Why is it difficult for people to get capital easily?

[Lorence.xD]

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

To a person who starts with zero funds, it is really not easy to accumulate funds and make it capital unless you loan it.  I work hard and save an amount of money for a long time to have a capital for my business but sadly business is not like getting capital and establishing it.  To make the story short,  I let other people manage my business by partnering with them, me providing the funds, while they provide the service of management.  It's an epic fail, so I am back to working hard again, getting multiple extra sidelines.

The only way to get capital to use in the business is through hard work if you do not want to have debt in establishing your business.

I don't suggest going for a full loan when you're planning to start a business from scratch, because it will have a double negative effect ones it fails. I'd always suggest for a loan for a partial portion to start your business outside from your personal savings. That way, you won't get to have a long term credit payment with huge interests.
Also, It's not a good idea if you let others run your business, it's either you'll fail your business or let your partner become successful first before you, because he knows your business model more than you do.
Starting business from scratch is a lot harder than saving for a capital, since business demands more of your time than working for the other company.

It is not really recommended to take a loan especially if you can't afford to pay up for the loans in case the business does not work. Due to reason as you said, that it would just worsen your situation if your plan doesn't work. I actually agree that it would be better to borrow a money for partial portion that way it wouldn't hurt to pay up for years with high interest included.

It is really better to run your own business cause it would be a problem to run a business with someone, especially if they don't see success without you. That's why it would literally take time to build a business from the start, you can gather knowledge and information by simply attending seminars, online, or even from the book. You might have the capital to start but the knowledge is not enough, even if you hire someone who's knowledgeable in the end they would take the credit for your business.

[Gaza13]

Indeed, in building a business in various countries you definitely have the opportunity to survive, Sometimes building a business is not easy, sometimes there are ups and downs in building a business, Your role is actually good in thinking about your future where if you no longer work at the company, how else will you have to earn money.

If we have difficulties there is no one to help us, Even your siblings avoid you, sometimes it makes us sad, You can just borrow from the bank but you know that the bank has interest to pay, If we are just starting out, don't borrow it because we don't have experience in business.

Keep fighting, friend, keep saving from your work income. If someone borrows money from you, just say there isn't any. Indeed, achieving success is not easy, patience is the key to success. I am sure you will be able to get through the current difficult times.

[barisbilgili]

For capital, in terms of borrowing, if there are no other opportunities, I think just do it, but with the caveat that we have reviewed the potential level of return and progress after the business is started. Indeed, nowadays it is difficult to find people who can be trusted, especially in managing an honest business.

The initial control for the first year must be carried out by us as the owner and if everything is established then we can make the transition when we have found a candidate.

It is true that there is no harm in taking out a loan for business capital that we are going to build, but we must have a business that can run well so that we can pay off the capital loan debt that we have lent, because if we cannot repay the capital loan that we have lent, there will certainly be problems with the business we run.

If we are new to running a business, it would be better for us to manage the financial management of the business we run ourselves, because if we entrust it to other people, it is very likely that we will not understand the business we are running and we will not be able to know about the profits from the business we are running.

[Essential10]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country. I have been working hard to get capital to start my own business, so that I will have financial freedom to invest in BTC and any kind of business that will make me not to reduce to zero level in the country but I have worked with many companies but to save the money is the issue because of the disturb of my siblings which I love so much. I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.
How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

Trying to find capital with empty hands seems like a dream only. Basically those who are middle class have no freedom in any aspect. You are trying your best to reach your goals. You have worked in many companies and gained a lot of experience, maybe inspired to start your own business. The truth is there is no easy way to get capital in starting a business if you are empty handed. If you can't afford capital, you need to save. One thing I can suggest you, as you are a graduate you can start a small own educational institution from where you can earn and save. Within two years you can earn a good amount from here. Such institutional needs are greater in middle-income countries. Capital is not easy to acquire but you have to keep trying through different means.

[Gladitorcomeback]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country. I have been working hard to get capital to start my own business, so that I will have financial freedom to invest in BTC and any kind of business that will make me not to reduce to zero level in the country but I have worked with many companies but to save the money is the issue because of the disturb of my siblings which I love so much. I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.
How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

You have made the post so long that you can simply ask how anyone gets capital to start their own business. It is true that if a person is earning by working somewhere, he also has financial responsibilities like household and own expenses. However, there can be different ways to get capital. If one does not have cash, he can start any business by selling his assets, for example, land, gold, shop or anything else.

