Financial education and why it should be a priority.

[Barikui1]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

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[DVlog]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Financial education can be learned from experience. It is not true that financial education is not taught in schools the thing is traditional education curriculum taught us only that is needed to be a good worker, not an entrepreneur. Many developed countries where the education system is much more advanced taught higher education about business but in 3rd world countries they give priority to being a skilled and efficient worker.

In Rich Dad Poor Dad book the author advises us not be be in a rat race. Actually he is right about it because our current society have created the system in a way that if you are not financially knowledgable you won't be able to get out of this rat race. The most frightening thing is most of the people don't even realize that they are in the rate race until it is too late to turn back.

[Stalker22]

~
I still don't know why it's not been taught in schools up till now.

I think teaching kids about money and finance is important these days.  More and more schools get that, which is great and  I read that almost half the states in the US actually make taking a personal finance class mandatory before high schoolers can graduate now.  That was as of 2022.  And places like the Nordic countries have been on top of this whole thing for awhile - they want all their students learning the basics of money pretty early on.   

I am all for that.  These kids are gonna have to manage bank accounts, loans, investing taxes.  Schools should totally cover the basics so they dont feel so overwhelmed by all that stuff when they grow up.  Sure, parents can try teaching it at home too but most dont really know where to start.  Better to have a teacher lay it all out for them in a structured way in my opinion.  More countries should hop on board and make financial literacy part of the core curriculum if you ask me.

[sunsilk]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.

There is a need to revise these curriculum and syllabuses of the schools and we need more of these type of education than of the subjects that teaches us theoretical things.

I am not against with the current system but change is need for the younger generation to understand what is a must in today's world.

Not just about financial education but also other things like life survival skills, cooking at a young age but I know some schools does this but it is not a standard for most.

[electronicash]

you can imagine how many people right now would have been trading in STOCKS/FOREX as a means to provide for their family if skills like that were being taught in school. only a few people would have been working for the rich and manufacturing products would be slower.

On the darker side, why would the governments and banks want people to learn financial literacy? when people figure out how money works, they will create money of their own and they indeed create one such as BTC.  

[Dr.Bitcoin_Strange]

I still don't know why it's not been taught in schools up till now.

Speaking precisely for my country, the board of education and academics have implemented a recent course known as Entrepreneurial studies. The course is being studied in both junior and senior secondary schools and also at the university.

The course teaches students how to create businesses for themselves, how to be self-employed, how to write and start a business plan, the importance of acquiring a skill, and many more thing in relation with finance and wealth creation. Most of it all is that the course enlighten students how to succeed across any career they chose.

There are other courses, such as economics (which has a different course code for higher levels), marketing, accounting, and financial management, those courses can actually give a student some kinds of beneficial financial educational knowledge that they require to exploit.

Now my question is, from those courses I have mentioned, has none of them been introduced into schools and universities in your country by the educational curriculum board? Which country is that, if you don't mind sharing?

[stomachgrowls]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Actually you could really be able to learn up these things naturally, even though not into that in deep through kind of learning but having the basics would really be something that you could be able to encounter.
It would be your own choice whether you would really be pursuing on making know into other things which you could really be able to do so. This is why if possible then it would be wise that you should really
be knowing at least on what a basic thing could be able to do so. This is why it would be on someones choice whether they would be choosing that path or would really be just that relying into their own
basic knowledge through it. Yes, it isnt taught in school but just like ive been said earlier that this is something that you could learn up naturally.

It is really just that impossible that you cant really be a identify on what are the viable things that you could do and to those things which you must really be able to avoid.
It might not be completely that too technical when it comes to this matter but basic knowledge should be that somewhat save you up.

[macson]

If you see a person who doesn't have bad credit and is still able to make money consistently without any problems, then that person already has good financial control, it's not easy to get that and the practice isn't even provided by the school, learning as you go is the best way to learn financial control over everyone.

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

if everyone was smart then all schools would close, many people go to high school just to get a high salary and if they succeed in doing that then they no longer need financial education because according to them getting a stable salary is their goal of going to school, there are very few good schools, which has a good curriculum and teaches financial education to their students.

[tabas]

This knowledge gives you smart money making decisions, and it improves your standards of living

I agree, when someone gets that financial education at a younger age, as they grow, they'll practice how to save and how to invest and mostly, on how to take care on the hard-earned money.

It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.

And not just that, you're going to explore more things with calculated risk because you know your financial capacity and you're not going to move forward without any back ups and assurances.

I still don't know why it's not been taught in schools up till now.

It is but it's not a main thing for the teachers or universities. The modern school systems have a different focus and you know what? it is teaching people to become employees. While the rich ones that are able to get out of the rat race, they learn financial education on their own methods.

The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

While I like that guy, he's just one of the many that teaches that.

[nurilham]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.

I think it is not a skill, it is knowledge. Financial education may be not specifically taught in schools but I assume it is a part of economic lesson. So, we probably find out the knowledge about financial education in economic lesson. Sure, it may be not enough, the financial education must be learnt with more time.

This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.

Indeed. When we learn financial education, we may know how to make a wise decision about our financial matters. Sure, it also may trigger us to improve our financial level in a more effective way and it also will learn us about financial management. So, we can deal with everything about financial matters in the right way.

I still don't know why it's not been taught in schools up till now.

Schools may consider to give the lesson about financial education. However, it should be in Senior high school or University level. In this education level, we may realize how to manage our money properly. It is also needed because parents expect we live more independent. But for kindergarten, elementary school, and junior high school, this lesson isn't needed. It is because the parents who control financial matters.

[South Park]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

It is very easy to guess why this is not taught at schools, and that is because those at the top benefit from this, if people knew how the economy works then governments all around the world will face backlash for the fiat system which is a massive scam, banks will not be capable of profiting from all the unnecessary loans people take right now, and business owners will not profit from crappy products anymore, so as you can see everyone except the average Joe benefits from keeping him ignorant, and if you want to change this you have no option but to study this topic on your own.

[Hatchy]

~snip

In situations like this, its Better not to make a conclusion that applies to everyone. In some countries, they teach various courses related to business and finance. While these may not exactly match the financial education you mentioned, they are similar in some ways. Financial education is about showing young people how to handle their money, introducing them to new ways to earn, and preparing them for the real world.

Even if these kids are not yet old enough to deal with such matters, having this knowledge early on can benefit them in the future. Learning about finances at a young age helps shape kids in a way that enables them to make wise decisions about money when they grow up. It's a positive thing that should be taught in schools as it contributes to building a better financial future for the younger generation.

[Assface16678]

True, even in a course about accounting or financial education, you don't learn much. Of course, if every student becomes too knowledgeable about the system in society, there will be no balance in the society. All will be wealthy, but still, it depends on the person itself. Everyone of us can't rely on courses or curriculum; although they will teach things a thing or a few, they will not give it all to you, so it's up to you on how you will educate yourself about financial things. There is the internet, wherein you can search for different materials that will tackle financial stability, hacks, and tips about financial things. As I'm browsing in this forum, I can read some ways or things that could be useful for financial things. That's why this forum is also a good learning ground about different things. As long as you are not stopping to learn new things that could bring you money, then you are on the right path.

[Asiska02]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Financial education is a great tool for everyone to have today because of the importance it entails and how it will help to shape your financial life. Financial independency can be learnt even from outside the classroom when you’re going through life experience. Although it is important to learn it from the classroom as it will give you a first hand knowledge of it and how you will handle it when it arises in the real life aspect.

Financial Education might not be a subject on its own from school that will fully focus on the financial aspect, but there are other related courses that are taught in school which must have discussed about financial education. Knowledges shared from those courses are also a good tool to help students have a basic understanding of it.

Governments today are now also looking for ways to enlighten the public about financial education and the need for everyone to learn about it from their tender age. Courses are now introduced into the school curriculum to help student have a skill that can help support their financial needs and be independent before getting a good job from the government. Trade skills are very important and will also help in harnessing financial constraints resulting from lack of financial education from onset.

[cakravothy]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Because no matter how much you earn, it will never be enough if you are not able to manage your finances well, so financial education is very important and from an early age to be able to manage finances well.
If education from an early age means being trained since childhood. train children about financial education. yes trained in managing good finances. by giving pocket money or not excessive pocket money. that way since childhood children have been able to manage their finances properly and not spend money on something that is not clear.

[komisariatku]

Financial education is a skill that is not been taught in schools.... ~snip~

Is there no campus with an economics major in your country? In my country financial concepts and economic concepts are taught in lectures and have many branches of knowledge, such as microeconomics, macroeconomics, foreign relations, monetary policy, economic management, accounting, etc.

And when it comes to economic concepts, economic policy, and accounting, it's honestly something complicated. Maybe what you mean by financial education is about financial awareness and lifestyle. Yes, not everyone who understands economics can manage their finances well, but this can all be learned in lectures and Robert Kyosaki is often a reference in economic theory.

[mirakal]

If your aim is to maximize financial success and stability, you will never get that in schools even if you study all its related courses because personal experience will harness your knowledge and skills towards financial management. However, by having financial education related courses in schools, you will learn different strategies and theories that you will apply in your personal financial management. Learning in school is just a preparatory for you before you will take risk in real life money management.

[panganib999]

I'd argue that it'd be more important for you to learn how to manage money wisely than to actually earn your first million.

I've seen people who win the lottery splurge their whole wad of cash on hoes, drink, and drugs only to end up poor after a few years. All of this because of the easy money mindset, and the fact that all they ever knew money for is as a spending tool that they can abuse at their whims. People who have the mindset of a king that assumes everything grows on trees and they can just win the lottery again if they lose all their stuff cause they won once, that means they are lucky as hell.

On the other hand I saw self-made millionaires with as low as 100 bucks on their name from years prior, able to buy and support their whole family 10 times over because they know how to take care of themselves and the money that they have accumulated over the years. Goes to show that you can make a million out of a dollar, and you can also make a dollar out of your millions. It all depends on how you manage your shit and how you look at money.

[Oasisman]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Financial education can be learned from experience. It is not true that financial education is not taught in schools the thing is traditional education curriculum taught us only that is needed to be a good worker, not an entrepreneur. Many developed countries where the education system is much more advanced taught higher education about business but in 3rd world countries they give priority to being a skilled and efficient worker.

Correct! In the 3rd world country, the educational system and curriculum focuses on practicability, that's the reason why we are not being taught how to be a good entrepreneur because it's a much harder path for survival rather than working for a company and receiving salaries rather than receiving profits. Because of this practicability, people have adopted and get used to being just a worker completely ignorant about business opportunities lies within the country. A lot of my country men left the country to work abroad to get higher grade salary, while foreigners moved here in my country because they see a lot of business opportunities plus a lower cost of living compared to the 1st world countries. This is the effect of being practical in the education system.

[pinggoki]

We need to talk about the image above first, as much as we all agree on the fact that financial education should be a thing and it should be a mandatory thing for all schools so students will not be going out into the real world ignorant of all the financial stuff that they'll encounter in their adulting life, we also have to emphasize on the fact that we need to be able to make them not get bored about all of this, we all know how an average student does in classes, they easily get bored, they're edgy and they don't see the point of education so before we can talk about the addition of financial education to the curriculum, we first need to reinstate the love of children for learning and there's a lot of easy ways that you can do that like paying teachers, or giving out seminars to parents or would be parents to tell them that they need to make sure that they're instating to their children the love for learning new things.

[khiholangkang]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

People who are involved in the world of finance will certainly understand why financial science is not taught in schools, I myself have been in the world of education for 10 years and financial matters are only about saving and being good workers, for some reason we seem to be designed as workers to equip companies that requires workers, and that is why standardizing people in general to get the best position in the company is a success that must be achieved.

The elites deliberately do this so that they stay at the top and create little opportunity for competition for themselves. To be honest, many intelligent people can only become workers because of the doctrine of education that has been ingrained in them during their studies at educational institutions.

[Solosanz]

Lol, you're correct.

Most students don't care with financial education until they're work for live, they will realize if money management, tax avoidance, and investment are important.

But I know the reason why financial education not taught in school because school is created to make people become employees, that's why you need to obey every rules and kiss your teacher/boss's ass.

If financial education taught in school, many people will realize to not hold fiat, it will make banks bankrupt and the economy would fail.

[Hewlet]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

the truth is that our curriculum is missing a whole lot of vital area that is supposed to be included in the curriculum but its not their.

Financial literacy Is a very important subject that should have been a must in our school curriculum because at the end of the day, what runs the world is money and young people need to know how to make money, how to spend it they right way and the proper way to go about making savings and investment.

The reason why most graduate come out of school and become clueless on how to start their financial journey is because they where never thought on how one can navigate around his financial life.

[0t3p0t]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

What we are taught in school is that "get a degree and find a nice job" and there is no problem with that to be honest. Well, governments has control on education and they'll making it in favor of the country's economic stability so they so they only taught us to work because taxes will apply on it under their control. I am not sure you will get my point but this is what they want us to be.

[blockman]

If financial education taught in school, many people will realize to not hold fiat, it will make banks bankrupt and the economy would fail.

I agree, most people won't be saving their money in the banks because that's just going to decrease its value because of the inflation. Here in my country, people think that the more money you have in the bank, the wealthier you are. But I think that I am starting to see that belief changes over time and that is when a person has more assets, everyone is accepting the fact that he's wealthier than someone who has a lot of numbers in the bank. But with the education that we're having, it is being taught that we should keep most of our money in the banks to help the economy and for you to have more savings.

[Miles2006]

I think people should be thought on how to make money like learn new skills to be independent, teaching young children creative ideas about craft, computer science etc will be more better, if you're referring to secondary schools then skill acquisition will be best for them and talking about financial management, it's best introducing such to little children but I see no use cause at that stage they lack the experience of holding money and if such kids don't own money what's the point teaching them about financial management, let them learn how to make money using different method first before introducing financial management, for example my state government introduced a programme for secondary school students to learn different kinds of skills like baking, sewing etc. Financial education should be necessary for everyone regardless the economy situation and even if people fail to learn on their own they'll still experience insufficient funds and at this state when money is not enough you will have to work hard again and continually the person will grow and spend wisely, some people need to learn about financial management with their experience.

[Baghdad]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

What we are taught in school is that "get a degree and find a nice job" and there is no problem with that to be honest. Well, governments has control on education and they'll making it in favor of the country's economic stability so they so they only taught us to work because taxes will apply on it under their control. I am not sure you will get my point but this is what they want us to be.

The government definitely gets fascinated in controling people more than how a teenager feels of sexual intercourse. The rules controlling the society was made to favor the government. Instituting those courses in school will help students learn a few valuable themes that can be implemented to money issues. Adults find it strenuous to check and balance their income. Keeping records of our expenses become more difficult than generating the money. Quite a simple task. Teaching kids or teenagers the need to manage and sustain wealth is a good means of changing the society. The government can change the society for good. Not sure they wanted a changed society. Their primary aim is getting hold of more people under their control as possible.

[btc78]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Financial education can be learned from experience. It is not true that financial education is not taught in schools the thing is traditional education curriculum taught us only that is needed to be a good worker, not an entrepreneur.

This can be blamed to the proletariat mindset that authorities enforce to us citizens

According to Karl Marx, there are two types of people: the proletariats or the working class and the capitalists or those who produce and there is a theory that authorities or those in power like the government or sometimes the church naturally push citizens to be a part of the working class

In schools, students are taught to practice a profession and be employed somewhere but never taught how to build their own empire

It is in Karl Marx’s belief that proletariats can be above the capitalists if proletariats were to unite but because of the government, schools, and the church we were instead forced to believe that life can only be spent successfully as a working class

[so98nn]

It’s true but there is also one more thing:- life! It can be very hard at times and even if someone is literate with their financials then also they end up in a non ending circle of debts. This has happened many times with big peeps too.

Instead, it has to be way of life that matters a lot. Managing funds usually come from experiences. It shall be taught in the schools, yes but the real game starts when same student is put-forth in real life. Its like crazy out there and you know it if you are an adult. Unwanted expenses can hit us very hard. How do you tackle it is another story to follow. 

[Die_empty]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

It might be called financial education but many subjects at most levels of education teach students how to make and spend money wisely. Subjects like business studies, economics and other has topics of managing finance effectively and efficiently. I also think that the home is the best place to teach financial education. The parents have the responsibility of guiding the children on how to become financially stable through savings and investment. Parents should not just teach these skills but they have to demonstrate it in the family. Children should be well aware of how parents earn a living and also how they effectively utilise it.

Children should also be introduced to the family business if they have any so that they will develop financial management skills from a young age. Parents should not also teach children how to take loans and spend them lavishly on things that are not needed. We all know that school is an important agent of socialization but the home is more important. This might be why Robert's book is Rich Dad Poor Dad and not Rich Teacher Poor Teacher.     

[idarasun]

you can imagine how many people right now would have been trading in STOCKS/FOREX as a means to provide for their family if skills like that were being taught in school. only a few people would have been working for the rich and manufacturing products would be slower.

On the darker side, why would the governments and banks want people to learn financial literacy? when people figure out how money works, they will create money of their own and they indeed create one such as BTC.  

I think financial education can empower individuals to manage their finances wisely, including in investments as you said. But I'm still skeptical about that because of the risks associated with trading and not everyone is suited/able to be a good trader. And I remember that investing in stocks/forex they have to master the technique of mastering themselves, because I often hear that most traders fail because they are greedy or greedy in maintaining consistent profits or losses so that they become lust which will harm them. So I think walk like water and follow the flow.

[Raceonsucced]

Financial education is a skill that is not been taught in schools,

Maybe because the traditional curriculum prioritizes and focuses on core subjects, besides that I think there are some different opinions about this and I think financial education should not be taught in schools because it will interfere with concentration in learning, I noticed that if someone has studied financial education it will tend to push them towards how to become a millionaire and compete to build a profitable business.
But on the other hand I see many people who fail in building a business because of inadequate knowledge, because to achieve success in finance requires extra strength and is ready for the ups and downs of a business undertaken.
In essence, everything needs a process and time to achieve it, so enjoy your youth, don't burden yourself with your ego. There will also be a time when you will find financial freedom.

[Twentyonepaylots]

There are things that are not taught in school because you can learn them in life. While I believe that financial literacy is important for everyone, teaching it to younger people is inappropriate, that's why have a decision to make in college. Oversimplification of things especially in money being taught to, let's say teens who generally don't make money is useless, perhaps would make them psychological unrealistic on how the world works. Learning is a process, you don't take a physics class only in day one, and learning things comes with experience.

[milewilda]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

People who are involved in the world of finance will certainly understand why financial science is not taught in schools, I myself have been in the world of education for 10 years and financial matters are only about saving and being good workers, for some reason we seem to be designed as workers to equip companies that requires workers, and that is why standardizing people in general to get the best position in the company is a success that must be achieved.

The elites deliberately do this so that they stay at the top and create little opportunity for competition for themselves. To be honest, many intelligent people can only become workers because of the doctrine of education that has been ingrained in them during their studies at educational institutions.

Well, i could somewhat agree into this kind of sentiment on having that kind of isolation or being kept not to be told on schools so that people would really be get blinded and would really be ended up on being a worker forever.
We do know that that on this world there would really be those elites who are really that sitting on the top on which they would really be doing their very best on having that top spot and even if it means that not really exposing everything to those people who are at the bottom specially on financial education or something. Its true that to those who are really that mindful about improvement and overall upgrades into their lives
then it would be that normally they would be thinking out of the box without limiting themselves when it comes to opportunity grabbing.

