What is the right age for financial stability?

[Dr.Bitcoin_Strange]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I quite think that there is a particular age at which one is supposed to have been living a comfortable lifestyle financially. That doesn't mean that someone who doesn't meet that age lives a lavish lifestyle. There's a parable that says, "All fingers are not equal." So, we understand that not everyone is able to meet up at the same time.

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

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[philipma1957]

The sooner the better. But the issue is time is weird.

At 18 waiting til 30 seems way too long. Never mind waiting til 50 or 60.

I am 66 If I make it to Jan 2024 I will be 67.

I can testify to this ten years is not much time. Neither is 20 years.

If you invest at 18 and hodl the investment 20 years you will usually do okay.

[Tuturtinular]

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

Yes, we should use our youth to earn money and invest it so that when we are old enough we have assets and if there is a sudden need for household expenses or children's needs, our assets can be used as reserve funds. But I realized it when I was old enough and I regretted having missed that opportunity.

I have a good opportunity and a good chance, because I joined the forum in 2017 and at that time the bounty campaign was very promising because the results were very good. I got a decent income from the forum but I forgot to invest and the money was used for living needs, having fun, and helping my parents, I forgot that I needed to invest and I only realized it now. Right now I can only regret that I missed the opportunity I had

[GideonGono]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I quite think that there is a particular age at which one is supposed to have been living a comfortable lifestyle financially. That doesn't mean that someone who doesn't meet that age lives a lavish lifestyle. There's a parable that says, "All fingers are not equal." So, we understand that not everyone is able to meet up at the same time.

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

Financial stability differ on each person, some could be matured on their early age due to their circumstances, while other could enjoy their life because they have the privileges due to their family status.
And for my opinion if we would need a specific age to start on being serious on our life it would be at our mid twenties, in our teenage years we could enjoy our life and study but on our early twenties that is the time where most of us would face some life changing circumstances like others are already having family or kids.
So in our mid twenties that is where we should make plan and see ourselves on the long term, build what we need to build not just for our own but also for our family.

[passwordnow]

With that phrase or parable you've mentioned, I won't give an exact age on what is the right time for someone's stability. It's because we have our own timeframe but this only applies to those people that are trying hard, working hard, and trying to be the better person that they are.
It's true that our decisions will determine us on what is the right age for our financial freedom.

There are cases that there are kids that achieved that when they're on their teens and don't get it wrong or don't be discouraged when you happen to see one. It's because we're not all the same thinking and with proper guidance, someone can really achieve that right. While on the 20s-30s, that's the time when people gets to enjoy most and even up to 40s.

But as said, you do you. So whatever makes you happy, you make memories and you create it together with the people that you're happy with. It is incomparable to the topic that we have for being financially free. We can always work for the money but if the goal is to retire early and get lesser work but more time to enjoy. That's why you see people work tirelessly from these ranges of 20s-40s and then gets to enjoy life 40s on wards.

[Lida93]

The sooner the better. But the issue is time is weird.

At 18 waiting til 30 seems way too long. Never mind waiting til 50 or 60.

I am 66 If I make it to Jan 2024 I will be 67.

I can testify to this ten years is not much time. Neither is 20 years.

If you invest at 18 and hodl the investment 20 years you will usually do okay.

Our backgrounds has so much to do with the right age of being financially stable. We all come from a different families and that says a lot about us.

We don't expect someone from a poor background to start investing at age 15 - 20 when they can barely feed well at home or afford going to college . You must have extra to start thinking of Investment. Which is why it's weird if we're to make a timing that's suitable to invest in ones life to achieve financial stability.

Justin Bieber was financially stable before he got to age 19 in fact he was just waiting to get to the age constitutionally recognized as adult age for him to have control of his finances. But we know there are Bieber's age mate that are still struggling with life as we speak. What am I saying real sense, it's that there's no age for financial stability. Whenever yours arrive accept it that way.

@Philipma1957, the good Lord will surely make you see 67 and beyond, in good health.

[Bananington]

There is no right age for this, the age is different for everyone. If we put an age to it as the right age, it will make people who have passed that age and not yet achieved financial stability to think that they have missed their time and will never be able to become financially Stable which is false.

Financial stability can be achieved at any age, but it is better that is achieved early in life.

[Dr.Bitcoin_Strange]

I can testify to this ten years is not much time. Neither is 20 years.

Same as me, time flies so fast; it could look like there are a lot of years yet to come, but before one knows it, the person will just realize that the 10 years have already been reached or even exhausted.

If you invest at 18 and hodl the investment 20 years you will usually do okay.

Yeah, that's true. One pastor was given a sermon one Sunday, and he was talking about "the benefits to sow early." Then he talks about a stock he invested on when he was yet 18 years old, and after 20 years, the profit he got from that investment was able to build him a house.

That's to say, investing on time and holding for a long time is very beneficial, and also, if someone invests very early, like at the age of 18 or more, at that time, the person is  not yet open to a lot of responsibility because they might still have some guardian who is yet providing for their needs, and as such, they will only have little responsibility.

[Darker45]

Financial stability is for everyone regardless of age. It's just that people have different needs and wants, and age is sometimes a factor. Another factor is your resources. You don't have to prioritize savings or investment especially if what you have is limited. Although there are parents who teach their young children to save, a child doesn't actually think about that. A child only wants toys.

All I'm saying is that we're sometimes too futuristic that we forget about the present. If you're young, it isn't bad to go out and spend your money and travel and enjoy life.

[MusaMohamed]

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

Different people have different knowledge, skills, occupation to work for money. Some can work better, get higher salary than others and if they have good personal financial management skills, they can have better life than others. Not all people who work and get high salary can have better life than people who have lower salary. They only have it if they can use and manage their personal finance well enough.

It needs education on personal finance and it needs experience and usually we see people start to get better finance when they are entering their 30s or 35s. Because they already experienced in life, in finance, learn from their lessons and make less personal financial mistakes like when they are younger.

Usually when people are teenagers, they don't have ability to earn money so very few of them can make saving for investment.

[mamesso]

The main challenge for those aged 20 years is the difficulty of managing financial planning and setting aside income for savings or investments. 20 years of age is the transition age from adolescence to adulthood, usually at this age they are still very unstable, they often spend more on new experiences than saving or investing for long-term needs.
They feel they have full authority over themselves, have a job that can support themselves, have no dependents (not yet married) or pay installments. The low level of responsibility in life makes them spend money more often to enjoy the results of their work efforts and buy new experiences. Each age level has different financial needs and demands, but initial planning for choosing the type of investment must be done carefully according to age and needs.

[kentrolla]

There are lot of factors which defines this answer it's not only about becoming financially stable or independent but rather about equality because not everyone have same sort of opportunities to fulfill their financial needs and save because there are people who are born with silver spoon and gets graduated from top tier colleges and gets placed at high paying job which am average person cannot even reach after multiple years of work experiences, some of us earn just sufficient enough to feed their daily for the day and here there is no luxury of trying to invest when survival becomes difficult, then there are people who breaks the chain of poverty by not giving up. I feel it's more about opportunities and people should be educated at their college level itself about savings and investments so that they don't work till the age of 60s, rather people should be made aware how to divide their expenses and try to invest even if it's as little as $10 per month.

I don't think there is any definite age but I think one should attain this by early 30s.

[philipma1957]

I can testify to this ten years is not much time. Neither is 20 years.

Same as me, time flies so fast; it could look like there are a lot of years yet to come, but before one knows it, the person will just realize that the 10 years have already been reached or even exhausted.

If you invest at 18 and hodl the investment 20 years you will usually do okay.

Yeah, that's true. One pastor was given a sermon one Sunday, and he was talking about "the benefits to sow early." Then he talks about a stock he invested on when he was yet 18 years old, and after 20 years, the profit he got from that investment was able to build him a house.

That's to say, investing on time and holding for a long time is very beneficial, and also, if someone invests very early, like at the age of 18 or more, at that time, the person is  not yet open to a lot of responsibility because they might still have some guardian who is yet providing for their needs, and as such, they will only have little responsibility.

yeah i was such a mess at 18. no clue 🕵️‍♀️  about long term hodl.

I finally was able to make a good gain with doge 1000 became about 85000 with a long mine and hodl.

[Despairo]

To achieve financial stability is easy, you just need to work to get paid at minimum wage and spend your money carefully to survive. Actually most people are financial stable, but they choose to overspend their money for entertain, someone can bought Nissan Versa which only cost for $17K, but they choose to buy Lambo when both of them has a same function.

It's cheap to live comfortable, but it's become expensive when you're want to impress people.

At 18 waiting til 30 seems way too long. Never mind waiting til 50 or 60.

Quarter life crisis, it's where most people think about the purpose or goal they want to achieve in their life.

[bayu7adi]

If you invest at 18 and hodl the investment 20 years you will usually do okay.

Like most young people, at 18, they are full of energy, have plenty of time, but no money. investing can feel like an impossible feat for many young folks. Financial literacy isn't common, making it a rare occurrence. Only young people with the guidance of wealthy parents who understand this can make it happen... privilege as part of a wealthy family can be a significant accelerator for them.

It's quite common for people with limited financial means to take a bit longer to achieve financial freedom. It makes sense for them to aim for that when they reach their 40s or older, where they should ideally have a more substantial source of income. The process takes a little longer because there are bound to be many human error along the way, which necessitate more time. They need to bounce back when they fall, a struggle that those born into wealth don't typically have to experience.

By the way, at your current age, have you achieved the financial freedom/financial stability you aimed for to retire from exhausting physical work?

[franky1]

starting from working age(18)
most people 18-25 are single/unmarried/living with parents
so their bills are low, disposable income is high, they have no dependants(wife/kids) so have no responsibility.. thus if they die tomorrow they dont have to care about paying for wife/kids to continue on without them.. so they spend on experiences and lifestyle "of-the-now"

25-30 is usually the period of getting married/having first child. which is where any disposable income is spent on making a secure home and looking after family (mortgage deposit, weddings, diapers and kids clothes are not cheap)

its usually 30+ when they start thinking of consequences impacting the future, impacting their new family. so they invest into kids future college and start doing life insurance and pension investments, paying down their mortgage

50+ is usually time mortgages are finalising and things get less chaotic. the kids have left the house there is no mortgage left to pay so the disposable income rises, and its this point when people are financially stable

...
most economists think living costs should be
30% housing
40% bills
30% food/disposable income

so in the 18-25 category it actually turns out to be more like
0% housing
10% bills
90% food/disposable income

[yhiaali3]

Of course, investing at an early age is a very good thing and has great benefits in the long term, as if a young man invests an amount of money at the age of 18, he will have good capital to start his working life in a comfortable way.

But this is only theoretical. First, young people at the age of 18 do not have their own income. Rather, they mostly depend on their parents, so if their parents are not wealthy, they will not get a lot of money to invest. The other important thing is that young people at the age of 18 do not have sufficient awareness and experience to start investing. They are also not qualified to take responsibility.

It is very rare to find young people at this early age whose minds are mature enough to think like this big.

[armanda90]

Don't make your self on under pressure have to be financial stability under 30 years old, lets enjoying moment and during you still work every day and keep active participating in investment or airdrop project I sure one day later you will have financial stability. I am still remember with my self almost pass college but still not have financial stability, after knowing with passive income trough online my financial condition have been better. I don't think good ideas have under pressure such as before raising 30 years old have get financial stability, some people can raise with their financial stability after having children and their age above 40 to 50 years old.

Its not important about how years old we have financial stability depend keep on hard work and always try new opportunity for investing in any kinds investment can give profitable in the future.

[bluebit25]

I think it doesn't depend on age, but of course prejudices in society make us responsible for our own lives. My friends are many different ages, including those who have just become adults, but they can already earn their own money. It must be said that they have a lot of money, but that is how I use the perspective measure material aspects to compare with them. But it is clear that in each position of different opportunities, we will have a responsibility to serve the lives of our friends as well as the community, some lifestyles that I consider wasteful when they no longer have to think much about their lives. Financial matters when subsidized by their government, and being given a monthly amount of money helps them travel to many places at low cost, and can also be seen as a choice for life experiences in each person's life. But for me there is no specific age, because always trying in life to be motivated to overcome many challenges is not about making a large amount of money and enjoying it.

[bitzizzix]

Currently, in my opinion, young age is no longer relevant and today's society must be able to stabilize its finances. And the younger the better because the younger generation still has enthusiasm and supporting energy which must be utilized as well as possible in terms of work and also side jobs to stabilize their finances. And for the good of a comfortable future life, especially in financial matters.
Simply put, from childhood we are taught to save so that we can prosper financially and even become rich.
And by saving and also having a stake that is bigger than the pole, it means that expenses are not greater than income. And we have to buy things or desires according to our needs and this is true, and with these habits at a young age we can invest, and also
can manage money very wisely.

[Solosanz]

starting from working age(18)
most people 18-25 are single/unmarried/living with parents

so in the 18-25 category it actually turns out to be more like
0% housing
10% bills
90% food/disposable income

Isn't in US 18 years old people should leave their parent house because they're already mature? if they need to leave their parent house, they will pay housing around 30-50% which is high. I'm not from or live in US, but in my area is also like that, they move to other city that far from their home or other country that force them to rent an apartment.

so they spend on experiences and lifestyle "of-the-now"

Aka Revenge buying and this is nothing new for the new generations.

[Poker Player]

Financial stability depends on two main components: your income and your expenses. You can have a good income from the moment you start working, what happens is that it tends to become more secure and increase as the years go by, and the expenses also if you are young you tend to want to spend more, especially on experiences. I would say that there is no "right" age for it, as the OP ask, but it is more likely to happen from 30 onwards.

[aylabadia05]

I quite think that there is a particular age at which one is supposed to have been living a comfortable lifestyle financially. That doesn't mean that someone who doesn't meet that age lives a lavish lifestyle. There's a parable that says, "All fingers are not equal." So, we understand that not everyone is able to meet up at the same time.

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

At the age of 17, some people are starting to learn how to manage financial stability because of the need to work for just one day's food even though the thought of becoming rich and achieving financial stability in the future has not yet occurred to them.

For descendants of conglomerates, it may be between the ages of 23-25 and above because the age below is still planned to focus on studying in order to continue the family's legacy of wealth.
I don't know, the level of economic difficulty determines when is a good time for future financial stability.

[inthelongrun]

It is hard to specify an age because things are different from places, beliefs, and conditions. In rich and modern countries maybe most people can easily attain financial stability when they feel the need to be serious with life. When we're young we always think about money while old people value time as gold. There is nothing wrong with enjoying life or saving and living a serious life early. Some people were also born rich and money is not a problem to them.

What is sure to me is we need financial stability when we think about starting a family or having a kid. It's not a choice anymore but it's about being responsible.

[angrybirdy]

It is hard to specify an age because things are different from places, beliefs, and conditions. In rich and modern countries maybe most people can easily attain financial stability when they feel the need to be serious with life. When we're young we always think about money while old people value time as gold. There is nothing wrong with enjoying life or saving and living a serious life early. Some people were also born rich and money is not a problem to them.

What is sure to me is we need financial stability when we think about starting a family or having a kid. It's not a choice anymore but it's about being responsible.

It's quite difficult to say what is the right age in being financially stable at this moment because everything is so expensive. If you're a typical individual who's living paycheck to paycheck, you aren't able to achieve the financial stability that you want unless you're having a business or other source of income with double or triple pay than your Primary source of income. Living in this society makes a person become more open to the idea that everyone needs to become financially stable at the young age which it should be. If you really want to retire at the age below 60 years old, You must make a way and do some actions on how you can be a successful individual while you are young.

[Kakmakr]

I am one of those people who believe long-term investment bring early wealth and I will stand by that. We know compound interest are very powerful and compound interest work miracles over long periods.

You should start working the moment when you leave school and you should study part-time to improve your knowledge and to build your CV. The youth of today seem to think it is normal for their parents to pay for them to study and also live in their parents home until they are 40... but that perception need to change.... YOU as an individual are responsible for your own life and YOU have to work to achieve that.

I worked to pay for my studies and I left the house, just after I left school... and I paid for everything I owned in life. 

[electronicash]

the younger you are to gain financially stable, the better. you will have time to spend more hours to leisure when you get to 45-65 where you can enjoy life travelling.

you will forget importance aspect of life sometimes when you gain financial stability at young age however which some people regret like having to start a family at older age.

you don't wanna chase your kids at 50 while they are still 3-5 years old.

[rat03gopoh]

Whatever age you're when you get married. It is a time when a person has an irresistible responsibility, to give/support others life. Of course, financial stability can't be achieved in just a week or a month. The ideal preparation (imo) is say 2 years or longer before you plan to get married.

[Jatiluhung]

I actually wasn't really able to enjoy my youth with a free life like many of my friends who were the same age as me lived. But since I was young, I have lived a life that has led to my desire to achieve economic stability since I was young. Now I'm almost there. I haven't achieved financial freedom yet. But financially I feel comfortable with my current condition. Well, my life is mostly spent making money. Sometimes I even lack time to sleep. But I enjoyed my youth this way. And I am satisfied with what I have done.

My goal is to gain strong financial strength from the age before 40 years. Or I want to gain financial freedom before that age. And maybe there are many who want the same thing as me. Because the friends where I work now have almost the same goals as me. And I'm sure everyone here is the same as me. Namely wanting to have financial stability from a young age. And have financial freedom before old age.

[iv4n]

Financial stability includes factors like having a reliable income, savings, investments... it's how we become prepared for some unexpected challenges. So I think there is no financial stability without psychological maturity. And we all know that some people grow up faster than others, and some people never grow up.

I guess we can't say that there is some fixed age for financial stability. It depends on our life goals, careers, and choices. Some people find stability in their early/late ages... It's not about age, it's about when someone figures out how to manage money wisely.

[Promocodeudo]

Your views are right, as you said, is not easy for everyone, let me use African countries as an example, though I won't say that people are not making it at a young age their, I must tell you that it is not easy for this set of settlers, it an almost impossible wider population of the youths in this continent to make at that age you mentioned, the environment has made it to be so, I concur to your piece of writing that one need to have saved a lot and fends for themselves at the age you put up there, but I tell you that this will only happen if such country is stable, we can not dispute the fact young people must times makes mistake and are made to be victim of circumstance, in financial growth, it is normal for some people to a height before some people but it takes courage and discipline to save at this stage.

[Yamane_Keto]

There is no ideal age, and for financial stability, nothing is more important compared to learning. If you are 20 years old, it is better for you to learn more and take risks, as you still have a long life to take risks, and even if you achieve losses, the responsibilities are not large, which you are supposed to bear, but if you are afraid of taking risks in the beginning of your age, it is better for you to look for stability and a normal life, which is represented by a secure job and an income equal to your expenses, with a surplus that you can invest. The risk is not in gambling or crazy things, but in doing unusual things or investments in your area. Even if you lose, you learn.

[benalexis12]

Having financial stability depends on the determination of each individual and the financial method they use. When it's financially stable, that means the system you're using is right.

Because of my experience, at the age of 21, I already had the mindset that at the age of 26, I should have a house and lot, but it didn't happen. I gave my effort to achieve it through different types of investment, and my mistake was the system that I entered, which all ended up being pure hype and wrong investment schemes. I only became financially stable at least in 2017, and this was the time when I somehow had knowledge about cryptocurrency, or Bitcoin. So, it means that it also depends on the opportunity that you enter and choose.

[justdimin]

There is no right age for this, the age is different for everyone. If we put an age to it as the right age, it will make people who have passed that age and not yet achieved financial stability to think that they have missed their time and will never be able to become financially Stable which is false.

Financial stability can be achieved at any age, but it is better that is achieved early in life.

I thought there is no right age for this? But, then you also said that the age is different for everyone? Are confused or what? But For me, I think there is truly a right age for this. Usually, this is the problem that an adult person is facing, and not by a child.

A Child can only care about having fun but there are practical parents who teach their children about money management too early. So that they will know how to value money and won't recklessly spend it on none-sense things like toys and candy. For those who put or set an age limit. They shouldn't set an age that are too high like above 40 because that is the one's that is truly late.

[Sayeds56]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I quite think that there is a particular age at which one is supposed to have been living a comfortable lifestyle financially. That doesn't mean that someone who doesn't meet that age lives a lavish lifestyle. There's a parable that says, "All fingers are not equal." So, we understand that not everyone is able to meet up at the same time.

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

Your perspective on financial responsibility and planning for the future are quite admirable. Generally there is  consensus among financial experts  that it is better to start saving and investing as early as possible to take advantage of power of compounding which can significantly increase wealth overtime and ideally financial stability and security can be achieved around the age of fifty. It is important to keep in mind that success in achieving goal depends on making right decisions at the right time consistently and making investment in projects with significant growth potential.

[hyudien]

And other problems that each person experiences are different, not as ideal as we are talking about. Being born into a fairly dire financial condition means that your path is different from people who were born rich and at a young age can still enjoy an inheritance. It sounds ideal and a dream to be able to invest at a young age, utilize the finances you have and then enjoy old age with consistent benefits. Who wouldn't want that?
Just look at the direction in which the economic conditions to support daily life must decline, even if you look at the crisis, every country is affected by conflict/war, where our idealism is not important at all. This gives us an idea that financial stability cannot be achieved, we feel that what we already have is still lacking and that is human nature. Returning to the discussion about investing at a young age, what do you think about those aged 40+, should we say they no longer have the opportunity to invest? In fact, there is no specific benchmark at any age, investment still applies to those who are ready from a financial perspective.

[carlisle1]

Financial stability includes factors like having a reliable income, savings, investments... it's how we become prepared for some unexpected challenges. So I think there is no financial stability without psychological maturity. And we all know that some people grow up faster than others, and some people never grow up.

I guess we can't say that there is some fixed age for financial stability. It depends on our life goals, careers, and choices. Some people find stability in their early/late ages... It's not about age, it's about when someone figures out how to manage money wisely.

Yeah right, there's no right age but there are factors that we need to consider as we are always facing different cases in our life, like what you
said, there are people who find their stability late in their life but there are also young minds who manage to enjoy stability at a very young age,

people who know how to acknowledge the challenges in life and manage how to work on it and enjoy whatever financial sources that they have been through.

Not all have the same fate but through dedication and the goal to achieved there's always potential that you will be able to gain that aimed stability.

[Majestic-milf]

I am 66 If I make it to Jan 2024 I will be 67.

It's good to prepare one's mind for unforseen circumstances but this here got me feeling weird. Gee, don't sound that way! I know you'd see more new years!

 To be financially stable means you don't need to worry about the next meal and bills and you can afford to lead the lifestyle you want but that has to take a lot of things for that to happen. If there is a certain age that is tagged as a right age, say 30, then it means people who haven't gotten to that age wont have to worry till then, which invariably means, they will have to be financially dependent till then, right? To be financially stable and independent means you have equipped yourself with skills to push your goal of achieving your dream. What should these skills be? Investing your time in getting a college degree, also learn other life skills like problem solving, critical thinking, creative thinking and interpersonal relations as this will help build your marketability status as most organizations look for individuals who can be quite versatile and if it so happens you can achieve these skills at a young age, you are good to go.
 Another thing is, everyone has their time for which things can work for them, take  Colonel Harland David Sanders, the founder of KFC for instance.

[lovesmayfamilis]

There is a concept that you need to work for your name until you are thirty. That is, get an education, work, and save some money for the future. After reaching thirty years of age, your name should already be working for you. You acquire a profession and become a competent specialist, whose services speak well of your level of knowledge and, that is, of your name. Unfortunately, these truths do not apply in our time. People either need some kind of job, even with a good education, or, on the contrary, people are very lazy and want to get everything at once, regularly bumping into scammers. Therefore, my opinion is that everything depends on the society in which a person is raised and on his way of thinking. Some people can escape poverty at the age of thirty, while others still live on loans at fifty.

[demonica]

Can't say a specific age for this but of course, better to achieve financial stability at a younger age so you can enjoy what you achieved while you still have the time and the energy. But this thing depends on every situation and every person. Others may find it harder to achieve stability especially if they started at the rock bottom but for others, it can be easier having the privilege of good financial background from your parent's wealth.

There's no "right" age for financial stability cause some are late bloomers. Others may achieve it at a younger age while others may achieve it a little late but as long as you can enjoy that status after all the hard work, then that's great. I'm also hoping that I can be financially stable soon...

[hugeblack]

The earlier you are and start saving and learning about how to start your own business, the earlier you will reach financial freedom. One of the problems is that we learn about money after a person completes university education, meaning that he begins learning about money and investing at the age of 24, whereas if he started, even in a small way, from He is 12 years old then, and at the same age he will have 12 years of experience and will be able to reach financial freedom easily at the age of 35, which is the age at which obligations begin to increase.

[Wexnident]

~

It mostly depends on how you grew up really, but ideally, by the time you enter the workforce, you have some sense of idea on what to do and the basics of financing. Even the simple allocation of your monthly salary towards your needs and wants is a big step already imo. Even the idea that debts, especially if you're in the middle to lower class, is something you'd best avoid. Especially if you consider how age 18 has that idea of freedom of time where you're able to pick up on a bunch of other things. Granted you won't be able to test them out since being 18 also limits your financial capability, but hey, at least you know stuff by then already. It's really dumb how educational institutions don't tackle stuff like these really. 

[michellee]

There is no appropriate age benchmark for financial stability because those aged 20-30 can have financial stability. These people are willing to take the trouble to work and prepare for a better future. They are willing to work while their friends spend more time following their lifestyle.

If someone can gain financial stability at a young age, they no longer need to worry about living their days towards old age. He had prepared everything well and just had to get on with it. I prefer to see young people who are busy working, investing and saving for their future than those who are busy following an endless lifestyle.

And everything will depend on how a person can make the best use of his youth. And they can start to busy themselves with saving and investing before they reach 30 years old. If you are still young, try to be more active in preparing for the future. We will get the benefits when we are old.

[stadus]

Typically, we realize the importance of financial stability when we plan to start a family. Building a family means securing their future, especially if we have kids. We aim to provide them with a good education and a comfortable life. When we're young, it's crucial to take finances seriously. However, if we become too focused on money, we might forget to enjoy life while we're free and have the support of our parents.

But once we reach a more serious stage, usually around 30 years old, it's essential to concentrate on our future and avoid making unwise decisions that could harm our financial prospects. Investing is the best way to achieve financial stability, but it's a gradual process. Initially, you need to learn, often by working for a company, to understand how businesses operate and how the business world functions.

[naira]

starting from working age(18)
most people 18-25 are single/unmarried/living with parents
so their bills are low, disposable income is high, they have no dependants(wife/kids) so have no responsibility.. thus if they die tomorrow they dont have to care about paying for wife/kids to continue on without them.. so they spend on experiences and lifestyle "of-the-now"

25-30 is usually the period of getting married/having first child. which is where any disposable income is spent on making a secure home and looking after family (mortgage deposit, weddings, diapers and kids clothes are not cheap)

its usually 30+ when they start thinking of consequences impacting the future, impacting their new family. so they invest into kids future college and start doing life insurance and pension investments, paying down their mortgage

50+ is usually time mortgages are finalising and things get less chaotic. the kids have left the house there is no mortgage left to pay so the disposable income rises, and its this point when people are financially stable

...
most economists think living costs should be
30% housing
40% bills
30% food/disposable income

so in the 18-25 category it actually turns out to be more like
0% housing
10% bills
90% food/disposable income

Of everything I've read and noticed, this is the only thing I find particularly relevant. If broken down by age and way of thinking about money management, I'd say this is 100% true and I've really experienced it. Because when I was 18 years old I had no burdens so I only focused on pleasing myself, under the pretext of enjoying the results of hard work. Never thought about investing or thinking about any guarantees. Then, after 25-30 minutes, you return to stating the correct facts. Having children is currently the only main focus, working every day just to meet their needs, setting aside some to build a dream house, then investing to ensure my child's education.

And the next phase is still a mystery, thank you for grouping these ages, it makes me a little nostalgic for what I did in the 18-25 year age range.

[Bitco55]

Like the OP said already the age differs from person to person and, to be honest, there are a lot of things that influence the age of financial freedom for a lot of people. Ranging from experience, Family background, personal dreams, the mindset of the individual, and even education plays an important role. Some people want to live simple and Earnest's lives, some want to pursue professional goals, some don't get their dreams early enough, and some come from homes where living with mild dreams and getting through each day was okay for them. Now, some have gone through experiences where at a young age they already felt the financial pressure in their families making them t always think about how to get rich and stuff like that. Financial pressure can come at any time and that's what fuels financial freedom. If you haven't gone through the bad days .. you won't realize that there's a need for better days.

So, I don't think there's a particular standard or age a person must be to be financially free. Everybody differs and some might probably never be financially free. It all depends on their influence and the need to be free

[Su-asa]

All this can only lead to one sucess if only the person in position start saving at early age, if one have a good source of living were the person is getting a steady source of income monthly then it will be good even when he/she wants to start up a family, like this days in my locality, some unemployed youths do impregnate a girl when they don't even have a job, so if one can start saving and make a plans then he/she should go ahead and start a family.

[KiaKia]

I struggle through my 20s and today I am still struggling, but now it's way better than when I was in my 20s, I understand what you are saying OP, but it depends on where you are from, if you can get food on your table for free its possible that you won't think, it's possible that not will trigger you to start finding your own way, this was not me.

I lived with my parent and we have too less to survive with and I don't like it, this affected my life and the way I think, I started distancing myself from friends so that I can get serious and do something, I was fortunate to learn about Bitcoin and this was how I saved my family.

It looked like a perfect plan, because my little brother got so sick that we thought we are going to lose him but I was already making money from Bitcoin and I use part of that money to pay for his hospital bills, my parents spent all they had too but it was never enough, imagine if I was just like every other sons in my age.

You don't have to try guessing what is the right age for financial stability, because everyone can never be the same, and those who are born in a very bad economy world will likely start finding ways out of their bad situations.

[Samlucky O]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I quite think that there is a particular age at which one is supposed to have been living a comfortable lifestyle financially. That doesn't mean that someone who doesn't meet that age lives a lavish lifestyle. There's a parable that says, "All fingers are not equal." So, we understand that not everyone is able to meet up at the same time.

