Having a problem a Personal Finance?

[Gozie51]

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[c.] Watch videos that can give you inspiration to become better. And mingle with people who have a positive outlook on life.

This is a better idea to me. Reading books on finance appears more frictional like romantic novels. In terms of finance, we need more practical solution so watching people narrate their stories themselves and showing you the practical steps they took to get out of it will encourage you to also try it out. And the other part which is to hang out with like minds can also lift you up. One thing about hanging out is it takes you away from the challenge you are going through and you can be rejuvenated with fresh ideas on how to tackle challenges.

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[bitzizzix]

It may be subjective, at least you need to know your income, expenses, assets and liabilities. For more details, you can read the book Cashflow Quadrant by Kiyosaki.
All you need to do is check or fix what's holding you back from managing your money well, and don't let your expenses exceed your income.
and make it a habit to record what you will buy and use it to fix which ones are important and which are not important and this is very important. And make it a priority to save even a small amount for your reserve fund, preferably if you have some left to invest.
Even though this seems natural and should be owned by everyone, in reality there are still many people who don't understand or don't care.
and read books or anything that can help you financially including watching the YouTube channel, but it has to be one that is trusted and can really help you.

[Jating]

       -   You, yes, you. Are you tired? Can't make progress? Or every time you move forward, something bad always happens? Are you in a situation where you have to start from scratch again? Where does your problem start? in money? Why do you always have no money? Is it because of your responsibilities for your family or because you just don't have spending discipline? It is important that you know what the root of your problem is? Maybe the reason you are not making progress is because you spend a lot, so every time you have an emergency, you move your savings? Or sometimes you can borrow a cape. How to handle money What is real personal finance? What do you have to do to learn it? There are some things that can help you in this matter, and some of them are:

[a.] Read books related to personal finance.

[b.] Always hang out here on the Bitcointalk forum; you can see and learn a lot from this platform.

[c.] Watch videos that can give you inspiration to become better. And mingle with people who have a positive outlook on life.

For me though, even you have read all the books on how to gain financial freedom and learn a lot from this community, if you fail to execute it then there's nothing that you can do.

So it's just a matter on how you will apply the knowledge and the tips that you have read and learn from youtube videos. For example, how to get out of credit card debts, there are a lot of youtube videos about it and so if you are in this predicament then it's better to follow what's those financial experts are telling so that you can get out of it and be financially motivated in the future and then invest on cryptos.

[Iroh]

Yeah, knowing the cause of the drain in you finances is a step to stopping that drain. People could read books about personal finances all year round and still won’t see any difference in his finances. Reading alone won’t do much but applying what you’ve understood to your own situation.
The forum mostly focuses on Bitcoin related news but also allows room for other discussions. So I think there could be better places to learn all about how to make better financial decisions.

Personally, I don’t see inspirational videos as anything that could help someone become better with finances. Hanging around people who has good realistic plans as well as better control of their finances would make more of an impact than watching inspirational videos and stuff.

[bussybuddy]

[a.], [b.] , [c.]
These things I believe most of us will experience in search of loneliness, it is true that life is not always going to have difficulties appearing that make us feel tired, but what I experience, it gives an impetus to try to overcome. It would be great if there were people around to accompany and share those difficulties, but if I was alone, this would also require me to try harder, I always know my personal mistakes before finding a solution to the problem we are facing, personal finance is almost an important thing for us to develop ourselves more, so building the basics from scratch and seeing the lessons learned of everyone to contrast the journey we are experiencing.

[odunybiz]

I completely agree with a and c, but with b I'm not so sure about. For letter C, it still depends, and should be careful regarding what videos to watch and who are the proper people to surround yourself with. Lastly, the thing with b is that the forum can get pretty opinionated so unless there are sources listed then I suggest doing your own research yourself.

Sometimes (a) self doesn't work if there isn't an enable environment for you to practice what you have read. (c) can work out as mingling with people with positive mind can help you to solve some financial related problems.