If one does not have these things then he will have to accumulate capital through saving in his job and can also save through another part-time job. You can also take a loan from the bank to start a business. Most people who have capital problems start a business on a small scale and then expand their business as they become profitable over time. It is not necessary to get a big capital from the beginning, and start a good business, but through your hard work you can make a small business big.

[Dickiy]

For capital, in terms of borrowing, if there are no other opportunities, I think just do it, but with the caveat that we have reviewed the potential level of return and progress after the business is started. Indeed, nowadays it is difficult to find people who can be trusted, especially in managing an honest business.

The initial control for the first year must be carried out by us as the owner and if everything is established then we can make the transition when we have found a candidate.

It is true that there is no harm in taking out a loan for business capital that we are going to build, but we must have a business that can run well so that we can pay off the capital loan debt that we have lent, because if we cannot repay the capital loan that we have lent, there will certainly be problems with the business we run.

If we are new to running a business, it would be better for us to manage the financial management of the business we run ourselves, because if we entrust it to other people, it is very likely that we will not understand the business we are running and we will not be able to know about the profits from the business we are running.

Well that's the first point that should be a person's concern, nowadays in my opinion in terms of capital may not be too difficult to find because of course anyone who wants to start a business but does not have capital, there are already many agents who provide loan services or maybe you can even borrow from one of your friends. But the main problem is whether you are very sure about the business idea that you are going to run? don't let you regret it in the end, because of course the business competition today is very tight and with that it is clear that you have to prepare a lot of preparation carefully before finally jumping in to start.

One of the things that must be prepared is good planning, good management, business targets, make sure you have done research beforehand about your business idea and also you need time to do some careful consideration. That's one of the basic things that must be owned by everyone who will start building a business. And also yes it is true, if indeed we are still quite new in the field of business then obviously you should not think of entrusting the business that you have built to others, because of course only you yourself know about what should be done for the best in your business, and also on the other hand you can get a lot of learning while running the business, someone will be able to develop when they have experienced some problems in the business they are running, because with that then you will know what to do for something better.
     

[slapper]

For capital, in terms of borrowing, if there are no other opportunities, I think just do it, but with the caveat that we have reviewed the potential level of return and progress after the business is started. Indeed, nowadays it is difficult to find people who can be trusted, especially in managing an honest business.

The initial control for the first year must be carried out by us as the owner and if everything is established then we can make the transition when we have found a candidate.

It is true that there is no harm in taking out a loan for business capital that we are going to build, but we must have a business that can run well so that we can pay off the capital loan debt that we have lent, because if we cannot repay the capital loan that we have lent, there will certainly be problems with the business we run.

If we are new to running a business, it would be better for us to manage the financial management of the business we run ourselves, because if we entrust it to other people, it is very likely that we will not understand the business we are running and we will not be able to know about the profits from the business we are running.

Well that's the first point that should be a person's concern, nowadays in my opinion in terms of capital may not be too difficult to find because of course anyone who wants to start a business but does not have capital, there are already many agents who provide loan services or maybe you can even borrow from one of your friends. But the main problem is whether you are very sure about the business idea that you are going to run? don't let you regret it in the end, because of course the business competition today is very tight and with that it is clear that you have to prepare a lot of preparation carefully before finally jumping in to start.

One of the things that must be prepared is good planning, good management, business targets, make sure you have done research beforehand about your business idea and also you need time to do some careful consideration. That's one of the basic things that must be owned by everyone who will start building a business. And also yes it is true, if indeed we are still quite new in the field of business then obviously you should not think of entrusting the business that you have built to others, because of course only you yourself know about what should be done for the best in your business, and also on the other hand you can get a lot of learning while running the business, someone will be able to develop when they have experienced some problems in the business they are running, because with that then you will know what to do for something better.
     