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

There are many factors that affect one not to succeed in early age.
1) always thinking that there is time.
2) family dependent, when you depends too much from your parents and think life is a bed of roses.by the Time you start to feed yourself you are almost 30years
3)Not listening to advice on investment
4) Always thinking that God's time is the best without a plan
5) lack scale of preference on how things will be arranged in otherly manner
6)To much Gambling. Making it look like gambling is the onlye thing that will make you succeed.
7) Addiction to drugs and womanizing
8 ) building your hope on friends and relatives. Etc
9) spiritual problem
10) protcatination
11) unfire life. Working very hard but naturally not succeeding.
All this factor are the little I know which can make one not no succeed in life. Somethings that happen to us is not how we plan it but just found yourself in it. For exam when we were Young we planned to be doctors, lawyers, Engineers or even travel abroad. But life didn't give us what we expect. What an irony of life. Life don't give you what you expect.

[DVlog]

I found your topic title a bit misleading. We all work our whole lives for financial stability so does that mean you don't have financial stability in your life? You can talk about how many years it would take for a average person to achieve financial stability. There isn't any right age as we all have different stories, life and surroundings. All these are vital factors for our financial status. It can be very different for each of us.

[tjtonmoy]

The meaning of financial stability could vary from people to people. It's not about the age, it's about the mentality and gaining maturity to understand the need of stability in life. The moment you realize it, you start to save up for your future or invest in order to grow what you already have. This mindset could come at any age based on the lifestyle one possess or the situations that they have faced in their life. I hope this doesn't happen to anyone but imagine losing the only person in your family who was providing food on the devil table. You will be forced to go out and make money for survival. When you realize the need of money in life, then you understand you need something to rely on for the future. And when you go out to make income, you understand how the world works and you learn from it.

My point is, this could happen at any age, so there aren't any particular age for gaining financial stability. But there's an age and before you hit that age you should gain financial stability otherwise it could become hard. I should say the age should be 40 to 45. Before that age, we have to face many kinds of obstacles in our life and it could be hard to achieve it before that. To me, 40 to 45 is the age when most people overcome those obstacles and save up enough money so that they can invest into something and have multiple income sources.
But if one can achieve it sooner, then it is always a good thing.

[AmoreJaz]

I found your topic title a bit misleading. We all work our whole lives for financial stability so does that mean you don't have financial stability in your life? You can talk about how many years it would take for a average person to achieve financial stability. There isn't any right age as we all have different stories, life and surroundings. All these are vital factors for our financial status. It can be very different for each of us.

there's no right age per se for financial stability. but the earlier you can say your financially stable, the better. like by the age of 30s, you already acquired the assets you want that you can use for your retirement, you have the more than enough money in the bank and other investments that you can say may be sources of your potential/passive income.
so for me, the earlier of achieving such checklist to be financially stable, the better. but of course, if you say you can do it in your 50s, that's great! so long you can enjoy a lil bit of comfort in your golden years.

[Yatsan]

No right age; continue ‘til you hit that ‘sweet spot’. The reason why there’s no actual or ideal age to be financially stable is to avoid comparison; some meets such state around 20’s and some are with their 30’s and some does not at all. We have different circumstances and that also means different starting points. What matters the most is that you are choosing to continue to seek for that wealth and quality of life.We also have different ways to define stability which is also a factor; the bigger the harder to achieve. In my opinion, it is better not to set an age to achieve such feat ‘coz there will be a tendency for hope and drive to decline if it wasn’t met by that time.

[Juse14]

I don't think it's about age, but rather about a person's condition and circumstances. Someone who is not married and someone who is married has a considerable difference in financial and economic terms. Someone who is married, they are required to keep their finances and economy stable because they have more responsibility where they have a family that they have to support every day, have several children that they send to school and give snacks, and other needs.
And this is different from someone who is single, they do not have more demands other than their own lives and even they do not have a job and a steady income, not a problem for them. But it is different if someone has a goal for his life so he always tries to continue to stabilize his finances and continue to increase his opinion.

[Negotiation]

The sooner the better. But the issue is time is weird.

At 18 waiting til 30 seems way too long. Never mind waiting til 50 or 60.

I am 66 If I make it to Jan 2024 I will be 67.

I can testify to this ten years is not much time. Neither is 20 years.

If you invest at 18 and hodl the investment 20 years you will usually do okay.

I agree with you and I believe you are an experienced person and I think 25 to 30 years old is a good time for people when people's cognitive development is very fast.In many cases, although we see limitations, it is still said that this age is an ideal time, if people start making their wealth or money, then they can definitely do good things in their later life.And I think this time is very important in making decisions because now if he can decide this time then he will definitely achieve success in later life and spend a lot of time relaxing .

But I see most of the people don't make use of this time in their life and fall into later life but I on the other hand think if one can make use of this time.Then his life must be one of those who lead a better life.

[carlfebz2]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I quite think that there is a particular age at which one is supposed to have been living a comfortable lifestyle financially. That doesn't mean that someone who doesn't meet that age lives a lavish lifestyle. There's a parable that says, "All fingers are not equal." So, we understand that not everyone is able to meet up at the same time.

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

As early as possible the better on which we know that if you've been already thinking on having that kind of save up for the sake of investment then its always been that good whether you are still 18 or somewhere on that point but we do know that not all people would really be having those kind of capacity which we know that majority will really be ending up on having their day job and they are fully dependent on it.
For sure even if you do have those kind of plans on early times but they would really be likely to be changed up on the time that you do find yourself getting contented on what you do earn on monthly basis.
Also we do know that not all would really be having on the same interest in speaking about business or investment.

Therefore, it would really be that a matter of mindset whether you are really that serious on taking up such path specially on dealing with business or investment.
Some might be risk takers but mostly would really be just going into the path on which it does have that lesser risks. There's no way that you could really be able to
make yourself that making easy decisions when it comes to this.

[Hewlet]

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married.

the issue on when one should be thinking on being financially stable is one that is very important, most especially for the younger ones. I guess this depends a lot on the mindset of the individual and also on the structure of the family the person comes from. There are individual that are very money minded and starts very early to fend for themselves and before they are even 25, they have attained a reasonable status of financial stability. Some families  believe that it is always the right step that one finishes all his studies before thinking on starting up a job and you will find people from such kind of families depending on theere parents till they eve approach almost 30.

But times have changed and people have started making money at a very young age so answer to the question on the age one should get to before thinking about financial stability is now more of the information, skill, and maturity level of the person. From the age of 18 upward, one should start taking serious responsibility of his financial life and ensure that he/she has started making savings no money how little it his.

[Coyster]

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Well, people don't really plan for things to go this way, the older you get, the more reponsibilities that come your way, and the more responsibilities you have, the more you understand the importance of money and why you should invest and try to attain financial stability in life.

Having said that, i wouldn't say people shouldn't enjoy their youthful years or to grow "old" at a very young age, i always advise that people should enjoy the process, afterall money isn't the only important thing in life; you could have all the money you want in your 60s, but regretting how life passed by you without you enjoying it. Thus there should be a balance in everything, and parents also have a part to play in instilling discipline and the right balance in their children.

[abel1337]

I don't know exactly what is the right age for financial stability but I think it is better to be as early as you can. At the start of your working age, 18, you should start to be responsible on every financial decision you have to acquire the financial stability you have. Everything challenges , life events or any success can change your financial status so I guess there's no really a right age for financial stability since we all have different routes in our life. It will just be better to achieve the financial freedom at an early age because all you need to do is just to maintain it or increase it for the rest of your life.

Learning how to manage it will result to financial stability we all want.

[South Park]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I quite think that there is a particular age at which one is supposed to have been living a comfortable lifestyle financially. That doesn't mean that someone who doesn't meet that age lives a lavish lifestyle. There's a parable that says, "All fingers are not equal." So, we understand that not everyone is able to meet up at the same time.

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

The answer to your question is as young as you can, if you can achieve financial stability as a 20 years old then do it, and if you can do it even sooner then do it as well, the reason for this is simple, people often think of their golden years and how they are going to enjoy them, but to begin with you do not know if you will get there, and if you do, you do not know if you will be healthy enough to enjoy them, so you need to become as wealthy as you can on the shortest time possible, that way you can enjoy a great deal of your life living in a comfortable way.

[red4slash]

No right age; continue ‘til you hit that ‘sweet spot’. The reason why there’s no actual or ideal age to be financially stable is to avoid comparison; some meets such state around 20’s and some are with their 30’s and some does not at all. We have different circumstances and that also means different starting points. What matters the most is that you are choosing to continue to seek for that wealth and quality of life.We also have different ways to define stability which is also a factor; the bigger the harder to achieve. In my opinion, it is better not to set an age to achieve such feat ‘coz there will be a tendency for hope and drive to decline if it wasn’t met by that time.

Everyone's situation is different, and I think the kind of family we are born into will also affect our financial stability. I don't mean to compartmentalize the economic situation of each family, but in reality it also affects the financial situation.
I will give an example of someone who was born into a very rich family and someone who was born into a simple family. Maybe for someone who has been born rich, they will only focus on personal finances, but for someone who is from a simple family he will also think about his family's finances as well. In such different circumstances should we have the same target regarding age? I think that's an unbalanced comparison. So the point I want to make is the same as you, that there is no right age to achieve financial stability.

[Iroh]

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they
It's always wise and profitable to start saving and investing at a young age, like 18 years old.

18 years of age is the age I think where the individual is classified as an adult in most countries. It’s best to start savings and planning for your future long before 18. A solid foundation would hold steady a big strong house. An early start would make an easy finish so it’s best to start planning as early as possible.
Obviously, not everyone was born with a silver spoon and has the same financial background so in my opinion, there is no “right” age. Just start as soon as possible.

We also shouldn’t let the pressure for savings and all stop us from living our lives in the moment. We’ve got a life that can be cut short any time.
All work and no play makes jack a dull boy.

[_BlackStar]

-snip-

18 years of age is the age I think where the individual is classified as an adult in most countries. It’s best to start savings and planning for your future long before 18.

You can certainly say that easily - but realize that you haven't really thought about the future until you're over 20. Teenagers aged 15 to 18 don't really care about their future - they just need to focus on a good education instead of financial problems. Not many children have the mindset you say - most of them still expect pocket money from their parents until they grow up.

Of course – the sooner this mindset is implemented, the better. I started saving when I had an income - but I learned to save when I was under 18 years old. I started investing when I had an income - previously I only saved to meet my desired targets.

[serjent05]

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

When it comes to savings and investing activities, it was stated that the earlier we start doing these activities the better.  Like for example saving money, we can always save money in our younger years.  If we learn about savings and start it when we are around 5 years old or younger, we can have an advantage by years ahead over people who are saving at 18. 

About the right age for financial stability, I believe the earlier is the better but we all know that there is no right age for this.  Anyone who says one should be financially stable at the age of 30 is just a personal point of view.  Anyone who is financially stable at a younger age is way much better, IMO.

[shinratensei_]

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

When it comes to savings and investing activities, it was stated that the earlier we start doing these activities the better.  Like for example saving money, we can always save money in our younger years.  If we learn about savings and start it when we are around 5 years old or younger, we can have an advantage by years ahead over people who are saving at 18. 

About the right age for financial stability, I believe the earlier is the better but we all know that there is no right age for this.  Anyone who says one should be financially stable at the age of 30 is just a personal point of view.  Anyone who is financially stable at a younger age is way much better, IMO.

meanwhile most of the time people at 18 when they are saving money its for buying goods not for planning financial stability in the future, they are just reaching adulthood and that exactly when they just beginning to think of how their life gonna be turning out therefore pursuing career, financial stability comes later.
i think its common for people reaching financial stability in the age of 35 or more, those that reached financial stability younger definitely an outlier.
though its not something bad, as you said, being earlier having financial stability is definitely better and definitely the thing that we strive for.

[lienfaye]

There's no specific age for this since we're all different. An independent person who don't have responsibility to his/her family (not a breadwinner) can reach this status early because no one rely on him to slow his progress on whatever goal he wants to achieve. On the other side it's a bit different for people who chose to help their family members financially before focusing on themselves.

But of course as early as possible, that would be much better. It's just depends on what we do in life (sources to earn) and priorities. Therefore we don't have to compare ourselves to other people (if they're already successful) as long as we're striving and doing what we can to be financially stable. Remember the saying, age is just a number.

[Dr.Bitcoin_Strange]

You don't have to try guessing what is the right age for financial stability, because everyone can never be the same, and those who are born in a very bad economy world will likely start finding ways out of their bad situations.

I agree with this logic, and that was also why I quoted the parable that all fingers are not equal; different people can have their financial brakes through at an early age, and some at a very late age, just like what Lida93 said concerning Justin Bieber, who was already financially stable when he was still young but was just waiting to become of age (18–19) when he can be considered an adult that can take some personal decisions.

so in the 18-25 category it actually turns out to be more like
0% housing
10% bills
90% food/disposable income

Regarding what Sir Franky1 said here too, it's very correct. At a younger age, like 18-25, our responsibilities are very low because by then we are still under the care of parents; they provide shelter, clothing, and even feeding. If we are opportune to start working part time and making some money, the money could be going mostly for saving our investment.


In your narrative, you also talk about yourself and base on what others have said too. What can determine if one can be financially stable quickly is dependent on the background and economic system they come from (poor background can affect) and also some other facts, like the education the person acquire, the skills they learn, and most of all, how they manage their finances. Some people have the opportunity to be financially stable at a young age, like 30, but they mismanage their funds and spend recklessly too. It was there fault.

[slapper]

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they
It's always wise and profitable to start saving and investing at a young age, like 18 years old.

18 years of age is the age I think where the individual is classified as an adult in most countries. It’s best to start savings and planning for your future long before 18. A solid foundation would hold steady a big strong house. An early start would make an easy finish so it’s best to start planning as early as possible.
Obviously, not everyone was born with a silver spoon and has the same financial background so in my opinion, there is no “right” age. Just start as soon as possible.

We also shouldn’t let the pressure for savings and all stop us from living our lives in the moment. We’ve got a life that can be cut short any time.
All work and no play makes jack a dull boy.

I agree that 18 is usually the age at which we consider someone an adult, and I strongly think that teaching kids about money at a young age is very helpful. It's not enough to just save money; you need to know about the market, the value of investments, and how choices will affect you in the long run. If you start early, you'll be better off. I've seen it, studied it, and know it. It's really just math. If you start early, the growth is exponential, and compound interest works best over time

Now, I get it; everyone starts from a different point. That's not an excuse, though. Start where you are, I tell you. The market today only cares about what you do with the money you have, not where you come from. I agree that we need to save money and make plans, but I also know that life can change quickly. I've seen the best laid plans go wrong. Yes, live a little, but always keep an eye on the future. It's all about balance. Play hard and work hard, but save more. This is how you make a world that is both safe and fun

[Smack That Ace]

What is the right age for financial stability?

Money is something that all ages need and the more money you have, the better life will be. Therefore, the sooner you stabilize your finances, the better, but everything depends on each person's mindset and thinking. Therefore, I think there will be no fixed age for us to start thinking about making money and shaping our future. Start building your career as early as possible, and when you succeed early, you will have more time for family and life rather than having fun until you reach a certain age to think about your career.

[barisbilgili]

meanwhile most of the time people at 18 when they are saving money its for buying goods not for planning financial stability in the future, they are just reaching adulthood and that exactly when they just beginning to think of how their life gonna be turning out therefore pursuing career, financial stability comes later.
i think its common for people reaching financial stability in the age of 35 or more, those that reached financial stability younger definitely an outlier.
though its not something bad, as you said, being earlier having financial stability is definitely better and definitely the thing that we strive for.

Yes, the habit of 18 year old people is to save just to get the things they want and after they get them of course they very rarely save back the money they have, they prefer to use the money only for their pleasure.
Indeed, there is nothing wrong with having financial stability at the age of 35 years and we can certainly manage the income we have well, and if we achieve financial stability at the age of 25 it is not certain that we will be able to manage the income we have well, because there are some who I see that those who are still 25 years old when they have the income they have are spending it on needs they don't need even though they have achieved good financial stability and this is not a good thing for their finances.

[YUriy1991]

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

Interesting topic. Regarding these expectations, it is true that financial independence at the age of 30-35 years and prioritizing a reliable, permanent source of income must be well prepared so that there are no more hassles in old age. Now. To handle this, someone may need to have skills or education that are relevant to the job or business they are involved in and have wise parents who can also assist in this matter, such as controlling money management, budget planning and debt control.

I think 20 years of age is considered necessary and is mature enough for someone to think about and prepare for all that.

[Out of mind]

I can testify to this ten years is not much time. Neither is 20 years.

Same as me, time flies so fast; it could look like there are a lot of years yet to come, but before one knows it, the person will just realize that the 10 years have already been reached or even exhausted.

If you invest at 18 and hodl the investment 20 years you will usually do okay.

Yeah, that's true. One pastor was given a sermon one Sunday, and he was talking about "the benefits to sow early." Then he talks about a stock he invested on when he was yet 18 years old, and after 20 years, the profit he got from that investment was able to build him a house.

That's to say, investing on time and holding for a long time is very beneficial, and also, if someone invests very early, like at the age of 18 or more, at that time, the person is  not yet open to a lot of responsibility because they might still have some guardian who is yet providing for their needs, and as such, they will only have little responsibility.

yeah i was such a mess at 18. no clue 🕵️‍♀️  about long term hodl.

I finally was able to make a good gain with doge 1000 became about 85000 with a long mine and hodl.

When I was 18 years old, I was very chaotic in my college life and used to fight with people. At that time, I had no idea about bitcoin and investing or holding. If I had chased after money at that age, I might be in a better position today and would have improved a lot financially. Although I pooled some of the money I had at the end of 2022 and invested it in Bitcoin, I am currently making some profit. Although I am currently 26 years old, but I think that if I invest and hodl like this in the future I will definitely be successful and expect high returns. 

[rat03gopoh]

meanwhile most of the time people at 18 when they are saving money its for buying goods not for planning financial stability in the future, they are just reaching adulthood and that exactly when they just beginning to think of how their life gonna be turning out therefore pursuing career, financial stability comes later.

Well yeah, it sounds strange when people here suggest that investment is the key to achieving financial stability, but it's not. And the serious question is, how likely are 18 year olds to aim for financial stability when they start investing while their expenses are the responsibility of their parents? I think they start investing because they have dreamed of expensive items since they were teenagers.

[Porfirii]

meanwhile most of the time people at 18 when they are saving money its for buying goods not for planning financial stability in the future, they are just reaching adulthood and that exactly when they just beginning to think of how their life gonna be turning out therefore pursuing career, financial stability comes later.

Well yeah, it sounds strange when people here suggest that investment is the key to achieving financial stability, but it's not. And the serious question is, how likely are 18 year olds to aim for financial stability when they start investing while their expenses are the responsibility of their parents? I think they start investing because they have dreamed of expensive items since they were teenagers.

Many of them since they were children: in the consumer society colours, shapes and flavours overwhelm children's senses and minds. They get their first toy cars and when they grow up they dream with ferraris and lambos.

Back on topic, the right age for financial stability would be as soon as possible but, unfortunately, most people at least in my country achieve it too late (50s), when they start thinking about a second house, after all their life suffering from uncertainty. And thar in the best cases, when they are not in debt forever.

[eightdots]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I quite think that there is a particular age at which one is supposed to have been living a comfortable lifestyle financially. That doesn't mean that someone who doesn't meet that age lives a lavish lifestyle. There's a parable that says, "All fingers are not equal." So, we understand that not everyone is able to meet up at the same time.

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

Learning and applying some things at an early age always brings advantages. Some of us learn this from our families, some of us learn it through our own efforts. But the important thing is to be able to apply this knowledge we have learned. If we can apply it, then we will be a more financially conscious individual.

Sometimes life may not give us what we want. That's why we shouldn't say things like "you should have done or achieved these things by a certain age." Of course, everyone wants a good future and strives for it, but the results may not always be good and they may not achieve their goal.

Age is an important factor in financial stability, but age is not always a criterion. We can progress successfully in every field at any age.

[LogitechMouse]

~
But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

I started to learn cryptocurrency a few months after I graduated from college. I guess I'm lucky that I engaged myself into investing at a young age (early 20's). I mean compare to those older people who don't even know what investing is, or they don't even invest all throughout their lives.

Currently, I can say that I'm in a state now where money will not be a problem for us anymore like others out there. I just went on to a 2 week vacation in an urban area. I travelled too much at that time, and the more I travel, the more beggars I see in the streets, and I can't help but ask myself "What if they just learn how to use their money wisely? Will their lifestyle be the same as they are now?" Kind of sad to see them, but I'm just thinking that it's destined for them, and it's the result of their wrong decisions in life.

There's no right age for financial stability because we have different lifestyles. Some might get it at a younger age, some might get it an older age, but one thing's for sure though, if you want to change your life thru saving, and investing, you need to have these. Time, and consistency. The younger you invested, the more you can gain since time is on your side, but it will still be useless if you aren't investing consistently. As for me, with my current lifestyle, I guess I can say that at my early age of 26, I'm financially stable already.

[Plaguedeath]

In your narrative, you also talk about yourself and base on what others have said too. What can determine if one can be financially stable quickly is dependent on the background and economic system they come from (poor background can affect) and also some other facts, like the education the person acquire, the skills they learn, and most of all, how they manage their finances. Some people have the opportunity to be financially stable at a young age, like 30, but they mismanage their funds and spend recklessly too. It was there fault.

It's all about luck.

When you have no experience and work for anything, you tend to get paid less than minimum. After 1-2 years you could get minimum wage since you understand about your job, but do you think after 2+ years experience you will able to achieve higher position? not really since you need to wait him to resign or leave. You can leave to other company, but there's no guarantee they will pick you from many many candidates who applying.

Not going outside, not going to bar, not eat expensive foods etc to avoid unnecessary spending you would think you make a good decision.

But you're forget there's always an "opportunity", you might get a new client that willing to pay higher for your work (if you're a freelancer) or offering better job from that high class circle.

[Xcode7]

Learning and applying some things at an early age always brings advantages. Some of us learn this from our families, some of us learn it through our own efforts. But the important thing is to be able to apply this knowledge we have learned. If we can apply it, then we will be a more financially conscious individual.

Sometimes life may not give us what we want. That's why we shouldn't say things like "you should have done or achieved these things by a certain age." Of course, everyone wants a good future and strives for it, but the results may not always be good and they may not achieve their goal.

Age is an important factor in financial stability, but age is not always a criterion. We can progress successfully in every field at any age.

Many things that have become a person's way of thinking cannot be separated from the influence of their environment, and the biggest role is the family in forming thought patterns from an early age.
Regarding the knowledge that we gain when we grow up, it is a continuous process with what we have been instilled in since childhood.

In life we have to work hard but not everyone who works hard will reap the same results, and in my opinion there is no standard at what age we will get financial stability because everyone has a different life, be it lifestyle or dependents in life, so I think it is very unfair for us to compare or set age limits for achieving success or financial stability.

[topbitcoin]

This is regardless of one's age. Someone who is used to living in a comfort zone and is trapped in it, then he will find it difficult to find or have financial stability. Because people like this have no more demands other than fulfilling their desires, where someone prefers to work as an employee in a company and leave in the morning and go home in the afternoon, after work prefer to hang out here and there with friends and on weekends go on vacation with friends. People like this are too used to being in a comfort zone without any motivation that they should move up or have an independent business to leave dependence on others, or other goals such as getting married and starting a new, better life.

And this is different from someone who wants to get out of the comfort zone and dare to take risks. People like this will continue to try their best and will continue to improve their knowledge and abilities in all matters including managing finances.  They will try to build new businesses for economic independence and leave dependence on others. And the person who dares to take risks in his life, then he will continue to strive to have financial stability so that his business can continue to run and his goals can be achieved.

[bitterguy28]

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

But nowadays specially with our children now having internet as a source of income(many use it as ) world is changing because also  they have gathering so much opportunity not like in our years when only a physical Jobs are available but now? even a teenager can become rich just because of Gaming or using social media channels .
so  you might be right about 30-35 but that is about in our years , because talking about the generation next to us? I think that would be 20-25 at least .
another thing that what Ive seen now? youngsters are learning not to marrying at their young ages,
I must learn this from my sons that in their teens are not interested in serious relationship instead they are focusing in how building their life in proper and more advantageous ways.
so maybe this is depending in the generations .

[Renampun]

Honestly, I'm actually quite bored of hearing the words 'I'm still young, why do I have to save, I have to enjoy life', to be honest, these words are trap sentences that always appear in the minds of young people, so I continue to emphasize that everyone should learn to invest from an early age, and don't refuse to feel the sensation. People who are used to managing their money well at a young age will definitely be successful people when they are old. Neglecting to manage finances is actually not an exact science, so it requires full patience to be able to master it and only time will tell.

[Z390]

I have two different things to say about this

1. Well, age is just a number, if your kid have a rare talent that can turn the tides around for him and your father would you stop him because he is too young? I know a kid in China who have this talent of coding and building apps and games at 12years old, now he is controlling a multimillion dollars startup company with other friends at the age range of 16 to 21 years old, I believe this works out because he has a family who supported him all along.

2. At the same time, nothing comes for free, in the world we are living today, under age children are moving too fast, and this isn't about talent or not, this is about kids that get caught up in a world where parents are now forcing them to go to school, get a job and start taking responsibility,  a 17 years old boy in my street is chasing big goal, as if he has a family to take care of, when I asked him why he said he is not to young to be controlling millions.

I believe this is coming from his parent who have simply failed the boy without them knowing, a 17 years old boy shouldn't be chasing money, instead they should be chasing skills and talent, in this age range money should be the last thing to start hunting for, this will possible make you a useless person, and you will join bad group to find short cut to making money, this is why many youths are into drug dealings, robberies and even scamming people.

[btc78]

I believe this is coming from his parent who have simply failed the boy without them knowing, a 17 years old boy shouldn't be chasing money, instead they should be chasing skills and talent, in this age range money should be the last thing to start hunting for, this will possible make you a useless person, and you will join bad group to find short cut to making money, this is why many youths are into drug dealings, robberies and even scamming people.

agreed,
while i do believe that young kids should learn discipline and financial control they shouldn’t be stressing themselves over money too much it’s still always their guardians’ responsibility to provide for them until they are of age
kids who grew up too fast often feel regret later on in life even if they’re financially stable already because they feel like they’ve sacrificed their youth and there’s no other way to bring time back

[angrybirdy]

I believe this is coming from his parent who have simply failed the boy without them knowing, a 17 years old boy shouldn't be chasing money, instead they should be chasing skills and talent, in this age range money should be the last thing to start hunting for, this will possible make you a useless person, and you will join bad group to find short cut to making money, this is why many youths are into drug dealings, robberies and even scamming people.

agreed,
while i do believe that young kids should learn discipline and financial control they shouldn’t be stressing themselves over money too much it’s still always their guardians’ responsibility to provide for them until they are of age
kids who grew up too fast often feel regret later on in life even if they’re financially stable already because they feel like they’ve sacrificed their youth and there’s no other way to bring time back

There's a thing called balancing. balance about having a mature mindset while enjoying things that a typical kids did. Well, you have a point that young kids doesn't need to be stress about financial matter because it's their guardians responsibility and obligation but every kids has a different nature of family and life, some kids might feel stress because of their poor situation that's why some of them developed a mature mindset at very young age, hmm Not because a kid is chasing a money or has enough financial literacy doesn't mean they will end up being a scammer or drug dealer. I'm sure that some of them will gonna regret not enjoying the things while they are young somehow, but they'll finally see that it's all worth it at the end.

[carlisle1]

Learning and applying some things at an early age always brings advantages. Some of us learn this from our families, some of us learn it through our own efforts. But the important thing is to be able to apply this knowledge we have learned. If we can apply it, then we will be a more financially conscious individual.

Sometimes life may not give us what we want. That's why we shouldn't say things like "you should have done or achieved these things by a certain age." Of course, everyone wants a good future and strives for it, but the results may not always be good and they may not achieve their goal.

Age is an important factor in financial stability, but age is not always a criterion. We can progress successfully in every field at any age.

Many things that have become a person's way of thinking cannot be separated from the influence of their environment, and the biggest role is the family in forming thought patterns from an early age.
Regarding the knowledge that we gain when we grow up, it is a continuous process with what we have been instilled in since childhood.

In life we have to work hard but not everyone who works hard will reap the same results, and in my opinion there is no standard at what age we will get financial stability because everyone has a different life, be it lifestyle or dependents in life, so I think it is very unfair for us to compare or set age limits for achieving success or financial stability.

True, there are many factors that effects one person's success either the environment or the people who surrounds him, there's no age
and there's no specific definition the only thing is how determine the person and how he will find the right path to achieve.

Having the right mindsets and continuing to find the best way to be financially stable rely on how you work with your fate, the journey will continue and
until you figure things out then you will attain the success that you are aiming to reached.

[el kaka22]

Depends on person to person, and life to life. Not everyone lives the same life, like lets say if you come from a rich family then having a financial stability at 23 is not really impossible, because your family will handle that for you and you will start life a lot better than anyone else. If you come from a family that was super poor, it will take you to reach that stability, and sometimes not even ever achieve it. Like for example I make more money than my parents ever did, and yet I can't be financially table and been in ruins for years.

Because they are all poor, so I take care of 3-4 different houses, whenever something regarding health happens, I am the one that pays for it, and that's fine, I am not arguing, I have the money for it and if I can help them then I will definitely help them. But that doesn't change the fact that we are going to end up with anything that will benefit people, we need to be serious on how we can change our life.

[mirakal]

I don’t think that financial stability should still follow an age pattern as to when it’s going to take place. Because for me, we all have different mindset when it comes to our finances, while some have started early building their financial independence because the opportunities for them also come earlier, while others enjoy their singlehood first and live life as free as a bird and when they get married, that’s when they think to start building their financial stability because they already have a family to provide with.

For me, the earlier the better. That way, you can achieve your dreams and aspirations in life while you are still capable to sustain it and continue to live life to the fullest. Than to see yourself gaining financial stability at your late age wherein you are not that sustainable anymore and only have few years left to enjoy your life to the fullest.

[uswa56]

Honestly, I'm actually quite bored of hearing the words 'I'm still young, why do I have to save, I have to enjoy life', to be honest, these words are trap sentences that always appear in the minds of young people, so I continue to emphasize that everyone should learn to invest from an early age, and don't refuse to feel the sensation. People who are used to managing their money well at a young age will definitely be successful people when they are old. Neglecting to manage finances is actually not an exact science, so it requires full patience to be able to master it and only time will tell.

It all depends on the person, there is definitely no difference between young or old when it comes to saving or investing, what is certain is that everything that starts well will reap satisfactory results in the future.
I think age is just a number regarding people's targets or achievements will vary, as well as financial stability, there are people who at a young age have achieved success from inheritance from their parents and there are also people who at an old age are still working hard to live.
We live on different lines, so there is no race for that.

