

basically, if investing, then use the reserve money that we have, or the savings that we save with the aim of investing. That's because investment is something that is uncertain in the future. we don't know whether the investment we are currently making is really making us profit, or maybe it can make us lose the value of what we are investing, and this applies to all types of investments.
Maybe there are so many people who dare to take risks by using their principal money to invest, especially in bitcoin. Many of them managed to get hundreds to thousands of percent profit. however, those who take risks without analyzing the situation sometimes fall at heavy losses. So, very many people suggest investing only using reserve money so that when we take risks from the investments we make, we don't really feel a loss or it doesn't have an effect on our main things.

This is a very accurate information because many people prefer to use their savings or existing money instead of using money they do not actually need when investing. This naturally causes the investment risk to increase more because no-one knows that their investments will provide a return in the short, medium or long term. Naturally, investments that have not provided any return or have put their investors in a loss have to be spoiled if money is needed with a negative return or no return. Although risk is necessary for investing, unfortunately, this potential risk ratio increases even more unless proper capital control is provided.

Regrets do always come in the end and this is something that we must avoid on tolerating for it to happen since we know that there's no such thing about assurance on getting positive results on every investment that you would made and this is why you should really make use of those money which are really that your extra or something that you dont bother on the time that you would be losing it but of course you would really be doing your best for you to minimize such chances or risks.

[Inwestour]

There is always a wrong when reading the graphics of increasing Bitcoin prices, there are some people who see the overall increase in Bitcoin prices, but he forgets that in investing in bitcoin not that fast, there is a pretty terrible trip in every Bitcoin price phase, especially if we often pay attention to prices In Bitcoin every day/week, it will put mental pressure when the price of Bitcoin plunged down.
I agree that the price of Bitcoin continues to increase, and that is what makes many people very interested in investing in Bitcoin, but if you use money that you cannot lose it, it will be a stupid decision in my opinion.

For an intelligent investor in the use of reserve funds also must have the arrangement in managing it and not all reserve funds are focused on investment.

How do you determine how much you are willing to lose? It seems to me that this initially implies small amounts for investment, but in this case you will not lose much, but your investments will not bring you much profit either. Therefore, I believe that this rule can be applied to altcoins when the risks for your investments are really very high.

And then I have a counter question, if you only invest the money that you are not afraid to lose, what do you do with all the other money that you save, you just keep it?

It seems to me that constant monitoring of charts is more relevant to traders, because if I am a long-term investor, then I am not interested in short-term price movement. Trading is also interesting for me and sometimes I try to follow the chart, I will say that it is very tiring, I'm not sure if I like it.

[erep]

How do you determine how much you are willing to lose? It seems to me that this initially implies small amounts for investment, but in this case you will not lose much, but your investments will not bring you much profit either. Therefore, I believe that this rule can be applied to altcoins when the risks for your investments are really very high.

Any reserve funds that have been invested in bitcoin are ready to lose for any risk, because there is no exact speculation on bitcoin price predictions and we still believe that our investment in bitcoin will not lose much if we position the investment for the long term. Some of the reserve funds have been allocated to invest in bitcoin, have nothing to do with other funds, we even have an emergency reserve fund for whenever we need it.

And then I have a counter question, if you only invest the money that you are not afraid to lose, what do you do with all the other money that you save, you just keep it?

We have financial management based on allocation and purpose, including funds for daily needs, some deposit funds at banks (fiat), reserve funds including investment funds into bitcoin and emergency funds, gold investments, everyone has different financial management, so it's clear that all other money is used according to the distribution of allocations that have been regulated in financial management.

[BitcoinTurk]

Regrets do always come in the end and this is something that we must avoid on tolerating for it to happen since we know that there's no such thing about assurance on getting positive results on every investment that you would made and this is why you should really make use of those money which are really that your extra or something that you dont bother on the time that you would be losing it but of course you would really be doing your best for you to minimize such chances or risks.

