.0043 bitcoin loan defaulted by [Devawnm367]

[ScamViruS]

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Scammers have no feeling and they have neither country nor feelings.  They have only one target and that is called how to scamming. I am trying to be more careful but scammers are also more aware than me and that is why they are getting loan from me and they are scamming funds from me.

Due to these scammers, many members who could take a loan for their urgent needs may lose this opportunity. A few recent incidents with you show how difficult it is for lenders to fight back against scammers. In fact, the behavior they show before taking the loan, they change their behavior once they get the loan. Because these members have multiple accounts in this forum, they try to scam the lender again by using other accounts. So it is wrong to expect good feelings from them, no matter how much you do for them, they will try to scam you if they get a chance.

[_BlackStar]

-snip-

Scammers have no feeling and they have neither country nor feelings.  They have only one target and that is called how to scamming. I am trying to be more careful but scammers are also more aware than me and that is why they are getting loan from me and they are scamming funds from me.

shasan - there is no better warning for you than to be careful of anyone who comes and request a loan for the first time. They don't all come because they need money and help - but some of them come to cheat you, while others want to get your positive tag by paying off the loan faster than scheduled. Those scenarios were thought out and considered to build the reputation of the forum - but you are entitled to tag anyone you think is worthy.

I know you are a user who has helped many forum users with your services - but along with that you have become the target of fraud by some shady users whose lives depend on other people's difficulties. Be careful - shasan.

[shasan]

@Devawnm367 has been offline for nearly a year now after taking the loan and hasn't logged into his account during all this time with all his accounts. So as you mentioned there seems to be no reason for him not to repay the loan given that if he participates in signature campaigns he will settle the debt within a few weeks only. Regardless of his reasons for disappearing (hopefully not due to a serious health issue), you're still facing a financial loss. This situation is a real problem especially if more cases like his appears. I noticed that his last post was when taking a loan from you, which could be coincidental or possibly linked to his exit from Bitcointalk. Unfortunately not knowing personallyit's hard to know the exact circumstances and his real intentions.

I think the borrower defaults on the loan intentionally, though I am not sure. We had contact after taking the loan though there is no post after the loan by the borrower. If the user is no more on the earth then I am wrong.

Aren't loans without collateral ones you've lost most money in? If defaulters leave collateral you'll sell it to recover some funds because you've protected yourself from a full loss. If you don't take collateral you're risking losses from users you trusted because of previous loans they've repaid. It's a risky way to make business.

Maximum borrowers try to take non-collateral loans and non-collateral loans are available by several lenders. As a non-collateral loan is available there is no need to take a collateral-based loan from the borrower.

[AnonBitCoiner]

afte reading the whole story i am feeling very sad for you loss but also more tha your loss I am thinking about Devawnm367 health. DireWolfM14 comment concludes that he Devawnm367 is not officially scammer as he pay back many times but his health and internal family issue force him to do this or  also there is possibility of lefting this earthly realm

 I hope your loss would be recovered till now. One year waiting is not easy and only man with great patience wait for such a long time. Your job is risky and if you gives loan without collateral, then will see many cases here. some scammer buying accounts for this purpose although this is stupid way to earn.  constantly working here in forum will give him opportunity to work in signature where they can earn more without risk of accounts but don't know why people choose this illegal way

[shasan]

Have you ever thought about having limits you can send to an individual? Even for people you have lent money in the past and successfully paid back?

I do not usually set limits. But when anyone asks for a loan and I review the post of the loan, merit, recent earning merit, activity, rank, trust, and loan history then I decide whether I have to accept the loan or not. And if I think the borrower deserves a lower number of loans then I also mention that via private message.

[Devawnm367]

I have reached out to a steamy time I have been working on it my mother died and my fiance killed herself and I just fallen off I haven't forgot and I told him directly and I mean go ahead and leave the red trust but I do have every intention to paying it back so please don't completely just if you're going to screw my trust up just add in the end that whenever I do get right I did make it right please and thank you I haven't been on here I can't afford Bitcoin I can't afford food right now so I really just depressed and tired of waking up but when I get right I'm going to get right with steamTime I was steamy time. I went to a mental hospital and just can't get back on my feet I love y'all and you guys helped a lot when my mom was dying. I thank each n everyone of u!