[Iroh]

You can certainly say that easily - but realize that you haven't really thought about the future until you're over 20. Teenagers aged 15 to 18 don't really care about their future - they just need to focus on a good education instead of financial problems. Not many children have the mindset you say - most of them still expect pocket money from their parents until they grow up.

Of course – the sooner this mindset is implemented, the better. I started saving when I had an income - but I learned to save when I was under 18 years old. I started investing when I had an income - previously I only saved to meet my desired targets.

Yeah, I know it’s easier said than done and it’s obviously not a thing that would be in the minds of most teenagers and young adults. Most wouldn’t think much of the future yet as there’s so much to live for in the present.
But there are still some young kids who perhaps not coming from a family that could help them start up. It’s a good thing you got the sense to know the value of savings and was actually disciplined enough to put something away from whatever you earned.

Children from an average income household can afford to focus on his education alone without much thought about his own financial stability in the future.

[coupable]

What is the right age for financial stability?

This question has more than one answer because it is not possible to determine a general standard that includes everyone. Financial stability is not linked to an age stage because the exceptions are very numerous. For example, the children of the wealthy enjoy financial stability from the first day they are born, while most of the poor remain in need until they reach the last years of their lives.
I think we are supposed to find a definition for the concept of “financial stability” and that it is not linked to any age stage. One of the most convincing definitions for me is that financial stability is when we achieve a balance between expenses and income without the risk of disruption in the medium or long term.

[Dr.Bitcoin_Strange]

I think we are supposed to find a definition for the concept of “financial stability” and that it is not linked to any age stage. One of the most convincing definitions for me is that financial stability is when we achieve a balance between expenses and income without the risk of disruption in the medium or long term.

 Saying that we can't link financially stability to age because one can't really know when they can break out of poverty to become financially stable in the aspect of gaining freedom from financial crises, but indeed, financially stability is usually more enjoyable during youths age when one is still very young and strong to get what they want, but for a very old person to attain financial stability when they become very old, like 60-80 years old, what more of an adventure would they be at then? Despite the fact that everyone might not still be of the same caliber or come from the same society of gold, we can also try to plan ourselves and set some goals that we intend to achieve with time, the earlier the better and the younger, the better too.

[Miles2006]

Well I don't know the right answer to this question cause this has to do with circumstances, conditions and life. My lecturer will always say anywhere live places you that's where you will be, that's why after graduating from the university some will first buy a car while others are still waiting, some might even get a good job while others no job. Someone can be financially stable at age 40,50 and above that's live for them but our society now see people like that as useless and lazy people which is not right. Most people get married at age 60 but we can't question that or ask the right age for marriage. But it's better everyone should work hard to live a better life and also we should remember that money does not grow on tree people work hard for it. But in a situation where the person lavish his money at an early age and forgets to save for the future, in my opinion why will a man with money spend lavishly and decide to save the money at age 30 that's what I call foolishness what happened to age 20,25, my opinion is anytime God blesses you, you start planning for your future.

[milewilda]

Learning and applying some things at an early age always brings advantages. Some of us learn this from our families, some of us learn it through our own efforts. But the important thing is to be able to apply this knowledge we have learned. If we can apply it, then we will be a more financially conscious individual.

Sometimes life may not give us what we want. That's why we shouldn't say things like "you should have done or achieved these things by a certain age." Of course, everyone wants a good future and strives for it, but the results may not always be good and they may not achieve their goal.

Age is an important factor in financial stability, but age is not always a criterion. We can progress successfully in every field at any age.

Many things that have become a person's way of thinking cannot be separated from the influence of their environment, and the biggest role is the family in forming thought patterns from an early age.
Regarding the knowledge that we gain when we grow up, it is a continuous process with what we have been instilled in since childhood.

In life we have to work hard but not everyone who works hard will reap the same results, and in my opinion there is no standard at what age we will get financial stability because everyone has a different life, be it lifestyle or dependents in life, so I think it is very unfair for us to compare or set age limits for achieving success or financial stability.

True, there are many factors that effects one person's success either the environment or the people who surrounds him, there's no age
and there's no specific definition the only thing is how determine the person and how he will find the right path to achieve.

Having the right mindsets and continuing to find the best way to be financially stable rely on how you work with your fate, the journey will continue and
until you figure things out then you will attain the success that you are aiming to reached.

There's no way that you could really be able to find out since no one would really be able to tell on what the future looks like and its true that there would really be lots of factors that would really be affecting
you and your success considering that there would really be tons of challenges not only on the business or investment itself but also challenges in against jealousy and toxicity with other people.
We do know that ones that they've been seeing you that going upwards in terms of financial state in short crab mentality. This is why it wont really be that so easy on making yourself
that getting that finish point and its not something attainable on short course or period of time.

Specific age? The earlier the better on which you could really be having that kind of chance on growing but in overall age doesnt really matter as long you do able
to achieve your dream rather than on making yourself that no action towards on specific times or simple sittle idle. You wont really be finding yourself
that feasible if you wont really take any actions.

[Fortify]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I quite think that there is a particular age at which one is supposed to have been living a comfortable lifestyle financially. That doesn't mean that someone who doesn't meet that age lives a lavish lifestyle. There's a parable that says, "All fingers are not equal." So, we understand that not everyone is able to meet up at the same time.

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

It can really depend on the education system in your country really, because I get the feeling that while many will teach things like math, they do not set students up well for any more complicated financial situations where they might find a lot more use. Things like debt, credit, the stock market, bonds and other topics are not really discussed in any great deal at the lower levels of education but play such a crucial role in peoples lives that they should be. It also depends on the lifestyle that someone leads, as it is quite common for the lowest wage workers to barely scrape by in their 20's and they really should be maximizing all the money they get for fun adventures in that time as experiences are important too.

[franky1]

so in the 18-25 category it actually turns out to be more like
0% housing
10% bills
90% food/disposable income

Regarding what Sir Franky1 said here too, it's very correct. At a younger age, like 18-25, our responsibilities are very low because by then we are still under the care of parents; they provide shelter, clothing, and even feeding. If we are opportune to start working part time and making some money, the money could be going mostly for saving our investment.

in hindsight everyone looks back at early adult spending habits, we all wish we were less reckless and used that era of parents shelter to accumulate wealth. but we were all young and foolish and not thinking of the future.

..
i personally think the most financially stable era is the 50yo+ stage.
this is when most mortgages of 20-25year are paid off.. when your kids have reached 20-25 and flew the nest. and so your costs and dependants have decreased and you have had 30 years of work promotions/py increases under your belt. where finally you can just concentrate on you and the wife instead of kids, mortgages and school costs.

[Japinat]

Financial stability does not matter as to what age it will be achieved. We all have different priorities in life and different opportunities that coming into our lives, so its up to us if we will take advantage of them at an early age or we'll just enjoy life first because we only live once. With or without financial stability, we all have to live and enjoy life even if it means losing the chance to achieve financial stability at the process.

However, having financial stability is still a very crucial decision that we should also learn to consider. One should not only focus on living the present at its best but we also have to think about our future and how we can live it at its fullest. The reason why some individuals take risk as early as possible to be financial stable at an early age if that could be the only reason to protect and secure their future, especially their children's future. While some established financial stability at the late age of 20's, while others are still in the process of achieving their financial stability at the age of 30's or 40's since their opportunities also came late compared to others.

[Natalim]

Honestly, I'm actually quite bored of hearing the words 'I'm still young, why do I have to save, I have to enjoy life', to be honest, these words are trap sentences that always appear in the minds of young people, so I continue to emphasize that everyone should learn to invest from an early age, and don't refuse to feel the sensation. People who are used to managing their money well at a young age will definitely be successful people when they are old. Neglecting to manage finances is actually not an exact science, so it requires full patience to be able to master it and only time will tell.

It is very usual to hear those words because what is in their mind is to just enjoy themselves as they believe about YOLO.
Well, they have the right to choose what kind of life they have to be in the future and we know that those people who started building their finances earlier make a good fortune. Successful people sacrifice their happiness more often just for the sake make of making more money rather than making themselves too comfortable but yes, they end up getting more and have a very comfortable life when they are old.

[coupable]

I think we are supposed to find a definition for the concept of “financial stability” and that it is not linked to any age stage. One of the most convincing definitions for me is that financial stability is when we achieve a balance between expenses and income without the risk of disruption in the medium or long term.

 Saying that we can't link financially stability to age because one can't really know when they can break out of poverty to become financially stable in the aspect of gaining freedom from financial crises, but indeed, financially stability is usually more enjoyable during youths age when one is still very young and strong to get what they want, but for a very old person to attain financial stability when they become very old, like 60-80 years old, what more of an adventure would they be at then? Despite the fact that everyone might not still be of the same caliber or come from the same society of gold, we can also try to plan ourselves and set some goals that we intend to achieve with time, the earlier the better and the younger, the better too.

All of these are possible possibilities that may change depending on the person’s circumstances and capabilities, according to his abilities. Logically, a person from adolescence until early old age has a greater ability to perform physical and intellectual efforts more efficiently than he does in early childhood or old age. But we must not ignore that this may also be related to the person’s good choices in accordance with his condition and the surrounding circumstances.
Let us take the example of two people who live in a country with unstable security (at war) and a weakened economy. One of them was in good health and was affected by the reality of the war and continued to live on humanitarian aid without thinking that he could find a better solution. The second, with less health capabilities, worked smuggling supplies from a neighboring country and became a wealthy merchant or joined the army and secured better living conditions for himself. Of course, this example takes into account that the two live in the same country and are at risk of death every day. What distinguishes between the two cases is the person’s will to survive in better conditions, no matter how volatile the general situation is.

[dothebeats]

There's no particular or recommended age to become financially stable, but if you start your investments early, you'll reap the rewards early.

It's also worth noting that no one really goes straight to investing on stocks, real estate, or any sort of things like that at an early age, unless you're using your parents money or only extremely lucky to be at the right place and at the right time to have the money to buy in on these assets. What most people do is invest on their skills and eventually land a high paying job. During those times, you also work on your 'network' to increase your chances of getting jobs that pay higher. And while you do this, you are already trying to keep some of your salary for the rainy days, or possibly an investment. It's a gradual process, and it depends entirely on the circumstances on whether you'll break out of the salaryman stage early or late--or never at all.

You can accomplish all of this if you put a bit of effort and consistency. Invest in yourself, and trust the process. There's no limit to financial stability except yourself.

[TimeTeller]

There's no particular or recommended age to become financially stable, but if you start your investments early, you'll reap the rewards early.

It's also worth noting that no one really goes straight to investing on stocks, real estate, or any sort of things like that at an early age, unless you're using your parents money or only extremely lucky to be at the right place and at the right time to have the money to buy in on these assets. What most people do is invest on their skills and eventually land a high paying job. During those times, you also work on your 'network' to increase your chances of getting jobs that pay higher. And while you do this, you are already trying to keep some of your salary for the rainy days, or possibly an investment. It's a gradual process, and it depends entirely on the circumstances on whether you'll break out of the salaryman stage early or late--or never at all.

You can accomplish all of this if you put a bit of effort and consistency. Invest in yourself, and trust the process. There's no limit to financial stability except yourself.

There's no defined age when to achieve such stability. But the earlier, the better.
Because it means, you can enjoy what you really wanted to do, pursue your passion and more.
But most of the time, during our early years, we tend to enjoy life and not worry about our future.
We spend more to unnecessary things, and very few think about investments.
If you happen to realize early that you need to secure your future, you will thank yourself later on.

[slapper]

I think we are supposed to find a definition for the concept of “financial stability” and that it is not linked to any age stage. One of the most convincing definitions for me is that financial stability is when we achieve a balance between expenses and income without the risk of disruption in the medium or long term.

 Saying that we can't link financially stability to age because one can't really know when they can break out of poverty to become financially stable in the aspect of gaining freedom from financial crises, but indeed, financially stability is usually more enjoyable during youths age when one is still very young and strong to get what they want, but for a very old person to attain financial stability when they become very old, like 60-80 years old, what more of an adventure would they be at then? Despite the fact that everyone might not still be of the same caliber or come from the same society of gold, we can also try to plan ourselves and set some goals that we intend to achieve with time, the earlier the better and the younger, the better too.

All of these are possible possibilities that may change depending on the person’s circumstances and capabilities, according to his abilities. Logically, a person from adolescence until early old age has a greater ability to perform physical and intellectual efforts more efficiently than he does in early childhood or old age. But we must not ignore that this may also be related to the person’s good choices in accordance with his condition and the surrounding circumstances.
Let us take the example of two people who live in a country with unstable security (at war) and a weakened economy. One of them was in good health and was affected by the reality of the war and continued to live on humanitarian aid without thinking that he could find a better solution. The second, with less health capabilities, worked smuggling supplies from a neighboring country and became a wealthy merchant or joined the army and secured better living conditions for himself. Of course, this example takes into account that the two live in the same country and are at risk of death every day. What distinguishes between the two cases is the person’s will to survive in better conditions, no matter how volatile the general situation is.

Similarly, I think that choices determine outcomes, even though physical and mental abilities are at their best from adolescence to early old age. This is something I see every day in the modern market and personal finances

When people live in countries with shaky economies, they often have to deal with huge problems. Still, I've seen that it's not just about how someone looks; it's also about how strong their mind is and the choices they make about money. You make a choice when you decide to depend on humanitarian help, just like when you decide to smuggle supplies or join the army. I have seen that the second set of options can lead to financial safety and even wealth, even though they are riskier

To find chances where others don't see them, you have to be determined. I've always said, "Think big and make it happen." This also works for personal finances. It has to do with making the smartest decisions possible given your situation. To make smart choices, I've always told people to learn about money, understand the economy, and get educated. You can do better than just staying alive. Yes, you need to have a lot of guts and a strong will to do this, but it is possible. Realistically making choices and always moving forward are important

[poodle63]

Honestly, I'm actually quite bored of hearing the words 'I'm still young, why do I have to save, I have to enjoy life', to be honest, these words are trap sentences that always appear in the minds of young people, so I continue to emphasize that everyone should learn to invest from an early age, and don't refuse to feel the sensation. People who are used to managing their money well at a young age will definitely be successful people when they are old. Neglecting to manage finances is actually not an exact science, so it requires full patience to be able to master it and only time will tell.

It is very usual to hear those words because what is in their mind is to just enjoy themselves as they believe about YOLO.
Well, they have the right to choose what kind of life they have to be in the future and we know that those people who started building their finances earlier make a good fortune. Successful people sacrifice their happiness more often just for the sake make of making more money rather than making themselves too comfortable but yes, they end up getting more and have a very comfortable life when they are old.

then another question arise, are you sure you will live until you're old? thats what people who have the ideas of YOLO usually have, imagine saving a million and can't even use a dime.
i'd argue thats quite plausible statement there, personally i have the idea to enjoy life but not enjoying too much that i'd spent on various luxurious thing.
just some luxury and thats it after all you can't buy your prime years, even when you're old and have so much money in your bank account are you sure you can enjoy all those things.
after all by the time, our body might not be at prime and can't even do many things that our younger selves eager to do.

[MarjorieZimmermanGinger]

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

In my opinion financial matters must be taught to children as early as possible, they must try to be responsible for their savings using the money we give them. Teaching them to save will stimulate their interest in living in simplicity and they will learn more about how money can be placed in a more productive way. When savings are going well, then when they are old enough, teach them how to do business, build a small business and if currently investing in Bitcoin is a good choice then direct them to learn to use these three methods responsibly and considerately.

Children will be much better prepared when they grow up their parents teach them how to use money properly. Don't ever hope that children can be independent if their parents never teach them how to make money responsibly. Child rearing patterns can be adjusted to each parent's abilities and as much as possible foster an interest in saving as early as possible to train them.

[junder]

Honestly, I'm actually quite bored of hearing the words 'I'm still young, why do I have to save, I have to enjoy life', to be honest, these words are trap sentences that always appear in the minds of young people, so I continue to emphasize that everyone should learn to invest from an early age, and don't refuse to feel the sensation. People who are used to managing their money well at a young age will definitely be successful people when they are old. Neglecting to manage finances is actually not an exact science, so it requires full patience to be able to master it and only time will tell.

It all depends on the person, there is definitely no difference between young or old when it comes to saving or investing, what is certain is that everything that starts well will reap satisfactory results in the future.
I think age is just a number regarding people's targets or achievements will vary, as well as financial stability, there are people who at a young age have achieved success from inheritance from their parents and there are also people who at an old age are still working hard to live.
We live on different lines, so there is no race for that.

Exactly. if everything is done well it will produce good results too, because effort will not betray the results that they must remember.
Yes that's right what you said, people's journeys are different as well as the path of life, there must be those at the top and at the bottom, but just believe that the world is spinning so even though we are at the bottom one day maybe we will be at the top. Financial stability is different, that's a fact in life everyone already has their own portion, some are heirs and some are pioneers like me. I did not inherit my parents' property because I was in a mediocre family but am grateful because I can still say that I have enough.

Unlike those who are heirs, they may not think about too many things, but I don't know, I'm not accusing them of anything, it's just that I myself sometimes want to be like them, but sometimes people who are rich (heirs) have problems in families that are less harmonious. So the point is that everything has its own portion.

[Xcode7]

Many things that have become a person's way of thinking cannot be separated from the influence of their environment, and the biggest role is the family in forming thought patterns from an early age.
Regarding the knowledge that we gain when we grow up, it is a continuous process with what we have been instilled in since childhood.

In life we have to work hard but not everyone who works hard will reap the same results, and in my opinion there is no standard at what age we will get financial stability because everyone has a different life, be it lifestyle or dependents in life, so I think it is very unfair for us to compare or set age limits for achieving success or financial stability.

True, there are many factors that effects one person's success either the environment or the people who surrounds him, there's no age
and there's no specific definition the only thing is how determine the person and how he will find the right path to achieve.

Having the right mindsets and continuing to find the best way to be financially stable rely on how you work with your fate, the journey will continue and
until you figure things out then you will attain the success that you are aiming to reached.

If we do it seriously, even though we were born into a poor family, there will be changes that we will get as long as we consistently go through the process of being able to rise and change to stabilize our finances, in fact many young people who rise from poor families can then help their parents financially.
It's all about mindset, and it all depends on ourselves whether we want to do it or just surrender to fate.

Don't ever be afraid to take the process even if you are no longer young or vice versa, at a young age it doesn't matter, don't rely on age.
We each have different goals in different ways.

[libert19]

When you can't work anymore then financial stability becomes a necessity, so I guess around 50s and should start making right investments at 30?

To achieve financial stability is easy, you just need to work to get paid at minimum wage and spend your money carefully to survive. Actually most people are financial stable, but they choose to overspend their money for entertain, someone can bought Nissan Versa which only cost for $17K, but they choose to buy Lambo when both of them has a same function.

If one has means to purchase lambo, it's fine, no? Otherwise what's point of life? Everyone dies. Often people die with regrets, your friend fullfilled his desire at least.

[AicecreaME]

We have our own different timeline, therefore it's hard to tell when.

But for me, as soon as possible, if you want to be financially stable, you must start at a very young age. Young minds are easier to train, they are more open-minded than old folks, that's why if you see an opportunity to earn money, grab it. It doesn't have to be big in the start, as long as you're making progress, don't rush yourself. The problem of some people why they are still struggling financially is that they wanted a shortcut in success, they wanted 6 digits salary but they lack the experience to have that kind of job or business.

[DeathAngel]

The normal age for financial stability varies for individuals based on their goals, circumstances & financial habits.
Maybe by the age of 30 you should aim to have a stable income, a well-managed budget, a savings plan & a good credit score. It's important to start building financial stability as early as possible but remember that everyone's journey is different & it's never too late to start taking control of your finances.

[SmartCharpa]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I quite think that there is a particular age at which one is supposed to have been living a comfortable lifestyle financially. That doesn't mean that someone who doesn't meet that age lives a lavish lifestyle. There's a parable that says, "All fingers are not equal." So, we understand that not everyone is able to meet up at the same time.

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

At age of 18? Is that not too early to begin? What if the person is not from a wealthy family and cannot afford to begin investing? You mentioned that the earlier we make decisions about our futures, but we still need to have the money before that. I have seen a lot of people who did not make plans for their futures at an early age, and they constantly say that there is always a time, no matter how late it is, nothing can be done about it, even though many of them truly wanted to begin investing at a young age but were unable to do so. There are many reasons why some of us could not started earlier.

Not only investment, we need to save and have other things doing for our futures, it's better we should plan early in life because if we don't, we will regret it later. Given how difficult the economy has been lately, some people find it extremely difficult to save money at times, as not all fingers are created equal. However, we should have some savings that will help us in the future because the money we save now will eventually help us later. Some people simply don't think about saving money because if they have little, they will just keep spending it the way they like, thinking they will keep on earning forever. We need to maintain since we never know what the future holds.

[angrybirdy]

The normal age for financial stability varies for individuals based on their goals, circumstances & financial habits.
Maybe by the age of 30 you should aim to have a stable income, a well-managed budget, a savings plan & a good credit score. It's important to start building financial stability as early as possible but remember that everyone's journey is different & it's never too late to start taking control of your finances.

Age of 30 seems possible but it depends to every individual like what you've said, everyone's journey is different. So if you're in the mid of 25-30 years old, I think It's fine if you have no enough savings and didn't hit the financial stability that you set in yourself as long as little by little, you already know how to manage your finances and expenses, also you have a time to enjoy your 20's. Nowadays it's difficult to have a spare money because of minimum salary offer while experiencing Inflation in economy but if there's an opportunity that may help you to aim the financial stability that you need, don't miss the chance, grab it and take a risk.

[coupable]

I think we are supposed to find a definition for the concept of “financial stability” and that it is not linked to any age stage. One of the most convincing definitions for me is that financial stability is when we achieve a balance between expenses and income without the risk of disruption in the medium or long term.

 Saying that we can't link financially stability to age because one can't really know when they can break out of poverty to become financially stable in the aspect of gaining freedom from financial crises, but indeed, financially stability is usually more enjoyable during youths age when one is still very young and strong to get what they want, but for a very old person to attain financial stability when they become very old, like 60-80 years old, what more of an adventure would they be at then? Despite the fact that everyone might not still be of the same caliber or come from the same society of gold, we can also try to plan ourselves and set some goals that we intend to achieve with time, the earlier the better and the younger, the better too.

All of these are possible possibilities that may change depending on the person’s circumstances and capabilities, according to his abilities. Logically, a person from adolescence until early old age has a greater ability to perform physical and intellectual efforts more efficiently than he does in early childhood or old age. But we must not ignore that this may also be related to the person’s good choices in accordance with his condition and the surrounding circumstances.
Let us take the example of two people who live in a country with unstable security (at war) and a weakened economy. One of them was in good health and was affected by the reality of the war and continued to live on humanitarian aid without thinking that he could find a better solution. The second, with less health capabilities, worked smuggling supplies from a neighboring country and became a wealthy merchant or joined the army and secured better living conditions for himself. Of course, this example takes into account that the two live in the same country and are at risk of death every day. What distinguishes between the two cases is the person’s will to survive in better conditions, no matter how volatile the general situation is.

Similarly, I think that choices determine outcomes, even though physical and mental abilities are at their best from adolescence to early old age. This is something I see every day in the modern market and personal finances

When people live in countries with shaky economies, they often have to deal with huge problems. Still, I've seen that it's not just about how someone looks; it's also about how strong their mind is and the choices they make about money. You make a choice when you decide to depend on humanitarian help, just like when you decide to smuggle supplies or join the army. I have seen that the second set of options can lead to financial safety and even wealth, even though they are riskier

To find chances where others don't see them, you have to be determined. I've always said, "Think big and make it happen." This also works for personal finances. It has to do with making the smartest decisions possible given your situation. To make smart choices, I've always told people to learn about money, understand the economy, and get educated. You can do better than just staying alive. Yes, you need to have a lot of guts and a strong will to do this, but it is possible. Realistically making choices and always moving forward are important

Your last paragraph pretty much sums up the entire scene. Financial stability or any kind of stability that anyone aspires to achieve. The extent of a person's preparations and perception of the concept of financial stability is what can determine the method he can adopt, which in turn must be compatible with the circumstances of reality.
There are people who have gone beyond the stage of financial stability to the stage of luxury, only because their dreams were big and they worked to match them with their capabilities in reality. At the same time, there are people who are supposed to enjoy financial stability, but their dreams were greater or less than their real circumstances, so they reached a stage of what resembles a financial deficit.

[Youngkhngdiddy]

Age of 30 seems possible but it depends to every individual like what you've said, everyone's journey is different. So if you're in the mid of 25-30 years old, I think It's fine if you have no enough savings and didn't hit the financial stability that you set in yourself as long as little by little, you already know how to manage your finances and expenses, also you have a time to enjoy your 20's. Nowadays it's difficult to have a spare money because of minimum salary offer while experiencing Inflation in economy but if there's an opportunity that may help you to aim the financial stability that you need, don't miss the chance, grab it and take a risk.

   Every man on earth has her own set goals and a time frame they're working with, financial stability age depends on your own personal goal but for me the earlier the age, the better because if the time frame set only gives room for less chance of maximization and expansion, then it is a wrong decision. Early age of financial stability helps one to discover more hidden abilities and even go extra mile in doing more exploit, yes there'll be lots of years ahead to live and as these years pass, so does living and everything in it gets tough and cost effective more, we need to always blend in too every new cost development in order not to be caught struggling while pushing through life.
  The 20's of a man should be a period of breaking bounds and making waves, laying solid foundations and building strong bedrocks to make room for better feats and reduce the struggle in his 30's. It takes a set goal, determination, years of hard work to be stable, so it's really best the struggle to financial stability begins now to avoid pitiful circumstances.

[Nwada001]

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I believe that's just the age that they are, and that's how low their level of thinking is too, because it's only someone who thinks they have all the time in the world who will not make good use of any finance that comes their way and put it to good use, as the opportunity that they had at that age won't present itself again the same way when they eventually think it is the perfect time to invest their money in good things.
 
And another thing is, the value of things keeps on increasing over time, and trends die off for the next one to come in place and take over. Without utilising a good opportunity today, waiting for you to establish something with the same plan you had years ago could be the very beginning of some entrepreneurs downfall.
 
We have pretty big millionaires that are below their twenties, and this is as a result of them making good use of their finances. So, @Op, to answer your question, the best age is when you have money to invest in something useful that can fetch you a profit in return.

[Kasabus]

Honestly, I'm actually quite bored of hearing the words 'I'm still young, why do I have to save, I have to enjoy life', to be honest, these words are trap sentences that always appear in the minds of young people, so I continue to emphasize that everyone should learn to invest from an early age, and don't refuse to feel the sensation. People who are used to managing their money well at a young age will definitely be successful people when they are old. Neglecting to manage finances is actually not an exact science, so it requires full patience to be able to master it and only time will tell.

A lot have been actually saying this that they have to enjoy their life first before they get tied to the responsibilities the moment they build their own family and raise their family. For me, there is nothing wrong with this but it's like some opportunities will be wasted if you receive some opportunities that are given to you at an early age. Because in reality, we can still enjoy our life while we continue to seize every opportunity that comes.

Most probably this mindset is formed because we are raised with different parents and each parent has varied mindset about financial stability and when to start processing it. Some are encouraged to start saving at an early age and live life frugally. While some are exposed to life's luxuries early so their mindset is like they don't need to chase financial responsibility unless they start to experience the hard times of life. That's the reason why people end up early or late in building their financial stability, but that's not the problem. There's no perfect age for financial responsibility, but I must say the earlier the better. You will live life your life to its fullest while you are still young and motivated.

[karabiber]

I think that the family we grow up in and the family that raises and educates us is very important to ensure financial stability. We do most things in life by taking our family as an example. In order for an individual to achieve financial stability, they need to receive a good education on this subject from their family and this subject should be adopted from childhood. However, many people start working in their 20s. In our 20s, we start earning enough money to manage our own lives and start building our own lives. In this period when we take control of our lives, it is very important to take control of our financial situation.

As we struggle with work, social life, friends and constantly striving to raise our standard of living, we often ignore our financial situation. Expensive clothes, meals at expensive restaurants, purchases that strain our budget. These are all tempting obstacles to overcome on the path to financial stability. Of course, no matter how old you are, it is better to start investing than to do nothing. The sooner you realize this and start working for yourself, the better. But it is much easier to save and invest when you are young. When you are young you have plenty of time to learn how to invest and test your strategies, you can take more risks and make more profitable investments with less fear of losing money.
Undoubtedly the biggest advantage of starting to invest at a young age is financial freedom at an early age. By the time you reach middle age, you can live completely independently without having to work in an environment you don't like or in a boring job. You can spend more time with your family, loved ones and hobbies and even turn your hobbies into a job.

[Kelvinid]

When it talks about financial stability, that is the time when we are not worried about the future --we can think about multiple sources of income. We can say starting to build a good career at an early age makes not impossible to gain such financial stability before 40. However, this will depend on the situation of the person, it is advantageous if you are coming from a rich family for this is not hard to reach. But for average and poor people, even at the age of 60, some of them are still working hard.

[NotATether]

The right age for financial stability is as soon as you start earning money. You shouldn't have to go into extreme and sorry debt just to enjoy life. And yes that means cutting down on partying. Besides, you're you're supposed to party after you succeed, not before you even hit the trail. Also, most of these young people waste their money on stuff that they end up not needing (or wanting).

[leonair]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I quite think that there is a particular age at which one is supposed to have been living a comfortable lifestyle financially. That doesn't mean that someone who doesn't meet that age lives a lavish lifestyle. There's a parable that says, "All fingers are not equal." So, we understand that not everyone is able to meet up at the same time.

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

Financial stability depends on a person's hard work and creativity. It takes different time for each person. There are many histories where some have become owners of huge sums of money in 18 years and there are many people who have lived most of their lives but are living in many financial crises. So it is difficult to say what is the right age for financial stability for each person. But it can be said that 18 years is enough time for a person to work hard enough to change their financial status.

[Altryist]

When it talks about financial stability, that is the time when we are not worried about the future --we can think about multiple sources of income. We can say starting to build a good career at an early age makes not impossible to gain such financial stability before 40. However, this will depend on the situation of the person, it is advantageous if you are coming from a rich family for this is not hard to reach. But for average and poor people, even at the age of 60, some of them are still working hard.

