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I have an account but I haven't used it yet.
I also don't know what are the perks of using this wallet but maybe in future I will learn about this wallet and use it like other exchanges since there is P2P, Spot Trading.
FMCPAY’s order matching mechanism allows processing and maintaining up to 1,000,000 transactions per second, minimizing order congestion and help users trade conveniently.
No transaction can be done without verification here.But I don't know for sure.