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Author Topic: How to stay poor!  (Read 1497 times)
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January 24, 2024, 07:53:56 PM
 #201

There is no good reason to choose to remain poor, as poverty can bring different challenges in life.
Education, skills development and efforts to improve personal economic conditions can help avoid poverty.
No one wants to be poor forever and that's why many are trying their best to get out of it by doing those things in their capacity that shall bring them good life in the future.

First start off with having a good education but what OP is trying to tell if you want to be poor forever, you should yourself if you're doing a bad habits through on what he has mentioned.

Managing finances wisely, investing in education and seeking opportunities to increase income are steps that can help achieve financial stability.
And this is the opposite on how to stay poor, this is way on uplifting our lives.



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January 24, 2024, 09:34:16 PM
 #202

As a businessman or salary earners here are tips on how to stay poor in life. Grin

1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.

2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.


I trust you all get the sarcasm as conveyed.

Well you should definitely be borrowing money at the highest interest rates possible, go to a payday lender or even try to track down a loan shark if you want to see how high they can go. Maybe you also need to find a very expensive, but incredibly bad habit like drugs or something like collecting beanie babies, those cuddly little toys you bought for $250 are definitely going to sell for ten times that amount when everyone else wakes up to the crazy in 5 years. If toys are too small thinking for you, how about buying the best sports car out there that you can afford, but make sure you go for the brand with the least reliability and quickest depreciation time if you want to maximize your negative returns.

R


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January 25, 2024, 04:28:27 AM
 #203

There is no good reason to choose to remain poor, as poverty can bring different challenges in life.
Education, skills development and efforts to improve personal economic conditions can help avoid poverty.
Managing finances wisely, investing in education and seeking opportunities to increase income are steps that can help achieve financial stability.
Of course it will not be a good choice if we choose to remain poor, because there will be many problems if we are poor and we cannot fulfill many of the needs we need.
Having skills education is very important because by having skills we will be able to earn income from skills that we can do well and this will be able to meet the needs we need.
Looking for opportunities to earn income and being able to manage the income we earn well then we will be able to achieve financial stability.
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January 25, 2024, 10:39:09 AM
 #204

There is no good reason to choose to remain poor, as poverty can bring different challenges in life.
Education, skills development and efforts to improve personal economic conditions can help avoid poverty.
Managing finances wisely, investing in education and seeking opportunities to increase income are steps that can help achieve financial stability.
Of course it will not be a good choice if we choose to remain poor, because there will be many problems if we are poor and we cannot fulfill many of the needs we need.
Having skills education is very important because by having skills we will be able to earn income from skills that we can do well and this will be able to meet the needs we need.
Looking for opportunities to earn income and being able to manage the income we earn well then we will be able to achieve financial stability.
Who would want to stay poor, right? The intention of the OP is to convey a message or lesson in a sarcasm way. He stated the possible reason why you are still poor or that it's leading you to be poor, but that's not the only reason or people make why they can't climb up finamvial statis; there are more reasons, natural or by certain events. As we know, those people who live in the street, many of them don't want to be in that situation but are unlucky because they have been born poor, and because of the lack of money, they can't study and find a job, or worse, they don't have the skills and capability to work. Being poor by certain events, like being bankrupt or being addicted to something, will lead to you being poor. The question is, will you want to stay poor? If it is, then you have a problem.

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January 25, 2024, 11:40:06 AM
 #205

There is no good reason to choose to remain poor, as poverty can bring different challenges in life.
Education, skills development and efforts to improve personal economic conditions can help avoid poverty.
No one wants to be poor forever and that's why many are trying their best to get out of it by doing those things in their capacity that shall bring them good life in the future.

First start off with having a good education but what OP is trying to tell if you want to be poor forever, you should yourself if you're doing a bad habits through on what he has mentioned.