Moreover, I know quite a few pensioners who continue to work, and thus it turns out that a person works all his life, sometimes at a job that he does not like. Therefore, what your parents can give you plays a very important role, and if you have to start everything from the very beginning, then it will not be very easy to achieve financial freedom before the age of 40, but even if you can build a profitable business by this age, then you will want to continue managing it for some time to earn as much as possible.

[ndutndut]

If we do it seriously, even though we were born into a poor family, there will be changes that we will get as long as we consistently go through the process of being able to rise and change to stabilize our finances, in fact many young people who rise from poor families can then help their parents financially.
It's all about mindset, and it all depends on ourselves whether we want to do it or just surrender to fate.

So true. It all depends on our respective mindsets to achieve financial stability in the future. Not only do those born into poor people have to have this mindset, but also young people born into rich families also have to have a mindset about finances for the future. Because if this doesn't exist, even people who have a lot of wealth will lose their wealth if they don't manage it properly.

Don't ever be afraid to take the process even if you are no longer young or vice versa, at a young age it doesn't matter, don't rely on age.
We each have different goals in different ways.

Age is not a barrier to carrying out the process, it is never too late even though the goals are different. I love the fact that you stated that it's not about age. we have to keep Saving, Invest some of it, if we really want financial freedom in old age. In a few years people will regret it if they missed the opportunity to buy bitcoin.

[knowngunman]

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

Starting to save and invest early can have a huge impact on our long term financial health. Even if you can only afford to save a small amount each month, it's still worth it because small amounts of money can grow over time if they're invested wisely. But the problem here is our risk tolerance at that age. Do you think at that early age, one can be able to manage and tolerate risk? Yes, it depends on individual but it's a big factor to consider before beginning to invest even as a grown person talk more of upcoming youths. Financial stability is more than just having a certain amount of money in the bank. It's also about having a reliable source of income and being prepared for the future. But the challenges people in that age range have is balancing the current needs with saving for the future. In fact, that age range is the most critical and challenging stage in human life because getting the right priority becomes hard. Is it looking for your own house? Further your education? Or doing investment? And unfortunately, the income is limited.

[God bless u]

Yes right we should save money from early age, there are so many individuals who save their pocket money when they are getting education and when they grew up there is a large sum of money saved with them. Saving does not mean that do not spend a single penny and save all amount but it means that you should spend all amount instead of certain percentage which should be limited to saving only.

As early you save amount more will be with you so you can fulfil your big dream as well by this large amount. If a person is thinking that he will start saving from the age of 60 then I think he is on wrong way because we don't know that will we be alive in or after age of 60 or not? We should not think so long but do what you can do today as nobody have seen tommarow.

[milewilda]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I quite think that there is a particular age at which one is supposed to have been living a comfortable lifestyle financially. That doesn't mean that someone who doesn't meet that age lives a lavish lifestyle. There's a parable that says, "All fingers are not equal." So, we understand that not everyone is able to meet up at the same time.

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

The earlier the better on which there are individuals who do really make out those early decisions on trying out to building up something just for the sake of their future on which they are already thinking about
having those kind of independence on the time that they have really that realize that life is never been easy and they do really want  for it to prepare for it, specially they've been thinking that one day
they would really be making out their own family on which it would really be just that just right that they should really be preparing for it. This is why on the time that they would really be having
that kind of thinking then this is where they would really be starting on trying out to decide on starting on trying to built up that kind of goal.

We know that life is never been easy not unless if you are born with a golden spoon or came from a rich family then it wont really be that an issue but if you aren't
then pretty sure you would really be having that kind of struggling in your life which is something that we really need up to think up plans
and make steps on making ourselves better.

[Dr.Bitcoin_Strange]

Besides, you're you're supposed to party after you succeed, not before you even hit the trail. Also, most of these young people waste their money on stuff that they end up not needing (or wanting).

This is actually the part that got me nodding affirmatively. There's an old saying, "Make hast while it's still daytime."

Let me give an example of myself. While I was still in university, I had a group of friends who were living a very lavish lifestyle and partying more often. Some of them had uncles, aunts, and parents who were steadily pumping them with money, and what they did was spend it on things that did not really matter the most, some times they offer me to tagg alone, but I normally decline sometimes because if I go with them, I must definitely spend too. So, back then, in school, I had some savings, and I was just gathering up money to start up a business if I was done with school.

To cut a long story short, I now have my own business. I won't say I am very rich, but I am living more comfortably than most of my friends. I am earning more handsomely than most of those guys, and some of them have even relocated out of the city where I live because the standard of living here is more expensive than where they relocated.

Conclusion: My friend thought they would remain students forever or that they would continually be getting money from their relatives, but things changed after they graduated. So, partying comes after success (like you said).

[Biznesmen]

The sooner the better. But the issue is time is weird.

At 18 waiting til 30 seems way too long. Never mind waiting til 50 or 60.

I am 66 If I make it to Jan 2024 I will be 67.

I can testify to this ten years is not much time. Neither is 20 years.

If you invest at 18 and hodl the investment 20 years you will usually do okay.

Financial literacy is not a subject that we can avoid in our daily lives, and it should be taught to kids during their high school years, of course. Even if they start investing at an early age or not, it's not an issue if they get a good and basic understanding of financial literacy. I don't believe that "sooner is better" because, in my opinion, people can gain profits at anytime, irrespective of when they are investing. Even early investors can lose money if they invest in useless assets, stocks, coins, or whatever. So what I am trying to say is that investing early is not always the point; you can earn anytime if you have proper financial literacy. And teaching financial literacy at an early age is the real catch.

[justdimin]

The right age for financial stability is as soon as you start earning money. You shouldn't have to go into extreme and sorry debt just to enjoy life. And yes that means cutting down on partying. Besides, you're you're supposed to party after you succeed, not before you even hit the trail. Also, most of these young people waste their money on stuff that they end up not needing (or wanting).

I would say that when we are talking about our day and age, a kid that is like 22-23 years old who starts working for the first time can't possibly have financial stability, even a normal life wouldn't be possible for them without debt. There are people who start working at minimum wage, and minimum wage is not financial stability.

I think a proper age would be after 30, because you would get at least two promotions by then, and that would mean that you could be somewhere around double the minimum wage, I am above 30 and I had good life so far and making about three times as the minimum wage and that's fine for me in my nation, it is certainly way more than I deserve, so I am very thankful for my boss, and living a good life, but I was very very poor at 23 years old.

[Dickiy]

The right age for financial stability is as soon as you start earning money. You shouldn't have to go into extreme and sorry debt just to enjoy life. And yes that means cutting down on partying. Besides, you're you're supposed to party after you succeed, not before you even hit the trail. Also, most of these young people waste their money on stuff that they end up not needing (or wanting).

I would say that when we are talking about our day and age, a kid that is like 22-23 years old who starts working for the first time can't possibly have financial stability, even a normal life wouldn't be possible for them without debt. There are people who start working at minimum wage, and minimum wage is not financial stability.

I think a proper age would be after 30, because you would get at least two promotions by then, and that would mean that you could be somewhere around double the minimum wage, I am above 30 and I had good life so far and making about three times as the minimum wage and that's fine for me in my nation, it is certainly way more than I deserve, so I am very thankful for my boss, and living a good life, but I was very very poor at 23 years old.

Well I agree with your statement, for children aged 22 - 23 it is usually that they have just entered the world of work after completing their education, and with that it is true and reasonable that for a teenager of that age I think it is impossible for them to get good financial stability, because they are just crawling to start the world of work. In such a position, they may only be able to buy something that is not too significant and there are still quite a lot of things including basic needs that they still cannot fulfill, especially if they have debt, basically it is true that they still cannot get out of the pressure of lack of finances.

Yes, it makes sense, because at the age level of 28-30 usually someone has gained a lot of experience in the outside world, especially in the field of work, it is very possible at that age they can already achieve pretty good financial achievements or even have financial freedom. At that age someone must have gotten or utilized many opportunities, especially in the world of work, they must have been able to achieve an income that is sufficient or more than they imagined, because on the other hand indirectly the age of 28-30 is a determination for them about the certainty and feasibility of the life they will get, so it makes sense that at that age they can usually get the achievements they have been living since adolescence, and one example is yourself who has managed to get a better life, and I think on the other hand luck also has an important role in every person's life.

[Eternad]

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

I believe it depends on what is the legal age on each country because that’s the only time you can get a real job to become financial independent on your own. It’s useless to chase this financial stability if you are using part of your parents money to invest since you have no steady income.

I become financial stable right after I graduated in college and got my first job. Since then, I involved in different kind of investment using my work salary and at same time climb to the ranking in our work to gain more salary that makes me financially stable. My investment right now is for my early retirement goal so that I leave my job in young age.

[doomloop]

Starting to save and invest early can have a huge impact on our long term financial health. Even if you can only afford to save a small amount each month, it's still worth it because small amounts of money can grow over time if they're invested wisely. But the problem here is our risk tolerance at that age. Do you think at that early age, one can be able to manage and tolerate risk? Yes, it depends on individual but it's a big factor to consider before beginning to invest even as a grown person talk more of upcoming youths. Financial stability is more than just having a certain amount of money in the bank. It's also about having a reliable source of income and being prepared for the future. But the challenges people in that age range have is balancing the current needs with saving for the future. In fact, that age range is the most critical and challenging stage in human life because getting the right priority becomes hard. Is it looking for your own house? Further your education? Or doing investment? And unfortunately, the income is limited.

A person doesn't necessarily have to start investing at a young age, all they should do is keep saving as much money as they can if they become mature at an early age and start thinking and planning about their future. I know that it would be better if they learn to invest wisely and do it as early as possible so that when they reach an older age, they should already have some assets built that will help them become financially stable and not struggle to find jobs and earn a living.

However, it's not very easy to do all that at such a small age. When you are 18, you don't have much experience with things, you are still working on your education, trying to get a degree and get prepared to face the practical world, and it's often not possible for someone to get into investments and stuff at that age, only a few people can think differently and do things that are going to make their future much more secure.

[Essential10]

Workplace stress occurs at different ages for different people. In that case, the age of achieving financial stability of different people is also different. But gaining financial stability at an early age can be a good way to achieve an independent life in the future. Many will have this opportunity to achieve financial stability and many will not. There are people who have families with a large number of family members and they have no chance to accumulate extra money in all their family expenses. And there are people whose earning power can afford to save for the future. Very few people in the world are lucky enough to achieve financial stability. There is no exact age for financial stability but future steps should be taken keeping such trends in mind.

[Y3shot]

It is good for financial stability to be achieve in early age of everyone but the truth is that it is not every one that can achieve it early,  some achieve it late in life but I think this can be achieved at anytime . Their is no specific age that is a must that people must achieve financial stability,  but it is important one must still be working very hard to achieve financial stability,  this is needed at every level in life. So far as one is doing things right, working and have savings, invest,  it very possible to achieve financial stability.  Just understand how money works .

[Lorence.xD]

Starting to save and invest early can have a huge impact on our long term financial health. Even if you can only afford to save a small amount each month, it's still worth it because small amounts of money can grow over time if they're invested wisely. But the problem here is our risk tolerance at that age. Do you think at that early age, one can be able to manage and tolerate risk? Yes, it depends on individual but it's a big factor to consider before beginning to invest even as a grown person talk more of upcoming youths. Financial stability is more than just having a certain amount of money in the bank. It's also about having a reliable source of income and being prepared for the future. But the challenges people in that age range have is balancing the current needs with saving for the future. In fact, that age range is the most critical and challenging stage in human life because getting the right priority becomes hard. Is it looking for your own house? Further your education? Or doing investment? And unfortunately, the income is limited.

A person doesn't necessarily have to start investing at a young age, all they should do is keep saving as much money as they can if they become mature at an early age and start thinking and planning about their future. I know that it would be better if they learn to invest wisely and do it as early as possible so that when they reach an older age, they should already have some assets built that will help them become financially stable and not struggle to find jobs and earn a living.

However, it's not very easy to do all that at such a small age. When you are 18, you don't have much experience with things, you are still working on your education, trying to get a degree and get prepared to face the practical world, and it's often not possible for someone to get into investments and stuff at that age, only a few people can think differently and do things that are going to make their future much more secure.

Well, you have a point, at a young age people could start investing themselves first, if they are not mature enough to handle this kind of thing such as investment, they could gather knowledge and skills first by just simply reading some books, attending some seminars or even in the internet since almost all of the resources as well the information are almost at the internet. Plus they don't have yet source of income so where they will get their funds for investment right? That's why once they get mature enough to handle learning as well as having a source of income like a part-time job, then it might be a good time for them to go with investment, cause they are earning enough to be cautious with the money.

It might not be easy to start early as you are like a toddler in this industry still learning things, but every step you take will be part of your growth. As I said you wouldn't need to engage yourself in investment if you don't have any knowledge, if you don't have any experience you could try a demo account or something like that, there's a lot of sources for improvement nowadays that even kids could learn. But of course, it cannot be learned in just a few days, it will take a lot of time for you to be familiar as well to be smart in this industry.

[Obari]

Personally to me, there is no time limit to living your dream life and I’ve seen stories of people who got everything Dey needed very early and also died very early and I’ve seen cases of people who got their lives figured out late and still enjoyed the glory which simply proves that age is typically just a number and not a yardstick to measuring achievements.
But without being bias, if one has the means to save when they’re younger, it will be more at the advantage of the young investor.

[Mr.right85]

Financial stability is something that isn’t defined by age, as well as maturity.
The lines between these two are interwoven as, how matured you are in character will to a great extent define how you handle money.

Having money isn’t much of an issue but how you manage it to be sustainable is the issue.
It’s normal for young adults to live some lavish lifestyle about how they handle there finances but, it’s not always the case with most. Especially those that have gotten to the edge and back. Those to have experienced life to a point where it would be safe to say, life did happen to them.

When you get to that point in life, you need not be reminded how valuable every cent is or how to manage it. Also, when your conscious at the pace in which the world is growing, to not miss out, you’ve got to grow faster than your age.

[livingfree]

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

IMHO, it is not about profitability when we teach kids to save as early as they can be. 18 is like now a young adult that works and study at the same time, so the money is already there but experience is lesser.

For saving, I think as early like 7-10 years old. They're already good ages for the parents to teach their kids how to save money and how to sink on their minds that money should be given importance and not to be used for useless spending habits.

The importance here is the practice of being gratitude and saving because until they grow old, they'll find the value of it and let them discover how to invest it to things that they'll find out later.

[philipma1957]

The right age for financial stability is as soon as you start earning money. You shouldn't have to go into extreme and sorry debt just to enjoy life. And yes that means cutting down on partying. Besides, you're you're supposed to party after you succeed, not before you even hit the trail. Also, most of these young people waste their money on stuff that they end up not needing (or wanting).

Oh I wish I had followed this advice from 14 to 29 when I married my wife in 1986 we could have had a nice house asap. no mortgage. ah to bad most of us do not get brains until we are deep into our 30’s

[Litzki1990]

There is no age of economic stability, every age has economic stability for it. Some take all the responsibilities of the family from childhood, some take the responsibilities of the family at middle age, and some get financial stability from childhood, that is, there is no specific age. Financial stability is important at every age. We are humans who like to plan more than the present and we plan for the future because we save, invest and do everything else. Although we do not think about saving and investing in our childhood, when we enter the teenage years from childhood, we start thinking about the future. So the most important period of economic stability is from adolescence to middle age.

[Antotena]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

There is no manual about life and we can't never be the same, that's a fact. Even if there is a guide to become a successful person, there are people that will still prefer other pathways.

Teenage and adolescents stage is one of the most difficult phase of life and yet the best time to educate people, reason why we have more and more people spend lavish lifestyle in their young age is because they don't get proper education around these age brackets, sometimes you don't have to blame everyone you see regret their past actions, if only some of them have proper guide, they will have prevented it.

I quite think that there is a particular age at which one is supposed to have been living a comfortable lifestyle financially. That doesn't mean that someone who doesn't meet that age lives a lavish lifestyle. There's a parable that says, "All fingers are not equal." So, we understand that not everyone is able to meet up at the same time.

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

Saving is not a good thing anymore, maybe in it was great in the 90s and 80s but saving in the 21st century is like rubbishing your money for the future because by the time you become of age to use the money, it might only be able to buy a sandwich and burger. The best way to start when onw clock 18 is investment and not just buying anyhow investment, research on good stock and keep them safe for future.

Alternatively, start a business if you have the right idea, invest in innovation instead of buying Telsa cars and expensive watch to impress ladies that will leave you instantly when there is no money again. Invest in other people's Idea if you have the means. However, life doesn't have a define way to success, just because you invest doesn't mean you will succeed, that's a fact, you might fail on the way but not giving up is the best part of the whole process.

[SmartGold01]

Allow me to say that it is from parenting I mean the kinds of life style everyone chooses to live and grow up is from what you learnt from your parent possibly a kind of life your uncle, friends and relatives where living and you felt that is the best life to live. Let me go lower a bit, there are some people whom might be living a very rough life and their parents sees it and say that is his or her lifestyle without calling their child/ren to order to know when to live such life, I can also recall a popular saying that keeps saying " train up a child in the way they should grow and when they are old they won't depart from it" Proverbs 22:6. simple gives a full explanation of this saying. Meaning from what you are thought the knowledge and the orientation you are being given at earlier stage you would know how to utilized and start making investment without waiting till age 30 or 45 start.

This applicable to women out there and I have constantly been warning my female friends those I cares for to start choosing their man now that they are active and beautiful. They might thought they had time but forgotten that after age 25 they began to get worried about a man they would settle down with, now that they had all things in them looking shaming its time to choose the best man amongst themselves to avoid meeting the wrong man at the wrong time or possibly meeting the right man at the wrong time. As we do know that everything in the world has time; a time to plant and a time to reap, and a time to born and a time to die. So it is to women, a time for beauty and a time to pass away.

In general, we always think there is time for everything without knowing that moment we felt is not yet time is the time for us, but we don't always accept the simple truth as it is always bitter. How can you be 25 years old and expect to be flirting your life instead to think of how to established (our) yourself to prepared to own a family, and whenever you are prepared for the family it became very easily for you to handle but at this some people especially my genders (female) would think is time for them to start galivanting. Investment doesn't have a age restrictions, of course if you are wise enough you can make investment at age 10 and above without any contradiction.

[icalical]

I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

I do agree that ideally a person should have reliable sources of income at 30, but in some case because of several factors it won't be a big problem for some people to be a little bit late. I know an elderly who was chasing his passion until the age 40 but he never actually make enough money out of it, and then finally start a business and he actually succeed after several years. On the other case there are some people that haven't got their ways until later because they have some difficult situation.

Life is not a race, everyone has their own time and moment.

[bangjoe]

It is good for financial stability to be achieve in early age of everyone but the truth is that it is not every one that can achieve it early,  some achieve it late in life but I think this can be achieved at anytime . Their is no specific age that is a must that people must achieve financial stability,  but it is important one must still be working very hard to achieve financial stability,  this is needed at every level in life. So far as one is doing things right, working and have savings, invest,  it very possible to achieve financial stability.  Just understand how money works .

Of course, having financial stability at a younger age is much better because it can make the Dewaa period will be much better in finance, indeed everyone is not required to reach the stability of money at the end, it returns to each other or their respective awareness In financial matters, but from the many cases I encountered most people were late in understanding financial stability and the importance of having good money management, so everyone had financial stability with a random age.

Some examples, many people who are more mature than me they regret because when they were young they were wasting money and waste their time, where they could build finances well when young times for old age were much better in terms of stable finances, and They regret it after they are old that financial stability is better to be built when he is young.

[Dunamisx]

When you're being matured enough as an independent adult youth and you have a right sense of humor for being responsible for every of your decisions and actions taken, then you will realize the need for having a financial stability source after knowing what's ahead of you to cover as being expected, by then, you would have realized the family demands are on you and you also need to derive an alternative to source for income, having financial stability is not by age, it's from the mindset, we planned it and work towards achieving it when we realized the role we should play in our life and other people's life.

[Jatiluhung]

When you're being matured enough as an independent adult youth and you have a right sense of humor for being responsible for every of your decisions and actions taken, then you will realize the need for having a financial stability source after knowing what's ahead of you to cover as being expected, by then, you would have realized the family demands are on you and you also need to derive an alternative to source for income, having financial stability is not by age, it's from the mindset, we planned it and work towards achieving it when we realized the role we should play in our life and other people's life.

Financial stability is really needed by every person of any age once they are adults and have responsibilities that they must fulfill. Especially for those who are married. And it would be much better if we had achieved financial stability since we were young and not married. So when we get married we only need to maintain the financial stability that we have achieved. But sometimes most people are much more motivated or much more driven to work harder after they get married and have children. Because a sense of responsibility may be what makes someone work harder than usual.

Achieving financial stability is not as easy as it is said. But as long as we try and remain consistent in managing our finances well and continue to work hard. So this can be achieved. But usually people who succeed in achieving financial stability are those who have a high commitment to working hard and are disciplined in financial management. I personally am still working on it. But I don't know when I will succeed in achieving it. But it feels like it's close or almost there.

[bitnote]

I totally agree. Waiting until your 30s to think about finances is a bit late. By then, you should ideally have some stable income and a plan. Starting to save and invest early, even in your teens, is a smart move. What's your take on when people should start getting serious about their finances?

[bbigtart]

I totally agree. Waiting until your 30s to think about finances is a bit late. By then, you should ideally have some stable income and a plan. Starting to save and invest early, even in your teens, is a smart move. What's your take on when people should start getting serious about their finances?

In fact, there is no symbol for managing finances so that we are financially free in old age, the most important thing is that intentions and efforts from now on are ideally started from a young age.

Managing finances will of course affect the quality of life you live. It could be that when you are young, financial conditions tend to be good. However, when entering old age, financial conditions actually worsen.

Conditions like this can occur if you have a fragile financial foundation and a lack of knowledge regarding how to manage your money well. As a result, when you are old, you will not be able to live a prosperous life and will experience financial problems more often. When you are young, everyone still has hopes of what life will be like in old age.

Moreover, to stay healthy, enthusiastic and prosperous and happy with your family. So it is necessary to manage finances and health for the future from now on.

[arimamib]

"Having financial stability" and "having income" are two different thing. You can have income but that doesn't guarantee you have stable finance in your life. Financial stability means that your stable income is higher than your stable outlay.

the right age to have financial stability is just about your choice of life. it starts when you choose to have a stable / permanent job, or it's often when you choose to have your own family. when you have living load, you want to have your capability to carry it. that's the time for financial stability.

[Hamphser]

I totally agree. Waiting until your 30s to think about finances is a bit late. By then, you should ideally have some stable income and a plan. Starting to save and invest early, even in your teens, is a smart move. What's your take on when people should start getting serious about their finances?

In fact, there is no symbol for managing finances so that we are financially free in old age, the most important thing is that intentions and efforts from now on are ideally started from a young age.

Managing finances will of course affect the quality of life you live. It could be that when you are young, financial conditions tend to be good. However, when entering old age, financial conditions actually worsen.

Conditions like this can occur if you have a fragile financial foundation and a lack of knowledge regarding how to manage your money well. As a result, when you are old, you will not be able to live a prosperous life and will experience financial problems more often. When you are young, everyone still has hopes of what life will be like in old age.

Moreover, to stay healthy, enthusiastic and prosperous and happy with your family. So it is necessary to manage finances and health for the future from now on.

As early as possible on which on the time that you are already indeed that wary on how things should really be dealt with then it would be something that an advantage on how early you would be since you could really be still make out preparations as you do go along or proceed forward. Somewhat for those who are late bloomers then there's no such thing about being late considering that success could really be still be attainable even if you are old. It is really just that a matter on how well you do make out those kind of plans for the better future of yours. All of us do really wants to have that financial stability.
Who doesnt really want that?

This is why we are really that thriving or doing our very best on what are the things that needs to be done first so that we would really be able to achieve such state. Yes, its not simple
but doesnt mean that it would really be that impossible. As long you do give out effort and proper planning or whatsoever then this is what do really counts.
You cant really make that yourself be able to commit mistakes but doesnt mean that we should stop there. Always aim for the goal and something that you shouldnt stop
whenever challenges and mistakes do hits you.

[GiftedMAN]

I think financial stability has nothing to do with the age of a person since it's not illegal for anyone at any age to be financially ok. Some people already become billionaires at a youthful age while to others they were financially stable at their old age I think it all depends on the individual and the time the person became successful in whatsoever he's doing. Once a person is able to make proper use of an opportunity to invest, strike a good business deal or get a well paying job and is able to utilize the finance gotten from the investment properly, even though such person is at age 18 or 20 I think becoming financially stable is ok unless the person is unable to take good responsibility for what the finance is used for otherwise I don't think age has a big role to play when it comes to being financially stable.

[Bushdark]

When you're being matured enough as an independent adult youth and you have a right sense of humor for being responsible for every of your decisions and actions taken, then you will realize the need for having a financial stability source after knowing what's ahead of you to cover as being expected, by then, you would have realized the family demands are on you and you also need to derive an alternative to source for income, having financial stability is not by age, it's from the mindset, we planned it and work towards achieving it when we realized the role we should play in our life and other people's life.

Is there any age for financial stability? I don't think so there is any age atteched to financial stability. There are some regions when if you are upto the age of 18, they expected you to start making decisions for yourself and have something doing. There are people that got married at the age of accountability which is 18 years in most region. We ought to be responsible for our decisions when we have crossed this age. There are people that are upto 40 years but still don't have a good financial stability.

[Renampun]

The normal age for financial stability varies for individuals based on their goals, circumstances & financial habits.
Maybe by the age of 30 you should aim to have a stable income, a well-managed budget, a savings plan & a good credit score. It's important to start building financial stability as early as possible but remember that everyone's journey is different & it's never too late to start taking control of your finances.

It's true what you wrote here, for each person, life's journey is different, things such as education, privilege and family background really influence a person reaching the age of having stable finances. I already have my own small family and I feel for myself how difficult it is to be someone who is financially stable now, I actually feel freer when I'm single lol, however, I will continue to fight to achieve financial freedom so that my children can enjoy good things which I passed on to them casually.

[Dr.Bitcoin_Strange]

ah to bad most of us do not get brains until we are deep into our 30’s

Yeah, it's too bad that some people only realize themselves when it's almost too late for them. Perhaps at their very youthful age, they have had better opportunities but misused them due to friend influence and other things that they were convinced on. Someone once told me that I like to suffer for myself all in the name of self-discipline or whatever, but I told the guy that "we sow today, that we might reap tomorrow." Today, I don't think he can compare himself financially to me. It's not bragging, but a fact. Some people live their lives as if it will end the next day; they always fail to realize that there is still a future to come.

[panganib999]

I’ve heard and saw people say that life begins at 40, and if you play your cards right that’s when you’d have the most money to play with and the most time to enjoy the money that you’ve earned so far. It’s also the best time to start businesses and enterprises to some people, so back when I was still a growing teenager, i thought I could just slack off and leave everything to chance. After all, if I play my cards right I’d get my come up on the day I turn 40

Of course as time went by I realized how flawed that system is. I grew out of it and found that it’s much better building knowledge and wealth as early as possible, instead of leaving it up to chance. Since then I grew to know that the best age to financial stability is when you’re most ready.

[STT]

Depends on your health but also your family relying on you.  Some people should be reducing risk drastically from 35 onwards but others can risk into their 60's due to good health and security via a house perhaps etc.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

There is a very good study that looks at normal investment returns on a pension starting from certain ages.  Starting age 18 gives a far greater advantage and ease of having a secured retirement over say late thirties where a person may end up having to put in 3x as much per year to achieve the same deal.   Just a small amount at early age makes alot of difference due to compound gains long term, there is more risk in attempting to gain short term.   Stock markets can sometimes come close to flat gains over ten years though thats rare ideally you are able to capture the best growth by being involved beyond the edges of a period of gains..

[MarjorieZimmermanGinger]

I’ve heard and saw people say that life begins at 40, and if you play your cards right that’s when you’d have the most money to play with and the most time to enjoy the money that you’ve earned so far. It’s also the best time to start businesses and enterprises to some people, so back when I was still a growing teenager, i thought I could just slack off and leave everything to chance. After all, if I play my cards right I’d get my come up on the day I turn 40

Of course as time went by I realized how flawed that system is. I grew out of it and found that it’s much better building knowledge and wealth as early as possible, instead of leaving it up to chance. Since then I grew to know that the best age to financial stability is when you’re most ready.

Isn't it too old that human life begins at the age of 40, at that age human productivity has decreased because most people at that age are no longer productive. Ideally, we start building a business at the age of 20 or above because at that age we can be more productive and responsible for the work we do. Those aged 40 in my area are just enjoying the results of the business development process they underwent at the age of 20 and when they are serious then at that age they just have to enjoy and direct their business to become more developed.

Human quality is limited to productivity and age often becomes an obstacle for them to think productively. Of course, it is possible that human success is not always the same because it may involve different opportunities. But if we talk about productivity, 20 years and above is the most productive age for someone to build a more mature career.

[Spaceman1000$]

The financial stability of anybody can come at any stage, people cannot save when they don't have any source of income, young people are always financially unstable because at that stage they hardly get jobs to keep them stable and most times because of the youthful exuberance some of them are indulge in, they find financial stability or savings as something that is not in their immediate needs.
At the age of 18, it is expected that that person is still studying, that is to say the person is a student, and  we all know the financial burden that always comes up with being a student, so it's always not easy to start saving at that age, because you don't have a steady income.
Financial stability can come only when you have and income, and you can save and make financial decisions based on income.

[Dimitri94]

Your words are certainly logical. Time will also shrink for those who put off the tendency of their saving like this sooner or later. It may be that they are old but they don't have money. They don't have enough savings to get at that time. Moreover, there may be some who have started their savings before the last few days of their life but it is very little for their needs. The right age to start saving is when you start earning. But referring to the specific age, if a person tries to save from the age of 25 then he can build a good savings within his long career with which he can lead his transition into old age. We must all develop a saving attitude.

[HONDACD125]

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

I think the younger you start saving and investing, the more you will benefit in old age. The biggest advantage will be that you will have a good experience even in middle age. A lavish lifestyle in youth is what everyone wants but those who are concerned about their future must make their investments, but the aim is not to keep accumulating money but to invest it in different places and spread your assets is the most important thing.