This is why if you are that someone who do have plans on making your lives way more better than before, then it would really be just that wise that you should really be wary at least onto these particular things.
You cant really that make yourself that be something like this forever specially on being having that standard way of living on which being a worker for the rest of your life.
So it would be wise on thinking up something big and better.

[Yatsan]

For sure it is being taught in schools especially with courses related to marketing and business. Indeed it could be learned by oneself however a more systemic and a more standardized way of learning it would be through education. Safe to say that it is necessary to everyone's lives simply because money is the main medium of payments since the era of cross-country trading. Knowledge on handling finances well, would help you while you're physically alive and is a guide for a better life; imagine just spending amounts under your salary. A job is indeed needed on as we live in this world. Money alone and privilege won't be enough to sustain you as an individual 'coz a professional guide will be more advised.

There are things that are not taught in school because you can learn them in life. While I believe that financial literacy is important for everyone, teaching it to younger people is inappropriate, that's why have a decision to make in college. Oversimplification of things especially in money being taught to, let's say teens who generally don't make money is useless, perhaps would make them psychological unrealistic on how the world works. Learning is a process, you don't take a physics class only in day one, and learning things comes with experience.

Well, age would really e a factor; if you are too young then you'll just be wasting your time 'coz we do all have our own phases of growth and skills. A good life foundation should be aided by you as the one who gets the situation easily. If you could engage to both business and work, such knowledge wouldn't be accepted by many people around you.

[Distinctin]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.

There is a need to revise these curriculum and syllabuses of the schools and we need more of these type of education than of the subjects that teaches us theoretical things.

I am not against with the current system but change is need for the younger generation to understand what is a must in today's world.

Not just about financial education but also other things like life survival skills, cooking at a young age but I know some schools does this but it is not a standard for most.

However, even if schools teach the appropriate courses that would create higher financial stability, it's undeniable that majority still fail in their real life financial management. Not because they don't actually understand what it takes to be financially stable, but most likely people resort having unrealistic budget plan and unrealistic financial goals, the reason why no matter how well they're taught in schools, success will never be achieved by them.

[Adbitco]

Sometimes when I flashes to this video it makes feels as if people wasted their time going to school but it is not, what just happened is that we need to be smart enough to tell ourselves what we can't learn from school that was why today many teachers are still poor in my country because they aren't practicing financial education but rather solely depending on principle of money. You can know all principles of money but without a financial education one could still waste all the principle he knows.
I must confess that in my country not what I studied in school that is putting food on my table it's my skills and not my discipline in school and as a profession that is why we need a financial education. I think if I am not mistaken I have created a topic like this back then.

[Synchronice]

I still don't know why it's not been taught in schools up till now.

Why will reach people teach you how to become rich and powerful? I mean, there is a huge demand on physical labor, rich people need poor people who will work overtimes on a very low salary and make them even richer. How are you going to exploit financially and generally well-educated people? There is no way, right? That's why the level of education is low for average citizens all over the world while those rich people pay a fortune to study on top level universities.

rich dad poor dad by Robert kiyosaki

Don't take that book seriously. There are some good things that Kiyosaki says in that book but mostly this book is not to educate you but to make Kiyosaki rich himself. Rich people don't write books to make you richer, they write books and create hype to generate as much as possible via every possible way.

[TopT3ns]

However, even if schools teach the appropriate courses that would create higher financial stability, it's undeniable that majority still fail in their real life financial management. Not because they don't actually understand what it takes to be financially stable, but most likely people resort having unrealistic budget plan and unrealistic financial goals, the reason why no matter how well they're taught in schools, success will never be achieved by them.

So far, it has been said that education in school is not very important and that it is possible to use it as a basis for learning because, so far, managing your finances well and correctly depends on the situation and conditions when you are living them yourself. Managing your finances so that your expenses and income appear to be higher It's good to minimize expenses by buying only what you really need. If the person doing this is a man, then it will be easy to do, but if the person doing this is a woman, then it will be very difficult to do because, basically, women need something interesting to wear. Wear it to look beautiful all the time. Therefore, success will be achieved when the person has succeeded in managing their finances well.

[Maslate]

Being well educated about your finances does not make an assurance that you will also be successful in managing your own finances. Theories vs application might be quite a lot different. So even if financial education will be given highest priority in schools or in any learning establishments, there are no guarantees that people won’t never suffer financial problems anymore.

For me, having financial problems are indeed a good motivation for every person to instill discipline and control when it comes to his financial usage. If he won’t suffer from financial problems, then he won’t know that what he’s doing is wrong, and he won’t be able to correct his mistakes if he never commits losses and failures in his real life application.

[Bloodseekers]

Being well educated about your finances does not make an assurance that you will also be successful in managing your own finances. Theories vs application might be quite a lot different. So even if financial education will be given highest priority in schools or in any learning establishments, there are no guarantees that people won’t never suffer financial problems anymore.

For me, having financial problems are indeed a good motivation for every person to instill discipline and control when it comes to his financial usage. If he won’t suffer from financial problems, then he won’t know that what he’s doing is wrong, and he won’t be able to correct his mistakes if he never commits losses and failures in his real life application.

Having good financial knowledge does not necessarily mean they can manage their finances correctly, because in my opinion, in terms of financial management, it really depends on each individual, if they can manage it well, of course they will have discipline in living their lives and also their can easily manage the income they have well, because if they do not have discipline in their lives it will certainly be very difficult to manage the income they have well.

It is true that if we have financial problems, of course we will try to improve our financial management procedures, but it would be better if we discipline ourselves so that we can manage our expenses so that we don't use the money we have on things we don't really need.

[pinggoki]

~

Lol, you're correct.

Most students don't care with financial education until they're work for live, they will realize if money management, tax avoidance, and investment are important.

But I know the reason why financial education not taught in school because school is created to make people become employees, that's why you need to obey every rules and kiss your teacher/boss's ass.

If financial education taught in school, many people will realize to not hold fiat, it will make banks bankrupt and the economy would fail.

I'm the same as OP back then that we should've taught children how to do this kind of stuff but then I missed out on the important reality of the situation, that students won't be as enthusiastic as we think they would be when it comes to this kind of thing because if you actually read some of the stuff yourself, it's really boring. Totally agree with you that school system is made to create employees, that's why in that kind of system it's the responsibility of the parent to teach their kid about this kind of stuff so they're not getting behind and they're smart about it.

[Egii Nna]

I still don't know why it's not been taught in schools up till now.

Financial education is taught in secondary schools and colleges in my country (Nigeria). But I can’t say in other countries; in my country, the subject is not called financial education. It has been called "Economics," which is a broad subject of courses that explains and teaches about budgeting, sources of income, ways and methods of creating businesses, and how to sustain a good life and be financially disciplined. So I will say the subject is being taught is just that many people view the subject as one that emphasises more on spending lower than your income, but people view it as the subject they teach people how to be stingy in life, which is not so because if you engage in spending higher than your income, you will end up being bankrupt and no one will help you, but if you are focused and understand what it is all about, you will be successful in life.

Although. we know that not everyone is destined to be rich, But applying economic mechanisms will go a long way in helping you plan your life, even if you are still not rich. For instance, you will never see a really rich man struggling to stay on his feet with luxurious dresses, houses, or even cars. They usually engage in spending less than their income and investing the remaining money to gain profit. That is why you see the poor getting poorer and the rich getting richer.

[MarjorieZimmermanGinger]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Financial education is not directly taught in schools, but in general we are familiar with financial terms in several subjects at high school level and above. Finances are considered important in the wheel of life because if someone has a good source of income it will make it easier for them to develop themselves. Without good financial preparation, we will lose the opportunity to become someone who is able to handle life normally like everyone else.

Knowledge about managing finances is quite important and how to place money in a much more productive place, even though this is not specifically taught in school, every human being needs to learn this important lesson. School is just a place to learn and someone must have the skills to develop and never think about being satisfied with just what I have achieved, but rather how I can increase it slowly and consistently.

[EarnOnVictor]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Let me assume that school curriculums are different per country, and in the old days, they do not have much reason to do that since each student had their unique career to face. But things are not the same these days due to the situation we find ourselves in now. In my country, the inflation and the increased level of poverty are forcing the government to do what was not done during our time, now, you will see students learning extracurricular means of making money right from their secondary schools, which makes it even more pathetic as the mismanagement of countries policies and resources has caused desperation, and desperation is now making student be more burdened by what should have not been their goal at that stage, but of their parent's goal.

The way it should have been is at least the theoretical part which some students in the line of accounting/commerce/economics could still get a hint of. It was like that before, but now, they even have to start practicalizing it to make sure that they can at least not solely rely on what they learn in school but be able to stand on their own in case their certificate fails them as it has failed many in the country. But I am afraid, with time too, when young people are being exposed to this at the early stage, many of them might drop out, after all, the school itself is not so encouraging in my country again, and since they are already making money, what's up?. But what if a certificate opportunity opened in the future maybe through an old friend or relative, they will be hurt the most. But it is a win-win for the students who can cope and endure the two as no one knows the one that will eventually make them rich in life.

[Jawhead999]

I think we all have been taught financial literacy when we were young.

Save money in banks, invest in stock or gold, fiat lose it's value due to inflation, assets that depreciated overtime etc. But the reality, not many people want to save their money, not many people able to hold their investment so long, many people obsessed with depreciated assets e.g. car, branded cloth, etc.

It means, they aware with that, but choose to not doing it.

[harapan]

Honestly,it is true that financial education should be introduced in academical sector as it helps to prepare you early to take charge of your finances.It's Not everybody that is opportuned to be taught on how to be in charge of their finances,secondly,its not everything that is been taught or learnt,that is put into practice.Most times people learn and unlearn from their mistakes in life,I'm not saying everyone should have to undergo financial struggle before they make any  adjustments concerning thier finance.
   In other words,don't you think the government is supposed to be working towards the good of the society.Governments, educational institutions, and financial institutions are to  play a vital role in promoting financial literacy but it seems to play the reserve...on the other hand,the government will be scared to see that people will find out they we are been intimidated by the fait banking system...things like

How to do taxes
How to read contracts
How to look at a financial sheet and understand it
How to save and send money reliably and save up for the future
What plans you can do for retirement
How to look at and analyse what is happening on the stock market and many more on how to control financial hazards.

[reagansimms]

Managing finances is very easy to plan but very easy to realize. Even though you receive a regular salary every month, at certain times it is still difficult to make the money you have grow, especially if your monthly income remains standard but your monthly expenses continue to increase. One effective way to manage finances is to make targets for the future. When you have set targets for the future, it means you are ready to start and carry them out. Don't let your targets just be mere discourse, your inner demand to always save regularly can make it easier for you to make plans so that these targets can be achieved.

In fact, financial education is taught in elementary schools, but the explanation is not as extensive as in universities. We often hear school teachers saying the words "If you want to be rich, you must save money. If you plan wastefully you will only increase your debt.", in fact these words contain great meaning in educating us to apply better money management skills.

[Ravichnadra]

Financial education is paramount for personal empowerment and societal progress. It equips individuals with essential skills for navigating the complex world of money, fostering financial independence. Unlike many traditional subjects, financial literacy directly impacts daily life by enabling smart decision-making, improving living standards, and instilling invaluable money management skills. A financially literate individual learns the art of living within means, avoiding the pitfalls of excessive spending. Despite its profound impact, it's perplexing why financial education remains neglected in school curricula. As Robert Kiyosaki's "Rich Dad Poor Dad" elucidates, this knowledge is a cornerstone for stability and prosperity. It's time for a paradigm shift, recognizing the crucial role financial education plays in shaping responsible, savvy, and economically empowered individuals.

[Dzwaafu11]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.

Financial education is very important; it will guide an individual from his or her early stage of life to old age. However, financial skills have been taught in school. In my opinion, maybe you have not been taught about them in your end, but here in my country, they taught us what financial skills are, and we will make decisions anytime we want to sell or purchase something. We don’t generally call it financial skills, though it has another name, which is economics. It comprises many things. And again, not only in secondary schools, they teach financial education; even in high institutions, there are some institutions that even have it as a course. People usually come and study how they will go with their finances.

Managing finances is very easy to plan but very easy to realize. Even though you receive a regular salary every month, at certain times it is still difficult to make the money you have grow, especially if your monthly income remains standard but your monthly expenses continue to increase.

Yeah. This affects financial plans. It is not easy for people who earn a monthly salary and the salary is not much to cover things and plan another thing outside the salary for the future, although the more you get, the more problems come, and these problems are solved by money, so you can see that people earning a salary will have some difficulty when it comes to planning. Although, as you stated earlier, it can be easy to plan on how to go with your finances, the problem is to implement the plan. You know, someone cannot be hungry and think of saving money, so I think that is the problem we have when planning. And normally, expenses will continue to increase because things are getting bigger.

[Natsuu]

I agree. Financial education is an important skill that helps individuals to make informed and sustainable financial decisions. It's unfortunate that it's not widely in schools, considering its impact on personal and economic well-being. "Rich Dad Poor Dad" by Robert Kiyosaki is a great resource for understanding the principles of financial literacy and independence.

[Jatiluhung]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

I am even more surprised why parents don't teach financial education at home better. Because if you read Robert Kiyosaki's book, especially the one entitled "Increase your financial IQ" you can find that the solution to the problem is to make parents more active in providing financial education to their children. Because not much is taught at school except in special classes such as at universities majoring in economics.

In fact, investment is not discussed in much detail at school. So this task must be taken on by parents who are actually the most responsible for their children's education.

[dothebeats]

It's worrying that our education system focuses highly on theoreticals rather than practical things for the youth who are next in line to lead the world. It's good that the youth knows a lot about scenarios that could happen possibly that we haven't encountered yet, but the fact that a lot of them doesn't know how to do their taxes nor invest in something is just crazy. I think our educational system is created to manufacture consumers rather than leaders or producers for the next generation. The youth is molded to consume whatever BS the world throws at them, and they wouldn't mind because they don't know that they're being used at all!

[TheUltraElite]

Cybersecurity and Financial education are among the few things that need to be integrated into the curriculum of school education in every country. I learnt most of this from my parents at much young age and hence I can file my taxes myself and know what assets to invest in but not everyone has that luxury and hence self-educating these things can be challenging.

For now we should focus on teaching the next generation ourselves because I dont think governments will take note of these threads anytime soon. Because if that was the case then the world would have already become much better.
Sex education is another thing I would love to see, but that is another topic altogether.

[puloweh555]

I think we all have been taught financial literacy when we were young.

Save money in banks, invest in stock or gold, fiat lose it's value due to inflation, assets that depreciated overtime etc. But the reality, not many people want to save their money, not many people able to hold their investment so long, many people obsessed with depreciated assets e.g. car, branded cloth, etc.

It means, they aware with that, but choose to not doing it.

Agree with you. We actually get financial literacy from school and we realize that all of it is important but very difficult to put into practice. Sometimes it takes mental maturity to manage finances, knowledge and practice are definitely different. The average age is -30 years, even though the salary is large, it is difficult to have savings or investment assets, they will choose to buy luxury goods and even be consumptive in nature. But later when you are 30+, maturity will appear by itself. Then the economic order will be more orderly and investment will increase quickly even though your income is still the same.

In the end it all comes back to their own mindset and life goals, if their mindset is right from the start then they realize that they will not waste the opportunity to invest even in the long term so they will not be tempted and will not be obsessed with branded goods and luxury car.

[kryptqnick]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

I had Economics at school, but it wasn't very practical. We just needed to create our own business plans, account for various spendings, project some revenue, etc. While it's not that bad, I think basic understanding of daily, monthly, annual financial management based on the main expenses and sources of income would be more useful because not everyone will write a business plan, but the majority will need to manage their individual income. In my country, high school students actually do have a subject called 'financial literacy', but it seems that what they're actually doing is still that same thing with business plans that I did when I was in high school.

[RockBell]

I think we all have been taught financial literacy when we were young.

Save money in banks, invest in stock or gold, fiat lose it's value due to inflation, assets that depreciated overtime etc. But the reality, not many people want to save their money, not many people able to hold their investment so long, many people obsessed with depreciated assets e.g. car, branded cloth, etc.

It means, they aware with that, but choose to not doing it.

I believe this is a follow-up product as no one can provide genuine financial guidance. As you mature, you may encounter difficulties that require intelligence to overcome. Failure to learn at a young age might lead to financial instability and a lack of seriousness. I will invest in stocks because your money will grow when your business succeeds, rather than simply keeping it and saving it, invest it in something that will yield a consistent profit.

If money is not invested, inflation has a tendency to erode it. And that is why I am constantly against people who keep their money inactive in the name of saving. Use the money to invest in something, even if it's a small restaurant that accepts bitcoin as a payment mechanism and another means to save your bitcoin. In today's environment, all you need to know is how to capitalize on money-making possibilities. And once you can think beyond the box, it will be as simple as anything to achieve financial freedom.

[Lorence.xD]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

It is still depends on the persons personality and traits despite having knowledge to financial education. I think school only teach students the knowledge that can be used in the future that can contributes into the country like Law, Doctors, etc. it is like personal learning when it comes to financial education but some schools are open to this topic that tackles about finance. They doesn't consider it as profession hence they don't give attention to it. You would really need to attend some seminars or learn it online

[red4slash]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.

There should be a situation where children are taught about this from an early age because after all this is the initial provision that must be owned but until now there are still many schools including those in developing and underdeveloped countries that still ignore this.
In the country i live in now the curriculum for learning is still the same as before so in terms of the lessons taught to children it remains the same where there are still many lessons that are actually only based on theoretical to enrich the knowledge of the competency field but there is never any further knowledge about learning that money and finance are ultimately an important factor.

Maybe the goal is actually just not wanting to burden children so that they don't focus too much on money and only focus on learning but in the end I think if children are too spoiled with the situation at school without knowing the cruelty of life after they leave school it will actually be more torturous and we have already felt as adults how good school life is without having to think about money and life needs but when we are out of school and we get older we realise that the lessons given at school are only a fraction of a percent of what we experience in real life.

[ichsan ardi]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

I agree with your statement that managing your own money is the most important part of life. It's useless. We have a lot of money but we are not good at managing money and the money will run out. It should be when we are still at an early age at school, we have learned this so that we are not surprised. when mature

[topbitcoin]

Regarding financial education, this is also taught in schools, especially high schools. It's just that he taught briefly, not explained in depth, about how to manage finances well. And indeed regarding knowledge and ability in terms of good financial management, this is something that we must and must have and master. And before you even have an income, you need to have knowledge and skills about this. So that when you have income in the future, whether from the work you do or from the business you manage, the results of your hard work can be utilized as best as possible to become something more useful and meaningful. Because without good money management, no matter how much money we earn, it will have no meaning at all.

And to maintain economic and financial stability, we must also try as much as possible to increase our income and earn as much money as possible. But on the other hand, it is important for us to continue to pay attention to our lifestyle. Because there are quite a few people who have an elite style but the economy is difficult. So this encourages him to behave wastefully.