That's true, because generally everyone wants financial freedom, so many people are looking for work by trying their best and working hard with the aim of achieving financial freedom. as you said, they work hard to get out of poverty, not survive poverty, if they really want to survive poverty then they don't need to bother doing things that lead to money, just being lazy is enough to help, but it seems No one wants their life to continue in the poverty phase.

I don't know what OP's purpose is for holding a title like this, because basically everyone doesn't want to be in poverty forever. Also, the large number of children attending school means that they must have an education that can guarantee their future, therefore it is almost impossible for anyone to want to survive in poverty.

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January 25, 2024, 11:51:42 AM
 #206

That's true, because generally everyone wants financial freedom, so many people are looking for work by trying their best and working hard with the aim of achieving financial freedom. as you said, they work hard to get out of poverty, not survive poverty, if they really want to survive poverty then they don't need to bother doing things that lead to money, just being lazy is enough to help, but it seems No one wants their life to continue in the poverty phase.
Everyone desires to escape poverty. That's why many individuals work tirelessly, establish their own businesses, and even experiment with various types of investments to achieve a better standard of living. No one chooses to remain in poverty because everyone wishes to provide their family with a comfortable life.

I don't know what OP's purpose is for holding a title like this, because basically everyone doesn't want to be in poverty forever. Also, the large number of children attending school means that they must have an education that can guarantee their future, therefore it is almost impossible for anyone to want to survive in poverty.
I think you missed this message.

I trust you all get the sarcasm as conveyed.

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January 25, 2024, 07:20:33 PM
 #207

It is very easy to stay poor  Cheesy I would say if you want to stay poor do not start any business, do not invest in any good asset, Do not work on your good ideas, do not make good strategies, do not take the advice of Good people, do not work on your own dreams just keep thinking I will do it tomorrow and that tomorrow will never come for you.

If you really want to achieve any goal, make good strategies and implement them on your ideas,s and be your own boss.  Smiley
To stay out from being poor one needs to make attempts to try things that will generate money. Trying to always relax is just a way to remain poor. For one to stay from being poor I think it is important for one to adopt the habit of keep trying and never to give up on what ever pursuit that has to do with making money. Do jot compromise with procrastination,  laziness and habit of not learning, all this can make someone to just remain poor.
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January 25, 2024, 08:32:24 PM
 #208

It is very easy to stay poor  Cheesy I would say if you want to stay poor do not start any business, do not invest in any good asset, Do not work on your good ideas, do not make good strategies, do not take the advice of Good people, do not work on your own dreams just keep thinking I will do it tomorrow and that tomorrow will never come for you.

If you really want to achieve any goal, make good strategies and implement them on your ideas,s and be your own boss.  Smiley
To stay out from being poor one needs to make attempts to try things that will generate money. Trying to always relax is just a way to remain poor. For one to stay from being poor I think it is important for one to adopt the habit of keep trying and never to give up on what ever pursuit that has to do with making money. Do jot compromise with procrastination,  laziness and habit of not learning, all this can make someone to just remain poor.
One you do find out yourself on having making yourself that sitting at the bottom or really just that simple being poor then it would really be just that impossible that you wont really be thinkin up any ways or methods on which you could really make your life way more better comparing into those people who are really dont putting up any attention or having those plans that they do have in mind.

How to stay poor? If you are someone who is really having that funds or money or simply have that funds that you could make use of but on the time that you do have that kind of lavish way of living
without even trying out to make some savings until he/she do find out himself on being that miserable. It isnt really just that right that you would really be pointing out your fingers into such moment.
What matter the most for us people is on how we do make money and on what are the ways that we've been doing it.

If you wont really be that careful on doing up such decisions then it would really be always reflecting out on the things that you are really that doing.

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January 25, 2024, 09:15:53 PM
 #209

It is very easy to stay poor  Cheesy I would say if you want to stay poor do not start any business, do not invest in any good asset, Do not work on your good ideas, do not make good strategies, do not take the advice of Good people, do not work on your own dreams just keep thinking I will do it tomorrow and that tomorrow will never come for you.