If one invests in a good place, one can live a good life at any age, but the real fun of life is from 18 to 30 where you can enjoy everything to the fullest. Therefore, most people do not prefer investing or saving at this age. One of the reasons for this is that the mind matures with age, no one worries about old age at a young age. However, in all these things, his parents also have a lot of involvement in how they have trained his child.
​

[Fatunad]

I’ve heard and saw people say that life begins at 40, and if you play your cards right that’s when you’d have the most money to play with and the most time to enjoy the money that you’ve earned so far. It’s also the best time to start businesses and enterprises to some people, so back when I was still a growing teenager, i thought I could just slack off and leave everything to chance. After all, if I play my cards right I’d get my come up on the day I turn 40

Of course as time went by I realized how flawed that system is. I grew out of it and found that it’s much better building knowledge and wealth as early as possible, instead of leaving it up to chance. Since then I grew to know that the best age to financial stability is when you’re most ready.

Isn't it too old that human life begins at the age of 40, at that age human productivity has decreased because most people at that age are no longer productive. Ideally, we start building a business at the age of 20 or above because at that age we can be more productive and responsible for the work we do. Those aged 40 in my area are just enjoying the results of the business development process they underwent at the age of 20 and when they are serious then at that age they just have to enjoy and direct their business to become more developed.

Human quality is limited to productivity and age often becomes an obstacle for them to think productively. Of course, it is possible that human success is not always the same because it may involve different opportunities. But if we talk about productivity, 20 years and above is the most productive age for someone to build a more mature career.

Usually we do finish up our studies on the age of 19-22 basing up on the course that you are getting on which only a few would really be having those plans on taking a career on which they wont really be that getting in line with the course that they had finished but rather decided on taking up that entrepreneurship kind of career which they do know that having this kind of path does really give out that kind of higher chance on getting yourself on successful which is true but it wont really be that anytime to be precise or could really happen to someone. There's always that accompanied risks also and this is where some people would really be just sticking on finding their day job on the time that they would finish up their studies and  this is why they do decide on sticking with it just because neither they cant just bare up the risks or just simply they arent that interested at all.

Financial stability is something that majority of us would really be hoping for on which it is really just that a normal target for each one of us. Only to those people who are really making that extra
effort or work have the chance on reaching out this type of goal but of course you would be needing to take more risks for you to achieve such situation or simply you would be
needing to go extra mile if you are really that pursuing things which you do see that could really be bringing out that kind of freedom.

[terrific]

The financial stability of anybody can come at any stage, people cannot save when they don't have any source of income, young people are always financially unstable because at that stage they hardly get jobs to keep them stable and most times because of the youthful exuberance some of them are indulge in, they find financial stability or savings as something that is not in their immediate needs.
At the age of 18, it is expected that that person is still studying, that is to say the person is a student, and  we all know the financial burden that always comes up with being a student, so it's always not easy to start saving at that age, because you don't have a steady income.
Financial stability can come only when you have and income, and you can save and make financial decisions based on income.

And there are also younger folks that have more money than the typical mature worker because of their strategies and inventions.
Although this is rare thing to be seen but that's happening in some parts of the world that there are kids or teens that are able to make more than what we've earned in our entire lifetime. Well, they're gifted and they're using it wisely and that only means you're right that financial stability comes to any age of our lives.

[poodle63]

Your words are certainly logical. Time will also shrink for those who put off the tendency of their saving like this sooner or later. It may be that they are old but they don't have money. They don't have enough savings to get at that time. Moreover, there may be some who have started their savings before the last few days of their life but it is very little for their needs. The right age to start saving is when you start earning. But referring to the specific age, if a person tries to save from the age of 25 then he can build a good savings within his long career with which he can lead his transition into old age. We must all develop a saving attitude.

but arguably, investing in ourselves basically to get a higher income might work out well than saving, after all, saving requires a long time but with the increase of income it will shorten the time required for being financially stable by significant amount.
moreover the fact that with higher source of income you will have the flexibility of using your money without worrying too much on its own is already such a massive advantage.
I just personally think in my opinion that saving will not do much, its essentially just keeping portion of your money and use it for later days, but if the salary is stagnating, you will always have projected savings that you will have by the time you're old and if its not that much, then it feels like wasting time.

[MarjorieZimmermanGinger]

Usually we do finish up our studies on the age of 19-22 basing up on the course that you are getting on which only a few would really be having those plans on taking a career on which they wont really be that getting in line with the course that they had finished but rather decided on taking up that entrepreneurship kind of career which they do know that having this kind of path does really give out that kind of higher chance on getting yourself on successful which is true but it wont really be that anytime to be precise or could really happen to someone. There's always that accompanied risks also and this is where some people would really be just sticking on finding their day job on the time that they would finish up their studies and  this is why they do decide on sticking with it just because neither they cant just bare up the risks or just simply they arent that interested at all.

When you decide to continue your education at university level, it is likely that those aged 19 to 22 years will concentrate on education. However, most people in my area decide to only get an education up to high school level as a formal education requirement and after that they try their luck in other people's businesses or their parents' businesses to build their experience. After the year I mentioned they were ready with the finances and experience to build their own business, that's what most young people in the area where I live think because their educational path is increasingly difficult for them to get a decent job.

Risk can never be separated from all the activities we undertake, but some people know how to minimize it. If there is no preparation whatsoever in terms of improving financial levels, it will be difficult for people to develop because life today must start from oneself to develop. When they dare to take risks and know what to do, there is hope for them to develop their potential for financial achievement.

Financial stability is something that majority of us would really be hoping for on which it is really just that a normal target for each one of us. Only to those people who are really making that extra
effort or work have the chance on reaching out this type of goal but of course you would be needing to take more risks for you to achieve such situation or simply you would be
needing to go extra mile if you are really that pursuing things which you do see that could really be bringing out that kind of freedom.

The concept is steadfastness, consistency and never giving up even though there are initial failures because successful people must have experienced failure many times when starting out and if they are strong they will definitely get up and start again. I remember very well the saying of ancient people that there is no success without careful planning and we ourselves will determine the path to success. Financial stability has quite significant levels of difference and when we target living in prosperity, there are many things that need to be prepared. Building a career, success in any field is not easy because we will be faced with the twists and turns of the process and for those who are able to be patient there will definitely be victory in the future.

[Strongkored]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

The sooner you start, the better the results will be and the time to enjoy it will be quicker so that while you are still young you can experience the financial freedom that many people hope for.
Education and nurture from parents will greatly influence a person to realize the importance of investment, but if you can be said to be old but have just started investing then don't be sad and there is no need to compare your life with other people because everyone has their own time. The important thing is that you have to start investing and also form the right one so that you can finally enjoy the results of that investment.

[tygeade]

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

Getting somewhere stable by 40 should be the new norm. I mean a lot of people got a lot more stable before that, but 40 is the age where you are taking over the bigger age group at work, and that means you need to be at executive level give or take. That will go on until you are 50 to 60, and then you will retire and the new age group will take over, that's how it goes.

I think it is not that common for people to think that 40 would be where they can start looking for houses and cars and better life, they want to be able to do that earlier, but that's not possible in our new age, because wages are slave wages and we work from paycheck to paycheck without ever saving any. I am not like that heartfully thanks to crypto and my lovely boss, but 99% of the people I know are like that, most of my friends who work for someone ends up making much less than I do and living a much troubled life filled with debt and loans. That's a sad reality, and until 40 I do not think they will get any better.

[slapper]

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

Getting somewhere stable by 40 should be the new norm. I mean a lot of people got a lot more stable before that, but 40 is the age where you are taking over the bigger age group at work, and that means you need to be at executive level give or take. That will go on until you are 50 to 60, and then you will retire and the new age group will take over, that's how it goes.

I think it is not that common for people to think that 40 would be where they can start looking for houses and cars and better life, they want to be able to do that earlier, but that's not possible in our new age, because wages are slave wages and we work from paycheck to paycheck without ever saving any. I am not like that heartfully thanks to crypto and my lovely boss, but 99% of the people I know are like that, most of my friends who work for someone ends up making much less than I do and living a much troubled life filled with debt and loans. That's a sad reality, and until 40 I do not think they will get any better.

I hear you on the challenges to attain stability by 40. Its a modern sign. Due to rising living costs and low salaries, financial freedom seems unattainable. Maybe we should redefine stability. Executive titles and six-figure salaries arent required. Debt-free, a decent emergency fund, and growing investments can ensure stability. The key is achieving a balance between lifestyle and income. The debt-ridden rat race? Never start late. Key is financial literacy. Money management, saving, and investing are lifesaving skills. Logging costs, automating saves, and finding passive income can alter everything.

Feeling defeated is easy, but positivity is powerful. Picture a life without paychecks to motivate yourself. Think about upskilling or a secondary gig. Proactive, not reactive. Its not enough to live until 40; you must thrive. If you hit the crypto jackpot or have a great boss, great! Whats left is playing the long game, making good financial decisions, and understanding that money should work for you.

[eightdots]

The financial stability of anybody can come at any stage, people cannot save when they don't have any source of income, young people are always financially unstable because at that stage they hardly get jobs to keep them stable and most times because of the youthful exuberance some of them are indulge in, they find financial stability or savings as something that is not in their immediate needs.
At the age of 18, it is expected that that person is still studying, that is to say the person is a student, and  we all know the financial burden that always comes up with being a student, so it's always not easy to start saving at that age, because you don't have a steady income.
Financial stability can come only when you have and income, and you can save and make financial decisions based on income.

Regular income is needed to ensure financial stability. Sometimes pleasure drives people away from saving, and we see this more often in young people. You are right about the financial burden of being a student. Sometimes we expect those young people to do a lot.

I'm sure those young people also want to achieve their goals in terms of financial stability, but resources may not allow this. I think most young people will take smart steps to ensure their financial stability when they find a job and earn an income.

[kingvirtus09]

The financial stability of anybody can come at any stage, people cannot save when they don't have any source of income, young people are always financially unstable because at that stage they hardly get jobs to keep them stable and most times because of the youthful exuberance some of them are indulge in, they find financial stability or savings as something that is not in their immediate needs.
At the age of 18, it is expected that that person is still studying, that is to say the person is a student, and  we all know the financial burden that always comes up with being a student, so it's always not easy to start saving at that age, because you don't have a steady income.
Financial stability can come only when you have and income, and you can save and make financial decisions based on income.

Regular income is needed to ensure financial stability. Sometimes pleasure drives people away from saving, and we see this more often in young people. You are right about the financial burden of being a student. Sometimes we expect those young people to do a lot.

I'm sure those young people also want to achieve their goals in terms of financial stability, but resources may not allow this. I think most young people will take smart steps to ensure their financial stability when they find a job and earn an income.

Most students are very cunning and aggressive when it comes to these matters, and this cunning can also bring them good results and bad results as well. So that means that these students should be guided correctly, in my opinion.

Therefore, to know the right age to discover financial stability, they must still have enough knowledge about it, and having a good job is only one of the ways for them.

[NewRanger]

There is no right age for this, the age is different for everyone. If we put an age to it as the right age, it will make people who have passed that age and not yet achieved financial stability to think that they have missed their time and will never be able to become financially Stable which is false.

Financial stability can be achieved at any age, but it is better that is achieved early in life.

What you say is correct, but age is also a factor in a person's maturity in managing finances, both personal and family finances, and even in companies.

The ideal age is 25 years and for maturity it is 40 years, here you are very mature because at that age you can control emotions in everything, so the age factor is also very influential.

[JunaidAzizi]

Let me first explain to you what financial stability means. Financial stability means that a person can fulfill his needs and secure something for his future. Also stabilizing and maintaining the income, saving, expenses, and investments. Most people think that a person should start working after 30 and enjoy the 20s but that's the wrong misconception. The right time for making yourself financially stable is the 20s. This is the correct time to make money because at this stage there are no responsibilities of a family and you can easily chase what you want. After 30 you can continue working and also enjoy yourself with friends and family. If a person has a very rich family then he is already stable but if you are not rich then do not waste this time if you do you will regret it.

[Negotiation]

There is no right age for this, the age is different for everyone. If we put an age to it as the right age, it will make people who have passed that age and not yet achieved financial stability to think that they have missed their time and will never be able to become financially Stable which is false.

Financial stability can be achieved at any age, but it is better that is achieved early in life.

What you say is correct, but age is also a factor in a person's maturity in managing finances, both personal and family finances, and even in companies.

The ideal age is 25 years and for maturity it is 40 years, here you are very mature because at that age you can control emotions in everything, so the age factor is also very influential.

It is true that a 25 year old man is capable of doing everything while his intellectual capacity is very high and he can control his emotions. The right age to achieve success starts from 25. When you were 25 years old, achieving financial stability might have seemed impossible. The sooner you start the easier it will be for you to reach your goals as a person ages his intelligence is not the same as before.

[Z_MBFM]

There is no right age for this, the age is different for everyone. If we put an age to it as the right age, it will make people who have passed that age and not yet achieved financial stability to think that they have missed their time and will never be able to become financially Stable which is false.

Financial stability can be achieved at any age, but it is better that is achieved early in life.

What you say is correct, but age is also a factor in a person's maturity in managing finances, both personal and family finances, and even in companies.

The ideal age is 25 years and for maturity it is 40 years, here you are very mature because at that age you can control emotions in everything, so the age factor is also very influential.

It is true that a 25 year old man is capable of doing everything while his intellectual capacity is very high and he can control his emotions. The right age to achieve success starts from 25. When you were 25 years old, achieving financial stability might have seemed impossible. The sooner you start the easier it will be for you to reach your goals as a person ages his intelligence is not the same as before.

Yes, from 18 years a person can be called an adult and from then on that person does not like to take immediate decisions without thinking about something a few times and from then the desire to be financially strong is seen in them and if a person works hard then in 5-10 years financially strong. can gain the ability to become stronger. so it can be said that 25-30 years is enough for a person to become financially strong. and those who cannot succeed themselves during this period then it becomes very difficult for them to organize themselves later.

[BitcoinTurk]

It wouldn't be correct to state the exact age for this question but due to social perception and the age of adulthood determined by the law I would like to answer as 18. As I mentioned, this is entirely the age accepted by society that indicates that a person has reached adulthood and isn't set as the age of attaining financial stability. I think the earlier the age to gain financial stability, the better because after a person gains financial stability his/her life begins to progress much easier.

So how exactly can a person understand or claim that they have truly achieved financial stability? When he/she covers all his/her own expenses? Is it when he/she doesn't think about the price when he/she buys a product or service or when he/she has enough money to do whatever he/she wants? In fact, this is an answer that may vary from person to person but it is also a very important detail that a person can claim to have achieved financial stability if he/she meets the conditions.

[Crypto Library]

Yes, from 18 years a person can be called an adult and from then on that person does not like to take immediate decisions without thinking about something a few times and from then the desire to be financially strong is seen in them and if a person works hard then in 5-10 years financially strong. can gain the ability to become stronger. so it can be said that 25-30 years is enough for a person to become financially strong. and those who cannot succeed themselves during this period then it becomes very difficult for them to organize themselves later.

According to my personal opinion, experience and stability about these things is gained by each person on different time. Here the fate of some favors and the fate of others does not favor. That's why it's very person to person. Moreover, not everyone's knowledge is the same, so there are differences in some cases.
But in general if we see that after our school life is over when we complete our higher education then we are ready to do money management directly. In this case it can be said that financial stability starts at 25 years as an average. But in today's world, these things are changing in some cases, especially while students are currently doing freelancing and doing business for their financial stability. So I think now money management should be taught from school life to keep children under control because the future era is going to be very competitive so these things should be learned from early age.

[Agbamoni]

There is no described age or perfect age for financial stability. Those who were born with a silver spoon where already stable in finances even before they grew up. Last year i had a conversation with my one of my course mates. His mother is the adviser to one of the senators of the states in my country. And he said, "Bro do you know the worst day of my life". I replied 'no'. Then he said "it was the day my car broke down on the road and I have to wait for the government mechanic to come and fix it" I was surprised that it was his worst day. As you can see his future is already promised and he is already stable financially. Accounts created with his names, business and other things.

[topbitcoin]

There is no described age or perfect age for financial stability. Those who were born with a silver spoon where already stable in finances even before they grew up.

We cannot choose where we are born, from a poor family or from a rich family. And if for example we could choose, then our choice would be the same, that we all want to be born into a family that is capable and has financial freedom.

However, it seems that God says otherwise, God has destined some of his people to be born into families that are not well off economically and financially. and maybe God just wants to see us, to fight even stronger in promising life and struggle in an effort to have financial freedom.

Indeed, those who are born from families that are quite rich, they already have financial freedom. However, in terms of managing finances, we cannot guarantee that those who are born from rich enough families will have good money management, so that when their parents are no longer there, the financial stability entrusted to them by their family will be destroyed instantly, because that person does not have management. who is good at managing his finances.

[Raflesia]

There is no described age or perfect age for financial stability. Those who were born with a silver spoon where already stable in finances even before they grew up. Last year i had a conversation with my one of my course mates. His mother is the adviser to one of the senators of the states in my country. And he said, "Bro do you know the worst day of my life". I replied 'no'. Then he said "it was the day my car broke down on the road and I have to wait for the government mechanic to come and fix it" I was surprised that it was his worst day. As you can see his future is already promised and he is already stable financially. Accounts created with his names, business and other things.

Even if what you say is true, but there will be better things if we are indeed as people who are still under the strata or not born from families that can be said to be comfortable in terms of finance, we must also be able to set an age as a reference whether it can be realized or not at least we have tried because in the end even if we are in a family that can be categorized as the economic strata is still difficult, it does not mean that we cannot change the fate of ourselves and the offspring that we will have if we are married later.
There is no limit in age but it would be better if indeed when we are at a productive age it already has our own version of economic stability so that in the end this will also make you more comfortable but if in the end this is still not well realized then that does not mean that we in the future or at an older age also cannot be like that because we have to try and make our version of economic stability jointly.

[mindrust]

30’s are great imo. You are not too old for anything and you are not too young, dumb and inexperienced. In their 30’s people tend to have some wisdom but still have enough energy to do some crazy things, it is the best time to declare financial independence and say “fuck you” to everything. The next best is obviously your 40’s. Some health problems may arise during this period but you can still enjoy your time, just don’t expect anything crazy or something might break. I haven’t talked about 20’s and I don’t want to really because we are all like little Tony Montana’s in our 20’s. Mindless monkeys who want to smoke anything we can get our hands on and fuck anything that moves. A recipe for a disaster. Frank Lopez did nothing wrong.

[EluguHcman]

With all hands not being equal just as side, we just have to strive definitely at an early age to make a better life including consider our NOW and THEN.
What benches us behind from sitting up towards our financial planning at most is when we are still dependent. We just believe tomorrow's would be handled generously as today whereas our sponsorers are always their for us.

Parents and guidance are also problems of this scenero before they fails to earlier impact us the aspirations and engage us on activities that sometimes we have to be independent to ourselves so we should be conciously trade with our endivoirs so as to make early the best bargaining with profitable activities that would profer us financial revenues in considering our youthful age and retirements before the time is approached.

Others is having this believe that if they can't make it they ain't the first persons who can't make it so they ends up being the streets gangsters.

And most who realizes itself at late age are uneasy to get to the right heels but leans on the grace of time for everything.

[Blitzboy]

30’s are great imo. You are not too old for anything and you are not too young, dumb and inexperienced. In their 30’s people tend to have some wisdom but still have enough energy to do some crazy things, it is the best time to declare financial independence and say “fuck you” to everything. The next best is obviously your 40’s. Some health problems may arise during this period but you can still enjoy your time, just don’t expect anything crazy or something might break. I haven’t talked about 20’s and I don’t want to really because we are all like little Tony Montana’s in our 20’s. Mindless monkeys who want to smoke anything we can get our hands on and fuck anything that moves. A recipe for a disaster. Frank Lopez did nothing wrong.

Thirties as a great age? There is a mix of energy and newfound knowledge, for sure. Lets not romanticize it, though. Financial independence? Its not a universal '30s milestone. A lot of them have bills or are just starting to have kids. Whats with this "fuck you" attitude? Not safe. There needs to be a mix between making risky financial moves and investing and not losing all your money. Watch out.

40s, the results were very mixed. Why are you sick? This could happen. However, let's not play down the chance for growth. Not only "enjoying time," but also learning from events, investing more, and maybe even helping others. 20s were not just careless years. They build the base. Years later, decisions made back then are still felt. Its not just about "smoking and fucking." Its also about growing, learning, and failing. Not only age matters, but also decisions, the situation, and growth at all stages.

[wiss19]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

The sooner you start, the better the results will be and the time to enjoy it will be quicker so that while you are still young you can experience the financial freedom that many people hope for.
Education and nurture from parents will greatly influence a person to realize the importance of investment, but if you can be said to be old but have just started investing then don't be sad and there is no need to compare your life with other people because everyone has their own time. The important thing is that you have to start investing and also form the right one so that you can finally enjoy the results of that investment.

It depends on a person's financial background when they are young and whether they can be able to start investing or be financially stable at a very young age. Some people don't even need to do anything to get financial freedom or become financially stable because when they grow up, their parents have already earned enough money for them to inherit and then do whatever they want to do with that money but that isn't the case with everyone.

Someone who grows up in hardships or whose parents have raised them without many resources, such a person will surely not be able to start investing or become financially stable at a young age because they will have to get an education, bet something, earn money, and then do something for themselves because they don't have anything as inheritance.

[Wakate]

There is no described age or perfect age for financial stability. Those who were born with a silver spoon where already stable in finances even before they grew up. Last year i had a conversation with my one of my course mates. His mother is the adviser to one of the senators of the states in my country. And he said, "Bro do you know the worst day of my life". I replied 'no'. Then he said "it was the day my car broke down on the road and I have to wait for the government mechanic to come and fix it" I was surprised that it was his worst day. As you can see his future is already promised and he is already stable financially. Accounts created with his names, business and other things.

The most important thing we need to seek after is to find a skill that we can do so that we can always earn from it. There is no age that is agreed for financial stability. This is based on individual self because one can be rich now and later lost there businesses or job that is giving them money creating a difficult time for them to pay bills and live life up to the fullest. We are hustlers are we have the hustling spirit to make money for ourselves, I don't think there would be a time when we have to complain for funds to pay for our bills and improve our lifestyle.

[Amphenomenon]

Age doesn't matter for having financial stability, all that matters is being able to seized every opportunity that comes our way, I know of a girl who is already making it well as a programmer at the age of 15 now. Let even come close to this Forum, there have been alot of  young adults who have been living well even becoming millionaires because they invested in bitcoin, even teenagers can be among, its just matter how we react to opportunities.

[uswa56]

There is no described age or perfect age for financial stability. Those who were born with a silver spoon where already stable in finances even before they grew up. Last year i had a conversation with my one of my course mates. His mother is the adviser to one of the senators of the states in my country. And he said, "Bro do you know the worst day of my life". I replied 'no'. Then he said "it was the day my car broke down on the road and I have to wait for the government mechanic to come and fix it" I was surprised that it was his worst day. As you can see his future is already promised and he is already stable financially. Accounts created with his names, business and other things.

The most important thing we need to seek after is to find a skill that we can do so that we can always earn from it. There is no age that is agreed for financial stability. This is based on individual self because one can be rich now and later lost there businesses or job that is giving them money creating a difficult time for them to pay bills and live life up to the fullest. We are hustlers are we have the hustling spirit to make money for ourselves, I don't think there would be a time when we have to complain for funds to pay for our bills and improve our lifestyle.

That is the most important thing, the source of income that he will get in whatever way, because we live in this world with different standards so there is no set time in a person's life to achieve financial stability.

What needs to be remembered is that we live in different places, different environments, different supports and different responsibilities, so I really don't like comparing someone's achievements with anyone else because it's very unfair.
We just need to focus on ourselves in earning income, regardless of whether it will make us achieve financial stability or not.

[ChiBitCTy]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I quite think that there is a particular age at which one is supposed to have been living a comfortable lifestyle financially. That doesn't mean that someone who doesn't meet that age lives a lavish lifestyle. There's a parable that says, "All fingers are not equal." So, we understand that not everyone is able to meet up at the same time.

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

I just got done giving a "retirement readiness" presenation to one of the US 50 States Deferred Comp plan.  So as a financial advisor, this is the type of quesiton/topic that comes up most often..

What I can say is this, save as much as you can as early as you can, life comes quick and it will pay off tremendously!

Run a monthly budget if you're not doing so already.  It's very important to keep a budget of all your monthly expenses.  As long as you dig deep in to your monthly expenses, you can easily come up with a very accurate number of how much you should be saving for your retirement (after expenses, both fixed and variable are taken care of).

Always increase your contributions to your retirement plans as often as possible!!

[bittraffic]

Age doesn't matter for having financial stability, all that matters is being able to seized every opportunity that comes our way, I know of a girl who is already making it well as a programmer at the age of 15 now. Let even come close to this Forum, there have been alot of  young adults who have been living well even becoming millionaires because they invested in bitcoin, even teenagers can be among, its just matter how we react to opportunities.

15 seems too early to think of making money. At this age, kids will just be playing in the classroom. Not all but a kid making money will be hard for parents to control. They will think they can live on their own already.

But most of them will only be thinking of financial stability when they get married because they now have a family to support. 35-40 would be the ideal. I think by then at this age a man will settle in peace.

[Hatchy]

15 seems too early to think of making money. At this age, kids will just be playing in the classroom. Not all but a kid making money will be hard for parents to control. They will think they can live on their own already.

But most of them will only be thinking of financial stability when they get married because they now have a family to support. 35-40 would be the ideal. I think by then at this age a man will settle in peace.

I don't think age 15 is too early for someone to make money. If you are opportuned at that age I see no reason why you shouldn't make the move. A lot of persons as a child, face so many financial problem. Coming from a poor background would just be the right motivation for someone at that age to want to find financial stability. But as a child, I still think that they might not be able to make the right decisions and squander their wealth in things that doesn't really matters.

[Captain Corporate]

I hope its not my age, because I am nowhere near stability lol. I understand that not everyone could approach it the same way, but that doesn't mean that we are not going to end up with any stability until we die, some may get it young and some may get it old, our job is to keep it going as far as we can. I personally do enjoy the situation as much as possible and I like that I am not stable right now, because I am young and that means I need to keep on working as hard as I possibly could to keep it going, if I had some stability I may have taken a risk and do something stupid and put my old life in danger, this way I keep working and hopefully will do better when I retire.

[Balmain]

Of course, the sooner the better to start investing. But at that age, your ideals are much more about having fun and living in the moment, so we don't care much about the future. Generally, when a negative problem comes from a major external factor, one starts investing with the feeling that it is too late. Of course, the same is not true for everyone. It is a very true issue that 5 fingers are not one in five. My elders have always said that if a man has not organized his job and financial income by the age of thirty, the rest is an abyss. Frankly, they say that there is not much hope for that person's future. You need to have financial stability at the age of 30-35, or even earlier. In the information age we live in, it is very possible to do this at an earlier age. You just need a virtuous and disciplined life for financial stability.

[junder]

Age doesn't matter for having financial stability, all that matters is being able to seized every opportunity that comes our way, I know of a girl who is already making it well as a programmer at the age of 15 now. Let even come close to this Forum, there have been alot of  young adults who have been living well even becoming millionaires because they invested in bitcoin, even teenagers can be among, its just matter how we react to opportunities.

It's true what you said, there is no definite age limit for financial stability, it all depends on those who will run it. Young or old age cannot be a benchmark for financial stability, many people like to buy things to fulfill a lifestyle in the sense that they can be said to be wasteful because sometimes they buy things whose functions are not so important or just to fulfill the style I said. and vice versa, there are also those who manage their money well so that they can appear sober without prioritizing a luxurious lifestyle with branded goods that have an expensive price value.

But at this time many people prioritize a luxurious lifestyle to be seen by others. and sometimes they also force themselves to buy branded goods just to be seen by others, this cannot be avoided easily because of the high sense of prestige in young people. So in my opinion, young or old is the same, you can't be sure of the right age for financial stability.

[JoyMarsha]

At whatever age someone gets to be in his or her financial state, that's when his or her stars begin to shine. The world we live in is very competitive to feed and survive, not everybody discovers their financial capacity at an early stage of their life, some discover it in their old age depending on when they find it

If you look at the histories of the richest people on the planet earth, you will find out the majority of them get to their financial state at old age, after most of them have failed woefully at their early stage of life before gaining financial breakthroughs.

[KennyR]

Already in the OP it is said, all fingers weren't the same. Different people have got different responsibilities and thought process. Some turns more stable and have better understanding about finance in this early teen age, with some people it happens after 30+ years of age. We can't get fixed to specific age, and age is just a number. One should be financially stable when he/she is getting ready for marriage.

In our region there is a saying life has to be divided by 8 years. First eight years is to play, second eight years to study, within 24 years of age you need to marry. Within 32 you need a child and the next eight years is for earning. Age 40-48 years to roam the world. Upto 56 years it is to take rest. Living after 64 years without achieving this isn't gonna give us relief.

[Iroh]

What you say is correct, but age is also a factor in a person's maturity in managing finances, both personal and family finances, and even in companies.

The ideal age is 25 years and for maturity it is 40 years, here you are very mature because at that age you can control emotions in everything, so the age factor is also very influential.

I used to think that as an individual grows and advances in age, that individual gets more matured in thoughts, emotions and actions. I was dead wrong. Ordinarily, one is expected to grow and be more matured in all dealings and encounters.
Personally, I don’t consider the age of an individual to be a factor in determining the maturity level of that individual. There are kids who act maturely and behave way more responsible than some adults in our society.

There are healthy 25 Yr olds that acts maturely and healthy 40 Yr olds that needs supervision cause of their behavior. If age meant anything then, it doesn’t mean much anymore when it comes to an individual being matured.

[alastantiger]

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people do not live like this and are still not financially rich. Some people actually started to save at a young age and still didn't amount to anything because inflation, recession came and made whatever they have saved to save them. I just want to say that they were " unlucky" to be born into a country where their leaders are crooks and would rather be corrupt that save the country.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I wonder if the citizens of Dubai will feel this way too...their government already provides for them such that they can never be poor...in Rwanda the government pays students on the university, insome other countries if you are unemployed you receive some money monthly. Sadly, in some other countries whether you save or not, you are still poor unless you leave the country.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

I'll teach my kids from a very young age not just about saving but most importantly about investing right. Your money save may depreciate in value but I'd you invest right at an early age, you will never regret it.

[ancafe]

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

On different occasions, people will reach the stage of financial freedom at different ages, according to the opportunities, persistence and opportunities they have when preparing for it. For some children who are born into well-established families and own businesses, their process of reaching the stage of financial stability will be much faster because there are supporting tools that they can use to achieve this. But if we are talking about children who are struggling from zero to reach the stage of financial security, the ideal age for them to carry out this process is 25 years after they have taken the university level education route.