It's true that a variety of funding sources have made capital more accessible nowadays. Remember, nevertheless, that the world economy is evolving quickly. Consider the US as an example, where the country's changing market dynamics present both chances and challenges. How about incorporating the state of the global market into your company plan? It takes more than just having a brilliant idea to succeed in the global arena. Think big, think global

Now, regarding managing the company yourself - I totally agree. It's essential, particularly at the beginning. Though: trust becomes essential as your company expands. As in every successful endeavor, you need a team of trustworthy people. It all comes down to finding the right mix between individual supervision and collective trust. Recall that an effective leader knows when to take the lead and when to let others shine. Isn't it the way one builds an empire in business? Working cleverly is just as important as working hard

[ndutndut]

Indeed, in building a business in various countries you definitely have the opportunity to survive, Sometimes building a business is not easy, sometimes there are ups and downs in building a business, Your role is actually good in thinking about your future where if you no longer work at the company, how else will you have to earn money.

If we have difficulties there is no one to help us, Even your siblings avoid you, sometimes it makes us sad, You can just borrow from the bank but you know that the bank has interest to pay, If we are just starting out, don't borrow it because we don't have experience in business.

Keep fighting, friend, keep saving from your work income. If someone borrows money from you, just say there isn't any. Indeed, achieving success is not easy, patience is the key to success. I am sure you will be able to get through the current difficult times.

That's right. Borrowing money from the bank is a bad thing if we don't have experience in business so we're afraid we won't be able to pay the money back, especially since the interest will be high. So it's not surprising that many people find it difficult to build a business because they are constrained by capital.

But in my opinion, the stigma of large capital is for people whose average expectations are very high and then end up with prestige. Until now, I continue to try whatever business I undertake, I keep losing but I remain confident.

Currently I am running a business in the online sales sector with a dropship system and a freelance editor. This is without having to use large capital. because this is my passion, so I don't really care about business mechanisms. how to become better known, trusted and have definite project goals.

[Wapfika]

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

I find a job that suitable to my career and I excel on my work that’s why I get an early promotion that gives me higher salary. I change company often times to increase my salary since I go to my enemy company that offers me position with higher pay grade. I also do financial management on insurance companies as side hustle which I recruit most of my coworkers as client for life insurance that gives me huge profit.

I work smart and hard at the same time to get what I have right now. I’m so blessed that I don’t have problem with my family like yours but we are not rich either. I believe the secret is to aim for a higher pay grade salary by excelling to your job for a chance for promotion or better offer from other companies. Don’t stick to a single company that doesn’t value your work equivalently.

[huu78]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country. I have been working hard to get capital to start my own business, so that I will have financial freedom to invest in BTC and any kind of business that will make me not to reduce to zero level in the country but I have worked with many companies but to save the money is the issue because of the disturb of my siblings which I love so much. I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.
How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

You have to do other things than you usually do, for example if you work and your salary can only cover your needs, then you have to do other things to get extra money which you can later use for investment or opening your own business.

[Agbamoni]

OP if you don't have a good paying job you can't raise any money to start your business or investment. In my country there are good paying job opportunities Buit it is only available for those who have connections, perhaps maybe a friend, relative or someone close who will introduce to the job before they can accept you.  Other lower jobs are there but it will take you long before you can save up enough money to start business. This is because the monthly income is not even enough to pay your bills entirely and still have left to save. Especially when you have a lot of responsibilities on your shoulders. If you insist and want, so try to save up even with the little you earn it will take you years to raise good capital and by then the amount you are supposed to use in starting the business that year would be twice in the year you managed to save some.

[Youngkhngdiddy]

I find a job that suitable to my career and I excel on my work that’s why I get an early promotion that gives me higher salary. I change company often times to increase my salary since I go to my enemy company that offers me position with higher pay grade. I also do financial management on insurance companies as side hustle which I recruit most of my coworkers as client for life insurance that gives me huge profit.

I work smart and hard at the same time to get what I have right now. I’m so blessed that I don’t have problem with my family like yours but we are not rich either. I believe the secret is to aim for a higher pay grade salary by excelling to your job for a chance for promotion or better offer from other companies. Don’t stick to a single company that doesn’t value your work equivalently.