I absolutely agree, there is never any regret at the first when investing but it is possible to experience a serious regret depending on the condition of the investment. In order to keep this situation as the lowest probability absolutely every investment should be made with money that will not be needed in the short or medium term. Otherwise, it will be inevitable to regret that investment. Also, managing investments with a budget that will not be needed helps you to reduce the potential risk ratio a little more in risk management as it will also contribute to not turning your investments into cash in case of potential money needs.

[Ryu_Ar1]

I am not anyone's financial adviser so right now I am speaking for myself, yes investment is risky and this character is not only seen in Bitcoin and crypto-currency even off crypto investment are risky.

But with the time I have been able to be active in Bitcoin I can say the risk in Bitcoin is lesser than many other investment opportunities in the long run.

The world is going tech and Bitcoin is the leading digital asset in the world right now and the want for Bitcoin would always increase, I would say invest according to your capital when in investing in Bitcoin rather than saying what you can afford to lose. If you are a long term investor and you only invest in Bitcoin I still don't see how you can lose.

While it is true that most of us are not financial advisers, but what we have learned about investment through our experience with crypto space, suggests that all type of investments carry some level of risk while Bitcoin is comparatively more risky as is extremely volatile. Surprisingly though, it remains subject of extensive discussions across various platforms of social media, that reflects notable interest among investors. Consequently, it is considered best asset for long term investment having potential to reward its investors with significant returns.

and also invest what we can afford to lose, because before, for sure, we were only thinking about the profit and not the possible losses. What is best about bitcoin is that in the past few years we have already seen that the price of bitcoin keeps increasing, which is a pattern that if we predict it will still continue rising over the years, but it doesn't mean that it doesn't dump, as there are years that it is in the red, but still, the overall value from its start is very far from now.

I personally do not currently use reserve money to invest. Previously, I did the same thing, but the longer I actually realized that the strategy I was doing was a little less precise.
Currently I prefer to budget than my needs for investment. I provide special space for investing by giving them into one basic need for me to take out of my income for one month.
I assume that the spare money will eventually be placed for unforeseen needs so rather than bothering it I prefer to budget from the start.
But whatever it is, as long as it is used for investment and ready to take all the risks, I really appreciate those who are on this path.

[Sayeds56]

There is no normal being that loves getting losses on business, career, investment and trades that's why even company holders make financial policies to keep record of investment and profits flows. And unlike other business bitcoin also makes sales and losses if you do not investment wisely....is nice when you put in what can not put you sickbed or gives you hypertension, don't invest out of what you cannot withstand the loss.

Is better to use small money or learn risk management first before investing especially newbies.

It is crucial to save a portion of your monthly earning, and making wise investment can prove advantageous for your future retirement. Investment in crypto currencies such as Bitcoin or stocks of popular companies like Amazon,Apple, Microsoft or Samsung can potentially yield substantial returns in the long term. To minimize risk, it is better to begin with small small amount and  continue investing  by using DCA (Dollar Cost Averaging) strategy which is consider beneficial to maintain buying cost at a reasonable level. However, it is important to acknowledge that all investments carry some level of risk, therefore carefully evaluate your risk tolerance level before making any investment decision.

[petulino]

Everyone who has been investing for a long time doesn't need to consider how much money they should invest in cryptocurrencies; all the ideas and risks should be assumed by those who are just getting started, as long-term investors are aware of the risks involved and have already invested the amount they believe will result in a large return on their investment.

I think this advice can be for all investors who invest in crypto currencies for the long term. always invest that money which is more than you need, whether you are a new investor or an experienced investor. one should never trade with necessary money and never make long-term investments.


The mistake can happen to anyone. Sometimes even very experienced people get greedy or emotional and invest their necessary capital, which has to be sold at a loss when needed. Therefore, even experienced people should not ignore the spare money investment advice at all, because the crypto currency market is a risky market where your capital can double and it can be zero. Therefore, you should always make your investment carefully.

[bayu7adi]

We commonly see this quote, something that will remind us about the money that we will going to stake when we start our journey towards investment, it's risk that we need to understand and we need to be ready when we decide to take our participation.