[Fatunad]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Financial education can be learned from experience. It is not true that financial education is not taught in schools the thing is traditional education curriculum taught us only that is needed to be a good worker, not an entrepreneur. Many developed countries where the education system is much more advanced taught higher education about business but in 3rd world countries they give priority to being a skilled and efficient worker.

Correct! In the 3rd world country, the educational system and curriculum focuses on practicability, that's the reason why we are not being taught how to be a good entrepreneur because it's a much harder path for survival rather than working for a company and receiving salaries rather than receiving profits. Because of this practicability, people have adopted and get used to being just a worker completely ignorant about business opportunities lies within the country. A lot of my country men left the country to work abroad to get higher grade salary, while foreigners moved here in my country because they see a lot of business opportunities plus a lower cost of living compared to the 1st world countries. This is the effect of being practical in the education system.

On case to case basis then it would really be that actually case to case basis on which there are really people who are really that not just letting themselves do really just stop in a single point
on which they would really be that trying out make themselves having that kind of particular upgrade when it comes to their own lives on which they cant really just let themselves be
stagnant on a particular point on which they arent really that letting things to be on that way on which they would really be finding ways and methods on which they
could really be able to have that kind of education specially on financial where this one would really be something that would be helpful into later times.

[bbigtart]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Yes, actually financial literacy should be taught in schools because this is important for them in the future. When I was in school, I was never taught how to manage money, but in developing countries like Japan, they have money management lessons in schools. In my opinion, every school in a country must start teaching financial literacy to its students starting from the most basic things, such as how to manage money so that it is not wasteful or how to save properly, because currently students have to learn financial literacy themselves at home.

Because at school they don't teach you how to manage finances, parents must teach their children financial management so that their children can manage their finances well when they grow up. Where parents must always teach children about the principles of financial planning and financial management, there are three important things that must be taught to children, namely, how to set aside money, secure money and how to start teaching them to invest.

[AYOBA]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Both our parents and teachers can teach us financial education at home and at school. After our parents, these individuals are the second set of people who can taught us a variety of topics related to money management that will benefit us in the future.
Some people argue that teachers don't teach financial management in the classroom, but I disagree because there are many teachers who give their students advice on how to manage they can control their financial, and From there some students may go on to make plans for themselves.

[bitzizzix]

Personally, I think financial education is very important. Because it will become capital in the future and this needs to be educated as early as possible.
Most people at school don't pay enough attention to financial education lessons, because they think it's not the time yet.
And most people only learn when they are adults, some even don't know how to manage their finances until they are old.
In fact, financial education will be our capital in the future so that we can manage our finances well and also use them wisely and can make us financially successful. And most of those who don't care about financial education can't manage their finances well so they are wasteful and always spend money only on what they want, not on what they really need.

[shinratensei_]

Yes, actually financial literacy should be taught in schools because this is important for them in the future. When I was in school, I was never taught how to manage money, but in developing countries like Japan, they have money management lessons in schools. In my opinion, every school in a country must start teaching financial literacy to its students starting from the most basic things, such as how to manage money so that it is not wasteful or how to save properly, because currently students have to learn financial literacy themselves at home.

Because at school they don't teach you how to manage finances, parents must teach their children financial management so that their children can manage their finances well when they grow up. Where parents must always teach children about the principles of financial planning and financial management, there are three important things that must be taught to children, namely, how to set aside money, secure money and how to start teaching them to invest.

the same with tax education make me wonder why in school there are lack of education for financial and tax and by the time we went to college there are also lack of such topic making us overwhelmed when we get to the real world and earning money.
as I've seen the impact of these lack of education in regard of financial is that so many people are taking loan irresponsibly that causes them to get entangled in debt which definitely gonna make them homeless if this continues on since the interest right now are quite high everywhere around the world even worst when we have floating interest if world went to crisis we basically done for.
the most important thing that i've learnt from the financial education that i've went through is that loan should have ratio that are proportional toward our salary like for example if our salary is $10,000 then we should only use not more than half to pay some mortgage, car lease or anything like that and that definitely motivate me to increase the income instead of just went full all in with the loan and get entangled with it later on.
honestly such precious lesson that I doubt you will get in any traditional schools.

[icalical]

I don't know about other countries education curriculum, but when I was kid in elementary and middle school, I was taught about saving money, tax, and stock, not in detail just a rough explanation about all of that, and how to do it. For saving money my elementary school gave us an account that we can safe some of our lunch money. I guess the reason why there is no advance financial education like investment is because it's too risky to be taught on underage and maybe not suitable for everyone.

[Mahanton]

I don't know about other countries education curriculum, but when I was kid in elementary and middle school, I was taught about saving money, tax, and stock, not in detail just a rough explanation about all of that, and how to do it. For saving money my elementary school gave us an account that we can safe some of our lunch money. I guess the reason why there is no advance financial education like investment is because it's too risky to be taught on underage and maybe not suitable for everyone.

Totally opposite here in our country on which it isnt really that included on the curriculum on which you are the ones who would really be needing to learn up if you are really that eager to
learn up financial education but these things could be understand on later years of education and not when you are on gradeschool but once you do step your foot into highschool into college
then you would really be taught about saving money and other things which would really be that correlating into the course you are taking. If you are really that having that Business Administration
or Finance kind of course then it would really be mainly thought but if we do speak about other courses then it wouldnt be taught.

I agree on some points above that later years then it would really be impossible that you wont really be able to make yourself wary about into those possibilities that you could really be able to
encounter certain situations or conditions which you would really be having those realizations that you should really be learning at least the basic or good financial education at least.

[passwordnow]

I don't know about other countries education curriculum, but when I was kid in elementary and middle school, I was taught about saving money, tax, and stock, not in detail just a rough explanation about all of that, and how to do it.

In my school, we were only taught about saving but not about taxes, stocks and any other investments. It's like a mindsetting that we should save for our lives to get better but if we're going to look at that situation today, that's not going to do any good for your growth. I think as someone who saves, you'll be able to growth in terms of discipline and management. But if you're going to compare that with investing, that's far obviously from the successful ones.

For saving money my elementary school gave us an account that we can safe some of our lunch money. I guess the reason why there is no advance financial education like investment is because it's too risky to be taught on underage and maybe not suitable for everyone.

IMHO, it should better be taught at that young age so that their curiosity will tick in and that's going to develop them to keep on trying new things that's related to money and to also be aware of the good risk to take and the risks that they shouldn't take, especially the scams. While the minds of the young ones are still fresh, it's best to open it for them to get ready in the future of themselves and get aware of what path they must take if it's about financial management, assets, savings and anything related to finance.

[Jawhead999]

I believe this is a follow-up product as no one can provide genuine financial guidance. As you mature, you may encounter difficulties that require intelligence to overcome. Failure to learn at a young age might lead to financial instability and a lack of seriousness. I will invest in stocks because your money will grow when your business succeeds, rather than simply keeping it and saving it, invest it in something that will yield a consistent profit.

Yeah intelligence is the answer and... it also depends where you come from.

People who live in third world country thinks working abroad is better because they will earn more than working in their country.
People who live in first world country thinks better to work in tax haven country.

In terms of money management, the poor is scared if he lose his money if he invest in stock, gold, Bitcoin etc. So he thought saving is better because he can earn 4% APY, but he forget interest/gain is taxed and fiat is inflated.

[fruktik]

And to maintain economic and financial stability, we must also try as much as possible to increase our income and earn as much money as possible. But on the other hand, it is important for us to continue to pay attention to our lifestyle. Because there are quite a few people who have an elite style but the economy is difficult. So this encourages him to behave wastefully.

The fact of the matter is that you don’t need to strive to earn a lot of money, but you should learn the process of investing in order to make a profit and free up more personal time. That's the point. Many people, like you, do not understand this. If you spend your whole life earning money, your financial needs will never be solved. Remember this. You need to work not with your hands, but with your head. Only then will you have decent capital.

[boty]

Both our parents and teachers can teach us financial education at home and at school. After our parents, these individuals are the second set of people who can taught us a variety of topics related to money management that will benefit us in the future.
Some people argue that teachers don't teach financial management in the classroom, but I disagree because there are many teachers who give their students advice on how to manage they can control their financial, and From there some students may go on to make plans for themselves.

It is true that parents should teach their children about financial management well and do not let them use the money given to their children for things that are not necessary, because if parents do not teach their children financial management then whatever snacks they give their children won't be enough.
Even though it is not a teacher's job to teach financial management to every student, of course a teacher teaches their students about financial management to their students, such as inviting their students to save for fellow students and use their savings, such as taking them on holiday after exams using their own savings.

The fact of the matter is that you don’t need to strive to earn a lot of money, but you should learn the process of investing in order to make a profit and free up more personal time. That's the point. Many people, like you, do not understand this. If you spend your whole life earning money, your financial needs will never be solved. Remember this. You need to work not with your hands, but with your head. Only then will you have decent capital.

Investing will certainly be profitable if you understand investment well, but the process of learning about investing is not as easy as seeing the success that other people have had, you need to study properly so you don't make mistakes in investing.
If they only collect money and never make investments of course they have to always work to be able to meet the needs they need, because if they stop working of course they will have no income apart from their work and for those who have been able to invest and run well of course they don't have to work hard until they are old and can enjoy the results of their investment.

[EluguHcman]

Financial education is an disciplinary studies which entails about financial managements and so as entrepreneurship to creating financial sources.
However, this course of financial education should not be a must expected to be a departmental course of studies in the schools before one would admit to its sequences.
So, everyone whom has a financial goal must individually be adherence to this factor that financial education is a literacy adventure for financial successiveness

[arwin100]

I believe this is a follow-up product as no one can provide genuine financial guidance. As you mature, you may encounter difficulties that require intelligence to overcome. Failure to learn at a young age might lead to financial instability and a lack of seriousness. I will invest in stocks because your money will grow when your business succeeds, rather than simply keeping it and saving it, invest it in something that will yield a consistent profit.

Yeah intelligence is the answer and... it also depends where you come from.

People who live in third world country thinks working abroad is better because they will earn more than working in their country.
People who live in first world country thinks better to work in tax haven country.

In terms of money management, the poor is scared if he lose his money if he invest in stock, gold, Bitcoin etc. So he thought saving is better because he can earn 4% APY, but he forget interest/gain is taxed and fiat is inflated.

We need to think other way to enhance our skills since technology is evolving and we might be eliminated if some new innovation out there will take out our jobs. That's why we need to learn this financial literacy thing or education called so that we can be aware about many things that there's a lot of opportunities there that can give us some decent profit and we should not rely on our jobs since that doesn't gives us financial security.

Can't blame people on third world country to go abroad since there's lacking of opportunity in there country and their immediate solution is to find job overseas and get better pay rates. What bad thing there is if they can't manage their financial matters since the same as before they provably struggle to survive on daily basis. So they should upgrade theirselves and get a lot of knowledge about business also with investments since this will play a huge part on their life.

[pusaka]

The fact of the matter is that you don’t need to strive to earn a lot of money, but you should learn the process of investing in order to make a profit and free up more personal time. That's the point. Many people, like you, do not understand this. If you spend your whole life earning money, your financial needs will never be solved. Remember this. You need to work not with your hands, but with your head. Only then will you have decent capital.

No need to work hard to earn a lot of money?
I don't agree with what you are saying here, although it may be true that investment will bring a decent profit, but how can we invest without working hard? there must be money for us to invest, right? although we may have money to invest, but also keep in mind that in investment it will take a very long time to take profit. and in that long time where can we fulfill our daily needs without having to work? if you know how, please tell me.

On the other hand, I agree that we also have to work with our heads, which I usually call smart work, but for me it must also be balanced with hard work. I think both should go hand in hand.
 

[slapper]

Regarding financial education, this is also taught in schools, especially high schools. It's just that he taught briefly, not explained in depth, about how to manage finances well. And indeed regarding knowledge and ability in terms of good financial management, this is something that we must and must have and master. And before you even have an income, you need to have knowledge and skills about this. So that when you have income in the future, whether from the work you do or from the business you manage, the results of your hard work can be utilized as best as possible to become something more useful and meaningful. Because without good money management, no matter how much money we earn, it will have no meaning at all.

And to maintain economic and financial stability, we must also try as much as possible to increase our income and earn as much money as possible. But on the other hand, it is important for us to continue to pay attention to our lifestyle. Because there are quite a few people who have an elite style but the economy is difficult. So this encourages him to behave wastefully.

Financial education in schools? Yes, it exists, but let's face it, attempting to learn to swim in a puddle isn't very realistic. It's not nearly enough, but it's a start. We require more than just a cursory glance. It's true that money management is essential; think of it like the steering wheel of your life. You're just floating aimlessly without it. Indeed, information is power, but when it comes to personal money, it's more than that- it's your life preserver amid an ocean of uncertain economic conditions.

Make more money and spend wisely. The real kicker, though, is that managing your income is more important than earning a certain amount. Too many high rollers have fallen from grace because their expenses exceeded their income. It's about drawing the correct lines, not about taking short cuts. Your financial situation should define your lifestyle rather than the other way around.

[Rockstarguy]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Financial education is very important but it is sad that our schools and institutions don't know the importance of this to be a subject in school, since this is not available in our school atleast common sense should make one to know how important Financial education is. We  spend money sometimes in a way that after realising that money was spent in a wrong way, this makes one to feel bad. The way we spend money wastefully sometimes and the reaction when we realise money was spent badly should be a reason why one must be discipline when it comes in spending money.

Financial education can be earn sometimes by reasoning and asking some questions to yourself like if I spend this amount of money on this, what will be my gain? If their is no gain in spending money or something their is no need on spending money anyhow. Money should be spent only no things we need.

[mindrust]

You are right very much. The thing is, current education system don't want you to be financially literate. If you know finance, you'll know how money works. You'll understand how businesses work. If you understand all those, you'll become a guy who runs his own business. If everybody starts their own business... who'll be wage slaves? People go to school so they can be white collar slaves. Not too stupid to fuck shit up and not too smart to start their own start-up. People who see through this scam don't really give a fuck about a college degree. Imagine having the best college degree only to work for somebody else. You can't be dumber than this.

[justdimin]

Financial education is an disciplinary studies which entails about financial managements and so as entrepreneurship to creating financial sources.
However, this course of financial education should not be a must expected to be a departmental course of studies in the schools before one would admit to its sequences.
So, everyone whom has a financial goal must individually be adherence to this factor that financial education is a literacy adventure for financial successiveness

I have always said that it should be taught at simple levels to kids first, not like 8 year olds, they will not remember anything about that, I think high school kids would be a lot better. The problem of the new generation is that they were born with the fact and knowledge that they will never be rich, they have to be in the very few percentile of their peers to be rich, and they know most of them will not get it and they lost morale because of it and not caring about anything in the world.

Our generation knew that there was a possibility and turns out there wasn't, but we grew up being taught that if we finish college, we could live a decent life, but we didn't and our parents lived a decent life even without a college degree. If we teach kids about finances, and show them how they could be richer, maybe that would help their morale a bit, like give them some purpose and a goal.

[Peanutswar]

It depends on the course I guess most of them will just teach in the Senior high school or college, but in high schools below it depends on their curriculum based on my experience there's a limited topic taught to us regarding the financial literature, I don't know if they don't want let those students getting aware as possible or only on the designated courses related on this like finance and accounting. You will experience this now by getting experience through your journey and mistakes. For me, it's suited if they teach this field so the student knows how to handle money and assets properly and get well educated and not just focus on the things they didn't apply on the path they are taking.

[AicecreaME]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Financial education can be learned from experience. It is not true that financial education is not taught in schools the thing is traditional education curriculum taught us only that is needed to be a good worker, not an entrepreneur. Many developed countries where the education system is much more advanced taught higher education about business but in 3rd world countries they give priority to being a skilled and efficient worker.

I'm afraid you're not getting what OP meant to say.

Learning how to be a skilled and efficient worker won't teach you anything about financial education at all. Financial literacy is about how you will make, spend, and save money. I'm in a third world country and they don't even teach students how to be a skilled and sufficient worker. They just teach what's in their curriculum and it will all depends on you how you will figure it out by yourself after you graduated in college.

I wouldn't even call it an advantage that you have to experience it first in order to become financially literate person, I mean it is an advantage if it is being taught in school in the first place but sadly not all of them do.

So yeah, you have no choice but to do self-taught in order to save yourself from wasting money on things that will not bring you anything profitable at all.

[bangjoe]

I don't know about other countries education curriculum, but when I was kid in elementary and middle school, I was taught about saving money, tax, and stock, not in detail just a rough explanation about all of that, and how to do it. For saving money my elementary school gave us an account that we can safe some of our lunch money. I guess the reason why there is no advance financial education like investment is because it's too risky to be taught on underage and maybe not suitable for everyone.

I think it's similar to teachers in my country, especially in the area where I live, only I've never heard about investment from them. just a sentence that saving is the basis of wealth, that's why my classmate and I were advised to save by my teacher, from the pocket money that I have to set aside every day, maybe this is a good habit since childhood even though we know that inflation continues to haunt people who save fiat, but in terms of character education it is very good in my opinion.

Yes, I agree, why don't schools teach investment or about money excessively during elementary or middle school, the risks faced are indeed large, funds will become a problem if something goes wrong. However, at high school to college level, not being taught about money is a wrong thing that must be corrected, because that is the right time as maturity awareness begins to grow.

[Viscore]

Financial education is actually taught earlier in schools but you can never expect that the school will thoroughly focus on that as there are a lot of other vital lessons that are needed for a man's daily survival.

What we need is not actually the theories we learned from schools, but what we have learned from our experiences, as one gets to learn more by simply learning by doing.

[Sanugarid]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

You have a point, why don't they still include financial education in the subjects, it would be of great help if there is a subject like this. Yes, you can learn it through experience, but it's still okay to include it in education because it's what's important right now.

[Davian144]

You have a point, why don't they still include financial education in the subjects, it would be of great help if there is a subject like this. Yes, you can learn it through experience, but it's still okay to include it in education because it's what's important right now.

At this time there are actually many important things that need attention, especially if they relate to the economy and life for everyone. Financial education has become so important now that everyone needs to consider it in order to study it well enough. And apart from that, it also requires direct learning through experience and through what previous people have done who have been successful with the financial sector they currently have so there are many points we can learn from them regarding things like that.

[oktana]

Did you search if this post already existed before creating this one? I have replied on a topic like this before and it’s just about the same content I read. However, my contribution was and still is that it is important for financial education to be taught in schools. Children will be able to learn how to utilize even the small money you give to them. The generation today is getting corrupt and some of these teaching are important seeds to plant in a child’s life.

[Fatunad]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

So i have seen some of the latest news about Robert Kiyosaki.

Rich Dad, Poor Dad' Author Robert Kiyosaki Says He Is $1.2 Billion In Debt
https://www.ndtv.com/feature/rich-dad-poor-dad-author-robert-kiyosaki-says-he-is-1-2-billion-in-debt-4799407

For sure it would really be that something that do talks about debt but it had been that applied to businesses on which it would really be just that normal
that these billionaires would really be making use of debt to avoid too much taxes and this is why they would really be trying out to have
on this path on which it is really just that a normal approach to have.

