Save while young better than wait

[paxmao]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

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[Grim_Fandango]

I totally agree.

If I can go back in time, I would lead much more modest life and try to earn and save as much as possible in order to secure my future and preferably retire much younger than the legal age here which is 67 years old. Since I spent way too much money in my youth, my next chance for an early retirement is bitcoin.

[Churchillvv]

Although I understand what you mean but your English is weak and seems a little bit hard to comprehend fast.

It's has been the topic of everyday that one should make sure in life that your rich, don't live for today and suffer in future while you plan for today also look into your future.

There is one thing I know too well, that it's not my fault I'm from a poor background but it will be my fault if I remain in that background. At the very young age of men it's meant to be spent wisely knowing too well that in less than no time nature will take it's part in your life and you will be left no chance of changing the past.
Make haste while the sun shine.

[bittraffic]

After learning inflation can devalue your cash, I wouldn't really recommend saving in this untimely situation where the inflation keeps rising. Today, what a person should do is become a prepper and spend his money on what he can afford for now because he may not afford it later. And if a person can afford to invest instead, then it's a better choice than saving.

[Spaceman1000$]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Wealth creation is not an easy tax for most people at a young age, it is very rare for you to see young people that are extremely wealthy. wealth comes after so many years of impute and the resultant effect of that input is what we see as wealth on the outside either in your late 40s or in your early 50s, so saving at your young age too is a good way of creating wealth for the future but as a young person it is most appropriate you channel your energy to productive activities because at they young age, most people are always in spending and youthful exuberance.
But the best time to enjoy wealth is at a young age, when you are vibrant and full of enthusiasm, but the societal structure does not give more privilege to young people because of structural deficits that makes it hard to gather wealth at young age.

[avikz]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Cannot agree more! I have personally seen it's impact to some certain extent. Now I regret sometime why I didn't save more while I was young and I had a good amount of income every month. Just to give you a background, in 2007, I had opened my first stock purchase account and I hack purchased 15 shares of a coal mining company. I had purchased more but those 15 shares I never sold. Now fast forward to 2024, that 15 shares have now became 350 through stock split and bonus issues. I did not count how much return it is giving me, but it is in tune of few thousand percentage. I wish I did buy more.

Unfortunately in my country, schools do not teach about financials at early age. So it becomes the responsibility of the family to teach you the importance of saving early. I wish I had invested more when I was in my early 20 s.

[Don Pedro Dinero]

Well, what tends to happen is that when you are young you earn less money and the little you do earn you want to spend it. As you get older, you earn more and tend to save more for retirement, for example.

But someone with a vision for the future who starts saving very early and takes advantage of compound interest can have a significant advantage for the rest of his or her life.

Here's how much more money you'd have for retirement if you saved $100 a month starting at 25 instead of 35

The problem with that is that you don't know when you're going to die either. And if you knew you were going to die soon, you wouldn't save. Saving even if you are not expected to live long only makes sense when you are older, as long as you have heirs who will receive the wealth you accumulate when you die.

[Lucius]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.
~snip~

I would rather be rich in my youth, or rather in my best years, even at the cost of having much less or being poor in my old age. When you're young, you have far more needs and things you need to accomplish, and for that you need a lot of money - and when you get older, your needs decrease more and more and the only thing that matters is your health.

Therefore, I would emphasize that we should be more careful in our youth about the way we live, because alcohol, cigarettes and fast food will only come to pay in old age. I have a saying that says "old age will ask you where your youth was" and there is some truth in that.

[Majestic-milf]

 The bottom line is to have something you can fall back on when your bones are too weak to do anything else. For the unskilled, it's going to be a bit of a challenge to keep up, especially if they've got a job which is not paying much and  there's a lot of bills to pay. Where I come from, the prices of food are constantly increasing and this forces the average individual to double up his grind and before you can save up, it means you must have two or three other jobs to support the one you are doing else you'd find that at the end of the day, you've got nothing to hold on to.

[Agbamoni]

With what you're saying here, we should spend less and invest while we are young. Thats very thoughtful to bring up this topic.

Many believe that life is too short, so they have this mentality of enjoy the life while you're still young. Yes, it is good to enjoy your life with the money you work for, but it is very responsible that while making all this expenses you should keep an eye for the future. I have never seen anyone who regret that they were able to save up or invest some money for two to five years. The experience has aways been worth it. It will be so exciting seeing the amount you have accumulated all these years.

Life experiences can be very tragic or fortunate. This is why we shouldn't let our desires take the best of us. We may be very earning bountifully and could broke any day same thing goes to being very broke and one day you become very rich. This is just life. We need to take opportunities that comes when we have the money to start a business, save in emergency funds and also try to invest wisely. Money can be spent in seconds without any difficulties but when you want to make money it is difficult and require some level of input. My experience i have share in this forum before has taught me a good lesson. So, i can't make that mistake of not putting my money to good use.

[Egii Nna]

This is what many youths and teenagers find hard to understand. Because whatever you invest at an early age is really what will give you the chance of getting a better life in the future, if most of them understand this, they won’t be suffering when they start getting to their last years of life. Youths and teenagers tend to be broke in their middle adulthood due to what they did in their early adulthood, which was engage in spending more than their income.

That is exactly a paved way to poverty, but they think that is the best for them, which is very wrong because it will definitely affect them in the future, but they don’t know, and it is a duty bestowed upon those that know the truth and those that have already made the same mistake in their lives to enlighten and educate the youth and teenagers that are finding it hard to understand reality.

Living an expensive or luxurious life is of no use to them because what they need to do in early adulthood is to construct a better life for themselves and their families in the future. I take early adulthood as a stage of constructing the foundation of your future, which is the same as in building construction, which means the taller the building, the deeper the foundation. People need to be more financially educated, especially youth and teenagers.

[electronicash]

saving is not anymore a good thing these days because you only allow the government to steal the value from you. you save cash while they keep printing. investing nowadays is easy because even the unbanked can already try investing in cryptocurrency.

our bank apps are already allowing people to try cryptocurrency so there are now options to just dive into what is trending.  putting your money into cryptocurrency is a better way of saving while it also provides a chance to make a profit.

[m2017]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

This is the fate of all those who relied on pension funds imposed by local governments (with the caveat that this is not the case in all countries).

All young people, understand that time an money are linked.

Do all young people really understand this? But the value of money and time are completely unequal. If money can always be earned (and depreciated over time), then time only decreases (it can't be increased in any way). In general, money is converted time (more or less depending on the success of that conversion).

Make no mistake, you will need to start creating your wealth.

Mistakes are inevitable. Creating wealth is not easy. I also understand that I need to start this, but no one tells me how to do it. Can you give me some advice? You created this topic for a reason and clearly know something.

[Stepstowealth]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

The old and poor die more easily because of lack of resources to fund and get access to a proper health care, and also eat the things that they should be eating at old age.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

Investing in assets is the way to prepare for the future very importantly while you are young, and have the energy to pursue more than one source of income, because investments made today will save you tomorrow at a time when you become without the capability to make investments, that is when you are old and no longer should be working for money. Investment will make old age comfortable. Some people are only investing in their children for old age, believing that the children will take care of them in old age, it is not bad, but one should have an investment in bitcoins too.  Investing in bitcoin now while young is a good opportunity to secure your future.

[Pi-network314159]

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

The description that fits your explanation is make haste while the sun shines . it is better to enjoy in old age than enjoy in youthful age and suffer at old age. Alot of youth fall victim of this. They lack the zeal to invest or create wealth that will grown in due time and becomes something they will rely for future porpos. But leave a luxurious lifestyle thinking is the new era of fun without knowing that youthful exuberance will definitely decline. while the real you surfaces when you begins to fade. There is need to invest when you had the opportunity. Because it might be too late to say had I know. Wishing to turn back the hands of time.

Those that made same mistake has live Everly to regret it till the end of there life. It only came as a warning to there children not to make same mistake. If you don't see who gives you advise or opportunity to advise you, please take one from this forum and make your life better by securing your future with investment.

[Zlantann]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

This is a sound advice for anyone who cares about his future. This message is more useful to us who live in developing nations where the government does have not a support plan for the unemployed or the poor. We need to maximize our youthful age to save and invest in profitable areas that will serve as a backup in the future. There is no need to spend lavishly on material things that have no meaningful contribution to our well-being. Spending money on designer clothing, new versions of gadgets, luxury cars, etc without investing I not the best path to follow.

I would rather be rich in my youth, or rather in my best years, even at the cost of having much less or being poor in my old age. When you're young, you have far more needs and things you need to accomplish, and for that you need a lot of money - and when you get older, your needs decrease more and more and the only thing that matters is your health.

As a young chap, you could do some odd jobs to survive. But when one is old and poor it could lead to suffering because one might not have the strength to engage in some work that could support him. Old age also comes with medical bills that are very expensive to handle, especially in countries that have no welfare package for the elderly. Nevertheless, it is better to live a lifelong financially stable life.

[Vinaa77]

Of course it would be a very bad thing if we chose to be old and poor, because if we are old and poor it will be very difficult because we have to keep working to be able to meet the needs we need. Using the income we have on things we don't really need is certainly the wrong choice, because we can refrain from enjoying it and use that income to invest and we will be able to enjoy the results when we are old, if we have sufficient income and choose to I don't think there's anything wrong with living a good life without thinking about the future, but if we can invest early then we will be able to enjoy old age in a relaxed manner. Investing earlier will certainly get different results from investing later with the same amount, so it would be very good if we have sufficient income so we can invest earlier and will certainly enjoy satisfactory results later.

[Gozie51]

100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

I like this piece of information and advise too. Is just as you are saying save a dollar today or your local currency today that is daily and in 20 years time you will be surprised how much you got. For example, a dollar every day in January is $31 and in a year you should be having about $365 which is a good range of money that would have been wasted in frivolous articles that are not needed.. Daily savings makes easy for accumulation of money and that will help to cut down on expenses. Old age is enjoyable if you have set good plans for it like we already see older rich people and older poor people.

[ScamViruS]

Saving in young age is important for thinking about a good life in old age, but a person needs more things in young age than in old age which needs money, more money is needed in young age. As a result, people overspend when they are young, and struggle when they are old. So as per your advice it is important to control the expenses and also look at our savings so that we can live a secure life in the future. We can predict that the coming days will be more difficult. Because the way inflation is going up now, it makes me think more and more that the government is devaluing the value of our money so we really have to keep in mind when saving money that we will lose the value of our money several times before we reach old age.

[darkangel11]

There is one thing I know too well, that it's not my fault I'm from a poor background but it will be my fault if I remain in that background. At the very young age of men it's meant to be spent wisely knowing too well that in less than no time nature will take it's part in your life and you will be left no chance of changing the past.
Make haste while the sun shine.

Don't shut yourself in this box labelled "not my fault." Many people do that and they say that because they had a hard time, there's no point in trying since they're at a disadvantage. The fact that your parents divorced, or you were abused, or you were poor growing up doesn't make it impossible for you to make money. It's just that you're starting much lower than some other people, like Biden's son.
When I was younger I had very little money but I never gave up. There are people much wealthier than me and I'll never rich that level, but I came from a situation where I had to save up for a year to buy myself a new computer or a bicycle to a situation where I save up for a year to buy a car. If I knew what I know now at young age, I'd have much more money, but that's a process of growing up. Most of us are dumb before we hit 30.

[Mate2237]

This remind me of a popular phrase that "enjoy your money when you are young". Yes to some extent it is good to enjoy life when your young but don't forget to save for your old age because when you are old you can't do job and anything to survive so at that time you can only eat from your youthful labour. So when you enjoying at your youth don't forget to save for the old age. If you are poor in your youthful age then it will also affects your old age because in your old age your can't do job again so you eat from others. And that is a shameful life.

Prepare your life when you are young. When you are old and still poor then you have lost your glory on earth. It is better your poor in the youthful age and be a rich man in the old age. One can become a rich man in the old age base your hard work in the youthful time. Therefore don't give up and continue working when you can do that in the youthful days.

[puloweh555]

Creating financial freedom in the future is everyone's dream, of course, but it is also up to you to achieve it. Saving alone is not enough because the value can decrease along with inflation that occurs every year.

The best way for us to prepare our future funds well and make our savings more profitable is to invest, as you said, from 100 in 20 years, we can get profits many times over. Apart from that, in my opinion, to be able to have sufficient assets and savings, the key is management. I would rather save than buy something that is not a basic necessity. The savings calculation which always increases every month also makes me even more enthusiastic about saving and investing.

[kentrolla]

These are the kind of topics which should be discussed often because youngsters have to create wealth and need the understand the importance of time and the kind of wealth they can generate by taking right steps as it may look small now but if they choose right medium then it would make their life much easier. I have seen how people who have just saved the amount are struggling because it doesn't best inflation at the same time I have seen people who had invested into stocks, mutual funds are in much better situation. We need to carefully choose our investment and go ahead while we have time.

[paxmao]

Although I understand what you mean but your English is weak and seems a little bit hard to comprehend fast.

It's has been the topic of everyday that one should make sure in life that your rich, don't live for today and suffer in future while you plan for today also look into your future.

There is one thing I know too well, that it's not my fault I'm from a poor background but it will be my fault if I remain in that background. At the very young age of men it's meant to be spent wisely knowing too well that in less than no time nature will take it's part in your life and you will be left no chance of changing the past.
Make haste while the sun shine.

dude... a native should have no problem understanding my English, I am just writing slang-ish and ignoring a few  grammar rules because I do not intend to write a book. Warrent Buffet says the best day to invest was yesterday and the second best today, so I guess better to be late than to not be at all. At least, you will have some short of pot rather than zero.

[Churchillvv]

Although I understand what you mean but your English is weak and seems a little bit hard to comprehend fast.

It's has been the topic of everyday that one should make sure in life that your rich, don't live for today and suffer in future while you plan for today also look into your future.

There is one thing I know too well, that it's not my fault I'm from a poor background but it will be my fault if I remain in that background. At the very young age of men it's meant to be spent wisely knowing too well that in less than no time nature will take it's part in your life and you will be left no chance of changing the past.
Make haste while the sun shine.

dude... a native should have no problem understanding my English, I am just writing slang-ish and ignoring a few  grammar rules because I do not intend to write a book. Warrent Buffet says the best day to invest was yesterday and the second best today, so I guess better to be late than to not be at all. At least, you will have some short of pot rather than zero.

I meant no harm dude... You know not everyone is native, so isn't much understand by those who aren't English natives. You should consider that sometimes speaking from empathetically based on few non English bitcoiners who couldn't understand my writings sometimes ago. I felt they might be doing so now!

Well you're correct! My dad always told me, son be 1hr early than a minute late. Fun fact; in my home we got a big clock that is always an hour fast, so we are always an hour faster than the rest of the people in my neighborhood   if they wake 5am in the morning, we wake same 5am but an hour fast which is 4am so I learnt to do things as early as possible. And I sure im applying that in my investment life.

There is one thing I know too well, that it's not my fault I'm from a poor background but it will be my fault if I remain in that background. At the very young age of men it's meant to be spent wisely knowing too well that in less than no time nature will take it's part in your life and you will be left no chance of changing the past.
Make haste while the sun shine.

Don't shut yourself in this box labelled "not my fault." Many people do that and they say that because they had a hard time, there's no point in trying since they're at a disadvantage. The fact that your parents divorced, or you were abused, or you were poor growing up doesn't make it impossible for you to make money. It's just that you're starting much lower than some other people, like Biden's son.
When I was younger I had very little money but I never gave up. There are people much wealthier than me and I'll never rich that level, but I came from a situation where I had to save up for a year to buy myself a new computer or a bicycle to a situation where I save up for a year to buy a car. If I knew what I know now at young age, I'd have much more money, but that's a process of growing up. Most of us are dumb before we hit 30.

Thank goodness I'm still very young (a kid) and I'm learn this at a young age so I guess I will be making a better choice and never put my self in such box.

[Stalker22]

Thats absolutely true!  Aging without financial stability is less than ideal, to say the least.  Even regular folks with decent incomes gotta think realistically about their expenses.  You might not get to live large but some wise money decisions now can still set you up okay down the road.

[SmartGold01]

People thinks wealth creation comes when we have an abundant work or a kind of steady cash flows from every angle without even think and knowing that one can create her wealth by paving a channel to their source of income by increasing investment, this could be crypto currency investment, landed proper and stock. To anything that that would serve as a wealth preservation even though it seems like you aren't doing the normal thing currently but to you is an investment while to others it's a thing of depriving themselves from living their luxury life.
Investment and a means of wealth preservation is something very important to any woman or man out there because many families has gone broke due to their inability to save to or invest in their future for a better tomorrow at times after having a self comfort they felt people that are coming in future are to set their nets according to their sizes.

[Fortify]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

While saving is the first step you begin to take when your finances are stabilizing, it is really better to invest when you're young (after you've got a bit of a buffer stored in savings) because the bank interest rates will rarely beat the returns you get from the stock market. Now is maybe an exception, because we are in that rare scenario where you can get 5% solid from a almost zero risk bank savings account, or get less than 5% yield from big companies like Coca Cola. The difference with many bank accounts is, they will often only give you a guaranteed rate for a set amount of time like a year, whereas if you see a good buying opportunity in an investment you could get way better compounding returns in the long run.

[sulendra12]

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

It's always recommended to invest on any good investment method in early days or when you are wrong. It could be good for your future such as marriage and retirement savings, older generations tend to don't have investment back at the day hence they struggle with the economy, but with so many investment method currently I do think there is no reason to not invest especially when you are financially capable to do so.

[The Sceptical Chymist]

Take it from someone who's a bit older than the average bitcointalk member (I have to assume), what OP says is absolutely true--and it's of utmost importance if you don't want to end up old and worried about money. 

I swear I was interested in the stock market from an early age and wish I'd dived into it much earlier than I did.  That's one of my regrets, and believe me I've got a long list of them dealing with financial stuff.  As far as I'm concerned, young people should put aside whatever they can afford to, every week, month, whatever, and invest in stocks, crypto or something that's going to pay off in the future.  Anything but a traditional savings account that pays next to nothing in interest.  Take it from a poor old chymist that you don't want to be writing similar words on bitcointalk 20+ years from now.

[Assface16678]

This remind me of a popular phrase that "enjoy your money when you are young". Yes to some extent it is good to enjoy life when your young but don't forget to save for your old age because when you are old you can't do job and anything to survive so at that time you can only eat from your youthful labour. So when you enjoying at your youth don't forget to save for the old age. If you are poor in your youthful age then it will also affects your old age because in your old age your can't do job again so you eat from others. And that is a shameful life.

Prepare your life when you are young. When you are old and still poor then you have lost your glory on earth. It is better your poor in the youthful age and be a rich man in the old age. One can become a rich man in the old age base your hard work in the youthful time. Therefore don't give up and continue working when you can do that in the youthful days.

This is somehow true, but for me, I have different beliefs in life. I want to enjoy my youth and do the things I want while saving up, but it is not literal that I will limit my expenses just to put them in the savings. No, that's why I'm doing investments and planning to have a business; that's the definition of "enjoy your money when you are young." Even though I will spend a lot of money just to enjoy my life while I'm still young, I'm making sure that I have retirement plans through investments and also business, because when the time comes that I can't work in the corporate world anymore, I want to have something that could make me money, and that's when investments and business come. Don't limit yourself just because you want to save up for your future or retirement; make it possible that you can enjoy life however you want while you are securing your future and retirement. That is the best retirement plan I could think of. You've enjoyed your youth at the same time you are secured in the future.

[poodle63]

This remind me of a popular phrase that "enjoy your money when you are young". Yes to some extent it is good to enjoy life when your young but don't forget to save for your old age because when you are old you can't do job and anything to survive so at that time you can only eat from your youthful labour. So when you enjoying at your youth don't forget to save for the old age. If you are poor in your youthful age then it will also affects your old age because in your old age your can't do job again so you eat from others. And that is a shameful life.

Prepare your life when you are young. When you are old and still poor then you have lost your glory on earth. It is better your poor in the youthful age and be a rich man in the old age. One can become a rich man in the old age base your hard work in the youthful time. Therefore don't give up and continue working when you can do that in the youthful days.

thats essentially enjoying life while knowing our limits and capabilities, if our salary will only suffice for something then stop at that thing no need to go out taking some loan just for the sake of enjoying life, so many peopl are enjoying their life too excessively nowadays and become broke by the time they are at their 50s.
if someone truly want to really enjoy their life then they neeed to put in more hardwork than usual, get that career up, get that income up, also try to find passive income through investing, then when then income has risen significantly, only then someone could enjoy their life, even then they also need to watch out not to overspending on some unnecessary thing.
thats because so many things created just to drain people out of money like branded stuff.

[freedomgo]

Be responsible with your finances while you are still capable and able to earn and save. That way, if you do the right thing early, you will see a bright future ahead. But if you procrastinate things and keep waiting for the perfect time, you will see yourself being left behind and regretting.

Although there is no competition in the real world, but it's always an edge if you're on the top of others. Not actually richer or wealthier than them, but being competitive on everything will head you to a productive and progressive life.

[Wexnident]

Naturally. I think the only thing young people fear when starting to think about investments and whatnot is that the traditional stock market can be pretty hard to get into. At least in the past, I guess? Recently mobile wallet apps have them included as their service where they act as a proxy or something (idk how it works tbf, but they have it).  Back when I was interested in stocks there was jack about it and I was really confused how to get into it which is why I just went into crypto instead.

Entering into the workforce solidified this idea in me more since my salary is bloody peanuts compared to the expenses you need to pay. And this is without a family to support, imagine if I planned to build one this early on. Glad I found side gigs I could use to support saving up really.

[tsaroz]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

It's about achieving the balance between today and the future. Everyone should have a retirement plan, some way of passive income stream till you survive.
Planning for future is something everyone must do without fail but it's also not worth living your present in the anticipation of hard times in the future. We should be enjoying our lives when we are young and able. Life wouldn't be as fun in the old age as it's today. Even though 100 may be worth 800 in the future but due to inflation, it might not be able to provide what 100 gives you today. And it would certainly not provide the youth energy and state of body.

[gunhell16]

Creating financial freedom in the future is everyone's dream, of course, but it is also up to you to achieve it. Saving alone is not enough because the value can decrease along with inflation that occurs every year.

The best way for us to prepare our future funds well and make our savings more profitable is to invest, as you said, from 100 in 20 years, we can get profits many times over. Apart from that, in my opinion, to be able to have sufficient assets and savings, the key is management. I would rather save than buy something that is not a basic necessity. The savings calculation which always increases every month also makes me even more enthusiastic about saving and investing.

I agree with what you said. All of us here want financial freedom, and that's why financial freedom depends on our hands. There can't be a correct process; the other is the wrong process to achieve financial freedom.

Although we all know here that crypto can be an instrument for this matter of financial freedom, we know that cryptocurrency is not the only instrument to achieve financial freedom, just because we are here in the crypto space.

[yhiaali3]

This is the worst thing that happens to young people in their early lives. They want to live a comfortable life quickly, but few of them take into account the future and save enough to have a secure future.

Young people cannot be blamed at this early stage of life because they are at an age where they do not fully bear responsibility and their thinking is immature, and this is the responsibility of the family in the first place and society in the second place in educating young people at this dangerous age.

Now that we have reached this advanced age, we have the experience to understand these things, but most of us may have made the same mistakes in our youth at the beginning of our lives.

[sekalitas]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

I agree that we need to start building our wealth as soon as possible when we're young. Instead of being distracted by short-term spending, I think it's better to invest in ourselves first, like developing skills to get jobs with higher incomes. After that, we can start investing in things like cryptocurrency, for example. 

[Fuso.hp]

Every young person at some point of age realizes that his life will be like this and he can continue like this but the reality is something different. I have seen many people who spent uncontrollably in their youth and lived a very good life in their youth but at some point of age they had to live a poor life. When we have the ability to earn money and when we have the strength of our body, we should think about the future, but the future will not be like this, and our future may be better than this. If a young person thinks that one day he too will grow old or his financial condition will deteriorate one day, but he must plan for his future. Wise people always think about the future. We who are young now should work hard enough now because while working now we should earn enough money and wealth by working hard now and we must think about it for the future.

[HONDACD125]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

It is not good to spend more than you need, but especially in youth, there is no sense of such things. It is natural that in youth one does not think about old age nor does it occur to him that one day he will become old and face financial problems. Some people may be serious about the future from a young age.

No doubt late investing and one income stream shouldn't be over-relied, but many people have problems that make it difficult to invest that seems easy to us.However, as people invested in Bitcoin in the beginning, today they are reaping the rewards of their investment. In the same way, we should also have such a thought.
​

[crwth]

It's always going to be better to be early in anything and there are a lot of actual results from people that started early and can possibly be worth more than just holding on to it. It somehow can apply to the HODL. Timing the market is hard but making trades and making sure that it is a surefire way to profit is better. So investing your money in a calculated risk is a great way to really actualize the growth of your money.

[JariKriting]

It's true that while young, save so that in the future you can live more prosperously. precisely not saving but investing whether in stocks, mutual funds or in crypto. because if you only save, the value of the assets you have will be difficult to grow because bank interest rates are very small in value. and under inflation if you only save, it is almost certain that the value of your assets will decrease due to inflation.

[icalical]

There is one thing I know too well, that it's not my fault I'm from a poor background but it will be my fault if I remain in that background.

Tho this is a very common phrase and it's true most of the time, but don't forget there is also structural poverty, in which people who come from poor background will remind poor not because they aren't trying hard enough but because they doesn't even has a chance to fix their economy. Climbing from a very poor condition to an upper-middle need a consistent effort in multiple generation time, it's not quick except there is enough luck.

[Dr.Osh]

Actually, there are lots of tips about this.  However, sometimes young people are often careless and are more interested in good relationships and a good lifestyle.  this requires quite a lot of expenditure.  If he has a lot of salary when he is young, then that is a good thing, but if not, then he has no plans to be rich in his old age because he wasted his money without investing.  However, encouraging young people to save, invest or increase their assets is a very good thing, but it also requires proper education.  So in this case, education is something that is really needed to encourage young people to invest at a young age

[pinggoki]

Thank goodness that this has been instilled to me when I was still young by a lot of people all throughout my childhood, they really know what they're talking about because with all the money that I've saved through the years, I'm happy that I took the advice to the heart, I can eat wherever I want and go to places that I want without any worry about how much money I'd be spending. The only thing that I'd like to add to all of this is that we should also consider investing instead of just saving, that way the money that we set aside grows instead of just being on a standstill in terms of value plus you're defeating inflation when you're investing.

[justdimin]

Of course it would be a very bad thing if we chose to be old and poor, because if we are old and poor it will be very difficult because we have to keep working to be able to meet the needs we need.
Using the income we have on things we don't really need is certainly the wrong choice, because we can refrain from enjoying it and use that income to invest and we will be able to enjoy the results when we are old, if we have sufficient income and choose to I don't think there's anything wrong with living a good life without thinking about the future, but if we can invest early then we will be able to enjoy old age in a relaxed manner.
Investing earlier will certainly get different results from investing later with the same amount, so it would be very good if we have sufficient income so we can invest earlier and will certainly enjoy satisfactory results later.

Most nations do have houses that the government takes care of, where old people go and they are taken care of. I am not sure what happens to old people who have nobody and no money and they can't go anywhere, that must be very interesting situation, like do they just... pass away on the streets? Probably, that could very well be the problem as well.

But in my nation, most elderly have a place to go, government has old peoples houses, it is basically like a hospital/hotel, where old people just send their time, and it is not great, but as a nation we decided to just take care of the people who can't take care of themselves. Same mindset as orphanage, you take care of the kids as a nation when there is nobody else that takes care of them.

[Maslate]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.
~snip~

I would rather be rich in my youth, or rather in my best years, even at the cost of having much less or being poor in my old age. When you're young, you have far more needs and things you need to accomplish, and for that you need a lot of money - and when you get older, your needs decrease more and more and the only thing that matters is your health.

Therefore, I would emphasize that we should be more careful in our youth about the way we live, because alcohol, cigarettes and fast food will only come to pay in old age. I have a saying that says "old age will ask you where your youth was" and there is some truth in that.

Being rich at your early age does only mean one thing, you need to save and invest at a very young age, but not compromising your youth’s needs and wants as well. And because of that, your family is responsible to teach you how to save and spend money by focusing only on what’s necessary and ignore those that are not actually helping you at all.

Being rich do not happen in an instant, so if you wish to get rich at your 30’s or 40’s, you need to start the process 10 years earlier. And that’s one thing that I regret. Although I don’t have enough means to save, but I believe regardless of your monthly income, it’s still a must to save even just a small amount.

[Russlenat]

It's true that while young, save so that in the future you can live more prosperously. precisely not saving but investing whether in stocks, mutual funds or in crypto. because if you only save, the value of the assets you have will be difficult to grow because bank interest rates are very small in value. and under inflation if you only save, it is almost certain that the value of your assets will decrease due to inflation.

Saving is just your first step, but eventually when your funds are big enough to make an investment, then focus on your investment. You cannot grow your money if you just let it sleep in your bank account, but if you decide to invest it in bitcoin or in any other physical investment like real estate, expect that you will see positive growth with your capital.

However, do not put all your hard-earned money in a single basket but learn to diversify. That way, when one investment fails, at least you still have higher chances to profit from your other investments. But always leave sufficient funds too for your fiat needs, and leave some for your emergency funds.

[Renampun]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

I once argued with a young person who said that youth should not take life too seriously, just enjoy it, give yourself self-reward with spree, when he said that I could only mutter to myself "he will definitely fall very poor when he get old".
what you say is all true, that the discipline towards money that we do from a young age will be connected until we are old, so don't let the extravagance we make in youth have a bad impact in old age, there are many examples of people who are old and poor  but when they are young they have a lot of money and potential.

[Y3shot]

Good write up. It is very important to make the time now we are young a productive one because this is the time we can make good investment for ourselves that can sustain us when we are old. If we don't make better plans for ourselves in this young age that we are energetic it will really be a problem when one is old. The old age time is a time to have good rest and to manage the little investment. Planning this young age should be the goal.

[yudi09]

-snip-

It's impossible for people to disagree about this because living in the future is about choices made early on. If you want a sufficient future, saving from now on is an option. How to save can be interpreted differently, one of which is by investing.
If you want a bleak future with a bad economy, the choice is to continue your youth with extravagant activities without feeling the need to save and not having to work hard like other people who want an easy and self-sufficient future.

[bluebit25]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

It's a little different, but I'm not a young person, because I went through the same thing, so I realized that achieving something in life really has no specific rules, even saving up . What people look for in life in my opinion is happiness, and happiness also has its own standards from everyone's point of view, and that can include money, fame, love,... but in the end all of those things really bring satisfaction, and I know balance in life is the key point. Like a beggar would not really be able to understand the meaning of a Rolex watch bringing happiness, simply a full meal. So in each different life context we need to have balance to adapt to it. I think accumulation does not stop at money, as I mentioned about life balance, knowledge, health,... are also things that come with bringing a life in which we can be independent.

[DeathAngel]

Saving whilst young is a great idea as it plants seeds to harvest when you are older. Do not save & store your wealth in fiat currency though because inflation will undo all your hard work. You need to invest in real estate, Bitcoin, stocks.

[lovesmayfamilis]

I would rather be rich in my youth, or rather in my best years, even at the cost of having much less or being poor in my old age. When you're young, you have far more needs and things you need to accomplish, and for that you need a lot of money - and when you get older, your needs decrease more and more and the only thing that matters is your health.

Therefore, I would emphasize that we should be more careful in our youth about the way we live, because alcohol, cigarettes and fast food will only come to pay in old age. I have a saying that says "old age will ask you where your youth was" and there is some truth in that.

I completely agree. They say that “youth wants but cannot, but old age can but no longer wants.” This expression can be applied to many actions. While we are young, our desires are enormous, and we are very impulsive; we cannot slow down our desires, wasting our health and having a hallucination of immortality.
There are many regrets about not having enough financial knowledge, let alone opportunities, when you are young. Therefore, as parents, having gained some experience, we can better convey to our children how important it is to take care of their health so that, in old age, we do not spend everything we earn on treatment.

[angrybirdy]

After learning inflation can devalue your cash, I wouldn't really recommend saving in this untimely situation where the inflation keeps rising. Today, what a person should do is become a prepper and spend his money on what he can afford for now because he may not afford it later. And if a person can afford to invest instead, then it's a better choice than saving.

exactly! Nowadays, it is not advisable to keep our money in the bank. it really depends on a person's situation but if you have extra money, it would be better if you invest it in things that can grow your money, just like investing in crypto, but when it comes to investment, it's better to know everything about it before you start investing because it's not a joke if you're going to take out money and then you don't know what you need to do.

[batang_bitcoin]

It's true that 100 is worth today but what will be its worth after several years? The purchasing power of it whether it's in the form of dollars or any fiat currencies out there, one thing is significant and the same is that it will be lessened due to inflation. As for saving while young, it's also best to teach them to invest while they're young. Anything that's going to help them be wise on how they handle money is a win for most of the young ones.

[uchegod-21]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

I have always seen people talk down on saving as against investment. That is why I always appreciate any post that encourage or teaches saving. To save is a virtue and should not be discarded on the platter of ignorance. I am not speaking this against investment, rather against lavishing. It is very much important to save for the rainy days. Personally, I've also been a victim and in my own case, my savings saved me. I had been an offline worker, but at a time I decided to migrate and become a freelancer. But because of my poor knowledge of how they internet works, I was scammed. I trusted random online people like real life people and they dealt with me seriously. At a point I lost all I had but then my savings came for me and rescued me. I had decided that I would never spend from that fund no matter what happened either for investment of any other purpose. So, when I literally lost all I bounced back from that saving. From henceforth I do not joke with saving. No matter the investment of project that I am embarking, I would always serve a portion of my money no matter how small.

The only place we should come in is the means of saving. Do not save in fiat because its value reduces. Bitcoin is your friend.

[nara1892]

After learning inflation can devalue your cash, I wouldn't really recommend saving in this untimely situation where the inflation keeps rising. Today, what a person should do is become a prepper and spend his money on what he can afford for now because he may not afford it later. And if a person can afford to invest instead, then it's a better choice than saving.

exactly! Nowadays, it is not advisable to keep our money in the bank. it really depends on a person's situation but if you have extra money, it would be better if you invest it in things that can grow your money, just like investing in crypto, but when it comes to investment, it's better to know everything about it before you start investing because it's not a joke if you're going to take out money and then you don't know what you need to do.

It's true, a situation like this really depends on how each individual's finances are, if indeed they have good enough finances then of course it is highly recommended for them to allocate some of the money they have to other things, as you said, one of which is investing in some assets that they believe in, essentially somewhere that has the potential to grow the amount of money, but perhaps the problem is that not every individual has knowledge about the world of investment and perhaps this is the biggest problem for them and is also the reason why they prefer to save the money in the bank.

This means that of course insight and understanding are the problem, in terms of investment there is a lot that is needed and that must be prepared, this can indeed be a good alternative and recently the majority of people who have an understanding of the world of investment prefer to save your money there, but on the other hand it is not as easy as turning the palm of your hand because of course investment has the potential to grow your money but also has the possibility of risks that can lose your money, therefore consideration is really needed before you finally allocate your money, all of this come back to yourself because it depends on your readiness too.

[Gaza13]

Saving in young age is important for thinking about a good life in old age, but a person needs more things in young age than in old age which needs money, more money is needed in young age. As a result, people overspend when they are young, and struggle when they are old. So as per your advice it is important to control the expenses and also look at our savings so that we can live a secure life in the future. We can predict that the coming days will be more difficult. Because the way inflation is going up now, it makes me think more and more that the government is devaluing the value of our money so we really have to keep in mind when saving money that we will lose the value of our money several times before we reach old age.

