Why most Nigerian struggle financially in January

The saying one should cut it coat according to it's size should not be overruled by an individual, I know op statement actually happened in some individual but not all falls into this category of over spending on clothing and traveling on festive period like Christmas.

This is the course of many hardship is as a result of under paid job, low salary or source of income to Carter daily responsibilities of those that face such, despite using scale of preference cutting down expenses, as many own debt as a result of all time inflation that don't match their income for feeding and other health issue which accumulate against the preceding month. People of this categories which hardly settle up or level up their debt at the end of a month will always face hardship at the preceding months.

Why January is well notice by all sort of people around the society is due to the fact that those who are debtor find it difficult to meet those where they always collect on credit as they will be looking forward to renew and increase their products for the year. But op idea sometimes play out but not completely in most cases.