Financial education? If you do have plans on making yourself that better when it comes to status then it would be best that you should
really be knowing on what are the steps that you would really be needing to learn on. It would be always that depending or on basing up on the things
that you are really that learning on.

[Volimack]

Financial Education A person can never fully learn from school and gain. Financial education will be gained through own knowledge and skills. Promotes social and emotional well being among students along with teaching other subjects in school. There is no such thing as earning money as financial education we need to equip ourselves with the necessary knowledge and skills to manage our money effectively. It helps us make informed choices and encourages fiscally responsible behavior.

[gunhell16]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

It seems that it is not true that financial education is not taught in school; it is taught somehow because we also have the subject of economics, maybe only the basic ones and not only the majority of students who pay attention.

So often, when there is financial education learning, it is only discovered if, at a young age, they immediately try to start small businesses in their lives due to the hardships that we are also going through. So, it means that we understand it better through our experience here.

[Jawhead999]

We need to think other way to enhance our skills since technology is evolving and we might be eliminated if some new innovation out there will take out our jobs. That's why we need to learn this financial literacy thing or education called so that we can be aware about many things that there's a lot of opportunities there that can give us some decent profit and we should not rely on our jobs since that doesn't gives us financial security.

Can't blame people on third world country to go abroad since there's lacking of opportunity in there country and their immediate solution is to find job overseas and get better pay rates. What bad thing there is if they can't manage their financial matters since the same as before they provably struggle to survive on daily basis. So they should upgrade theirselves and get a lot of knowledge about business also with investments since this will play a huge part on their life.

You're correct we need to enhance our skills in order to compete against other people including AI, but since most people don't want to study entire their life, they choose to work in government jobs, it's where you almost can't be fired. When they successfully get the government job, they will choose to relax and they don't mind to improve their skills because they think it's not a work life balance.

Yeah there are many people struggle on daily basis, that's because they're not meet the criteria of the employer e.g. at least Bachelor's degree.

[slapper]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

It seems that it is not true that financial education is not taught in school; it is taught somehow because we also have the subject of economics, maybe only the basic ones and not only the majority of students who pay attention.

So often, when there is financial education learning, it is only discovered if, at a young age, they immediately try to start small businesses in their lives due to the hardships that we are also going through. So, it means that we understand it better through our experience here.

Sure, financial education is in schools, but is it effective? Economics, as it's taught, is like a blunt tool - useful, but not quite sharp enough. It's one thing to learn theories; it's another to apply them in the real world. And let's not even start on student engagement. The problem isn't the subject; it's the approach. We're missing the mark on making financial education relevant and engaging

Experience - it's a harsh but effective teacher. Starting a small business, managing personal finances – these are lessons that stick. Hardship is often the catalyst for learning, not because it's the best way, but because it's the most immediate. It's a wake-up call that says, "Hey, this stuff matters!" What we need is a bridge between academic learning and real-world application. A curriculum that's not just about numbers and theories, but about understanding money as a tool for life

[itorai]

Financial Education A person can never fully learn from school and gain. Financial education will be gained through own knowledge and skills. Promotes social and emotional well being among students along with teaching other subjects in school. There is no such thing as earning money as financial education we need to equip ourselves with the necessary knowledge and skills to manage our money effectively. It helps us make informed choices and encourages fiscally responsible behavior.

I think it is very important to learn about money from an early age, not only from school but also from one's life experience. We also need to know how to manage money well and not just get it, but about managing expenses, saving and even thinking about the future.
Not only will it help ourselves I think the community will also be helped if we know how to manage money and improve the quality of the economy for them (if they really understand about money) I think this will help reduce poverty levels and will even encourage economic growth for them. With a note that they really understand how to manage money and get it. so in essence learning about money from an early age is important and will even be very helpful for the environment around it.

[Davian144]

Financial Education A person can never fully learn from school and gain. Financial education will be gained through own knowledge and skills. Promotes social and emotional well being among students along with teaching other subjects in school. There is no such thing as earning money as financial education we need to equip ourselves with the necessary knowledge and skills to manage our money effectively. It helps us make informed choices and encourages fiscally responsible behavior.

If you look at it in general, there is a difference between education at school and education in the living environment in any case, including financial matters. Of course it is very different because at school every student always learns it more often through theory alone, whereas in the living environment everyone will learn it through the people around them and through people who are very experienced in that field. So these two learning points should not be confused even though the aim is the same, namely to be able to manage finances in a good way.

[bayu7adi]

I still don't know why it's not been taught in schools up till now.

There is, but it is at the university level, not for children's education level. At least this is included in the category of education in the field of economics at a university with the initial stages of a Bachelor's degree.

If you expect every school from elementary to high school to use financial competency, other lessons will not be covered. However, at this level, teachers or parents can see where their child's talents lie in order to take steps to maximize their child's talents.

[Lanatsa]

Financial Education A person can never fully learn from school and gain. Financial education will be gained through own knowledge and skills. Promotes social and emotional well being among students along with teaching other subjects in school. There is no such thing as earning money as financial education we need to equip ourselves with the necessary knowledge and skills to manage our money effectively. It helps us make informed choices and encourages fiscally responsible behavior.

I think it is very important to learn about money from an early age, not only from school but also from one's life experience. We also need to know how to manage money well and not just get it, but about managing expenses, saving and even thinking about the future.
Not only will it help ourselves I think the community will also be helped if we know how to manage money and improve the quality of the economy for them (if they really understand about money) I think this will help reduce poverty levels and will even encourage economic growth for them. With a note that they really understand how to manage money and get it. so in essence learning about money from an early age is important and will even be very helpful for the environment around it.

It would come just that naturally on the right time and its true that the earlier the better on making yourself aware about financial education but since our focus would really be on other things since
we are really just that young then it would really be normal that we might be missing out something when it comes to financial but just like been said that everything would come naturally
and the rest would really be just that depending on how well you would be able to discover on things along the way. Yes, it wont really be that something be that be acquired or learnt up
in depth until you would really be having those plans on trying out to learn up.

The edge or advantage on having that kind of knowledge is that you are really that aware on the things on which you do know that it could really bring out that kind of edge
comparing into those people who do miss out on learning up this thing. Financial education is something important if you do really want to have that progress
in life in terms of finances and other things.

[jrrsparkles]

Even though it is really important still it hasn't been taught around the world and one reason is the outdated education system we used in 2020 that is the same system we used 50 years above. The availability of information is now a lot more convenient so if someone wants to learn something they can know about that instantly so all they need is the push for learning.

[Furious 7]

Even though it is really important still it hasn't been taught around the world and one reason is the outdated education system we used in 2020 that is the same system we used 50 years above. The availability of information is now a lot more convenient so if someone wants to learn something they can know about that instantly so all they need is the push for learning.

If that is indeed the case in our country then expecting the government to change the curriculum in a short time is not possible so in this case we do not need to rely further on what the government is doing.

Even if changing the learning system to be more organized and better is indeed a good thing but basically this besides taking time, this also has procedures and spending more money from the government itself so instead of forcing it then it is better to start from our small family first if we already have children.
This can be additional learning that we provide as a stimulus because in the end we must realize that learning is not only from school but we as parents who will play an important role in the growth of children so that instead of waiting for the government to do so it is better for us to start from the beginning.

[jrrsparkles]

Even though it is really important still it hasn't been taught around the world and one reason is the outdated education system we used in 2020 that is the same system we used 50 years above. The availability of information is now a lot more convenient so if someone wants to learn something they can know about that instantly so all they need is the push for learning.

If that is indeed the case in our country then expecting the government to change the curriculum in a short time is not possible so in this case we do not need to rely further on what the government is doing.

Even if changing the learning system to be more organized and better is indeed a good thing but basically this besides taking time, this also has procedures and spending more money from the government itself so instead of forcing it then it is better to start from our small family first if we already have children.
This can be additional learning that we provide as a stimulus because in the end we must realize that learning is not only from school but we as parents who will play an important role in the growth of children so that instead of waiting for the government to do so it is better for us to start from the beginning.

Parents even those who are graduated may not be aware of this because they graduated from the same system where this knowledge hasn't been taught to them. Government will not change anything at all because if they wanted they could have done it way long ago so that leaves us on or own and it can be tough to see the light in the beginning but once we get in one or other, make sure grab it completely should be the priority.

[Russlenat]

Financial education is at its utmost importance, simply because without proper management of our finances, we will end up messing around and might even be homeless in the future if not properly guided. And I think the schools administration have seen that that’s why they make it sure to touch financial education even at a small scope only. What’s important is that the young minds have been aware on it already that they should do their best not to mismanage their finances once they become mature enough, otherwise they will see theirselves financially broke in the future.

[Lorence.xD]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

It seems that it is not true that financial education is not taught in school; it is taught somehow because we also have the subject of economics, maybe only the basic ones and not only the majority of students who pay attention.

So often, when there is financial education learning, it is only discovered if, at a young age, they immediately try to start small businesses in their lives due to the hardships that we are also going through. So, it means that we understand it better through our experience here.

There would be always a tip from the professor or the teacher about saving money, which is not all the students would adapt or learn by just a saying cause from an early age in school, there is no subject that tackles financial education which causes this to not be fully effective to students. As you said, there's a course that focuses on economics what do you think is the reason why not only the majority of students pay attention? Cause in the first place, they don't have any idea like from elementary to high school about this kind of thing where they don't tackle this much that students would be interested and would apply for this course.

I agree that experience can help you to understand financial things, but it wouldn't be helped if one is involved in business by just relying on their experience and lacking knowledge, we still need to understand financial education for people to achieve more. Even some investors and businessmen who have succeeded in their small business are still learning nowadays like attending seminars, cause they know that they wouldn't reach far by just relying on their experience, they need information, techniques, skills, etc.

[AYOBA]

Financial Education A person can never fully learn from school and gain. Financial education will be gained through own knowledge and skills. Promotes social and emotional well being among students along with teaching other subjects in school. There is no such thing as earning money as financial education we need to equip ourselves with the necessary knowledge and skills to manage our money effectively. It helps us make informed choices and encourages fiscally responsible behavior.

That's true. You're right; it's beneficial for us to learn how to manage our finances. Even if they try tech finance education during our school years, I don't believe we learn fully because the teachers will know fellow students traveling to their homes and  their only just teach us in school. The remaining lesson will be passed over to our father, who will take over for the teachers. Nothing will stop them from instructing us where we should spend the money they are giving us. I'm curious as to how some people will spend their money in useless places. I believe that knowing how to manage our finances will benefit us both financially and personal.

[stadus]

It’s not just schools that are responsible to teach us  financial education but it should also start at home. By saving small amount at a young age, we are already train on how to manage our finances so that we can be more responsible in managing our finances when we grow mature individually. Schools and home are responsible to teach us financial education, and harness our skills when we are already building our own source of income.

[cryptoWODL]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Financial education plays an important role in everyone's life. Those educated in financial education can take financial decisions very well. I think now in every country importance is given on financial education especially in our Bangladesh financial education is given importance and multiple subjects are added at high school and college level. So that students can be educated in financial education.

Various courses have been introduced in our schools, colleges and universities to educate the students of our country in financial education. Which were in our country's education system from a long time ago.

[pusaka]

It’s not just schools that are responsible to teach us  financial education but it should also start at home. By saving small amount at a young age, we are already train on how to manage our finances so that we can be more responsible in managing our finances when we grow mature individually. Schools and home are responsible to teach us financial education, and harness our skills when we are already building our own source of income.

Well right, home should be the first school for everyone, parents should be able to set an example for their children, because children will definitely see their parents' habits and they might follow what their parents do. after that let them be independent to find something to do so that their finances do not become bad in the future.
The environment will also greatly influence behavior, including in terms of finance. because from what I see now many people fail because they are in a bad environment, not only in terms of finance, but in any case.
Not not allowing them to be in any environment, but parents should be able to give advice on which environment is good for them.

[itorai]

Financial Education A person can never fully learn from school and gain. Financial education will be gained through own knowledge and skills. Promotes social and emotional well being among students along with teaching other subjects in school. There is no such thing as earning money as financial education we need to equip ourselves with the necessary knowledge and skills to manage our money effectively. It helps us make informed choices and encourages fiscally responsible behavior.

I think it is very important to learn about money from an early age, not only from school but also from one's life experience. We also need to know how to manage money well and not just get it, but about managing expenses, saving and even thinking about the future.
Not only will it help ourselves I think the community will also be helped if we know how to manage money and improve the quality of the economy for them (if they really understand about money) I think this will help reduce poverty levels and will even encourage economic growth for them. With a note that they really understand how to manage money and get it. so in essence learning about money from an early age is important and will even be very helpful for the environment around it.

It would come just that naturally on the right time and its true that the earlier the better on making yourself aware about financial education but since our focus would really be on other things since
we are really just that young then it would really be normal that we might be missing out something when it comes to financial but just like been said that everything would come naturally
and the rest would really be just that depending on how well you would be able to discover on things along the way. Yes, it wont really be that something be that be acquired or learnt up
in depth until you would really be having those plans on trying out to learn up.

The edge or advantage on having that kind of knowledge is that you are really that aware on the things on which you do know that it could really bring out that kind of edge
comparing into those people who do miss out on learning up this thing. Financial education is something important if you do really want to have that progress
in life in terms of finances and other things.

because our real focus is on other things

Well I am well aware of what you say is true if my focus is on other things, sometimes most people including me are lazy to learn something with real focus, if only I really focus on what I want (especially learning about finance) I am sure the results do not betray the effort. But why does it seem difficult to determine my focus on it, even so I still try to learn it for the sake of my future desires and goals. Because I see all the successful people now most of them suffered in their past but they tried hard to achieve success in their lives. Maybe this is where I take their experience for future progress. Although it is not as easy as I imagine I will try and keep trying until in the end I am like their position.

[8rch7]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Actually financial education can't learn from the school but indirectly you will face with much experienced in the future and have manage well with with financial later. Believe or not if study on general school there are not specific with financial education but you can learn it more when on college depend with your kinds of degree. Financial education is most important way how to manage well with our financial keep balance between income and outcome but firstly you need main job before managing with well financial, I don't sure when you have learning more with financial education but you don't have much money what financial have to manage well.
After marriage more essential with financial education although have much money will easily allocate our money for which most urgent, but need have basic about financial education firstly when having much money later easily to manage well with financial condition.

[CageMabok]

Financial education plays an important role in everyone's life. Those educated in financial education can take financial decisions very well. I think now in every country importance is given on financial education especially in our Bangladesh financial education is given importance and multiple subjects are added at high school and college level. So that students can be educated in financial education.

If the Bangladesh government had implemented this into education, of course this would be quite good for students and could also have a very good effect on society. I think other countries should also implement this if the government really wants to see its citizens become smart in managing their own finances in life, because this must be implemented from an early age and implementation through education is the right thing for the government and also by his staff.

Various courses have been introduced in our schools, colleges and universities to educate the students of our country in financial education. Which were in our country's education system from a long time ago.

This must have been introduced long ago by the authorities into schools, universities and also into other important places so that all people can receive knowledge about how to use finances well for themselves. Because when all people are able to manage their finances very well and are able to earn money in their own way through life, of course a country will also look more advanced and there will be no protests to the government for anything.

[AnonBitCoiner]

Financial education plays an important role in everyone's life. Those educated in financial education can take financial decisions very well. I think now in every country importance is given on financial education especially in our Bangladesh financial education is given importance and multiple subjects are added at high school and college level. So that students can be educated in financial education.

Various courses have been introduced in our schools, colleges and universities to educate the students of our country in financial education. Which were in our country's education system from a long time ago.

In our country there is separate department in every university in which students are getting education about finance so they can easily manage their financial system when they seek all the beneficial materials. Learning and getting education is very important in every field of life therefore we should teach others about finance as well as management system of home so that every family will live a satisfied life.

One other important point is that every person cannot choose finance for education there if someone choose another course for study then it does not means that he will never learn about financial education but it is necessary for us to share our ideas with our relatives and gets their opinions so in this way everyone will be able to get financial education at home.

[moneystery]

i think schools indirectly teach about financial education through economic education, because in my country here young people from middle school to high school receive lessons about economics in their studies. where the lesson explains several things about the economic system, finance, investment, etc., and it invites students to know more about the global economic system.

this learning is one of the main lessons that students need to complete to be able to reach the next grade because the government sees that students need to understand how the economy works and how students can later be involved in it. so with this lesson coupled with financial lessons taught by parents from home, it is hoped that students will be able to understand economic and financial education which will help them in the future.

[nara1892]

Yes, schools only teach children to be smart and intelligent for things related to subjects in school, they are formed to be smart in the school environment but schools do not teach them to learn something that is basically very important to bring to real life after finishing their school years, and one of them is as intended that they are not taught how to make money intelligently along with how to manage it and maybe this is what makes sometimes even outstanding children cannot do anything when they have entered the real world, they only succeed in the school environment by winning a few trophies that are displayed in their room as an appreciation of their achievements and this cannot be fully used as a provision for real life so it is not uncommon for us to find someone who basically has achievements in school or in his lecture in the end becoming unemployed who begs others to be given a job.

This cannot make them open their eyes that real life is not as easy as they live in the school environment because it may be as intended and it is true that schools tend to teach something only useful and useful for the school environment only and it is not very useful if a student has entered real life.

[umbara ardian]

Prior knowledge is indeed crucial before venturing into this volatile world. It's not about teaching people how to use it, but rather empowering them with the knowledge to make informed decisions based on their own understanding and risk tolerance.

While some view it as a risk, others, like yourself, see it as an opportunity. Understanding how to navigate market fluctuations and potentially utilize them to one's advantage is a valuable skill for any crypto investor. What might be risky for one person could be a calculated opportunity for another. This respect for individual choices fosters a more diverse and informed crypto community.

Of course, even with prior knowledge, Bitcoin remains a highly volatile asset. It's crucial to remember that while potential profits exist, so do significant risks. It's important to never invest more than you can afford to lose and to diversify your portfolio to mitigate risk.

[MarjorieZimmermanGinger]

i think schools indirectly teach about financial education through economic education, because in my country here young people from middle school to high school receive lessons about economics in their studies. where the lesson explains several things about the economic system, finance, investment, etc., and it invites students to know more about the global economic system.

Vocational schools usually train a person's skills in making money because this kind of school is more about educating people with skills. I have seen how graduates of championship schools are far superior to graduates of other public schools. In general, there may not be any schools that teach financial education specifically, but economic education includes how someone can make money using certain methods.

this learning is one of the main lessons that students need to complete to be able to reach the next grade because the government sees that students need to understand how the economy works and how students can later be involved in it. so with this lesson coupled with financial lessons taught by parents from home, it is hoped that students will be able to understand economic and financial education which will help them in the future.

Learning theory will be much easier than learning directly because the journey may not be the same. Theory is more directed at analyzing problems according to events that have occurred, while direct practice will teach natural ways to solve problems. The learning that is learned at school is important and parents also have a big role in directing their child to become a successful person. If there is no support from different directions, children will feel more relaxed and unable to be under pressure when they want to start developing their potential.

[stomachgrowls]

Prior knowledge is indeed crucial before venturing into this volatile world. It's not about teaching people how to use it, but rather empowering them with the knowledge to make informed decisions based on their own understanding and risk tolerance.