[Devawnm367]

I gave steamytime what lil contact info I have I plan to pay but right now I don't even have a home or vehicle... I'm staying at a tent in campground. I really fell off.... No excuse.  Thanks direwolf steamy n anyone else who helped me I haven't been on cuzz I'm not going to open more loans. My .003 BTC I had  a couple years back didn't bring me the miracle I hoped it would......

[JeromeTash]

-snip-

So you had to wait for 2 years from the time you took the loan and about 1 year after this scam accusation was created just to explain what had happened. Why didn't you do it back then or better still pay up the loan immediately on your return rather than type paragraphs of a story that is hard to understand?

No member is going to believe you, trust me.

[PX-Z]

...

It's too late for the explanation, better to keep up and set your date when you can pay your debt. But even though you pay your debt, you being a defaulter will never changed, and it will be marked to your reputation until someone removes them.

[Devawnm367]

I haven't had a PC in 2 years believe it or do not but talk with the person whom has my loan we have discussed it. My debt is settled! Add that to your trust. My mom died my fiance killed herself and I been drinking everyday for going on idk 3 years I used to never drink. I got an email early from steamytime I immediately responded and even mentioned while getting loan that I'm in a fucked up place and may take time so..... No part of my loan agreement has technically been broken!

[Devawnm367]

...

It's too late for the explanation, better to keep up and set your date when you can pay your debt. But even though you pay your debt, you being a defaulter will never changed, and it will be marked to your reputation until someone removes them.

That's why I am not attempting loans only reason I logged in was I got email took an hour to remember password but I couldn't make an alt account to communicate so I fucked around and here I am but yes so as you wish idgaf. I'm not borrow more haven't attempted and haven't even logged in because I'd rather drink myself until I stop waking up no plz if my lender has now problems wtf is yalls.

If my lender and I have discussed options before during and now why is it anyone else's business here? When he flags me I'll own it. I owned it early. I've attempted suicide in n out of hospitals and gave guardianship of my daughter to my sister. Now plz may I die in piece and if anyone wants to bitch let it be the one Ive been discussing OUR LOAN AGREEMENT WITH ALL DAY! IM ONLY LOGGED IN CUZZ NO OTHER WAY TO COMMUNICATE WITH MY LRNDER AND WELL I HAVE (EMAIL NOTIFICATIONS)

IM NOT A BAD GUY JUST IN A BAD PLACE AND ANSWERED WITHIN 30 MIN OF HIS MISSAGE SO HOW AM I DEFAULTING I EXPLAINED MULTIPLE TIMES WHY I HAVNT AND HE UNDERSTOOD ILL PAY IT WHEN I GOT IT BUT RIGHT NOW IM ON MCDONALD'S WIFI JUST TO MAKE THINGS CRYSTAL CLEAR. I CANNOT AFFORD FOOD OR A HOUSE IVE GIVEN UP AND ALL BUT KILLED MYSELF SO PLZ CAN WE JUST SAVE IT FOR ANOTHER DAY PLEASE ...

[Devawnm367]

I haven't logged back in because y'all rich fucking assholes here make me want to wake up in a wonderfly extactic mood and blow my brains out once I get my nice church clothes on now plz talk to my lender he knows how to communicate besides this forum

[Devawnm367]

Ok so steamytime messaged but I owe shasa. I guess idk I'm not hiding Shasan message me I have nothing to give u but the luxury of seeing me suffer but if I ever get right I got you... I was only reminded of this by steamytime.

Lost my mom, found my wife hanging and gave up my daughter I'm going through some shit right now but I haven't ever once no responded. I got an email n boom 2 years later here I am. You guys helped me A LOT I'm not out to hurt any of you. I have Love for this forum if it wasn't for a few of you guys I probably wouldn't be here. Even the once who just occasionally check in...

[AHOYBRAUSE]

No part of my loan agreement has technically been broken!

My debt is settled! Add that to your trust.

You sound like a broken record, and I mean really broken. Of course if all this stuff actually happened to you I am sorry but no need to repeat it in every single post.
Also, what I quoted above. Obviously you DID break the loan agreement by not paying on time.

And, no your debt is not settled as you in your other posts said it yourself, you still own Shasan this money. Technically it's much more now if you calculate the original amount + I don't know how many months of interest, which at 10%/month for 24 months would be 240% on top.

You you would even write stuff like the mentioned above is beyond me.