At the age of 30 to 35 their financial strength should be much better and if they have prepared properly then they can overcome the impact of the crisis. Especially when talking about the livelihood of themselves and their families and at that age they should already have a financial plan. Two sources of income are of course very good, but if we have one stable opinion we will also be able to support the family with its various needs.

[bayu7adi]

In our region there is a saying life has to be divided by 8 years. First eight years is to play, second eight years to study, within 24 years of age you need to marry. Within 32 you need a child and the next eight years is for earning. Age 40-48 years to roam the world. Upto 56 years it is to take rest. Living after 64 years without achieving this isn't gonna give us relief.

It's quite interesting to hear about different customs in each region, but isn't it risky to start making money at the age of 32? There are fewer opportunities to explore when you're between 32 and 40 years old in developing a business. I don't have an issue with this because it's a custom in your area, although it conflicts a bit with the customs in my area where someone should ideally start earning money by the age of 20.

However, the reality is that more opportunities provided don't guarantee someone immediate financial stability. The employee mindset is deeply ingrained here, and many people are hesitant and afraid to venture into business. Not many dare to step out of their comfort zones and choose to keep working until old age.

But there are a few people in a small percentage who choose to venture into business. I see them facing ups and downs in every business they try, but some of them have already achieved financial independence at an earlier age (not reaching 32 yet).

[wajik-tempe]

Already in the OP it is said, all fingers weren't the same. Different people have got different responsibilities and thought process. Some turns more stable and have better understanding about finance in this early teen age, with some people it happens after 30+ years of age. We can't get fixed to specific age, and age is just a number. One should be financially stable when he/she is getting ready for marriage.

In our region there is a saying life has to be divided by 8 years. First eight years is to play, second eight years to study, within 24 years of age you need to marry. Within 32 you need a child and the next eight years is for earning. Age 40-48 years to roam the world. Upto 56 years it is to take rest. Living after 64 years without achieving this isn't gonna give us relief.

Indeed, your region's saying provides a fascinating life divide, emphasizing the diverse aspect of living. It highlights the need of establishing financial security before entering into marriage, which is something I agree with. The regional proverb about life being split into eight-year chunks represents a cultural perspective on life phases, however life does not necessarily follow such a regimented chronology.

[gunhell16]

Of course, the sooner the better to start investing. But at that age, your ideals are much more about having fun and living in the moment, so we don't care much about the future. Generally, when a negative problem comes from a major external factor, one starts investing with the feeling that it is too late. Of course, the same is not true for everyone. It is a very true issue that 5 fingers are not one in five. My elders have always said that if a man has not organized his job and financial income by the age of thirty, the rest is an abyss. Frankly, they say that there is not much hope for that person's future. You need to have financial stability at the age of 30-35, or even earlier. In the information age we live in, it is very possible to do this at an earlier age. You just need a virtuous and disciplined life for financial stability.

Sometimes it really depends on the age of the person. There are people who, at a young age, already have knowledge of financial stability that they don't even know about themselves because, at a young age, they are immediately involved in the early search for life just to survive every day brought on by the situation of their poverty.

And there are others who, when they reach the age of more than 30 years of age, have the so-called financial stability knowledge, according to my opinion and what I just observed.

[Davian144]

Indeed, your region's saying provides a fascinating life divide, emphasizing the diverse aspect of living. It highlights the need of establishing financial security before entering into marriage, which is something I agree with. The regional proverb about life being split into eight-year chunks represents a cultural perspective on life phases, however life does not necessarily follow such a regimented chronology.

If the proverb calls on everyone to build financial security before marriage, I think that is what should be done even though the proverb was not born for that matter. Because getting married is about building a bigger and broader life in our respective areas, it is important to build financial security before marriage for everyone (without exception). I also agree with the direction of such a saying, because it is impossible to build a household if we don't have financial security in life.

[oktana]

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I think it is very dumb to intentionally lavish one’s early stage just because they think of themselves as young. For a fact, you are young, but sooner or later, you’re going to grind for financial stability. Now, isn’t it smarter to do it as early as possible? They say “early to bird, early to rise”. You should start saving as early as possible, start investing as soon as you can because one day responsibilities will fall on you shoulders and how you’ve lived your life is what will impact everything.

[Litzki1990]

I hope its not my age, because I am nowhere near stability lol. I understand that not everyone could approach it the same way, but that doesn't mean that we are not going to end up with any stability until we die, some may get it young and some may get it old, our job is to keep it going as far as we can. I personally do enjoy the situation as much as possible and I like that I am not stable right now, because I am young and that means I need to keep on working as hard as I possibly could to keep it going, if I had some stability I may have taken a risk and do something stupid and put my old life in danger, this way I keep working and hopefully will do better when I retire.

When we are young we have enough time in our hands and enough energy in our body but we don't have financial affluence. Since we have enough time in our hands and enough energy in our body, this is the time for us to work and this is the time for us to be financially prosperous by working hard. Youth should be considered as the most important period of a person's life because if one wastes time by being lazy in youth then he has to regret a lot in later stage of life and then there is no use in regret because then there is no time. Now if we want we can work 17 hours a day seven days a week 30 days a month but when we get old but if we want we can't work 17 hours a day so if we want to work we have to do it now this is the most important time of life.

[milewilda]

What you say is correct, but age is also a factor in a person's maturity in managing finances, both personal and family finances, and even in companies.

The ideal age is 25 years and for maturity it is 40 years, here you are very mature because at that age you can control emotions in everything, so the age factor is also very influential.

I used to think that as an individual grows and advances in age, that individual gets more matured in thoughts, emotions and actions. I was dead wrong. Ordinarily, one is expected to grow and be more matured in all dealings and encounters.
Personally, I don’t consider the age of an individual to be a factor in determining the maturity level of that individual. There are kids who act maturely and behave way more responsible than some adults in our society.

There are healthy 25 Yr olds that acts maturely and healthy 40 Yr olds that needs supervision cause of their behavior. If age meant anything then, it doesn’t mean much anymore when it comes to an individual being matured.

You would really be able to find on yourself on the time which considered to be the right time or same as you said about being matured enough on the time that you are really thinking about financial stability or something that really correlates about into your future. Its true that this dont really matter on what age you do start on thinking about it, as long it would really be coming up into your mind then that would be the sweetest spot.
Reading up on some previous replies in regarding about finishing up studies on 20+ then you would be having a work then this is where people would be forgetting about on taking up steps on making their lives better.
Financial stability could really be acquired on having those investment and businesses on which it could bring out that passive income on which it would really be that resulting into that kind of particular goal.

Doesnt matter if you do start up late or not, its better late than never on which this is something that you should really be putting up into your mind. Right age? It doesnt matter much.
As long you are really making some steps no matter how small it is as long you do already set your goals and trying out to make it happen on which this is what matter the most.
There are people who are really just that easily get discourage on the time that they would encounter some hardship or failures.

[Iroh]

Doesnt matter if you do start up late or not, its better late than never on which this is something that you should really be putting up into your mind. Right age? It doesnt matter much.
As long you are really making some steps no matter how small it is as long you do already set your goals and trying out to make it happen on which this is what matter the most.
There are people who are really just that easily get discourage on the time that they would encounter some hardship or failures.

I would go a step further in saying there’s not a right age for financial stability. While there may not be a designated age deemed right, I think we would agree that it’s best to start as early as individually possible and going by a good number of replies on the thread, a lot of people don’t think there’s a right age for financial stability.
It actually doesn’t matter much if you start late but as long as you actually start making those steps.
An individual may be privileged enough to have been born into a wealthy household. That individual would have opportunities and perks available that could give him a jumpstart in his personal life, career and finances. Not everyone has such opportunities available.

[AnonBitCoiner]

Some people do not live like this and are still not financially rich. Some people actually started to save at a young age and still didn't amount to anything because inflation, recession came and made whatever they have saved to save them. I just want to say that they were " unlucky" to be born into a country where their leaders are crooks and would rather be corrupt that save the country.

Actually a person will do what he has learned from his parents so if parents teach him and show him the value of saving then every individual will live a good life by following the strategy of saving. There are some students in our family who regularly save some amount on monthly basis from that sum which parents allow them to spend in school. These individuals are learning earlier therefore they will not face any hurdle in life as during inflation they will have maximum amount of money.

I'll teach my kids from a very young age not just about saving but most importantly about investing right. Your money save may depreciate in value but I'd you invest right at an early age, you will never regret it. 

This activity suited well because saving amount when used as an investment then the worth of saved amount become higher and as in early age children are not enough educated about investment so it is necessary that parents should do investment for him and teach him about it also so if he learned well then allow him to continue his investment.

[n0ne]

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I think it is very dumb to intentionally lavish one’s early stage just because they think of themselves as young. For a fact, you are young, but sooner or later, you’re going to grind for financial stability. Now, isn’t it smarter to do it as early as possible? They say “early to bird, early to rise”. You should start saving as early as possible, start investing as soon as you can because one day responsibilities will fall on you shoulders and how you’ve lived your life is what will impact everything.

We should be prepared to meet the unexpected. Life gives unexpected turns in life and we need to be stable, if something happens. Atleast for this purpose we need to concentrate on making ourselves stable along with the enjoyment when one is young. When we are in a situation to carry our family or to handle responsibility, if we don't have the required fund at that time nothing give hands. Maybe we can get into frustration. Thinking the past days never get us on the track, we need to think and run for the better outcome. As said doing things at the earliest is the best in the fast moving world.

[dansus021]

to gain financial stability is hard especially if you have a generation like me that is the Sandwich generation you need to pay your parent and if you have a kid or brother you also need to pay them I mean like school etc.

and the right age, in my opinion, is as soon as possible and budgeting everything and of course, we also need a budget for entertaining for us too. But start investing when you get your first paycheck. so maybe it can help you in future or if we lucky enough we got retire early

[NewRanger]

to gain financial stability is hard especially if you have a generation like me that is the Sandwich generation you need to pay your parent and if you have a kid or brother you also need to pay them I mean like school etc.

and the right age, in my opinion, is as soon as possible and budgeting everything and of course, we also need a budget for entertaining for us too. But start investing when you get your first paycheck. so maybe it can help you in future or if we lucky enough we got retire early

Yes. Correct. difficult and sometimes only able to cover daily needs. When you have your first child, it is mandatory, it seems, little by little around the age of 30, in my opinion, and it cannot be denied that this time will come to us when dusk falls and our desire as parents is to always not cause trouble to anyone, even our own children. in caring for and looking after us.

For the correct method, as you said, we have to budget as early as possible by starting to invest when we get our first salary and that will be our financial freedom when we retire.

[boty]

We should be prepared to meet the unexpected. Life gives unexpected turns in life and we need to be stable, if something happens. Atleast for this purpose we need to concentrate on making ourselves stable along with the enjoyment when one is young. When we are in a situation to carry our family or to handle responsibility, if we don't have the required fund at that time nothing give hands. Maybe we can get into frustration. Thinking the past days never get us on the track, we need to think and run for the better outcome. As said doing things at the earliest is the best in the fast moving world.

We cannot know when something that we cannot predict will happen, so it would be better for us to prepare ourselves first so that we can face this situation. If we have prepared ourselves then it will not be a problem if we experience this problem.
If we have responsibility for family finances, of course we must be able to work hard to be able to earn income to meet our family's needs because this is a responsibility that we must fulfill. Doing something as soon as possible will certainly be better for us in facing unforeseen circumstances. the unexpected.

[Suzume]

Life is hard if you belong from a poor family. If your financial condition isn't good then you suffer a lot to complete your daily needs demand and essential things that you need to leave a good life. That is the right age for financial stability because those children who belong from a poor family they try to do something good at the little age when he understand their financial condition. After trying and doing hard work at the stage some gate success in life fast some good success in life slowly there is no recommended or right age for success.

[carlisle1]

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I think it is very dumb to intentionally lavish one’s early stage just because they think of themselves as young. For a fact, you are young, but sooner or later, you’re going to grind for financial stability. Now, isn’t it smarter to do it as early as possible? They say “early to bird, early to rise”. You should start saving as early as possible, start investing as soon as you can because one day responsibilities will fall on you shoulders and how you’ve lived your life is what will impact everything.

We should be prepared to meet the unexpected. Life gives unexpected turns in life and we need to be stable, if something happens. Atleast for this purpose we need to concentrate on making ourselves stable along with the enjoyment when one is young. When we are in a situation to carry our family or to handle responsibility, if we don't have the required fund at that time nothing give hands. Maybe we can get into frustration. Thinking the past days never get us on the track, we need to think and run for the better outcome. As said doing things at the earliest is the best in the fast moving world.

Doing things in a much advance way or time frame if you have that chance is better, like what you said this is a fast-moving generation
and the access to find ways are available you just need to seek for it.

Having a good early start finding your path to be stable financially can be done, if you have such goals in life and you are really keen in achieving it.

It's very possible from those who are seeking and doing their best, though not all can be successfully achieved.

[Mauser]

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

It's nice to save and investment at a young age, because your portfolio will grow much larger over time. The only issue that we don't have a lot of capital at hand at such a young age. Which is not really going to change in the 30s. At least for me it’s hard to pay for my family and save on a regular basis. Without financial help from my family, it would be even harder and I am not even considering buying my own apartment. The next big step would be to look for my own place instead of renting, but in my current financial situation it’s not an option. Being independent from our families is one thing, doing very well in life and being on track to become financial free is something completely different. My goal would be to achieve some form of financial freedom at the age of 55-60 so that I could retire a bit earlier and also don’t have to worry about money anymore. Maybe if I end up lucky and my investment portfolio does exceptionally well it could be a few years earlier, but in my 30s I am still struggling.

[inthelongrun]

Life is hard if you belong from a poor family. If your financial condition isn't good then you suffer a lot to complete your daily needs demand and essential things that you need to leave a good life. That is the right age for financial stability because those children who belong from a poor family they try to do something good at the little age when he understand their financial condition. After trying and doing hard work at the stage some gate success in life fast some good success in life slowly there is no recommended or right age for success.

This is why many people nowadays especially from modern and developing countries are not interested in having families at an early age. People learned from the past and are smarter nowadays. I am also interested in enjoying my life and achieving financial stability rather than raising a family which is not that easy especially if I have no plans to live a hard financial life just like what I experienced when I was a kid. In poor communities, however, I observed they continue to have many children while also raising families at a young age. They seem to just hope that one day they get lucky which is crazy.

[lizarder]

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

Men aged 25 years are more productive in building financial stability which they build from the various sources of work they do. At that age, they are still quite productive in developing their potential, but we also have to look at the opportunities for how much they can achieve financial stability at that age. There are people who may be lucky because they have wealth inherited from their parents so they can continue their parents' business. For some other people, they have to struggle from zero to gain financial stability and they also have to work hard to reach the stage of financial freedom.

This opportunity sometimes makes a difference in the age for someone to achieve financial stability, but the age of 25 is still quite productive if they really intend to pursue success. Of course opportunities and skills are two things they need to see and when they understand how, it will probably be much easier for them to reach the stage of financial freedom. I built a business at the age of 25 and maybe it was a little late to achieve the success I have now and even though I'm not very rich I think my finances are much better now than before.

[siniminomorocomunisakito]

If you invest at 18 and hodl the investment 20 years you will usually do okay.

If that's already great, sir, I think it's rare to see something like you say, where relationships when you're young are emotionally very unstable, especially when it comes to financial management. Well, I think we will be able to do it if we have parents who are able to guide us and can describe where we are going in the future. This is the same as my youth. forget to save a small portion of the funds from work and end up wasting it in social situations.

[Dewi Aries]

We should be prepared to meet the unexpected. Life gives unexpected turns in life and we need to be stable, if something happens. Atleast for this purpose we need to concentrate on making ourselves stable along with the enjoyment when one is young. When we are in a situation to carry our family or to handle responsibility, if we don't have the required fund at that time nothing give hands. Maybe we can get into frustration. Thinking the past days never get us on the track, we need to think and run for the better outcome. As said doing things at the earliest is the best in the fast moving world.

We cannot know when something that we cannot predict will happen, so it would be better for us to prepare ourselves first so that we can face this situation. If we have prepared ourselves then it will not be a problem if we experience this problem.
If we have responsibility for family finances, of course we must be able to work hard to be able to earn income to meet our family's needs because this is a responsibility that we must fulfill. Doing something as soon as possible will certainly be better for us in facing unforeseen circumstances. the unexpected.

Everyone doesn't want to experience big problems that happen to them, but the possibility of life problems will exist regardless of what. But if we have prepared everything well, it can be a problem that comes can be faced well and easily, even if it's a big problem, if those who have not prepared themselves or just take it easy all day, maybe they will have trouble in the future. but no one knows what the future will be like.

By working hard and doing everything well, it can make us ready to face the problems that will come, because with the experience they have it can help them in dealing with problems, and everyone also knows that if there is a problem, of course, you have to find the best solution, by discussing it with the closest people or with people you can trust. So in my opinion there is no age of stability for finances, if they can manage finances well from an early age (pocket money) given by parents and use it as needed not for useless things.

[Raflesia]

The sooner the better. But the issue is time is weird.

At 18 waiting til 30 seems way too long. Never mind waiting til 50 or 60.

Yep, faster is better but in the end it also comes down to timing and thinking.
I think all of us who are adults now or have reached the age of 30 have felt that when we were in our teens, it was a time when we didn't really care about the future and didn't care about the spending we did because we wanted to try new things, especially when we were already legal (adult). Although not all of us feel like that because there must be some people who have tried to manage their finances well but not a few of us must have wasted the money we had without thinking at that age
This is a regret but at the same time a good experience so that those who are still young do not make the same mistakes that I have felt because in the end when we have started to think clearly or have family dependents behind us then even though it is still not too late but there will definitely be regrets for this.

[mirakal]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

The sooner you start, the better the results will be and the time to enjoy it will be quicker so that while you are still young you can experience the financial freedom that many people hope for.
Education and nurture from parents will greatly influence a person to realize the importance of investment, but if you can be said to be old but have just started investing then don't be sad and there is no need to compare your life with other people because everyone has their own time. The important thing is that you have to start investing and also form the right one so that you can finally enjoy the results of that investment.

Whether you are late or early in investing, that won't be an issue because the important thing here is you decide to invest for good. While it could be easier for some other people to start investing because they have hard-earned money, but for most of us who are only minimal income earners, the challenge to achieve a sufficient amount of capital is certainly high. Education may not be enough, you really have to work hard on it so you can save and invest.

However, if you decide to plan earlier to achieve financial stability, that would be better. It will open more possible chances to try out various investments and decide to stick on which one you become highly profitable and beneficial. Financial stability is not just earned, its a combination of hardwork and perseverance that completely paid off.

[eightdots]

The sooner the better. But the issue is time is weird.

At 18 waiting til 30 seems way too long. Never mind waiting til 50 or 60.

Yep, faster is better but in the end it also comes down to timing and thinking.
I think all of us who are adults now or have reached the age of 30 have felt that when we were in our teens, it was a time when we didn't really care about the future and didn't care about the spending we did because we wanted to try new things, especially when we were already legal (adult). Although not all of us feel like that because there must be some people who have tried to manage their finances well but not a few of us must have wasted the money we had without thinking at that age
This is a regret but at the same time a good experience so that those who are still young do not make the same mistakes that I have felt because in the end when we have started to think clearly or have family dependents behind us then even though it is still not too late but there will definitely be regrets for this.

When we were young, many of us spent money on useless things. We didn't think much about our future. When we think about it, our resources were limited and we could not find the financial resources necessary to invest. But everything we have experienced has given us experience. We cannot buy this experience with money. It is necessary to look at the situation from the positive side.

We can advise many young people to achieve financial stability early. Showing a young person the right path is a priceless feeling. We can prevent people around us from making the same mistakes we make.

[Casdinyard]

Some people say you can wish for Financial Stability all you want, but if you play your cards okay and stuff, you're bound to get it in your 40s.

I say that's some bullshit, cause when all is said and done you're giving yourself some slack, which to some people may mean that they can slack all they want and just wait til they're 40 and they can easily just earn financial stability without putting in any work. Which is just generally wrong on so many levels. I say, you should actually start investing in yourself and your financial stability as early as now, and not wait till you're 40 or whatever age bracket they're statistically stating financial stability's at right now. That would set you up for success as early as possible.

[uneng]

Life is hard if you belong from a poor family. If your financial condition isn't good then you suffer a lot to complete your daily needs demand and essential things that you need to leave a good life. That is the right age for financial stability because those children who belong from a poor family they try to do something good at the little age when he understand their financial condition. After trying and doing hard work at the stage some gate success in life fast some good success in life slowly there is no recommended or right age for success.

This is why many people nowadays especially from modern and developing countries are not interested in having families at an early age. People learned from the past and are smarter nowadays. I am also interested in enjoying my life and achieving financial stability rather than raising a family which is not that easy especially if I have no plans to live a hard financial life just like what I experienced when I was a kid. In poor communities, however, I observed they continue to have many children while also raising families at a young age. They seem to just hope that one day they get lucky which is crazy.

I totally agree with you. Nowadays people are more focused on their personal growth instead of worrying about raising a family, and that is completely understandable, since we need to be able to sustain ourselves before adding a weightier burden to our backs. It's a act of responsability to only start a family once you have enough financial conditions to supply all the demands which come with a wife and son. Personally, I don't want to make anyone suffer, so I prefer to only seek for that kind of goal when I'm sure I can supply all their needs. Moreover, I expect a woman to think the exact same way regards me.

Anyway, there isn't an accurate range of age for this moment in someone's life. It can be during your 30's, 40's or 50's... Take your own time and avoid comparing yourself to others too often.

[Gozie51]

Some people say you can wish for Financial Stability all you want, but if you play your cards okay and stuff, you're bound to get it in your 40s.

I say that's some bullshit, cause when all is said and done you're giving yourself some slack, which to some people may mean that they can slack all they want and just wait til they're 40 and they can easily just earn financial stability without putting in any work. Which is just generally wrong on so many levels. I say, you should actually start investing in yourself and your financial stability as early as now, and not wait till you're 40 or whatever age bracket they're statistically stating financial stability's at right now. That would set you up for success as early as possible.

I think when people say 40 or use the age 40 to say a word regards to achievement, they are probably seeing age 40 as a departure from young to old and then a comparison of achievement or performance.

Someone is not to wait until they are 40 to begin to plan on saving for old age but the challenge is that some people have delayed achievement and for those people it is not that they weren't planning but things didn't really work out as they plan. Age 40 is the range between the beginning of old age and departure from young age and it has to also do with what has been achieved and ongoing plans or no plans for old age. 40 years is however a critical age of achievement comparison.

[terrific]

Anyway, there isn't an accurate range of age for this moment in someone's life. It can be during your 30's, 40's or 50's... Take your own time and avoid comparing yourself to others too often.

Right, you can't predict when success will knock your door and at what age you're going to meet it.
As long as you do your hustle and everything you're doing to make yourself financially stable, that's all that matters.
Because depending on the work that you do, there goes after you the success in all forms that you can think of, especially in financial.

[Baki202]

Life is hard if you belong from a poor family. If your financial condition isn't good then you suffer a lot to complete your daily needs demand and essential things that you need to leave a good life. That is the right age for financial stability because those children who belong from a poor family they try to do something good at the little age when he understand their financial condition. After trying and doing hard work at the stage some gate success in life fast some good success in life slowly there is no recommended or right age for success.

You talk about feeding yourself and having other bills to pay, and it is becoming more and harder every day. You now need money for nearly everything. Financial status is similar to the final agreement. If that issue worsens, it will negatively impact even your day. I don't believe their is a particular age to be financially free, everyone's destiny is different, personally you don't know when you will be financial okay. All we need to do is keep working hard and making money. because those with low socioeconomic status constantly strive to improve themselves. I believe everyone has different chapters of life.

[Xampeuu]

Life is hard if you belong from a poor family. If your financial condition isn't good then you suffer a lot to complete your daily needs demand and essential things that you need to leave a good life. That is the right age for financial stability because those children who belong from a poor family they try to do something good at the little age when he understand their financial condition. After trying and doing hard work at the stage some gate success in life fast some good success in life slowly there is no recommended or right age for success.

You talk about feeding yourself and having other bills to pay, and it is becoming more and harder every day. You now need money for nearly everything. Financial status is similar to the final agreement. If that issue worsens, it will negatively impact even your day. I don't believe their is a particular age to be financially free, everyone's destiny is different, personally you don't know when you will be financial okay. All we need to do is keep working hard and making money. because those with low socioeconomic status constantly strive to improve themselves. I believe everyone has different chapters of life.

Not everyone will become rich, apart from knowledge and skills, there is also the luck factor, therefore even though our efforts are maximal and we have planned perfectly, the results may not necessarily be as expected. therefore efforts must be balanced with prayer, and of course don't be discouraged for those from poor families, in fact that will shape our mentality, remembering that every business has its ups and downs.

[armanda90]

I think OP make most important topic for reminder us what is the right age have financial stability, I am so sad looking with my environment when many old people still working hard to earn money due on their age just enjoying their achievement on the young age. I think realistic not easy reach financial stability around 30 to 40 years old, actually if reached 45 until 5 years old we must have financial stability and stop working hard except as influencer or trader.

Start with less support such as our parent not have much money its not really easy, but we must spent our responsibility help our parent and make balance with our saving exactly when reach older age we don't have to work any more and enjoying with our money looking for on the young age. I want to be financial stability when my age around 35 to 40 years old.

[Dewi Aries]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

The sooner you start, the better the results will be and the time to enjoy it will be quicker so that while you are still young you can experience the financial freedom that many people hope for.
Education and nurture from parents will greatly influence a person to realize the importance of investment, but if you can be said to be old but have just started investing then don't be sad and there is no need to compare your life with other people because everyone has their own time. The important thing is that you have to start investing and also form the right one so that you can finally enjoy the results of that investment.

Whether you are late or early in investing, that won't be an issue because the important thing here is you decide to invest for good. While it could be easier for some other people to start investing because they have hard-earned money, but for most of us who are only minimal income earners, the challenge to achieve a sufficient amount of capital is certainly high. Education may not be enough, you really have to work hard on it so you can save and invest.

Yes I agree with you, it's never too late for a good process or thing. Everyone can invest at any time at any age, as long as they are able and willing to learn to run it well, there will be benefits later that will give their own satisfaction too.  By working hard and saving is a good thing, and even if the savings have been collected, it can be used to start a business or invest, but before investing there must also be learning related to investment because investment is not a trivial thing that can be done by many people. Many things must be learned to understand the world of investment that will be profitable, although there are also risks that are natural, because all things will definitely have risks. but to minimize it they can learn things related to investment, so that losses or risks that will come may be avoided easily.

However, if you decide to plan earlier to achieve financial stability, that would be better. It will open more possible chances to try out various investments and decide to stick on which one you become highly profitable and beneficial. Financial stability is not just earned, its a combination of hardwork and perseverance that completely paid off.

By working hard will produce good stability, also investment certainly requires capital at the beginning, so they must work hard to achieve financial stability in order to invest or start a business that will be profitable for themselves. Not many people have the spirit to work to achieve financial stability, even though they themselves will feel the results. don't be like people who don't know themselves, they don't work anymore, there is no effort made, they should do their best to achieve good financial stability, that way they will also feel and enjoy the results. Although there are people who have high education, but it does not guarantee a good life, even to work alone it may still be difficult to get, higher education is only an added degree behind the name, not that it will make our lives guaranteed enjoyable.

[syedakhlaque]

I think 28 to 35 is right age for fanatical stability if you start your financial activity at the age to to 22.I think it takes 5 to 10 year struggle and labour to be mature in business or job and some service etc. But if someone start doing staking, trading or mining in bitcoin or crypto currency then 16  to 18 year age is very ideal to start .After 5 year study, effort ,working and experience we will be in the position to earn well and will be able to get some achievement. Because it is said that there is no alternative to experience.5 year learning period is a probation period and after you will be able to achieve financial stability.

[carlisle1]

Life is hard if you belong from a poor family. If your financial condition isn't good then you suffer a lot to complete your daily needs demand and essential things that you need to leave a good life. That is the right age for financial stability because those children who belong from a poor family they try to do something good at the little age when he understand their financial condition. After trying and doing hard work at the stage some gate success in life fast some good success in life slowly there is no recommended or right age for success.

You talk about feeding yourself and having other bills to pay, and it is becoming more and harder every day. You now need money for nearly everything. Financial status is similar to the final agreement. If that issue worsens, it will negatively impact even your day. I don't believe their is a particular age to be financially free, everyone's destiny is different, personally you don't know when you will be financial okay. All we need to do is keep working hard and making money. because those with low socioeconomic status constantly strive to improve themselves. I believe everyone has different chapters of life.

Not everyone will become rich, apart from knowledge and skills, there is also the luck factor, therefore even though our efforts are maximal and we have planned perfectly, the results may not necessarily be as expected. therefore efforts must be balanced with prayer, and of course don't be discouraged for those from poor families, in fact that will shape our mentality, remembering that every business has its ups and downs.

Yes you are right, there are other factors aside from knowledge and skills if you have that determination and by chance luck back you up

even you don't have any knowledge, chances to bring ideas out of nowhere can help you out to be successful.

It's just that mindset where you are not willing to easily give up that will allow you to seek for more and aim for your success, by luck and hard work
you will find that wisdom and possibly create that spot to be financially stable.

[nara1892]

I think 28 to 35 is right age for fanatical stability if you start your financial activity at the age to to 22.I think it takes 5 to 10 year struggle and labour to be mature in business or job and some service etc. But if someone start doing staking, trading or mining in bitcoin or crypto currency then 16  to 18 year age is very ideal to start .After 5 year study, effort ,working and experience we will be in the position to earn well and will be able to get some achievement. Because it is said that there is no alternative to experience.5 year learning period is a probation period and after you will be able to achieve financial stability.

Most people will usually start the financial stability phase starting from the age of 22-23 years, at that age they have started to enter the world of work and I agree with what you said that if we measure for a process of their struggle in the field of work then maybe they will be able to get a decent income or pretty good finances when they reach the age of 28 or 35 years. and also that means youth is the period of their journey for a process that will determine their financial stability for provisions in old age later, some succeed and some fail, therefore maybe we often hear a lot of advice from our parents, And that also means that youth is a period of their journey for a process that will determine their financial stability for provision in old age later, some succeed and some fail, so maybe we often hear a lot of advice from our parents that "use your time as well as possible, take advantage of opportunities", that's what I always remember until now.