While some view it as a risk, others, like yourself, see it as an opportunity. Understanding how to navigate market fluctuations and potentially utilize them to one's advantage is a valuable skill for any crypto investor. What might be risky for one person could be a calculated opportunity for another. This respect for individual choices fosters a more diverse and informed crypto community.

Of course, even with prior knowledge, Bitcoin remains a highly volatile asset. It's crucial to remember that while potential profits exist, so do significant risks. It's important to never invest more than you can afford to lose and to diversify your portfolio to mitigate risk.

Totally depends on how people would really be able to see this kind of thing whether to be an opportunity or would really be that a risks but totally its something that you would really be needing up to
realize that you wont really be able to make yourself that having this kind of advantage on the time that you wont really be taking any actions on which you would really be needing it
for you be at least having that kind of improvement into towards your life. You cant really just that make yourself to be that successful if you wont really be that making yourself
having such step or movement. Financial education do comes something naturally and the rest would really be that totally depending on how you would really be that
persevere on trying out to see on what are the things which you would really be needing up at least to do for you to have that progressive life when it comes
finances.

[OGsmall]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

OP the now are days schooling system have start teaching younger youth on financial education well like you said it is the only thing they do not teach in but man must have a large amount of understanding on it cause it shows you how to manage your funds and less buying it also help you in adding to the one you already have for me I call it the school of money management.
For the rich dad and the poor trying to tell you to work hard I think cause when one is been call a rich man he means a lot to the people he lives around why for bein the poor man means people will run away from you without look at you……..

[junder]

this is good, because it seems like schools will teach that, because in my opinion financial education is important, because it can determine a person's life in the future, also many people, especially in my area, are not good at managing their finances well so they always experience problems with their finances, even though they have a job and a clear income, I think they are not good at managing their money in terms of expenses.

In my opinion, many young people nowadays are working, but few of them can manage their finances well. One possible way to manage their finances better is to record their expenses, because many people don't pay attention to this, even though I think this is important, because I myself feel the difference between not recording expenses and recording expenses is very different.
and in my area there is a school that teaches this, including accounting, and in my opinion this is a good thing that should be studied long ago.

[Renampun]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

There are many factors that influence someone to have good financial skills, such as environmental factors - family upbringing factors - educational factors, I have many friends who have different abilities regarding managing finances and the thing I encounter most often is those who have financial control The good ones have parents who really educate them in managing money.

The first place a person learns is family and the second is school, so I don't really agree if financial education is taught in school, for things related to academics, maybe yes, but the family is the place that should be the best learning place for financial education.

[angrybirdy]

It’s not just schools that are responsible to teach us  financial education but it should also start at home. By saving small amount at a young age, we are already train on how to manage our finances so that we can be more responsible in managing our finances when we grow mature individually. Schools and home are responsible to teach us financial education, and harness our skills when we are already building our own source of income.

Well right, home should be the first school for everyone, parents should be able to set an example for their children, because children will definitely see their parents' habits and they might follow what their parents do. after that let them be independent to find something to do so that their finances do not become bad in the future.
The environment will also greatly influence behavior, including in terms of finance. because from what I see now many people fail because they are in a bad environment, not only in terms of finance, but in any case.
Not not allowing them to be in any environment, but parents should be able to give advice on which environment is good for them.

I agree, this kind of responsibility should be learned from home at first, it is necessary inside of our home to show proper handling of finances even when they are young, not to mature immediately when it comes to money, but so that when their children grow up they can adopt the things they see before from their parents or the elderly. Indeed, not everything is learned in school, sometimes it's easier to learn when you have seen any experiences as a basis. Just like me, as the eldest, I teach my siblings how to properly budget their money, I start by giving them monthly allowances and they take care of how they fit it in a month, in that way that when they were young they will learn to handle their money and expenses.

[Huppercase]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

The school is an old fashion learning process and any financial education that comes must be align with your field of study and not the street way. If you study computer engineering, you will be school about computer engineering and how to excel in th field of engineering successful but then again, it's base on theoretical learning and not practical, even if the teach you how to design a software and how to market it for people to be convincing and affordable, if you don't have the experience it will be difficult to deliver that task, you might even forget what you were thought in school and go the street ways.

Financial education isn't about reading everything that is thought and be put in practice, I believe Rich dad and poor dad didn't have anyone that out him through, he did it on his is own without reading financial books, he was led to success by his own way of life. Even you can do yours, you just have to forget about the principle of break even point, marginal utility and demand and supply and put that into use in real life and you must avoid anything that will make you am extravagant person in with spending.

[Moeda]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

I don't understand whether you missed something when you studied at school so you think that financial subjects are not taught in schools. Maybe not specific to what you want. But at school they teach about economics, accounting and banking. It's all related to finances.

[RockBell]

It’s not just schools that are responsible to teach us  financial education but it should also start at home. By saving small amount at a young age, we are already train on how to manage our finances so that we can be more responsible in managing our finances when we grow mature individually. Schools and home are responsible to teach us financial education, and harness our skills when we are already building our own source of income.

When it comes to money, it is our responsibility. I don't even think financial management is something that schools educate students about, but as you get older and realize your circumstances, you won't want to take any chances. How would you feel if you were to graduate from college without a career or any skills? In one way or another, you need to find another source of income because, without work, you cannot feed yourself and how can you simultaneously pay your bills? aside from the one who desires to remain homeless. and the responsibility should start with the parents some parents have failed in that aspect and some kids even as little as they are, lack financial discipline and don't know how to manage they will misuse every resource in the house and the parent won't guide them and that is were most of the challenges are coming.

[Dewi Aries]

It’s not just schools that are responsible to teach us  financial education but it should also start at home. By saving small amount at a young age, we are already train on how to manage our finances so that we can be more responsible in managing our finances when we grow mature individually. Schools and home are responsible to teach us financial education, and harness our skills when we are already building our own source of income.

When it comes to money, it is our responsibility. I don't even think financial management is something that schools educate students about, but as you get older and realize your circumstances, you won't want to take any chances. How would you feel if you were to graduate from college without a career or any skills? In one way or another, you need to find another source of income because, without work, you cannot feed yourself and how can you simultaneously pay your bills? aside from the one who desires to remain homeless. and the responsibility should start with the parents some parents have failed in that aspect and some kids even as little as they are, lack financial discipline and don't know how to manage they will misuse every resource in the house and the parent won't guide them and that is were most of the challenges are coming.

In my opinion, there are schools that teach things related to money, such as accounting subjects or majors, but I don't know whether all schools teach this or not, but what is certain is that there are schools that teach this as I have said in the field of accounting because I think we really have to study the financial sector including managing finances well, because that can determine our future  if we can't manage our finances well, it's possible that even if we have a large income it will always run out and it's not clear where the money we earn goes. That.

Regarding parents, I also think they have the right to give lessons about finances, because lessons don't just have to be at school or college there are many things that can be learned from the environment around us too and in my opinion school only teaches us to be smart, but not by teaching us how to make money for sure,  because of that I think we need to have good money management because when you have a job of course what you have to do is manage the money you earn properly. as best as possible don't let the money run out in vain, because if it continues like that then life will feel like everything is lacking.

[freedomgo]

Since people get to save and spend money most of the time, then I see it’s crucial to learn financial education. While we expect it to start learning it at schools, but we only learned only a few tips when we we are studying, since complete learning only takes place when you are already living your own life batting with everyday’s expenses. Through life’s experiences, you get to exposed yourself on how to manage your own finances. Regardless if you earn big from your job, that won’t guarantee financial success and stability, but learning on how to manage your expenses and tracking all your daily expenses, maximizing those that are necessary and disregard those that are not, that will contribute to being financially stable and success in the future.

[Strongkored]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.

Learning about finances is important and should be included in the school curriculum so that from an early age children care and can manage their finances well.
At home parents can of course teach it if at school the children don't get that lesson but only parents who can also manage finances can properly teach it to their children at home, so if the parents themselves are not skilled in managing finances of course they too will have difficulty and even not consider financial management skills as important.
So it is better for them to get this knowledge at school which will give children the opportunity to improve their finance in the future even if they are born into a family that does not have financial expertise.

[tygeade]

this kind of responsibility should be learned from home at first, it is necessary inside of our home to show proper handling of finances even when they are young, not to mature immediately when it comes to money, but so that when their children grow up they can adopt the things they see before from their parents or the elderly. Indeed, not everything is learned in school, sometimes it's easier to learn when you have seen any experiences as a basis. Just like me, as the eldest, I teach my siblings how to properly budget their money, I start by giving them monthly allowances and they take care of how they fit it in a month, in that way that when they were young they will learn to handle their money and expenses.

Teaching your kid how money is earned and how hard it is, could be the number one thing that would stop them from being a spoiled person. If you just buy them things, even if you fail to buy them something, all you do is either show them that you earn enough to buy something, and then not earn enough, or not wanting to buy something else.

However, if you make them work for it, even if something as simple as clean up your room, clean the dishes, mop the floors of their room, like something not so serious, teach them both discipline and also how money is earned, and then tell them buy whatever they want with the money they earned, they will realize how valuable money is. They will make sure that they understand the concept better after that.

[Baperom]

Financial education is the process of understanding and developing knowledge and skills related to personal financial management.
It supports personal financial stability, helps avoid excessive debt and provides financial independence.
It is important because it helps individuals make smart financial decisions, manage debt and plan economically for the future, reduce financial risk and create long-term financial stability.

[Smack That Ace]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.

Learning about finances is important and should be included in the school curriculum so that from an early age children care and can manage their finances well.
At home parents can of course teach it if at school the children don't get that lesson but only parents who can also manage finances can properly teach it to their children at home, so if the parents themselves are not skilled in managing finances of course they too will have difficulty and even not consider financial management skills as important.
So it is better for them to get this knowledge at school which will give children the opportunity to improve their finance in the future even if they are born into a family that does not have financial expertise.

It's true that financial education and financial literacy are important, but including them in school curricula is not necessarily a good idea. Because for a child to grow up to become a good person and useful to society, many factors are needed, not just making money. So I am completely satisfied with the current education program, there are many things to learn and we need to teach children important knowledge before teaching them how to make money. If a child only knows how to make money without being educated about ethics, he will not be able to bring benefits to society and the country. As for financial knowledge, it is more appropriate for children to learn when they are mature enough.

[dunfida]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.

Learning about finances is important and should be included in the school curriculum so that from an early age children care and can manage their finances well.
At home parents can of course teach it if at school the children don't get that lesson but only parents who can also manage finances can properly teach it to their children at home, so if the parents themselves are not skilled in managing finances of course they too will have difficulty and even not consider financial management skills as important.
So it is better for them to get this knowledge at school which will give children the opportunity to improve their finance in the future even if they are born into a family that does not have financial expertise.

It's true that financial education and financial literacy are important, but including them in school curricula is not necessarily a good idea. Because for a child to grow up to become a good person and useful to society, many factors are needed, not just making money. So I am completely satisfied with the current education program, there are many things to learn and we need to teach children important knowledge before teaching them how to make money. If a child only knows how to make money without being educated about ethics, he will not be able to bring benefits to society and the country. As for financial knowledge, it is more appropriate for children to learn when they are mature enough.

Not necessarily a good idea? Not its the opposite. It would be a good bonus if ever this one would really be included on the curriculum but we do know that this isnt something that could be applied
on which there are things which are really that course based when it comes to the lessons that being taught and this is why it would really be that a good thing if ever it would be included
on which it would be at least trying out to open students insights or inputs about financial literacy on which it would really be something that relevant or something that would be useful.

Later learnings could really be acquired through self study if you are really that serious when it comes to financial literacy. It is really just that sometimes that there would really be
some actions needed to be done for you on at least to know in depth things about it.If you are really that business related course then this kind of subject or learning
would really be just that standard.

[slapper]

It’s not just schools that are responsible to teach us  financial education but it should also start at home. By saving small amount at a young age, we are already train on how to manage our finances so that we can be more responsible in managing our finances when we grow mature individually. Schools and home are responsible to teach us financial education, and harness our skills when we are already building our own source of income.

When it comes to money, it is our responsibility. I don't even think financial management is something that schools educate students about, but as you get older and realize your circumstances, you won't want to take any chances. How would you feel if you were to graduate from college without a career or any skills? In one way or another, you need to find another source of income because, without work, you cannot feed yourself and how can you simultaneously pay your bills? aside from the one who desires to remain homeless. and the responsibility should start with the parents some parents have failed in that aspect and some kids even as little as they are, lack financial discipline and don't know how to manage they will misuse every resource in the house and the parent won't guide them and that is were most of the challenges are coming.

In my opinion, there are schools that teach things related to money, such as accounting subjects or majors, but I don't know whether all schools teach this or not, but what is certain is that there are schools that teach this as I have said in the field of accounting because I think we really have to study the financial sector including managing finances well, because that can determine our future  if we can't manage our finances well, it's possible that even if we have a large income it will always run out and it's not clear where the money we earn goes. That.

Regarding parents, I also think they have the right to give lessons about finances, because lessons don't just have to be at school or college there are many things that can be learned from the environment around us too and in my opinion school only teaches us to be smart, but not by teaching us how to make money for sure,  because of that I think we need to have good money management because when you have a job of course what you have to do is manage the money you earn properly. as best as possible don't let the money run out in vain, because if it continues like that then life will feel like everything is lacking.

Education is important, but context too. Accounting in school is like swimming on land. You know the moves, but water is different. Personal finance is about habits, decisions, and real-world issues, not just numbers. Understanding the economy, money flow, and balancing wants and needs are key

You're right about parents teaching financial savvy. Were they the first teachers? The problem is that not all parents can teach these lessons. Schools might teach practical money management. Giving kids the tools, not just a map, to navigate financial waters is key. Skills like planning, saving, and investing turn a decent salary into a rich future. Not just making money, but making it work for you

[Cookdata]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.

In the history of finance, I'm not sure if in the forbe documents a lecturer or a teacher has ever become a billionaire before and that's because the teachers are too theoretical when it comes to finance. They spend their life teaching how to do this and how to do that without having the time to test run what they teach and will they possibly teach that in school? They don't have the experience so they can't teach you what financial education is all about but they can advice and gives you some hints about life lesson and how to use them in the future.

This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

You need to understand that some people are meant to make smart decision but going forward, they have people that work for them and manage their resources. Let's use Mark Zuckerberg for example, he was smart to build something like Facebook app, he dropped out of school and people invested into his app and today, it has grown more than what anyone can imagine. Now, check the circle of his friends, he didn't do that alone, there could be group of people that are behind what he is today and people managing his finance.

Check even Robert Kiyosaki and how these men got wealth, the stories aren't rossy the way they present it but then it's good to always encourage young ones on their journey to wealth but definitely, not the way we do think about it in reality. This is what they don't tell you too but this doesn't justify in any way why financial education aren't thought in school.

[MFahad]

It’s not just schools that are responsible to teach us  financial education but it should also start at home. By saving small amount at a young age, we are already train on how to manage our finances so that we can be more responsible in managing our finances when we grow mature individually. Schools and home are responsible to teach us financial education, and harness our skills when we are already building our own source of income.

I completely agree with you on this. responsible and smart parents start teaching their kids about saving money as long as they get little bit sense of maturity. I would say, 6 or 7 years old. they buy them piggy banks and encourage them to save little bit from their daily pocket money. thats is how we learned all these things. instituions taught us fiannce way after that.
but now It is Gen Z. Young parents are too naive, they don't know how to raise kids. kids are busy in digital gedgets, mobile phones and games, they which is the major reason of lack of resposnbility in our younger generations. they don't know anything about saving for future.

[letteredhub]

Financially literate people as Op calls them, they are mostly tagged as stingy people by others all because out of their financial literacy they have cultured themselves not to spend extravagantly and lavishly but rather scrupulous and  accounting with every expense to be made.
Something I have learnt in my life growing up is that the poor are the ones that spend extravagantly without plans, you see the rich they have set budget's to every expenditure ahead and this makes them not to spend wastefully and that's why they continue maintaining the status they hold in the society. Even if you're poor learn to have a rich man's mentality your thinking will be affected positively by that.

[Lantind]

Financial education is the process of understanding and developing knowledge and skills related to personal financial management.
It supports personal financial stability, helps avoid excessive debt and provides financial independence.
It is important because it helps individuals make smart financial decisions, manage debt and plan economically for the future, reduce financial risk and create long-term financial stability.

Having financial education is very important for everyone, because if they don't have financial education then it is very difficult for them to be able to manage their finances when they earn income later, everyone who can manage their finances well of course they will not have problems in terms of finances and they will be able to have savings and also other valuable assets.

When someone does not have financial education, of course it will be very difficult for them to manage their finances well so they will always fail in managing the income they earn, so it is very important for them to have financial education so they can manage the income they have well.

[ChiBitCTy]

As a long time financial advisor I can't stress enough how important it is to educate yourself on basic financial principles, as well as to try to dig in even further.  At the very least consulting a financial professional for help is highly recommended if needed.

I also couldn't agree more than schools should be teaching basic finance, which they don't, which is INSANE.  I mean teach basic finance, how to cook, how to do laudry etc.  Not how to write in cursive etc.

[ndutndut]

It’s not just schools that are responsible to teach us  financial education but it should also start at home. By saving small amount at a young age, we are already train on how to manage our finances so that we can be more responsible in managing our finances when we grow mature individually. Schools and home are responsible to teach us financial education, and harness our skills when we are already building our own source of income.

I completely agree with you on this. responsible and smart parents start teaching their kids about saving money as long as they get little bit sense of maturity. I would say, 6 or 7 years old. they buy them piggy banks and encourage them to save little bit from their daily pocket money. thats is how we learned all these things. instituions taught us fiannce way after that.
but now It is Gen Z. Young parents are too naive, they don't know how to raise kids. kids are busy in digital gedgets, mobile phones and games, they which is the major reason of lack of resposnbility in our younger generations. they don't know anything about saving for future.

Even though at school there is also learning about finances, although not in detail, it is important to educate our children about finances from an early age at home because this will be very beneficial for them in the future. That managing finances from an early age is very necessary to minimize things that we should be able to prepare now for the future. The example you give may seem simple by teaching children how to save money in a savings account, but the impact on them is certainly very big.

because in my opinion, making money and saving money are two very different things. Currently, many people find it very easy to earn money by taking advantage of technological developments, but that doesn't mean that by earning a lot of money we can look after that money well. There are so many out there who don't manage their money well so that when they are old they don't have good enough finances.

[Smack That Ace]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.

Learning about finances is important and should be included in the school curriculum so that from an early age children care and can manage their finances well.
At home parents can of course teach it if at school the children don't get that lesson but only parents who can also manage finances can properly teach it to their children at home, so if the parents themselves are not skilled in managing finances of course they too will have difficulty and even not consider financial management skills as important.
So it is better for them to get this knowledge at school which will give children the opportunity to improve their finance in the future even if they are born into a family that does not have financial expertise.

It's true that financial education and financial literacy are important, but including them in school curricula is not necessarily a good idea. Because for a child to grow up to become a good person and useful to society, many factors are needed, not just making money. So I am completely satisfied with the current education program, there are many things to learn and we need to teach children important knowledge before teaching them how to make money. If a child only knows how to make money without being educated about ethics, he will not be able to bring benefits to society and the country. As for financial knowledge, it is more appropriate for children to learn when they are mature enough.