[Unbunplease]

It may be subjective, at least you need to know your income, expenses, assets and liabilities. For more details, you can read the book Cashflow Quadrant by Kiyosaki.
All you need to do is check or fix what's holding you back from managing your money well, and don't let your expenses exceed your income.
and make it a habit to record what you will buy and use it to fix which ones are important and which are not important and this is very important. And make it a priority to save even a small amount for your reserve fund, preferably if you have some left to invest.
Even though this seems natural and should be owned by everyone, in reality there are still many people who don't understand or don't care.
and read books or anything that can help you financially including watching the YouTube channel, but it has to be one that is trusted and can really help you.

You have to agree, it's hard to live by a plan right now. Sudden sanctions, a sharp rise in prices, and changes in laws often make a mess of a solid plan. And needs often arise unexpectedly. Therefore, it is easier to put aside any percentage of income and try not to touch the stash.

[Lida93]

       -   You, yes, you. Are you tired? Can't make progress? Or every time you move forward, something bad always happens? Are you in a situation where you have to start from scratch again? Where does your problem start? in money? Why do you always have no money?

Are these problems really related to finance    Finance problems happen when you have enough money but you are unable to manage it properly.

Not exactly only when you have enough money but unable to manage it, financial problems also  encircle not having enough money yet not been able to optimally maximize that insufficient money too.
Both that man that has enough and the man that has not enough but can't manage it well are both suffering from financial problems.

[a.] Read books related to personal finance.

[b.] Always hang out here on the Bitcointalk forum; you can see and learn a lot from this platform.

Number[1]  will be more effective than the number[2] this is because those  books on solutions to finance related problems are professionally writing down,  to tack specific financial issue based on research study and experiences of scholars in the field and not some random suggestions to resolving financial problems as may arise from members in the forum which can get the person seeking for a solution to a certain financial problem get confused by the  contradictory suggestions that will be giving by different forum members.

[Lorence.xD]

Actually if you surf a lot in the internet those advices and tips would eventually come to your feed such as financial videos that are really helpful some are for entrepreneurial. You can learn online if you don't want to spend money on buying books or attending some meeting about financial then it's a good alternative. Cause it's really hard to manage money especially in this era where inflation keep increasing every year. If you don't have any idea on how you can budget your income, salary, essential needs and bills, for sure you won't survive.

Simple knowledge is actually powerful, do you wonder why some people could live comfortably despite that their income isn't that high? Cause they know how to manage, I myself I confess that I'm not really good at managing money so my wife helps me to it. Because I know her well when we were just a girlfriend and boyfriend, you would just wonder why she can have money like for emergencies. She's involved at money changer job so she's really good at handling money.

[Mate2237]

       -   You, yes, you. Are you tired? Can't make progress? Or every time you move forward, something bad always happens? Are you in a situation where you have to start from scratch again? Where does your problem start? in money? Why do you always have no money? Is it because of your responsibilities for your family or because you just don't have spending discipline? It is important that you know what the root of your problem is? Maybe the reason you are not making progress is because you spend a lot, so every time you have an emergency, you move your savings? Or sometimes you can borrow a cape. How to handle money What is real personal finance? What do you have to do to learn it? There are some things that can help you in this matter, and some of them are:

[a.] Read books related to personal finance.

[b.] Always hang out here on the Bitcointalk forum; you can see and learn a lot from this platform.

[c.] Watch videos that can give you inspiration to become better. And mingle with people who have a positive outlook on life.

Op I was thinking that you have your own personal financial help to people that need it and unknown to me that you are talking about referral financial help. What of those who cannot read and write, what will you say about them?  If I will also give my suggestion on this topic. I will say, if you want to help someone to gain financial freedom, first of all, you have to ask the person what is that thing he or she like to do. Then advise the person with different books, journals and other reading materials. Then give the person a capital to kick start the business he has told you. Or you registered him to the empowerment scheme he wants to embark upon.

