One of the major reasons why bitcoin Enthusiasts hold bitcoin is in anticipation of a price increase that would increase the value of their asset. However, holding your bitcoin requires a patience mixed with strong will. It is the patience to be patient for a long period of time until the price makes a 10%, 20% and so on increase. Strong will not to use it to solve some immediate problem and risk a reduction in your asset. Consequently, not everyone one can wait that is why some decide to learn bitcoin trading so that they can make some quick profit that would also increase their asset holding. Some other become bitcoin lenders. Yes, they use either a centralized or decentralized platform to lend their bitcoin which would be repaid with interest. What is your honest take on bitcoin lending? Too risky, won't try it? Too risky, will give it a try?
That is why it is so important to use only spare money when you want to invest in Bitcoin as well as money you can afford to lose.
Lending our Bitcoins on a centralized or decentralized platform is quite a risky action, the opportunity to lose our investment is wide open, not only the possible profits, I might do the lend but only for a short period not all the time while waiting for the Bitcoin price to go up because the platform can suddenly go down and we lose all our Bitcoins.
Keep it in a self-custodial wallet and continue to buy when you have the opportunity to add to it when there is spare money that can be used, using the DCA method can be an option when we are not like the whales who can immediately buy in large quantities.