Not necessarily a good idea? Not its the opposite. It would be a good bonus if ever this one would really be included on the curriculum but we do know that this isnt something that could be applied
on which there are things which are really that course based when it comes to the lessons that being taught and this is why it would really be that a good thing if ever it would be included
on which it would be at least trying out to open students insights or inputs about financial literacy on which it would really be something that relevant or something that would be useful.

Later learnings could really be acquired through self study if you are really that serious when it comes to financial literacy. It is really just that sometimes that there would really be
some actions needed to be done for you on at least to know in depth things about it.If you are really that business related course then this kind of subject or learning
would really be just that standard.

If bringing financial education into the curriculum is extremely good as you say, why hasn't any Government or country done it so far? Even the great powers and very economically and financially developed countries have not done this? What I mean by this is that financial education is also extremely important, but it needs to be appropriate for a certain age, not for all ages. Just like why don't you teach your child about the 12th grade curriculum when he or she is only in 1st grade? Everything needs to have rules before and after, not just learning about finance early, you will definitely become rich and successful.

[Dewi Aries]

In my opinion, there are schools that teach things related to money, such as accounting subjects or majors, but I don't know whether all schools teach this or not, but what is certain is that there are schools that teach this as I have said in the field of accounting because I think we really have to study the financial sector including managing finances well, because that can determine our future  if we can't manage our finances well, it's possible that even if we have a large income it will always run out and it's not clear where the money we earn goes. That.

Regarding parents, I also think they have the right to give lessons about finances, because lessons don't just have to be at school or college there are many things that can be learned from the environment around us too and in my opinion school only teaches us to be smart, but not by teaching us how to make money for sure,  because of that I think we need to have good money management because when you have a job of course what you have to do is manage the money you earn properly. as best as possible don't let the money run out in vain, because if it continues like that then life will feel like everything is lacking.

Education is important, but context too. Accounting in school is like swimming on land. You know the moves, but water is different. Personal finance is about habits, decisions, and real-world issues, not just numbers. Understanding the economy, money flow, and balancing wants and needs are key

You're right about parents teaching financial savvy. Were they the first teachers? The problem is that not all parents can teach these lessons. Schools might teach practical money management. Giving kids the tools, not just a map, to navigate financial waters is key. Skills like planning, saving, and investing turn a decent salary into a rich future. Not just making money, but making it work for you

That makes sense, because we should understand everything related to our own interests. There are so many young people nowadays, they don't manage their finances well, they are easily tempted by new things that are currently popular, and those who have prestige mean they have to spend a lot of money just to be stylish. what I noticed is, they don't have jobs that make money, but they still force themselves to be stylish, this is normal, but if they force it it would be the same as killing themselves.

I think they are the first people to teach all good things, but in my opinion parents are more than just teachers. Even though not all parents can teach this, what is clear is that parents teach their children the best. and when they are adults, they will have their own thoughts including their own choices about what they will do, because the environment can also make them change and at the same time they will also learn many things outside the school or home environment. But what they have to pay attention to is not to make the wrong friends, because if their parents have taught them the best, then the child will of course do good things too, even though the surrounding environment can change them, but if they themselves have a good mindset, I think they will do good things, including with his finances.

[Vladv26]

I don't think schools are the main problem because even if kids and teenagers would get better financial education, it's not going to help them as long as they don't actually start practicing it from a young age. Parents should be the ones to take care of their children financial education since they are their main source of "income" until a certain age. If the parents have bad spending habits and have issues managing their finances, most likely the children will also end up in the same position in the future.

Truth is, financial education is something you get on your own. If your are taught from a young age how money and the economy works, you'll get a good foundation for your adult life. Since that happens quite rarely, you'll have to take responsibility and educate yourself once you start getting your own income. As with everything, the best way to learn is through experience so expect to make some bad financial decisions because that's going to teach you how to take better care of your finances in the future.

[Y3shot]

It’s not just schools that are responsible to teach us  financial education but it should also start at home. By saving small amount at a young age, we are already train on how to manage our finances so that we can be more responsible in managing our finances when we grow mature individually. Schools and home are responsible to teach us financial education, and harness our skills when we are already building our own source of income.

The first place to learn about financial education is from our home, it is expected we learn this from our parents.  I never leant financial education all through my years in school but I was able to learn this from my parents. My parents thought me how to be discipline in spending mone, to go things that I can  afford and not to go for things that will stress me to get. I was thought in my home how to make saving from the little I earn as income.

[Dunamisx]

Some people can have money but without having the knowledge in financial education can cause them not to know how they can manage the money as well as sustain it for their own use, one of the consequences we see around us is in some people or businesses starting well but running bankrupt at the later end because there's no financial education in place to use in managing what they do.

[Mame89]

It’s not just schools that are responsible to teach us  financial education but it should also start at home. By saving small amount at a young age, we are already train on how to manage our finances so that we can be more responsible in managing our finances when we grow mature individually. Schools and home are responsible to teach us financial education, and harness our skills when we are already building our own source of income.

The first place to learn about financial education is from our home, it is expected we learn this from our parents.  I never leant financial education all through my years in school but I was able to learn this from my parents. My parents thought me how to be discipline in spending mone, to go things that I can  afford and not to go for things that will stress me to get. I was thought in my home how to make saving from the little I earn as income.

Our children's first school is at home, including in terms of financial education. So if you have children, take advantage of this opportunity to teach your children about financial literacy because this is very important for children's finances in the future. Because believe it or not. Poverty that befalls a person usually occurs as a result of financial mismanagement that he or she has committed in the past. Mistakes in financial management only occur at a young age, but also occur at all ages. So by teaching children about finances indirectly, our insight into finances will also develop.

In essence, we have to teach that lifestyle should not be greater than income and primary needs (clothing, shelter, food). If you want to improve your standard of living, you need to increase your self-worth, such as investing in assets and businesses.

[arimamib]

It’s not just schools that are responsible to teach us  financial education but it should also start at home. By saving small amount at a young age, we are already train on how to manage our finances so that we can be more responsible in managing our finances when we grow mature individually. Schools and home are responsible to teach us financial education, and harness our skills when we are already building our own source of income.

The first place to learn about financial education is from our home, it is expected we learn this from our parents.  I never leant financial education all through my years in school but I was able to learn this from my parents. My parents thought me how to be discipline in spending mone, to go things that I can  afford and not to go for things that will stress me to get. I was thought in my home how to make saving from the little I earn as income.

The guidance provided by parents can have a lasting impact on an individual's approach to money management. Learning about discipline in spending, understanding the importance of living within one's means, and cultivating a habit of saving from an early age are invaluable skills. These lessons go beyond traditional classroom education and contribute significantly to building a strong financial foundation.

Financial literacy equips individuals with the tools they need to make sound financial decisions throughout their lives. It's a reminder that practical, everyday lessons can be just as influential than formal education in shaping one's financial mindset.  These hands-on lessons contribute to the development of a well-rounded financial mindset, allowing individuals to make informed and responsible choices throughout their lives. The combination of formal education and practical financial literacy creates a more comprehensive and adaptable approach to managing finances.

[Dr.Osh]

I've heard that no matter how big a salary you have, if you don't know how to manage your finances, it will be very easy to run out of money. Meanwhile, even though your salary is minimal, if you know how to manage your finances well, then this could be very big in the future.
However, financial education is very important. I think, it's not taught in school because we are formed to make money by working, but as for how to manage it, it depends on each individual's personality. In fact, the basic things have been taught, such as saving, prioritizing primary needs over secondary and tertiary needs, and so on. However, if you really want to know more details about financial support, then you need to look for it yourself.

[nara1892]

I've heard that no matter how big a salary you have, if you don't know how to manage your finances, it will be very easy to run out of money. Meanwhile, even though your salary is minimal, if you know how to manage your finances well, then this could be very big in the future.
However, financial education is very important. I think, it's not taught in school because we are formed to make money by working, but as for how to manage it, it depends on each individual's personality. In fact, the basic things have been taught, such as saving, prioritizing primary needs over secondary and tertiary needs, and so on. However, if you really want to know more details about financial support, then you need to look for it yourself.

That's right, to be honest, I really experienced this when my income increased but I really felt that the amount was still not enough, even though the cost of living where I live is not that big and after that I really thought about finding a point It's a mistake and it's true that there are some allocations of money that lead to things that aren't really needed, such as things that don't provide much benefit in the long term outside of life's necessities, such as perhaps buying an item that doesn't really benefit me in the long term. and the conclusion was that at that time I had mismanagement in terms of finances and after that I was finally able to justify managing my money by only allocating it to what I needed until I managed to achieve balance again in terms of money.

Therefore, of course, management is very important and needed in any case, especially in financial matters, because with good management, it is clear that we will be able to be in a good balance. You are right that this is not taught in schools, those places usually tend to teach someone to have good behavior and also make a child smart only in academic terms, but do not provide something that is really needed in the basic sense. real life when they have finished school and one of them is in terms of financial management so many people experience difficulties in managing their finances and this more often than not makes someone always feel like they are not enough even though they have a large salary.

[Inwestour]

It cannot be denied that financial education or procedures for managing money are quite important and have a big influence on the life we are living or life in the future.
We don't get this from formal education but rather through experience of what happens so that we are indirectly taught by nature to manage money well for the sake of our own better life. However, there are also people who are devastated or in trouble because they cannot afford it. controlling his finances, and I also believe that is a character that is formed from an early age.

Financial education is an advantage, but most likely a quality education can be obtained in a private school, and this is not accessible to everyone. And the application of our knowledge in life will play a decisive role, experience will show how much of an advantage this gave you.

You can save, and create assets even without any special financial education. When I was studying at the university, I was wondering why my teacher, having such knowledge in economics, did not own some kind of business, but lived on a modest teacher’s salary. Later I realized that there is a big difference between theoretical knowledge and its practical application.

[demonica]

That makes me wonder too... Elementary or high school day, I think it's too early for kids to deeply understand how important financial literacy is. But when you reach college, you'll take different path and those subjects being offered are based on the major you will take. So other majors aside from business-related majors won't prioritize teaching students financial literacy. But the thing is, having financial knowledge is so beneficial for people in the real world, regardless of your major and what you do for a living. Schools and universities mostly focuses on computing math and numbers because they say math is everywhere but not the importance of having enough knowledge in handling finances or money.  Lot of schools only provide seminars or webinar regarding finances but it would probably make a big difference when school starts educating students about financial literacy.

[Mastost]

I wholeheartedly echo the sentiments regarding the pivotal position of monetary schooling in shaping people for a financially impartial destiny. It is disconcerting that, as of now, our colleges often forget about this crucial existence ability. I emphasize the need for a paradigm shift in our schooling structures. The assertion that economic schooling can be received via enjoy holds benefit, but formal training have to be the cornerstone.

Robert Kiyosaki's "Rich Dad Poor Dad" succinctly encapsulates the transformative energy of financial information. The dichotomy presented therein underscores the urgency for a curriculum that transcends conventional roles and empowers people to make sound monetary choices. The global perspective on this depend is essential—while strides had been made in a few regions, a unified effort is needed to make sure that monetary literacy becomes a essential aspect of schooling worldwide.

Moreover, incorporating economic education into college curricula is not pretty much personal enrichment. It's a strategic pass to reinforce our societies in opposition to economic pitfalls, equipping people with the talents necessary to navigate an increasingly more complicated financial landscape. As we engage on this discussion, allow us to discover how we will collectively suggest for the combination of complete financial schooling into educational systems, making sure that destiny generations are nicely-organized for the demanding situations and possibilities that lie ahead.

[Fatunad]

I've heard that no matter how big a salary you have, if you don't know how to manage your finances, it will be very easy to run out of money. Meanwhile, even though your salary is minimal, if you know how to manage your finances well, then this could be very big in the future.
However, financial education is very important. I think, it's not taught in school because we are formed to make money by working, but as for how to manage it, it depends on each individual's personality. In fact, the basic things have been taught, such as saving, prioritizing primary needs over secondary and tertiary needs, and so on. However, if you really want to know more details about financial support, then you need to look for it yourself.

That's right, to be honest, I really experienced this when my income increased but I really felt that the amount was still not enough, even though the cost of living where I live is not that big and after that I really thought about finding a point It's a mistake and it's true that there are some allocations of money that lead to things that aren't really needed, such as things that don't provide much benefit in the long term outside of life's necessities, such as perhaps buying an item that doesn't really benefit me in the long term. and the conclusion was that at that time I had mismanagement in terms of finances and after that I was finally able to justify managing my money by only allocating it to what I needed until I managed to achieve balance again in terms of money.

Therefore, of course, management is very important and needed in any case, especially in financial matters, because with good management, it is clear that we will be able to be in a good balance. You are right that this is not taught in schools, those places usually tend to teach someone to have good behavior and also make a child smart only in academic terms, but do not provide something that is really needed in the basic sense. real life when they have finished school and one of them is in terms of financial management so many people experience difficulties in managing their finances and this more often than not makes someone always feel like they are not enough even though they have a large salary.

If its not that enough then it would really be just that right that you should really know on what are the things that you should  gonna do on which we would really be sensibly be trying out to look for another source of income. This is why some people would really be that having those kind of plans and having those kind of assumptions that they would really be able to make themselves having that upgraded life status if they would really be deciding on making such step on which it isnt really that bad or something recommended on doing so. There are really just those people who are really that too lazy on doing things on which they do really believe that they would really be able to make themselves believe that they could be easily be able to survive without trying to look out that they are really just that basically making themselves
stagnant and on the time that they are experiencing problems then this is where they would be starting on moving and its already late.

[Vinaa77]

It cannot be denied that financial education or procedures for managing money are quite important and have a big influence on the life we are living or life in the future.
We don't get this from formal education but rather through experience of what happens so that we are indirectly taught by nature to manage money well for the sake of our own better life. However, there are also people who are devastated or in trouble because they cannot afford it. controlling his finances, and I also believe that is a character that is formed from an early age.

Financial education is an advantage, but most likely a quality education can be obtained in a private school, and this is not accessible to everyone. And the application of our knowledge in life will play a decisive role, experience will show how much of an advantage this gave you.

You can save, and create assets even without any special financial education. When I was studying at the university, I was wondering why my teacher, having such knowledge in economics, did not own some kind of business, but lived on a modest teacher’s salary. Later I realized that there is a big difference between theoretical knowledge and its practical application.

Private schools must of course provide good quality education because those who attend these schools pay a higher amount than schools that are under the auspices of the government. If they can apply the knowledge they already have well of course they will be able to get satisfactory results because they have pay more on the educational path they choose.

Saving and creating assets really depends on a person's personality. If they can manage their finances well, of course they will be able to have a lot of savings and assets. Those who have theoretical knowledge may not necessarily be able to apply this in their personal lives because of this. It really depends on a person's personality.

[gunhell16]

I've heard that no matter how big a salary you have, if you don't know how to manage your finances, it will be very easy to run out of money. Meanwhile, even though your salary is minimal, if you know how to manage your finances well, then this could be very big in the future.
However, financial education is very important. I think, it's not taught in school because we are formed to make money by working, but as for how to manage it, it depends on each individual's personality. In fact, the basic things have been taught, such as saving, prioritizing primary needs over secondary and tertiary needs, and so on. However, if you really want to know more details about financial support, then you need to look for it yourself.

You are right in what you say: financial education is important because other people earn a large salary but do not know proper financial management. Think of a large salary while others are still short on budget, while others whose salary is not that big are still able to save money.

The others are unemployed and not employees but can save money because they implement their so-called strategy, so that means there are others who, even though they don't know the word financial education, know something they don't know.

[WillyAp]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.

You are having a laugh: Knowing what do do does not make you do that.
Discipline is what is needed, That kimd os stuff lies in the hand of our parents.

[southerngentuk]

Financial education in schools often falls short, skimming the surface instead of diving deep into practical skills. It's like learning the alphabet but never actually forming words. We need financial literacy not as a textbook add-on, but as a life skill as essential as reading and writing.

The knowledge and ability to manage money wisely should be non-negotiable, pre-loaded software for every brain. Before the first paycheck even arrives, equipping ourselves with budgeting, saving, and responsible spending tools is crucial. It's like learning to bike before hitting the open road – essential for a smooth and safe financial journey.

Without this knowledge, even a hefty income can be like pouring water into a leaky bucket. It vanishes without creating any lasting value. But with good financial management, even modest earnings can blossom into something meaningful. Imagine: a secure emergency fund, investments for the future, or even the freedom to pursue passions without financial anxieties.

[RockBell]

I've heard that no matter how big a salary you have, if you don't know how to manage your finances, it will be very easy to run out of money. Meanwhile, even though your salary is minimal, if you know how to manage your finances well, then this could be very big in the future.
However, financial education is very important. I think, it's not taught in school because we are formed to make money by working, but as for how to manage it, it depends on each individual's personality. In fact, the basic things have been taught, such as saving, prioritizing primary needs over secondary and tertiary needs, and so on. However, if you really want to know more details about financial support, then you need to look for it yourself.

Financial education is all about learning how to manage your limited resources in order to meet your needs.
Knowledge about finances is not taught in schools; rather, it is something you learn on your own.

The first step to learning financial education is knowing your needs and wants and sorting your needs in order of priority. Needs are essential things that you can't do without while wants are things that are not necessarily needed for everyday activity. Sorting out the things you want to get under needs and want helps direct what and how to spend your money.
However, financial education is something you learn on your own over time.

[shinratensei_]

Financial education in schools often falls short, skimming the surface instead of diving deep into practical skills. It's like learning the alphabet but never actually forming words. We need financial literacy not as a textbook add-on, but as a life skill as essential as reading and writing.

The knowledge and ability to manage money wisely should be non-negotiable, pre-loaded software for every brain. Before the first paycheck even arrives, equipping ourselves with budgeting, saving, and responsible spending tools is crucial. It's like learning to bike before hitting the open road – essential for a smooth and safe financial journey.

Without this knowledge, even a hefty income can be like pouring water into a leaky bucket. It vanishes without creating any lasting value. But with good financial management, even modest earnings can blossom into something meaningful. Imagine: a secure emergency fund, investments for the future, or even the freedom to pursue passions without financial anxieties.

even more apparent with education about tax, lets be honest here, tax are complicated, but in high schools we aren't taught for this, even college, there needs to be education about tax, aside from education about finance that we as you said only get the surface about meanwhile the adult life only revolves around financial management and taxes, basically thats the only thing thats really needed when we reached adult life and already having active income.
the other thing about subject aren't really that important I mean fair enough its better to know some surface of certain objects like physics so that at least we are literate enough but i think some chunk of that teaching time could be better allocated for something like financial education and education about taxes.

[Oasisman]

I've heard that no matter how big a salary you have, if you don't know how to manage your finances, it will be very easy to run out of money. Meanwhile, even though your salary is minimal, if you know how to manage your finances well, then this could be very big in the future.
However, financial education is very important. I think, it's not taught in school because we are formed to make money by working, but as for how to manage it, it depends on each individual's personality. In fact, the basic things have been taught, such as saving, prioritizing primary needs over secondary and tertiary needs, and so on. However, if you really want to know more details about financial support, then you need to look for it yourself.