If you really want to achieve any goal, make good strategies and implement them on your ideas,s and be your own boss.  Smiley
To stay out from being poor one needs to make attempts to try things that will generate money. Trying to always relax is just a way to remain poor. For one to stay from being poor I think it is important for one to adopt the habit of keep trying and never to give up on what ever pursuit that has to do with making money. Do jot compromise with procrastination,  laziness and habit of not learning, all this can make someone to just remain poor.
Poverty will be avoided by the hard efforts we make, meaning trying to be better. By pursuing education to a high level and being able to see the opportunities that exist to build a business, we will usually get satisfactory results. Education for the poor can be achieved through achievement. guaranteed school fees and will get free school, many people have done that, meaning you have to maintain your intelligence and don't let your business interfere with your schooling so that when you finish school you will get additional knowledge to improve the business you are building and your finances will automatically increase. and getting out of poverty, it is not easy to do, and everything requires a process that is not easy. The most important thing is to maintain the attitude of remaining humble and never feel arrogant because arrogance will usually destroy you.

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January 25, 2024, 11:06:42 PM
 #210

Brilliant, Sometimes the opposite of what it really means is better and easier to understand, because there may be some people who are used to the general harsh verbal advice and this is a new way to think hard.

Add to the next point the consequences of wasting money, for example you will see the sensation when others achieve economic improvement, smooth life and a harmonious family how beautiful it is Cheesy do not have to think about money because the struggle in the household and family is not a big thing Cheesy and experience the difficulty of buying what you want when your incoming money runs out because maybe not working, of course you can still enjoy life as long as you can have fun today Cheesy
___________
Apart from that, I also believe that a person's fortune and finances have been arranged (God), although fate is strong whatever finances each person manages, but saving and wisely managing money must become a habit.

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January 25, 2024, 11:47:33 PM
 #211

Apart from that, I also believe that a person's fortune and finances have been arranged (God), although fate is strong whatever finances each person manages, but saving and wisely managing money must become a habit.

you think money is ordained by god, whats next... JPmorgan and fanny may are messiahs

..
at best nature pre-ordains chances of success, due to things such as birth defects, genetics and familial situations which have an affect on someones prospects
this is not to say those with low prospects cannot escape their situation. it just means not all of those with lower prospects have the motivation, cognative awareness, desire, dedication, energy, ability to escape and beat their challenges

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January 26, 2024, 12:18:13 PM
 #212

As a businessman or salary earners here are tips on how to stay poor in life. Grin

1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.

2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.


I trust you all get the sarcasm as conveyed.

I don't know what your purpose is, and you created this topic. I don't get the sense of the discussion you created, dude. Do you think that some of the communities here want to remain poor in their situation in their lives?

Are you the OP wanting to be tied down by being poor? because if you say yes, why don't you do all the things you said here? I can't even tell if what you're saying is a tip, because it seems to me that you're just teasing the other communities here who are still struggling in their lives. Is that your only purpose for doing this?
Agree. I understand your confusion and purpose this topic. Talking about how to stay poor may seem like it is meant to be funny and ironic. Maybe, it should be dressed up as a suggestion for money management tips, savings and investment strategies, ways to handle debt, or retirement planning.

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January 26, 2024, 12:33:04 PM
 #213

It is very easy to stay poor  Cheesy I would say if you want to stay poor do not start any business, do not invest in any good asset, Do not work on your good ideas, do not make good strategies, do not take the advice of Good people, do not work on your own dreams just keep thinking I will do it tomorrow and that tomorrow will never come for you.