Yes, someone in their youth certainly has desires for what they want, namely a cellphone or a motorbike. I agree with you. We have to be good at managing our expenses or live frugally and restrain ourselves for a moment in our youth from being extravagant. Usually the role of parents from an early age is very important in directing their children not to waste their money on buying things that are not useful, it is better to save their money. Indeed, the concept of saving has been taught from generation to generation, in families or schools. This is the role of parents or fathers, if they know the concept of money, teach children from an early age to invest how money works for us in the next 20 years, we will enjoy it in our old age.

[xSkylarx]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

It is easy to say to save, but it is difficult in the current situation right now. I get your point that saving instead of spending your money on partying and useless stuff is good, but right now not all have the opportunity to save because of the low salary, and even not all of us have a chance to have a business. So if we do have a chance to save or spare money, then that is the time to save it instead of spending it.

[southerngentuk]

Early adulthood is like laying the foundation for your future financial fortress. While teenagers might be tempted by immediate gratification and flashy lifestyles, the truth is, delayed gratification and building a solid financial base now is what paves the way for a secure and comfortable future.

But the problem isn't just a lack of knowledge. It's also about the allure of instant gratification. Social media bombards young people with images of luxury and excess, creating a warped sense of what "success" looks like. It's easy to get caught up in the pressure to keep up, leading to impulsive spending and a disregard for long-term financial planning.

This is where financial education comes in, and it's crucial to start early. We need to equip young people with the tools and knowledge to make informed financial decisions. It's not about depriving them of fun or experiences, but about teaching them to prioritize and budget effectively.

[Dunamisx]

As we know clear well that most children are likely not to like take along with us the pattern of making savings because they never understand the reason for doing that, all they think is for receiving provisions whenever a need arises that they are in need of money, but a grown up adult cannot behave in such a way because he knows the consequences, but we can start by teaching our young ones the way to make savings for the future in preparing them ahead.

[Solosanz]

Many young people don't want to invest their money and wait for the next 10-20 years because they don't like to delay their own gratification.

I can't say it's a problem because it's their own choice and their own life, as long as they didn't affect our life, I don't care with their choice.

Right now people who keep accumulating every penny and invest for long term will be bullied, but they're already old, those people will realize the importance of investing.

[itorai]

-snip-

This is where financial education comes in, and it's crucial to start early. We need to equip young people with the tools and knowledge to make informed financial decisions. It's not about depriving them of fun or experiences, but about teaching them to prioritize and budget effectively.

I think it should be like that, learning finance from an early age is important to maintain a better future and a beautiful old age, it is good for us as the current generation to direct youth who prioritize things that will be useful for a brighter future such as managing the right finances maybe it will help them in the future because, if not it will be very detrimental to it, as a simple example if we have any amount of money (inheritance) will run out if we cannot manage it. So I think managing finances from an early age will definitely make us calm in old age.

[LogitechMouse]

Re: Save while young better than wait

I'll change the word "Save" on your title because nowadays, saving alone will not make you rich. Investing will.
Use the word "Invest" rather than "Save" because that will make you rich. Invest while young.

~

The earlier you invest, the more profits you can get.

Some people think that they can still get more if they invest more money in the older stages of their lives, but the reality is, that it isn't. The younger you invest, the more profits you can get because of the term "dividends". If you're the type of person who reinvests the dividends that they're getting, your money will surely be more compared to a person who invested at a later stage of his life.

Being old, poor, and having no investment at all is the shittiest thing that a person can be in their whole lives. You will end up as a beggar if you have all 3 of those, or worse, you might just die while lying because you don't have any money.

[Kelward]

The main essence of depriving ourselves of some luxuries in our youthful age to focus on investments is so we can rely on the ROI in our older years, so we can retire and enjoy the fruit of our labor. A person that does not plan for retirement will end up being a liability to people that planned their future well, it's not a rocket science, I've seen older people who are living in poverty now, that were living luxury lifestyles in their youthful age. Although people think that you have to be rich before you can save money or have an investment, but it's not true, you can be spending bellow your income and save, it's not easy but it'll be worth it in the future. Bitcoin is a good valued asset that a person be doing DCA method, till retirement, be selling gradually then and enjoy old age.

[umbara ardian]

Investing isn't just about hoarding money for some distant old age. It's about building a foundation for a future you actually want. It's about having the freedom to pursue your dreams, whether it's starting a business, traveling the world, or simply living comfortably without constant financial worry.

And that's where education comes in. We need to ditch the dusty old image of investing as a boring, suit-and-tie affair. We need to reframe it as a tool for empowerment, a way to take control of your financial future and make it work for you.

Think of it like learning a new skill, like cooking or playing an instrument. The more you learn about investing, the more confident you'll be to make informed decisions, whether it's saving for a house, starting a family, or simply weathering life's unexpected storms.

Education doesn't have to be stuffy lectures or dry textbooks. It can be fun, engaging, and even interactive. Imagine workshops on budgeting with friends, online games that teach you about financial concepts, or even influencer content that breaks down complex topics in a relatable way.

[jrrsparkles]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

The earlier we start the longer we will have the long road of investment, someone with a worth of $1 million at the age of 60 isn't great to compare with someone who is having net worth of 200K in his 20's.

GenZ people forget the concept of saving and they propagate live the moment which is so wrong because it put the future at uncertain situation.

Save to invest to make money then invest and keep repeating it is the best way to make wealth in this current era.

[moneystery]

saving alone is not enough to be rich when you are old, young people must also be able to save and invest the money they get from their salary. because when someone just saves without thinking about investment, their savings may decrease in value due to inflation every year and they won't get any interest from it. whereas when they invest, it means they invest their money in assets that can give them returns that can increase their assets.

even though it is quite difficult to save and invest at the same time, if young people can reduce their lifestyle and start using their salary wisely, they should do this. because after all, saving and investing is one of the best ways that young people can achieve prosperity in their old age.

[AnonBitCoiner]

Everyone can save and invest but in the young age people think that their salaries are enough for them and they will continue their life with such salary but they forget that they will get old and will not be able to work so for that time saved and invested amount will be helpful. If you save money now then the value of your money will be increased as the time goes because early you invest more you will be profitable. Investment is a better way for making your future satisfied because no one knows that how long he will be able to do job so try to make planning for your future also as present is known but future is unknown.

[stomachgrowls]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Easy to say but it would really be that hard to be done by someone specially when we are young on which we are still depending into our parents or we havent finished yet our education or simply not really that just mature enough on thinking about those things when they arent still on such shit condition but its true that while we are still young then it would really be that best that we should really be that early on trying to
deal up with things such as this on which started up to save and having those potential investment or business that we could be slowly be starting up because on the time that you would really be having those kind of
behavior then you might have the chance on progressing or become successful on later years but of course it isnt a guaranteed thing.

It would really be that a better start up or mindset to have while you are young rather than on spending on something useless and not something beneficial for the future but
well you cant be able to be affected by these things since you are still that depending from your parents but on the time that you would be earning on your own
and making use of your own money then this is where these realization would kick in.

[mrust_mobile]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Investing is a great idea but you should also do it the right way. That's the most important information in life they don't teach you in schools because they don't want you to be financially literate. How are they going to raise them white collar wage cucks otherwise? If people were able to manage their own money, their kids wouldn't be wage slaves. Those kids would be as wise as their families financially and soon, the employers would run out of employees to hire.

Don't get the stupid idea that you can find this information reading only this forum or you can acquire that wisdom by doing nothing. You need to read lots of books and take some real education. Managing money is a serious business.

[MFahad]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

There is nothing wrong with living a good life but only if you can afford to do that along with savings and other necessary stuff. Most people make the mistake of spending all their earnings on materialistic things to enjoy their life instead of building assets, making investments, or even increasing their savings and all these things should be the priority for someone who is earning more than what they need to spend in a month. If your monthly expenses are taking 50% or less of your total earnings, you should use the remaining 50% in the best way possible.
Most people spend their remaining funds on themselves instead of building their future and when they get older, they start regretting their decisions because now they can't work and they don't have money nor any assets that can earn them money without much work.

[bbigtart]

Many young people don't want to invest their money and wait for the next 10-20 years because they don't like to delay their own gratification.

I can't say it's a problem because it's their own choice and their own life, as long as they didn't affect our life, I don't care with their choice.

Right now people who keep accumulating every penny and invest for long term will be bullied, but they're already old, those people will realize the importance of investing.

Regret always comes at the end, in this case regret will always come when a person is old and only realizes after he wasted the opportunity when he was young to invest or manage finances and build wealth as early as possible. Things like this happen a lot, therefore financial literacy needs to be taught to children so that children can manage their finances from a young age so that when they are old they will have financial freedom.

And those of us who are still young must learn from other people's experiences and mistakes to motivate us to continue investing our income to invest in the long term. Of course, to prepare money for investment we need to look for additional income, so when you are young you have to get used to looking for productive things and don't be lazy.

[|MINER|]

Thrift is a sign of good people.  Everyone should spend with the future in mind.  We cannot think of a high luxury life without saving enough money.  Don't save a handsome amount of money and don't overspend.  Because it is impossible to tell when the problem will come in people's life.  So maybe you have $500 and you end up spending $450 on a lavish lifestyle. And within a few days you get fired. Then what?  Even if you think about it, you should save money.

[Ever-young]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

What’s the point of getting rich in old age what will I use the money to do, at my young age I should be able to save up manage my finances and pend some careless spending that will bring me nothing aside from fulfilling my wants desire.

The best time for one to leave his life and make things right is during his youthful age and the old age is when they are suppose to relax and enjoy what they have worked for over the past years but that does not mean I should not be rich why young and enjoy the riches when am old.

[alankasman]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

Pension money becomes an empty hope as security for old age. Most young people are willing to work full time with a fixed income that has been set every month and will receive a salary. The most basic assumption that people think about when they are willing to work in government is old age security.

Workers who are willing to work full time in a company may have similarities with workers as government employees.
All of this is useless if he doesn't have accurate planning during his journey to work. Instead of living a good life, it turns out that pension money is just empty talk in old age.
Without practical skills gained while working to get out of your comfort zone, old age will be in vain.

[lombok]

What the OP said is very good. However, in my opinion, saving is a waste of money, especially in fiat form. In my opinion, if we want to be rich in the future, from an early age we need to be more productive and financially literate, which I mean turn the money we have by selling goods, services or so on. With the internet, we can do anything with the money we have, even just $10. We can buy goods or something and then resell it, or create something with selling value or trade even on the exchange or crypto trading or investing.

There is a quote, if you want to be rich then trade.

[qwertyup23]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

I will be honest- I am somehow guilty of this. I tend to think of only the short-term satisfaction (even knowing that the long-term planning would give me a better outcome) rather than maximizing the opportunity that I have currently with my BTCs.

For example, majority of my BTCs have been spent in paying my monthly bills as a graduate student. Sure, I can set aside some of my savings in order to answer for these obligations but I tend to rely on my BTCs for it even that I know that the price of the latter would increase in the near future.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

I just hope that I would be able to manage my resources wisely. I am fully aware that the fork is happening soon and we all know what happens in the price of BTC when the former happens. Instead of using my BTCs, I will definitely try my best to save it for the future in order to take advantage of the fork.

[Huppercase]

saving alone is not enough to be rich when you are old, young people must also be able to save and invest the money they get from their salary. because when someone just saves without thinking about investment, their savings may decrease in value due to inflation every year and they won't get any interest from it. whereas when they invest, it means they invest their money in assets that can give them returns that can increase their assets.

Sving fiat currencies in countries that did not have strong economy is a waste of time and effort. Saving money generally is not a good idea and at the same time is not a good plan to be rich in future. If you only save money, after some years the money you save will not have the same value it use to have, therefore investing the money at early stage is better, but let the investment be in a something very profitable lie real estate, or bitcoin.

even though it is quite difficult to save and invest at the same time, if young people can reduce their lifestyle and start using their salary wisely, they should do this. because after all, saving and investing is one of the best ways that young people can achieve prosperity in their old age.

Sometimes, this lifestyle of a thing is due to peer pressure. If at a very young age you are able to understand the benefit of saving money, you will not be influenced by you fellow friends, you will focus on investment because it is the best.

[boty]

saving alone is not enough to be rich when you are old, young people must also be able to save and invest the money they get from their salary. because when someone just saves without thinking about investment, their savings may decrease in value due to inflation every year and they won't get any interest from it. whereas when they invest, it means they invest their money in assets that can give them returns that can increase their assets.

even though it is quite difficult to save and invest at the same time, if young people can reduce their lifestyle and start using their salary wisely, they should do this. because after all, saving and investing is one of the best ways that young people can achieve prosperity in their old age.

It's true what you say, just having savings will not make us rich when we are old, of course the savings we have will remain the same when we reach old age, while the necessities we need will of course have changed in price since we were young and the savings we have. If we save it, it will easily run out if we use it when we are old. By investing, of course this will be able to increase the assets we have from the results we have invested.

Yes, it is very difficult to save and invest at the same time, but if we can do it, of course this will be very good when we have retired from work and we can still get income from what we invested when we were young.

[Bitstar_coin]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Couldn't agree more, a drop of water makes a mighty ocean, a little savings from what we make as a young one can go a long way to assist us in the time of old age.
A small investment can make a big difference in the future depending on the type of investment it is. It is always good to make plans for the future, especially in the years when it is difficult to do hard work. I think planning for the future should be a priority for everyone.  

[Yatsan]

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

It is normal to make mistakes sometime, and that's essential for you to learn. Investing indeed is good to become a habit on your younger years however, if it is forced upon and not due to your initiative and interest, you'll just end up with burn out. Everyone has a choice to invest but why aren't we all doing so? Some people became successful on their jobs as well. Point here is to be responsible of your future but still seek for passion. Being passionated of something you engage yourself with, wil not be a burden but an inspiration for your future. Your passion to a particular thing will be your fuel in the long run. Let things come naturally. It is never wrong to enjoy things while you're young given that life is short, just do it with awareness and be cautious of things that will drag you down or will make your future miserable. Enjoying is different from destroying it.

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Couldn't agree more, a drop of water makes a mighty ocean, a little savings from what we make as a young one can go a long way to assist us in the time of old age.
A small investment can make a big difference in the future depending on the type of investment it is. It is always good to make plans for the future, especially in the years when it is difficult to do hard work. I think planning for the future should be a priority for everyone. 

Planning is indeed necessary for a better future. Being aware of the things around you and being able to anticiate your future is already something to look forward with. There's always a better way to do things and I agree with taking small steps just to begin with. It is also important to not rush things in order to avoid exhaustion along the way. Everyone dreams to have an investment  someday but not everyone is able to do so. One is assumption since there are people who prefers large scale investment right off the start which buffers their initiative 'coz they are being intimidated by their own expectations.

[aylabadia05]

<snip>

Yes, it is very difficult to save and invest at the same time, but if we can do it, of course this will be very good when we have retired from work and we can still get income from what we invested when we were young.

The old saying goes like this, 1,000 USD starts with 1 USD. Willingness or not depends on intention. Actions begin with what is thought. It is difficult to run something simultaneously depending on economic capabilities/money obtained from income.
Living for today and thinking about the future is something necessary. If you are able to illustrate how the future starts from youth, you will be happy.

Not a few people who are now in their old age reflect on how stupid they were for wasting their youth not on proper activities. Not a few also feel comfortable with their old age now because their youth was used to organize their income for things that are useful for them.
You can do two things at once, but it depends on who and how.

[uneng]

Yes, it is very difficult to save and invest at the same time, but if we can do it, of course this will be very good when we have retired from work and we can still get income from what we invested when we were young.

I fear this is the only alternative. Without investments we can't reach anywhere. By only saving you will just see your money's value being eaten by inflation. I remember those old people who were used to take a big portion of their wages and store it below their mattresses for decades... Once they or their sons decided to finally use that money, it wasn't enough to purchase nothing too expensive, considering how long it has been stored there. By doing this dumb saving, they were wasting money, time and all their labor years working hard for nothing at all in the end. And everything because they weren't educated on financial matters. Imagine how much patrimony their families could have built, if they had received proper guidance along their lives.

Thankfully now with internet and Bitcoin, we have more knowledge and earnings opportunities available for everyone, without being necessary to have been born in a rich family of economists and businessmen to learn about finances and have access to profitable investments. Undeniably, investment opportunities are more widely spread nowadays than in past times, so individuals can start investing since a very early age in order to achieve a more comfortable financial future once their reach on their 40's or 50's.

[Furious 7]

Most young people now understand the importance of old age, especially after various conditions that drain the economy such as inflation or indeed the pandemic that attacked globally some time ago made them think more critically that the future is an important thing.

But indeed not a few of them still only spend time relaxing and enjoying life on the grounds that youth is only once and cannot be repeated so there are still many people who do not think that far about what will happen to their lives in the future.
What is certain in this case is that I still feel that those young people who are literate enough about the importance of the future already have a good plan for them at least to change their lives to be better than the generation before them (parents/relatives) it is very good and we have met many young people like this, especially in forums that even though they do not know the overall age but there are still many who claim they are still very young and that is a very good thing.

[nurilham]

It's true what you say, just having savings will not make us rich when we are old, of course the savings we have will remain the same when we reach old age, while the necessities we need will of course have changed in price since we were young and the savings we have. If we save it, it will easily run out if we use it when we are old. By investing, of course this will be able to increase the assets we have from the results we have invested.

Yes, it is very difficult to save and invest at the same time, but if we can do it, of course this will be very good when we have retired from work and we can still get income from what we invested when we were young.

Agree. If we only rely on savings, it is probably difficult to be rich. Specifically if we save with little amount of money and it can't be done daily but may be weekly or monthly. Not every one in the world has the ability to save money daily, some people even don't get enough money to fulfill their daily necessities. Moreover, it is true that savings doesn't multiply the amount of money, it is just decreasing the money if we save it in banks. Sometimes, we must pay monthly fees.

We don' need to invest and saving at the same time. We can begin it with saving, then we invest the money when it already reaches certain amount of money. If we already have $500, we can invest the money with Bitcoin or other recommended investment. Saving should be just the way to collect the proper capital for our future investment.

[stadus]

Save whenever you can, regardless of how much you are able to save, the important thing is you started saving early. Because once you start to save early, then you can also invest early on the potential investments around, and might be in huge profits and become financially successful early as well.

I guess this is just a matter of mindset and goal setting. If you have better plans in your future, then you will work on it as early as you can so that if ever you experience failure, you will still have all the chances to get up again and continue working until you achieve your own success.

[famososMuertos]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.
...//:::,

When I read that phrase, "you can be old and rich or young and poor, but being old and poor is bad shit." There is something like that in Spanish colloquium that sounds similar to me. Then I saw the OP's nickname and I know that there is some trace in the language.

Indeed, the years pass in a complexly different way for many, I believe, in my experience that life between +18 and 50 years of age, offers us two great opportunities, what in my case I call the crest of the wave. So, You are there for a few seconds or for an indefinite period of time, but, they define that future that you mention.

Now, knowing when they happen is the ability of each person, since one can be so successful that it clouds us in defining what that opportunity is and being the opposite and taking the incorrect, then, my friend is not easy to determine.

But there are certain things like a retirement plan, an investment, the good things that are acquired over the years, and even things like starting a family...

...they are a good plan B to avoid ending up like a decrepit old man, and!  We all want the "robe" and the glass of whiskey (metaphor), ah, yes, the mansion is not necessary, yeah, in reference to HH.

[erep]

We don' need to invest and saving at the same time. We can begin it with saving, then we invest the money when it already reaches certain amount of money. If we already have $500, we can invest the money with Bitcoin or other recommended investment. Saving should be just the way to collect the proper capital for our future investment.

I agree with this point, when we have saved every year or have reached a certain amount then we can convert savings into investing in bitcoin or gold because saving a lot of money in the bank will cause losses due to inflation and other things that have an impact on the low value of the currency, so don't make your savings cause losses but change your mindset to turn savings into an investment that has the potential to be profitable in the future.

[Casdinyard]

I mean I take it upon myself to never miss a thing now that I'm still able to work and actually earn money for my investments. And in regards to my investment I make sure to always leave a foot on the door to make sure that I don't miss out on what's the most profitable venture out there. But putting so much pressure upon someone just because they're still young is a little too much yeah?

Picture this my friend, the average lifespan of a regular human being's around 70 rounded up, you have 18 years to spend growing up, and afterwards you're legally an adult in most countries. Do you think that's enough years to pressure someone into becoming rich? I get preparing for retirement and being very prudent with your money is a thing and I mostly do that too, but there are some of us who are young adults down in their luck cause opportunities couldn't come their way even if they wanted to. I personally wouldn't fault them for it cause I've been like that in the past as well and I know just how helpless the situation is.

So for any young adult in here, don't pressure yourself. Find a job that you're comfortable with first, set your finances straight, and only then do I suggest you go out there and invest. Don't fall for motivational retards on the internet pushing you or forcing you into thinking that just cause you couldn't get a lambo at this age you're a fucking failure altogether, you still have years and decades ahead of you. Make the most out of it.

[DVlog]

The title should be "Be broke while you are young by investing rather than in old age." If you make a financial mistake by investing in anything and lose everything while you are still young, you will have time to recover from that mess. But just think about what will happen if this happens in your old age. your life can be miserable and you won't have the energy or time to clean than mess in most cases. So if I am going to make any financial mistake, I better do it now rather than in my old age.

[mirakal]

Saving is quite an art and passion. If you don't have the interest and the passion to save, despite of the big amount of money that goes in and out of your hands, then you will never really see yourself saving. While saving is vital, regardless of its amount, but I can still see a lot of people are unable to save because they have their life's priorities other than saving. And for that, we can't also blame them.

However, saving without planning to invest is actually not a wise decision. Saving will only grow a small amount of interest but investing on the other hand will attract 5x to 10x profits from the amount of capital. So basically people need to save so they can build opportunities to invest and be in profits, and not to save forever and let them sleep in their bank accounts and only the bank will benefit from it.

[Bd officer]

We all have to grow old one day. If you grow old, you won't have the energy to work. So to live a happy and peaceful life in old age one must save money in youth. You have to work hard in your youth, try to find your multiple sources of income. Earn more at a young age and don't live a life of luxury. Don't spend money in any unnecessary sector.  Save all money except household expenses.

I don't know how much inflation has increased in different countries. But the inflation in the country where I live is very high. In our country many people keep their saved money in bank, I think currently money should not be kept in bank. But the money should be invested in any different sector. For example, it would be better to invest in bitcoins and land or gold.

[btc78]

What is hard is when you are young, you do not think about the future all you want to do is play and have fun

I believe that at youth, we have to be financially responsible already even at a young age
We should teach kids how to save and only spend on what is worth and what they really need

I am still quite young but i want to be financially stable when I am older, financially free even so that i do not have to think or worry about myself and the people that i will be leaving behind

[NewRanger]

Agree. If we only rely on savings, it is probably difficult to be rich. Specifically if we save with little amount of money and it can't be done daily but may be weekly or monthly. Not every one in the world has the ability to save money daily, some people even don't get enough money to fulfill their daily necessities. Moreover, it is true that savings doesn't multiply the amount of money, it is just decreasing the money if we save it in banks. Sometimes, we must pay monthly fees.

We don' need to invest and saving at the same time. We can begin it with saving, then we invest the money when it already reaches certain amount of money. If we already have $500, we can invest the money with Bitcoin or other recommended investment. Saving should be just the way to collect the proper capital for our future investment.

That's right Sir and with the capital of $500, if we use to trade some coin we like and can also provide quite decent returns as long as we're careful and don't get emotional, especially now. It is highly recommended to only trade short patterns for a while, but if it is normal, we can buy and hold coins that are considered to have the most potential, such as BTC.

If there really is a result from trading, we can also use it to buy other coins from the profits from trading $500 capital as you said above and count it as savings in a different form, not fiat.

[harapan]

Although I understand what you mean but your English is weak and seems a little bit hard to comprehend fast.

It's has been the topic of everyday that one should make sure in life that your rich, don't live for today and suffer in future while you plan for today also look into your future.

There is one thing I know too well, that it's not my fault I'm from a poor background but it will be my fault if I remain in that background. At the very young age of men it's meant to be spent wisely knowing too well that in less than no time nature will take it's part in your life and you will be left no chance of changing the past.
Make haste while the sun shine.

You're right indeed it doesn't matter the nature of your poor background but if you don't rise up in this 21st century,you'll end up in the slum's.You literally don't have to currently keep agonizing over setbacks or your past failures,just do the right thing because of what you're aiming at to achieve.Warren buffet says "if you can't find a way to make money while you sleep,you are going to work until you die."
  Success can be achieved at every point in time even despite your age.

[pusaka]

We don' need to invest and saving at the same time. We can begin it with saving, then we invest the money when it already reaches certain amount of money. If we already have $500, we can invest the money with Bitcoin or other recommended investment. Saving should be just the way to collect the proper capital for our future investment.

I agree with this point, when we have saved every year or have reached a certain amount then we can convert savings into investing in bitcoin or gold because saving a lot of money in the bank will cause losses due to inflation and other things that have an impact on the low value of the currency, so don't make your savings cause losses but change your mindset to turn savings into an investment that has the potential to be profitable in the future.

The process is something that we will definitely encounter, especially if we are not used to saving and investing, we must be able to adapt to our new habits. Yes, what you said can be one of the options to start investing, we can save first and then after accumulating we invest, or in other ways, for example dividing 2 money for savings allocation into 50% for saving and 50% for investing. Especially now to invest in bitcoin we don't have to have a lot of money, we can start from the smallest.
The younger generation must indeed think about this from the start, they must realize that they must prepare something for them to take in the future, one of which is by investing.

[0t3p0t]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Yes true. But of course saving and investing on something stable is not a good thing as it might get affected by inflation. Bitcoin, real estate and precious metals will be the best investment for me that is future proof.

If only I knew it early about investing then I will surely be having a good status of life right now just like any other successful individuals around. Lucky for me I got inheritance from my late aunt and father so I think this will be my other future investment aside from Bitcoin and if things goes right I'll be investing in precious metals as well again because unfortunately, I sold my silver collections after the catastrophic event that had happened here in my place.

[angrybirdy]

What is hard is when you are young, you do not think about the future all you want to do is play and have fun

I believe that at youth, we have to be financially responsible already even at a young age
We should teach kids how to save and only spend on what is worth and what they really need

I am still quite young but i want to be financially stable when I am older, financially free even so that i do not have to think or worry about myself and the people that i will be leaving behind

because most young people today, they prefer to enjoy their time in good activities because they know, when they reach the right age, they will find it difficult to manage their time because they are already focused on working and saving money.
We all have our own decisions in life, there are a few who while young, they prefer to be financially stable so they can retire earlier, but most just follow the normal flow of life

[MFahad]

As we know clear well that most children are likely not to like take along with us the pattern of making savings because they never understand the reason for doing that,

I think that is because of bad parenting. if children don't understand the importance of savings then it is because their parents never taught them that, which is very bad thing. parents should do their part properly and teach their kids importance of savings and financial independince at the time.
but sadly parents are nowadays so naive. they keep spoiling their children when they are young. but when they grow older and become burden over parents. then they start complaining that our childrends don't like savings and careless.

[martinex]

Everyone was young and everyone had big money but most of it was spent somewhere and was misused. Yes. The message you convey is correct and if possible this is done by young people today, the advice you convey above is very good and don't let our experiences that are wrongly set above also be felt again (repeated) even though there are glimpses of words like this we often hear. "Yes. When else can you enjoy it if not now"..

[Vladv26]

I belive one of the biggest mistakes people make in their youth is thinking they have a lot of time left so they can wait a couple more years to before they start investing. The truth is time passes by very quickly and the more you delay the day you start saving, the worse it's going to get down the road later. While you are young you can afford to save more money because of your lower expenses and this also allows you to create the habit of saving which is the most important.

It doesn't matter how much money you save every month, the important thing is being consistent for a very long long time. There will be good times and bad times throughout your life, but if you remain consistent with your saving this will guarantee you a safe net for when you get old and tired, you sure won't want to also be poor.

[johnsaributua]

It's true that old or age is an absolute thing and can't fight fate but fate can change with God's permission even by improving the lifestyle of spending money and re-analyzing expenses and income every month, even so the most important thing is to be able to increase more income, of course the more income and reduce expenses can be with the services of a financial consultant and the person also still has to be paid .

For me, managing wealth can be done with the help of anything including YouTube etc. but to increase income is the work and hard work of each person. You can even save and follow clearer investments. Of course this will add to the portfolio. Because plans are like raw materials while maximum results include wealth, there are many supporting factors, behind proper management is also the need for finance that comes in smoothly and does not attract it for something consumptive, although human nature is shadowed by needs and desires that are beautiful in the eyes even if they are secondary needs;D

[Youngkhngdiddy]

It's true what you say, just having savings will not make us rich when we are old, of course the savings we have will remain the same when we reach old age, while the necessities we need will of course have changed in price since we were young and the savings we have. If we save it, it will easily run out if we use it when we are old. By investing, of course this will be able to increase the assets we have from the results we have invested.

Yes, it is very difficult to save and invest at the same time, but if we can do it, of course this will be very good when we have retired from work and we can still get income from what we invested when we were young.

    Well you have a point at where you are driving at, this is why it is wise to apply smartness while saving, and note before you even consider saving, weigh up all the options, consider how much you’re earning first before you think of saving, because you can’t be earning peanuts in this inflating economy and hope to save for a better future. To have a good saving plan one need to have 2-3 streams of income so as to beat the inflation. If you are saving I believe investing into any kind of project shouldn’t be a problem. Hence, saving is good but you need to ensure that you at least able to beat inflation.
    The  right decision depends on your financial situation, not whether you save or invest, you should open a savings account if you plan to use the money within a year or two. And invest the money if you don’t need to it for five years and more, and you can withstand some capital loss. Money that you plan to grow aggressively should be invested for the long term. A person interested in investing might choose to invest in the stock market, exchange-traded funds, or mutual funds depending on his or her level of risk tolerance.

[uswa56]

Everyone was young and everyone had big money but most of it was spent somewhere and was misused. Yes. The message you convey is correct and if possible this is done by young people today, the advice you convey above is very good and don't let our experiences that are wrongly set above also be felt again (repeated) even though there are glimpses of words like this we often hear. "Yes. When else can you enjoy it if not now"..

It is difficult to control or manage finances at a young age because there are many temptations to fulfill needs that will drive current styles or trends.
I've felt that way and actually I know and understand the importance of saving while I'm still young, but it's difficult to do.
All experiences of oneself or others and also suggestions are needed, but all actions come back to self-awareness.

[ScamViruS]

Saving in young age is important for thinking about a good life in old age, but a person needs more things in young age than in old age which needs money, more money is needed in young age. As a result, people overspend when they are young, and struggle when they are old. So as per your advice it is important to control the expenses and also look at our savings so that we can live a secure life in the future. We can predict that the coming days will be more difficult. Because the way inflation is going up now, it makes me think more and more that the government is devaluing the value of our money so we really have to keep in mind when saving money that we will lose the value of our money several times before we reach old age.

Yes, someone in their youth certainly has desires for what they want, namely a cellphone or a motorbike. I agree with you. We have to be good at managing our expenses or live frugally and restrain ourselves for a moment in our youth from being extravagant. Usually the role of parents from an early age is very important in directing their children not to waste their money on buying things that are not useful, it is better to save their money. Indeed, the concept of saving has been taught from generation to generation, in families or schools. This is the role of parents or fathers, if they know the concept of money, teach children from an early age to invest how money works for us in the next 20 years, we will enjoy it in our old age.

Currently, everyone's lifestyle is changing in the world and therefore a competition is being created among everyone, as a result of which people are more interested in buying mobile phones, cars, motorbikes by taking more loans instead of saving. Savings is the most important job of a person because savings can save a person from any danger. Those who fail to manage money properly in their youth struggle in old age because money becomes more important than other things in old age.

I have seen many people who did not manage their money properly in their young age and did not make any effective investments, they lead a very difficult life in their old age. They can't provide proper treatment even in medical emergencies due to lack of money, so after seeing these experiences of others, one thing works in me that somehow I will continue to try to secure my old age at least not to have to worry about money.

[nara1892]

As we know clear well that most children are likely not to like take along with us the pattern of making savings because they never understand the reason for doing that,

I think that is because of bad parenting. if children don't understand the importance of savings then it is because their parents never taught them that, which is very bad thing. parents should do their part properly and teach their kids importance of savings and financial independince at the time.
but sadly parents are nowadays so naive. they keep spoiling their children when they are young. but when they grow older and become burden over parents. then they start complaining that our childrends don't like savings and careless.

Well, that's true, that makes more sense, parents have an important role in a child's life because they are the only ones who have the obligation to educate their children to have good behavior and discipline in their lives, one of which is by teaching them how to save and also by providing an understanding of the importance of saving, and if a child is never taught to save at all then it is clear that one day when they are older they will not have balance in terms of finances, they will be careless in allocating their money and never think about urgent matters which are basically It is very possible that something will happen at some point in the future that will force them to spend money. On the other hand, as you said, it is true that today's parents pamper their children more, always obeying whatever the child wants and what is clear is that this will only make a child always live dependent on other people, especially their parents when they grow up. .

[eightdots]

Saving in young age is important for thinking about a good life in old age, but a person needs more things in young age than in old age which needs money, more money is needed in young age. As a result, people overspend when they are young, and struggle when they are old. So as per your advice it is important to control the expenses and also look at our savings so that we can live a secure life in the future. We can predict that the coming days will be more difficult. Because the way inflation is going up now, it makes me think more and more that the government is devaluing the value of our money so we really have to keep in mind when saving money that we will lose the value of our money several times before we reach old age.

Yes, someone in their youth certainly has desires for what they want, namely a cellphone or a motorbike. I agree with you. We have to be good at managing our expenses or live frugally and restrain ourselves for a moment in our youth from being extravagant. Usually the role of parents from an early age is very important in directing their children not to waste their money on buying things that are not useful, it is better to save their money. Indeed, the concept of saving has been taught from generation to generation, in families or schools. This is the role of parents or fathers, if they know the concept of money, teach children from an early age to invest how money works for us in the next 20 years, we will enjoy it in our old age.

Currently, everyone's lifestyle is changing in the world and therefore a competition is being created among everyone, as a result of which people are more interested in buying mobile phones, cars, motorbikes by taking more loans instead of saving. Savings is the most important job of a person because savings can save a person from any danger. Those who fail to manage money properly in their youth struggle in old age because money becomes more important than other things in old age.

I have seen many people who did not manage their money properly in their young age and did not make any effective investments, they lead a very difficult life in their old age. They can't provide proper treatment even in medical emergencies due to lack of money, so after seeing these experiences of others, one thing works in me that somehow I will continue to try to secure my old age at least not to have to worry about money.

More money is needed at a younger age. When we are young, we may want to buy many things or there may be more things we want to do. Even if we cannot achieve all of these in the time we want, we try to achieve a certain part of them. In addition to all these wishes, investing in the future is also extremely important because we need to invest in our future in order to live a comfortable life as we get older.

Investing in our future and giving up doing some things today requires sacrifice. People who can make this sacrifice usually achieve their goals. Nothing is easy and it doesn't have to be easy. That's why we need to strive and sacrifice to achieve our goals.

I agree with your view that savings protect people from many dangers. Savings also protects us from many unnecessary things. In this way, saving can provide us with the opportunity to take advantage of the opportunities that come our way.

[doomloop]

What is hard is when you are young, you do not think about the future all you want to do is play and have fun

I believe that at youth, we have to be financially responsible already even at a young age
We should teach kids how to save and only spend on what is worth and what they really need

I am still quite young but i want to be financially stable when I am older, financially free even so that i do not have to think or worry about myself and the people that i will be leaving behind

because most young people today, they prefer to enjoy their time in good activities because they know, when they reach the right age, they will find it difficult to manage their time because they are already focused on working and saving money.
We all have our own decisions in life, there are a few who while young, they prefer to be financially stable so they can retire earlier, but most just follow the normal flow of life

The few that focus on financial stability at a young age are the wise ones because earning money keeps getting difficult as you age, which is why a person needs to stay prepared for the future so that if they live through their young age, they will need to have some back up when they are old so that they don't need to struggle at that age because you can't drag your old bones to a workplace to earn a few bucks every month and that happens only if you don't prepare when you are young.