Yep, the higher your salary is, the higher your expenses are. A person will adapt the kind of lifestyle that depends on the income. But no matter how big or small your income is, being financially responsible, there will always be something that will be left for savings. People with huge salary tends to have huge expenses as well in terms of bills, necessities, and wants. That explains why, no matter how huge the salary is, when finances are poorly managed, money will always run out just before the next salary comes. This goes as well for those low income earners. The only differences is, high salary earners lives a comfortable life.
Financial management are actually being taught in schools, but it wasn't really the main focus. Students in the 3rd world country were taught how to get a work and become effective to it, because having a work is the most practical way of surviving the daily needs. Building a business is a lot harder than just working for the other company though.

[AVE5]

And to me, financial education is a necessary faculty in ones life who is aimed to set-up financial attraction such as sources of finances and also adhered with the ability to utilize and economically manages the finances with the goal to make more money.

[bayu7adi]

Yep, the higher your salary is, the higher your expenses are. A person will adapt the kind of lifestyle that depends on the income. But no matter how big or small your income is, being financially responsible, there will always be something that will be left for savings. People with huge salary tends to have huge expenses as well in terms of bills, necessities, and wants. That explains why, no matter how huge the salary is, when finances are poorly managed, money will always run out just before the next salary comes. This goes as well for those low income earners. The only differences is, high salary earners lives a comfortable life.

In fact, it is more difficult to control how much salary we will earn (income) than to determine our expenses (spending). Of course, we all want to get a big salary, because we always think that happiness is when we have a lot of money. But if a large income does not have a good balance with expenses, then what will happen is that there will be no development in our financial standards.

Many people have a lifestyle depending on how much income they earn, but in my opinion that is not recommended. Our lifestyle must be suppressed even though we have a lot of money. wasting money is not the wisest choice. Do you want to gain social recognition about your level of wealth? It's completely useless. People who admit that you are rich will only intend to use you, without contributing more to your life.

[mamesso]

Each person's way of managing finances will be different, but they have the same goals. Capitalizing on my intentions is never enough to make this dream come true, it requires movement such as paying attention and finding the right way to manage finances. Everyone certainly has the intention to ensure that the quality of their finances remains healthy and strong in the future. Managing finances well and soundly is necessary so that the future can be well looked after and makes it easier for them to fulfill all pre-planned or sudden needs.

Financial education is always taught in schools, most elementary school teachers prefer a different approach to teaching financial education to their students. Teachers often teach them the importance of saving, ask them about their goals and teach them how to live frugally, in general, all of this is financial education that is taught in a very simple way.

[Getmon]

Given the impact it has on our financial well-being as adults, it is unfortunate that financial education is not widely taught in schools. The ability to educate oneself about finances is a crucial skill that enables individuals to make decisions regarding their finances that are based on solid information and can last. We are easily consumed by laziness and possessions that are not necessary because humans are like that. It is not bad for us to occasionally become lazy and purchase items that are unimportant. But assuming it influences our funds and there are numerous obligations, it is not beneficial any longer.

[edy_58]

Given the impact it has on our financial well-being as adults, it is unfortunate that financial education is not widely taught in schools. The ability to educate oneself about finances is a crucial skill that enables individuals to make decisions regarding their finances that are based on solid information and can last. We are easily consumed by laziness and possessions that are not necessary because humans are like that. It is not bad for us to occasionally become lazy and purchase items that are unimportant. But assuming it influences our funds and there are numerous obligations, it is not beneficial any longer.

If schools do not teach financial skills then it will be very difficult to manage their finances when they have a fixed income, they will not use their income on things that are useful for themselves so that the income they earn will not be enough to meet their needs and when they spend their income and also this will be very difficult for them because they don't have good financial management skills, so if we don't get them at school it would be better for us to look for ourselves so that we can have good financial management skills so that we can properly manage the income we have.

If someone is lazy in spending their money on things they don't need then they can limit their spending on things they don't really need, of course this is a very good thing because we will be able to save the income we have well and we will also be able to invest it if we have wanted.

[uswa56]

Given the impact it has on our financial well-being as adults, it is unfortunate that financial education is not widely taught in schools. The ability to educate oneself about finances is a crucial skill that enables individuals to make decisions regarding their finances that are based on solid information and can last. We are easily consumed by laziness and possessions that are not necessary because humans are like that. It is not bad for us to occasionally become lazy and purchase items that are unimportant. But assuming it influences our funds and there are numerous obligations, it is not beneficial any longer.

I don't think that it should be taught in school, education about one's own finances is a private matter that is worth learning which will have an impact on oneself in the future.
So no one is responsible for this for someone's future, but someone must be able to control their profits for their own future.
Managing finances in life is quite important for the future, that is what will determine our future so this is considered quite important.

[knowngunman]

We need to talk about the image above first, as much as we all agree on the fact that financial education should be a thing and it should be a mandatory thing for all schools so students will not be going out into the real world ignorant of all the financial stuff that they'll encounter in their adulting life, we also have to emphasize on the fact that we need to be able to make them not get bored about all of this, we all know how an average student does in classes, they easily get bored, they're edgy and they don't see the point of education so before we can talk about the addition of financial education to the curriculum, we first need to reinstate the love of children for learning and there's a lot of easy ways that you can do that like paying teachers, or giving out seminars to parents or would be parents to tell them that they need to make sure that they're instating to their children the love for learning new things.

Going through some few comments on this thread, this caught my attention because it's exactly what is running in my mind reading the Op. Personally, I think issues dealing with finance should be personal and everyone is responsible for their management. Besides, it would be very difficult to have a unique approach in teaching it unless we only want to focus on the basic concepts.

To buttress your point, let take mathematics as an example because it's one subject considered very important in every discipline in our schools. Everyone including myself see maths as a very difficult and uninteresting subject. There's no way for you understand financial education without having business to do with mathematics because it's the foundation. Financial education is not just about learning how to budget and save money, it covers many areas including debt and inflation. Without solid knowledge of mathematics, you'll hardly understand financial education. Trust me, even people saying it should be included in our schools curriculum will eventually advocate for it removal when their children start complaining about how hard and uninteresting it is. We have institutions offering it and one should willingly go for it if interested, my own opinion.

[dezoel]

Financial education is very important; it will guide an individual from his or her early stage of life to old age. However, financial skills have been taught in school. In my opinion, maybe you have not been taught about them in your end, but here in my country, they taught us what financial skills are, and we will make decisions anytime we want to sell or purchase something. We don’t generally call it financial skills, though it has another name, which is economics. It comprises many things. And again, not only in secondary schools, they teach financial education; even in high institutions, there are some institutions that even have it as a course. People usually come and study how they will go with their finances.

For people who do end up with things like this, it's quite clear that we are talking about a scenario where it would be quite tough to just put things aside. So that would mean that you are going to need to find a way to earn money while investing. Why do you think people in the stock world invest heavily into things with dividends? That is because they want to grow while also earning, a company could use those dividends to grow even more, instead of paying the shareholders, they could just buy another factor to make more and sell more and earn more.

So, why are they deciding not to grow and pay shareholders? Because that means shareholders will invest a lot more, and would prefer them, people just like to keep earning even when they are sleeping.

[bestcoins1]

I don't think that it should be taught in school, education about one's own finances is a private matter that is worth learning which will have an impact on oneself in the future.
So no one is responsible for this for someone's future, but someone must be able to control their profits for their own future.
Managing finances in life is quite important for the future, that is what will determine our future so this is considered quite important.

At school they are only taught about education and the direction of that education is to become a good and useful human being for oneself and for one's own country in the future. This means that things related to finances and how to manage them are only told in general terms, while things that are more in-depth or more complete have to be looked for yourself outside of school. Either by asking their respective parents or people who are experienced in the field of procedures for managing finances in their lives.

I also quite agree that this is not taught in elementary school or middle school, but it would not be wrong if it were taught in special lectures to every student who after graduating from college they must be able to become very independent individuals and be able to be the best for himself and for his family too. Because they are no longer children who have to limit themselves to knowing something, moreover it is also highly expected that students who have graduated from college must be able to create jobs for themselves and for the people around them too.

[irsykes]

School can shape character, gain knowledge and mentality. because in school many conditions absorb into the child's character. making the character grow to adapt to the new environment and how to solve it. Character can be innate from childhood to adulthood, so it really matters how a child's future is good at the next level. The main key is just how parents deal with their children

[YOSHIE]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.

Maybe there is a big possibility of benefiting from financial education if the curriculum is developed in elementary schools, considering that currently technological developments are growing rapidly in society and with changing times by implementing it Financial education can enable children to anticipate several attitudes, especially those related to economics and finance. I think there are many benefits if this is developed in school from an early age.

For example:
* By implementing financial education from an early age for elementary school and children it will have a good impact on the view of the value of money in the family environment.
* Children can understand and have financial intelligence if applied in elementary school.
* The most important thing is that by implementing financial education children have at least some characteristics such as discipline, independent and the most important thing is how they are responsible for their own economic and financial matters.

[Gladitorcomeback]

Given the impact it has on our financial well-being as adults, it is unfortunate that financial education is not widely taught in schools. The ability to educate oneself about finances is a crucial skill that enables individuals to make decisions regarding their finances that are based on solid information and can last. We are easily consumed by laziness and possessions that are not necessary because humans are like that. It is not bad for us to occasionally become lazy and purchase items that are unimportant. But assuming it influences our funds and there are numerous obligations, it is not beneficial any longer.

I don't think that it should be taught in school, education about one's own finances is a private matter that is worth learning which will have an impact on oneself in the future.
So no one is responsible for this for someone's future, but someone must be able to control their profits for their own future.
Managing finances in life is quite important for the future, that is what will determine our future so this is considered quite important.

exactly there is no need that financial information should be learned in school and colleges but a person can learn from their parents. If our parents are poor or wealthy we can learn in both cases from them because we will create new ways of earning and will not repeat those mistakes which make our financial system bad.

We can make our financial system better by examining our income and expenditure therefore it become important to make a planning for expenditure as well as saving as saving is also viable part of life. I just think that being as a parents everyone should teach their children about life because if parents are not teaching them then they will see more difficulties in life, also parents should leave their children to earn for themselves and don't provide them everything in their bed.

[gabbie2010]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

I think our educational curriculum should be updated to incorporate financial education in all category of courses be it in business education, engineering etc the importance of the aspect of education cannot be overemphasized because earning decent income from any source whether salary or wins from gambling means there is the need to manage those fund wisely and put it into other money earning investment such as investing it in cryptocurrencies, estate etc this is were financial education comes into play, unfortunately due to lack of that knowledge a lot people had failed to invest wisely rather squandered their money and spend it lavishly some of them ended up in penury with such knowledge a lot people would have some decent savings from profits earned from various investment.

[IvugeoEvolutionCoin]

School can shape character, gain knowledge and mentality. because in school many conditions absorb into the child's character. making the character grow to adapt to the new environment and how to solve it. Character can be innate from childhood to adulthood, so it really matters how a child's future is good at the next level. The main key is just how parents deal with their children

The teachers from the school always try their best to educate the students with good education. Among them, not everyone can grow up with good education. The main reason is that some children's families are not educated, due to which some children drop out of education at a young age. A child  Only then can he be educated in good education when he can live in a good family that family will be gentle and polite. And if a family lacks education, the children of that family will not get a chance in a good place, they will always be left behind.

[irsykes]

School can shape character, gain knowledge and mentality. because in school many conditions absorb into the child's character. making the character grow to adapt to the new environment and how to solve it. Character can be innate from childhood to adulthood, so it really matters how a child's future is good at the next level. The main key is just how parents deal with their children

The teachers from the school always try their best to educate the students with good education. Among them, not everyone can grow up with good education. The main reason is that some children's families are not educated, due to which some children drop out of education at a young age. A child  Only then can he be educated in good education when he can live in a good family that family will be gentle and polite. And if a family lacks education, the children of that family will not get a chance in a good place, they will always be left behind.

Therefore, there is a lot of less growth due to less adaptation to learning which becomes less effective and less productive in the future. Learning doesn't always happen at school at home, in our environment we can learn from daily life things, which is good for us. and financial education can bring a flow of character from an early age that can be described, practicing saving daily financial management

[WillyAp]

and financial education can bring a flow of character from an early age that can be described, practicing saving daily financial management

Financial education is one thing, having discipline is another.
Once you lose control all your education goes out of the window.

[Unbunplease]

financial literacy is a must these days. One of the reasons for this is the increasing incidence of fraud. Another is that all interaction is now based on electronic communication. As a result, there are many investment offers, and you need to be able to choose the best of them

[TheUltraElite]

The teachers from the school always try their best to educate the students with good education.

Also it is not the teacher's job to educate a child about finances unless it is specifically the subject being taught. But these things often do get talked about during Orientation classes in college and university but most kids are busy with other stuff.
 

Among them, not everyone can grow up with good education. The main reason is that some children's families are not educated, due to which some children drop out of education at a young age. A child  Only then can he be educated in good education when he can live in a good family that family will be gentle and polite. And if a family lacks education, the children of that family will not get a chance in a good place, they will always be left behind.

I do agree about the point on family. If someone in the family knows about finances and they have their interest in your future, they might teach you about it that you can apply - what investments should you do, when you should start them, how you can save money and so on.

financial literacy is a must these days. One of the reasons for this is the increasing incidence of fraud. Another is that all interaction is now based on electronic communication. As a result, there are many investment offers, and you need to be able to choose the best of them

I believe that is more in lines of cybersecurity and cyber awareness, but it hits the spot, so not worries. Indeed it is one of the methods the criminals use to "steal" from gullible victims.

[WillyAp]

financial literacy is a must these days. One of the reasons for this is the increasing incidence of fraud. Another is that all interaction is now based on electronic communication. As a result, there are many investment offers, and you need to be able to choose the best of them

That is not very useful info.
Imagine making a ton of money in the very best investment and buying a house, thus spending more than I make.
You cannot make money by signing up to an investment platform and expect that those make money for you.
With that kind of behaviour you just will end up in poverty.

Willpower you need to learn. The rest follows.

 

[Cryptoprincess101]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Normally, almost every activity of human existence requires finance hence it is important for everyone to be used to some financial systems that would broaden ones knowledge about some business approach one can apply in other to be successful in any business they wish to venture in so financial education plays a vital role in the life of any individual that wants to be financially stable in life.

[poodle63]

and financial education can bring a flow of character from an early age that can be described, practicing saving daily financial management

Financial education is one thing, having discipline is another.
Once you lose control all your education goes out of the window.

thats true, once greed sets in, people would disregard any red flag they see same thing financial education that they got, they will throw it out of the window but regardless its still an important thing.
not everyone is lacking some discipline maybe some are just so reckless in risk management that they disregard certain thing but some people are discplined enough but just don't have a clue about how the world economy and finance truly works there fore they might consider something that should be overpromising to be make sense for them its like those overpromising investment promising yield of 5% every day for some people this might make sense, since hustling usually results in a lot more than that but for someone that are veteran in investment it definitely overpromising.
therefore regardless of the discipline its still an important thing to be educated at least the basic principle of finance like investing and so on.

[slapper]

and financial education can bring a flow of character from an early age that can be described, practicing saving daily financial management

Financial education is one thing, having discipline is another.
Once you lose control all your education goes out of the window.

thats true, once greed sets in, people would disregard any red flag they see same thing financial education that they got, they will throw it out of the window but regardless its still an important thing.
not everyone is lacking some discipline maybe some are just so reckless in risk management that they disregard certain thing but some people are discplined enough but just don't have a clue about how the world economy and finance truly works there fore they might consider something that should be overpromising to be make sense for them its like those overpromising investment promising yield of 5% every day for some people this might make sense, since hustling usually results in a lot more than that but for someone that are veteran in investment it definitely overpromising.
therefore regardless of the discipline its still an important thing to be educated at least the basic principle of finance like investing and so on.

Greed blinds and rapid rewards conceal finance's harsh realities. People throw their schooling away to follow the wind. Though discipline is important, it's not everything. Lack of understanding. They don't understand economics or money, but they think 5% daily returns are the golden ticket. Education is a necessity, not a luxury

We're not just discussing interest calculations. Understanding risk, the global economy, and good investments. It's easier to hustle than spend sensibly. They're being played, not playing the game. Financial literacy? It protects against impossible returns. They're simply another shark in high-risk investment seas without it

[mihaybus]

I received a higher education in economics. The master's degree was in finance.

It all comes down to financial literacy. You don't need to spend more than you earn. Maslow's pyramid is a good example.

In other words, what difference does it make if a girl’s lips are made up if her neck is dirty?

[redsun114]

I believe that education is something that has to be done at the school and should teach kids the basics of life, isn't that the purpose. What do we teach our kids at school? We teach history, we teach math, we teach geography, we teach maybe a second language if we can, we do PT so they keep their body in shape, most moves there could be very helpful if you do it every morning for your entire life.

All in all, we teach them what they "may" need in life. What about having something that would be needed EVERYDAY of their life? I mean math is sort of finances too, anyone who is great at math, could understand finances better. However, everyone will grow up needing a lot more financial help. That is a must, there is no other way to grow up.

[Sanitough]

Dealing with our daily finances and expenses will be a lot easier if we have established financial education in our early years. The problem is application only happens when we start living adulthood. That’s when the time when we have to face the battles in life, otherwise we will left as a failure in the society we live.

However, I believe financial education is taught in our school age, but most likely our professors only touch a very small portion on that, so expect that everything we encounter right now remains a great challenge on how we will manage rightly our finances.

[n0ne]

Financial education helps people to live better life with what is available. Most of the people doesn't have the understanding about financial management and they just earn spend and then borrow to fulfill their needs. At some point they don't have anything left to meet unexpected needs. This is all because of improper management. If a person had financial education, automatically he will focus on keeping aside a big part for savings and investment and with the left behind he/she will manage the day or month's need.

[shinratensei_]

Financial education helps people to live better life with what is available. Most of the people doesn't have the understanding about financial management and they just earn spend and then borrow to fulfill their needs. At some point they don't have anything left to meet unexpected needs. This is all because of improper management. If a person had financial education, automatically he will focus on keeping aside a big part for savings and investment and with the left behind he/she will manage the day or month's need.

i have opinion that it should take more priority than advanced science tbh, i mean learning advanced algebra is okay as a subject in school but learning finance and tax is even more important because missing out on paying taxes could literally ruin people's life, as well as not knowing how to take advantage better of the money earned for the sake of saving and investing is also isn't a good thing either it could potentially wreck the well being of certain person when they overspend and they didn't even realize that they are overspending then it will become disaster easily.
its such an important subject yet many schools across the world didn't even bother to teach that subject, world is evolving, subject that is to learn should also evolve as well.

[Linggajanitra]

Financial education is a disciplined attitude that allows us to understand what money is successful. Financial education can also provide basic knowledge to the public out there about how to manage finances wisely and correctly. Can be a personal financial management to be a good quality of financial management. The key concept of financial education can be divided into two. There is expenditure and income. Financial education gives us the possibility of achieving economic stability, which means to be able to avoid economic pressure situations such as the existence of debt that may not be controlled. With the right understanding, can avoid dangerous financial mistakes, for example, very high expenses, excessive investment or may be inappropriate. Financial education also helps in developing good financial management habits. Children can also learn about the concept of money, such as in the banking system, saving and can distinguish between correct needs and which needs are through education.
For children, financial education can usually start from junior high schools and high schools (in high school) that children can learn about learning basic economy. After that it continues with lectures with higher education from that, children can major in economics, or other financial management.