Honestly, I don't agree with your statement about the ideal age of 16-18 years old to start investing, in my opinion it's too early and too young, ages 16-18 are still very vulnerable and they are still quite unstable in distinguishing things, so in my opinion it is quite dangerous and quite high risk for their trading safety. As we know that the ages of 16-18 can be said to be underage, which means that their nature and behavior are still quite unstable, while in the world of trading it really requires maturity and a mature mindset, none other than because trading is quite risky, and it is very likely that for people who are still underage they will make many mistakes because their mindset is immature and it is quite dangerous. Maybe in my opinion the suitable age to get involved in the world of investment is above 20 years to start.

[CageMabok]

Life is hard if you belong from a poor family. If your financial condition isn't good then you suffer a lot to complete your daily needs demand and essential things that you need to leave a good life. That is the right age for financial stability because those children who belong from a poor family they try to do something good at the little age when he understand their financial condition. After trying and doing hard work at the stage some gate success in life fast some good success in life slowly there is no recommended or right age for success.

Several people I saw and they all came from poor families never experienced difficulties as long as they were still willing to work and continued to try to earn money as their basic capital in order to be more successful when they grew up. This means that whether a person suffers or not is not always determined by how rich or poor his family is, but by how diligently and diligently he works to eradicate difficulties within himself through whatever efforts he makes. So there is nothing difficult as long as we are still willing to work to achieve success in the future because it is not limited to whether someone is rich or poor in their life.

You talk about feeding yourself and having other bills to pay, and it is becoming more and harder every day. You now need money for nearly everything. Financial status is similar to the final agreement. If that issue worsens, it will negatively impact even your day. I don't believe their is a particular age to be financially free, everyone's destiny is different, personally you don't know when you will be financial okay. All we need to do is keep working hard and making money. because those with low socioeconomic status constantly strive to improve themselves. I believe everyone has different chapters of life.

I also believe that each person has a very different life journey so that we cannot equate each person's life with the life of another person. Although everyone does need hard work to be successful and feel good about their finances after struggling through the best things they can do in their own lives. As long as we are alive, we must always fulfill the necessities of life so that our health can be maintained, but there is no need to think that this is something that is difficult to fulfill, because as long as we are still able to struggle to fulfill them in the amount we want, I don't think there is anything that impossible to get even though every thing requires a process at first.

Not everyone will become rich, apart from knowledge and skills, there is also the luck factor, therefore even though our efforts are maximal and we have planned perfectly, the results may not necessarily be as expected. therefore efforts must be balanced with prayer, and of course don't be discouraged for those from poor families, in fact that will shape our mentality, remembering that every business has its ups and downs.

The luck factor is a factor that no one can predict, even though they have tried their best in life. But balancing efforts and prayers is the best way for everyone because wealth cannot be obtained instantly unless someone is born into a rich family and his parents immediately gift him a number of assets directly. And I also don't deny that up to now there are many poor people with a strong mentality who continue to struggle to become rich and who have managed to become rich after struggling are also quite a few even though they are basically poor people.

[Mahanton]

I think 28 to 35 is right age for fanatical stability if you start your financial activity at the age to to 22.I think it takes 5 to 10 year struggle and labour to be mature in business or job and some service etc. But if someone start doing staking, trading or mining in bitcoin or crypto currency then 16  to 18 year age is very ideal to start .After 5 year study, effort ,working and experience we will be in the position to earn well and will be able to get some achievement. Because it is said that there is no alternative to experience.5 year learning period is a probation period and after you will be able to achieve financial stability.

Most people will usually start the financial stability phase starting from the age of 22-23 years, at that age they have started to enter the world of work and I agree with what you said that if we measure for a process of their struggle in the field of work then maybe they will be able to get a decent income or pretty good finances when they reach the age of 28 or 35 years. and also that means youth is the period of their journey for a process that will determine their financial stability for provisions in old age later, some succeed and some fail, therefore maybe we often hear a lot of advice from our parents, And that also means that youth is a period of their journey for a process that will determine their financial stability for provision in old age later, some succeed and some fail, so maybe we often hear a lot of advice from our parents that "use your time as well as possible, take advantage of opportunities", that's what I always remember until now.

Honestly, I don't agree with your statement about the ideal age of 16-18 years old to start investing, in my opinion it's too early and too young, ages 16-18 are still very vulnerable and they are still quite unstable in distinguishing things, so in my opinion it is quite dangerous and quite high risk for their trading safety. As we know that the ages of 16-18 can be said to be underage, which means that their nature and behavior are still quite unstable, while in the world of trading it really requires maturity and a mature mindset, none other than because trading is quite risky, and it is very likely that for people who are still underage they will make many mistakes because their mindset is immature and it is quite dangerous. Maybe in my opinion the suitable age to get involved in the world of investment is above 20 years to start.

Depends on a certain individual actually since not all would really be thinking about business on the time that they would really be working on which they would really be that be focusing into their work which they would be most likely on getting one into this kind of age range or on the time that they do finish their college on which it is really just that a common approach that they would really be directly be looking for some job and making them stable but sooner or later when the time comes that they do realize that their earning isnt really just that enough for living on their own, then how much if they do have their own family?
This is where people would be starting on thinking that they should really be needing to step up. or else they would really be living a life on which it isnt really just that really that not convenient or something
that would really be that enough.

As early as possible then it would be great that you should really be thinking about taking up steps on making your living way more better or in terms of finances.
It isnt that bad to try even if you are young or just starting up. Dont let yourself that living in a life on which you do have financial struggle.
Its inevitable but it could be avoided if you do work hard and being wise or smart.

[siniminomorocomunisakito]

Honestly, I don't agree with your statement about the ideal age of 16-18 years old to start investing, in my opinion it's too early and too young, ages 16-18 are still very vulnerable and they are still quite unstable in distinguishing things, so in my opinion it is quite dangerous and quite high risk for their trading safety. As we know that the ages of 16-18 can be said to be underage, which means that their nature and behavior are still quite unstable, while in the world of trading it really requires maturity and a mature mindset, none other than because trading is quite risky, and it is very likely that for people who are still underage they will make many mistakes because their mindset is immature and it is quite dangerous. Maybe in my opinion the suitable age to get involved in the world of investment is above 20 years to start.

It is better to be aged 25 and over so that the user is no longer playing around with losses. If he are still young, your mindset is still not focused and he think that losses and losses in trading are normal. because there is not much need, if we have lost a lot of 1 dollar, you can use another technique.

Yes. At the age of 25 we are required to mature quickly in making decisions. Whatever that is.

[Cryptmuster]

Yes you are right, there are other factors aside from knowledge and skills if you have that determination and by chance luck back you up

even you don't have any knowledge, chances to bring ideas out of nowhere can help you out to be successful.

It's just that mindset where you are not willing to easily give up that will allow you to seek for more and aim for your success, by luck and hard work
you will find that wisdom and possibly create that spot to be financially stable.

The determination to act is a very important character trait, because if you have the desire, even without much experience, you can learn everything along the way, if you don’t give up first. You can have excellent knowledge and sufficient experience in some niche, but be afraid to start doing something yourself, and in this case, a person with less knowledge but with a greater desire will achieve a better result. At what age you start doesn’t really matter either, you need to start when you’re ready for it.

[carlisle1]

Yes you are right, there are other factors aside from knowledge and skills if you have that determination and by chance luck back you up

even you don't have any knowledge, chances to bring ideas out of nowhere can help you out to be successful.

It's just that mindset where you are not willing to easily give up that will allow you to seek for more and aim for your success, by luck and hard work
you will find that wisdom and possibly create that spot to be financially stable.

The determination to act is a very important character trait, because if you have the desire, even without much experience, you can learn everything along the way, if you don’t give up first. You can have excellent knowledge and sufficient experience in some niche, but be afraid to start doing something yourself, and in this case, a person with less knowledge but with a greater desire will achieve a better result. At what age you start doesn’t really matter either, you need to start when you’re ready for it.

That's my point, even you don't have that enough knowledge at the beginning, you may learn more about the business or the venture
that you are taking is possible.

And from that point of view, achieving your goal of being financially stable is really possible.

I personally think that having that determination gives you that desire to push yourself to the limit and make something
happen to you in terms of financial aspects.

[nara1892]

Most people will usually start the financial stability phase starting from the age of 22-23 years, at that age they have started to enter the world of work and I agree with what you said that if we measure for a process of their struggle in the field of work then maybe they will be able to get a decent income or pretty good finances when they reach the age of 28 or 35 years. and also that means youth is the period of their journey for a process that will determine their financial stability for provisions in old age later, some succeed and some fail, therefore maybe we often hear a lot of advice from our parents, And that also means that youth is a period of their journey for a process that will determine their financial stability for provision in old age later, some succeed and some fail, so maybe we often hear a lot of advice from our parents that "use your time as well as possible, take advantage of opportunities", that's what I always remember until now.

Honestly, I don't agree with your statement about the ideal age of 16-18 years old to start investing, in my opinion it's too early and too young, ages 16-18 are still very vulnerable and they are still quite unstable in distinguishing things, so in my opinion it is quite dangerous and quite high risk for their trading safety. As we know that the ages of 16-18 can be said to be underage, which means that their nature and behavior are still quite unstable, while in the world of trading it really requires maturity and a mature mindset, none other than because trading is quite risky, and it is very likely that for people who are still underage they will make many mistakes because their mindset is immature and it is quite dangerous. Maybe in my opinion the suitable age to get involved in the world of investment is above 20 years to start.

Depends on a certain individual actually since not all would really be thinking about business on the time that they would really be working on which they would really be that be focusing into their work which they would be most likely on getting one into this kind of age range or on the time that they do finish their college on which it is really just that a common approach that they would really be directly be looking for some job and making them stable but sooner or later when the time comes that they do realize that their earning isnt really just that enough for living on their own, then how much if they do have their own family?
This is where people would be starting on thinking that they should really be needing to step up. or else they would really be living a life on which it isnt really just that really that not convenient or something
that would really be that enough.

Yes basically it is true that it all really depends on each individual, not everyone has an advanced mindset or that means not everyone thinks about things to prepare for their future, and that is why as I said earlier that some succeed and some fail, it all depends on themselves, if indeed they are not too serious or do not have any intention to change their lives for the better in terms of finance then obviously from that alone we can conclude what their future will be like. And also yes it is true, there are some people who struggle hard because they think about their future, and there are also those who struggle to achieve success because of the many pressures they feel, as you said when they have a family then obviously there will be a lot of needs that they have to fulfill, so however they must be able to take action to change everything with the aim of increasing their income because there are many family needs that they must fulfill.

As early as possible then it would be great that you should really be thinking about taking up steps on making your living way more better or in terms of finances.
It isnt that bad to try even if you are young or just starting up. Dont let yourself that living in a life on which you do have financial struggle.
Its inevitable but it could be avoided if you do work hard and being wise or smart.

Yes that's right, the sooner the better especially for something positive but maybe it's for other things that may not be too demanding for you to prepare something like you have to prepare when entering the investment field, as I said earlier that if indeed your age is still in the teenage stage with the age of 16 - 18 years I think it's still too early, because it's not just intention that you need but also with mature self-preparedness, while someone who is still at the age of 16 - 18 is still quite unstable to be able to consider something related to the field of trading, and it is quite dangerous for your finances. So maybe you can go into other fields in my opinion, and if you really want to get involved in investing then you can wait when you are old enough.

[JMBitcointernational]

 There's a parable that says, "All fingers are not equal." So, we understand that not everyone is able to meet up at the same time.

Just like you said that” All fingers are not equal”,some people grew up in a very timid And poor environment At their tender age where education Was never a Choice for them rather they embrace Susistence System of farming as a means of survival because there is no capital To commercialize their efforts .And this continues till any age that the Grace of God shines on them .however, I think the Grace of God decides someone’s financial Success rather than Age because age they said is just a Number .

[Woodie]

Unfortunately financial stability has no age limit because some people inherit it while they are still young and are set for life , while the other bunch has to go out there to work for it and make things happen.

Otherwise if we factor in things like financial discipline, financial literacy, maturity etc I think 18years is fair enough as you can also get into legally binding contracts as an adult and enjoy your finances in peace.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

Agreed, and if anyone has the opportunity to save at a much younger age go for it as you will thank yourself when you get older.

[junder]

I think 28 to 35 is right age for fanatical stability if you start your financial activity at the age to to 22.I think it takes 5 to 10 year struggle and labour to be mature in business or job and some service etc. But if someone start doing staking, trading or mining in bitcoin or crypto currency then 16  to 18 year age is very ideal to start .After 5 year study, effort ,working and experience we will be in the position to earn well and will be able to get some achievement. Because it is said that there is no alternative to experience.5 year learning period is a probation period and after you will be able to achieve financial stability.

I think it all depends on each individual, if they are still 18 years old but can already manage their finances well that's good for them, because at that age usually many of the youth still spend their time playing. Age is not a benchmark for achieving financial stability, but in my opinion the person's thinking determines it, even if he is an adult but if he cannot or is not smart in managing finances then they will be wasteful with what they do such as buying things that are not too important and by buying them only because they "want" not because they are "needed".
If at the age of 18 years old they are already smart in managing finances then it will have a positive impact on their future, by being able to manage finances well which can make them economical in their needs. People like this tend to buy what they need, not what they want.

[Yogee]

[...]
But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married.

10 years of grind from age 20 to 30 is just about right to not be a brokie for the singles or those without kids. The problem is that not everyone works as hard as the others even though they are all given equal opportunities. If you're not financially sound by 30 then spending another five years should be enough to get your money on point.

It's tough to save up when kids are involved specially on countries where people are 9-5s.

[Lanatsa]

I think 28 to 35 is right age for fanatical stability if you start your financial activity at the age to to 22.I think it takes 5 to 10 year struggle and labour to be mature in business or job and some service etc. But if someone start doing staking, trading or mining in bitcoin or crypto currency then 16  to 18 year age is very ideal to start .After 5 year study, effort ,working and experience we will be in the position to earn well and will be able to get some achievement. Because it is said that there is no alternative to experience.5 year learning period is a probation period and after you will be able to achieve financial stability.

I think it all depends on each individual, if they are still 18 years old but can already manage their finances well that's good for them, because at that age usually many of the youth still spend their time playing. Age is not a benchmark for achieving financial stability, but in my opinion the person's thinking determines it, even if he is an adult but if he cannot or is not smart in managing finances then they will be wasteful with what they do such as buying things that are not too important and by buying them only because they "want" not because they are "needed".
If at the age of 18 years old they are already smart in managing finances then it will have a positive impact on their future, by being able to manage finances well which can make them economical in their needs. People like this tend to buy what they need, not what they want.

Success would really be depending on how hard you do work for it, you wont really be making such progress if you wont really be doing things or making some risks on dealing up with something.
When we are still young then it would be normal that we are really that still dependent but on the time that you do want to achieve something like being that financially free then this is where
you would be starting on making considerations on making some step or decisions on making some investment. Yes, you might be starting up small but taking gradual steps is never
been that bad. All things will really be depending on how you would be able to sustain yourself on longer runs.

Financial stability is something that cant really be attained or achieved overnight. It would really be taking up tons of years for you to find yourself that successful. Even though getting successful
wont really be a guaranteed thing but at least you are really that doing your very best to become one. It is really that better to take action rather than on being that contented
on being poor or that only on average. There are ones who cant really be that take up risks and there are ones who can.

[gabbie2010]

Life is hard if you belong from a poor family. If your financial condition isn't good then you suffer a lot to complete your daily needs demand and essential things that you need to leave a good life. That is the right age for financial stability because those children who belong from a poor family they try to do something good at the little age when he understand their financial condition. After trying and doing hard work at the stage some gate success in life fast some good success in life slowly there is no recommended or right age for success.

If a person comes from a very poor background honestly it becomes difficult to have a breakthrough in life, I believe the OP is using the yardstick to compare those who are already well to do without taking into cognisance those who came from a poor family, you truly capture the picture of how those category of people would have to work hard to make it thus there is no any age limit for their success and breakthrough therefore if that opportunity avail itself I believe they would subsequently have extra money for savings and I am very sure those set of people if they luckily made it definitely savings would be their top priority because they can't afford to miss their opportunity and go back to penury again if they misappropriate their money.

[Dr.Bitcoin_Strange]

If you're not financially sound by 30 then spending another five years should be enough to get your money on point.[/quote
Well, mate, 5 years might sound like it's too far, but before you know it, time has flown, and you will just see that the five years are far gone. It's always wise for someone who has the better opportunity of getting money at an early stage to always save and invest for the future, but the future draws nearer with each passing day. We know that some people don't have the opportunity to get a good source of income in their early stages, but those that do still end up making some mistakes.

It's tough to save up when kids are involved specially on countries where people are 9-5s.

Definitely, it's very difficult to be able to take some decisions that one would have taken when the person was still a bachelor, but once you have gotten married and have also had kids, you will obviously have more responsibilities to take care of, unless you are lucky and find a well-paying job at that very time. Because some times in life, it's times when you don't expect that things might begin to work out so well for you.

[Vaskiy]

Financial stability needs to be reached before getting into marriage life. Majority had suggested it, if not we should have planned well and increase the income streams. When we get married one need to have atleast thrice the earning than what we were earning as a bachelor. This will keep the family life more joyful, because the problem starts from the finance. Most of them used to stay supportive to each other, but in some cases things go different and end up with divorce or seperation.

[lalabotax]

If a person comes from a very poor background honestly it becomes difficult to have a breakthrough in life, I believe the OP is using the yardstick to compare those who are already well to do without taking into cognisance those who came from a poor family, you truly capture the picture of how those category of people would have to work hard to make it thus there is no any age limit for their success and breakthrough therefore if that opportunity avail itself I believe they would subsequently have extra money for savings and I am very sure those set of people if they luckily made it definitely savings would be their top priority because they can't afford to miss their opportunity and go back to penury again if they misappropriate their money.

It will be always not easy for poor people to have financial stability. They must work hard to achieve a better financial condition and they probably will work at some places. It also takes a long time to get financial stability. But it is surely not impossible, it is something that poor people can achieve with harder efforts.

Yes, saving is one of the common ways to collect the money. Actually, it is not only poor people do it, rich people also choose savings to ensure their future. But rich people also have the option for investment, so they can have a chance to raise bigger money. Meanwhile people have no ability for investment option due to the limited amount of money.

[Rasa nanas]

Not everyone will become rich, apart from knowledge and skills, there is also the luck factor, therefore even though our efforts are maximal and we have planned perfectly, the results may not necessarily be as expected. therefore efforts must be balanced with prayer, and of course don't be discouraged for those from poor families, in fact that will shape our mentality, remembering that every business has its ups and downs.

Even someone who has tried their best will not necessarily have the results as expected, let alone someone who doesn't want to try. luck or destiny only applies to people who don't want to try because effort and prayer can change a person's destiny. Even if you have tried but failed it is much better than not doing something.

[passwordnow]

Financial stability needs to be reached before getting into marriage life.

I've read people who will argue with you about this. They'll ask you a question when you be able to achieve that financial stability when you don't have a lot of source of income and you don't have a gesture in starting your own business? For how long that financial stability you're achieving be reached? 30s? 40s? 50s? I'm not saying that marry at an early age but you'll never know when you'll be successful. And those that argues about it will say marry and achieve both of it together.

Majority had suggested it, if not we should have planned well and increase the income streams. When we get married one need to have atleast thrice the earning than what we were earning as a bachelor. This will keep the family life more joyful, because the problem starts from the finance.

The struggle is there during the marriage life and all the hustle you can think of will come out of your mind. You don't realize that you get more ideas and becomes more intelligent because of the solutions that you're thinking of for the sake of the family that you are building. Admit it or not, a family or a married life that struggles financially is likely to have a problem on their relationship.

Most of them used to stay supportive to each other, but in some cases things go different and end up with divorce or seperation.

Not all the time that many are going to be supportive with what you do as husband and wife. What the couples need to build aside from being financially stable is the continuous communication with good and bad times. You check out each other if both of you are still on the line together with the promise you've made during the marriage.

[shinratensei_]

Not everyone will become rich, apart from knowledge and skills, there is also the luck factor, therefore even though our efforts are maximal and we have planned perfectly, the results may not necessarily be as expected. therefore efforts must be balanced with prayer, and of course don't be discouraged for those from poor families, in fact that will shape our mentality, remembering that every business has its ups and downs.

Even someone who has tried their best will not necessarily have the results as expected, let alone someone who doesn't want to try. luck or destiny only applies to people who don't want to try because effort and prayer can change a person's destiny. Even if you have tried but failed it is much better than not doing something.

lucky and destiny have a big role and saying that is already understatement, what i trying to say is that so many rich people out there having right opportunity at the right time, honestly if someone know a lot of rich people they'd think the same way, business is a no joke when we are having weak economy but a fun little hobbies for those conglomerates and rich people and how to become rich from the start without doing anything? luck, literally coming from rich family already adds so many privileges that many might not even get.
luck coming in every aspect of success but many people like to undermine it because it might stain their supposed hard work even though I also believe that there are some people that become rich through hard work indeed but im sure they also have some lucky moments.

[HONDACD125]

lucky and destiny have a big role and saying that is already understatement, what i trying to say is that so many rich people out there having right opportunity at the right time, honestly if someone know a lot of rich people they'd think the same way, business is a no joke when we are having weak economy but a fun little hobbies for those conglomerates and rich people and how to become rich from the start without doing anything? luck, literally coming from rich family already adds so many privileges that many might not even get.
luck coming in every aspect of success but many people like to undermine it because it might stain their supposed hard work even though I also believe that there are some people that become rich through hard work indeed but im sure they also have some lucky moments.

No one ever thought about luck while starting any business or any work,because no one knows or can predict his fate, but always believed in their hard work and effort , after that they leave everything to destiny. the first thing is effort.No one knows the future and no one knows how his life will be in the future, but every person tries and works hard according to his ability. I have also seen people who work hard in a very small business, but due to their hard work and luck, they expand the scope of their business and become a successful person.

So never mind that we all should have business or money in the beginning like the rich. All the rich people in the world, if you check their history, they have also reached such a big level from a common man and a small business. Therefore, one should try to move forward by trusting in one's effort and hard work, because fortune always favors the brave.

[cryptoknightt]

not all of them are like that, in some cases children have just graduated from school and then they work, and their parents ask for money to be sent every month.
maybe it could be up to 40-50% of their total salary.
How do you respond to that?
Maybe your meaning of saving is true, but if conditions are like that he can only use the remaining 50% to survive.
Basically everyone can save, but the amount is different and the time is relatively different.
while the goal must be the same.

[DabsPoorVersion]

lucky and destiny have a big role and saying that is already understatement, what i trying to say is that so many rich people out there having right opportunity at the right time, honestly if someone know a lot of rich people they'd think the same way, business is a no joke when we are having weak economy but a fun little hobbies for those conglomerates and rich people and how to become rich from the start without doing anything? luck, literally coming from rich family already adds so many privileges that many might not even get.
luck coming in every aspect of success but many people like to undermine it because it might stain their supposed hard work even though I also believe that there are some people that become rich through hard work indeed but im sure they also have some lucky moments.

No one ever thought about luck while starting any business or any work,because no one knows or can predict his fate, but always believed in their hard work and effort , after that they leave everything to destiny. the first thing is effort.No one knows the future and no one knows how his life will be in the future, but every person tries and works hard according to his ability. I have also seen people who work hard in a very small business, but due to their hard work and luck, they expand the scope of their business and become a successful person.

So never mind that we all should have business or money in the beginning like the rich. All the rich people in the world, if you check their history, they have also reached such a big level from a common man and a small business. Therefore, one should try to move forward by trusting in one's effort and hard work, because fortune always favors the brave.

That is not actually luck, but it's destiny. We may be mistaking it for luck, but it's all up to destiny. In everything we do, business or even at work, we give all our hard work and best effort. It's true that all hard work pays off. We achieve something new, being promoted in our job, expanding the business, and such. However, our real goal which is to have a successful life seems out of our reach. Because it is not the time yet, our luck or destiny tells us that it's not the time yet for us to be successful.

[junder]

I think 28 to 35 is right age for fanatical stability if you start your financial activity at the age to to 22.I think it takes 5 to 10 year struggle and labour to be mature in business or job and some service etc. But if someone start doing staking, trading or mining in bitcoin or crypto currency then 16  to 18 year age is very ideal to start .After 5 year study, effort ,working and experience we will be in the position to earn well and will be able to get some achievement. Because it is said that there is no alternative to experience.5 year learning period is a probation period and after you will be able to achieve financial stability.

I think it all depends on each individual, if they are still 18 years old but can already manage their finances well that's good for them, because at that age usually many of the youth still spend their time playing. Age is not a benchmark for achieving financial stability, but in my opinion the person's thinking determines it, even if he is an adult but if he cannot or is not smart in managing finances then they will be wasteful with what they do such as buying things that are not too important and by buying them only because they "want" not because they are "needed".
If at the age of 18 years old they are already smart in managing finances then it will have a positive impact on their future, by being able to manage finances well which can make them economical in their needs. People like this tend to buy what they need, not what they want.

Success would really be depending on how hard you do work for it, you wont really be making such progress if you wont really be doing things or making some risks on dealing up with something.
When we are still young then it would be normal that we are really that still dependent but on the time that you do want to achieve something like being that financially free then this is where
you would be starting on making considerations on making some step or decisions on making some investment. Yes, you might be starting up small but taking gradual steps is never
been that bad. All things will really be depending on how you would be able to sustain yourself on longer runs.

Financial stability is something that cant really be attained or achieved overnight. It would really be taking up tons of years for you to find yourself that successful. Even though getting successful
wont really be a guaranteed thing but at least you are really that doing your very best to become one. It is really that better to take action rather than on being that contented
on being poor or that only on average. There are ones who cant really be that take up risks and there are ones who can.

Yes that's right, they have to work hard to achieve success that is worth enjoying, for that they must have a strong determination in running something so that they don't fall easily or don't give up easily when they experience failure, but there are people who give up when they experience failure in running a business, I think it's normal that they fail because everything certainly has its own risks. With dependence on parents, maybe some people will look negatively because there is no willingness to be independent, I only prevent this so I prefer not to depend on parents even though I am still young. if you have entered the age of 18 years it is time to learn things that must be run independently even though not all young people can do it.

Well you know, that's why I think they should be able to learn to be independent and not depend on parents even at a young age. if they already have good thoughts and certainly have their own desires then they should start doing it independently, after all there is nothing wrong with that. I think parents will also support us if we take independent steps, it is unlikely that they will prohibit their children from being independent.

[carlisle1]

Not everyone will become rich, apart from knowledge and skills, there is also the luck factor, therefore even though our efforts are maximal and we have planned perfectly, the results may not necessarily be as expected. therefore efforts must be balanced with prayer, and of course don't be discouraged for those from poor families, in fact that will shape our mentality, remembering that every business has its ups and downs.

Even someone who has tried their best will not necessarily have the results as expected, let alone someone who doesn't want to try. luck or destiny only applies to people who don't want to try because effort and prayer can change a person's destiny. Even if you have tried but failed it is much better than not doing something.

Much better than nothing at all, that's  a good principle in life, if you want to change something you need to stay out of your comfort zone and try
to work outside of the box and find your destiny.

For those people who can't extend their time learning more things will continue to keep the same level in life.

If you want to earn that financial status in life, you need to work and not just to lean with luck, though there's factor if luck comes up
and help you but it's not always the sentiments.

[ultrloa]

lucky and destiny have a big role and saying that is already understatement, what i trying to say is that so many rich people out there having right opportunity at the right time, honestly if someone know a lot of rich people they'd think the same way, business is a no joke when we are having weak economy but a fun little hobbies for those conglomerates and rich people and how to become rich from the start without doing anything? luck, literally coming from rich family already adds so many privileges that many might not even get.
luck coming in every aspect of success but many people like to undermine it because it might stain their supposed hard work even though I also believe that there are some people that become rich through hard work indeed but im sure they also have some lucky moments.

No one ever thought about luck while starting any business or any work,because no one knows or can predict his fate, but always believed in their hard work and effort , after that they leave everything to destiny. the first thing is effort.No one knows the future and no one knows how his life will be in the future, but every person tries and works hard according to his ability. I have also seen people who work hard in a very small business, but due to their hard work and luck, they expand the scope of their business and become a successful person.

So never mind that we all should have business or money in the beginning like the rich. All the rich people in the world, if you check their history, they have also reached such a big level from a common man and a small business. Therefore, one should try to move forward by trusting in one's effort and hard work, because fortune always favors the brave.

That is not actually luck, but it's destiny. We may be mistaking it for luck, but it's all up to destiny. In everything we do, business or even at work, we give all our hard work and best effort. It's true that all hard work pays off. We achieve something new, being promoted in our job, expanding the business, and such. However, our real goal which is to have a successful life seems out of our reach. Because it is not the time yet, our luck or destiny tells us that it's not the time yet for us to be successful.

I don't really believe on luck since none of that exist by chance since we need to move and do more effort to achieve our goals. Also what's more important with that is consistency since without this whatever business you do and however you think your knowledge is so broad regarding on business related matters for sure you will failed with that. Consistency is the main factor why people succeed and the most important think there is we love what we are doing and the chosen business to open is on scope where we enjoy the most since for that for sure we will never get bored then have successful result on long years of operation. With this for sure we can make the retirement span short and we can enjoy our life on things that we really want to happen.

[slapper]

I think 28 to 35 is right age for fanatical stability if you start your financial activity at the age to to 22.I think it takes 5 to 10 year struggle and labour to be mature in business or job and some service etc. But if someone start doing staking, trading or mining in bitcoin or crypto currency then 16  to 18 year age is very ideal to start .After 5 year study, effort ,working and experience we will be in the position to earn well and will be able to get some achievement. Because it is said that there is no alternative to experience.5 year learning period is a probation period and after you will be able to achieve financial stability.

I think it all depends on each individual, if they are still 18 years old but can already manage their finances well that's good for them, because at that age usually many of the youth still spend their time playing. Age is not a benchmark for achieving financial stability, but in my opinion the person's thinking determines it, even if he is an adult but if he cannot or is not smart in managing finances then they will be wasteful with what they do such as buying things that are not too important and by buying them only because they "want" not because they are "needed".
If at the age of 18 years old they are already smart in managing finances then it will have a positive impact on their future, by being able to manage finances well which can make them economical in their needs. People like this tend to buy what they need, not what they want.