That's why, there is nothing wrong with enjoying yourself while you can but one shouldn't completely lose focus on their goals and stop thinking about their future because if you don't build up your future when you are young, you are going to have a very hard time when you reach that age.

[Huppercase]

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

If there is a way I can turn down the hands of time back to when I was young or not to this level I was, I will gladly accept and if I have the opportunity to go back in time, I will beg to be back to 2009 where I can see bitcoin been traded at lowest price then but all these are fantasies I love so much but they are not coming back again, this is sad but that's the truth and the more reason why we should never joke with time particularly when things are rossy for you.

Invest when you are young if you have the means to and if you are poor, double your husle to get out of that financial status, anyway you want to define it, the the world only recognize people that have money and not people that has nothing. So you have the option to invest if you are young if you are born with a silver spoon or try and legitimately hustle and get money if you are poor and stop chasing ladies here and there. I'm not sure is there is any man that has been awarded for having the best chock in the world, we have many of them everywhere including the ones that will like you for who you are and not till you break a bank.

The world is even revolving rapidly, things are now like air in the sense that if you are into a work that deal with trend and you don't quickly rebrand and upgrade yourself as the world is going, you might even loose out on what you are doing. Yesterday, Nokia and Blackberry were everything the world ever wanted but where are they today? Other people has took over and has use their lesson as motivation, things are changing that if you think tomorrow is assured for you, you maybe lying to yourself.

[ichsan ardi]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

I agree with your statement when we are young, we build our wealth, don't waste the time we have because time is money, just like investment, don't ever time the market, it's better to pay in installments from now, we consider postponing later and regretting it in our future we have to think about our future because the only one who helps us is ourselves

[Viscore]

Start saving and creating your wealth. It’s always better to see yourself saving early so you can perform your plans successfully at your young age. And while it’s certainly a must regardless of the amount of income, but we should all know that saving alone is not the end goal, it will only serve as a starting goal so we can make a successful investment later on.

However, having sufficient amount of savings still cannot guarantee the success of any investment. You need to invest first in yourself by building your knowledge and experience which will help to achieve your end goal of why you invested in the first place.

[Lorence.xD]

Everyone was young and everyone had big money but most of it was spent somewhere and was misused. Yes. The message you convey is correct and if possible this is done by young people today, the advice you convey above is very good and don't let our experiences that are wrongly set above also be felt again (repeated) even though there are glimpses of words like this we often hear. "Yes. When else can you enjoy it if not now"..

It is essential to enjoy things but be sure to still include responsibility on that enjoyment. It is okay if at this point you cannot prioritize investments still 'coz you are still driven with seeking for happiness; going out with friends, buying the "wants" over "needs" and such. It is just okay however everything that is too much, should be always be put into concern. Saving while we are young is no doubt a good thing to do. Trying investments and engaging to profitable assets is also ideal for the youth but we have to accept the fact as well that doing so will require time, effort, and financial capacity. Aside from being incapable, never set aside being "young". You could have all the money but time will not be back again at the present so be sure to avoid regrets as well. Seek balance instead.

However, having sufficient amount of savings still cannot guarantee the success of any investment. You need to invest first in yourself by building your knowledge and experience which will help to achieve your end goal of why you invested in the first place.

I highly agree. There are many forms of investment and knowledge is one of it. Some people are having the drive to put money on tangible investments but are not putting knowledge and overall being into account. This is why I mentioned about being balanced; read books and watch informative contents that will give you idea and learnings. Then atleast once in a week socialize and increase your network by socialization and once you have that initiative to actualize then go. Misconception is just going directly against the 'tide' ; that's not being responsible and goal oriented are all about.

[EFS]

More money is needed at a younger age. When we are young, we may want to buy many things or there may be more things we want to do. Even if we cannot achieve all of these in the time we want, we try to achieve a certain part of them. In addition to all these wishes, investing in the future is also extremely important because we need to invest in our future in order to live a comfortable life as we get older.

Investing in our future and giving up doing some things today requires sacrifice. People who can make this sacrifice usually achieve their goals. Nothing is easy and it doesn't have to be easy. That's why we need to strive and sacrifice to achieve our goals.

I agree with your view that savings protect people from many dangers. Savings also protects us from many unnecessary things. In this way, saving can provide us with the opportunity to take advantage of the opportunities that come our way.

When you are young, you need money more. That's a fact. Especially if there is no family wealth, it's much more difficult to achieve things. Creating your own capital and living as an independent individual at the same time is an uphill struggle. This is especially difficult for young people living in countries like ours. If one can raise money to invest after meeting basic living needs, they should definitely do so. Both for their own future and for their family. The best part of investing is staying away from bad habits. Instead of wasting money on alcohol, drugs or gambling, saving and investing into stocks and crypto-currencies for yourself is the biggest favor a young person can do for themselves. In the long run, they will see that they have made a very good savings.

[mamesso]

Many poor parents want to go back to the past to correct their mistakes when they were young. Poor young people are better off than poor parents, young people still have time to improve their lives by setting aside their income for savings. Youth is a productive period for doing everything, including investing for old age, saving is one effective way to reach a safe point when you are old. It is often found that parents advise young people to maintain their financial stability so that in their old age they are not burdened by financial limitations. This kind of advice is based on his experience and a comparison between the routines of rich parents and poor parents when they were young.

[Gladitorcomeback]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Couldn't agree more, a drop of water makes a mighty ocean, a little savings from what we make as a young one can go a long way to assist us in the time of old age.
A small investment can make a big difference in the future depending on the type of investment it is. It is always good to make plans for the future, especially in the years when it is difficult to do hard work. I think planning for the future should be a priority for everyone.  

Very little saving can also be financially effective if make on time but saving will be little beneficial as compared to investment because just saving of money cannot increase in value but will remain decreasing as fiat currency decreases in value as time goes.


If someone make investment with the help of this saving then perhaps he realize the value of investment. Various techniques are originated according to modern age so adapt yourself according to it and change your mind because diversification of investment is needed to have a stable financial system.

[edy_58]

Many poor parents want to go back to the past to correct their mistakes when they were young. Poor young people are better off than poor parents, young people still have time to improve their lives by setting aside their income for savings. Youth is a productive period for doing everything, including investing for old age, saving is one effective way to reach a safe point when you are old. It is often found that parents advise young people to maintain their financial stability so that in their old age they are not burdened by financial limitations. This kind of advice is based on his experience and a comparison between the routines of rich parents and poor parents when they were young.

Those who have reached master's age but are experiencing financial problems, of course when they were young, they didn't think about their life when they were old and if there is a poor generation that is still young then they don't want to work and have an income and also they don't have the skills that can provide income. for them, if when they were young they were lazy about working then they must be ready to work until they are old and for the younger generation who have jobs and income they must be able to manage it well so that they have savings when they are old.

Yes, those who regret being poor when they are old will certainly advise the younger generation about financial management and also about working diligently when they are young so that they are not poor when they are old.

[arwin100]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Couldn't agree more, a drop of water makes a mighty ocean, a little savings from what we make as a young one can go a long way to assist us in the time of old age.
A small investment can make a big difference in the future depending on the type of investment it is. It is always good to make plans for the future, especially in the years when it is difficult to do hard work. I think planning for the future should be a priority for everyone.  

Very little saving can also be financially effective if make on time but saving will be little beneficial as compared to investment because just saving of money cannot increase in value but will remain decreasing as fiat currency decreases in value as time goes.

That's why at the moment I'm not really good at saving because we it can't generate us any good profit since we just let the money sleep on our wallet or bank accounts. That's why its really better to invest it on things that we can possibly generate a profit. But if someone afraid to lose their money and don't know what to do maybe they just try to venture on things that can possibly give them a passive income like investing on real estate assets having a rental property either commercial or residential spaces can give us passive income and that's what I'm aiming for since for sure once we get retired our assets can save us from getting broke and it can continuously generate us profit that can be used for our daily needs.

This is what people need and they should think about what they are plans for future so that they have goals to reach and some inspiration to proceed.

[IvugeoEvolutionCoin]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

I agree with your statement when we are young, we build our wealth, don't waste the time we have because time is money, just like investment, don't ever time the market, it's better to pay in installments from now, we consider postponing later and regretting it in our future we have to think about our future because the only one who helps us is ourselves

We have to build our own future. We know that if we don't do something right on time, we will face many problems in the future. We will not do something that we will regret in the future .If we can save some money from our earned money from now then we can build wealth in future. We should use this time to hold some good coins for future so that we can expect good things from them.

[Miles2006]

I will go with the statement that says "money and time works together", this statement so real and a lot of people who misused their time at an early age finds it difficult to survive now, time is so precious and if people start using their time wisely things will not be so difficult.
Everyone both young and old need to use their time wisely, this statement should be for the young in essence the young needs this advice more, it's not a matter of spending carelessly but I'm actually referring to work, young people now feel so lazy and they lack the motivation and ability to work, people like this will regret at the end cause during an old age when there's no strength and motivation how will such a person make it through. Just like what the op said being old and poor is hell asf, the truth be told wealth and riches lies in the mind and the ability to work towards that goal makes you special.

[angrybirdy]

Everyone was young and everyone had big money but most of it was spent somewhere and was misused. Yes. The message you convey is correct and if possible this is done by young people today, the advice you convey above is very good and don't let our experiences that are wrongly set above also be felt again (repeated) even though there are glimpses of words like this we often hear. "Yes. When else can you enjoy it if not now"..

It is difficult to control or manage finances at a young age because there are many temptations to fulfill needs that will drive current styles or trends.
I've felt that way and actually I know and understand the importance of saving while I'm still young, but it's difficult to do.
All experiences of oneself or others and also suggestions are needed, but all actions come back to self-awareness.

It's quite difficult to do, especially if you are earning enough for your daily expenses and monthly bills only. No matter how hard we try and want to save, we can't because as time goes on, all expenses increase due to economy inflation, so the best thing to do to save faster while you are still young is to invest if you have extra money or try to find extra income and use your income to use in the investment or business that you are planning to do.

[erep]

It's quite difficult to do, especially if you are earning enough for your daily expenses and monthly bills only. No matter how hard we try and want to save, we can't because as time goes on, all expenses increase due to economy inflation, so the best thing to do to save faster while you are still young is to invest if you have extra money or try to find extra income and use your income to use in the investment or business that you are planning to do.

The main rule for starting savings is to allocate a portion of your salary/income from the remaining daily needs, but saving doesn't have to be daily or weekly and you can save whatever finances you have for monthly savings.

But I have tips to motivate someone to work hard to get a monthly income, we give it the name of a savings and loan program with several people in one group, the rule is that each person must make a deposit every month and the withdrawal process will be drawn for the recipient of the monthly savings. So there is no such thing as not depositing money monthly and if you don't deposit then you will receive less money, you will be excluded from the savings and loan program in the next session.

[wtsimis]

Today's savings are tomorrow's future. We all know this proverb more or less.
In young age there is enough knowledge but in old age that knowledge is no longer useful. Because in old age you can't work anymore. So put your knowledge to good use at a young age and save money. But saving money alone won't benefit you in old age. Because the value of your money will decrease day by day. So save your money and invest in something good that will support you in old age. You have the power to decide how much you can try or plan now, but you don't know what you will be able to do in your future old age. So try to plan as much as possible now.

[$anounimus$]

Today's savings are tomorrow's future. We all know this proverb more or less.
In young age there is enough knowledge but in old age that knowledge is no longer useful. Because in old age you can't work anymore. So put your knowledge to good use at a young age and save money. But saving money alone won't benefit you in old age. Because the value of your money will decrease day by day. So save your money and invest in something good that will support you in old age. You have the power to decide how much you can try or plan now, but you don't know what you will be able to do in your future old age. So try to plan as much as possible now.

Investment is a pretty good way to safeguard assets in the future. At a young age, people are really required to be persistent and have innovation to continue to increase their income. It must be admitted that it is not easy for everyone to do something easily, so being young can determine a brilliant future.

In my environment, it is very rare to find young people who have succeeded in developing their own business because environmental factors always require them to become workers in the government sector and private companies. But I see several young people who have also started to be successful from starting up their businesses little by little and now they are increasingly successful in various fields. I really agree that investment is the next target for young people to strengthen their economy because if they only rely on continuing to save money then things will look stagnant.

[Dimitri94]

I will go with the statement that says "money and time works together", this statement so real and a lot of people who misused their time at an early age finds it difficult to survive now, time is so precious and if people start using their time wisely things will not be so difficult.
Everyone both young and old need to use their time wisely, this statement should be for the young in essence the young needs this advice more, it's not a matter of spending carelessly but I'm actually referring to work, young people now feel so lazy and they lack the motivation and ability to work, people like this will regret at the end cause during an old age when there's no strength and motivation how will such a person make it through. Just like what the op said being old and poor is hell asf, the truth be told wealth and riches lies in the mind and the ability to work towards that goal makes you special.

Many of us have a tendency to hold today's work for tomorrow. I postpone the work that I do tomorrow to the day after that. Those of us who act out of laziness will never find our destination. The point I am trying to make is that if we are thinking of making a savings in the future, it is better to do from today. There are many people who are not motivated to save money and after a long time they will live very badly. Because everyday is not the same day. Even if we live well today, we should now think about what will happen tomorrow. Savings may seem like a small amount at first but after a long period of time that savings will be a great asset. Of course there is time to change our attitude.

[acener]

It is true, wished I started saving when I was younger and earning more rather than today.
There are so many young people who have a lot of opportunity to save, they don't have to pay bills rent or food since they are still living with their parents, they don't also need to provide for their family because they don't have kids or haven't started their own family.

[blockman]

It's hard that you get old and you have no money and it's true, it's a bad situation when you get there. I am seeing a lot of old people in my country that didn't secured themselves as they grow older and that's because they love their family and never saved for themselves. That's why this generation should break the sandwich generation and they shouldn't make their children as their retirement. Don't forget to save for yourselves and invest as well because no one's gonna help you when you get old.

[Ndabagi01]

I totally agree.

If I can go back in time, I would lead much more modest life and try to earn and save as much as possible in order to secure my future and preferably retire much younger than the legal age here which is 67 years old. Since I spent way too much money in my youth, my next chance for an early retirement is bitcoin.

Opportunities like this don’t represent itself twice after you’ve missed the first one. If it is too late for you to adjust somethings in your life that would have helped you live a better life now, you can use that energy to groom someone, maybe your child to help live a better life financially than you had. Bitcoin has no age exception and can be taught from a young age for the youngsters too. If you can use that opportunity now, it would be better instead of regretting the past and not doing anything to correct the past or paving way to make the remaining time in your life worthwhile of living now.

[Fortify]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

The youngest have the most powerful thing at all when it comes to finance: time. One thing that many of the richest self made people on the planet did when they were growing up was to experiment with many different strategies and allow themselves to fail, because it gave them experience and the ability to refine their skills. It is applicable for all fields of life, utilize those first ten or twenty years of adulthood to figure out how to make money, or even how to lose it, because you may be the one person who can swing a profit in a new area or come up with a mixed concept that has found just the right time to work. However, when you make a decent amount, be sure to start saving and diversifying because it can come to a stop more suddenly than you might expect.

[Yamifoud]

Some people are the opposite, "enjoy life while still young as we cannot do it anymore when we grow old".
That is why many people got old and broke. Many individuals who have huge salaries/incomes end up relying on their pensions.

It is for someone who can think and prepare for their future, they are working hard at a young age, have savings and business, and enjoy life at 40 years old. While some people are working hard and have a luxurious life every day, at the age of 40 they are still working to sustain their living.

It is a choice and what we do it now is also what we harvest in the future.

[Casalania]

I totally agree.

If I can go back in time, I would lead much more modest life and try to earn and save as much as possible in order to secure my future and preferably retire much younger than the legal age here which is 67 years old. Since I spent way too much money in my youth, my next chance for an early retirement is bitcoin.

Opportunities like this don’t represent itself twice after you’ve missed the first one. If it is too late for you to adjust somethings in your life that would have helped you live a better life now, you can use that energy to groom someone, maybe your child to help live a better life financially than you had. Bitcoin has no age exception and can be taught from a young age for the youngsters too. If you can use that opportunity now, it would be better instead of regretting the past and not doing anything to correct the past or paving way to make the remaining time in your life worthwhile of living now.

I agree, the only thing we can do is to use our previous mistakes as a motivation to move forward and learn new things to improve our lives. People who have achieved a better life have probably experienced many failures before reaching the top. Let their success be an inspiration for us to become a better version of ourselves tomorrow.

[Botnake]

I can’t tell that it’s bad parenting. Maybe parents have some lapses in teaching and instilling in their children the value of saving but that does not mean that these parents are actually showing bad parenting. There are actually some parents who do the savings for their children, so that in the near future, when these children have reached their mature age, that’s the time they can get their savings and spend and manage it wisely based on how their parents have taught them on how to manage their finances.

[poodle63]

Some people are the opposite, "enjoy life while still young as we cannot do it anymore when we grow old".
That is why many people got old and broke. Many individuals who have huge salaries/incomes end up relying on their pensions.

It is for someone who can think and prepare for their future, they are working hard at a young age, have savings and business, and enjoy life at 40 years old. While some people are working hard and have a luxurious life every day, at the age of 40 they are still working to sustain their living.

It is a choice and what we do it now is also what we harvest in the future.

at the end of the day it comes down to money management and health management, because lets be frank here, so many people become diabetic at 40 years old already so I think that statement enjoy life while still young isn't really wrong either, it can be good if we can manage all the things and live a healthy life.
enjoying life for now is okay but remember that we have futures, so not excessively overspending on some of the most useless thing is one way.
saving also okay as long as we don't push it too much that it could affect our health, overall its always balancing life that do the most good.
though if we truly want the best of both worlds, try getting good career, high income, then we can start building life balances.
i've always seen rich people living a good life if they conscious enough.

[MarissaLopez]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Definitely,
If you want to create and own wealth,you need to work harder and better.
" A saying goes a stitch in time saves nine."when you make savings earlier,you will go a long way to achieving a lot for oneself and it broadens your horizons.

Most aged men,had all of this thought in mind to make it at a younger age but they tend to be callous with their dealings with money and at the end they end up being poor,cause they didn't plan their life a youthful stage.

[Baki202]

I will go with the statement that says "money and time works together", this statement so real and a lot of people who misused their time at an early age finds it difficult to survive now, time is so precious and if people start using their time wisely things will not be so difficult.
Everyone both young and old need to use their time wisely, this statement should be for the young in essence the young needs this advice more, it's not a matter of spending carelessly but I'm actually referring to work, young people now feel so lazy and they lack the motivation and ability to work, people like this will regret at the end cause during an old age when there's no strength and motivation how will such a person make it through. Just like what the op said being old and poor is hell asf, the truth be told wealth and riches lies in the mind and the ability to work towards that goal makes you special.

If you do not use your time and money well then you will only be left with stories to tell a musician in my country once said that, you will continue to explain and the only thing that can help save you from explaining is the evidence which is having money nobody will believe that you have tried. and things have changed and life now is just becoming more and more difficult because nobody is escaping inflation. everyone should be able to control how they spend. don't buy what you don't need. and instead of storing that money up I would rather suggest the money should be invested it will be better that way.

and the good thing about funds is that everyone needs funds both the young and the old, I won't say people feel too lazy to work because even getting a job now is hard and even after securing a job the pay does not meet up with your expenses. and if you want to argue then you can check the number of unemployed out there they are increasing every blessed day and the only people enjoying the pay role are does into tech and politicians in my country are cashing out big time.

and the government is already losing control over a lot of things, and looks like they trying to solve a particular problem and another one is coming out of nowhere so is just as if the situation now is that everybody needs to start thinking about how to help them self. I always have concern for does that are already married.

[Farma]

I can’t tell that it’s bad parenting. Maybe parents have some lapses in teaching and instilling in their children the value of saving but that does not mean that these parents are actually showing bad parenting. There are actually some parents who do the savings for their children, so that in the near future, when these children have reached their mature age, that’s the time they can get their savings and spend and manage it wisely based on how their parents have taught them on how to manage their finances.

The role of parents is actually quite big here, but when someone is an adult they can determine what is good and bad in life.
Managing finances in life is something that determines our future, so it is quite important to be able to learn how to manage finances.

In our youth we will be faced with difficult choices and the influence of the environment is quite large so that there are many temptations that prevent us from starting savings. This is a big challenge for young people who have to put aside their current lifestyle to save and that cannot be done by themselves. everyone.
As for the benefits in the future, almost everyone knows about it, but not everyone can do it, it all comes down to each individual.

[Hewlet]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

seriously! When you look at an old person that is struggling financially you tend to wonder what he did with his youthful age that resulted in his current situation at the moment.

The mistake most people make is that they use their youthful age all out and spend all their earnings on frivolous stuff forgetting that a time would come when their strengths will become weak and what they will need to depend on will be more of their investment.

While one is still young, it's necessary to invest in business that will feed you in the future, invest in people and set up real financial structure that will back you up when your strength will fail you. Old age is a certainty for everyone and it's just unwise to make your plan without putting that in consideration.

[jasonjm]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

I agree with your point of view on saving. When you start earning, you want to spend all your money on useless stuff and show off. This will hurt you in the future because you are not saving anything, and the cost of things i.e. property, gold, silver, Bitcoin, etc., is continuously increasing. If you are not saving now, you can not afford any of these things in the future.
With growing age comes greater responsibilities because you have started your family and now have kids, and you have to spend a handsome sum of money on your family. Build your wealth when you have limited expenses, and try to increase your investments every year if you want to survive the upcoming global inflation.

[SmartCharpa]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

From an early age, that is the most important thing we should understand. Regardless of the circumstances, we must save or invest money as we cannot predict how long our income will last. However, some people find it difficult to save or invest since conditions are not comparable. We must understand that time waits for no one. I think some people are still regretting, they failed to save in their young age. They believed that was how things will always remain. Spending money when we're young only to show up nice and do what we want with our money isn't good for us. While some people find it difficult to save money, we should at least figure out how to invest for those who struggle to save money in their bank accounts.

There is one thing I know too well, that it's not my fault I'm from a poor background but it will be my fault if I remain in that background. At the very young age of men it's meant to be spent wisely knowing too well that in less than no time nature will take it's part in your life and you will be left no chance of changing the past.
Make haste while the sun shine.

Coming from a poor background is not anyone's fault; nevertheless, some people are making a lot of effort not to remain in the same background, but nothing change. If we continue to live in poor background, it will definitely be our fault because what will we tell our children when the time comes that we put in a lot of effort but nothing seems to be working out? There won't be anything we can do about it when we become old, we truly need to take our responsibility to make it right while we're still young.

[nara1892]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

I agree with your point of view on saving. When you start earning, you want to spend all your money on useless stuff and show off. This will hurt you in the future because you are not saving anything, and the cost of things i.e. property, gold, silver, Bitcoin, etc., is continuously increasing. If you are not saving now, you can not afford any of these things in the future.
With growing age comes greater responsibilities because you have started your family and now have kids, and you have to spend a handsome sum of money on your family. Build your wealth when you have limited expenses, and try to increase your investments every year if you want to survive the upcoming global inflation.

Sometimes the problem is that someone is always wrong in making decisions, this is because they cannot distinguish between what is called a need and what is called a desire, I am sure if you only allocate money to something that you really need such as the necessities of life then at least there must be some money left over to then be saved for the benefit of yourself in the future, As you said that we cannot resist inflation because over time it must occur which makes the price of goods increase, and on the other hand there are quite a lot of benefits from saving money, one of which can make your life easier in terms of finance, for example when you have got a decent amount of savings then you can use that money to build a small business - small like opening a shop or whatever, the point is this can create a new place of income for you outside of the main income from your job.

On the other hand you are right that as time goes by our responsibilities will also increase, as in general there will be a time for us to start a new life with a new family, you have a big responsibility when you enter that situation where there is a wife and children that we have to support and that is entirely our responsibility, and with the savings that we have done during our youth, this will really be useful to help pay for the needs of life when we are really in a situation full of responsibility.

[Mauser]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

I fully agree with you, the earlier we start saving the higher will be our portfolio in the end. Both saving and investing is linked to time, the longer the period of time the return is going to be. Another important concept is to reinvest any interest, dividends or other profits we make in the meantime. This will help a lot to let our initial principal grow much faster over time. It's always nice to spend money and treat ourselves, but we need to realize that many times it's just unnecessary consumption of things we don't really need. Thinking in term of opportunity costs, which would be saving or  investing that money in crypto currencies, helped me a lot to cut back on my spending. So, better to be older and rich than young and having many things.

[killerfrost]

Blowing off steam when you're young is awesome, but picturing yourself as a broke grandpa ain't cool. So, stash some cash away, even if it's just a little bit. Think of it like building a future fort of financial security, ready to weather any storm. Start small, like saving spare change or using those fancy budgeting apps that make it automatic. Remember, every penny counts, and thanks to compound interest, that little seed you plant now will grow into a giant money tree later.

But don't forget to invest in yourself too! Learning new skills, taking care of your health, and building strong relationships are all ways to secure a bright future. Plus, who knows, maybe that cool coding class you take lands you a job that lets you retire early and live on that beach with all the piña coladas you can handle! Life throws curveballs, so having an emergency fund is like having a superhero cape for your finances. Unexpected expenses won't leave you scrambling, and you can focus on the important stuff, like conquering that epic video game or nailing that karaoke performance.

[taufik123]

-snip-
Build your wealth when you have limited expenses, and try to increase your investments every year if you want to survive the upcoming global inflation.

What's more appropriate is to build your own Business to grow sustainable wealth, so you will have a definite income.
Increasing investment will also provide a good opportunity for the future, but see what investments are chosen.

Make sure to choose a good and recommended type of investment, Investment in Gold, Land and Buildings or property and also in Bitcoin which will grow wealth faster with rapid price fluctuations.

-snip-
There won't be anything we can do about it when we become old, we truly need to take our responsibility to make it right while we're still young.

In old age, it is time to retire and leave all kinds of heavy and stressful work.
To be able to retire safely and comfortably, it is necessary to build a business that will guarantee our old age.

One of them is with a lot of investment made.
We see in 10–20 years, if we hold Bitcoin or a property that will provide a large enough return of course,
it will probably be enough to guarantee our old age life later.

But of course it is not easy to build all that, it takes good management and good income also at this time.

[Gladitorcomeback]

That's why at the moment I'm not really good at saving because we it can't generate us any good profit since we just let the money sleep on our wallet or bank accounts. That's why its really better to invest it on things that we can possibly generate a profit. But if someone afraid to lose their money and don't know what to do maybe they just try to venture on things that can possibly give them a passive income like investing on real estate assets having a rental property either commercial or residential spaces can give us passive income and that's what I'm aiming for since for sure once we get retired our assets can save us from getting broke and it can continuously generate us profit that can be used for our daily needs.

This is what people need and they should think about what they are plans for future so that they have goals to reach and some inspiration to proceed.

All the investment opportunities are not useless because you will have experience that bitcoin, gold, property and many more are there which can give you good sum of money but if they are handle well. People will be afraid of one field so they can easily choose another one which will give them profit but if they afraid from all the field then their money will go to decrease in value without gaining any value.

If someone is afraid of bitcoin and altcoins due to its volatility then buying and selling of land can provide them good profit but if someone is experience in such thing. Your fear will be automatically reduces if you have experience because experience and knowledge make a man bold.

[tbterryboy]

It's true that 100 is worth today but what will be its worth after several years? The purchasing power of it whether it's in the form of dollars or any fiat currencies out there, one thing is significant and the same is that it will be lessened due to inflation. As for saving while young, it's also best to teach them to invest while they're young. Anything that's going to help them be wise on how they handle money is a win for most of the young ones.

With the inflation, the 100 dollar bill, does actually look like it was 10 dollars only . The OP only think about the positive result or if we invest it the said amount. But, what if not? The increasing inflation will again eat most of its value. That should be the real meaning of playing safe OP. To not invest.

I agree about teaching the young ones to save and invest as early as possible. This is what many of us adults regretted. It's either our parents didn't teach us about it, or they do but we don't take it seriously. Now, we don't want the same mistake to happen to our kids or to the other young people. They will surely thank us for this one day, once they follow it strictly.

[Alana Arden]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

seriously! When you look at an old person that is struggling financially you tend to wonder what he did with his youthful age that resulted in his current situation at the moment.

The mistake most people make is that they use their youthful age all out and spend all their earnings on frivolous stuff forgetting that a time would come when their strengths will become weak and what they will need to depend on will be more of their investment.

While one is still young, it's necessary to invest in business that will feed you in the future, invest in people and set up real financial structure that will back you up when your strength will fail you. Old age is a certainty for everyone and it's just unwise to make your plan without putting that in consideration.

In view of this writing, I want to give everyone a different background.l see two classes of people wherever I live.
First, I have seen a class of people who have worked hard in their youth for the bright future of their families. So he invests or saves money without spending it unnecessarily. As a result, they have problems with their youth. However, they forget that once the time is gone, it does not return.

Second, the thoughts of other classes of people are completely different. They invest in their children at an old age, thinking that their children will take care of them. So their youth is ignorant, but when they understand, it is too late. He could not get the power of youth, even if he wanted. In many cases, children give up their old age after they prove wrong. Oh sorry.
In the end, both of their youth and old age were lost in this thought.

My point is, why do they think so?
If we are adolescents or young, we see what we eat, wear, or do for ourselves. When we grow up, we can do nothing. Many problems face. Again, I may not be healthy.
On the other hand, is there a guarantee that my kids will not take care of their kids the way my child has hurt their future?

We need to decorate the present (adolescence or youth) in such a way that old age is not very low.

[JayTrain]

From personal experience, I've come to realize that starting to invest in oneself and one's financial future should happen sooner rather than later. The difference between those who make this decision today and those who procrastinate becomes significant over time. I recommend all young people seriously consider their finances, start investing, and build financial stability for a brighter future.

[romero121]

Investing wisely is the key to retiring earlier. Nowadays, the young generation is much more into technological advancement, and the same has given them the path to explore as well as handle things in a better way than in the past, when people required more time to manage things. This way, we've got more time to analyze, and now it is our duty to find the right one and invest. On some occasions, here also the luckiest survive, unlike the research we do. We need some sort of coincidence in the prediction that keeps us positive and makes our minds want to invest more and more.

[Lanatsa]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

I agree with your point of view on saving. When you start earning, you want to spend all your money on useless stuff and show off. This will hurt you in the future because you are not saving anything, and the cost of things i.e. property, gold, silver, Bitcoin, etc., is continuously increasing. If you are not saving now, you can not afford any of these things in the future.
With growing age comes greater responsibilities because you have started your family and now have kids, and you have to spend a handsome sum of money on your family. Build your wealth when you have limited expenses, and try to increase your investments every year if you want to survive the upcoming global inflation.

Sometimes the problem is that someone is always wrong in making decisions, this is because they cannot distinguish between what is called a need and what is called a desire, I am sure if you only allocate money to something that you really need such as the necessities of life then at least there must be some money left over to then be saved for the benefit of yourself in the future, As you said that we cannot resist inflation because over time it must occur which makes the price of goods increase, and on the other hand there are quite a lot of benefits from saving money, one of which can make your life easier in terms of finance, for example when you have got a decent amount of savings then you can use that money to build a small business - small like opening a shop or whatever, the point is this can create a new place of income for you outside of the main income from your job.

On the other hand you are right that as time goes by our responsibilities will also increase, as in general there will be a time for us to start a new life with a new family, you have a big responsibility when you enter that situation where there is a wife and children that we have to support and that is entirely our responsibility, and with the savings that we have done during our youth, this will really be useful to help pay for the needs of life when we are really in a situation full of responsibility.

Committing wrong decisions in life is normal on which we cant really be perfect on anytime we do make out some decisions specially if you are someone who is really that trying out to
deal up with multiple things like investment and other stuffs which it would really be something that pertains or giving out that kind of chance on making yourself that successful.
We cant really be able to hit that bulls eye on first try and this is why it would really be that best that you should really know on how to adjust accordingly into such situations.
Savings? Of course it would really be that relevant and later on you should be mindful about on making investment as well.

All of us do really wants or wishes to have that kind of financial freedom on which we do know that we could do everything if we are really that financially capable.
There are really things on which it cant be obtained if you dont really be doing such hard work.

[ndutndut]

From personal experience, I've come to realize that starting to invest in oneself and one's financial future should happen sooner rather than later. The difference between those who make this decision today and those who procrastinate becomes significant over time. I recommend all young people seriously consider their finances, start investing, and build financial stability for a brighter future.

Yes, exactly. Many people who procrastinate think more about momentary pleasure than finances in old age. That's why the younger generation needs to dream. Because when we think about dreams, they turn into plans. When we say a plan, it will change shape again into a commitment. When we carry out our commitment, it will change shape again and become a reality.

So while you're still young, don't waste your age having fun, make the best use of your money by investing for the future, such as Bitcoin, property and gold. This is a long-term investment, the younger generation must be aware of all this so that we can achieve financial freedom in old age. If you plan to be successful in Life, you have to think it, believe it, and make your beliefs work for you.

[shinratensei_]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

also to grow wealth we need to tread carefully though we could be saving all our life and make our money gone in a matter of second just because we are too greedy trying to grow wealth, remember even growing wealth is not as easy as said by many people, but as long as it is healthy investment and always make decision based on logic i think it wil eventually get us to financial independence when we are old enough.
I also agree fully with being too comfortable with job that just pays enough to make ends meet, that just means we are in danger zone because to be frank, fluctuation eats up our wealth, our purchasing power gonna be decreasing by just few years because im pretty dang sure the employer aren't gonna raise the salary rate based on inflation.
if our job is just enough, find side hustle, find something that could boost up our career, find something that can make us save some money and still have enough money left and then we can start investing.

[Samlucky O]

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

According to one article I read , it say the time is money and our lives is somehow merged with money indecence that the way we spend our money is the way we use our time. We hustle with time to make money and if that money is not spent meaningfully, it mean you have just waisted that time you worked for it. The more you waste money money you waste your time and effort and loosing your life gradually with your mistakes. One single mistake with the misuse of time can make you poor forever in your life.

So whenever you use your time very well you stand a chance to make your world a better place and you will be respected for that.
Successful people are respected always. The respect they get from people is do to how they where able to make  use of there Time very well. The question is now what are you doing with your time? Because what you do with time determine who you are and what you can do. Because when you use your time well, you can promise and redeem your promise because you know what you are doing.

[Fakhrulenclix]

From personal experience, I've come to realize that starting to invest in oneself and one's financial future should happen sooner rather than later. The difference between those who make this decision today and those who procrastinate becomes significant over time. I recommend all young people seriously consider their finances, start investing, and build financial stability for a brighter future.

Yes, exactly. Many people who procrastinate think more about momentary pleasure than finances in old age. That's why the younger generation needs to dream. Because when we think about dreams, they turn into plans. When we say a plan, it will change shape again into a commitment. When we carry out our commitment, it will change shape again and become a reality.

So while you're still young, don't waste your age having fun, make the best use of your money by investing for the future, such as Bitcoin, property and gold. This is a long-term investment, the younger generation must be aware of all this so that we can achieve financial freedom in old age. If you plan to be successful in Life, you have to think it, believe it, and make your beliefs work for you.

Environmental factors are quite influential on the younger generation so that there is a desire for them to be able to balance the lifestyle of their circle so that they put aside or don't think too much about the future, which is quite unfortunate actually, but this is a real thing that is happening right now.

Those of us who are aware of this may be something to be grateful for because saving or investing for the future is very important.
When we are young we seek a lot of knowledge, money and everything that will be of great benefit in old age.

[radjie]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

I fully agree with you, the earlier we start saving the higher will be our portfolio in the end. Both saving and investing is linked to time, the longer the period of time the return is going to be. Another important concept is to reinvest any interest, dividends or other profits we make in the meantime. This will help a lot to let our initial principal grow much faster over time. It's always nice to spend money and treat ourselves, but we need to realize that many times it's just unnecessary consumption of things we don't really need. Thinking in term of opportunity costs, which would be saving or  investing that money in crypto currencies, helped me a lot to cut back on my spending. So, better to be older and rich than young and having many things.