With that, you have helped the person financially stable and also help the society. And I am not disputing your 3 points to liberate someone from financial backwardness.

[so98nn]

Personal finance is a very personal thing and no one can really explain about our own finances except we ourselves. Imagine we are talking with a friend about our problems and they start giving their own advice that is based on their own personal experiences. The problem in this situation is, not our friend but his experience which could have been really based on the entirely different situation in which I might be. This way I might get a lesson about what to do and what not but it may not solve the problem with 100% capacity.

The only way is to go with the books as you mentioned. The second thing we can do is have personal experiences and "expert advice". What I mean by that is, go and visit a qualified person in the finances, for example, an accountant or accounting firm, and then discuss the whole thing. Without that never put a wrong footstep anywhere.

[goaldigger]

[a.] Read books related to personal finance.

[b.] Always hang out here on the Bitcointalk forum; you can see and learn a lot from this platform.

[c.] Watch videos that can give you inspiration to become better. And mingle with people who have a positive outlook on life.

This me right now, and despite of the challenges and problem both financially and mentally, I’m still thankful to have this forum where you can freely share your thoughts and learn at the same time. I think we will all experience financial problem at some point of our life, this is a big challenge that we should surpass in order for us to become a better person, we have to be more wiser next time.

[rachael9385]

I don't think that the section b is a good one because on this forum we give advise for Bitcoin and other important things related to everyone is not that this financial issue is not important but since is a personal something to you, you just have to share it and wait for people to give you advise on how to go with your financial situation, like if you check the forum very well you will not find any board named finance board that's because is a personal something and not general, since bitcointalk is not the best place to share your personal financial situation you should just go and visit a therapy or get a special adviser to guide you on how to progress in anything you do, the section a and c are good ones to take they might help in some critical situation like that but not all situations.

[Cryptomultiplier]

Financial problems is always going to be expected. The poor, the rich, all have this problem in common but in different dozes.
I don't think this forum does more on financial education except for the fact that it encourages us to do more with decentralized finance and invest in BTC to get better outcome.

The solution to financial problems is better solved with having a clear thought on ones life and dealings. Where one is able to pinpoint money wasting habits and get more disciplined in trying to learn and enforce new financial habits, this aspect and their life in general, improves drastically.

[Hamphser]

       -   You, yes, you. Are you tired? Can't make progress? Or every time you move forward, something bad always happens? Are you in a situation where you have to start from scratch again? Where does your problem start? in money? Why do you always have no money? Is it because of your responsibilities for your family or because you just don't have spending discipline? It is important that you know what the root of your problem is? Maybe the reason you are not making progress is because you spend a lot, so every time you have an emergency, you move your savings? Or sometimes you can borrow a cape. How to handle money What is real personal finance? What do you have to do to learn it? There are some things that can help you in this matter, and some of them are:

[a.] Read books related to personal finance.

[b.] Always hang out here on the Bitcointalk forum; you can see and learn a lot from this platform.

[c.] Watch videos that can give you inspiration to become better. And mingle with people who have a positive outlook on life.

[d.] Have common sense
[e.] Avoid yourself in getting close with rich people or someone who do spend out like hell
[f.] Dont be envious on new trend and new things around

You wont really be that having a problem if you are really just that mindful in regarding about your finances. Always have that saving or emergency funds so that in times like this that would happen
then you wont really be that able to struggle since you have already allocated funds in regarding on the situation. It all matters with the management you do have and to those suggestions above.
Yes, its the most common one but applying it onto yourself is the toughest thing or challenging at all and wont really be that so simple. Just like been mentioned that
having your own common sense would really be that enough for you to tell whether you are still doing fine or you are already crossing the borders.

[Wakate]

Financial problems is always going to be expected. The poor, the rich, all have this problem in common but in different dozes.
I don't think this forum does more on financial education except for the fact that it encourages us to do more with decentralized finance and invest in BTC to get better outcome.

