KingsDen
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Goodnight, o_e_l_e_o 🌹
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October 02, 2023, 11:23:25 PM |
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There are many people around us, where their income is not enough to manage a family how do you manage your family and economy? There are many people who manage their family very well even though their income is very low in their personal life, how do you manage it?
If your income is low, you have an extra work to do in order to sustain your family. You must first be smart to detect that your present income is not enough to cater for your family. You have to do the following; - Try and handle more jobs in order to earn more in order to sustain your family.
- You have to learn to spend less. Deprive yourself some luxuries because of your family.
- Plan to relocate with your family in the case you are living in a very advance area.
- Endure you do not lose money carelessly
- The most important is to train your child to leave according to what you have
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poodle63
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October 03, 2023, 12:32:33 AM |
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income low means you need to increase it somehow, you just can't stuck with low income forever right? not to mention that there's no workaround to make your family financially sufficient when you are having low income. therefore the only logical solution would be increasing income whether through having second job or something like that. indeed its gonna be difficult, exhausting both physically and mentally but there's nothing you can do about it really. work hard and get a better life, or just stuck like this forever. after all, earning money is indeed hard, many people also experiencing the same thing, really hard to earn money, but its the only way.
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BitcoinTurk
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October 03, 2023, 12:34:11 AM |
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There are many people around us, where their income is not enough to manage a family how do you manage your family and economy? There are many people who manage their family very well even though their income is very low in their personal life, how do you manage it?
First of all, I would like to state that I am commenting as someone who lives alone and doesn't have any financial responsibilities regarding my family. When checking my personal financial situation, I first calculate my fixed expenses for each month. Then, I calculate the amount I can spend for that month and list my possible expenses in line with this budget. In this way, I use my income efficiently and move on to the next month without going out of my budget unless there is an unexpected expense. The most important point to consider when planning your financial situation is to accurately determine the amount of fixed expenses compared to monthly income and to follow the budget plan in a disciplined manner.
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Strongkored
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October 03, 2023, 02:10:35 AM |
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There are many people around us, where their income is not enough to manage a family how do you manage your family and economy? There are many people who manage their family very well even though their income is very low in their personal life, how do you manage it?
People who have a small income that is not enough to meet their family's living needs will start to get involved in debt and slowly when they are no longer able to get debt and are also unable to pay it, they will be involved in crime, at least that is what we see in poor and developing countries, whereas Developed countries' citizens will always have the opportunity to get a job with a large salary and also have double jobs. If that happens to us, the first way is to get additional income and improve your skills to be able to get a bigger income.
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el kaka22
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October 03, 2023, 03:22:00 AM |
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I would suggest try to find more money is the only thing that you can do. Trying to learn to live with a small amount is not acceptable and you are going to end up with something that would be a lot worse. If you go from 1000 dollars to 500 dollars and get used to it, then you will get used to 300 and then to 200. Don't do that, find a way to grow your income, I do not know what OP can do or anyone else that can read this can do, we all have our own separate lives so always try to find something that fits you personally but I believe that unless you try to make some more money than you are not going to do a lot better.
I think it should be important to remember that we are going to end up with a better life not by cutting down on our expenses but get better life by earning a lot more money by finding something we love doing.
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slapper
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October 03, 2023, 11:14:21 AM |
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Isn't managing finances, especially on a low income, like playing chess in the modern economy? Your seemingly simple question has numerous layers that many don't understand or overlook. Low-income families use many tactics, each of which is incorrect. It goes beyond budgeting and thrift. It requires managing economic issues, comprehending financial management, and making judgements that often conflict with personal wishes and requirements.
Those who survive such conditions are not just “managing” their finances; they are fighting economic forces and making decisions that affect their future. Think it's a tireless endeavour that requires sacrifice, smart preparation, and a profound understanding of the economy?
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dothebeats
Legendary
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Activity: 3738
Merit: 1354
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October 03, 2023, 11:23:49 AM |
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I would suggest try to find more money is the only thing that you can do. Trying to learn to live with a small amount is not acceptable and you are going to end up with something that would be a lot worse. If you go from 1000 dollars to 500 dollars and get used to it, then you will get used to 300 and then to 200. Don't do that, find a way to grow your income, I do not know what OP can do or anyone else that can read this can do, we all have our own separate lives so always try to find something that fits you personally but I believe that unless you try to make some more money than you are not going to do a lot better.