There is no meaningful journey when you have a 'no hope' mindset like this because eventually, you will engage in speculation as well. If your goal is indeed to seek profits, then utilize your funds to the maximum extent. I do not advocate going all in, but I encourage maximizing the funds you possess.

Using funds that you can afford to lose, typically representing only a small percentage of your entire wealth, allows you to start appreciating money. You won't be able to value money if you keep playing continuously. Approaching it with greater seriousness will undoubtedly train your mind to think harder and harder.

[milewilda]

There is no normal being that loves getting losses on business, career, investment and trades that's why even company holders make financial policies to keep record of investment and profits flows. And unlike other business bitcoin also makes sales and losses if you do not investment wisely....is nice when you put in what can not put you sickbed or gives you hypertension, don't invest out of what you cannot withstand the loss.

Is better to use small money or learn risk management first before investing especially newbies.

It is crucial to save a portion of your monthly earning, and making wise investment can prove advantageous for your future retirement. Investment in crypto currencies such as Bitcoin or stocks of popular companies like Amazon,Apple, Microsoft or Samsung can potentially yield substantial returns in the long term. To minimize risk, it is better to begin with small small amount and  continue investing  by using DCA (Dollar Cost Averaging) strategy which is consider beneficial to maintain buying cost at a reasonable level. However, it is important to acknowledge that all investments carry some level of risk, therefore carefully evaluate your risk tolerance level before making any investment decision.

Having a savings is always been advantageous because this isnt only for the sake of emergency purposes but also in other things as well like investment or making up a business because not all would really be that the time that we do always have the money unless if you are extreme filthy rich which does have lots of income source then this wont really be an issue if we do speak about spare but if we are on someone whose been sitting on the middle. Then for sure you would really be mainly thinking about about on having savings since we know that we could really make use of it on the future. About investment then whether a saved money or not then
it would be no choice but it would be better if you do make use on something that you can really afford to lose. Every step we do make and every decisions would really be accompanying such risks because we know
that investment is risky but we cant really be able to progress if we dont take up such risks.

[slapper]

There is no normal being that loves getting losses on business, career, investment and trades that's why even company holders make financial policies to keep record of investment and profits flows. And unlike other business bitcoin also makes sales and losses if you do not investment wisely....is nice when you put in what can not put you sickbed or gives you hypertension, don't invest out of what you cannot withstand the loss.

Is better to use small money or learn risk management first before investing especially newbies.

It is crucial to save a portion of your monthly earning, and making wise investment can prove advantageous for your future retirement. Investment in crypto currencies such as Bitcoin or stocks of popular companies like Amazon,Apple, Microsoft or Samsung can potentially yield substantial returns in the long term. To minimize risk, it is better to begin with small small amount and  continue investing  by using DCA (Dollar Cost Averaging) strategy which is consider beneficial to maintain buying cost at a reasonable level. However, it is important to acknowledge that all investments carry some level of risk, therefore carefully evaluate your risk tolerance level before making any investment decision.

Having a savings is always been advantageous because this isnt only for the sake of emergency purposes but also in other things as well like investment or making up a business because not all would really be that the time that we do always have the money unless if you are extreme filthy rich which does have lots of income source then this wont really be an issue if we do speak about spare but if we are on someone whose been sitting on the middle. Then for sure you would really be mainly thinking about about on having savings since we know that we could really make use of it on the future. About investment then whether a saved money or not then
it would be no choice but it would be better if you do make use on something that you can really afford to lose. Every step we do make and every decisions would really be accompanying such risks because we know
that investment is risky but we cant really be able to progress if we dont take up such risks.

I see you carry the badge of a traditional saver, focusing on future, plans, watching that nest egg swell. Cozy feeling, right? But remember, savings isn't static, it's a living resource meant for tactical use.

Your nod to investments is on point. Risks do exist, but they aren't all the same. Gauge your risk appetite and explore fitting options. It's not about sinking everything in one daring punt, but diversfying your assets.

You highlight the need for money know-how. We must guide folks towards smart financial choices for personal and national upliftment. So, cheers to savings, but let's also rally for a deeper understanding of financial savvy.