It's good if we can balance an ordinary or simple lifestyle, but when there is an urgent need to have spare money to spend.  In other words, living life as usual, being able to enjoy it and not being too wasteful and even requiring you to always be able to set aside money for savings.  Saving from an early age is recommended, but don't let us be burdened by holding ourselves back by limiting everything

[slapper]

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

According to one article I read , it say the time is money and our lives is somehow merged with money indecence that the way we spend our money is the way we use our time. We hustle with time to make money and if that money is not spent meaningfully, it mean you have just waisted that time you worked for it. The more you waste money money you waste your time and effort and loosing your life gradually with your mistakes. One single mistake with the misuse of time can make you poor forever in your life.

So whenever you use your time very well you stand a chance to make your world a better place and you will be respected for that.
Successful people are respected always. The respect they get from people is do to how they where able to make  use of there Time very well. The question is now what are you doing with your time? Because what you do with time determine who you are and what you can do. Because when you use your time well, you can promise and redeem your promise because you know what you are doing.

That rigid view you promote traps people in negativity. A trap, plain and simple. You just associate time with money, but there's more. Listen up: not every minute counts, and not every dime represents worth. My friend, your view is dangerously restricted. You say time is money, but let's not forget: it's also opportunity, growth, relationships. Ever considered that? It goes beyond hustling for money. What you hustle for important. Money spent on education, experiences, health? That's investment, not waste. You're living a worthwhile life, not wasting time. Respect isn't reserved for the wealthy. Yes, good time use earns it, but not always profitably. Means impactfully. I challenge you to look past dollar signs. How are you spending your time? Are you enriching your life, thoughts, and relationships? That's true success

[obuoma]

-snip-
There won't be anything we can do about it when we become old, we truly need to take our responsibility to make it right while we're still young.

Absolutely correct, life in the  young is sweeter compared to old age because you have the energy to do what ever you desire to do. No wonder our one of our lecturer in school was advising us that what ever thing we need to  we should start now we are still young he infancies basically on marriage using himself as an example that if you wait to have everything before you get married and refused to marry when you are still young that you will use your retirement benefit in training your children at old age when you are suppose to be relaxing and taking care of yourself.
 
As a newbie in the forum seeing this type of discussion is very interesting as this advised can also be applicable to investment. You must not wait till you have everything before you start investing  you can plan yourself and invest at your level using DCA method like they say drop of water make an ocean. Investing in younger age is very sweet because you will have all the time and energy and also benefit maximally on your investment and enjoy stress free life at old age.
 

[BitcoinTurk]

With the inflation, the 100 dollar bill, does actually look like it was 10 dollars only 😃. The OP only think about the positive result or if we invest it the said amount. But, what if not? The increasing inflation will again eat most of its value. That should be the real meaning of playing safe OP. To not invest.

I agree about teaching the young ones to save and invest as early as possible. This is what many of us adults regretted. It's either our parents didn't teach us about it, or they do but we don't take it seriously. Now, we don't want the same mistake to happen to our kids or to the other young people. They will surely thank us for this one day, once they follow it strictly.

Certainly, considering the economic conditions we are in, it is much more logical to invest instead of saving because fiat currencies are losing value against inflation. Moreover, this is unfortunately the case with strong currencies and any state-owned currency will unfortunately not have its current value in the future. For this reason, I think it would be better to invest as well as save because an investment with good risk management gains significant value in the long term.

Teaching younger generations the importance of saving is of course very important but in today's conditions I think it would be more beneficial to teach younger generations how to invest correctly and evaluate these investments efficiently. Especially for children, teaching investing is as important as family and social education. For this reason, I think it is the responsibility of every family and teacher to teach their children how to invest in the right way.

[dezoel]

This is the type of thinking that would get you a longer period of time that you are rich, and not very few amount. Most people save until they are sixty years old and that may seem like a lot, because after sixty, you are not going to be able to physically enjoy life as much as you can than earlier, hell even in your 30's your body starts to crack, and have some issues, but when you are in 20's you are going to be a lot better.

So what you should do, start saving since high school, and save until you are 40, that would be about 25 years, and if you can save just 10% of your money every single month, then you are going to be able to retire, with right investments of course not just saving. That would mean, at 40 years old, you may retire, and if you live to 80, you will have 40 years to do whatever you want, instead of just 20 years.

[Fuso.hp]

From personal experience, I've come to realize that starting to invest in oneself and one's financial future should happen sooner rather than later. The difference between those who make this decision today and those who procrastinate becomes significant over time. I recommend all young people seriously consider their finances, start investing, and build financial stability for a brighter future.

Yes, exactly. Many people who procrastinate think more about momentary pleasure than finances in old age. That's why the younger generation needs to dream. Because when we think about dreams, they turn into plans. When we say a plan, it will change shape again into a commitment. When we carry out our commitment, it will change shape again and become a reality.

So while you're still young, don't waste your age having fun, make the best use of your money by investing for the future, such as Bitcoin, property and gold. This is a long-term investment, the younger generation must be aware of all this so that we can achieve financial freedom in old age. If you plan to be successful in Life, you have to think it, believe it, and make your beliefs work for you.

Most of us youngsters do not value our time and we waste it very easily without thinking about the next phase of life. This young age is one of the most important times to build your career. At this young age a person's career can go well and due to some wrong decisions that person's career can go bad. Since at this age there is enough strength in our mind and body strength as well as ability to work hard, so we should think deeply about this time without wasting this time and take the right decision. If there are enough opportunities to invest at this stage of career, we must think ahead so that we never miss that opportunity. If we can work hard when we are young then we can live a normal life in later age and then we will not have any regrets.

[kotajikikox]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

But sometimes it is better to spend your money while young as we cannot promise tomorrow , you can keep your money safe while young but what about when you are ready to spend your hard earned money ? then this is the time that you need to seek hospital assistance as you are already sick inside and cannot spend your money for good time?
but this is isolated cases and I believe also to your advise that we need to invest while young like how Ants are working in summer before rainy days come.

[DeathAngel]

Saving & planning for your future when you are young is really important for building wealth later in life. By starting early you have the advantage of time & compounding interest. Saving allows you to accumulate funds over time giving you a financial cushion for emergencies & unexpected expenses. Planning for the future helps you set clear goals & create a roadmap to achieve them. It can help in developing disciplined financial habits & avoiding debt. Investing wisely in your younger years can generate substantial returns ensuring a comfortable & financially secure future.

[milewilda]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

But sometimes it is better to spend your money while young as we cannot promise tomorrow , you can keep your money safe while young but what about when you are ready to spend your hard earned money ? then this is the time that you need to seek hospital assistance as you are already sick inside and cannot spend your money for good time?
but this is isolated cases and I believe also to your advise that we need to invest while young like how Ants are working in summer before rainy days come.

Spending just like we do only live once? Well, there's really that having that point that we dont know on what would happen on tomorrow but doesnt mean that you would really spending like a mad man
or there's no further things in life or priorities.We do know that having money is really that important, you cant really just that make yourself that careless whenever when it comes to spending because
this is where people would be usually messing up their lives on the time that they would really be having no plans when it comes into their finances. Savings is relevant on which this isnt really just
that for the sake of emergency but also on giving out that kind of chance to make out some investment.

It is really just that it would really be that depending on how well you do manage out your finances. This is why it would be always be important that you should be
mindful when it comes to financial management.

[Obim34]

Saving & planning for your future when you are young is really important for building wealth later in life. By starting early you have the advantage of time & compounding interest. Saving allows you to accumulate funds over time giving you a financial cushion for emergencies & unexpected expenses. Planning for the future helps you set clear goals & create a roadmap to achieve them. It can help in developing disciplined financial habits & avoiding debt. Investing wisely in your younger years can generate substantial returns ensuring a comfortable & financially secure future.

Confidently on what you said, saving while at a young age is going to save us the stress and work load during our old days, the better we save and strategies the less we see ourselves still doing hard jobs and guarantee how financially stable we would become, It shows how useful we indeed spent our young days not just toiling it away to stuffs of less importance. While saving we should also consider doing so using Bitcoin as a store of value.

[IvugeoEvolutionCoin]

From personal experience, I've come to realize that starting to invest in oneself and one's financial future should happen sooner rather than later. The difference between those who make this decision today and those who procrastinate becomes significant over time. I recommend all young people seriously consider their finances, start investing, and build financial stability for a brighter future.

I think investing is very good but to invest we need to find the right coins and keep investing. I think now is the right time to invest. If you can keep investing now it will be better than the money invested after few years.  There will be possibility of profit of amount. Now those who want to invest will do smart thing to invest if they can. Because investing can be very profitable as a result of which everyone can be very profitable.

[slapper]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

But sometimes it is better to spend your money while young as we cannot promise tomorrow , you can keep your money safe while young but what about when you are ready to spend your hard earned money ? then this is the time that you need to seek hospital assistance as you are already sick inside and cannot spend your money for good time?
but this is isolated cases and I believe also to your advise that we need to invest while young like how Ants are working in summer before rainy days come.

Spending just like we do only live once? Well, there's really that having that point that we dont know on what would happen on tomorrow but doesnt mean that you would really spending like a mad man
or there's no further things in life or priorities.We do know that having money is really that important, you cant really just that make yourself that careless whenever when it comes to spending because
this is where people would be usually messing up their lives on the time that they would really be having no plans when it comes into their finances. Savings is relevant on which this isnt really just
that for the sake of emergency but also on giving out that kind of chance to make out some investment.

It is really just that it would really be that depending on how well you do manage out your finances. This is why it would be always be important that you should be
mindful when it comes to financial management.

Spending without thinking about tomorrow leads to financial catastrophe. Uncertainty is real, but fiscal irresponsibility is not. It's amazing how many conflate living for today with financial irresponsibility. A harsh truth: Financial security and money don't grow on trees or from thoughtless spending. Strict, disciplined management is key. Savings are more than a rainy-day fund - they're the seeds of prosperity. Investments? They are a planned move toward financial freedom, not a gamble. Money management is essential, not optional. Without it, you're just surviving, one step from disaster. Being careful with spending isn't about depriving yourself; it's about taking control of your finances

[YOSHIE]

Save while young better than wait

China has taught and educated their children to save from an early age, saving is one of the activities that the majority of Chinese people must do, it is rare to see China poor, they have the best economy at the moment in all fields, it can be an example for all of us of how China does it all for their economic growth.

Economics has meaning in people's lives in this world. Saving can certainly provide good value for their lives. Thinking about saving when you are young is something you should consider, Old age is not a good step to think about, if you want the economy to improve in the future, think about when you are still young.

[Patrol69]

Even if aging is a crime we have to accept it because it is a law of nature. Age will never stand still, it will only increase. There are several stages of age in our life. People are usually separated into different age categories by considering several stages of age. In old age a man's behavior becomes almost childlike and at that time a man cannot return to youth even if he wanted to. There are many who had a good life in their youth but are helpless in their old age, that is why they are helpless in their old age because they did not think about their future in their youth. Those who think that people's age is not always fixed or people's financial condition is not always the same, so every person should think about this at a young age so that the financial condition does not get worse in the future. If we have the ability in our youth then we should invest in our future plans as soon as possible without wasting time. Those who know about investment definitely try to invest but those who don't have any idea about it are always deprived of this opportunity.

[Silver005]

This is a very good point of threads, I so much love the advice save while young better than wait, yes it is very clear and understandable that whatsoever you sole today you will reap tomorrow,we are in a computer 🖥️💻🖥️ age now where by the excuse of I am from poor background never been the reason you are still in poverty or in suffering, your young age is the best time for you to make your future bright no matter the background you are from,..

You have every opportunity now that you are young to choose what you want to become in future, wether you are going to be rich or poor,. how did you do it, it's because hustling,keep trying and make sure you save not to live extravagant life, remember there's tomorrow in everything you do, remember that the foundation you lay today will elevate you and your family tomorrow and your entire generation the good foundation you were able to achieve at your young age..

Old age alot of reason, because you are no longer strong enough to do some certain work,than the time you are young, responsibilities and already waiting for you if you failed your young age and may not have given you the chance to do some certain work...

[MFahad]

Even if aging is a crime we have to accept it because it is a law of nature. Age will never stand still, it will only increase. There are several stages of age in our life. People are usually separated into different age categories by considering several stages of age. In old age a man's behavior becomes almost childlike and at that time a man cannot return to youth even if he wanted to. There are many who had a good life in their youth but are helpless in their old age, that is why they are helpless in their old age because they did not think about their future in their youth. Those who think that people's age is not always fixed or people's financial condition is not always the same, so every person should think about this at a young age so that the financial condition does not get worse in the future. If we have the ability in our youth then we should invest in our future plans as soon as possible without wasting time. Those who know about investment definitely try to invest but those who don't have any idea about it are always deprived of this opportunity.

It's not always that people don't know about investments, it's just that they are careless when they are young, and instead of preparing for their future and old age, they keep spending money here and there irresponsibly which is the reason why they suffer when they grow old as they can't work and earn money and they didn't have any assets built that could earn them money while they could rest after they are retired.

People who work hard in their youth tend to have a good life after they retire because they can easily create wealth or at least assets that will earn them money when they grow older so that they don't need to struggle for pennies when they are old and aren't capable enough to work.

[Y3shot]

Saving & planning for your future when you are young is really important for building wealth later in life. By starting early you have the advantage of time & compounding interest. Saving allows you to accumulate funds over time giving you a financial cushion for emergencies & unexpected expenses. Planning for the future helps you set clear goals & create a roadmap to achieve them. It can help in developing disciplined financial habits & avoiding debt. Investing wisely in your younger years can generate substantial returns ensuring a comfortable & financially secure future.

I agree with you. Saving and planning for the future is very important.  I have seen people that when they were young they good opportunity of having access to money but they didn't plan well and invest well and today it is a problem to them today. Whatever we are doing today let put tomorrow into consideration,  because the opportunity we have today we may not get them tomorrow.  Hardship during old age is very terrible  and because age it something that is not good for one to experience.

[lizarder]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

No one wants to grow old in poverty because it can make life worse, but to what extent people are able to prepare many things to get out of poverty. Spending money on something that is not needed and not knowing how to make money more productive are two things that are quite painful. Not having a job is the biggest problem because when someone cannot generate a steady income then they will find it difficult to meet their living needs, especially when it comes to saving.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

For the younger generation, the availability of opportunities on the internet must be a basis for spurring self-motivation to make money and now there are many ways to make money on the internet if you can use them properly. Creating wealth from investment sources must be carried out correctly because otherwise you will lose a lot of money. Do it responsibly because at the right time we will get big profits, especially in bitcoin investment.

[Altryist]

For the younger generation, the availability of opportunities on the internet must be a basis for spurring self-motivation to make money and now there are many ways to make money on the internet if you can use them properly. Creating wealth from investment sources must be carried out correctly because otherwise you will lose a lot of money. Do it responsibly because at the right time we will get big profits, especially in bitcoin investment.

Before investing they need to learn how to earn money, I remember when I was young and lived with my parents, it was high school, I had already started working and could save almost everything I managed to earn, because I could afford to not spend almost nothing.
When I started living separately, everything changed and at first I could save very little, so young guys should use this time profitably, to the maximum. While there is no idea for a business, or there is not enough capital, you need to earn and save, opportunities will appear and it will be easier to take advantage of them when you have the money for it.

[Mahanton]

For the younger generation, the availability of opportunities on the internet must be a basis for spurring self-motivation to make money and now there are many ways to make money on the internet if you can use them properly. Creating wealth from investment sources must be carried out correctly because otherwise you will lose a lot of money. Do it responsibly because at the right time we will get big profits, especially in bitcoin investment.

Before investing they need to learn how to earn money, I remember when I was young and lived with my parents, it was high school, I had already started working and could save almost everything I managed to earn, because I could afford to not spend almost nothing.
When I started living separately, everything changed and at first I could save very little, so young guys should use this time profitably, to the maximum. While there is no idea for a business, or there is not enough capital, you need to earn and save, opportunities will appear and it will be easier to take advantage of them when you have the money for it.

People wont really be able to realize things until they would really be able to experience on how to earn money and its not something simple. This is where they would really be making out those kind of acts on which
they would really be trying out to make things straight. Saving? It should really be that default while you are still young, on the time that you have saved enough then 80% of those savings will really be ideally be put up on an investment or business. Trying out to make that kind of advantage since you do have that capital. Risky? yes, its always been part on which come to mind that you cant really be able to make yourself that successful
if you wont really be taking up such risks.

This is why it would really be that best that you should really be having those future plans rather than on making yourself that stagnant. You cant really just that
make yourself being successful without doing something. Of course you would really be needing to make such action.

[Davian144]

I think investing is very good but to invest we need to find the right coins and keep investing. I think now is the right time to invest. If you can keep investing now it will be better than the money invested after few years.  There will be possibility of profit of amount. Now those who want to invest will do smart thing to invest if they can. Because investing can be very profitable as a result of which everyone can be very profitable.

People who will continue to invest certainly already know what coins they will choose to make as future investments in the long term, and if what is targeted is a good profit in the current investment and can have good potential this year. Of course the choice is in Bitcoin and I think there is no need to look at anything else if the investment to be carried out is in the crypto space, but if the investment to be carried out is outside the crypto space, the choices may still be quite numerous and very varied in terms of category.

[oktana]

I’d say that one should work hard while young because being old and broke comes from not working hard while young. Let’s remember that we can’t save our way to the top. Wealthy people didn’t save their way up there. You will have to do many jobs, invest in various opportunities, start your own business, etc. But whatever you do, start as early as possible so in maybe a decade you can reflect back already to see the distance you’ve covered.

[Dr.Osh]

I’d say that one should work hard while young because being old and broke comes from not working hard while young. Let’s remember that we can’t save our way to the top. Wealthy people didn’t save their way up there. You will have to do many jobs, invest in various opportunities, start your own business, etc. But whatever you do, start as early as possible so in maybe a decade you can reflect back already to see the distance you’ve covered.

I think working hard is not enough. We need to learn about new things in the world of investment and business, and try to build a business from now on. Apart from that, money management is also very important. Because I see quite a lot of hard workers who don't become rich until they get old or even, people who have a lot of salary but fall into bad management, so that it has a very negative impact on their finances in old age. So, I think there are many aspects that must be involved. It was indeed very troublesome, but it was a price that had to be paid to become rich when old.

[junder]

Saving & planning for your future when you are young is really important for building wealth later in life. By starting early you have the advantage of time & compounding interest. Saving allows you to accumulate funds over time giving you a financial cushion for emergencies & unexpected expenses. Planning for the future helps you set clear goals & create a roadmap to achieve them. It can help in developing disciplined financial habits & avoiding debt. Investing wisely in your younger years can generate substantial returns ensuring a comfortable & financially secure future.

That's right, the future does have to be well prepared when we are easy, because in my opinion there are some people who are old they tell stories to people who are young by giving directions not to be like him and maybe his little heart says "why didn't I save or invest, maybe now it won't be like this" said an old man and financial difficulties. Because I have also heard those exact words from parents in my neighborhood.

The thing that should be considered in my opinion is an emergency fund, because in general we as humans are likely to experience things that are not expected, such as medical expenses if an accident occurs, because no one knows about accidents when they will come. But I think many young people today don't see this, they are more concerned with the current lifestyle, not thinking about the future. If you really want to achieve financial freedom, in my opinion, you must save, because it is for a good future.

[lizarder]

Before investing they need to learn how to earn money, I remember when I was young and lived with my parents, it was high school, I had already started working and could save almost everything I managed to earn, because I could afford to not spend almost nothing.
When I started living separately, everything changed and at first I could save very little, so young guys should use this time profitably, to the maximum. While there is no idea for a business, or there is not enough capital, you need to earn and save, opportunities will appear and it will be easier to take advantage of them when you have the money for it.

Saving will be much easier when we still live with our family because we don't need to think about food costs, but when we start living independently or starting a family because we are married, the responsibility will be much greater. Saving is not an easy thing to do, especially if you can't make money consistently every month from a regular job. While you are still young and your responsibilities are not too big, it is best to set standards in building a business or investment because it will be quite useful in the future.

If we hope to build a business, invest and save when we are married, it will be much more difficult because we already have big responsibilities for the family. I started building a business from college, even though I had ups and downs due to losses in previous businesses, but maturity has made me better prepared to develop a business.

[Davian144]

I’d say that one should work hard while young because being old and broke comes from not working hard while young. Let’s remember that we can’t save our way to the top. Wealthy people didn’t save their way up there. You will have to do many jobs, invest in various opportunities, start your own business, etc. But whatever you do, start as early as possible so in maybe a decade you can reflect back already to see the distance you’ve covered.

Growing old in poor conditions is a very real and very bitter difficulty for anyone, so what you suggest is actually not wrong to do as early as possible with very careful and very good consideration. Because those who are old and in a rich condition are people who are enjoying the results of their hard work while they were young, so people like that no longer feel bitterness in their lives with a more decent life. I quite agree with the suggestions and points you emphasize because there is no way to save yourself except by continuing to do hard work such as investing and starting a business as early as possible in what we like.

[Antotena]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

It baffles me when I see young guys blessed with so much wealth at such a younger age and they choose to live a lavish lifestyle, a life that is so expensive that they don't think about tomorrow. Most of these youngs pals doesn't know that there opportunities that you will have in life when you are younger will never come again or cross path again. Instead of when they make a life changing opportunity, they should invest the money or double the standard of where that money comes from, they will rather enjoy partying and clubbing.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

I have made up my mind that my parent might have the opportunity to give me what I want and need in life but I will make sure I secure the life of my child and myself included, I will make sure that when I get old, I will make sure I am proud of how I spend my money and how I utilize them when I'm younger.

[Mame89]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

It baffles me when I see young guys blessed with so much wealth at such a younger age and they choose to live a lavish lifestyle, a life that is so expensive that they don't think about tomorrow. Most of these youngs pals doesn't know that there opportunities that you will have in life when you are younger will never come again or cross path again. Instead of when they make a life changing opportunity, they should invest the money or double the standard of where that money comes from, they will rather enjoy partying and clubbing.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

I have made up my mind that my parent might have the opportunity to give me what I want and need in life but I will make sure I secure the life of my child and myself included, I will make sure that when I get old, I will make sure I am proud of how I spend my money and how I utilize them when I'm younger.

because there is no need to work hard to earn money, so it is not uncommon for many people to be born into rich families but by living in luxury their children make their parents' inheritance run out and even lead to poverty. So it is not surprising that most of them do not value money and their lives are full of prestige.

Rarely do we see children of rich people able to continue or expand their parents' wealth. So in my opinion, apart from that we have to invest in bitcoin and others to create financial freedom in old age. From now on we must teach our children about financial literacy so that they understand that controlling their finances is important for their future. If you teach them to invest early, that's much better, and it is important to invest as early as possible for the long term as op said.

[goldkingcoiner]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

You just listed the reasons why saving will not really work out, in the long term.

Something worth 100 today is worth 800 in 20 years. But you still have the same amount of money as you put into your account. That is not really productive. What would be productive is to put that money into something that you can hold and that something will grow in value, over time. I personally would recommend Bitcoin but there are other ways to invest. And there are so many things worth investing into because their value steady keeps rising.

 

[oktana]

I’d say that one should work hard while young because being old and broke comes from not working hard while young. Let’s remember that we can’t save our way to the top. Wealthy people didn’t save their way up there. You will have to do many jobs, invest in various opportunities, start your own business, etc. But whatever you do, start as early as possible so in maybe a decade you can reflect back already to see the distance you’ve covered.

I think working hard is not enough. We need to learn about new things in the world of investment and business, and try to build a business from now on. Apart from that, money management is also very important. Because I see quite a lot of hard workers who don't become rich until they get old or even, people who have a lot of salary but fall into bad management, so that it has a very negative impact on their finances in old age. So, I think there are many aspects that must be involved. It was indeed very troublesome, but it was a price that had to be paid to become rich when old.

I literally pointed that out. But I started with saying work hard because the money with which you will use to invest or start the proposed business will definitely not fall from the sky. So you need to earn that money by working hard first, and then push your own establishment. Saving money is meaningless to me because instead of saving it and it will be stagnant or reduce in value (since money is always printed), you should look for ways to multiply it.

[TopT3ns]

I literally pointed that out. But I started with saying work hard because the money with which you will use to invest or start the proposed business will definitely not fall from the sky. So you need to earn that money by working hard first, and then push your own establishment. Saving money is meaningless to me because instead of saving it and it will be stagnant or reduce in value (since money is always printed), you should look for ways to multiply it.

As long as you are still very young, working hard is really necessary to enjoy old age because it is impossible when you are old but still have to work hard because, of course, you don't have much performance and energy anymore because now you can become rich. There is no easy way, and everything requires quite a long process, and it is not easy to get wealth instantly.

[shinratensei_]

I literally pointed that out. But I started with saying work hard because the money with which you will use to invest or start the proposed business will definitely not fall from the sky. So you need to earn that money by working hard first, and then push your own establishment. Saving money is meaningless to me because instead of saving it and it will be stagnant or reduce in value (since money is always printed), you should look for ways to multiply it.

As long as you are still very young, working hard is really necessary to enjoy old age because it is impossible when you are old but still have to work hard because, of course, you don't have much performance and energy anymore because now you can become rich. There is no easy way, and everything requires quite a long process, and it is not easy to get wealth instantly.

unfortunately sometime working hard just doesn't working out no pun intended but there are many that have tried working hard all their life escaping poverty but still ended up in one.
sometime its matter of luck too we can be hard working our ass off since we were young and still broke ass when we get old maybe get scammed along the way or just facing bankruptcy this just means that nothing is guaranteed even if we are working hard but at least we have already putting that effort.
however though if we get consistent salary then maybe saving is one way to go, but then again won't make us as rich as we pictured it out to be at best we will be well off when we are old but thats it.
nothing luxurious. since life is just so unclear and so unpredictable i don't think we can always plan and have it very smooth going.

[mamesso]

~Snip~

You just listed the reasons why saving will not really work out, in the long term.

Something worth 100 today is worth 800 in 20 years. But you still have the same amount of money as you put into your account. That is not really productive. What would be productive is to put that money into something that you can hold and that something will grow in value, over time. I personally would recommend Bitcoin but there are other ways to invest. And there are so many things worth investing into because their value steady keeps rising.

This is caused by inflation. On the other hand, the increase in income is not as fast as inflation, the ability or purchasing power is decreasing due to income not being able to keep up with inflation. Saving at the bank will provide interest as compensation for the funds they have saved, but the interest rate on savings is lower than the rate of inflation. If inflation crawls to 10%, the lowest interest on savings is only 4%, by setting aside some money for savings, you actually lack the money to buy these goods, clearly this is very unproductive.
Having savings alone is not enough to maintain purchasing power, especially if the goal of saving is to increase assets or wealth. Yes, investing is a way to overcome inflation and maintain purchasing power.

[zaim7413]

We are always taught "Time is money, wasting time is like wasting money". We always kept this concept in mind when we were still studying, the aim was not to become lazy young people who would end up tragically living their old age in poverty. Youth is the most productive time to invest for old age, money collected in different investment assets, such as gold, land, real estate or now the most commonly known young generation Bitcoin investment which is very profitable for the long term, really helps prevent poverty when you are old.

Poor young people can still work perfectly, their physical and energy are still strong, their time is still long and they don't have to bear much burden. Everyone who wants their old age to be free from all financial problems will try to use their time to accumulate wealth as long as they can while they are still young.

[Mahanton]

I literally pointed that out. But I started with saying work hard because the money with which you will use to invest or start the proposed business will definitely not fall from the sky. So you need to earn that money by working hard first, and then push your own establishment. Saving money is meaningless to me because instead of saving it and it will be stagnant or reduce in value (since money is always printed), you should look for ways to multiply it.

As long as you are still very young, working hard is really necessary to enjoy old age because it is impossible when you are old but still have to work hard because, of course, you don't have much performance and energy anymore because now you can become rich. There is no easy way, and everything requires quite a long process, and it is not easy to get wealth instantly.

unfortunately sometime working hard just doesn't working out no pun intended but there are many that have tried working hard all their life escaping poverty but still ended up in one.
sometime its matter of luck too we can be hard working our ass off since we were young and still broke ass when we get old maybe get scammed along the way or just facing bankruptcy this just means that nothing is guaranteed even if we are working hard but at least we have already putting that effort.
however though if we get consistent salary then maybe saving is one way to go, but then again won't make us as rich as we pictured it out to be at best we will be well off when we are old but thats it.
nothing luxurious. since life is just so unclear and so unpredictable i don't think we can always plan and have it very smooth going.

At least you do try even if things doesnt turn out with your plan but at least you have done something which it could give out the chance to make yourself achieve a certain state that you havent been able to experience before. We do all really wishes up on becoming rich or having that financial freedom on which its normal that we would really be doing all sorts of things that could possibly give out that kind of opportunity.
Savings does have that different usage on which it isnt really just that limited for the sake of emergency purposes but also for investment purposes and having those back up funds whenever things turns out to be shit.
Somewhat not all would really be that good when it comes to planning and hard work on which majority would really be that failing up on doing so.

When we are still that young or having still that source of income on which we would really be that confident for sometime for us to have that kind of thinking that
our resources wont really be that be able to cut-off and when the time that thing happens then this is where we do make out those realizations.

[DanWalker]

We are always taught "Time is money, wasting time is like wasting money". We always kept this concept in mind when we were still studying, the aim was not to become lazy young people who would end up tragically living their old age in poverty. Youth is the most productive time to invest for old age, money collected in different investment assets, such as gold, land, real estate or now the most commonly known young generation Bitcoin investment which is very profitable for the long term, really helps prevent poverty when you are old.

Poor young people can still work perfectly, their physical and energy are still strong, their time is still long and they don't have to bear much burden. Everyone who wants their old age to be free from all financial problems will try to use their time to accumulate wealth as long as they can while they are still young.

In theory that's true and what you say is not wrong. But how many people can do that because there is a huge gap between saying and doing? Let's look at the reality we live in, how many young people are doing exactly what they are taught in school, or do most just know how to have fun, rely on their parents and never think about the future? What I see is that young people today speak very well and listen very well, but not many of them can do what they say.

I have many friends, they have great ideas, they are very good at planning but so far their lives are not much better. Therefore, we need to look at the results they achieve instead of just listening to them ramble about life.

[bettercrypto]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

I remember when I was 23 years old, I said to myself that I should have my own house and lot before I turn 30 years old, but that didn't happen because I said that then because I was one of the members of MLM businesses that made me believe that I would succeed in life. But it didn't work for me.

It just happened that I had a house and lot when I stumbled upon cryptocurrency when I was 40 years old. That's why I'm very grateful that I discovered this cryptocurrency, or Bitcoin, because I was able to save money to have my own house and lot and motorcycle as well together with a small business. .

[Gozie51]

I remember when I was 23 years old, I said to myself that I should have my own house and lot before I turn 30 years old, but that didn't happen because I said that then because I was one of the members of MLM businesses that made me believe that I would succeed in life. But it didn't work for me.

Talking about savings, this MLM reminds me of it own kind of savings. To me it is not a savings pattern that is reliable in the sense that there is so much hope giving to you to continue in the multi level marketing but at the end it is not worth it. In order words, while we are saving, we need to save in the right direction and not to put our money in scam project in the name of trying to save for the future and it turns out to be a scam project likewise some altcoins will end up as exit scam like most MLM ends up to be a waste of time . Bitcoin investment is the most crypto guarantee investment and savings plan.

[erep]

In theory that's true and what you say is not wrong. But how many people can do that because there is a huge gap between saying and doing? Let's look at the reality we live in, how many young people are doing exactly what they are taught in school, or do most just know how to have fun, rely on their parents and never think about the future? What I see is that young people today speak very well and listen very well, but not many of them can do what they say.

I have many friends, they have great ideas, they are very good at planning but so far their lives are not much better. Therefore, we need to look at the results they achieve instead of just listening to them ramble about life.

You are right, but not everyone is like your assumptions and many poor people have great ideas but they can realize the ideas into opportunities to achieve high financial levels. I have reviewed that the wheels of the economy in the era of globalization have changed faster than the era before technology, they take advantage of social media and other activities to have the opportunity to get a job with the aim of getting maximum monthly income.

Many educated people will be able to utilize technology for maximum income purposes and I remember my friend who has been successful as a famous YouTuber and he was previously only good at babbling but he has proven that he will be the most successful person in the future.

[lizarder]

You are right, but not everyone is like your assumptions and many poor people have great ideas but they can realize the ideas into opportunities to achieve high financial levels. I have reviewed that the wheels of the economy in the era of globalization have changed faster than the era before technology, they take advantage of social media and other activities to have the opportunity to get a job with the aim of getting maximum monthly income.

Many educated people will be able to utilize technology for maximum income purposes and I remember my friend who has been successful as a famous YouTuber and he was previously only good at babbling but he has proven that he will be the most successful person in the future.

There are many opportunities in the growing world of technology for people to achieve financial freedom. As long as we have ideas and more creative behavior in seeing existing opportunities, the economy in the technological era makes it easier for people to access many things. Now many social media pay contributors to make videos and all people need to do is learn to understand making videos and that is a convenience that we cannot possibly get on the system previously.

YouTube has given financial wealth to many people and I also see that there are many young people around me who are successful on the platform and now they have developed other businesses after earning a lot of money on it. There are many opportunities for young people to develop their potential because there are so many opportunities now.

[Dr.Osh]

I remember when I was 23 years old, I said to myself that I should have my own house and lot before I turn 30 years old, but that didn't happen because I said that then because I was one of the members of MLM businesses that made me believe that I would succeed in life. But it didn't work for me.

It just happened that I had a house and lot when I stumbled upon cryptocurrency when I was 40 years old. That's why I'm very grateful that I discovered this cryptocurrency, or Bitcoin, because I was able to save money to have my own house and lot and motorcycle as well together with a small business. .

Sometimes what we plan doesn't always go smoothly. Because of this, we have to keep trying. However, until now I am still trying at that stage. I also keep dreaming of owning a house, car, and more now, but I think it's still quite difficult. However, I did not give up and continued to work and save, and learn about new business ventures. However, I realize that wasting money on things that are not a priority when you are young is not what you should do to build a better future. So, I thought about starting to save, and continue to improve my skills in business.

[oktana]

I literally pointed that out. But I started with saying work hard because the money with which you will use to invest or start the proposed business will definitely not fall from the sky. So you need to earn that money by working hard first, and then push your own establishment. Saving money is meaningless to me because instead of saving it and it will be stagnant or reduce in value (since money is always printed), you should look for ways to multiply it.

As long as you are still very young, working hard is really necessary to enjoy old age because it is impossible when you are old but still have to work hard because, of course, you don't have much performance and energy anymore because now you can become rich. There is no easy way, and everything requires quite a long process, and it is not easy to get wealth instantly.

unfortunately sometime working hard just doesn't working out no pun intended but there are many that have tried working hard all their life escaping poverty but still ended up in one.
sometime its matter of luck too we can be hard working our ass off since we were young and still broke ass when we get old maybe get scammed along the way or just facing bankruptcy this just means that nothing is guaranteed even if we are working hard but at least we have already putting that effort.
however though if we get consistent salary then maybe saving is one way to go, but then again won't make us as rich as we pictured it out to be at best we will be well off when we are old but thats it.
nothing luxurious. since life is just so unclear and so unpredictable i don't think we can always plan and have it very smooth going.

I hear you but I don’t totally agree that you can work so really hard and things still don’t work out. I agree that luck counts because different people have good luck and bad luck, however, if you put in massive efforts without backing down (it’s never as easy as it sounds), things will work out. Many popular people we see today don’t have the talent they are using to make money, they forced and pushed themselves to learn it. These days people do less and claimed that they’ve put in the effort.