  Generating capital for a business seems a lot more difficult than it seems, sometimes we feel it's something we can generate within a stipulated time but then we end up realizing that it'll take a long while.  There are times where we'd have to join our savings together to raise up something meaningful, this would mean that we'd have to work for a particular period of time and yes it may take a long time because I'm the process of savings, unforeseen circumstances may arise and we'd have to fix them up.
   So in essence, generating capital is difficult and for me, I can't think of any better solution asides getting funds from loved ones buh in a situation where that'd not be possible, then one just has to be dedicated in his job and savings, there and then, multiple working doors can be opened to expand the earnings too.

[gabbie2010]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country. I have been working hard to get capital to start my own business, so that I will have financial freedom to invest in BTC and any kind of business that will make me not to reduce to zero level in the country but I have worked with many companies but to save the money is the issue because of the disturb of my siblings which I love so much. I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.
How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

You have to do other things than you usually do, for example if you work and your salary can only cover your needs, then you have to do other things to get extra money which you can later use for investment or opening your own business.

In most cases 9-5 job would have taken most of the time such that it would be absolutely impossible to have time to do other things, from personal experience I always became exhausted and tired after work, so the issue of working on other stufif to earn extra money except carrying out some task online though the income from that source wouldn't be enough for investment beside in my country there is hyperinflation such that it becomes very difficult to save some extra funds out of my monthly salary because after all my budgets the extra fund isn't enough for other investment and the government had not increase our wages, .I think getting capital for other things isn't realistic for now

[EluguHcman]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country. I have been working hard to get capital to start my own business, so that I will have financial freedom to invest in BTC and any kind of business that will make me not to reduce to zero level in the country but I have worked with many companies but to save the money is the issue because of the disturb of my siblings which I love so much.

It is either you also want to invest a huge amount of money as others do just as said or you are tolerating with your ambition to Invest as will because you can't keep to earn at the same time unable to stand a firm that would profer you stable earning simply because you considers the love of your siblings. I think you needed help when you were in school because you don't have help and also you were being able to get help from relatives simply because they have enough to offer to you while they remains stable to their financial reliances or did they got broke after helping you out?
I guess not so why don't you limit your emotions to rendering help to siblings when you are not financially buoyant to help out?
Well. I have this thread I formally made in my local board for you which talks about "how one earns but doesn't make progress". The thread specifically gazed at responsibilities being barriers to ones financial upgrades.
Read at https://bitcointalk.org/index.php?.topic=5467611.msg62881122#msg62881122

Or do you experience some things like this from your relatives

Simply limit or look away from those responsibility because they can always wait while thing's goes better else you runs the zero level while thing's still remains the same where they would still depend on you and you would probably be no opportuned to even help yourself talk more or helping others.

[BenCodie]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country. I have been working hard to get capital to start my own business, so that I will have financial freedom to invest in BTC and any kind of business that will make me not to reduce to zero level in the country....

Before you can start seizing any opportunity, you will need to work toward a stage where you can diversify your capital into the business you want to create, while having some assets behind you on top of the costs to get started. Without that base of capital, and the additional safety and security nets, the pressure may affect your ability to do well...

....but I have worked with many companies but to save the money is the issue because of the disturb of my siblings which I love so much. I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.

...Saving money is a key part before getting started. It's not a burden, it's life, and it sure isn't anyone else's burden except for your own. You should not expect help from anyone. You will also feel more fulfilled if you do things yourself instead with the help of others, who will be quick to claim responsibility for your success if you do take the route of borrowing.

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

It's something that even I am still working on. The supply of ideas is always much higher than the ability to pursue them. The only way is working hard, cutting back costs, living hard, taking smaller opportunities...eventually, if you do it right, you'll get to the stage you want to get to. Perseverance is key

[junder]

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

To a person who starts with zero funds, it is really not easy to accumulate funds and make it capital unless you loan it.  I work hard and save an amount of money for a long time to have a capital for my business but sadly business is not like getting capital and establishing it.  To make the story short,  I let other people manage my business by partnering with them, me providing the funds, while they provide the service of management.  It's an epic fail, so I am back to working hard again, getting multiple extra sidelines.

The only way to get capital to use in the business is through hard work if you do not want to have debt in establishing your business.