If you really want to achieve any goal, make good strategies and implement them on your ideas,s and be your own boss.  Smiley
To stay out from being poor one needs to make attempts to try things that will generate money. Trying to always relax is just a way to remain poor. For one to stay from being poor I think it is important for one to adopt the habit of keep trying and never to give up on what ever pursuit that has to do with making money. Do jot compromise with procrastination,  laziness and habit of not learning, all this can make someone to just remain poor.
Poverty will be avoided by the hard efforts we make, meaning trying to be better. By pursuing education to a high level and being able to see the opportunities that exist to build a business, we will usually get satisfactory results. Education for the poor can be achieved through achievement. guaranteed school fees and will get free school, many people have done that, meaning you have to maintain your intelligence and don't let your business interfere with your schooling so that when you finish school you will get additional knowledge to improve the business you are building and your finances will automatically increase. and getting out of poverty, it is not easy to do, and everything requires a process that is not easy. The most important thing is to maintain the attitude of remaining humble and never feel arrogant because arrogance will usually destroy you.
Some saying that education isnt everything or its not really that needed for you to finish college for you to be successful in life because there are ones who doesnt have that degree did able to achieve pinnacle or success in life which is way more better than to those people who had finished their studies but this is actually not really that a good mindset to be put up on someones mind. Nothing beats out if you do have that educational
background at the same time you do have that kind of mindset on trying out to make yourself that way more better in terms of earning money or income on which it would really be the best combination.
The difference only here is that there are those individuals who would really be just that contented on what they do have and dont tend to upgrade further.

If someone do sees that they are really in short when it comes to their income then they would really be that definitely be trying out to adjust and would really act accordingly
on what are the things that they should really be  doing so that they would be able to have that progress.

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January 27, 2024, 04:03:30 AM
 #214

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

I trust you all get the sarcasm as conveyed.

While I respect your perspective, I don't entirely agree that lending money to friends or family guarantees staying poor. As long as the amount is within a reasonable range, say 10-30% of your income, it shouldn't significantly impact your financial stability. In fact, framing it as a gift rather than a loan can help manage expectations and avoid resentment if they can't repay you. It's similar to investing in a risky altcoin - there's a chance it might flop, but there's also potential for significant returns.

However, I think that the real danger lies in becoming a "yes man," constantly giving in to loan requests even when they're too large and threaten your financial well-being. Lending beyond your means can lead to serious consequences, unlike the calculated risk of a small, thoughtful gift.  Grin

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January 27, 2024, 04:11:35 AM
Last edit: January 27, 2024, 04:38:11 AM by franky1
 #215

the only issue with giving/lending to friends/family, is who you give it too
if you give it to someone you know is not reliable, and you expect it back, especially if its an amount that will trigger emotion if lost. just say no

however if the friend/family is also on the generous/genuine side knowing they are not the nefarious type to skip out on bills/obligations
and you help them out in a true time of last resort need, with a loan at a 0% rate with repayments in a affordable way thats better then any other offer they can find. (where there is no non-repayment excuse) and you have it wrote out and scheduled by seeing them set up their bank account to make regular payments on their income day+1 so they cant even say they have no money left.  then you can protect yourself

the main problem is the friend/family types that are not reliable with their finances intentionally. so with those types of friends/family, avoid financial support conversations and instead just give verbal advice to them to manage funds better

I DO NOT TRADE OR ACT AS ESCROW ON THIS FORUM EVER.
Please do your own research & respect what is written here as both opinion & information gleaned from experience. many people replying with insults but no on-topic content substance, automatically are 'facepalmed' and yawned at
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January 27, 2024, 03:11:42 PM
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 #216

the only issue with giving/lending to friends/family, is who you give it too
if you give it to someone you know is not reliable, and you expect it back, especially if its an amount that will trigger emotion if lost. just say no

however if the friend/family is also on the generous/genuine side knowing they are not the nefarious type to skip out on bills/obligations
and you help them out in a true time of last resort need, with a loan at a 0% rate with repayments in a affordable way thats better then any other offer they can find. (where there is no non-repayment excuse) and you have it wrote out and scheduled by seeing them set up their bank account to make regular payments on their income day+1 so they cant even say they have no money left.  then you can protect yourself

the main problem is the friend/family types that are not reliable with their finances intentionally. so with those types of friends/family, avoid financial support conversations and instead just give verbal advice to them to manage funds better