[Twentyonepaylots]

I totally agree with you. Most young adults and teenagers nowadays tend to spend their money on things that can give them short-term happiness, like drinking, partying, or anything that will make them happy. They are living their best life because they are young. "You only live once" is what others said. I am not saying that it is bad, but what I am trying to say is that it is too much and can cost you in the future.

They can save some of the money they spend. But saving alone cannot guarantee them a good life when they get old or retire. They can combine saving with investing. Invest in things that they think can last longer, things that will have more value in the years to come. Or build a business that can help them increase their monthly income. If you combine these three with discipline, you'll have more when you retire.

But like I said, too much of anything is bad, so don't just focus on the grind but also keep living in the present and enjoy life. It is all about balancing your life.

[nara1892]

I remember when I was 23 years old, I said to myself that I should have my own house and lot before I turn 30 years old, but that didn't happen because I said that then because I was one of the members of MLM businesses that made me believe that I would succeed in life. But it didn't work for me.

It just happened that I had a house and lot when I stumbled upon cryptocurrency when I was 40 years old. That's why I'm very grateful that I discovered this cryptocurrency, or Bitcoin, because I was able to save money to have my own house and lot and motorcycle as well together with a small business. .

Sometimes what we plan doesn't always go smoothly. Because of this, we have to keep trying. However, until now I am still trying at that stage. I also keep dreaming of owning a house, car, and more now, but I think it's still quite difficult. However, I did not give up and continued to work and save, and learn about new business ventures. However, I realize that wasting money on things that are not a priority when you are young is not what you should do to build a better future. So, I thought about starting to save, and continue to improve my skills in business.

Yes, it's clear because there is always something that we cannot predict, however it is just a plan and this also confirms the statement about failure in every goal but that doesn't mean that when you fail you can't continue, the point is that the risk and possibility of failure always cannot be avoided. completely and everything comes back to each individual - if basically you are one of those people who doesn't give up easily and keeps trying then you will be able to turn failure into success, and this is also where "the process will not betray the results". But yes, nothing is as simple as that, and perhaps we have often heard that "it's easier said than done", laziness within a person is usually always something that can hinder the journey, therefore only a few people can ultimately be successful. in his career because there is something that not everyone can do and maintain. On the other hand, of course, money management is a very important thing that everyone must have because after all, life is still a long journey and therefore we often hear suggestions that if we do have more funds, it is better to save them for other purposes in the future. which is really very important. So emphasizing and maintaining the habit of saving must be done in addition to improving our skills to make more money.

[Lantind]

Sometimes what we plan doesn't always go smoothly. Because of this, we have to keep trying. However, until now I am still trying at that stage. I also keep dreaming of owning a house, car, and more now, but I think it's still quite difficult. However, I did not give up and continued to work and save, and learn about new business ventures. However, I realize that wasting money on things that are not a priority when you are young is not what you should do to build a better future. So, I thought about starting to save, and continue to improve my skills in business.

Yes, it is true that what we have planned well will not necessarily be able to be completed according to what we want. There will always be obstacles and obstacles that we have to overcome in order to get perfect results. Even though it is very difficult, we still have to complete it for what we want. we have dreamed of.
If we cannot use the income we have well then this will be a big loss because we will not have money that we can use for investing or saving and it would be better for us to be aware of this to be able to use the money we have wisely so that we can set aside our income to save and invest for the future.

[Sanitough]

Saving & planning for your future when you are young is really important for building wealth later in life. By starting early you have the advantage of time & compounding interest. Saving allows you to accumulate funds over time giving you a financial cushion for emergencies & unexpected expenses. Planning for the future helps you set clear goals & create a roadmap to achieve them. It can help in developing disciplined financial habits & avoiding debt. Investing wisely in your younger years can generate substantial returns ensuring a comfortable & financially secure future.

Saving should be encouraged during our early years, but unfortunately majority still end up without savings not because one has no plan for his future, but sometimes life gives us a challenge to survive in a daily basis and saving becomes the last option. However, that does not mean that success won’t come for those who are not able to save, but if you can save as early as you can, and creates early investment plans, there will be bigger opportunities and chances to be successful early in the future.

[livingfree]

Most people today look at life as if they're not going to live for a very long time. They always have that belief that they need to do things on an instant and they're not going to enjoy their lives.

While the old generation thinks of the future and even without proper education, many are educated in a manner that they have an idea on how to take care of themselves and money while they're earning good money.

but if you can save as early as you can, and creates early investment plans, there will be bigger opportunities and chances to be successful early in the future.

And you'll become a candidate for early retirement and financial freedom.

[topbitcoin]

Money isn't everything, but everything needs money, and money can't guarantee happiness at all, but when you don't have money, let alone be happy, even being able to smile feels quite difficult. Therefore, while you are still young, keep working hard to earn as much money as possible, and when you are old, let the money work for you. The way to do this is by investing, while to save, save according to your needs.

However, before talking further about this, it is important for us to be able to manage the finances we earn well, because without all of that, no matter how much income we earn, it will be in vain and will be nothing. and making money is more difficult than spending it.

So the conclusion is that apart from us having to try to make money, we also have to be able to manage that money well. And you have to remember that your future depends on yourself, but if your old age wants to be miserable, then please just enjoy your youth by relaxing and having fun.

[junder]

Money isn't everything, but everything needs money, and money can't guarantee happiness at all, but when you don't have money, let alone be happy, even being able to smile feels quite difficult. Therefore, while you are still young, keep working hard to earn as much money as possible, and when you are old, let the money work for you. The way to do this is by investing, while to save, save according to your needs.

However, before talking further about this, it is important for us to be able to manage the finances we earn well, because without all of that, no matter how much income we earn, it will be in vain and will be nothing. and making money is more difficult than spending it.

So the conclusion is that apart from us having to try to make money, we also have to be able to manage that money well. And you have to remember that your future depends on yourself, but if your old age wants to be miserable, then please just enjoy your youth by relaxing and having fun.

It is true that not everything can be bought with money, but in my opinion money has an important role in life, because in order to survive of course we have to meet basic needs or basic needs, and that certainly requires money to be able to fulfill it, also by adjusting ourselves is also necessary, occasionally we should have time to pamper ourselves by buying or doing something we like in other words appreciating ourselves, and in my opinion there is nothing wrong with that.

When we are young of course we have to work hard to be able to earn money and save or save it for the future everyone wants financial freedom but not everyone can do the process well, some love the process there are those who want to be rich right away the bad thing is when we are young but only think about a momentary lifestyle  even though it can be said to be self-indulgent but at least we have to think about the future too Also with good money management  because in my opinion when someone has a large income but cannot manage their money well then the chances are that the money generated is only used up in vain. right you say,  the future depends on ourselves.

[nara1892]

Money isn't everything, but everything needs money, and money can't guarantee happiness at all, but when you don't have money, let alone be happy, even being able to smile feels quite difficult. Therefore, while you are still young, keep working hard to earn as much money as possible, and when you are old, let the money work for you. The way to do this is by investing, while to save, save according to your needs.

However, before talking further about this, it is important for us to be able to manage the finances we earn well, because without all of that, no matter how much income we earn, it will be in vain and will be nothing. and making money is more difficult than spending it.

So the conclusion is that apart from us having to try to make money, we also have to be able to manage that money well. And you have to remember that your future depends on yourself, but if your old age wants to be miserable, then please just enjoy your youth by relaxing and having fun.

That's right, that's exactly right, I understand that money cannot always guarantee happiness, but it has become a fact that everything requires money because money is the only medium of exchange that has value, the benefits and use of which are to be able to fulfill our needs so that we can continue. life. And there are still many people whose lives are far from decent, including those who have now entered the elderly phase because of weak financial strength due to sources of income that are too low and cannot support their living costs, but in this case I will not blame anyone except because they were unable to maximize their hard work efforts when they were young to increase their income, which ultimately made them trapped in economic problems. And clearly this can be used as an example and lesson, which means making the most of your time because time will never be repeated again, as you suggested, if we are still young then obviously do whatever you want to do which leads to development for good or profit in the future. The future is like working as hard as possible and putting most of the money in places that can increase the amount of our money, such as investing that can benefit us in the future.

On the other hand, I really agree with you in terms of management, because this is an important thing if we are concerned about money, because of course it's useless even if we manage to get a large income but on the other hand we can't manage it, so it's clear that all the hard work we've done To make a lot of money will be in vain because without proper and correct management, it is clear that the money will probably run out in a short time and we will still be at risk of experiencing economic problems in old age because of this. So this is a choice, if you really want to have fun and enjoy old age by having good finances then like it or not we have to sacrifice our youth to work hard.

[LastKiss]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Yeah I'm starting to save and invest in something like real estate, cryptocurrency, gold, etc. Most of my money I put to investment and only have a few in savings for an emergency fund so my investment won't get disturbed it's sad a lot of young people waste their money on party, lifestyle, car, etc. although it's their parent's money not theirs. If we have kids in the future we should encourage our kids to learn how to save and invest because it will someday change their life.

[cozytrade]

At my age I realize that I should have thought about saving much earlier. If I had started saving at a young age, my life would have been a lot easier. Now in my opinion every person should learn to save or invest from childhood to survive against poverty in old age. To eradicate the poverty of the people of every country of the world, every government should make the people of their country interested in investing and saving along with education from childhood.

[Cyber_warrior]

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

Before you start leaving a fancy life when you are young, you should just invest the money you will be using to purchase all those fancy thing’s which you will be buying, their are something which you don’t need at a young age, instead of buying all those things, it’s better to think about the future, just invest the money, or start a business with the money, which will serve as alternative source of income, and we should know that no amount is too low when making investments. If you are not reach at your young age, then make sure you don’t die poor, that’s how things are suppose to be. Just imagine you are old, you can’t really work for yourself and you are still poor, that’s really a bad one.

If you are having a good job, make sure you invest, and don’t even depend on one source of income for survival, it’s not really making sense, what if anything happens to your source of income, when how will you be able to survive, but if you have multiple source, then if one closes, then others will be available.

[dunfida]

At my age I realize that I should have thought about saving much earlier. If I had started saving at a young age, my life would have been a lot easier. Now in my opinion every person should learn to save or invest from childhood to survive against poverty in old age. To eradicate the poverty of the people of every country of the world, every government should make the people of their country interested in investing and saving along with education from childhood.

Regrets do always come at the end on which it would really be that making you think that you should have done it earlier or when you are young, not on the time that you do already gets old on which you had just wasted up a long time for you to come up with those realizations on which we know that this is something that most people are really that minding on. Missed moments or opportunities cant really be taken back
but doesnt mean that we wont really be able to make up some actions on the present. As long we are really that still able to make out such move then there's no such thing about being late.
You wont really be having that progressive life if you wont really be that making yourself on doing such act.

We do know that not all would really be given out that kind of condition in speaking about success but somehow you wont really be able to learn up those things or know
if you wont be trying it out. Some are really just that too lazy on doing such act because they've been thinking that it is really just that impossible.

[slapper]

At my age I realize that I should have thought about saving much earlier. If I had started saving at a young age, my life would have been a lot easier. Now in my opinion every person should learn to save or invest from childhood to survive against poverty in old age. To eradicate the poverty of the people of every country of the world, every government should make the people of their country interested in investing and saving along with education from childhood.

Regrets do always come at the end on which it would really be that making you think that you should have done it earlier or when you are young, not on the time that you do already gets old on which you had just wasted up a long time for you to come up with those realizations on which we know that this is something that most people are really that minding on. Missed moments or opportunities cant really be taken back
but doesnt mean that we wont really be able to make up some actions on the present. As long we are really that still able to make out such move then there's no such thing about being late.
You wont really be having that progressive life if you wont really be that making yourself on doing such act.

We do know that not all would really be given out that kind of condition in speaking about success but somehow you wont really be able to learn up those things or know
if you wont be trying it out. Some are really just that too lazy on doing such act because they've been thinking that it is really just that impossible.

Every choice you make in life is a trade-off. You lose all of the shots you don't take, but still, here we are, thinking about what might have been. Being young or old is irrelevant; what matters is making the most of what you currently have. The true thief of opportunity is this attitude of impossible

Take a look around you; those who dare to question the established quo are what the world is made of. There's always time to get started. Consider it your healthy self-bet, the one investment in which the odds are entirely in your favor. Allow the possibility of being just in time to not be obscured by your fear of being too late. Recall that the most successful people aren't the ones who never have regrets; rather, they're the ones who take what they've learned and run with it

[JariKriting]

precisely not saving. because if you only save the assets you have will erode the value of its purchasing power due to inflation. the best is not in savings but youre capital money use investment.
But you have to learn about investing so that the value of your money continues to increase and grow, instead of losing money.

[Baperom]

From my understanding, saving while young is an important investment for a stable and prosperous future. By starting the habit of saving as early as possible, individuals can utilise more time for growth and accumulation of funds. In addition, saving at a young age makes it possible to capitalise on the benefits of compound interest and long-term investments, thereby significantly increasing wealth potential. Recognising the importance of time in wealth growth, saving while young provides a strong competitive advantage in achieving long-term financial goals and provides peace of mind for the future.

[Uhwuchukwu53]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Op this your advice is in line with one popular saying pay and and play later very good advice with deep sense if motivation.the analysis here depicted allot of inability to come into conclusion of knowing that investing early is the bed rock of better living when the call if aging is coming into play in once life. The worst that happen to any one is when you eat you future at early age due to lack of investment and suffer at old age is very painful, that is not a good story to tell, this your write up is restructuring me now to have better bold steps in area where I see some slack, because a stitch in time says now.

saving is not anymore a good thing these days because you only allow the government to steal the value from you. you save cash while they keep printing. investing nowadays is easy because even the unbanked can already try investing in cryptocurrency.

our bank apps are already allowing people to try cryptocurrency so there are now options to just dive into what is trending.  putting your money into cryptocurrency is a better way of saving while it also provides a chance to make a profit.

You really speak my mind anything bank Saving mostly our nation here is waste of time and resources, because no value will be added instead you will be at the lossing side due to many charges devaluation and others taking place every day, once you fail to invest it you come up lossing every because the value will keep depreciating.

[rojan]

At my age I realize that I should have thought about saving much earlier. If I had started saving at a young age, my life would have been a lot easier. Now in my opinion every person should learn to save or invest from childhood to survive against poverty in old age. To eradicate the poverty of the people of every country of the world, every government should make the people of their country interested in investing and saving along with education from childhood.

Saving from a young age is a good thing if you learn to save at a young age, you can do a lot of good things in the future. But if the government of every country takes such an initiative, no one will have to suffer in their old age.  He does not have to depend on the money that he will have saved throughout his life, he will be able to live a happy and peaceful life in his old age.

[angrybirdy]

At my age I realize that I should have thought about saving much earlier. If I had started saving at a young age, my life would have been a lot easier. Now in my opinion every person should learn to save or invest from childhood to survive against poverty in old age. To eradicate the poverty of the people of every country of the world, every government should make the people of their country interested in investing and saving along with education from childhood.

Saving from a young age is a good thing if you learn to save at a young age, you can do a lot of good things in the future. But if the government of every country takes such an initiative, no one will have to suffer in their old age.  He does not have to depend on the money that he will have saved throughout his life, he will be able to live a happy and peaceful life in his old age.

yeah, saving at the young age will definitely leads you to a happy and successful life, enjoying your retirement days without thinking what will gonna happen in your life in the next coming days, months, or years because you have a lot of money, but
sometimes the things we plan can be changed, something unexpected can happen. Even if we say that we saved something or that we were able to save while we were young, a lot can happen as time passes, so it's better not only to have savings, you should also have an investment that you can use anytime in case of emergency .

[ringgo96]

At my age I realize that I should have thought about saving much earlier. If I had started saving at a young age, my life would have been a lot easier. Now in my opinion every person should learn to save or invest from childhood to survive against poverty in old age. To eradicate the poverty of the people of every country of the world, every government should make the people of their country interested in investing and saving along with education from childhood.

Since childhood we have not learned to save, so when we are almost old we will find it difficult to save because our current needs are much greater than when we were small, so with a standard income we will find it difficult to save, on average we are aware that When we are getting old and we don't have any savings yet, now those of us who are still young must have the desire to save so that when we are old we can just enjoy the results and no longer work hard because our health will definitely decline.

[Cookdata]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

There is nothing palatable with poverty in old age. The world is changing rapidly and this is not like the time a lot of things happen that hindered a lot of people from making money. In the 18 centuries, we have major challenges like War that reduce people's potential and making money, many people lose things the have during wars and houses but today, they are now things of the past. It will be shameful if I tell my grandkids the same thing my grappa told me because I have no excuse for not leaving poor state.

Even if you are not making money for tomorrow please be rich because of your health as it's when you become old you risk getting sickness all the time because your immune system will be very weak. The only thing that can prolong your life is proper health care system and that's comes with a lot of money. You need good meal to survive and good meal comes with good money, invest when you have the opportunity because nothing is promise tomorrow.

[sulendra12]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.
A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

If you have a way to earn money or have a way to invest your money then you have a really great chance to return your investment in the future because of the gain each investments give you. Even if you start when you are small when parents give you money, you can save some and invest the rest if you know how to do it. The method of investments are varies especially nowadays I think it's pretty much normal that it's okay to do investment when we are young like 18+

[Davian144]

precisely not saving. because if you only save the assets you have will erode the value of its purchasing power due to inflation. the best is not in savings but youre capital money use investment.
But you have to learn about investing so that the value of your money continues to increase and grow, instead of losing money.

I quite understand what you mean because what you want to say is that money should not be saved, but should be used as capital so that it can be turned around to reap profits through good things such as investment. And I think that is very true because as long as the money is used in the right investment, it will certainly produce very useful income and you can earn even more money if it is profitable enough.

But that doesn't mean that all the money in our pockets has to be spent on investments or other things, because everyone definitely needs cash to use in life and to use as an emergency fund after investing in anything. So don't think that all the money has to be used as capital, but leave a little to enjoy life while making good investments through some of the capital that we have prepared beforehand.

[Lanatsa]

At my age I realize that I should have thought about saving much earlier. If I had started saving at a young age, my life would have been a lot easier. Now in my opinion every person should learn to save or invest from childhood to survive against poverty in old age. To eradicate the poverty of the people of every country of the world, every government should make the people of their country interested in investing and saving along with education from childhood.

Regrets do always come at the end on which it would really be that making you think that you should have done it earlier or when you are young, not on the time that you do already gets old on which you had just wasted up a long time for you to come up with those realizations on which we know that this is something that most people are really that minding on. Missed moments or opportunities cant really be taken back
but doesnt mean that we wont really be able to make up some actions on the present. As long we are really that still able to make out such move then there's no such thing about being late.
You wont really be having that progressive life if you wont really be that making yourself on doing such act.

We do know that not all would really be given out that kind of condition in speaking about success but somehow you wont really be able to learn up those things or know
if you wont be trying it out. Some are really just that too lazy on doing such act because they've been thinking that it is really just that impossible.

Every choice you make in life is a trade-off. You lose all of the shots you don't take, but still, here we are, thinking about what might have been. Being young or old is irrelevant; what matters is making the most of what you currently have. The true thief of opportunity is this attitude of impossible

Take a look around you; those who dare to question the established quo are what the world is made of. There's always time to get started. Consider it your healthy self-bet, the one investment in which the odds are entirely in your favor. Allow the possibility of being just in time to not be obscured by your fear of being too late. Recall that the most successful people aren't the ones who never have regrets; rather, they're the ones who take what they've learned and run with it

Right, if you do have those plans on having a better life or future then as early as you could then you would definitely be finding up those ways or methods on which that you could be able to make yourself having those kind of opportunities for you to have a better future on which we do know that this isnt something that sounds simple even if we wanted those things to happen. This is why you would really be needing to make those small steps first before you would really be proceeding into a bigger one. Savings does really give out that kind of opportunity on which this isnt really just that only used for the sake of emergency
funds or times but also it would be also used for you to have those kind of investment on which you could be able to fund up.

If you are that someone who doesnt really care about your future or on whats ahead then you wont really be able to think up on whats ahead. People wont really be realizing
things until that they would really be able to suffer out those things and face up those reality.

[jennykim512]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today even by comb football, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Whether you find yourself in the realm of affluence in your later years or facing financial challenges, being both elderly and impoverished is undeniably undesirable.

A definite path to making detrimental choices involves hastily spending your funds or seeking immediate gratification without considering the future. It's equally misguided to believe that an average job or income is sufficient, especially if saving is neglected.

For the younger generation, it's crucial to recognize the interconnection of time and money. Investing early differs significantly from investing later, and the impact of investing more at an early stage is incomparable to attempting to catch up later. While 100 units hold their value today, with prudent and early investments, they could potentially grow to 800 units in 20 years. Understand this - the journey to wealth creation must commence without delay.

[Issa56]

Saving from a young age is a good thing if you learn to save at a young age, you can do a lot of good things in the future.

Young age is the appropriate stage to save money. When you are young, if you can’t save when you are still young, then things might end up being difficult for you when you are old, and you don’t have the strength to work and make earnings for yourself. When you are young, you should always plan for your future. When you are young and you are making enough money, then invest ahead of time and make savings that you know you will be surviving on when you are old.
 
But what the young people prefer doing now is spending money on expensive things, going to clubs and lavishing their money, living an expensive life. They don’t channel their money into appropriate things, and after spending, and they are broke, they will end up regretting, they don’t even think about the future.

[Kelvinid]

At my age I realize that I should have thought about saving much earlier. If I had started saving at a young age, my life would have been a lot easier. Now in my opinion every person should learn to save or invest from childhood to survive against poverty in old age.

Many people have come to such thinking, that it is always too late to realize. However, the chances remain, we can still do it as long as we are certain of our plan. Too late to realize which is why we don't have to waste our time now and grab the opportunity we see in the crypto market.

To eradicate the poverty of the people of every country of the world, every government should make the people of their country interested in investing and saving along with education from childhood.

It is the government's responsibility but we should not rely on them instead, we make our way how to improve our living, and simply savings help a lot. But it never stops there, we also encourage ourselves to grow and multiply our money by starting a business. Financial freedom will come from having a passive income and having a business could make it possible.

[bayu7adi]

Saving is important, and investing too, but what's equally crucial for young people is experimenting. We know that to have a comfortable retirement, having passive income is key. And many retirees have businesses that run on autopilot.

It's not wrong for young people to start businesses hoping they'll grow by the time they retire. It can be an alternative to just relying on investment returns and uncertain ROIs. The point is to diversify income sources so that when retirement comes, we're truly settled.

[Dr.Osh]

Saving is important, and investing too, but what's equally crucial for young people is experimenting. We know that to have a comfortable retirement, having passive income is key. And many retirees have businesses that run on autopilot.

It's not wrong for young people to start businesses hoping they'll grow by the time they retire. It can be an alternative to just relying on investment returns and uncertain ROIs. The point is to diversify income sources so that when retirement comes, we're truly settled.

In fact, in youth, it would be better if people learned to invest, and from the profits from investing, he learned to save. However, this is very necessary to achieve a better old age.
Many people we see just save their money, actually that's not wrong, but this will not bring us passive income. We need a business that can give us profit every month to meet our daily needs. So, it would be great if we learned that when we were young. Well, this is also a recommendation and suggestion for young people who have not yet taken action in this matter.

[Nheer]

Saving from a young age is a good thing if you learn to save at a young age, you can do a lot of good things in the future.

Some people will tell you the future is not certain so they spend the money they have while you’re still alive because death can come around any moment and when a person is dead all his savings will be spent by other people. Whenever a person tells me this i just shake my head and ignore them because i feel they don’t have any plans. People who say the future is not certain have lived 2 more years like a flash and before you know 5years will pass by like play and they will achieve nothing because of their mentality. Saving helps to secure our future that’s why it’s better to start at a young age before, but nowadays young people prefer spending money on worldly things rather than saving to have a better future.

[nurilham]

Saving is important, and investing too, but what's equally crucial for young people is experimenting. We know that to have a comfortable retirement, having passive income is key. And many retirees have businesses that run on autopilot.
It's not wrong for young people to start businesses hoping they'll grow by the time they retire. It can be an alternative to just relying on investment returns and uncertain ROIs. The point is to diversify income sources so that when retirement comes, we're truly settled.

Exactly. Saving and investment are necessary, every one must have them. That's why we all must struggle to have them.
By investing in crypto coins, young people can have passive income. Bitcoin is a good choice to hold for a long time, so young people can get the passive income this. But if young people have good amount of money, having lands or real estate is a good option as well. Sure, it won't be easy to have this, especially for the young people. However, it is not something impossible to struggle having these since the young age.

I'm sure every one always expect to diversify their income. But not everyone may have the chance to diversify their income. For the people who work in the government institutions, they have too little time to have side incomes.

Some options for passive income:
https://www.investopedia.com/terms/p/passiveincome.asp

[Dewi Aries]

Saving is important, and investing too, but what's equally crucial for young people is experimenting. We know that to have a comfortable retirement, having passive income is key. And many retirees have businesses that run on autopilot.

It's not wrong for young people to start businesses hoping they'll grow by the time they retire. It can be an alternative to just relying on investment returns and uncertain ROIs. The point is to diversify income sources so that when retirement comes, we're truly settled.

Investment is of course important, but only a few young people think about this, many of them I think only think about a lifestyle that is only temporary or you could say short term and don't think long term. In my opinion, if we are still young, there is nothing wrong with being stylish or spending the money we earn with what we want, because that also includes pampering ourselves and indeed every now and then we have to pamper ourselves because it is a form of self-appreciation. But apart from that, we also have to pay attention to other aspects such as the future, thinking about how to enjoy the future comfortably.

but if they have good thinking, I think they can invest in assets that really guarantee it, but before that of course there must also be consideration, don't make an investment without considering it well, even though the investment is relatively small, that doesn't mean it doesn't need to be considered, still you just have to consider it as carefully as possible. In fact, in my opinion, if you are still young and have the courage to start a business, that's good, because people like that, in my opinion, have the courage to move forward, with so many young people, in my opinion, many of them are reluctant to move forward, even if it's for their own good.

[STT]

The main reason is compounding, if you can invest when young the actual amounts required are far less then the last minute contributions to something like a pension.   Same deal for savings towards a house mortgage or similar, the compounding on that debt is considerable.  If you do nothing but the minimum you will be very profitable for the bank buying not just one house but a second in effect for the bank who add this capital to their reserves for the cost and profits on lending to you.   If you can save and avoid this cost it will save you gigantic amounts that make you far richer when out of your twenties and free of this debt others have to repay still.

[MarissaLopez]

I totally agree.

If I can go back in time, I would lead much more modest life and try to earn and save as much as possible in order to secure my future and preferably retire much younger than the legal age here which is 67 years old. Since I spent way too much money in my youth, my next chance for an early retirement is bitcoin.

Well most mistake The Young ones make at their youthful stage is not learning to save up for a better future.
You know when you do so, you're accumulating wealth and let's say you started earning and saving from age 18,and then when you get to age 60.you must have accumulated a huge sum that will go along way and another thing is as your saving your perspective for spending such money and wealth should be put into better consideration,cause you can't save up and end up spending lavishly.

A saying goes "an early bird catches the work".when you save,invest and all of that at an early stage,you will rise up to a stage of generating a cumbersome of your dealings.

[Mr. Magkaisa]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

       -   Most of the young people have not yet understood that, to be honest, they have not thought about it yet. The only thing on their minds is that they can enjoy being young and being passionate. But if they put or use their passion in their future, it can happen that their future will be good for sure.

I remembered my father, who has 40 years of service as a government employee. He was still single when he was employed as a government employee until he got married. Now that he is a senior citizen, all the retirement fees he got have been used up, and his monthly pension is still lacking because he didn't prepare for his old age, and he didn't even build his own house because he neglected it too much and enjoyed his prime or youthfulness.

[ancafe]

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

Living life within reasonable no standards is a form of coercion to appear more capable to other people and this type of lifestyle can make our lives more chaotic. Even though you have a good job, trying to live more simply is the right choice because we can manage our finances to be more stable and can determine savings, investments and business development for the future.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Creating wealth will be based on the level of ability to see opportunities and capital as sufficient supporting steps needed for the process. The younger generation must be able to see opportunities to develop themselves and the availability of opportunities is currently quite limited unless they master technology. Investing in bitcoin also requires money, although the amount can be adjusted and rarely to reach the stage of wealth if you don't have sufficient capital.

[Marvelockg]

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

the rate at which time flies is crazy, just yesterday you where that little boy that needed people to give you guidance on almost every step you need to take and look at you now, it's just like yesterday and you've grown this big and have to literally depend on yourself for all the decisions you will need to make now.

The sad and beautiful thing about life is that if you choose to make something out of your life or not, time will continue going and she will continue to run out of your side. The youthful period comes with a whole lot of challenge and issues but if you make the best out of it, you becomes an hero in few years to come.

It comes just ones and if you fail to make the best out of it, it's gone and gone for good.

Save as much as you can while young, invest into yourself and into the people around you. Look out for quality asset and also invest into. Don't eat all that comes your way, take care of courself and still prepare for uncertainties in the future. This is just my little advice to all the youth that will find this helpful to them.

[barisbilgili]

The main reason is compounding, if you can invest when young the actual amounts required are far less then the last minute contributions to something like a pension.   Same deal for savings towards a house mortgage or similar, the compounding on that debt is considerable.  If you do nothing but the minimum you will be very profitable for the bank buying not just one house but a second in effect for the bank who add this capital to their reserves for the cost and profits on lending to you.   If you can save and avoid this cost it will save you gigantic amounts that make you far richer when out of your twenties and free of this debt others have to repay still.

On the one hand, that's true, but I look more at the experience gained than what you do when you're young to create good habits so that these things will continue to happen when you get older.
The fact that saving while you are young will be profitable in the future is something that cannot be denied because as we know, almost all asset prices, whether real estate, shares or others, continue to increase rapidly over time and if we enter first it will also bring profits big ones in the future.

[CageMabok]

Well most mistake The Young ones make at their youthful stage is not learning to save up for a better future.
You know when you do so, you're accumulating wealth and let's say you started earning and saving from age 18,and then when you get to age 60.you must have accumulated a huge sum that will go along way and another thing is as your saving your perspective for spending such money and wealth should be put into better consideration,cause you can't save up and end up spending lavishly.

One question for you, have you done that (saving) correctly in your life? If you haven't done what you said, I think that's no different from empty talk. Because saving is not only limited to money if the dedication is for the future, moreover the value of things in life is not always the same so no matter how much money is saved it will still feel small when someone has to use more money. For example, when you are 18 years old and try to save in any way, the money you save will not feel like much when you are 60 years old because of the influence of the price of goods which always increases every year.

A saying goes "an early bird catches the work".when you save,invest and all of that at an early stage,you will rise up to a stage of generating a cumbersome of your dealings.

I agree more with the investment stage although I also wouldn't consider it wrong to save a person through fiat currency in life. Because this money can also be used as initial capital for investment and it is still quite possible to solve complicated things with money, but what needs to be understood here is that savings is not just about money. But also about other things such as gold and Bitcoin assets which are currently getting better so that people don't focus their minds on saving money even though they still have to work every day to earn money so they can get Bitcoin and gold as future assets that are better than just money

[AicecreaME]

I couldn't agree more.

Don't abuse the saying "you only live once", because that will leave you with nothing, and your friends won't even bother asking you if you're okay when you have no money. Keep saving for yourself, don't waste your money too must for your pleasure, and to please your friends or coworkers. Always invest your money, don't buy too much of your wants.

[tbterryboy]

There is nothing palatable with poverty in old age. The world is changing rapidly and this is not like the time a lot of things happen that hindered a lot of people from making money. In the 18 centuries, we have major challenges like War that reduce people's potential and making money, many people lose things the have during wars and houses but today, they are now things of the past. It will be shameful if I tell my grandkids the same thing my grappa told me because I have no excuse for not leaving poor state.

Even if you are not making money for tomorrow please be rich because of your health as it's when you become old you risk getting sickness all the time because your immune system will be very weak. The only thing that can prolong your life is proper health care system and that's comes with a lot of money. You need good meal to survive and good meal comes with good money, invest when you have the opportunity because nothing is promise tomorrow.

I wouldn't say it is the same thing, because the world had less people and a lot more to build, that meant even the simplest jobs got paid well enough to live back in those days. My grandparents lived through the second world war and life wasn't easy then, however that doesn't mean that it became easier when they returned back, in 50's there were fewer people due to war, and there were so many things destroyed so they needed rebuilding, so everyone kept on hiring everyone and since the job pool was so limited, everyone got paid well, if not then they would quit and go to any other job, since it was easy to find a job.

This caused even the simplest most basic unqualified jobs to get paid enough to buy a house and that's just not possible right now. Even the most educated people in the world having hard time now.

[Antotena]

At my age I realize that I should have thought about saving much earlier. If I had started saving at a young age, my life would have been a lot easier. Now in my opinion every person should learn to save or invest from childhood to survive against poverty in old age. To eradicate the poverty of the people of every country of the world, every government should make the people of their country interested in investing and saving along with education from childhood.

Many of us don't get early orientation about money and that's why some of us are stuck in the wilderness of average life. If I have known how financial freedom is, I would have start saving when I was spending recklessly on things I don't even need. There were days I was having more than I need, more than I am supposed to buy but it were splash on worldy things but as they say, better to be late than not trying anything at all, I have small investment that I don't plan to touch now and I pray I don't encounter any problem that will make me sell.

Another thing to also consider right now even if you are saving and investing, we should also consider limiting the way we spent. There is nothing that kills saving like extravagant life, it will drain your savings and also when you live above your means, it's alway difficult to save. Today, you have reach your targets but because we want to impress people and have respect from them, we spend the savings later which is a very bad behavior and indiscipline of management.

[strunberg]

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Everyone has experienced youth. And everyone has also been taught to save and invest. But very few people can do it. It seems this is a natural law that will apply throughout time. I'm sure everyone who has lost their youth wants to turn back time to their youth and make a lot of investments. But young people who are still in their youth will certainly not be able to experience what older people experience. Because of this, young people will spend their money to have fun. They think about enjoying their youth because it can never be repeated. In fact, if young people are willing to invest, of course they can become someone successful in the future. Because currently I think inflation is running very fast. The value of money will continue to decrease due to inflation. And one way to maintain the value of your money is to invest in assets such as shares, crypto, gold and property.

[huu78]

divide the portion between investing and daily living needs, you can't just think about the future and neglect the present, it's not too luxurious to live with what you can, invest and then let time pass, without realizing it, your investment will be felt.

[Bloodseekers]

I couldn't agree more.

Don't abuse the saying "you only live once", because that will leave you with nothing, and your friends won't even bother asking you if you're okay when you have no money. Keep saving for yourself, don't waste your money too must for your pleasure, and to please your friends or coworkers. Always invest your money, don't buy too much of your wants.

When we are young, it would be very good if we could invest for the future, because if we don't invest then we will spend all the income we have on things that are not necessary and we will use it for momentary pleasure and we will never regret it before we are old and when we are new masters we regret it because we didn't invest first when we were young.

Yes, it would be better for us to save for ourselves and never spend the money we have on things we don't really need. This will make us unable to have savings and always manage the income we have so that we don't spend it on desires that are in vain.

[stomachgrowls]

I couldn't agree more.

Don't abuse the saying "you only live once", because that will leave you with nothing, and your friends won't even bother asking you if you're okay when you have no money. Keep saving for yourself, don't waste your money too must for your pleasure, and to please your friends or coworkers. Always invest your money, don't buy too much of your wants.

When we are young, it would be very good if we could invest for the future, because if we don't invest then we will spend all the income we have on things that are not necessary and we will use it for momentary pleasure and we will never regret it before we are old and when we are new masters we regret it because we didn't invest first when we were young.

Yes, it would be better for us to save for ourselves and never spend the money we have on things we don't really need. This will make us unable to have savings and always manage the income we have so that we don't spend it on desires that are in vain.