I think it should be important to remember that we are going to end up with a better life not by cutting down on our expenses but get better life by earning a lot more money by finding something we love doing.
I agree with you, finding additional source of income is the best way to ensure that we have enough to provide for our family and even save up for the future (and possibly unseen circumstances too). It is hard to just get by and make do of what we are currently getting as we can never be too sure that things will always go smoothly, in such situation if an emegency or sudden changes happen we will surely find ourselves at our lowest and with no way to go. Hence, while it is still early, it is best to find a way to prevent this from happening and much like you have stated it can be answered through finding additional source/s of income. In line with that, developing and learning skills are a must to help us in our path as we find opportunities to earn.
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Razmirraz
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October 03, 2023, 12:39:04 PM |
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There are many people around us, where their income is not enough to manage a family how do you manage your family and economy? There are many people who manage their family very well even though their income is very low in their personal life, how do you manage it? Managing household finances is an additional job for each head of the family so that it is in accordance with what was planned at the beginning of the month. People who manage their families very well even though their personal income is very low always look at their financial conditions realistically before spending. Every individual always has desires and goals that he wants to realize immediately, this is where you as the head of the family must be wise in determining priorities between desires and needs. Your decision will really determine your financial condition, so you have to be wise in deciding what to achieve and postpone for next month. Spend something according to your budget planning in each monthly period. You also need to record your expenses regularly so that it can help you know where the money is spent in that period. Expenditure records really help you in finding financial problems and it is also easier to find solutions if monthly expenses balance with income. Apart from that, you can immediately evaluate the goals you want to achieve in the future so that you can leave a little money to save or invest elsewhere.
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Dimitri94
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October 03, 2023, 12:55:17 PM |
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There are many people around us, where their income is not enough to manage a family how do you manage your family and economy? There are many people who manage their family very well even though their income is very low in their personal life, how do you manage it?
There is a proverb that “cut your cloth according to your cloth” no matter how little or small our income we have to live within it. Many may be struggle to manage life but still have to continue struggle to survive. In recent times, we have seen that due to global inflation, the prices of all kinds of goods have increased to a large extent, while people's incomes have not increased. But even in this situation we have to survive so the necessary expenses have to be reduced. Spend as little as you can just to survive and have to find ways to increase our income.
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wallet4bitcoin
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October 03, 2023, 01:00:23 PM |
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In one sentence:
INCREASE YOUR INCOME or REDUCE YOUR LIABILITY!
Everything you have to do to maintain a balance in the finances of both your family and your personal life is hinged on the above statement. If you can uphold it at every point in time, it guarantees a balance. If you consume less than you earn and don't increase it while you keep increasing your income, its best for you as you will have been at the very extreme of abundance.
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livingfree
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October 03, 2023, 01:05:29 PM |
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I know it's tough when you don't get that much income for your family. But starting to breakdown your expenses and list them will make you see the picture out of it.
You'll be able to find what are the unnecessary things that you need to cut down because it's just a waste of money when you spend and include it to your tight budgeting.
Also, if budgeting is still not enough, you need to find more source of income or if anyone in your family is already allowed to work too. Tell the situation so that you get to have a team work for your ease.
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Bitco55
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October 03, 2023, 02:38:43 PM |
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Having a low income with many bills can be stressful, and managing the family, bills, and income all comes down to two things ; Plan and expand. Plan your expenses very well. Even with low income, you can get through bills when you make a proper budget and allocate funds to each pressing need. Expanding may be in the form of getting a side hustle, and probably getting an extra hand from a member of the family. One very important thing to note when it comes to expanding and trying to manage your family's needs would be to save up.
I know this may sound like a bad idea since" the money's not enough" and so on, but this is important. Trying to plan your expenses and getting an extra job is just a short-term solution. To make sure you're not struggling in the next 5 years waiting for some kind of destiny helper, you'll need to save. It could be 10% of income, $1 every day/ every week, however it best works for just as long as you do it periodically. And of course, don't leave your saved money idle, invest it in something sure and less risky.