The solution to financial problems is better solved with having a clear thought on ones life and dealings. Where one is able to pinpoint money wasting habits and get more disciplined in trying to learn and enforce new financial habits, this aspect and their life in general, improves drastically.

Financial problem is not something that we can get over like the without thorough thinking and working with experience people around that can help to make life easier than what it was before.

Sometimes we may not even need financial advise at the moment. What we may need is how we position our business. We don't need to establish business we people around can not afford to patronize the business. Location can help a business grow very fast and if we don't get a better place for our business, we may miss customers that are supposed to patronize our business.

[Fortify]

       -   You, yes, you. Are you tired? Can't make progress? Or every time you move forward, something bad always happens? Are you in a situation where you have to start from scratch again? Where does your problem start? in money? Why do you always have no money? Is it because of your responsibilities for your family or because you just don't have spending discipline? It is important that you know what the root of your problem is? Maybe the reason you are not making progress is because you spend a lot, so every time you have an emergency, you move your savings? Or sometimes you can borrow a cape. How to handle money What is real personal finance? What do you have to do to learn it? There are some things that can help you in this matter, and some of them are:

[a.] Read books related to personal finance.

[b.] Always hang out here on the Bitcointalk forum; you can see and learn a lot from this platform.

[c.] Watch videos that can give you inspiration to become better. And mingle with people who have a positive outlook on life.

I would definitely say a and c are good points to observe, because you should always be seeking knowledge if you want to increase your wealth pile. However option b is not really necessary, you might pick up some information here - like how to trade, or maybe you get into the collectibles section and work your way up as a specialty skill. However in general you're likely to make much more wealth using knowledge garnered outside of these forums. The world is a big place with many parts to it and crypto is just a tiny portion of it and it is a tiny fraction of the financial field itself, so you can learn how to make plenty of money without every interacting with it but you might keep a small bit as diversification in your portfolio.

[passwordnow]

Practicing what you're thinking to do and the advice you get is the best thing to do so that you'll become better at handling your personal finance. I see high earning people but don't know how to manage their finances and they got almost nothing left even if they're earning a lot.
The lesson there is it's not about how much you earn but how much you save. And the next thing is to manage the savings that you're able to make and put it into assets that could earn you passively or appreciate over the period of time.

[Renampun]

...

[a.] Read books related to personal finance.

[b.] Always hang out here on the Bitcointalk forum; you can see and learn a lot from this platform.

[c.] Watch videos that can give you inspiration to become better. And mingle with people who have a positive outlook on life.

financial skills will not be effective if you only learn from books without doing it right away, try slowly to set aside what is important and what is not important in your daily life, for example if you really don't need a new smartphone then don't buy it, don't be hungry and always buy what you don't really need.

Besides that, skills in money management can also be compared to learning to play the guitar or doing other things you like, the more often you hone and practice, the more proficient you will be at managing the flow of your money in and out.

[o48o]

       -   You, yes, you. Are you tired? Can't make progress? Or every time you move forward, something bad always happens? Are you in a situation where you have to start from scratch again? Where does your problem start? in money? Why do you always have no money? Is it because of your responsibilities for your family or because you just don't have spending discipline? It is important that you know what the root of your problem is? Maybe the reason you are not making progress is because you spend a lot, so every time you have an emergency, you move your savings? Or sometimes you can borrow a cape. How to handle money What is real personal finance? What do you have to do to learn it?
-cut-

I wouldn't harm anyone to learn about investing, if they already don't handle it, but listening to others isn't a silver bullet either. Sometimes life throws a curve ball and it isn't your fault that you are losing money from time to time.

Obviously in hindsight you could have shorted markets etc, but life or a timeline doesn't work in hindsight. Many times we see biographies of successful people and their whole timeline seems like a path towards the goal they achieved. However that's not how it goes in real life, people make mistakes and often change paths when they realise they have wrong approach or goals in life. The fact that even those successful people can have parts in their life when they are lost, and doubting their choices, or don't have a clue what they are supposed to do. That's just not talked about as we want to see them as good examples and adore their choices.