Easy to say but when you are on such situation then it would really be just that hard to be done by someone on which they are still into those times that they arent minding about priorities and other future correlated stuffs
on which we do know that we are still heavily relying with our parents or guardians when it comes to money aspect on which it isnt really shocking that there would really be those kind of approach.
On the time that we do make out those kind of personal realizations then this is where you would really be considering yourself on taking up some individual action on which it is really that pertaining or in connection
with the future that you are trying out to make.

Savings while you are young could really be that having those benefits on the time that things you would really be needing to adjust up and if you do have plans on making investment or
business then you could be able to do so since you do already have the money on doing so.This is why it would be best that you should really be having
those advance plan of course.

[trendcoin]

Reducing spending, investing and moonlighting are some of the best ways to do this. I haven't bought anything I don't really need for a long time. I invest in Bitcoin, I work overtime where I work. That's all I can do for now. My biggest dream is to own a farm and get away from all the cursed noise of the city. I believe I will grow old peacefully in such a place.

In the past, when ways to accumulate wealth were more limited, people overcame this problem by making more children. Children are part of wealth. A good child will take care of you in your old age. :)

[Bazzu]

It is very true that we have to prepare everything, including financial matters, since we are still young. Because if we don't prepare from a young age then I'm sure we will regret it when we are old.

Apart from finances, we also have to maintain our health by adopting a healthy lifestyle from a young age. I see many young people working too hard to get good financial results. But he neglected his health. For example, he lacks sleep or rest time. Because even though we have succeeded in building good finances since we were young for our old age, it will not bring happiness if we cannot maintain our health.

[kasablings]

Save while young better than wait,should be in every body's agenda everyday,most time we work ourself out too much and live by the day, forgetting to save more.cause when you are young you have all the energy times two to use off.is better to work hard and save while young than wait.let take a good look at this examples, footballs, boxers they work so hard at there young age and the retire early at the age of 40 and enjoy there retirement what a perfect age to retire.

[niall51]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

it's true that while we are young, use our time as best as possible and make as much money as possible because what will help us in the future is ourselves creating wealth from now so that we can enjoy our wealth in the future. There is no such thing as getting rich quickly, don't be lazy so that when we are old we are not poor and don't waste money, start investing now and respect things called time and money

[Richbased]

It is very true that we have to prepare everything, including financial matters, since we are still young. Because if we don't prepare from a young age then I'm sure we will regret it when we are old.

Apart from finances, we also have to maintain our health by adopting a healthy lifestyle from a young age. I see many young people working too hard to get good financial results. But he neglected his health. For example, he lacks sleep or rest time. Because even though we have succeeded in building good finances since we were young for our old age, it will not bring happiness if we cannot maintain our health.

Of a truth, just like an idiomatic expression "a stictch in time save nine" which means that it is better to make preparation earlier than to wait while it's too late. It is important to understand that at a young age is the time to start making good plans for the future because that's actually the time when we are strong, vibrant, energetic and healthy. Making earlier preparation in life saves us from embarrassment and regrets in the future because if you make good plans at a very young age it saves you the stress to be over working yourself when you are growing old and your offspring would be glad and happy that they've got a good dad who prepared and set the table earlier for them and it will also pave way for them to become successful because they've got all the necessary resources to enhance their upbringing so it is important to emulate a savings lifestyle because saving for the future is just like securing one's future for a better living when one may not have the zeal and energy to work too much again.

Also maintaining a healthy lifestyle is also very important just like a saying "health is wealth". Giving one's health adequate attention is very important because if the body isn't healthy it would be difficult to make wealth because not being healthy affects the psychological well-being of an individual because at a time when you should be thinking of positive things to do in other to have a good living, it would be spent on health related issues which tends to disrupt one's plans for the future that is why it is very important to give one's health a good attention whenever the need arises and to always go for check-up from time to time to know the state of one's health.

[Porfirii]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

-snip-

Look paxmao: a friend of mine recently told me that "I will die rich", simply because I don't like wasting my money the way he does (in fact, although our wealth is similar, he tends to try cheating on me so I pay for his whims, and as I don't have these vices and don't fall into his childish traps, he gets frustrated).

I'm aware that we only live once and youth won't last, so we must enjoy our time doing things we like. But I'm also aware that one must be sensible and save for the future, which is uncertain by definition. Just in case plan BTC doesn't work the way we all want, we should start saving for the future.

[blckhawk]

That's probably a miserable life if you didn't even save up for retirement and you're not well-off when you're not fit to work for money, you're going to need a lot of money even more because you want to make sure that you're getting all the assistance you're going to need because your movements are the one that's going to be affected the most. I don't totally agree with the advise though, if you wait to have fun or enjoy your money when you're old and have a really low energy then that's not how you'll want to live, all work no play kind of lifestyle is the kind of lifestyle that will definitely make you kiss the barrel of a gun alone at your living room.

[GreenStox]

but for some people it is difficult to do in developing countries the difficulty of employment means that young people may have to support their parents and families, so their opportunities to save are very small.
they work a month and the money is only enough to support their living, there is nothing left to save/invest.

[cryptoknightt]

I agree, there are people who think I'm tired of working for a month, I should enjoy the results and make my life happy, but that's at first, and then those people realize that their fun will soon end and start the routine again from the beginning.

[nara1892]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

it's true that while we are young, use our time as best as possible and make as much money as possible because what will help us in the future is ourselves creating wealth from now so that we can enjoy our wealth in the future. There is no such thing as getting rich quickly, don't be lazy so that when we are old we are not poor and don't waste money, start investing now and respect things called time and money

At a young age of course there are those who say it is a fiery period, therefore there is nothing wrong with having fun too but don't have too much fun too because there is a future that must be thought of with a young age because I occasionally hear parents who say "while you are still young work hard so you don't regret it like me" this I occasionally hear it with these words as if slapping me where I am indeed required to work hard at a young age so as not to experience a bleak future.

It is true that there is no quick way to get rich, although there are some people who believe they can get rich quickly and believe in things that can make them fast it is impossible, because we know that to achieve success, of course, there must be a struggle and process, therefore we must work hard in order to achieve wealth. I agree with you, respecting time and money well is a must, because many young people tend not to be able to appreciate these two things because they tend to only think about temporary pleasures.

[ancafe]

but for some people it is difficult to do in developing countries the difficulty of employment means that young people may have to support their parents and families, so their opportunities to save are very small.
they work a month and the money is only enough to support their living, there is nothing left to save/invest.

We should not follow other people in creating savings preparation schemes and as much as possible we should find ways to do it. The difficulty of getting a job is a fairly basic problem, people do not have a stable source of income and expenses, which affects the savings patterns they adopt. If at a young age we are unable to save, it will be much more difficult for us to implement it when we have a wife and children because the expenses will increase.

The small salary from work can only cover the necessities and it will be much more difficult to make a portion of savings in such conditions. The way to increase income and reduce unnecessary expenses so that people can save in an amount that suits their abilities. If you don't start now, the expenses will increase day by day, making it much more difficult.

[Linggajanitra]

Needs that must be met in old age are not small. Therefore, choosing savings in old age is expected to avoid a sense of concern for many expenses when in the future. Savings for the future or for old age are also useful so that you do not need to depend on anyone, for example to children or other family members. When you need one day, you only need to use the funds that have been prepared beforehand. Therefore, trying to invest at a young age, because the most common benefits of investment can increase the value of assets and wealth. With the funds you have today, your funds can develop into more later. This increased asset will certainly develop your wealth without the need to rely on each monthly or salary. If it has entered the old age, when the productive age has passed, surely the income will be reduced. With investment, you can prepare for a bright future and old age. If you have planned an investment from now on, you have enough funds to use and enjoy in old age. Don't worry, there's still time to learn about investment. As a prefix you can understand some terms about investment. Come on, what are you waiting for. Try investing at a young age for our future survival or in old age.

[martinex]

Reducing spending, investing and moonlighting are some of the best ways to do this. I haven't bought anything I don't really need for a long time. I invest in Bitcoin, I work overtime where I work. That's all I can do for now. My biggest dream is to own a farm and get away from all the cursed noise of the city. I believe I will grow old peacefully in such a place.

In the past, when ways to accumulate wealth were more limited, people overcame this problem by making more children. Children are part of wealth. A good child will take care of you in your old age.

I am inspired by what you have implemented with BTC and the addition of other work will be quite helpful in old age. Of course, after I read it carefully, it is a very pleasant wish and of course you have prepared it carefully beforehand. Yes. exactly as you suggest while you are still young, your body is still strong and your mind is still fresh, of course it must be hastened otherwise it will definitely be a hassle in old age.

[junder]

but for some people it is difficult to do in developing countries the difficulty of employment means that young people may have to support their parents and families, so their opportunities to save are very small.
they work a month and the money is only enough to support their living, there is nothing left to save/invest.

We should not follow other people in creating savings preparation schemes and as much as possible we should find ways to do it. The difficulty of getting a job is a fairly basic problem, people do not have a stable source of income and expenses, which affects the savings patterns they adopt. If at a young age we are unable to save, it will be much more difficult for us to implement it when we have a wife and children because the expenses will increase.

The small salary from work can only cover the necessities and it will be much more difficult to make a portion of savings in such conditions. The way to increase income and reduce unnecessary expenses so that people can save in an amount that suits their abilities. If you don't start now, the expenses will increase day by day, making it much more difficult.

In my opinion, the problem is with work and income. The difficulty of getting a job nowadays is real, many young and old people don't work because there are no jobs, even though there are jobs, sometimes they require difficult conditions, such as paying first, even though if we think about it  working is the goal. to make money, but instead you are told to pay a large amount in advance, if you really have to pay like that, why don't you just deduct it from the salary you will make in the first month of work, sometimes that annoys me I don't know if this only happens in other countries. me or it also happens in other countries.

It's true what you said, if at a young age you can't save even though you already have a job, it will be difficult if you already have your own family such as a wife and children, because of course kitchen needs will also increase especially with children, expenses will increase too. Indeed there are still many people or people who spend their money on things that are not very important, so that it affects their finances. The thing that must be paid attention to is this, reducing unnecessary expenses. So it's possible to save money even with a small income. What's also important is good money management. Even if you have a large income, you can't manage your finances well, so it's possible that the income you generate could run out and end up somewhere.

[ThePromise]

After learning inflation can devalue your cash, I wouldn't really recommend saving in this untimely situation where the inflation keeps rising. Today, what a person should do is become a prepper and spend his money on what he can afford for now because he may not afford it later. And if a person can afford to invest instead, then it's a better choice than saving.

I agree with what you said, especially now that we can feel the increase in expenses in the country, it is really advisable that we should invest if we are capable to do it, but that does not mean that we should set aside about savings. It is better to have savings too so that we can have a money to spend on our needs in life. As you can see, Not everyone has their own savings and investment so it's better to find out for yourself what you can prioritize, and if you have too much money, you can do them together.

[Peanutswar]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

It depends on the abilities of the person, some people already have a backup plan made by their parents or grandparents so they don't care too much but if you are a person who knows how hard to earn money and you already have experience and you don't want to get experience from your children you will enlighten them how ideally use to save up money. Also tips from people who have experienced this while you are younger, it's ideal to save up money so you don't have to worry too much when you get old. This thing needs to be taught in school how to manage money properly so while they are young they know what are the implications of having savings and getting financially free.

[reagansimms]

I think everyone here definitely wants a happy life with economic prosperity. To achieve a level of economic freedom in old age, early preparation is needed as better economic preparation in old age. Everyone has the opportunity to develop financially in the future, to achieve financial freedom in the future you need to get out of the trap of bad thinking that can endanger your finances. Money that is consistently set aside from a young age can be used in the years to come when it is really needed.

Saving really helps you when you need money suddenly, but the concept of being free from all financial problems in old age is investing. Investments can be made even if sources of income are very limited, anyone can start the investment process with a small amount. It takes discipline and time to accumulate larger investments. For anyone who wants to avoid a poor old age, don't delay investing, because investment is one way to build wealth over time.

[slapper]

It is very true that we have to prepare everything, including financial matters, since we are still young. Because if we don't prepare from a young age then I'm sure we will regret it when we are old.

Apart from finances, we also have to maintain our health by adopting a healthy lifestyle from a young age. I see many young people working too hard to get good financial results. But he neglected his health. For example, he lacks sleep or rest time. Because even though we have succeeded in building good finances since we were young for our old age, it will not bring happiness if we cannot maintain our health.

Of a truth, just like an idiomatic expression "a stictch in time save nine" which means that it is better to make preparation earlier than to wait while it's too late. It is important to understand that at a young age is the time to start making good plans for the future because that's actually the time when we are strong, vibrant, energetic and healthy. Making earlier preparation in life saves us from embarrassment and regrets in the future because if you make good plans at a very young age it saves you the stress to be over working yourself when you are growing old and your offspring would be glad and happy that they've got a good dad who prepared and set the table earlier for them and it will also pave way for them to become successful because they've got all the necessary resources to enhance their upbringing so it is important to emulate a savings lifestyle because saving for the future is just like securing one's future for a better living when one may not have the zeal and energy to work too much again.

Also maintaining a healthy lifestyle is also very important just like a saying "health is wealth". Giving one's health adequate attention is very important because if the body isn't healthy it would be difficult to make wealth because not being healthy affects the psychological well-being of an individual because at a time when you should be thinking of positive things to do in other to have a good living, it would be spent on health related issues which tends to disrupt one's plans for the future that is why it is very important to give one's health a good attention whenever the need arises and to always go for check-up from time to time to know the state of one's health.

Early start? Sure, but it's more than piggy banks and pennies. Smart investing, compound interest, and diversification are key. Smart use of time is your friend. And wellness? The best investment. No money can save you if you ignore it

Healthy eating, frequent exercise, and regular checkups are essential. Dare not ignore them. Treat your body as your most valuable asset. Skipping today will cost you tenfold tomorrow, naysayers. The goal is to leave a legacy of wisdom, health, and financial security, not only to avoid humiliation or make your children happy. Do it now or regret later. Your call

[milewilda]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

It depends on the abilities of the person, some people already have a backup plan made by their parents or grandparents so they don't care too much but if you are a person who knows how hard to earn money and you already have experience and you don't want to get experience from your children you will enlighten them how ideally use to save up money. Also tips from people who have experienced this while you are younger, it's ideal to save up money so you don't have to worry too much when you get old. This thing needs to be taught in school how to manage money properly so while they are young they know what are the implications of having savings and getting financially free.

If you do have a family which is wealthy then for sure you wont really be showing any care in regarding to this one or simply with saving since you do know that you are already that secured when it comes to financial
aspect but we do know that not all would really be on such condition and this is why it would really be that best that you should really be doing some actions just for you to be able to make your future better.
You wont really be that progressive if you wont really be that making such actions and this is why it would really be that best that you should really know on what you should really be tending or having those plans.
Savings is better but having investments is much more better because you could really be able to make yourself having those kind of potential earnings on which you could really be having that kind of advantage.

You wont really be putting up yourself on such problem on finances if you do make out such move or step because not all people would really be having those kind of considerations and preparations.
Better to start young rather than on taking step when you are already old. 

[nara1892]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

It depends on the abilities of the person, some people already have a backup plan made by their parents or grandparents so they don't care too much but if you are a person who knows how hard to earn money and you already have experience and you don't want to get experience from your children you will enlighten them how ideally use to save up money. Also tips from people who have experienced this while you are younger, it's ideal to save up money so you don't have to worry too much when you get old. This thing needs to be taught in school how to manage money properly so while they are young they know what are the implications of having savings and getting financially free.

Yes that's true but however I think everyone also knows that having a good perspective and understanding how to value money is something that everyone should have, no matter what their background is, even if they are one of the rich but still life is spinning, you will not always have the upper hand and it is possible that one day you could lose everything you have and this possibility will apply to everyone. Therefore of course having a plan to save early is a good step for a precautionary measure, although this is not a complete formula to prevent you from bad possibilities such as bankruptcy but on the other hand having an emergency fund will at least be able to overcome a few problems that you are experiencing, and one of them will be very useful to finance your life needs when you experience things that are not wanted such as bankruptcy or other things, we must remember that the laws of nature will always apply and lurk.

[ancafe]

It's true what you said, if at a young age you can't save even though you already have a job, it will be difficult if you already have your own family such as a wife and children, because of course kitchen needs will also increase especially with children, expenses will increase too. Indeed there are still many people or people who spend their money on things that are not very important, so that it affects their finances. The thing that must be paid attention to is this, reducing unnecessary expenses. So it's possible to save money even with a small income. What's also important is good money management. Even if you have a large income, you can't manage your finances well, so it's possible that the income you generate could run out and end up somewhere.

Young age are usually more careless when it comes to saving and their habits are more likely to be extravagant when they have money, this is something almost many of us feel and maybe we are also in that condition. Age maturity in making choices usually depends on mindset and upbringing because this is shaped by parents and the environment. Trying to save expenses when you are young to develop any business is a way to make the road easier and when we are ready with stable finances then life will be better. The younger generation needs to create strategies for financial development problems and this strategy is difficult for the younger generation to achieve because they may not have responsibility and are too ignorant of the things that need to be done.

After getting married and having children, the problem of saving will become more complicated because we need to spend more and if we don't start at a young age, it will be difficult for us to reach a better stage of financial freedom. Forcing yourself to start saving is not a problem because it is for the future and requires careful preparation for us to achieve what we want.

[Fara Chan]

I agree with what you said, especially now that we can feel the increase in expenses in the country, it is really advisable that we should invest if we are capable to do it, but that does not mean that we should set aside about savings. It is better to have savings too so that we can have a money to spend on our needs in life. As you can see, Not everyone has their own savings and investment so it's better to find out for yourself what you can prioritize, and if you have too much money, you can do them together.

A good investor is an investor who always takes into account his own abilities through the savings he has before investing in anything under any circumstances. Because if after investing, someone has difficulty meeting their daily needs, it is better not to do this before someone has more money to meet their daily needs, part of which is to be invested.

Because investment is something that will be saved for the long term if someone wants to keep their assets for a long period, so savings that will be considered emergency funds or funds that will be used every day must indeed exist. So in this case, everyone should not put aside the issue of savings if they want to do something good for their own future, such as investing.

[shinratensei_]

I agree, there are people who think I'm tired of working for a month, I should enjoy the results and make my life happy, but that's at first, and then those people realize that their fun will soon end and start the routine again from the beginning.

those people are following the saying to enjoy this moment, you only lives once, but then again if we want brighter future we also need to be ready to suffer right now trying hard to build the future we dreamt of.
the thing is, its like a gamble, where we try to gamble our current moment to strive for betterment of the future but lets be real thats a gamble thats necessary to be taken if we want to strive forward and even if we lose its still worth it at least we are trying.
i can't sweat about how many people i've seen becoming broke when they are old, just because they have that mind set of you only lives once, some people are even willing to take loan for vacation which from my perspective is rather foolish.
best action to take, always try to strive for betterment of our future.

[Litzki1990]

Time never sits still for us, one day passing from our life means we are missing important moments but we don't realize them at this time. If I do the work that was needed at one stage of age after 10 years, but after 10 years there will not be enough energy to do that work. The most precious period of life is youth, at this young age the direction of a person's career is determined. There is no obstacle to studying but extra curricular activities should always be done along with studies. For example, besides education, at a young age we can think about how to invest and also try to do different things according to our skills. When we do these things from the student age, our skills will develop and we can do better things in the future. If a person starts a job after 10 years and the same job if a person starts ten years ago then it goes without saying that the person who started the job ten years ago will have more skill and experience than the person who started after 10 years.

[junder]

It's true what you said, if at a young age you can't save even though you already have a job, it will be difficult if you already have your own family such as a wife and children, because of course kitchen needs will also increase especially with children, expenses will increase too. Indeed there are still many people or people who spend their money on things that are not very important, so that it affects their finances. The thing that must be paid attention to is this, reducing unnecessary expenses. So it's possible to save money even with a small income. What's also important is good money management. Even if you have a large income, you can't manage your finances well, so it's possible that the income you generate could run out and end up somewhere.

Young age are usually more careless when it comes to saving and their habits are more likely to be extravagant when they have money, this is something almost many of us feel and maybe we are also in that condition. Age maturity in making choices usually depends on mindset and upbringing because this is shaped by parents and the environment. Trying to save expenses when you are young to develop any business is a way to make the road easier and when we are ready with stable finances then life will be better. The younger generation needs to create strategies for financial development problems and this strategy is difficult for the younger generation to achieve because they may not have responsibility and are too ignorant of the things that need to be done.

After getting married and having children, the problem of saving will become more complicated because we need to spend more and if we don't start at a young age, it will be difficult for us to reach a better stage of financial freedom. Forcing yourself to start saving is not a problem because it is for the future and requires careful preparation for us to achieve what we want.

in my opinion, there are only a few young people who can manage their finances well, including saving money. many of them are wasteful in managing their finances. especially with today in my opinion many young people are competing to be luxurious in front of many people whose goal is to be seen by many people, which is none other than the goal is to get a lot of praise, even though not all views can judge well all luxurious styles. but what is clear is that wastefulness in youth is very unfortunate.

of course, if you are married, let alone have children, we should be able to have a steady income, because the needs will increase as well as the daily needs that will increase as well. therefore when at a young age, you must have a clear job and good money management in order to prepare for the future because if not yourself, who else is it.
as much as possible should save in youth for the future such as to deal with the economy when married.

[bakasabo]

My story.

I have a friend who is a bit older than me. By the time we were in school, university, he was always a bit in front of everything. At school, when I was nerdy or diligent student, he was in PC gaming. When I got my PC and immersed in games, he was already clubbing (student era). When I found interest in visiting clubs every Friday, he was already making money. And that spoiled him. Money came to him easily, and he spend them easily. When I got my first low paid work, he was wasting money like nut. While I was building career, earning money, he was enjoying his life, burning money he had earn with grey schemes during youth. 15-20 years after, he is calling me every day and ask to help him to figure out a business or scheme he (we) would do, because he is deeply in short of money and rather lonely person.

I can say that I am old, but like OP mentioned, I have started saving/earning from youth. Now people who had opposite youth experience, annoy me and distract from rest, because they have wasted time and moment. Be smart guy. Start thinking about future today.

[MarjorieZimmermanGinger]

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

Even though we have a good job and can generate an average income every month, it is still quite important to set a savings standard because we never know what the future will hold. Spending money on something that is not necessary will reduce the money we have so that the money will be spent on unproductive things, while our lives will continue with full responsibility for the family.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Youth needs creativity in developing their potential and we rarely see young people who are able to make a portion of their savings from the income they get from their work. If you are not able to save, you should make an investment plan and try to increase the amount according to the money you have as much as possible. Because actually saving is not very productive because our money does not work to produce profits. Investing can provide profits according to the capital we invest, that's why I think investing is much more appropriate than making a much larger portion of savings.

[slapper]

Time never sits still for us, one day passing from our life means we are missing important moments but we don't realize them at this time. If I do the work that was needed at one stage of age after 10 years, but after 10 years there will not be enough energy to do that work. The most precious period of life is youth, at this young age the direction of a person's career is determined. There is no obstacle to studying but extra curricular activities should always be done along with studies. For example, besides education, at a young age we can think about how to invest and also try to do different things according to our skills. When we do these things from the student age, our skills will develop and we can do better things in the future. If a person starts a job after 10 years and the same job if a person starts ten years ago then it goes without saying that the person who started the job ten years ago will have more skill and experience than the person who started after 10 years.

Today, we're preaching to the choir about youth being the golden age. We know it's the best moment to set life's GPS, but it's not just about taking advantage. Strategic moves, guys. Personal finance is an attitude, not just numbers. Starting young puts you in a different league than your competitors

Get to the point. Investing requires dedication, not dabbling. Skills? They're your arsenal, not hobbies. We're shaping the future, not just generating money. Early birds get the worm and the harvest. The job you're avoiding? Ten years from now, you're losing time, compound interest, experience, and guts. Wake up, gear, and level. It doesn't refund, and time is running out

[Tbillion]

Is better to save up enough when you’re young so that when u get old you don’t need to stress yourself too much for things.

[Abu-Naim]

Is better to save up enough when you’re young so that when u get old you don’t need to stress yourself too much for things.

Exactly, but do you know that saving money is hard?
Everyone knows that saving at young age is the best, but we all follow trend and peer pressure which is the main reason why we no longer have time for saving for the future.
Some people will say that they will rather enjoy now because they don’t have full assurance of the future so that they can enjoy all they have before death visit them.

[ancafe]

in my opinion, there are only a few young people who can manage their finances well, including saving money. many of them are wasteful in managing their finances. especially with today in my opinion many young people are competing to be luxurious in front of many people whose goal is to be seen by many people, which is none other than the goal is to get a lot of praise, even though not all views can judge well all luxurious styles. but what is clear is that wastefulness in youth is very unfortunate.

of course, if you are married, let alone have children, we should be able to have a steady income, because the needs will increase as well as the daily needs that will increase as well. therefore when at a young age, you must have a clear job and good money management in order to prepare for the future because if not yourself, who else is it.
as much as possible should save in youth for the future such as to deal with the economy when married.

Not a few young people are able to handle finances responsibly and they have a much more focused vision. I see several criteria for young people actually making targets in their lives, such as building housing to sell, developing a business or trying to invest in crypto in general. Most young people tend to live in luxury and they are unable to manage their finances and a luxurious lifestyle is usually carried out by those who do not have a clear vision in their lives.

A steady income is really needed when someone is married and if they don't have a permanent job that can make money then their life will be much more difficult. That's why it's important for young people to make savings, invest or try to start a business so that gradually their finances become much more stable. Without preparing for this, their life after marriage will be much more difficult and the greater responsibility will make it more difficult for them to control.

[Dewi Aries]

Is better to save up enough when you’re young so that when u get old you don’t need to stress yourself too much for things.

Exactly, but do you know that saving money is hard?
Everyone knows that saving at young age is the best, but we all follow trend and peer pressure which is the main reason why we no longer have time for saving for the future.
Some people will say that they will rather enjoy now because they don’t have full assurance of the future so that they can enjoy all they have before death visit them.

It's obviously difficult if we don't have an income, even if we have a job, it's also difficult if we ourselves can't manage our finances well, if we don't manage our money well, it can result in the income we earn being wasted in vain and unclear. I'm sure everyone admits this, therefore if you already have a job that generates income then we should be able to manage our finances as well as possible so that we can manage our finances well for basic needs and for saving.

Many young people don't save, in fact they only use their money to buy things that are currently trendy that's not wrong,  but it's just that because of that, they don't think about their future which they have to prepare for.  This is the main problem that makes many young people can't save, because they only think about temporary pleasures.

[red4slash]

It's true what you said, if at a young age you can't save even though you already have a job, it will be difficult if you already have your own family such as a wife and children, because of course kitchen needs will also increase especially with children, expenses will increase too. Indeed there are still many people or people who spend their money on things that are not very important, so that it affects their finances. The thing that must be paid attention to is this, reducing unnecessary expenses. So it's possible to save money even with a small income. What's also important is good money management. Even if you have a large income, you can't manage your finances well, so it's possible that the income you generate could run out and end up somewhere.

Young age are usually more careless when it comes to saving and their habits are more likely to be extravagant when they have money, this is something almost many of us feel and maybe we are also in that condition. Age maturity in making choices usually depends on mindset and upbringing because this is shaped by parents and the environment. Trying to save expenses when you are young to develop any business is a way to make the road easier and when we are ready with stable finances then life will be better. The younger generation needs to create strategies for financial development problems and this strategy is difficult for the younger generation to achieve because they may not have responsibility and are too ignorant of the things that need to be done.

After getting married and having children, the problem of saving will become more complicated because we need to spend more and if we don't start at a young age, it will be difficult for us to reach a better stage of financial freedom. Forcing yourself to start saving is not a problem because it is for the future and requires careful preparation for us to achieve what we want.

Because we tend to always have the thought that youth is only once in a lifetime so we have to try all forms of anything that invites our curiosity without caring too much about the money we spend or not.
This is more or less the same for everyone who has ever been young because this kind of thinking is always there including for myself where the thought is still simple, the important thing is to be happy with the way we play it is enough for us.

But this is definitely not a good thing but sometimes we can't avoid it. It is not a mistake to enjoy youth by doing whatever we want but of course we also have to know the rules and should not be too liberating to forget that the hope of an old life that we have to fight for so as not to be in trouble.

[ChiBitCTy]

As a financial advisor is is one of the most important lessons I try teaching my clients, save, save and save some more and do so as early on as you can.  The time value of saving early, and letting compound interest build is immense, and will pay off in the long run.  I meet with so many people whom don't start saving until later on in their career and it almost always turns around to bite them in the ass.  If you wait, you won't have the retirement you want to have, plain and simple (unless you get lucky and inherit money or win the lottery).

[Stable090]

those people are following the saying to enjoy this moment, you only lives once, but then again if we want brighter future we also need to be ready to suffer right now trying hard to build the future we dreamt of.

When you enjoy when you are supposed to be struggling, then you will end up suffering when you are supposed to be enjoying. In life, our early stage is supposed to be a stage that we are going to use to struggle because that’s when you are still energetic, and make sure you secure some investment for yourself that you can depend on when you are old and you can no longer do anything. I think that’s when we should be enjoying ourselves.
 
Most young people now just spend their money anyhow, they don’t even plan for the future, they just buy expensive cars, they flex their lives with women, they go to clubs. When you buy an expensive car and you end up going broke, you will end up selling the car just to maintain yourself, and if you date different women when you have money, they will end up leaving you when you are broke, so most young people are not just doing the right thing.

[terrific]

Many young people don't save, in fact they only use their money to buy things that are currently trendy that's not wrong,  but it's just that because of that, they don't think about their future which they have to prepare for.  This is the main problem that makes many young people can't save, because they only think about temporary pleasures.

That's wrong because they don't think their future and they're applying the principle of YOLO.
Yeah, it may not be wrong on their perspective but soon they will realize it that they have to be more serious with life when they become older.
It's not always green in the pastures and that's why they also need to save for the rainy days.

[Dr.Osh]

As a financial advisor is is one of the most important lessons I try teaching my clients, save, save and save some more and do so as early on as you can.  The time value of saving early, and letting compound interest build is immense, and will pay off in the long run.  I meet with so many people whom don't start saving until later on in their career and it almost always turns around to bite them in the ass.  If you wait, you won't have the retirement you want to have, plain and simple (unless you get lucky and inherit money or win the lottery).

I really agree that we have to start, we even need to create a strategy to save consistently every month. This is the same as the DCA method, but we use it to save. However, the longer we put it off, the more time we waste, and we unknowingly pass several years before we start saving.
Many people are confused about choosing investments and saving. In fact, if they manage their finances well, they can easily deal with this.

[ancafe]

Because we tend to always have the thought that youth is only once in a lifetime so we have to try all forms of anything that invites our curiosity without caring too much about the money we spend or not.
This is more or less the same for everyone who has ever been young because this kind of thinking is always there including for myself where the thought is still simple, the important thing is to be happy with the way we play it is enough for us.

But this is definitely not a good thing but sometimes we can't avoid it. It is not a mistake to enjoy youth by doing whatever we want but of course we also have to know the rules and should not be too liberating to forget that the hope of an old life that we have to fight for so as not to be in trouble.

There is nothing wrong and maybe that is how most young people understand the process of their youth and slowly if they are directed correctly then habit will make them change slowly. In the past, I was quite lazy when he asked me to develop someone else's business and I spent more time on activities that were far from productive. But slowly my parents gave me encouragement and support, so I decided to help the business that my parents were seriously developing.

The upbringing pattern and style of parents educating their children is also quite influential because I have seen many children succeed when they follow in their father's footsteps. Even though at first they looked so lazy and didn't want to work seriously. If at a young age we don't prepare this then how can we possibly live under pressure when we get married and have children later.

[Strongkored]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

Lazy people will have this mindset because they will not try to maximize all the possibilities that exist in order to earn more and start to invest, usually, they will use the words enjoy life even though if they do not start investing it is impossible to enjoy life when they are elderly unless they win the lottery because it is impossible to live only by relying on today's income for a better future, except by starting to save and invest to be able to beat inflation.

[Kliss]

You're absolutely right, because at younger age there are dreams you wish to fulfil or future you wish to feature in doing so for those dreams to be accomplished it's better you save from your earnings and have proper plan for the future. Younger people always have the mindset that there is time but time actually waits for no one. Its better to hustle at younger age then save from your earnings and plan to creat wealth for the future. alway make use of opportunities when it arises because there are time and moments when these opportunities do seize or you face difficulty what you have saved previously for the future is what will keeps going at times like this. Most young people are after immediate satisfaction and pleasure in the moment, having pleasure is not bad but with consciousness and not forgetting the aspect of savings in life, when you save and invest it keeps you going and make the future easy going.

[LastKiss]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

Lazy people will have this mindset because they will not try to maximize all the possibilities that exist in order to earn more and start to invest, usually, they will use the words enjoy life even though if they do not start investing it is impossible to enjoy life when they are elderly unless they win the lottery because it is impossible to live only by relying on today's income for a better future, except by starting to save and invest to be able to beat inflation.

Well, some of my friends didn't save at a young age because they wanted to enjoy their youth, many people who aim to have investments at a young age they're hoping their investment can give a financial freedom when they're retired. My friend said youth only happens once in a lifetime so they want to enjoy it without any regret because they miss their youth. As long as we can maintain our spending so we won't have any debt I think it's people choice.

[IvugeoEvolutionCoin]

Exactly, but do you know that saving money is hard?
Everyone knows that saving at young age is the best, but we all follow trend and peer pressure which is the main reason why we no longer have time for saving for the future.
Some people will say that they will rather enjoy now because they don’t have full assurance of the future so that they can enjoy all they have before death visit them.

Saving money is a very difficult task but if one thinks of saving money from a young age it is wise. Saving money is difficult but we have to save money.  We can easily live with the money saved in case of trouble. There are some people who think of saving money but because of the extra expenses of the family it becomes very difficult for them to save money.

[junder]

in my opinion, there are only a few young people who can manage their finances well, including saving money. many of them are wasteful in managing their finances. especially with today in my opinion many young people are competing to be luxurious in front of many people whose goal is to be seen by many people, which is none other than the goal is to get a lot of praise, even though not all views can judge well all luxurious styles. but what is clear is that wastefulness in youth is very unfortunate.

of course, if you are married, let alone have children, we should be able to have a steady income, because the needs will increase as well as the daily needs that will increase as well. therefore when at a young age, you must have a clear job and good money management in order to prepare for the future because if not yourself, who else is it.
as much as possible should save in youth for the future such as to deal with the economy when married.

Not a few young people are able to handle finances responsibly and they have a much more focused vision. I see several criteria for young people actually making targets in their lives, such as building housing to sell, developing a business or trying to invest in crypto in general. Most young people tend to live in luxury and they are unable to manage their finances and a luxurious lifestyle is usually carried out by those who do not have a clear vision in their lives.

A steady income is really needed when someone is married and if they don't have a permanent job that can make money then their life will be much more difficult. That's why it's important for young people to make savings, invest or try to start a business so that gradually their finances become much more stable. Without preparing for this, their life after marriage will be much more difficult and the greater responsibility will make it more difficult for them to control.

In my opinion, there are very few young people who can manage their finances well and think about their future. In fact, in my opinion, many young people only think about temporary pleasures, where they compete to be stylish because they want the amount of praise they get, or maybe this only happens in my country. because in my country there are many young people like this, they tend not to think about their future until they spend their money just to be stylish and enjoy their youth full of fun.

That's true, in fact, in my opinion, if we are already married, we should have a steady income, because there are other souls that we have to support, such as a wife and children if we already have children. and I think having a steady income when you get married can be said to be mandatory. because if you are married but don't have a steady income, I think the household could fall apart. I agree with you, starting a marriage is the beginning of a life where we have full responsibility for those around us. therefore we must have a steady income to survive.

[tyz]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Many people don't realize that you can already have a good pension with small sums of money without having to make major cutbacks as a young person.