Success would really be depending on how hard you do work for it, you wont really be making such progress if you wont really be doing things or making some risks on dealing up with something.
When we are still young then it would be normal that we are really that still dependent but on the time that you do want to achieve something like being that financially free then this is where
you would be starting on making considerations on making some step or decisions on making some investment. Yes, you might be starting up small but taking gradual steps is never
been that bad. All things will really be depending on how you would be able to sustain yourself on longer runs.

Financial stability is something that cant really be attained or achieved overnight. It would really be taking up tons of years for you to find yourself that successful. Even though getting successful
wont really be a guaranteed thing but at least you are really that doing your very best to become one. It is really that better to take action rather than on being that contented
on being poor or that only on average. There are ones who cant really be that take up risks and there are ones who can.

Yes that's right, they have to work hard to achieve success that is worth enjoying, for that they must have a strong determination in running something so that they don't fall easily or don't give up easily when they experience failure, but there are people who give up when they experience failure in running a business, I think it's normal that they fail because everything certainly has its own risks. With dependence on parents, maybe some people will look negatively because there is no willingness to be independent, I only prevent this so I prefer not to depend on parents even though I am still young. if you have entered the age of 18 years it is time to learn things that must be run independently even though not all young people can do it.

Well you know, that's why I think they should be able to learn to be independent and not depend on parents even at a young age. if they already have good thoughts and certainly have their own desires then they should start doing it independently, after all there is nothing wrong with that. I think parents will also support us if we take independent steps, it is unlikely that they will prohibit their children from being independent.

You're focusing on freedom after age 18, but let's question that idea. It seems too simple to link self-reliance to a certain age. The conventional age-based milestones frequently don't hold up in today's complex economy, where education and job paths are varied and non-linear. Think about this: some people may be ready to fly solo at age 18, while others may do better later, with the help of their families. Isn't the goal to have mature, responsible people, no matter how long it takes?

Also, your view on parental dependence doesn't seem to take into account how important it is for generations to help each other in today's market. Isn't it out-of-date to look down on family help when school costs are going through the roof and the job market is always changing? Instead of focusing on a specific age for freedom, maybe the goal should be to help people become more resilient and flexible

[Peanutswar]

People want to make themselves at least escape from this kind of low-class status in their life and keep doing their best at least to achieve financial freedom but if you are not a hardworking person, business-minded thinker, responsible and self-control you can't escape with this kind of society actually there's no exact age needed for this at least you have a good kind of mentality. Wanting to get the success you can get out with the low class of life. You will only achieve this if you keep taking risk, and grab the opportunities so your mind will be open. It's a little harsh but outside the school, reality can really slam your face that you are not rich enough with the state you have also you must stand on yourself all the time.

[nara1892]

That is not actually luck, but it's destiny. We may be mistaking it for luck, but it's all up to destiny. In everything we do, business or even at work, we give all our hard work and best effort. It's true that all hard work pays off. We achieve something new, being promoted in our job, expanding the business, and such. However, our real goal which is to have a successful life seems out of our reach. Because it is not the time yet, our luck or destiny tells us that it's not the time yet for us to be successful.

I don't really believe on luck since none of that exist by chance since we need to move and do more effort to achieve our goals. Also what's more important with that is consistency since without this whatever business you do and however you think your knowledge is so broad regarding on business related matters for sure you will failed with that. Consistency is the main factor why people succeed and the most important think there is we love what we are doing and the chosen business to open is on scope where we enjoy the most since for that for sure we will never get bored then have successful result on long years of operation. With this for sure we can make the retirement span short and we can enjoy our life on things that we really want to happen.

But however the luck factor we always need in our real life buddy, there are things that we see like impossible but sometimes it can really happen and it's unexpected in terms of something positive and can be profitable. Even though luck can always happen anywhere and anytime, but that doesn't mean we have to stand still and just wait for luck to come, it's very clear that it doesn't make sense, and what is more certain is that if you really want to experience changes in your life, especially in financial terms, then you have to work hard and as hard as possible, you have to believe that the process will not betray the results and during your struggle I am sure there will be occasional luck that will help you to facilitate what you want to do.

I agree with you, another thing is good consistency, whoever it is if indeed they want to achieve their dreams such as becoming a successful businessman then in addition to hard work you also need good consistency in any case especially in your struggle, consistency like it has become a very important thing in the struggle, you can't forget that because it's useless even though you have good insight if you can't do something consistently then maybe there will be no satisfactory results and even very likely in the end you will fail. So the point is if you really want to become a successful businessman then you must know what things are needed and what must be prepared.

[Bloodseekers]

People want to make themselves at least escape from this kind of low-class status in their life and keep doing their best at least to achieve financial freedom but if you are not a hardworking person, business-minded thinker, responsible and self-control you can't escape with this kind of society actually there's no exact age needed for this at least you have a good kind of mentality. Wanting to get the success you can get out with the low class of life. You will only achieve this if you keep taking risk, and grab the opportunities so your mind will be open. It's a little harsh but outside the school, reality can really slam your face that you are not rich enough with the state you have also you must stand on yourself all the time.

I agree with your opinion, everyone certainly wants their life to continue to develop in a better direction than what they are currently living, especially in terms of finances, it takes hard work and not giving up against all obstacles and they will face them in order to achieve the financial freedom they want , because without going through every existing process, of course we will not be able to achieve the financial freedom we dream of.

In my opinion, the right age for someone to have financial stability is if they are over 30 years old, because when we are under 30 years old, when we have an income, of course the only thing we think about is having fun and never thinking about how to invest or save. part of his income.

[Winterfrost]

Life is hard if you belong from a poor family. If your financial condition isn't good then you suffer a lot to complete your daily needs demand and essential things that you need to leave a good life. That is the right age for financial stability because those children who belong from a poor family they try to do something good at the little age when he understand their financial condition. After trying and doing hard work at the stage some gate success in life fast some good success in life slowly there is no recommended or right age for success.

You talk about feeding yourself and having other bills to pay, and it is becoming more and harder every day.

Life is tough, especially when you're young. There are so many uncertainties and constant changes. But don't let that discourage you. Keep striving to improve yourself every day. Take care of your physical and mental health. Never stop learning new things. And don't chase after the perfect career, it's an illusion. Everyone's life is different, and their definition of financial independence varies too. For me, financial independence means not having to rely on your family for financial support. This could mean anything from living with them full-time and having them pay all your bills to occasionally asking for a loan to cover an unexpected expense. When you're financially independent, you have the means to take care of yourself, whether it's through savings or your creditworthiness. You'll always need an income source, even if it's to reach a point where you can retire comfortably. And even then, you can't just let your money sit idle without generating more income, or it will eventually run out. Your description of your situation is what most people would consider financial independence.

[leonair]

Life is hard if you belong from a poor family. If your financial condition isn't good then you suffer a lot to complete your daily needs demand and essential things that you need to leave a good life. That is the right age for financial stability because those children who belong from a poor family they try to do something good at the little age when he understand their financial condition. After trying and doing hard work at the stage some gate success in life fast some good success in life slowly there is no recommended or right age for success.

You talk about feeding yourself and having other bills to pay, and it is becoming more and harder every day.

Life is tough, especially when you're young. There are so many uncertainties and constant changes. But don't let that discourage you. Keep striving to improve yourself every day. Take care of your physical and mental health. Never stop learning new things. And don't chase after the perfect career, it's an illusion. Everyone's life is different, and their definition of financial independence varies too. For me, financial independence means not having to rely on your family for financial support. This could mean anything from living with them full-time and having them pay all your bills to occasionally asking for a loan to cover an unexpected expense. When you're financially independent, you have the means to take care of yourself, whether it's through savings or your creditworthiness. You'll always need an income source, even if it's to reach a point where you can retire comfortably. And even then, you can't just let your money sit idle without generating more income, or it will eventually run out. Your description of your situation is what most people would consider financial independence.

A man cannot work as hard as he can when he is young. And to be financially strong, you must be able to work hard. I think 20-30 years is the perfect time to be financially sound and anyone who tries hard and has the mindset to work hard can succeed. Because the percentage of success is very high at a young age. And when one crosses 35-40 years, physical weakness appears in him and various other diseases appear which prevent him from many things. So I think the best time to be financially sound is within 20-30 years

[topbitcoin]

A man cannot work as hard as he can when he is young. And to be financially strong, you must be able to work hard. I think 20-30 years is the perfect time to be financially sound and anyone who tries hard and has the mindset to work hard can succeed. Because the percentage of success is very high at a young age. And when one crosses 35-40 years, physical weakness appears in him and various other diseases appear which prevent him from many things. So I think the best time to be financially sound is within 20-30 years

Yes, if we are based on age, when we are over 40 years old, our physical strength will not be as strong as when we were young. But this is not the reason why we are not able to earn a large enough income at the age of 40 or above. Because someone once said, "When you are still young and physically you are still in your prime, then spend your youth continuing to work hard and earn as much money as possible, while when you are getting older and physically you are starting to get weaker, So work smartly and let your money work to make a profit, which means that when we are young, we spend that time not only working hard to earn money, but we also have to look for and continue to deepen our knowledge, especially in building and developing a business, investing and as well as financial management, so that when you get older and physically start to weaken, you will no longer worry about how you can continue to generate income at that age.

[terrific]

A man cannot work as hard as he can when he is young. And to be financially strong, you must be able to work hard. I think 20-30 years is the perfect time to be financially sound and anyone who tries hard and has the mindset to work hard can succeed. Because the percentage of success is very high at a young age. And when one crosses 35-40 years, physical weakness appears in him and various other diseases appear which prevent him from many things. So I think the best time to be financially sound is within 20-30 years

20-30 years old is like the time that you have to set your priorities into working hard and smart. That's because you're still strong by that time.
After 30, you are going to be weaker and will have a family so that means your time will also be divided and your focus will be gone.
But if you manage to build yourself during those early years when you're still single, that's how it should be and I agree to you for that range of age.

[Iroh]

Financial stability needs to be reached before getting into marriage life. Majority had suggested it, if not we should have planned well and increase the income streams. When we get married one need to have atleast thrice the earning than what we were earning as a bachelor. This will keep the family life more joyful, because the problem starts from the finance. Most of them used to stay supportive to each other, but in some cases things go different and end up with divorce or seperation.

We definitely need to be financially stable before getting married. Marriage is a whole different level as you’re now responsible for another person. And after marriage hopefully comes a child or two. You would definitely not find it easy if you’re not yet financially stable when kids comes along. Children, when they’re young can be financially and time consuming.
For anyone to comfortably cater to the needs of the spouse and children in the home, that person must be financially stable. People who rushed into marriage before being financially secure are bound to have problems that would easily have been avoided or settled quickly if they had been more financially secure.

[glendall]

the sooner the better, after the age of 18 you should be productive enough to earn money, even if you're studying while work  it's actually not a problem, we're smart enough to divide our time,
Having financial freedom at a young age really influences our lives in old age when we have a family,

[Gaza13]

This depends on parents in educating their children from an early age, in teaching them many things such as saving etc. Usually young people with a very luxurious lifestyle usually follow the trends that have been around in the last few months, and or usually these young people join in social circles in the surrounding environment so that they don't appear to be underestimated by the people around them, so they will appear a little exotic when buying brands. famous, whether clothes, shoes, bags, cellphones etc. Usually people like this will lose a lot of wasted time.

It's very different from poor or mediocre families, we always teach people to save and not be too wasteful when buying things, and the important role of parents today is to teach our own children to invest from an early age, when I was young, my father didn't teach that. I'm into investing, maybe my father doesn't understand the world of shares or anything else. What they teach is just saving and saving, the more I get older, what's more, getting to know this forum changes my mindset or mindset, and it turns out that saving in the bank for years in my opinion is not good, it will cause our money to be eroded by inflation.

To achieve financial freedom, it is difficult to determine at what age we achieve all of this, it all requires a very long process in carrying out various types of sources of our income. The sooner we start at a young age, the sooner we will gain financial stability or financial freedom.

[G_Besar]

the sooner the better, after the age of 18 you should be productive enough to earn money, even if you're studying while work  it's actually not a problem, we're smart enough to divide our time,
Having financial freedom at a young age really influences our lives in old age when we have a family,

This is what many people are doing now, especially young people who are creative enough in living their lives so that they can allocate their time to study and earn money from the age of under 20. I often see this done by many young people who come from poor or modest families because they do not have valuable assets from their own parents so they are very willing to work even though they are studying at a particular education.

However, after we look closely, this can also be quite good for all young people because the results will be better for themselves in the future, especially since they don't have anything they can rely on in life except the determination to work hard and think creatively in earning money. So I wouldn't be quite surprised by something like this because I have often witnessed it in reality in my own area.

[fauzan Ichsan]

the sooner the better, after the age of 18 you should be productive enough to earn money, even if you're studying while work  it's actually not a problem, we're smart enough to divide our time,
Having financial freedom at a young age really influences our lives in old age when we have a family,

Indeed, at the age of 18 it is very suitable to start a business and of course studying is still prioritized, so that when we have graduated from college, we will no longer be surprised by the world of business, of course it is like getting a head start on starting a business, so it is hoped that at the age of 30 we will already have strong finances and established. Unfortunately, I used to prefer to spend my youth having fun with friends, so I can only think now that what I did was wrong.

[pinggoki]

the sooner the better, after the age of 18 you should be productive enough to earn money, even if you're studying while work  it's actually not a problem, we're smart enough to divide our time,
Having financial freedom at a young age really influences our lives in old age when we have a family,

This is the most optimal thing to happen but this isn't the rule and you don't have to worry about reaching it by this age or if you are way past that age, you don't have to beat yourself up about it as long as you are moving forward and you are improving in terms of finances, the age for financial will not be a limit or a standard to you maybe the advantage that someone will reach financial stability is probably that they have more time to enjoy doing other stuff that they love to do. Having a set age is sometimes discouraging which is why I don't like this idea that we are giving an age.

[Sebas.tian]

Financial stability depends on two main components: your income and your expenses. You can have a good income from the moment you start working, what happens is that it tends to become more secure and increase as the years go by, and the expenses also if you are young you tend to want to spend more, especially on experiences. I would say that there is no "right" age for it, as the OP ask, but it is more likely to happen from 30 onwards.

If you have income and you cannot control your income is another thing that can make some people not to have financial stability, because I have seen many people their expenses is more higher than their income and it makes them to struggle to get to where their mate are in the community just that they lack orientation of how to maximize income and minimize expenses. Since I crossed above 18 years, I have started avoiding some things that will not allow me to save money that will make me financial stability, because the money you spend today it will never come again. Well, I believe from 30 ages above have a mature wisdom on how to avoid some things that will make them to improve in the area of financial stability by planting many companies that will be generating income.

[lizarder]

This is what many people are doing now, especially young people who are creative enough in living their lives so that they can allocate their time to study and earn money from the age of under 20. I often see this done by many young people who come from poor or modest families because they do not have valuable assets from their own parents so they are very willing to work even though they are studying at a particular education.

Technological sophistication has made several young people become successful influencers on social media. This proves that a person's success begins in many places that are not only based on business. Generally, influencers are under 30 years old, although there are a few percent who are over that age and if you look at the family line, many of them were born into families who are not rich.

However, after we look closely, this can also be quite good for all young people because the results will be better for themselves in the future, especially since they don't have anything they can rely on in life except the determination to work hard and think creatively in earning money. So I wouldn't be quite surprised by something like this because I have often witnessed it in reality in my own area.

Currently working smart is the basis for achieving success because working hard cannot necessarily change one's fate, meaning we have to look at every opportunity that exists and know as much as possible what to do in order to provide a path to success. The age at which someone achieves success is not the same, but when they are able to develop themselves as influencers, they will definitely have the opportunity for success at a much younger age.

When they are successful there, maybe they will try to develop the business as a long-term step and from there they will try to become more mature in making money consistently. Almost many influencers do this after they are successful and developing their business is a strategic step to keep their cash flow increasing.

[summonerrk]

Well, I hope this doesn't sound like a joke to you guys or some sort of cracked-up thread, but yeah, I mean to hear the opinion of others.

Some people, during their youthful years, live a very lavish lifestyle with the money that they are supposed to put to good use, knowing that one day they will grow old. Some people only think that it's when they are growing old, like at the age of 30 and above, that's when they must start to invest or save to invest.

Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they get to 25 years old, that's when they can start to invest for their future.

I quite think that there is a particular age at which one is supposed to have been living a comfortable lifestyle financially. That doesn't mean that someone who doesn't meet that age lives a lavish lifestyle. There's a parable that says, "All fingers are not equal." So, we understand that not everyone is able to meet up at the same time.

Although some people can experience financial breakthrough at different ages in life, some do so at 25, 30, 35, 40, and 50, respectively.

But in my opinion, I think that one is not still supposed to be in financial crisis at age 30–35. I mean, at age 30, one should be in a financial state where they can fend for themselves and their family if the person is married. The person is supposed to have had at least one or two financial sources that they can always see as reliable sources of income.

It's always wise and profitable to start saving and investing at a young age, like 18 years old.

In order to understand how money works in our world, there is no right age. I have seen dozens of people over 50 who have never understood that money is a financial instrument, and that money can earn itself. This is called financial literacy and it is a pity that it is not taught in schools, preferring stupid and unnecessary subjects of natural science. How can you not know everything about what each of us gets up in the morning and goes to work for? or sitting on a monitor 24 by 7.

[nara1892]

the sooner the better, after the age of 18 you should be productive enough to earn money, even if you're studying while work  it's actually not a problem, we're smart enough to divide our time,
Having financial freedom at a young age really influences our lives in old age when we have a family,

Indeed, at the age of 18 it is very suitable to start a business and of course studying is still prioritized, so that when we have graduated from college, we will no longer be surprised by the world of business, of course it is like getting a head start on starting a business, so it is hoped that at the age of 30 we will already have strong finances and established. Unfortunately, I used to prefer to spend my youth having fun with friends, so I can only think now that what I did was wrong.

Yes that's pretty good, basically the sooner the better and if possible as early as possible you should start everything from an early age, or that means around the age of adolescence, as you said at the age of 18 it's pretty good to find a basis for learning about the real world especially in terms of business, education still has to be prioritized because it is the basis that will be your driving force in terms of theory even though not all material in real life will be taught there, but it doesn't matter at least you know how to learn well by having a pretty good education.

And also yes with such a basis and early understanding then when you have started to enter the real world then you will not be too surprised when you see the fact that undergoing the process of the business world is not all turning the palm of the hand, and with the understanding that you have learned first then at least you already have provisions to start your business later and at least of course with that then you will not be too confused about how to start. Regrets always come at the end, many have experienced like you, you prefer to spend your youth having fun without starting anything that will have a good impact on your future. But never mind the rice is already porridge and although it's late but maybe it's not the end of everything, we can still start as long as we still have a high spirit to struggle, and for people who are still teenagers I hope they don't waste any time and opportunities they have.

[leonair]

A man cannot work as hard as he can when he is young. And to be financially strong, you must be able to work hard. I think 20-30 years is the perfect time to be financially sound and anyone who tries hard and has the mindset to work hard can succeed. Because the percentage of success is very high at a young age. And when one crosses 35-40 years, physical weakness appears in him and various other diseases appear which prevent him from many things. So I think the best time to be financially sound is within 20-30 years

20-30 years old is like the time that you have to set your priorities into working hard and smart. That's because you're still strong by that time.
After 30, you are going to be weaker and will have a family so that means your time will also be divided and your focus will be gone.
But if you manage to build yourself during those early years when you're still single, that's how it should be and I agree to you for that range of age.

When one crosses 30 years and becomes a father, the responsibilities and setbacks increase in him, so he can't focus on what he wants to do at that time. on the other hand a weakness comes in him and he loses the energy to work hard at that time and after 18 years a person is just a teenager and then he starts thinking about which direction he should focus and move in which direction his future will be financially strong and his preparation  Almost 2 years passed to take and then take a potential decision and start working accordingly.  So 20-30 years is a perfect time for him to get financial stability

[348Judah]

the sooner the better, after the age of 18 you should be productive enough to earn money, even if you're studying while work  it's actually not a problem, we're smart enough to divide our time,
Having financial freedom at a young age really influences our lives in old age when we have a family,

Indeed, at the age of 18 it is very suitable to start a business and of course studying is still prioritized, so that when we have graduated from college, we will no longer be surprised by the world of business, of course it is like getting a head start on starting a business, so it is hoped that at the age of 30 we will already have strong finances and established. Unfortunately, I used to prefer to spend my youth having fun with friends, so I can only think now that what I did was wrong.

By the time a child is 18 years old, he should have been used to getting exposed to business and learn to start doing something that can earn him money, this is one of the benefits of early exposure because he will be used to it and grow in it, base on research, young minds have the ability of learning fast and doing things at the best because they have the tenacity to work hard and deliver best, a child can also have an asset from his parents will to him, he also need to work and learn to make business on his own to make him financial independent till his old age.

[slashz9]

I think it all depends on the person's finances, rich people will feel calmer because even if they work they have more money to invest, in contrast to people who only have enough money to survive and have little money to save, the goal is the same to invest but the money invested is of course different.

[terrific]

20-30 years old is like the time that you have to set your priorities into working hard and smart. That's because you're still strong by that time.
After 30, you are going to be weaker and will have a family so that means your time will also be divided and your focus will be gone.
But if you manage to build yourself during those early years when you're still single, that's how it should be and I agree to you for that range of age.

When one crosses 30 years and becomes a father, the responsibilities and setbacks increase in him, so he can't focus on what he wants to do at that time. on the other hand a weakness comes in him and he loses the energy to work hard at that time and after 18 years a person is just a teenager and then he starts thinking about which direction he should focus and move in which direction his future will be financially strong and his preparation  Almost 2 years passed to take and then take a potential decision and start working accordingly.  So 20-30 years is a perfect time for him to get financial stability

I agree. That's why those that are still in that range of their ages need to think of what they really want in life.
Because if you still can't decide what to pursue and what to do, you're wasting a lot of time before you finally find the one that you like.
And you don't want to spend a lot of years just trying to know what you want to do in life and your purpose.

[ivankoh]

I think that thinking, effort, and personal initiative will be important ingredients to have luck and success in work. It doesn't mean achieving financial freedom early, but it will probably increase your odds of achieving financial freedom. There are very young people 20-30 who have achieved financial freedom, and there are also people over 40 who have just achieved financial freedom. As long as we are independent and try our best in everything, financial expectations will come. Family is also an important factor for financial freedom. I notice some people when they get married - they have more conditions and start businesses and achieve financial freedom. Some people are the opposite. Financial freedom is something that is not easy to achieve. It comes with an element called luck. I also expect to achieve financial freedom at age 32

[leonair]

20-30 years old is like the time that you have to set your priorities into working hard and smart. That's because you're still strong by that time.
After 30, you are going to be weaker and will have a family so that means your time will also be divided and your focus will be gone.
But if you manage to build yourself during those early years when you're still single, that's how it should be and I agree to you for that range of age.

When one crosses 30 years and becomes a father, the responsibilities and setbacks increase in him, so he can't focus on what he wants to do at that time. on the other hand a weakness comes in him and he loses the energy to work hard at that time and after 18 years a person is just a teenager and then he starts thinking about which direction he should focus and move in which direction his future will be financially strong and his preparation  Almost 2 years passed to take and then take a potential decision and start working accordingly.  So 20-30 years is a perfect time for him to get financial stability

I agree. That's why those that are still in that range of their ages need to think of what they really want in life.
Because if you still can't decide what to pursue and what to do, you're wasting a lot of time before you finally find the one that you like.
And you don't want to spend a lot of years just trying to know what you want to do in life and your purpose.

If you want to be financially strong then you need to decide quickly what you want to do and focus on that. And always make a promise to keep trying until you succeed. Don't be disappointed. then there will be success and once a business or investment becomes successful, it automatically becomes financially stability. But it takes at least 5-6 years from when someone starts his business or investment to become financially stability

[terrific]

I agree. That's why those that are still in that range of their ages need to think of what they really want in life.
Because if you still can't decide what to pursue and what to do, you're wasting a lot of time before you finally find the one that you like.
And you don't want to spend a lot of years just trying to know what you want to do in life and your purpose.

If you want to be financially strong then you need to decide quickly what you want to do and focus on that. And always make a promise to keep trying until you succeed. Don't be disappointed. then there will be success and once a business or investment becomes successful, it automatically becomes financially stability. But it takes at least 5-6 years from when someone starts his business or investment to become financially stability

Although success chooses no age but it's better to achieve that at a younger age so that you can enjoy your life as you become older.
There were many tips that I have heard from the elders that while I'm young, I need to work my ass off and as much as I can.
So that when I go to that point that I am also at their age, I can just simply enjoy and of course I have to build all of those investments, businesses and assets.

[Fakhrulenclix]

I think it all depends on the person's finances, rich people will feel calmer because even if they work they have more money to invest, in contrast to people who only have enough money to survive and have little money to save, the goal is the same to invest but the money invested is of course different.

For some people who have enough wealth, of course they will still be able to invest because they have been able to meet their needs for themselves and still have the money they have which they cannot use for any needs so they can think about investing, but for some people who only have Their income is only enough for their needs, of course they don't have the time to think about investing because it is very difficult for them to invest. If they want to invest, of course they have to look for additional income outside of the salary they have to be able to invest.

[HONDACD125]

I don't really believe on luck since none of that exist by chance since we need to move and do more effort to achieve our goals. Also what's more important with that is consistency since without this whatever business you do and however you think your knowledge is so broad regarding on business related matters for sure you will failed with that. Consistency is the main factor why people succeed and the most important think there is we love what we are doing and the chosen business to open is on scope where we enjoy the most since for that for sure we will never get bored then have successful result on long years of operation. With this for sure we can make the retirement span short and we can enjoy our life on things that we really want to happen.

In my opinion the intervention of destiny cannot be completely denied nor can we say that we don't believe in destiny, rather it favors us in whatever we do in life, whether it can be against us. Effort and hard work should be our first priority but sometimes if luck is not on one's side then despite best effort and hard work one does not get success.

Sometimes you are doing your business or work very consistently and enthusiastically, but unfortunately an accident may happen to you which may ruin everything, so don't deny these things. However, it is also wrong to say that one should only sit on the support of luck. We have to do our work, after that what is written in destiny will happen.

[Youngkhngdiddy]

I think that thinking, effort, and personal initiative will be important ingredients to have luck and success in work. It doesn't mean achieving financial freedom early, but it will probably increase your odds of achieving financial freedom. There are very young people 20-30 who have achieved financial freedom, and there are also people over 40 who have just achieved financial freedom. As long as we are independent and try our best in everything, financial expectations will come. Family is also an important factor for financial freedom. I notice some people when they get married - they have more conditions and start businesses and achieve financial freedom. Some people are the opposite. Financial freedom is something that is not easy to achieve. It comes with an element called luck. I also expect to achieve financial freedom at age 32

    Every man on earth has her own set goals and a time frame they're working with, financial stability age depends on your own personal goal but for me the earlier the age, the better because if the time frame set only gives room for less chance of maximization and expansion, then it is a wrong decision. Early age of financial stability helps one to discover more hidden abilities and even go extra mile in doing more exploit, yes there'll be lots of years ahead to live and as these years pass, so does living and everything in it gets tough and cost effective more, we need to always blend in too every new cost development in order not to be caught struggling while pushing through life.
  The 20's of a man should be a period of breaking bounds and making waves, laying solid foundations and building strong bedrocks to make room for better feats and reduce the struggle in his 30's. It takes a set goal, determination, years of hard work to be stable, so it's really best the struggle to financial stability begins now to avoid pitiful circumstances.

[electronicash]

I think that thinking, effort, and personal initiative will be important ingredients to have luck and success in work. It doesn't mean achieving financial freedom early, but it will probably increase your odds of achieving financial freedom. There are very young people 20-30 who have achieved financial freedom, and there are also people over 40 who have just achieved financial freedom. As long as we are independent and try our best in everything, financial expectations will come. Family is also an important factor for financial freedom. I notice some people when they get married - they have more conditions and start businesses and achieve financial freedom. Some people are the opposite. Financial freedom is something that is not easy to achieve. It comes with an element called luck. I also expect to achieve financial freedom at age 32

    Every man on earth has her own set goals and a time frame they're working with, financial stability age depends on your own personal goal but for me the earlier the age, the better because if the time frame set only gives room for less chance of maximization and expansion, then it is a wrong decision. Early age of financial stability helps one to discover more hidden abilities and even go extra mile in doing more exploit, yes there'll be lots of years ahead to live and as these years pass, so does living and everything in it gets tough and cost effective more, we need to always blend in too every new cost development in order not to be caught struggling while pushing through life.
  The 20's of a man should be a period of breaking bounds and making waves, laying solid foundations and building strong bedrocks to make room for better feats and reduce the struggle in his 30's. It takes a set goal, determination, years of hard work to be stable, so it's really best the struggle to financial stability begins now to avoid pitiful circumstances.

some people will not do their best to be financially stable until they have responsibilities. call it inspiration but some people will not work not find ways to make money when there is no need for them to earn.

when there is nothing that forces someone to find a job, they will just be with their friends partying and smoking up til their youth is over. some are worse especially when they impregnate their girlfriend, they instead run. no reason to be financially independent for those guys.

[carlisle1]

I think it all depends on the person's finances, rich people will feel calmer because even if they work they have more money to invest, in contrast to people who only have enough money to survive and have little money to save, the goal is the same to invest but the money invested is of course different.

For some people who have enough wealth, of course they will still be able to invest because they have been able to meet their needs for themselves and still have the money they have which they cannot use for any needs so they can think about investing, but for some people who only have Their income is only enough for their needs, of course they don't have the time to think about investing because it is very difficult for them to invest. If they want to invest, of course they have to look for additional income outside of the salary they have to be able to invest.

It's like an addiction to those wealhty people, I mean making money is the first thing in their mind and they are greedy to look for more ventures
to keep adding with their assets.

Unlike with people who are trying to be financially stable they will find peace when they achieve something, but for those who already living
in such class in life, they are not going to stop to create more business and investment to make more money and to continue the flow.

Reality wise, rich people is greedier in terms of making more money and sucking all the possibilities and potentials.

[boyptc]

Reality wise, rich people is greedier in terms of making more money and sucking all the possibilities and potentials.

It's because they have practiced obtaining wealth and strategies that they've learned along their way to riches. That's why it's true that for every problem, they're looking for every solutions and opportunities.

We can't blame them for developing that skill because making their way to riches is actually a skill.

And, if they are able to reach their financial freedom at a younger age, that means more freedom and more time for them to do other things to make more money.