[Hamphser]

Financial education helps people to live better life with what is available. Most of the people doesn't have the understanding about financial management and they just earn spend and then borrow to fulfill their needs. At some point they don't have anything left to meet unexpected needs. This is all because of improper management. If a person had financial education, automatically he will focus on keeping aside a big part for savings and investment and with the left behind he/she will manage the day or month's need.

Sometimes it doesnt really need up to learn things literally on which you could actually be able to obtain those knowledge naturally specially if you have been able to face up with some real life
situations or scenarios on which you would really be finding it challenging then this is where you would really be naturally make out those kind of adjustments on which it would come up naturally
if we do speak about learning financial education not really that literally talking about studying on a school or what, but you would be making up those learnings on your own
since every information that you would be needing could be found on net.

You would really be able to eventually learn on the things if you are really just that sensible on the things that you've been doing and if you do have
plans on having a progressive life.

[sekalitas]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

While I was still in high school, economics was an optional class, meaning students could choose not to take it. In my country, we do learn about economics in school. However, I believe that financial education can be learned anywhere, not just in a classroom setting.

In my opinion, parents are well-equipped to teach their children about finances, as they have the benefit of personal experience and can use their own money as a practical learning tool. Additionally, the internet offers a wealth of resources for those seeking financial knowledge.

Given today's widespread access to the internet, students have the opportunity to independently learn about finances if parental guidance is unavailable.

[ancafe]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.

In public schools there are no special lessons that study financial education skills, but we are required to learn the basic things about how to develop our potential. This method is separate to practice students' skills to achieve readiness in living life and in that way people can reach the financial stage. Financial education is quite important because this is related to the way a person lives life with a great responsibility.

If you can't make money or do not have skills then don't expect to be able to produce money easily. Therefore the need for education is related to financial education because people will learn to get used to making money.

The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

Schools have a national curriculum that is regulated by the government and they cannot enter other lessons as long as there is no approval from the Minister of Education in the country. That is that the content of education based is not in formal school other than vocational and it cannot be included by the teacher or school principal.

[slapper]

Financial education is a disciplined attitude that allows us to understand what money is successful. Financial education can also provide basic knowledge to the public out there about how to manage finances wisely and correctly. Can be a personal financial management to be a good quality of financial management. The key concept of financial education can be divided into two. There is expenditure and income. Financial education gives us the possibility of achieving economic stability, which means to be able to avoid economic pressure situations such as the existence of debt that may not be controlled. With the right understanding, can avoid dangerous financial mistakes, for example, very high expenses, excessive investment or may be inappropriate. Financial education also helps in developing good financial management habits. Children can also learn about the concept of money, such as in the banking system, saving and can distinguish between correct needs and which needs are through education.
For children, financial education can usually start from junior high schools and high schools (in high school) that children can learn about learning basic economy. After that it continues with lectures with higher education from that, children can major in economics, or other financial management.

The majority of people are not financially savvy. Yes, you've talked about basic financial concepts like income and spending, but let's go further. But this isn't just about keeping your checks balanced or saving for a rainy day; it's also about dealing with a cruel and difficult world. Being educated about money helps us make smart decisions and spot financial products and schemes that are meant to dupe us

Although it is encouraging that schools are beginning to teach financial literacy, this is only the beginning. And what about skills that you don't learn in school but need in real life? Some important skills to have are the ability to negotiate pay, understand taxes, and save money for the future. In-depth, hands-on, and continued financial education is needed because the world of money is always changing. Stability in the economy isn't the only thing that matters; it's about thriving in an uncertain world

[JayTrain]

For me, financial education is the key to successfully managing your money and achieving financial independence.  It is a skill that helps me make smart decisions and confidently manage my finances. It gives me confidence in making financial decisions and understanding how to manage my money to achieve my goals.

[iamsange]

For me, financial education is the key to successfully managing your money and achieving financial independence.  It is a skill that helps me make smart decisions and confidently manage my finances. It gives me confidence in making financial decisions and understanding how to manage my money to achieve my goals.

Whatever it is, if it is not based on specific education or more precise learning, there will be no results, as well as financial education which can be used directly as an important reference for everyone to be able to manage their finances very well independently. In other words, everyone has to take this if they still don't really understand how to manage their own finances for anything, because there are many successful people who started doing this from an early age until they became successful in the field they wanted.

[Mahanton]

For me, financial education is the key to successfully managing your money and achieving financial independence.  It is a skill that helps me make smart decisions and confidently manage my finances. It gives me confidence in making financial decisions and understanding how to manage my money to achieve my goals.

Whatever it is, if it is not based on specific education or more precise learning, there will be no results, as well as financial education which can be used directly as an important reference for everyone to be able to manage their finances very well independently. In other words, everyone has to take this if they still don't really understand how to manage their own finances for anything, because there are many successful people who started doing this from an early age until they became successful in the field they wanted.

True, handling out your finances wont really be something that needing up that kind of education on which the rest are really just that common sense. If you do want to dig further in speaking about
those possible ways and methods on enhancing it more, then this is where you would really be seeing to be relevant in speaking on the things that you would really be gonna be doing.
Financial education is something that wont be necessary on going into a school or having that kind of subject or course or whatsoever on which things like this could
be also learnt by yourself on which informations could be acquired if you are really just that serious on doing so.

We do know on how crucial nowadays in speaking about financial management on which it could neither be that beneficial or not depending
on the approach you've been doing. If you are that someone whose been aware of these things then you would really be able to save up yourself into
possible problems such as those common financial hurdles.

[Sanitough]

Financial education helps people to live better life with what is available. Most of the people doesn't have the understanding about financial management and they just earn spend and then borrow to fulfill their needs. At some point they don't have anything left to meet unexpected needs. This is all because of improper management. If a person had financial education, automatically he will focus on keeping aside a big part for savings and investment and with the left behind he/she will manage the day or month's need.

Getting good financial education is making you more exposed to better financial decisions. That alone will play a big part in managing your finances well and being able to assess those funds that only come and go. While saving and investing are crucial, saving alone for emergency funds should always be prioritized. That way, your investment will most likely to succeed because you are not pushing yourself to gain quick profits since your left funds are still capable to cater for your daily needs and expenses.

[Mauser]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

I fully agree with, financial education is a topic that has forgotten by schools for a long time. So many young adults are struggling with making their income work while paying back student loans or other debt. Including financial responsibility as a course in high school could change a lot the later lifes of kids and would teach kids tools they could use for the rest of their life. Especially the topic of long term saving where the interest is reinvested every year makes a lot of sense and could lead to big payouts when started early enough. It wouldn't even need to be a long course, a few hours per month could already make a big difference. Maybe even having a talk from a successful investor on how he started and what made him succeed could help children too. It doesn't have to be a boring class where only theory is taught. Using real world stories and examples would make it much more interesting.

[junder]

For me, financial education is the key to successfully managing your money and achieving financial independence.  It is a skill that helps me make smart decisions and confidently manage my finances. It gives me confidence in making financial decisions and understanding how to manage my money to achieve my goals.

That's true, in my opinion, everyone should be able to manage their finances well, because that could determine their future, if they are already working or have their own business. because everyone of course wants success and financial freedom, but of course there must be good money management because if there is no good money management then it is likely that they will not have a business or they will not be able to reach the point of financial freedom.

especially with today's young people, many of whom only think about style and having fun, of course this could be a problem if it's not addressed, with their habit of buying luxury goods that have high prices and their habit of going on a spree if they continue If they do that, it's likely that they won't be able to reach the point of financial freedom, or won't be able to start a business because of their wasteful habits, which is an example of not having good money management. Suddenly they have the desire, that's just for temporary style or pleasure. it's only temporary, it's not surprising that many young people today are like this, but I'm sure if they continue like this they will regret it someday.

[YUriy1991]

especially with today's young people, many of whom only think about style and having fun, of course this could be a problem if it's not addressed, with their habit of buying luxury goods that have high prices and their habit of going on a spree if they continue If they do that, it's likely that they won't be able to reach the point of financial freedom, or won't be able to start a business because of their wasteful habits, which is an example of not having good money management. Suddenly they have the desire, that's just for temporary style or pleasure. it's only temporary, it's not surprising that many young people today are like this, but I'm sure if they continue like this they will regret it someday.

It is also true that young people are still very easily influenced by the environment. However, there are also some who have become intelligent and are not interested in the influence of their environment and on average such influence comes from groups whose parents lack supervision and allow it.

If models go on a spree, I think the relative fear is that they will be affected by addiction to using illegal drugs and parents really need to pay attention to this so that their children's future does not die and can be achieved in the future properly and correctly.

[killerfrost]

Information is power, but when it comes to your personal cash flow, it's more like your life jacket in a sea of confusing economic waves. Knowing how to make a buck is cool, but managing that dough is even cooler. Too many high rollers have sunk their ships because their spending went overboard. It's about drawing the line between needs and wants, not about quick fixes. Your wallet should dictate your lifestyle, not the other way around.

Financial education in schools is a good start, but it's like training with pool noodles. We need real-world workshops, simulations, and maybe even some financial advisors as personal trainers to get us ready for the real deal. Imagine actually practicing swimming instead of just reading about it!

And guess what? Earning a ton of cash ain't everything. It's all about balancing your income with your spending habits. Think of it like mastering the art of living large without breaking the bank. Prioritizing your needs and keeping your finances healthy lets you make choices that lead to a sweet future, not a future filled with ramen noodles and stress.

[Asuspawer09]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

I agree that financial education is just one of the most important things that you need in your life, without having that mindset for sure it is going to be difficult for someone to save, invest or even achieve financial freedom, luckily I started learning financial things on a mentor and even on youtube there are influencers who teach financial education which I think is really useful, I apply it on my own finances and it really work, and I think it is probably the best way to achieved financial freedom.

I guess this is just what the government wanted, I mean the schools are already set up so that when you finish your courses you gonna end up having an 8 am-5 pm job which is not really going to work, since there was a study that no one actually got rich working this job, I really think that we are becoming a slave to this system, what we need is to actually break that system, like start your own business, create multiple sources of income, save a huge amount of your money, avoid using this credit cards since that is just what they want you to do to spend your money on things that you dont need. One of the best advice I get is just dont buy something that you cant really afford to buy.

[junder]

especially with today's young people, many of whom only think about style and having fun, of course this could be a problem if it's not addressed, with their habit of buying luxury goods that have high prices and their habit of going on a spree if they continue If they do that, it's likely that they won't be able to reach the point of financial freedom, or won't be able to start a business because of their wasteful habits, which is an example of not having good money management. Suddenly they have the desire, that's just for temporary style or pleasure. it's only temporary, it's not surprising that many young people today are like this, but I'm sure if they continue like this they will regret it someday.

It is also true that young people are still very easily influenced by the environment. However, there are also some who have become intelligent and are not interested in the influence of their environment and on average such influence comes from groups whose parents lack supervision and allow it.

If models go on a spree, I think the relative fear is that they will be affected by addiction to using illegal drugs and parents really need to pay attention to this so that their children's future does not die and can be achieved in the future properly and correctly.

actually there is nothing wrong if they socialize because they are influenced by the environment, because youth is a fiery period but what you have to pay attention to is boundaries, because socializing also has limits, this is real life, not a film, so it is not recommended to enjoy youth with just full of fun. and just hang out, of course we have to be able to think about a future that will clearly happen, because they will also face a future that will happen and that must be prepared from a young age because if you are old but don't prepare for it, maybe you can only say "if I was young I would "This, maybe now I won't be like this" but what's possible is that regret only comes at the end, not at the beginning, because at the beginning it's a registration, not a regret.

Excessive socializing, as you said, is very common in getting to know things like that, having fun, getting drunk,  or consuming drugs, that could happen if the social interactions are like that because there are young people who are like that. It's true that what you say requires parental attention, because in my opinion, even though they have grown up, that doesn't mean they are free from supervision from their parents. In my opinion, as people get older, they need to pay more attention to supervision because the environment can easily influence them to get carried away too.

and if they have been influenced by an environment with negative values like what you said, it is possible that they will only think about that and there is a chance that they could become addicted. when they have money they will only think about that, of course that is not something they hope for. because parents certainly hope that their children will have good relationships and an environment that can lead their children to positive things and make money. because when we are adults, I think it's time for us to be able to make money on our own, no longer asking our parents.

and why should financial education be a priority? because with that we have to be able to manage our finances well, the reason is because there is a future that we have to pay attention to, such as having our own family having our own dream home, and especially financial freedom Of course everyone wants financial freedom. So we should be able to manage our finances well, whether we are not working or already working managing our finances well must be done.

[Getmon]

Given the impact it has on our financial well-being as adults, it is unfortunate that financial education is not widely taught in schools. The ability to educate oneself about finances is a crucial skill that enables individuals to make decisions regarding their finances that are based on solid information and can last. We are easily consumed by laziness and possessions that are not necessary because humans are like that. It is not bad for us to occasionally become lazy and purchase items that are unimportant. But assuming it influences our funds and there are numerous obligations, it is not beneficial any longer.

I don't think that it should be taught in school, education about one's own finances is a private matter that is worth learning which will have an impact on oneself in the future.
So no one is responsible for this for someone's future, but someone must be able to control their profits for their own future.
Managing finances in life is quite important for the future, that is what will determine our future so this is considered quite important.

You give significance to managing funds because they play a major part in our lives. You said learning it is worthwhile. If it is so important, why it not be taught in school? What private matter would you say you are referring to? How can an individual learn effectively without given instructions? Even creatures teach their youngsters and we are better than them.

All that is important is to be taught at school. There will be fewer poor families and poor nations if all have a superior comprehension of how to deal with our funds.

[tbterryboy]

Financial education helps people to live better life with what is available. Most of the people doesn't have the understanding about financial management and they just earn spend and then borrow to fulfill their needs. At some point they don't have anything left to meet unexpected needs. This is all because of improper management. If a person had financial education, automatically he will focus on keeping aside a big part for savings and investment and with the left behind he/she will manage the day or month's need.

I agree with you about financial literacy having a great impact on one's expenditures and overall financial decisions because when you know how to manage such things properly, you will create a budget for the whole month and then spend your money according to that so you don't overspend the money on anything and manage to use the money for the whole period without needing to borrow money to cover the monthly expenses of yourself and the household.

However, when we talk about savings and investments, that is only possible if a person is earning way above their monthly expenditures which means that after making their budget and deducting the money from the salary, they would still have funds left that they can use for savings and investments.

[MusaPk]

You give significance to managing funds because they play a major part in our lives. You said learning it is worthwhile. If it is so important, why it not be taught in school? What private matter would you say you are referring to? How can an individual learn effectively without given instructions? Even creatures teach their youngsters and we are better than them.

All that is important is to be taught at school. There will be fewer poor families and poor nations if all have a superior comprehension of how to deal with our funds.

Educational institutions can't teach you about financial education,  it's understanding comes with experiences and practice in real life.  You learn from your mistakes and dealings to manage your finances , like how to balance your profits and losses , how to deal with your income and spending.  
This can't be learned from any bookish knowledge,  this comes with age and experience , so it's important to let your kids manage their expenses from small age , give them a limited amount of money for their monthly spendings so that when they enter professional and practical life they should have this idea of financial management and this will save them from many losses and hardships.  

[Briankimp1]

Basically the government do not need a financially stable population which is why we can’t find this very important course in every level of education, I’d also like to add that we as a people shouldn’t wait for the government to do what’s right for us and our offsprings financial education to my understanding is better understood through life experiences which most parents and elders have gone through one way or the other either ending with a negative or positive outcome whichever way a good lesson must have been learnt.
It is the our job to pass down this life lesson of finances to our younger ones preparing them for the tough times and choices they’ll have to take in life to enable them succeed financially.

[o48o]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

You can learn how to manage money, and how to budget it, but those lessons would be very different depending how rich or poor you are. Money problems and money use in general look very different when you scale it way up and down .

But, sure, people should learn HOW to even invest. No matter if they invest, when only rich kids have a clue what they are doing with their money after school, something is wrong.

But in the end. Goal woudln't be making everyone rich as there can be only so many rich people. Money loses worth wihen workers are rich enough and want more money for their work. In purely capitalist system, rich people need poverty to keep being rich, as without poor, there wouldn't be anyone to exploit.

[Fara Chan]

You give significance to managing funds because they play a major part in our lives. You said learning it is worthwhile. If it is so important, why it not be taught in school? What private matter would you say you are referring to? How can an individual learn effectively without given instructions? Even creatures teach their youngsters and we are better than them.

All that is important is to be taught at school. There will be fewer poor families and poor nations if all have a superior comprehension of how to deal with our funds.

I also feel surprised when you ask like that because in schools in my country there are economic lessons which generally relate to money and procedures for managing finances. So if you ask like that, is it possible that schools in your country are not taught economics or how to manage money so you can avoid difficulties through success in a particular business field? Because I'm not sure that there are no economics lessons at school except for those who basically don't go to school at all so it's still considered normal to ask questions like that.

[junder]

Financial education is a skill that is not been taught in schools, but to me it's the most important subject a man must learn in other to be financially independent.
This knowledge gives you smart money making decisions, and it improves your standards of living, It gives you priceless money management skill, you can't spend more than what you earn as a financial literate.
I still don't know why it's not been taught in schools up till now.
The  rich dad poor dad by Robert kiyosaki explain all what it entails and the stability it gives financially.

You can learn how to manage money, and how to budget it, but those lessons would be very different depending how rich or poor you are. Money problems and money use in general look very different when you scale it way up and down .

But, sure, people should learn HOW to even invest. No matter if they invest, when only rich kids have a clue what they are doing with their money after school, something is wrong.

But in the end. Goal woudln't be making everyone rich as there can be only so many rich people. Money loses worth wihen workers are rich enough and want more money for their work. In purely capitalist system, rich people need poverty to keep being rich, as without poor, there wouldn't be anyone to exploit.

that's true, but the most important thing is that we have to be able to manage finances well, because the goal in my opinion is to be able to do the best by managing finances, also for example if we have a limited income, no less and no more, but with good skills in managing finances. can make us use our limited income well. and conversely, if we have a large income but cannot manage it well, it is possible that this large income could be wasted for nothing.

I agree with you, without poor people without poor people there would be no people to exploit. In my opinion, we live in need of each other, where rich people sometimes need the labor of poor people while poor people need income or income that can be obtained Also, in my opinion one way to manage finances well is to record expenses, because I myself didn't do this at first when I had a fairly large income, but I was surprised and annoyed why within a short period of time the money I earned had run out, so that's why So I record my expenses and reduce expenses that are not too important.

[MissNonFall9]

Economic liberation is a very important issue for the development of humanity and social values. And the most important factor in enhancing the international image of a country is economic prosperity. So it is very important for every country to provide financial education and it should be a priority. If a country starts economic education programs in the country's educational institutions, then the future generations who will come to lead our country will have proper knowledge about the management of financial resources and can accelerate development.
If there is sufficient knowledge about economic education and economic management, any kind of research activities of a country starting from business activities and international business activities can be done smoothly.