It's very easy, we just laze around and don't have to try anything, because being poor is not someone's dream, no one wants themselves to be poor, but fate determines our lives, we just try as hard as we can. Fortune has already been arranged, therefore being poor is not an aspiration and dream of all human beings, that's why we try so that there is no poverty among us, if we are poor, never mind friends, even brothers are lazy to admit us brothers, being poor is a disaster for us, being poor in wealth is fine, as long as you don't have a poor heart, don't until poverty comes into our lives, that's why from now on we continue to try as hard as possible so that there is no word poor in us.

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January 27, 2024, 05:04:36 PM
 #217

It is very easy to stay poor  Cheesy I would say if you want to stay poor do not start any business, do not invest in any good asset, Do not work on your good ideas, do not make good strategies, do not take the advice of Good people, do not work on your own dreams just keep thinking I will do it tomorrow and that tomorrow will never come for you.

If you really want to achieve any goal, make good strategies and implement them on your ideas,s and be your own boss.  Smiley
Good sarcasm, I would rather start a business if I have extra money to fund the business so as to stay out of poverty, I would also invest in a good assets especially Bitcoin when it price had dumped knowing that during the bull runs I would earn reasonable profit after selling all or part of my assets thus I won't be poor again, I would implement my good ideas into real business and strategy earning money to make extra income therefore I shall never be poor again, more importantly taking good advices is another way of escaping poverty all the good advice might yield positive effects on my personal life and enabling my dream to become a reality.

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January 28, 2024, 05:26:51 AM
 #218

As a businessman or salary earners here are tips on how to stay poor in life. Grin

1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.

2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.


I trust you all get the sarcasm as conveyed.


OP, you have mentioned many things that can make one to continue staying poor and you said is in line, but one of the major, problem of some people is their mindset, when you have money and decide to live a luxurious lifestyle without the plan to invest in things that will bring more income to your table than I think you are a laying a poetry foundation which may be disastrous to you in the future if you don't retrace your step, am not against giving but it just have limit, people should not give out more than what they get in other to entice or satisfy friends, we should do more of investment than giving to make people happy, stay in the confined of your home might help in reducing unnecessary spending so we could apply this mechanism too.

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January 28, 2024, 03:31:04 PM
 #219

Say that to women to get a better replies. Tongue

They will says:
1. Well, that's my life why you need to judge me, mind your own business.
2. Men always like pretty girl, I want to become a pretty girl, that's why my maintenance costs e.g. skincare, nice outfit, nice car are high.
3. You only live once, no one know how long you will life, just enjoy your life.
etc.
This one is good, and it made me laugh cause we know that some or most of the woman would totally answer it that way.
I also get that they want to look good and all spend on beauty products skin care, but if it is too expensive for their income then might as well think about other options.

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January 28, 2024, 05:32:38 PM
 #220

This one is good, and it made me laugh cause we know that some or most of the woman would totally answer it that way.
I also get that they want to look good and all spend on beauty products skin care, but if it is too expensive for their income then might as well think about other options.

The nature of most women is like that so there is no need to be surprised when we see women who spend more money just to look beautiful through taking care of themselves. Because women really have to look beautiful and attractive in order to be liked by more men, even though women don't like more men if they already have the man of their dreams in their own lives. But on the one hand, I also agree with your statement that when beauty products have to be paid for at a higher cost, of course anyone has to think about it repeatedly if they still want to save their finances in life.

But if a woman's wasteful attitude is still quite high, I think they will not think about it or will not consider it as long as the money they get comes from their own husband or from someone else's gift which they only received for free. So it also depends on the attitude of the woman who is still very fond of beautifying herself by shopping excessively for beauty products, because I'm sure not all women have an attitude of being excessively wasteful on beauty things.

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