It may be hard trying to manage a family now, but trust me you don't want it to still be hard everyday till
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topbitcoin
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October 03, 2023, 03:16:20 PM |
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There is a proverb that “cut your cloth according to your cloth” no matter how little or small our income we have to live within it.
If you are a mouse then never apply human standards of living later you will be disgusted if you have to live in a coberan and if you are a freshwater fish then never go to the sea even though it is wide because it will make it difficult for yourself and could kill yourself, better stay in the river or in the pond which even though it is narrow but it is your environment. which means if your finances are still below average then don't ever try to apply the standard of living of the rich which in the end this will only make it more difficult for yourself and always complain about a situation that you experience. INCREASE YOUR INCOME or REDUCE YOUR LIABILITY!
how can we possibly reduce the need for a need that exists, the name of a need is increasing day by day and not to mention the addition of commodity prices that continue to increase. In responding to this, we still have to increase our income and not depend on just one job. It would be better if you create an independent business opportunity through the knowledge and creativity you have. And don't forget for now to put aside first a desire to live luxuriously which only says prestige alone. So I agree that what we should do is to "increase income without having to reduce an obligation."
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DrBeer
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October 03, 2023, 03:32:47 PM |
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There are many people around us, where their income is not enough to manage a family how do you manage your family and economy? There are many people who manage their family very well even though their income is very low in their personal life, how do you manage it?
A man should always provide. This is what we have learned as we grew up. So doesn't matter what your income is, a man can find ways to provide for his family. I live alone so I may not know about it, but when there is a responsibility on my shoulders, I will find a way somehow. Maybe I will have to suffer, or my family will suffer too, but that's the push that I will need to expand my way of earning. Here's an interesting fact. As a Muslim, I believe in it. So here it is. The word Rizq is mentioned 123 times in the Quran and most of which essentially addresses how it comes from Allah the Exalted. It is He who determines what a person will obtain in this life. It is Allah who gives us happiness and Allah who sets the events for sadness. He is Allah Ar-Raziq and Ar-RazzaqSourceSo you have to do what you can to earn but Allah is the one who will provide for you. But the thing is you need to try and keep on working. When you are providing for your family, their rizq(Some scholars translate Rizq as ‘sustenance’, ‘provision’ and some call it ‘blessings’. ) will also come from your hand. So somehow everything will be alright. All you need to do is work in order to get it. I don't want to stir up religious animosity or controversy, it's a pointless endeavor. BUT. Referring to someone controlling your destiny is a very convenient and comfortable concept to absolve oneself of responsibility. If a person does nothing, he will have nothing. If a person works, has goals and the desire to achieve - he achieves them. Environment - imposes some difficulties/comfort. But external circumstances also shape ordinary people. Faith is for the soul, but not for business, wealth, and prosperity. Let's not try to mix reality and religion !
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Poker Player
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October 03, 2023, 03:47:43 PM |
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What you have to do is to increase to income. I have been following personal finance for a long time, not only theory but experiences of people who paid off their debts and subsequently got rich. Each and every one of them increased their income. You can see many cases in the Ramsey show, in the debt free screams for example, especially to get rid of debt. Once people achieve this step they can take their foot off the gas and allow themselves to earn less, although many still earn the same or more.
When people start to get interested in this, what they think about is saving, but the second and very necessary step is to increase your income. When you have been saving and investing for a while and you manage to increase your income, your finances skyrocket.
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Aanuoluwatofunmi
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October 03, 2023, 04:22:40 PM |
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Cut your coat according to your size, have budget for every of your needs and prioritize your needs from wants, then look into the value of your income level and guage the rate of how you spend from what you earn, you can also think about doing other things that could help increase your income level, one has to be diversified in making provisions for an additional increase on the source of income, we have to be dynamic and always seek to seize opportunities in whatever thing we done as long as they will serve us as source of income to our own profitability.
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Mpamaegbu
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October 03, 2023, 04:31:15 PM |
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Eating, drinking, housing, and clothing, these are the basic components of human life that cannot be dispensed with.