Let's say a 25 year old saves $100 a month in an S&P500 ETF for 40 years. $100 is not that much money, or for most people it means that they don't have to limit themselves much in life, at least for most people in Western countries. The S&P500 has grown by about 10% a year the last decades. After 40 years you would have paid in $48k, but the value would be around $650k thanks to the interest rate. That's a good way to spend your retirement. If you now increase the monthly savings rate a little to perhaps $200 or $250, you would already have a fortune in the millions.

[CageMabok]

Saving money is a very difficult task but if one thinks of saving money from a young age it is wise. Saving money is difficult but we have to save money.  We can easily live with the money saved in case of trouble. There are some people who think of saving money but because of the extra expenses of the family it becomes very difficult for them to save money.

Difficult doesn't mean it can't be done by everyone, because basically everyone can definitely save according to their own targets when all problems have been resolved properly. This means that a family doesn't always have to spend a lot of money to meet their living needs. Because when someone who is the head of the family is able to plan his finances very well, surely at some point he will be able to save to make his family progress financially along with other things too.

[Rabata]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

Lazy people will have this mindset because they will not try to maximize all the possibilities that exist in order to earn more and start to invest, usually, they will use the words enjoy life even though if they do not start investing it is impossible to enjoy life when they are elderly unless they win the lottery because it is impossible to live only by relying on today's income for a better future, except by starting to save and invest to be able to beat inflation.

Well, some of my friends didn't save at a young age because they wanted to enjoy their youth, many people who aim to have investments at a young age they're hoping their investment can give a financial freedom when they're retired. My friend said youth only happens once in a lifetime so they want to enjoy it without any regret because they miss their youth. As long as we can maintain our spending so we won't have any debt I think it's people choice.

Time once gone never comes back just as money cannot be earned throughout life. There is a time frame for doing anything, those who can use that time to the fullest are successful. What I personally value is savings. I may have an opportunity to earn money today, but there is no guarantee that I will be able to do so regularly tomorrow. If something like that happens then we must know how we can control that time. We all know that life is not a bed of roses. The time we are thinking of enjoying is considered by many to be the perfect time to make a bright future.

[Hamphser]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

Lazy people will have this mindset because they will not try to maximize all the possibilities that exist in order to earn more and start to invest, usually, they will use the words enjoy life even though if they do not start investing it is impossible to enjoy life when they are elderly unless they win the lottery because it is impossible to live only by relying on today's income for a better future, except by starting to save and invest to be able to beat inflation.

Well, some of my friends didn't save at a young age because they wanted to enjoy their youth, many people who aim to have investments at a young age they're hoping their investment can give a financial freedom when they're retired. My friend said youth only happens once in a lifetime so they want to enjoy it without any regret because they miss their youth. As long as we can maintain our spending so we won't have any debt I think it's people choice.

Time once gone never comes back just as money cannot be earned throughout life. There is a time frame for doing anything, those who can use that time to the fullest are successful. What I personally value is savings. I may have an opportunity to earn money today, but there is no guarantee that I will be able to do so regularly tomorrow. If something like that happens then we must know how we can control that time. We all know that life is not a bed of roses. The time we are thinking of enjoying is considered by many to be the perfect time to make a bright future.

You would really be that making those realizations on the time that you've seen that there's no such progress you do have in life when it comes to this situation on which you are really that making yourself that be able to miss out those opportunities just because you dont really have that able to dive in with those moments on which you do able to save up and something that pertains on having investment or other income sources on which those realizations would be kicking in on the time that you are really that facing up challenges in life on which it would really be giving out those thinking that
you should have done it earlier while you are still young.

Time cant really be taken back and those missed opportunities that you should have done it earlier but of course peoples success and life conditions
would really be always reflecting out on how they would be making out those earlier actions.

