This is so confusing because one topic says that there IS a work-around and then something else or someone else says that it does NOT work and that money is just gone even though it's sitting right friggin' there
Please show where it says that there's a workaround so we can see the other info that you've shared where they came to the conclusion that it's recoverable.
BTW, this thread started with an entirely off-mark issue that isn't actually the issue, the "
QR Code warning",
perhaps they're talking about the work-around to that, because it's just about the exportation of the unsigned transaction.
Anyways,
Here's an easy-to-understand explanation: Bitcoin isn't something like a bank account.
It is "
self-custodial" and every bitcoin is recorded in every Bitcoin Node's blockchain, not in anyone's wallet, Electrum is a self-custodial wallet.
Even the nodes where the Blockchain is stored have no control over the funds stored in them since those can only be unlocked by the correct private key.
Wallets just display coins that it can watch or spend depending on what's stored in it:
"
Spending" bitcoins require the "
private key" of the address where it's sent to.
"
Watching" only requires the public info which can be the address, public key or xpub key (
in Electrum: Wallet->Information).
Your watching-only wallet doesn't contain any private key.
I hope that the terms I've used here are not confusing.
I created that wallet about a year ago when I first downloaded electrum and started using BTC. It's always worked and have made hundreds of transactions. Until the last one.
Are all those hundred transactions inbound?
If not, you may have more than one wallets available in your wallet list and you've just loaded the watching-only wallet that you've (
accidentally) created.
How about the 12-word "
seed phrase" that the wallet instructed to write on a paper/backup?
You can't proceed without backing it up.
If yes, it's normal that you can receive bitcoins to a watching-only wallet because all it needs to receive is to provide an address to the sender.
But you can't spend it without the usual non-watching-only pair where the xpub/address came from.