I saw what you did there by adding, "drinking" 🤔. Drinking should be seen as a luxury. I was given to understand in my formative years that the basic were Food, Shelter and Clothing; but it's ok if you want to indulge your cravings. We're going to call for an amendment then 🤗. Joking apart, and back to the issue at hand, I think the easiest way to manage a family on a meagre income is to tailor one's expenses to suit one's earnings. Discourage anything that will weigh on one's income. If one is married with kids, one shouldn't be in competition with others on what school one's kids attend. If one can't afford private schools, one should place the kids in public or government owned schools. At least, school is school. The kids all get to be taught the same syllabus and alphabets. Close your eyes to the environment, put extra time in teaching your kids when they're back from school. Pick what you eat to stay healthy. Hangout less so you won't spend more. Be quiet at parties, and don't spray cash because others are doing so. Cook at home more and minimize eating out. Then, finally, work on getting a side hustle.
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safar1980
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October 03, 2023, 04:40:15 PM |
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There is a very large difference in salaries in Russia. For example, my mining farms are located in the village because electricity is the cheapest there. The average salary in the village is 70-120 dollars, for physically demanding work such as wood cutting it is 200-300 dollars. In the city you can find a job as a courier or food delivery person for $600 or more, and there are always vacancies, because the work is also not easy and you need to move around a lot.
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tjtonmoy
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October 03, 2023, 04:48:51 PM |
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I don't want to stir up religious animosity or controversy, it's a pointless endeavor. BUT. Referring to someone controlling your destiny is a very convenient and comfortable concept to absolve oneself of responsibility. If a person does nothing, he will have nothing. If a person works, has goals and the desire to achieve - he achieves them. Environment - imposes some difficulties/comfort. But external circumstances also shape ordinary people. Faith is for the soul, but not for business, wealth, and prosperity. Let's not try to mix reality and religion !
Well, let me explain it a bit more for better understanding. It is said that you need to work for what you want. And you need to work hard. But what you get comes from Allah in the form of Rizq. It could be anything from food to clothes to drinking water. The concept here is to keep on working, but when it comes to getting value for what you have worked for, that's in the hands of Allah. To a religious person, it is something you should believe without any question. But to those who are not from the same religion, you can take it as a form of motivation. There's someone always to give you, so all you need to do is work in order to earn it. That's it. Everything will work out somehow, that's the thing that keeps us going in life right? So you can take this as you want. But the results will always be positive in the end. Never give up and just keep on working. Ups and downs are just a part of life. But only the end results matter.
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DrBeer
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October 03, 2023, 05:08:40 PM |
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I don't want to stir up religious animosity or controversy, it's a pointless endeavor. BUT. Referring to someone controlling your destiny is a very convenient and comfortable concept to absolve oneself of responsibility. If a person does nothing, he will have nothing. If a person works, has goals and the desire to achieve - he achieves them. Environment - imposes some difficulties/comfort. But external circumstances also shape ordinary people. Faith is for the soul, but not for business, wealth, and prosperity. Let's not try to mix reality and religion !
Well, let me explain it a bit more for better understanding. It is said that you need to work for what you want. And you need to work hard. But what you get comes from Allah in the form of Rizq. It could be anything from food to clothes to drinking water. The concept here is to keep on working, but when it comes to getting value for what you have worked for, that's in the hands of Allah. To a religious person, it is something you should believe without any question. But to those who are not from the same religion, you can take it as a form of motivation. There's someone always to give you, so all you need to do is work in order to earn it. That's it. Everything will work out somehow, that's the thing that keeps us going in life right? So you can take this as you want. But the results will always be positive in the end. Never give up and just keep on working. Ups and downs are just a part of life. But only the end results matter. Agreed ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif) If you evaluate the situation from the perspective of your Faith. Some believe Cthulhu is helping. Someone - that Zeus or Poseidon, and someone believes that it is the Great Tree. I believe that everyone has the right to believe whatever they want. It's everyone's personal business, it's freedom of religion... It's the rights of people in a free society! I, as a pragmatist and atheist, am more inclined to a practical explanation of events, and this is also normal. If it is more convenient for you to attribute these events or the management of your life to your chosen faith, that is your right too! But try to look at life through the eyes of a realist, and you will realize that between "religious explanations" and reality, there are a lot of nuances that "holy scriptures" do not correspond in any way. And I hope you will not prove to me from the point of view of religious canons that being lazy, untalented, you can be happy, successful, and live in wealth and quality of life ? Once again I will return to the argument - you can believe in anyone or anything, but if you are a bum, have no goals, don't want to work - there will be no result !
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