I don't suggest going for a full loan when you're planning to start a business from scratch, because it will have a double negative effect ones it fails. I'd always suggest for a loan for a partial portion to start your business outside from your personal savings. That way, you won't get to have a long term credit payment with huge interests.
Also, It's not a good idea if you let others run your business, it's either you'll fail your business or let your partner become successful first before you, because he knows your business model more than you do.
Starting business from scratch is a lot harder than saving for a capital, since business demands more of your time than working for the other company.

It is not really recommended to take a loan especially if you can't afford to pay up for the loans in case the business does not work. Due to reason as you said, that it would just worsen your situation if your plan doesn't work. I actually agree that it would be better to borrow a money for partial portion that way it wouldn't hurt to pay up for years with high interest included.

It is really better to run your own business cause it would be a problem to run a business with someone, especially if they don't see success without you. That's why it would literally take time to build a business from the start, you can gather knowledge and information by simply attending seminars, online, or even from the book. You might have the capital to start but the knowledge is not enough, even if you hire someone who's knowledgeable in the end they would take the credit for your business.

Of course, to open or start a business requires capital. Borrowing funds to make capital is not recommended, but in my opinion there is nothing wrong as long as they are sure that the business they will run can run smoothly, if from the start they already think that the business they will run will fail or doubt at the beginning, then don't make a loan. But if they are sure that the business they will run can run well, there is nothing wrong with taking a loan, because to open a business, of course, you need capital that must be prepared, with strong confidence in the business that is run can run well and can also reverse the loan that was made into capital at the beginning, in my opinion, do it because no struggle will be in vain if they do it well and manage it well so that it can produce and benefit for themselves. Although there are certainly risks that will come and will befall but they must be able to deal with it well and handle it well so that the business that is run does not stop when experiencing problems. So the importance of learning at the beginning that will be used someday in the future and also learn things related to the business to be run so that when there are problems they can deal with it calmly not panic for fear of failure or bankruptcy because if the matter has become a risk and it is natural that every business will definitely have risks and the rest of the problems are dependent on those who run it who must be prepared to face all of it.

[Rockstarguy]

I think this time we are is a hard time, standard of living is very expensive that their is nothing left from the allowance we receive to make good savings to start up something. Money doesn't have value like the way it used to be before now. In this time the only way people succeed in raising capital to start up a project except their are several sources of income. We are in the hard time that money is a serious challenge to every business,  people are just struggling so much to meet up with their demands. I think in this time one of the things that will help people is that people shouldn't just depend on a particular source of income thinking that it can fetch them the money they want to start up a good project that can yield better profit.

[Iroh]

The first step is thinking of a business opportunity in your immediate community. The next part which is a bit tricky is getting the required capital to kick start your business. An initial capital is not a small amount and a lot of people, not having such sums themselves, turn to other sources for a loan.

The bank, which could be said to be the source most people turn to when looking for a business loan would have to be convinced about the viability of the startup. They, not being so hopelessly optimistic about the prospects of your business being a success would scrutinize your proposal carefully so as not to have a bad debt later on.
You’ve convinced yourself on how successful the business is going to be. Irrespective of the source for the loan, you’ve got to convince the other party as well. No one or financial institution is eager to fund just any project and likely lose money later.

If it were only that easy to first comfortably have some huge amount of money just sitting around in your account and then use that money and invest in some business and start making profits.

[CODE200]

First off. if you're working at a deadend job that pays just enough money for you to survive bi-weekly, no matter how good you save you won't have enough to get by AND save money in the process. It just won't work. If you  wanted to build capital for the business that you have in mind. You need to actually make the effort to create that opportunity. Some people look for other jobs that pay more, some simply take up more jobs so they don't have to worry about unemployment. It could be anything but the bottomline is, you need to actually make the change yourself. Also, you need to keep in mind that you're liable to know about financial literacy as well. If you don't learn about that you're in for a world of problems, even if you earn good money. It's just balancing things out. You need to have enough money to start with, and enough financial wisdom to keep that money as well.

[Rasa nanas]

I currently have two businesses, namely in the real world and the digital world, in the real world I have a restaurant business and in the digital world I trade cryptocurrencies. Getting capital from these two businesses is not easy and takes a long time. To get capital to open a restaurant I have to work for approximately 5 years and to get capital to trade crypto I have been working since 2017 by participating in bounties and airdrops.
This is not easy but you need to start.