[skarais]

~~~

Time once gone never comes back just as money cannot be earned throughout life. There is a time frame for doing anything, those who can use that time to the fullest are successful. What I personally value is savings. I may have an opportunity to earn money today, but there is no guarantee that I will be able to do so regularly tomorrow. If something like that happens then we must know how we can control that time. We all know that life is not a bed of roses. The time we are thinking of enjoying is considered by many to be the perfect time to make a bright future.

Saving while you have a source of income is a wise choice, no matter what percentage of your salary you can save.
The main priority is of course meeting life's needs and the rest can be saved and invested. The goal of saving is not to become rich, but without saving you will not be able to target whatever you want in the short or long term.

Saving part of your salary is difficult during inflation, prices of goods are expensive and expenses are increasing. It's up to you how much you can save, the most important thing is that you have a budget to continue your plans in the short and long term.

[red4slash]

Because we tend to always have the thought that youth is only once in a lifetime so we have to try all forms of anything that invites our curiosity without caring too much about the money we spend or not.
This is more or less the same for everyone who has ever been young because this kind of thinking is always there including for myself where the thought is still simple, the important thing is to be happy with the way we play it is enough for us.

But this is definitely not a good thing but sometimes we can't avoid it. It is not a mistake to enjoy youth by doing whatever we want but of course we also have to know the rules and should not be too liberating to forget that the hope of an old life that we have to fight for so as not to be in trouble.

There is nothing wrong and maybe that is how most young people understand the process of their youth and slowly if they are directed correctly then habit will make them change slowly. In the past, I was quite lazy when he asked me to develop someone else's business and I spent more time on activities that were far from productive. But slowly my parents gave me encouragement and support, so I decided to help the business that my parents were seriously developing.

The upbringing pattern and style of parents educating their children is also quite influential because I have seen many children succeed when they follow in their father's footsteps. Even though at first they looked so lazy and didn't want to work seriously. If at a young age we don't prepare this then how can we possibly live under pressure when we get married and have children later.

Well there is nothing wrong with that but on the other hand this also backfires and becomes a regret that cannot be eliminated.
I worked for a few years in a very toxic pressure but with a salary that was not even comparable to the work I did but because I had a pretty memorable work friend I stayed in that job for a few years but after I looked for a new job with a more decent salary I started to think that sometimes getting out of the zone that is not too good and trying new things is not a bad thing because in the end we can still enjoy the youth we want while earning more money from the work we do.

I agree with saying parenting in this case because indeed this also supports to make our attitude whether it can be more directed or even become someone who is wrong. the role of parents is important besides that the environment also cannot be separated just like that because after all, with the role of good parents and a healthy environment it will actually make your personality change and vice versa when the environment is bad and the role of parents who do not have good parenting, this will make the situation worse and make our attitude become poorly controlled.

[Dewi Aries]

Many young people don't save, in fact they only use their money to buy things that are currently trendy that's not wrong,  but it's just that because of that, they don't think about their future which they have to prepare for.  This is the main problem that makes many young people can't save, because they only think about temporary pleasures.

That's wrong because they don't think their future and they're applying the principle of YOLO.
Yeah, it may not be wrong on their perspective but soon they will realize it that they have to be more serious with life when they become older.
It's not always green in the pastures and that's why they also need to save for the rainy days.

Times are getting more and more developed and most young people have a life filled with prestige, they have a life that is more directed towards prestige competition where if they don't have an item that is trending or being talked about then they claim that they cannot keep up with the times and prestige, this is the reason and mindset that is in their minds, as I said before that this is not wrong because they use their own money but maybe we are just worried about their fate in the future when they cannot change their excessive habits in youth. As we know that regret will always come at the end and maybe that's all they will feel someday when today they can't change their habits, and on the other hand this is also a reminder for us parents to teach and direct our children in terms of good money management and one of them by being able to save money and prefer to allocate their money to savings for future interests.

[nurilham]

Well, some of my friends didn't save at a young age because they wanted to enjoy their youth, many people who aim to have investments at a young age they're hoping their investment can give a financial freedom when they're retired. My friend said youth only happens once in a lifetime so they want to enjoy it without any regret because they miss their youth. As long as we can maintain our spending so we won't have any debt I think it's people choice.

Your friend is totally wrong, he doesn't understand about the investment purpose. Although we invest in the young age, it doesn't mean we ruins our youth. We don't invest all our money, we just spend the money that we afford to use for the investment. Sure, there should be some amount of money we use to enjoy the youth. We know that we must keep everything in right way, including about allocating the money for our needs. People can choose to enjoy their young age, but they don't forget to prepare their old ages.

[Youngkhngdiddy]

In my opinion, there are very few young people who can manage their finances well and think about their future. In fact, in my opinion, many young people only think about temporary pleasures, where they compete to be stylish because they want the amount of praise they get, or maybe this only happens in my country. because in my country there are many young people like this, they tend not to think about their future until they spend their money just to be stylish and enjoy their youth full of fun.

That's true, in fact, in my opinion, if we are already married, we should have a steady income, because there are other souls that we have to support, such as a wife and children if we already have children. and I think having a steady income when you get married can be said to be mandatory. because if you are married but don't have a steady income, I think the household could fall apart. I agree with you, starting a marriage is the beginning of a life where we have full responsibility for those around us. therefore we must have a steady income to survive.

Well I think why most of the youth of our days stay idle or don't look for more source is not because they really want it but because some have little knowledge about what kind of investment they like to get into for them to keep more  income coming in. but rather they go ahead making the little money they can  just to be stylish and just to look the best, not having the thought of investing. Most of them get in search of money just to make name and fame, living fake life with the little they have and trying to cover up the shames.
 But in my own views the money people earn or make should be used to make more to keep their families and future living in good shape, they should be thinking of how hard things are getting lately, they should also think of one thing everyday that making money is hard but spending it becomes very easy and it's really not good having the last couple of months chasing after something and all of it just vanished in a blow of a wind without making any good profit out of it or investing with it wisely. As a youth we are meant to use what ever we have to gather and establish more for our future ahead because we don't know what's ahead of us, so we have to save for rainy days as they normally say.

[Wakate]

Exactly, but do you know that saving money is hard?
Everyone knows that saving at young age is the best, but we all follow trend and peer pressure which is the main reason why we no longer have time for saving for the future.
Some people will say that they will rather enjoy now because they don’t have full assurance of the future so that they can enjoy all they have before death visit them.

Saving money is a very difficult task but if one thinks of saving money from a young age it is wise. Saving money is difficult but we have to save money.  We can easily live with the money saved in case of trouble. There are some people who think of saving money but because of the extra expenses of the family it becomes very difficult for them to save money.

The young ones don't even save again because they know that there will be constant supply of funds to there account from there parents or guidance. The way things are going, it would reach a particular stage that we might not have something to save because of the hike in price of things. People are barely feeding themselves because of the high cost of living.  Price of things keep going up and maybe the market sellers or stores are the ones that are benefiting selling old stock at current high prices.  Maybe things would have to be regulated so that people can at least survive in this current situation. Making money is become somehow hard recently especially in regions where there currency has no strong value.

[Renampun]

Exactly, but do you know that saving money is hard?
Everyone knows that saving at young age is the best, but we all follow trend and peer pressure which is the main reason why we no longer have time for saving for the future.
Some people will say that they will rather enjoy now because they don’t have full assurance of the future so that they can enjoy all they have before death visit them.

Saving money is a very difficult task but if one thinks of saving money from a young age it is wise. Saving money is difficult but we have to save money.  We can easily live with the money saved in case of trouble. There are some people who think of saving money but because of the extra expenses of the family it becomes very difficult for them to save money.

That's right, usually people who learn to save from childhood will have good money management skills but are very calculating and will end up being stingy people lol. I have 2 small children and the older one will soon go to school, I have started teaching him how to save and save, don't be wasteful, I have taught him this since he was little so that when he grows up this trait will continue to carry over and make him have money and income which is stable.

Children have good memory and comprehension, so if you have children, immediately teach your children to save and also how to manage money well from childhood, the benefits are huge for their future.

[junder]

Exactly, but do you know that saving money is hard?
Everyone knows that saving at young age is the best, but we all follow trend and peer pressure which is the main reason why we no longer have time for saving for the future.
Some people will say that they will rather enjoy now because they don’t have full assurance of the future so that they can enjoy all they have before death visit them.

Saving money is a very difficult task but if one thinks of saving money from a young age it is wise. Saving money is difficult but we have to save money.  We can easily live with the money saved in case of trouble. There are some people who think of saving money but because of the extra expenses of the family it becomes very difficult for them to save money.

That's right, usually people who learn to save from childhood will have good money management skills but are very calculating and will end up being stingy people lol. I have 2 small children and the older one will soon go to school, I have started teaching him how to save and save, don't be wasteful, I have taught him this since he was little so that when he grows up this trait will continue to carry over and make him have money and income which is stable.

Children have good memory and comprehension, so if you have children, immediately teach your children to save and also how to manage money well from childhood, the benefits are huge for their future.

could it really be like that? Indeed, in my neighborhood there are schools for children who encourage them to save, but in my opinion, not everyone learns to save when they are young and when they grow up they become stingy people. This cannot be guaranteed for all children who start learning to save from an early age. If it's like this, I think that if you teach your child to save from an early age, it's the same as teaching your child to be stingy. Meanwhile, in my opinion, as a human being, don't be stingy as much as possible, because I think stingy people usually don't live a peaceful life. Occasionally I often experience difficulties with money, but even so, when I see a beggar I can't ignore it, so I give some of the money I have even though I'm in a phase of money difficulties, because I think kindness will definitely be rewarded in the future.

It's true that what you said by saving has benefits for the future, but I don't agree with the statement that saving from an early age can make them stingy people, because in my opinion this is about their thoughts and feelings when later they face real things in the future. before their eyes. Besides, I think parents will be proud of their children who like to share or help others, not with children who are stingy, unless their parents educate them to be stingy then parents will be proud of their stingy children.

[ancafe]

In my opinion, there are very few young people who can manage their finances well and think about their future. In fact, in my opinion, many young people only think about temporary pleasures, where they compete to be stylish because they want the amount of praise they get, or maybe this only happens in my country. because in my country there are many young people like this, they tend not to think about their future until they spend their money just to be stylish and enjoy their youth full of fun.

That's true, in fact, in my opinion, if we are already married, we should have a steady income, because there are other souls that we have to support, such as a wife and children if we already have children. and I think having a steady income when you get married can be said to be mandatory. because if you are married but don't have a steady income, I think the household could fall apart. I agree with you, starting a marriage is the beginning of a life where we have full responsibility for those around us. therefore we must have a steady income to survive.

When we want to try, there will definitely be a way to get sustenance, therefore we need to go through this process because Allah also tells humans to try and pray. The problem of getting married will be much more difficult when someone does not have a permanent job because usually the first five years of marriage are tested financially and unfortunately there are still many people who are unable to pass this test. A small income is definitely enough as long as it is stable because the problem is when people are unable to earn money to meet their daily living needs as a family.

Young people are more productive and have creative ideas to develop their potential, but don't be afraid of failure when starting out and children's dependence on technology can easily be used to make money. If at a young age he has been thoroughly prepared for all the processes for life, then when he gets married, life will not be chaotic because he has the option to support his family.

Well there is nothing wrong with that but on the other hand this also backfires and becomes a regret that cannot be eliminated.
I worked for a few years in a very toxic pressure but with a salary that was not even comparable to the work I did but because I had a pretty memorable work friend I stayed in that job for a few years but after I looked for a new job with a more decent salary I started to think that sometimes getting out of the zone that is not too good and trying new things is not a bad thing because in the end we can still enjoy the youth we want while earning more money from the work we do.

I agree with saying parenting in this case because indeed this also supports to make our attitude whether it can be more directed or even become someone who is wrong. the role of parents is important besides that the environment also cannot be separated just like that because after all, with the role of good parents and a healthy environment it will actually make your personality change and vice versa when the environment is bad and the role of parents who do not have good parenting, this will make the situation worse and make our attitude become poorly controlled.

Rather than leaving the job but there is no guarantee that we can get another job, in my opinion it is better to stay employed even though the salary is small. A small, stable salary every month will be much better than a large salary that we don't earn regularly and is unstable, as long as we don't get another job then the decision to stay will be much better. Getting out of your comfort zone is indeed necessary, but it requires deep analysis of the decisions you make because if you make a mistake it can actually jeopardize your decision to make money.

Parental control when children enter adolescence is quite important because our character begins to form at that age. The role of parents is quite large in the child's growth process and if the education given is right then the child will be well directed on the right path, especially when talking about work. Because there are many parents who ignore their children and they demand that their children be more successful than them, but the parenting style provided does not support the child's success at all.

[Sorryfor]

I totally agree with your words. What we have to do should be done in youth. When we have money in the present, we will have nothing but regret in the future if we spend too much for no reason without thinking about the future. Before spending money you must think about the future and spend in that range. Today we live in a time where it is more difficult to spend money than it is to earn money. So when you have money you try to invest it in good places and keep some money in savings for future emergencies. Saving too much money is also risky due to inflation. So even if you think about the future, you should invest your wealth in a good place.

[junder]

In my opinion, there are very few young people who can manage their finances well and think about their future. In fact, in my opinion, many young people only think about temporary pleasures, where they compete to be stylish because they want the amount of praise they get, or maybe this only happens in my country. because in my country there are many young people like this, they tend not to think about their future until they spend their money just to be stylish and enjoy their youth full of fun.

That's true, in fact, in my opinion, if we are already married, we should have a steady income, because there are other souls that we have to support, such as a wife and children if we already have children. and I think having a steady income when you get married can be said to be mandatory. because if you are married but don't have a steady income, I think the household could fall apart. I agree with you, starting a marriage is the beginning of a life where we have full responsibility for those around us. therefore we must have a steady income to survive.

When we want to try, there will definitely be a way to get sustenance, therefore we need to go through this process because Allah also tells humans to try and pray. The problem of getting married will be much more difficult when someone does not have a permanent job because usually the first five years of marriage are tested financially and unfortunately there are still many people who are unable to pass this test. A small income is definitely enough as long as it is stable because the problem is when people are unable to earn money to meet their daily living needs as a family.

Young people are more productive and have creative ideas to develop their potential, but don't be afraid of failure when starting out and children's dependence on technology can easily be used to make money. If at a young age he has been thoroughly prepared for all the processes for life, then when he gets married, life will not be chaotic because he has the option to support his family.

Yes I agree with you, as long as we have the will to be able to progress or develop which basically leads to positive things, there must be a way, therefore at a young age in my opinion we should be able to try in good things such as making money, of course with an adult age I myself am embarrassed if I still depend on my parents. Therefore at a young age I insist on making money by getting a decent job, because I myself have desires that must be completed, therefore I try as much as I can, also by having a job that produces we must be able to manage the money well. Dividing which is for our needs including snacks and also saving and giving some of the income to the family (parents).

That might be the case if young people really think about their future, in contrast to many young people today, they are reluctant to step out of their comfort zone even though it does not generate income for them, while the other side with their mature age of course my thoughts must also be mature. I agree with you that preparing everything at a young age is of course the best way to prepare for the future. Including marriage.

[kenpachiofficial]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

One of the things I've learnt from watching Andrew Tate interviews, there's a particular one he said when you're young and still in your youth is the right time for you to get up, know what you want, be determined and make that money. It's better to wakeup and get rich while young than stressing ourselves in our old ages getting poor salaries from regular day jobs.

 There are lots of mature and old people who got rich in their old ages but still live in a bit of regret as they wasted their youth on irrelevant things. The time is now while we're still youthful, we need to kick out laziness and procrastination, put in hard work and efforts to get rich in our young days so that by the time we are old we get to live a more relaxed life and not be broke.

Of course everything is a process, but we need to follow that process with determination and strong will in order to succeed.

[Asuspawer09]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

For sure times really are fast, when you are already an adult you're going to realize that time is really just so fast and still you think you doesnt have enough savings or investment considering your already in middle age. This was probably one of my mistakes when I was still a student, even though I'm still a student I'm able to earn a huge amount of income in cryptocurrency and projects if you can remember we have ICO projects, and cryptocurrency trading and I'm able to earn a good amount of profit on that but my mistake and mindset that time is dumb, I kinda regret some of my decision at that time because in my mind it's okay to spend the money because it's still early I'm still a student soon I'm going to graduate and get a job that is when I'm going to save.

Not everything is not really smooth sailing unlike back then when I could easily good profit in just a short time, I mean I earn an okay income in my fulltime job and side hustle but its kind of difficult before even get that kind of money, and when I put savings I kinda feel like my salary is not enough anymore. Now there is a lot of for sale land near my area and I really regret not saving some today, if I just saved it until now I'm be able to buy land that is a good investment. My take here is not every time your going to have the opportunity to earn money, nothing is going to last forever so if your getting lucky today and earning a huge amount of profit or income make sure to always save for the future, while you still can.

[JiiBs]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

I hoped you would say young and rich for a category because, that’s where it’s the more enjoyable and everyone would want to be, young, healthy and rich. You find better ways to enjoy your money at that stage to life and achievements, have the courage to go into debt investments of the times too than when your old. When your old, it’s mainly about relaxing, responsibilities and don’t have much need for having a good time. You get to think about how to share and what would become of your legacies but, in all, you would have a sense of fulfillment.

[slapper]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

For sure times really are fast, when you are already an adult you're going to realize that time is really just so fast and still you think you doesnt have enough savings or investment considering your already in middle age. This was probably one of my mistakes when I was still a student, even though I'm still a student I'm able to earn a huge amount of income in cryptocurrency and projects if you can remember we have ICO projects, and cryptocurrency trading and I'm able to earn a good amount of profit on that but my mistake and mindset that time is dumb, I kinda regret some of my decision at that time because in my mind it's okay to spend the money because it's still early I'm still a student soon I'm going to graduate and get a job that is when I'm going to save.

Not everything is not really smooth sailing unlike back then when I could easily good profit in just a short time, I mean I earn an okay income in my fulltime job and side hustle but its kind of difficult before even get that kind of money, and when I put savings I kinda feel like my salary is not enough anymore. Now there is a lot of for sale land near my area and I really regret not saving some today, if I just saved it until now I'm be able to buy land that is a good investment. My take here is not every time your going to have the opportunity to earn money, nothing is going to last forever so if your getting lucky today and earning a huge amount of profit or income make sure to always save for the future, while you still can.

You've made mistakes, but who hasn't? This is about how you're fixing your mistakes today, not past ones. Yes, saving for the future is important, but it's more than just putting money under your mattress

Bitcoin is a personal finance revolution, not just an asset. You or anyone can get back on that train. The market's mature, but growth potential? Immense. Diversification and strategic investment are crucial. Avoid putting all your eggs in one basket, but don't disregard Bitcoin's golden goose

Your full-time and side gig? Part of the equation. But don't forget passive income streams and investments that work for you while you're not looking. Digital real estate like Bitcoin and other cryptocurrencies is fantastic too. They're not exclusive. Your income feeling insufficient is a warning to innovate, not stagnate

[MarjorieZimmermanGinger]

You've made mistakes, but who hasn't? This is about how you're fixing your mistakes today, not past ones. Yes, saving for the future is important, but it's more than just putting money under your mattress

It doesn't matter because mistakes can mature a person as long as they want to continue to improve and I am also one of those people who have made mistakes in the past. Saving is important but as you said, don't just put money under the mattress because it's a shame that the money we have is not productive.

Bitcoin is a personal finance revolution, not just an asset. You or anyone can get back on that train. The market's mature, but growth potential? Immense. Diversification and strategic investment are crucial. Avoid putting all your eggs in one basket, but don't disregard Bitcoin's golden goose

When people are able to take responsibility for preparing for their future, there must be strategic steps that must be taken. Invest in several assets for the future and see the opportunities for value growth, choosing bitcoin, gold and land may be the right choice, but to what extent the capital capacity we have can deliver these three investment models. If it's not ready then choose one to run first and set the next target if you have made a profit.

Your full-time and side gig? Part of the equation. But don't forget passive income streams and investments that work for you while you're not looking. Digital real estate like Bitcoin and other cryptocurrencies is fantastic too. They're not exclusive. Your income feeling insufficient is a warning to innovate, not stagnate

We should not wait because that is why people who have ideas and are creative make money faster and they also consider how to earn. The consideration of risk does not have to be greater than the desire to get out of the comfort zone because if people are too afraid they will never be able to progress further.

[MissNonFall9]

Saving is a portion of income without spending it for a larger purpose later. Savings can be framed in a consistent relationship with physical investment. That is, the amount of income you can earn at a young age will gradually decrease as you grow older. Because as you age, your physical ability will also decrease.

For this, you can talk to old people around you. To see how much he was able to earn in his youth and how much he can make now in his old age will become clear to you. So instead of delaying tomorrow one should focus on saving now and earn as much as possible otherwise the cost of opportunity will become too much.

[shinratensei_]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

I hoped you would say young and rich for a category because, that’s where it’s the more enjoyable and everyone would want to be, young, healthy and rich. You find better ways to enjoy your money at that stage to life and achievements, have the courage to go into debt investments of the times too than when your old. When your old, it’s mainly about relaxing, responsibilities and don’t have much need for having a good time. You get to think about how to share and what would become of your legacies but, in all, you would have a sense of fulfillment.

everyone want to be young and rich but not much of us could be achieving that dream, its kinda difficult dream to be realized, unless we are silver spoon but unfortunately the world generally made up of poor people as majority, thats why good share of us don't even have something to start with.
i mean i understand those influencers in youtube mostly are young enough and also rich i want to be one of them but I know that being a successful person requires to be in the right time and at the right place.
at least if we are well off enough when we are old, its already good enough, as he has said being old and poor feels like shit and I can see it from many people that went bankrupt when they are old there's quite literally nothing they can do.
just surviving and surviving, because world is unfair for those that are fragile and weak thats the truth.
one way to overcome this, pre planning from very early, pay all those pension funds, try to find good house to live in and so on gonna be tough journey but worth it also you will feel excitement along the way and im doing it.

[Inwestour]

We should not wait because that is why people who have ideas and are creative make money faster and they also consider how to earn. The consideration of risk does not have to be greater than the desire to get out of the comfort zone because if people are too afraid they will never be able to progress further.

There must be some kind of incentive that will move you forward, for me it was the desire to be free, financially. I understood that this is what I need, financial independence so that I can fully manage my time as I want, and I understand that for this I need to achieve a certain capital that will continue to work for me while I can continue do your own thing and not depend on anyone or any work.

The sooner we start moving towards achieving our goals, the sooner we will achieve them. There can be no excuses when it comes to our freedom, in my opinion, this is the most valuable thing a person has, and each of us must take care of this on our own.

[avp2306]

We should not wait because that is why people who have ideas and are creative make money faster and they also consider how to earn. The consideration of risk does not have to be greater than the desire to get out of the comfort zone because if people are too afraid they will never be able to progress further.

There must be some kind of incentive that will move you forward, for me it was the desire to be free, financially. I understood that this is what I need, financial independence so that I can fully manage my time as I want, and I understand that for this I need to achieve a certain capital that will continue to work for me while I can continue do your own thing and not depend on anyone or any work.

The sooner we start moving towards achieving our goals, the sooner we will achieve them. There can be no excuses when it comes to our freedom, in my opinion, this is the most valuable thing a person has, and each of us must take care of this on our own.

We can't attain the financial freedom goal by saving since our growth will just stop there and the many we use for that reasons will be only use for emergency needs or other priorities.

But if we find more ways to find good multiple investments then be successful to get out on modern slavery life style and we can do all we want since we have freedom to decide for ourselves. But this can't be attained for short period of time only that's why people should work for it so that we can achieve this goal. I know many people want to be financially secured and free that's why we need to take action while we are young.

[indah rezqi]

~~ Snip ~~

There must be some kind of incentive that will move you forward, for me it was the desire to be free, financially. I understood that this is what I need, financial independence so that I can fully manage my time as I want, and I understand that for this I need to achieve a certain capital that will continue to work for me while I can continue do your own thing and not depend on anyone or any work.

The sooner we start moving towards achieving our goals, the sooner we will achieve them. There can be no excuses when it comes to our freedom, in my opinion, this is the most valuable thing a person has, and each of us must take care of this on our own.

We can't attain the financial freedom goal by saving since our growth will just stop there and the many we use for that reasons will be only use for emergency needs or other priorities.

But if we find more ways to find good multiple investments then be successful to get out on modern slavery life style and we can do all we want since we have freedom to decide for ourselves. But this can't be attained for short period of time only that's why people should work for it so that we can achieve this goal. I know many people want to be financially secured and free that's why we need to take action while we are young.

One way to achieve financial freedom or at least become financially stable is to invest, saving is not a solution because the money will never increase. When we understand well how money works to make money, We will probably abandon that savings model. The value of money will decrease, unless we save it in the form of assets such as gold, land, or buy property, otherwise we have to accept the fact that the value of the money we have will decrease drastically over time. Especially if a country has a history of high Inflation, Saving money using the savings model is a path full of risks.

Personally when I started learning how to invest in the world of Crypto, for now that is the only type of investment that interests me. That doesn't mean that other types of investment are not interesting, but I see opportunities to gain profits that are a little easier, depending on our level of understanding of market movements and other things involved. However, if it is in the form of assets, I will tend to choose to invest in gold, because the process of buying and selling it is easier than buying land or property such as a house.

[Miles2006]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

I hoped you would say young and rich for a category because, that’s where it’s the more enjoyable and everyone would want to be, young, healthy and rich. You find better ways to enjoy your money at that stage to life and achievements, have the courage to go into debt investments of the times too than when your old. When your old, it’s mainly about relaxing, responsibilities and don’t have much need for having a good time. You get to think about how to share and what would become of your legacies but, in all, you would have a sense of fulfillment.

If I'm not getting your idea wrong I might disagree with this opinion. Although people will say enjoy your money when you're alive cause no one knows what might happen next but let's not get this statement wrong and spend carelessly at a young age, at least when you're young and poor you can always change the story cause at that age you're healthy and fit to work hard but have you seen a poor old man without proper care and finance, no one should actually pray for this and even if there's a chance for such old man to work such person will not hesitate. Poverty is not something we should joke with even in our youthful age and old age, people actually create generationally wealth for their generation so this is a perfect example why you should never spend carelessly.

[Fortify]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Saving while young is a good starting point, in the sense that your net worth is positive instead of in debt, but really once you've acquired a decent backup fund to get you through say 6 months of tough times - you need to start to think about investing instead. Saving rates are good at the moment and a very reasonable way to invest, but they are an anomaly compared to the previous 10 year period where saver rates fell below 1.5% per year. Compared to having your money invested in the stock market during that time, you would have lost so much compounding potential and the real world value of your money would have been eroded away if you left it in savings accounts instead. The point being that you need to be dynamic and flexible, adjusting to the financial opportunities that are available to you at the time.

[lalabotax]

Saving is a portion of income without spending it for a larger purpose later. Savings can be framed in a consistent relationship with physical investment. That is, the amount of income you can earn at a young age will gradually decrease as you grow older. Because as you age, your physical ability will also decrease.

For this, you can talk to old people around you. To see how much he was able to earn in his youth and how much he can make now in his old age will become clear to you. So instead of delaying tomorrow one should focus on saving now and earn as much as possible otherwise the cost of opportunity will become too much.

Sure, we must allocate some of our income for saving. We need saving for urgent needs and for reserved money in the future. We can adjust how much to allocate for saving monthly, it shouldn't make us difficult to manage the money daily. For young people who still live with their parents, they don't have a pressure for the cost of foods and dwelling. That's why it is easy to allocate money for saving.

Asking for advice from old people (parents) is a good idea. They must know well about saving because they are already experiencing it. However, we also must learn saving from many sources, including from articles or books.

[Mahanton]

Saving is a portion of income without spending it for a larger purpose later. Savings can be framed in a consistent relationship with physical investment. That is, the amount of income you can earn at a young age will gradually decrease as you grow older. Because as you age, your physical ability will also decrease.

For this, you can talk to old people around you. To see how much he was able to earn in his youth and how much he can make now in his old age will become clear to you. So instead of delaying tomorrow one should focus on saving now and earn as much as possible otherwise the cost of opportunity will become too much.

Sure, we must allocate some of our income for saving. We need saving for urgent needs and for reserved money in the future. We can adjust how much to allocate for saving monthly, it shouldn't make us difficult to manage the money daily. For young people who still live with their parents, they don't have a pressure for the cost of foods and dwelling. That's why it is easy to allocate money for saving.

Asking for advice from old people (parents) is a good idea. They must know well about saving because they are already experiencing it. However, we also must learn saving from many sources, including from articles or books.

You would really be only be able to see the importance of savings on the time that you would really be needing it but on the time that you are still on a good condition and you do still have the money to spend then you wouldnt really be caring at all on which you would really be that not minding about having savings because you are confident that there would really be no things that would be happening on you on which
this is a very wrong mindset because we do know that there's no such thing on this world would be permanent on which there would really be those things which we dont really expect.
There would really be those things or moments that we didnt really that anticipated that it could happen. What if it would really be needing up more that financial support?
And since you are someone who doesnt have that savings then you would really be able to see yourself that being fucked up on such situation.

[batang_bitcoin]

Asking for advice from old people (parents) is a good idea. They must know well about saving because they are already experiencing it. However, we also must learn saving from many sources, including from articles or books.

Because they've got more experience in life. I've done this before and it's a wise thing to do when you don't have a mentor. You'll get life lessons from them and they'd definitely going to guide you to have a better future as you grow older. Not only the parents but whomever you think is a successful person and are already old, they've got a lot to say and you'll figure it out if they want harm or not. But most of them just want to see someone younger become successful in life.

[Fara Chan]

Saving is a portion of income without spending it for a larger purpose later. Savings can be framed in a consistent relationship with physical investment. That is, the amount of income you can earn at a young age will gradually decrease as you grow older. Because as you age, your physical ability will also decrease.

Usually, people who are starting to get older and whose physical abilities are starting to weaken or decrease with the amount of energy they have at work will look for other ways to continue earning in order to continue saving in amounts that are not much different from when they were still at a young age. For example, making several investments in the best assets that are quite real and also opening a shop that can provide benefits for him by not having to rely on more physical energy.

For this, you can talk to old people around you. To see how much he was able to earn in his youth and how much he can make now in his old age will become clear to you. So instead of delaying tomorrow one should focus on saving now and earn as much as possible otherwise the cost of opportunity will become too much.

I think if that's what every older person asks, of course there is a difference. Especially if the question asked is about the income they earned in their youth and also currently. So you also have to see how many older people are starting to change their way of thinking and working in order to adapt it to today's times so that they can still make more money. Although not by relying on his physique, which is already quite weak compared to today's young people.

[MarjorieZimmermanGinger]

There must be some kind of incentive that will move you forward, for me it was the desire to be free, financially. I understood that this is what I need, financial independence so that I can fully manage my time as I want, and I understand that for this I need to achieve a certain capital that will continue to work for me while I can continue do your own thing and not depend on anyone or any work.

The sooner we start moving towards achieving our goals, the sooner we will achieve them. There can be no excuses when it comes to our freedom, in my opinion, this is the most valuable thing a person has, and each of us must take care of this on our own.

Initiative will be present when we have ideas because it is very impossible for people to have initiative in the midst of bad economic conditions because all they think about is how to find a bite to eat for their family. Financial freedom is difficult to obtain when people don't dare to leave their comfort zone and the small capital we have must be maximized on something that is much more productive. Saving can be done if people have a stable income and it is impossible for people whose lives are difficult to make a savings portion.

If you want to gain financial freedom, saving is not something you need to do regularly because the mindset of successful people will be very different from people who don't dare to take risks. Successful people save less than developing a business or investing because they think saving is not very productive, whereas running a business or investment can provide profits so that the money we have is more productive.

[Y3shot]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

I hoped you would say young and rich for a category because, that’s where it’s the more enjoyable and everyone would want to be, young, healthy and rich. You find better ways to enjoy your money at that stage to life and achievements, have the courage to go into debt investments of the times too than when your old. When your old, it’s mainly about relaxing, responsibilities and don’t have much need for having a good time. You get to think about how to share and what would become of your legacies but, in all, you would have a sense of fulfillment.

The reason money is important when one is old is because by that time you won't have the energy of chasing money and when one is old you can fall sick at anytime and in a situation like this money is needed to go for treatment.  Old age you need to eat good food to nourish yourself well to be strong. When one is young you decide to eat junks and still be okay but at age you can't eat food like this because it going to affect the health 

[nurilham]

The reason money is important when one is old is because by that time you won't have the energy of chasing money and when one is old you can fall sick at anytime and in a situation like this money is needed to go for treatment.  Old age you need to eat good food to nourish yourself well to be strong. When one is young you decide to eat junks and still be okay but at age you can't eat food like this because it going to affect the health  

Getting old doesn't mean to have no energy to collect money. There are many old people who have more energy to collect money. We must remember that collecting money won't be always with physical activities, but we can collect money with our intelligence. Be the owner of a shop is one of the ways to collect money. When you are an old person, you probably prefers to lower your physical activities. For the physical activities, we can hire young people.

However, to have a shop or run a certain business, it requires money. Saving is one of the source to get enough money for running a business. But smart people won't rely on the saving only, he must also try to have investments. Saving may be a source of reserved money, meanwhile investments for growing our money in the future. Reserved money will be important for urgent needs such as getting sick.

[Ndabagi01]

You have a point with what you've just said about saving now for your later years so that you can live a more comfortable life when you get there. Many people do not save when they are young because they believe that no one is promised tomorrow and that if you are no longer alive, the wealth you have accumulated and saved will be used by someone who did not work for it, such as family members or anyone who comes into contact with that wealth. It is beneficial to consider the two while thinking positively about living a longer life and enjoying the wealth you have accumulated in your youth days.

[Renampun]

...

...

Time once gone never comes back just as money cannot be earned throughout life. There is a time frame for doing anything, those who can use that time to the fullest are successful. What I personally value is savings. I may have an opportunity to earn money today, but there is no guarantee that I will be able to do so regularly tomorrow. If something like that happens then we must know how we can control that time. We all know that life is not a bed of roses. The time we are thinking of enjoying is considered by many to be the perfect time to make a bright future.

what you say here is true, time cannot be returned, neither can money, when we spend it on unimportant things it will be a waste, don't let us regret it later because the money we earn won't last long in our hands, saving is important but investing is much more important, this must be applied to many people, so that when old age comes, the money will still be there.
it's very painful when we are in an emergency situation but don't have the money to cover the emergency costs, the most important thing in this world is money management, many people fail to do this and end up poor in old age because they are very bad at money management.

[Barikui1]

In this life that we are, it's very important to plan our future, so as to be stable financially expecially during old age, because it's not funny at all to be poor during old age.

To me, saving when you are young is not the ideal thing to me, what I believe is best and more ideal is investing that money into anything that increase in value overtime, because the current economic situation in the country now is not favourable to people that are saving, because inflation is a real enemy to any money being saved up.
 
So I suggest that in other to secure our future, we should invest more of the money we planned on saving into anything that appreciate in value overtime, something like Bitcoin, Land and gold.

[boyptc]

I guess investing money for future is a must, at the same time, it should not be done at the cost of totally ruining the present life, it should be a balance, life is so unpredictable so like we need to save for emergencies as well, a planning for old age when we can have good amount of money we can spend on health and other necessities, and we should also spend during the present times to fulfill our needs and wants now as well but surely in a limit.

It should be balance and I agree and it's up to what kind of investor are you. There are investors that can sacrifice a lot and applies delayed gratitude just for them to keep invested.

It is how you handle those desires that you currently have and if you're living a frugal life. Don't forget to enjoy but never settle about your future and keep prepared.

So, that's how you should balance it. That's kind of tough but when you get used to it, you'll understand it later on.

[Uhwuchukwu53]

It's always going to be better to be early in anything and there are a lot of actual results from people that started early and can possibly be worth more than just holding on to it. It somehow can apply to the HODL. Timing the market is hard but making trades and making sure that it is a surefire way to profit is better. So investing your money in a calculated risk is a great way to really actualize the growth of your money.

Yes it's because my people have their saying that it's best to pursue black goat at day time rather than night because is dangerous since night have same color mix with the goat, what that implied is that any failure from early time have it's effects on the later end. Success is best pursue when the energy is there at youthful age investment is very important because at old age one need relax to enjoy his labour, just as it's today those who invested in Bitcoin from the beginning can be referred as youthful age not with the level success are enjoying there effort then.

[pusaka]

I guess investing money for future is a must, at the same time, it should not be done at the cost of totally ruining the present life, it should be a balance, life is so unpredictable so like we need to save for emergencies as well, a planning for old age when we can have good amount of money we can spend on health and other necessities, and we should also spend during the present times to fulfill our needs and wants now as well but surely in a limit.

It should be balance and I agree and it's up to what kind of investor are you. There are investors that can sacrifice a lot and applies delayed gratitude just for them to keep invested.

It is how you handle those desires that you currently have and if you're living a frugal life. Don't forget to enjoy but never settle about your future and keep prepared.

So, that's how you should balance it. That's kind of tough but when you get used to it, you'll understand it later on.

Changing habits that require us to leave something we're used to will definitely take time to get things back to normal. Suppose we used to live by fulfilling what we want at that moment, but when we want to invest then we have to leave that habit and focus more on our allocation for investment.
As I said before, it takes time, and it's not easy to immediately change the habits that we did before. But with our effort and intention, it will be fine.  The future is something we have to think about because it's not just for us but for our families too. Indeed, now we have to sacrifice first before we can enjoy the results of our hard work.

[boyptc]

I guess investing money for future is a must, at the same time, it should not be done at the cost of totally ruining the present life, it should be a balance, life is so unpredictable so like we need to save for emergencies as well, a planning for old age when we can have good amount of money we can spend on health and other necessities, and we should also spend during the present times to fulfill our needs and wants now as well but surely in a limit.

It should be balance and I agree and it's up to what kind of investor are you. There are investors that can sacrifice a lot and applies delayed gratitude just for them to keep invested.

It is how you handle those desires that you currently have and if you're living a frugal life. Don't forget to enjoy but never settle about your future and keep prepared.

So, that's how you should balance it. That's kind of tough but when you get used to it, you'll understand it later on.

Changing habits that require us to leave something we're used to will definitely take time to get things back to normal. Suppose we used to live by fulfilling what we want at that moment, but when we want to invest then we have to leave that habit and focus more on our allocation for investment.
As I said before, it takes time, and it's not easy to immediately change the habits that we did before. But with our effort and intention, it will be fine. 

Yeah, it takes time and that habit has to be developed by doing continuously and practicing of doing it time and time again.

The future is something we have to think about because it's not just for us but for our families too. Indeed, now we have to sacrifice first before we can enjoy the results of our hard work.

That's true.

If you don't want to struggle when you get older, you have to make necessary adjustments and sacrifices that you can do right now before everything is too late to regret.

[junder]

Changing habits that require us to leave something we're used to will definitely take time to get things back to normal. Suppose we used to live by fulfilling what we want at that moment, but when we want to invest then we have to leave that habit and focus more on our allocation for investment.
As I said before, it takes time, and it's not easy to immediately change the habits that we did before. But with our effort and intention, it will be fine.  The future is something we have to think about because it's not just for us but for our families too. Indeed, now we have to sacrifice first before we can enjoy the results of our hard work.

This happens to many young people today in my environment, where they are more concerned with a lifestyle that is only temporary while they don't think about the clear future that will happen to them, and they should have been able to prepare for it when they were still young. where they have to work hard to be able to get a large income because it is for their own good too, even though at the moment it is difficult to find work, there is no harm in them trying to get a job that is worthy of themselves. When they get a job they must be able to think about the future, not just fulfill temporary needs Saving for the future or investing must be done, because if you don't do it yourself who else will you?
Changing habits such as expenses that are not too important must be done, by having a clear income they must be able to manage their finances well, for example recording expenses, and prioritizing needs that they must fulfill and be responsible for such as paying electricity water or other bills, You must also be able to set aside some of the money you earn for savings. The main problem here, in my opinion,  is that only a few young people can manage their money well, even those who are married there are still those who cannot manage their finances well, so they often have problems with their finances and this must be fixed.

What you say is correct, changing habits really takes time and in my opinion you have to have strong consistency, because in my environment there is a young person who doesn't work and every day he just plays games, so often he says he wants to change his life to work and have an income. What's clear is that I'm tired of hearing it, therefore in my opinion if it's just words without a strong intention then it's the same as lying, if there are indeed words then there must be thoughts that encourage oneself to take action that leads to goodness such as changes in management. finances or having the will to make movements that can get out of their comfort zone, most young people today are stuck in their comfort zone even though it doesn't produce anything. because it's true what you said, the future is something we have to think about, therefore we have to be able to move, or invite people who have no movement at all to move forward. whatever way it has to be done, every once in a while I always encourage my friend with what he says which leads to progress, I support that, even though he often says it but doesn't take action and I sometimes get annoyed hearing that, but I still support what he is going to do. as long as it is something that leads to progress for himself. In my opinion, working hard at a young age is a must, because it will determine our future, including our own family.

[pusaka]

The future is something we have to think about because it's not just for us but for our families too. Indeed, now we have to sacrifice first before we can enjoy the results of our hard work.

That's true.

If you don't want to struggle when you get older, you have to make necessary adjustments and sacrifices that you can do right now before everything is too late to regret.

And it's better to make sacrifices for a better life in the future than to just enjoy in the moment and when we're old there's nothing to take away.
Actually, we can still enjoy the results of our efforts, it's just that maybe the difference is the time, for example we usually pamper ourselves once a week, and when we invest we can still do it, it's just that the time becomes once a month. Pampering yourself after being tired of doing activities is something natural, we can go on vacation to a place we like or go anywhere to please ourselves. I also usually do that, because for me it's important to restore my spirit.

[Mao Sama]

I guess investing money for future is a must, at the same time, it should not be done at the cost of totally ruining the present life, it should be a balance, life is so unpredictable so like we need to save for emergencies as well, a planning for old age when we can have good amount of money we can spend on health and other necessities, and we should also spend during the present times to fulfill our needs and wants now as well but surely in a limit.

I agree that investment is indeed very necessary. It is possible that a situation or condition is very impossible to predict. Therefore, we must prepare ourselves from now on to be on guard in the future. That is because every human being will not be able to continue to live fresh like now where we can still work with a healthy body condition. Because for the future everyone must continue to age. If we start from now when we are young, healthy, also fresh energy.
For the future when our bodies cannot allow us to work like now. So, in the future when our age has continued our lives will not be too difficult to think about other living and economic needs. B
To minimize that, invest

[Gormicsta]

That's true, it's very important and better to save while still in a young age especially the way our society it's going now, if we say there is time to make money, let's still enjoy now, when the time comes, we will hustle. That's very a bad idea to think of, like this now, we have every reason to make money at young aga because the world has advanced so much that we have start taking care of ourselves in our 18 and above, we don't longer wait for our parents again, also save while being young saves us a lot from the future and we will be rich forever both for our children.

[Issa56]

I guess investing money for future is a must, at the same time, it should not be done at the cost of totally ruining the present life, it should be a balance, life is so unpredictable so like we need to save for emergencies as well, a planning for old age when we can have good amount of money we can spend on health and other necessities, and we should also spend during the present times to fulfill our needs and wants now as well but surely in a limit.

Investing is much more better than saving, saving is also good but if you want a continue thing starting from how you want your financial situation to look like in the future. Having the mindset to invest is something that can save you over time, and saving can only be of help in a very short period of time. The future and the present  are not predictable, and that is what makes investment more important than saving, when you have any form of emergencies your investment will have backup so, as for me is a go go for investment than to save. And if the is need for health issues then your investment will have a separate emergency funds for the investment and the investor.

[boyptc]

The future is something we have to think about because it's not just for us but for our families too. Indeed, now we have to sacrifice first before we can enjoy the results of our hard work.

That's true.

If you don't want to struggle when you get older, you have to make necessary adjustments and sacrifices that you can do right now before everything is too late to regret.

And it's better to make sacrifices for a better life in the future than to just enjoy in the moment and when we're old there's nothing to take away.
Actually, we can still enjoy the results of our efforts, it's just that maybe the difference is the time, for example we usually pamper ourselves once a week, and when we invest we can still do it, it's just that the time becomes once a month. Pampering yourself after being tired of doing activities is something natural, we can go on vacation to a place we like or go anywhere to please ourselves. I also usually do that, because for me it's important to restore my spirit.

Yeah.

And this is what I am doing right now, sacrificing what I can so that I can have a better life soon. Because we don't know how long we're going to stay on this world.

As we leave our family here, we leave with a legacy that will be helpful to them and at least they're not going to have a bad life while leaving them.

[$anounimus$]

I guess investing money for future is a must, at the same time, it should not be done at the cost of totally ruining the present life, it should be a balance, life is so unpredictable so like we need to save for emergencies as well, a planning for old age when we can have good amount of money we can spend on health and other necessities, and we should also spend during the present times to fulfill our needs and wants now as well but surely in a limit.

Investing is much more better than saving, saving is also good but if you want a continue thing starting from how you want your financial situation to look like in the future. Having the mindset to invest is something that can save you over time, and saving can only be of help in a very short period of time. The future and the present  are not predictable, and that is what makes investment more important than saving, when you have any form of emergencies your investment will have backup so, as for me is a go go for investment than to save. And if the is need for health issues then your investment will have a separate emergency funds for the investment and the investor.

Saving and investing are two things that people must do to strengthen the future economy. However, both of these things are difficult for everyone because they are very dependent on income. However, saving seems to be more suitable for all groups because they can set aside their income even with a very small amount, while investing can only be done by people who already have sufficient financial means. So I really like these two models to strengthen my economic foundation, and investment is the right step to take.

[singularity]

I think crypto is probably the best way for young people to leapfrog over the often dire economic situation for them in many western countries. Older people are far less likely to take advantage of cryptocurrency than young people, so it is a unique opportunity.

[hyudien]

I guess investing money for future is a must, at the same time, it should not be done at the cost of totally ruining the present life, it should be a balance, life is so unpredictable so like we need to save for emergencies as well, a planning for old age when we can have good amount of money we can spend on health and other necessities, and we should also spend during the present times to fulfill our needs and wants now as well but surely in a limit.

Investing is much more better than saving, saving is also good but if you want a continue thing starting from how you want your financial situation to look like in the future. Having the mindset to invest is something that can save you over time, and saving can only be of help in a very short period of time. The future and the present  are not predictable, and that is what makes investment more important than saving, when you have any form of emergencies your investment will have backup so, as for me is a go go for investment than to save. And if the is need for health issues then your investment will have a separate emergency funds for the investment and the investor.

It is true that investing is better than saving, but investing has a risk of loss, so I hope that before investing we must be able to pay attention to what aspects must be prepared so that unwanted losses do not occur. but what is clear is that saving or investing is an important thing that everyone should do. On the other hand, everyone does not have stable finances, so there are people who have a mediocre income, the income they earn is only enough to meet their daily needs so they cannot save, let alone invest, but in my opinion it is still possible to save even if the income you earn is limited depending on our personal money management too.

but in my opinion investing must be done carefully, don't let the investment be done without preparing other things such as savings or emergency funds, because when an investment is made and one day something happens that requires money to be able to handle it, don't let the investment be disrupted in other words Others were taken at the wrong time. So before investing, please have an emergency fund or savings first to find safety in the future. Whatever you do, everything must be considered, don't do it carelessly.

[God bless u]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

I hoped you would say young and rich for a category because, that’s where it’s the more enjoyable and everyone would want to be, young, healthy and rich. You find better ways to enjoy your money at that stage to life and achievements, have the courage to go into debt investments of the times too than when your old. When your old, it’s mainly about relaxing, responsibilities and don’t have much need for having a good time. You get to think about how to share and what would become of your legacies but, in all, you would have a sense of fulfillment.

Yes that what I was thinking of you don't need to wait to get old and enjoy your money. Spend when you need money the most in younger age. This is the age when your heart is alive and you want to taste every bit of new experiences in this world.The best age to explore that world and everything it contains and without money it's not possible.

It's impossible to predict someone's age and worrying about the future can destroy your present. So worry less and enjoy your life, when the age that you're worried about will arrive your god will arrange something even better than what you have now.

[arufox]

Indeed, saving while you are young is very good for the future. But it would be better if, apart from saving, you also focus on investing when you are young. Indeed, having savings for unexpected things is important, because it is an urgent need that must be met for future survival. But, don't forget that experience, skills and insight are valuable items that really support your next stage in life. Moreover, a future filled with unexpected things really demands skill and maturity in dealing with them. It's not just a matter of material things. Therefore, instead of saving for the sake of saving for the future, it is better to use it to invest in productive things while still paying attention to the proportional portion of savings according to each situation.

[Sarah_Jannat42]

Most of the great things that have been done in the world have been done at a young age. At this age, as people have more energy, mental strength is sky-high. Because with the increase in age, people fall into a strange situation, along with the breakdown of performance and morale. So we should think about the future as we age. So at this age, we have to save a little while keeping our old days in mind. Since we will not have the earning capacity at that time, we should save some of our income during this time so that these savings will be helpful and not dependent on us in our old age.

[boty]

Indeed, saving while you are young is very good for the future. But it would be better if, apart from saving, you also focus on investing when you are young. Indeed, having savings for unexpected things is important, because it is an urgent need that must be met for future survival. But, don't forget that experience, skills and insight are valuable items that really support your next stage in life. Moreover, a future filled with unexpected things really demands skill and maturity in dealing with them. It's not just a matter of material things. Therefore, instead of saving for the sake of saving for the future, it is better to use it to invest in productive things while still paying attention to the proportional portion of savings according to each situation.

What you say is very true, of course it would be even better if we had savings for emergency needs and also invested some of the savings we had when we were young and it is very important when we are young to have various experiences, skills and also broad insight to being able to do well something that we do can be useful for us in the future and also we don't know for sure what we are facing in life so developing something that is productive will certainly be very good for facing future challenges.

[Ojima-ojo]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

I hoped you would say young and rich for a category because, that’s where it’s the more enjoyable and everyone would want to be, young, healthy and rich. You find better ways to enjoy your money at that stage to life and achievements, have the courage to go into debt investments of the times too than when your old. When your old, it’s mainly about relaxing, responsibilities and don’t have much need for having a good time. You get to think about how to share and what would become of your legacies but, in all, you would have a sense of fulfillment.

Yes that what I was thinking of you don't need to wait to get old and enjoy your money. Spend when you need money the most in younger age. This is the age when your heart is alive and you want to taste every bit of new experiences in this world. The best age to explore that world and everything it contains and without money it's not possible.

It's impossible to predict someone's age and worrying about the future can destroy your present. So worry less and enjoy your life, when the age that you're worried about arrives your god will arrange something even better than what you have now.

Young age is for enjoyment and at some point one has alot going for them while they are young and just as you have said, the young are alive at heart and at that point, you have a lot of strength and appetite to try out a lot of things and to a point that it becomes clear that when one is young, it the best time to hustle and also enjoy yourself and at the same time a time to save for the future.


So while you save, you should also take time to enjoy yourself and also try to keep fit as you save some for the future, because saving all for the future and not enjoying yourself is line gambling because the real benefits of money are when you make use of it while you are active and young.

[Winterfrost]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

we are the the accumulative product of what we've done in our past and what will be the outcome of our future will be determined by what we are doing currently. The youthful period is mostly misused and abused with lots of instances where most youth engage in frivolous and unprofitable activity and end up spending their old age in pain and suffering.

If only most youth understands how important it his to invest in themselves and see to it that they've made the best out of their youthfull age then we wouldn't find a hand full of old folks that are supposed to be enjoying the product of their hard labours still out their looking for menial jobs to keep them busy.

[Outhue]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same to invest more early than try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

It's scary, but many people don't think about this until it happens to them, it's part of the reason why my struggle is non-stop even when I am worth some good amount of money already, it's better to have a lot of money at your old age than your spending it all and end up been a broke old man.

Old people needs a lot more money at the age because majority of it is going into their health management, a old man without enough money will suffer and it could also be the reason why their passing will be nearer.

The truth is, you need more money at your older age than when you are young, always make sure you think about your old age and prepare for it right now, don't be stupid and think that your kids will always be there for you, they will go their own ways too.

[TopTort777]

paxmao, what you say it is easier to say than to do. What is being young for you? For me it is period between 20-25 years. This is a period when you still study in the university and have a reckless life. By the time you get your first serious job, you can consider yourself to be old, as your life changes into home-work-home routine. I remember myself being 20-25 yo. Fire in the eyes and always no money. Even if I do freelance or part-time jobs, I was always short on money. Because of endless energy and fire in eyes, I have managed to do thousand tasks daily, spend all the money.

[pusaka]

And it's better to make sacrifices for a better life in the future than to just enjoy in the moment and when we're old there's nothing to take away.
Actually, we can still enjoy the results of our efforts, it's just that maybe the difference is the time, for example we usually pamper ourselves once a week, and when we invest we can still do it, it's just that the time becomes once a month. Pampering yourself after being tired of doing activities is something natural, we can go on vacation to a place we like or go anywhere to please ourselves. I also usually do that, because for me it's important to restore my spirit.

Yeah.

And this is what I am doing right now, sacrificing what I can so that I can have a better life soon. Because we don't know how long we're going to stay on this world.

As we leave our family here, we leave with a legacy that will be helpful to them and at least they're not going to have a bad life while leaving them.

Well, things like this are what we have to think about, we also don't know whether our situation will be fine in the future or whether we are experiencing something difficult that requires us to face many bad situations, especially in terms of our finances. While our finances are still fine, this is an opportunity that we should not miss, because this is the most appropriate time to prepare for a better future.
Sometimes we only realize this after we encounter difficulties, in the end we will feel regret because we were not able to take advantage of a very good situation that we have faced. Don't let this become our biggest regret in the future.

[junder]

Well, things like this are what we have to think about, we also don't know whether our situation will be fine in the future or whether we are experiencing something difficult that requires us to face many bad situations, especially in terms of our finances. While our finances are still fine, this is an opportunity that we should not miss, because this is the most appropriate time to prepare for a better future.
Sometimes we only realize this after we encounter difficulties, in the end we will feel regret because we were not able to take advantage of a very good situation that we have faced. Don't let this become our biggest regret in the future.

Of course our lives will not be fine, although of course everyone hopes that everything will be fine, but it is possible that bad things could happen, because of course disasters come unexpectedly. therefore no one knows what the future will be like, we can only hope for the best and plan and do the best. Therefore we have to do our best, including saving for the future and just in case. However, many young people still ignore this, they tend not to care about this.

I agree with you, if we have good or stable finances then we should be able to make the best use of it, such as saving or investing for our own future. After all, our own future is in our hands, it depends on us to do it, if we try our best then maybe the future will be good, but if we don't do our best then a bad future will happen and of course everyone will not want that. What you say is true, when you experience a problem you will realize and regret it, I think this happens to many young people today.

[maknyos]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same to invest more early than try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

It's scary, but many people don't think about this until it happens to them, it's part of the reason why my struggle is non-stop even when I am worth some good amount of money already, it's better to have a lot of money at your old age than your spending it all and end up been a broke old man.

Old people needs a lot more money at the age because majority of it is going into their health management, a old man without enough money will suffer and it could also be the reason why their passing will be nearer.

The truth is, you need more money at your older age than when you are young, always make sure you think about your old age and prepare for it right now, don't be stupid and think that your kids will always be there for you, they will go their own ways too.

We must strive for a beautiful old age, at least not bothering our children by asking them for financial assistance, so that they can have their own lives with their small families. Regardless of the inheritance they can get from us in the future, and regardless of the child's sense of filial piety towards their parents, do your best not to bother them although in reality the children really want to take care of us in the future. Let them help take us to the hospital for treatment, and we ourselves pay the bill, we need to prepare early.

[CryptoBuds]

paxmao, what you say it is easier to say than to do. What is being young for you? For me it is period between 20-25 years. This is a period when you still study in the university and have a reckless life. By the time you get your first serious job, you can consider yourself to be old, as your life changes into home-work-home routine. I remember myself being 20-25 yo. Fire in the eyes and always no money. Even if I do freelance or part-time jobs, I was always short on money. Because of endless energy and fire in eyes, I have managed to do thousand tasks daily, spend all the money.

Yes, it's easy to say, but it's not easy to do. Everyone knows that without money, life becomes difficult and becomes even more difficult when we get older and don't have much money. But the problem is how to earn a lot of money, enough money to take care of your current life and save a little for old age? How many people have done this or are most people still struggling with life right now? Planning your life is easy but implementing it is important.

[bestcoins1]

We must strive for a beautiful old age, at least not bothering our children by asking them for financial assistance, so that they can have their own lives with their small families. Regardless of the inheritance they can get from us in the future, and regardless of the child's sense of filial piety towards their parents, do your best not to bother them although in reality the children really want to take care of us in the future. Let them help take us to the hospital for treatment, and we ourselves pay the bill, we need to prepare early.

Things like that are what every parent is currently and always preparing for at this time to be able to make their children happy in the future. Because it is also part of his efforts to make his children happy by not asking anything from them even though they have succeeded very well. But every child who still really wants to be filial to their parents definitely doesn't want to see their parents suffer so they will also continue to help with all their parents' needs no matter what the circumstances.

Because this may never have occurred to the minds of children who don't know themselves, so even today there are still children who want to abandon their own parents without caring anything about the condition of their own parents. So I really hope that everyone who still has parents will continue to care about them and not ignore the time they still have with things that are not that important because planning the future from an early age always takes a lot of time for everyone.

[indah rezqi]

paxmao, what you say it is easier to say than to do. What is being young for you? For me it is period between 20-25 years. This is a period when you still study in the university and have a reckless life. By the time you get your first serious job, you can consider yourself to be old, as your life changes into home-work-home routine. I remember myself being 20-25 yo. Fire in the eyes and always no money. Even if I do freelance or part-time jobs, I was always short on money. Because of endless energy and fire in eyes, I have managed to do thousand tasks daily, spend all the money.

Yes, it's easy to say, but it's not easy to do. Everyone knows that without money, life becomes difficult and becomes even more difficult when we get older and don't have much money. But the problem is how to earn a lot of money, enough money to take care of your current life and save a little for old age? How many people have done this or are most people still struggling with life right now? Planning your life is easy but implementing it is important.

Everyone has their own journey, I mean the level of challenges faced by each person is definitely different. Some people find it easy to get work because they have several privileges from their family or those closest to them. For those of them, some have to work harder to get a job, or even have to work part time to earn income so they can continue living. Saving and investing will be easy if you have money, if your income is mediocre it sounds like an impossibility.

Personally, I think, just keep trying and trying, the important thing is to have income that can be used for daily needs, if more can be saved or invested. Continue studying to earn more income, which can be used to prepare for old age when you retire. It is important not to compare ourselves with others, we just need to try to be better than yesterday.

[pusaka]

Well, things like this are what we have to think about, we also don't know whether our situation will be fine in the future or whether we are experiencing something difficult that requires us to face many bad situations, especially in terms of our finances. While our finances are still fine, this is an opportunity that we should not miss, because this is the most appropriate time to prepare for a better future.
Sometimes we only realize this after we encounter difficulties, in the end we will feel regret because we were not able to take advantage of a very good situation that we have faced. Don't let this become our biggest regret in the future.

Of course our lives will not be fine, although of course everyone hopes that everything will be fine, but it is possible that bad things could happen, because of course disasters come unexpectedly. therefore no one knows what the future will be like, we can only hope for the best and plan and do the best. Therefore we have to do our best, including saving for the future and just in case. However, many young people still ignore this, they tend not to care about this.

I agree with you, if we have good or stable finances then we should be able to make the best use of it, such as saving or investing for our own future. After all, our own future is in our hands, it depends on us to do it, if we try our best then maybe the future will be good, but if we don't do our best then a bad future will happen and of course everyone will not want that. What you say is true, when you experience a problem you will realize and regret it, I think this happens to many young people today.

The younger generation doesn't care about this because they haven't experienced any difficulties yet, especially because they have just grown up and maybe they have just released themselves from their parents' responsibilities or they are even still their parents' responsibilities. From the experience I have seen, usually young people like that come from people who are financially fine, so they will feel like they will continue to be like that, but in reality it won't always be like that.
Their parents may still be able to provide them with a living and even if they work it is only for themselves. However, when everything doesn't go as planned, they will start to regret it, because they couldn't take advantage of what they had at that time.
Disasters will come that we cannot predict and that is what we must prepare for. I hope that those who are not yet aware of this will quickly become aware and start changing their habits to prepare for the future.

[MFahad]

paxmao, what you say it is easier to say than to do. What is being young for you? For me it is period between 20-25 years. This is a period when you still study in the university and have a reckless life. By the time you get your first serious job, you can consider yourself to be old, as your life changes into home-work-home routine. I remember myself being 20-25 yo. Fire in the eyes and always no money. Even if I do freelance or part-time jobs, I was always short on money. Because of endless energy and fire in eyes, I have managed to do thousand tasks daily, spend all the money.

You are right that it is easier said than done, but I think it's all about being responsible, and there is no age limit for someone to become responsible. A person can become responsible even if they are 18 years old or maybe less, some might not become responsible even when they are in their 30s, so it's all about how a person is raised and what kind of situations and environments they've been living in.
Someone who has never seen hardships, always had everything taken care of by their parents and guardians, never had to worry about money or food or any other necessity, such people would barely become responsible at a young age. However, someone who haven't had any of the above will become mature and responsible before it's time.

[Mahanton]

paxmao, what you say it is easier to say than to do. What is being young for you? For me it is period between 20-25 years. This is a period when you still study in the university and have a reckless life. By the time you get your first serious job, you can consider yourself to be old, as your life changes into home-work-home routine. I remember myself being 20-25 yo. Fire in the eyes and always no money. Even if I do freelance or part-time jobs, I was always short on money. Because of endless energy and fire in eyes, I have managed to do thousand tasks daily, spend all the money.

You are right that it is easier said than done, but I think it's all about being responsible, and there is no age limit for someone to become responsible. A person can become responsible even if they are 18 years old or maybe less, some might not become responsible even when they are in their 30s, so it's all about how a person is raised and what kind of situations and environments they've been living in.
Someone who has never seen hardships, always had everything taken care of by their parents and guardians, never had to worry about money or food or any other necessity, such people would barely become responsible at a young age. However, someone who haven't had any of the above will become mature and responsible before it's time.

On the time that you do become mature on which it comes into a point that you've been thinking up already for the future that lies ahead then you do likely be ending up on making those kind of steps on which you do really believe that it could bring out that benefit and preparedness when the time comes. Saving up while early or on the time that you've been aware on how relevant on having savings are would be always better
in compared to those people who dont do something in regarding into it. When we arent still that independent or we do still rely into our parents then we wont really be thinking up about these manner
but on the time that you are already be able to see its importance then you would be able to appreciate and do things accordingly.

Dont wait up for yourself to be that gets old but ended up on having no savings specially if you do already have your own family then it would really be just that something relevant that you do have
savings not for emergency purposes alone but also for investment and businesses purpose as well.

[Ben Barubal]

paxmao, what you say it is easier to say than to do. What is being young for you? For me it is period between 20-25 years. This is a period when you still study in the university and have a reckless life. By the time you get your first serious job, you can consider yourself to be old, as your life changes into home-work-home routine. I remember myself being 20-25 yo. Fire in the eyes and always no money. Even if I do freelance or part-time jobs, I was always short on money. Because of endless energy and fire in eyes, I have managed to do thousand tasks daily, spend all the money.

Yes, it's easy to say, but it's not easy to do. Everyone knows that without money, life becomes difficult and becomes even more difficult when we get older and don't have much money. But the problem is how to earn a lot of money, enough money to take care of your current life and save a little for old age? How many people have done this or are most people still struggling with life right now? Planning your life is easy but implementing it is important.

     It's really hard to save if you don't have money because you don't have a job, especially if you live in the province. The strategy that can be done is very difficult because, usually, in such urban places, there is no other source that can be done than planting, agriculture, or livestock, which will also need money.

     But that's it. If you're a resourceful person, I'm pretty sure that you can't earn any money, even if it's a small amount, for the sake of money. But if you are in a civilized place, it will be easier compared to the province, as far as I know. So if we have a source of income that is stable, we take advantage of that so that we can save money for the future.

[iamsange]

paxmao, what you say it is easier to say than to do. What is being young for you? For me it is period between 20-25 years. This is a period when you still study in the university and have a reckless life. By the time you get your first serious job, you can consider yourself to be old, as your life changes into home-work-home routine. I remember myself being 20-25 yo. Fire in the eyes and always no money. Even if I do freelance or part-time jobs, I was always short on money. Because of endless energy and fire in eyes, I have managed to do thousand tasks daily, spend all the money.

You are right that it is easier said than done, but I think it's all about being responsible, and there is no age limit for someone to become responsible. A person can become responsible even if they are 18 years old or maybe less, some might not become responsible even when they are in their 30s, so it's all about how a person is raised and what kind of situations and environments they've been living in.
Someone who has never seen hardships, always had everything taken care of by their parents and guardians, never had to worry about money or food or any other necessity, such people would barely become responsible at a young age. However, someone who haven't had any of the above will become mature and responsible before it's time.

These sentences are very easy to say, but in my opinion it is very important that you always write down these motivational sentences and then read them and absorb them. For young people, apart from education and seeking experience, they must also understand how to adapt to the environment according to their passion. By being able to manage himself, it will be easy for him to think long term at work. When his instincts start to sharpen, he will do positive things, including saving and even daring to invest. So there's no harm in anyone always giving motivational sentences so that young people can be independent.

[angrybirdy]

paxmao, what you say it is easier to say than to do. What is being young for you? For me it is period between 20-25 years. This is a period when you still study in the university and have a reckless life. By the time you get your first serious job, you can consider yourself to be old, as your life changes into home-work-home routine. I remember myself being 20-25 yo. Fire in the eyes and always no money. Even if I do freelance or part-time jobs, I was always short on money. Because of endless energy and fire in eyes, I have managed to do thousand tasks daily, spend all the money.

You are right that it is easier said than done, but I think it's all about being responsible, and there is no age limit for someone to become responsible. A person can become responsible even if they are 18 years old or maybe less, some might not become responsible even when they are in their 30s, so it's all about how a person is raised and what kind of situations and environments they've been living in.
Someone who has never seen hardships, always had everything taken care of by their parents and guardians, never had to worry about money or food or any other necessity, such people would barely become responsible at a young age. However, someone who haven't had any of the above will become mature and responsible before it's time.

These sentences are very easy to say, but in my opinion it is very important that you always write down these motivational sentences and then read them and absorb them. For young people, apart from education and seeking experience, they must also understand how to adapt to the environment according to their passion. By being able to manage himself, it will be easy for him to think long term at work. When his instincts start to sharpen, he will do positive things, including saving and even daring to invest. So there's no harm in anyone always giving motivational sentences so that young people can be independent.

Well, your suggestion is good, it is also better to read it again and again so that it can be done, especially in the future. Nowadays, I just noticed that people listen more to the opinions of others and most of that they actually apply to themselves, that's one of the influences that social media has had, so there are now many motivational speakers and financial guru. I tried to give motivational advice to other young people in our area, especially to my younger relatives and it's nice to know that they can apply it in their lives now, especially when they saw that all the advice I gave to them is really reflected on me.

[junder]

Of course our lives will not be fine, although of course everyone hopes that everything will be fine, but it is possible that bad things could happen, because of course disasters come unexpectedly. therefore no one knows what the future will be like, we can only hope for the best and plan and do the best. Therefore we have to do our best, including saving for the future and just in case. However, many young people still ignore this, they tend not to care about this.

I agree with you, if we have good or stable finances then we should be able to make the best use of it, such as saving or investing for our own future. After all, our own future is in our hands, it depends on us to do it, if we try our best then maybe the future will be good, but if we don't do our best then a bad future will happen and of course everyone will not want that. What you say is true, when you experience a problem you will realize and regret it, I think this happens to many young people today.

The younger generation doesn't care about this because they haven't experienced any difficulties yet, especially because they have just grown up and maybe they have just released themselves from their parents' responsibilities or they are even still their parents' responsibilities. From the experience I have seen, usually young people like that come from people who are financially fine, so they will feel like they will continue to be like that, but in reality it won't always be like that.
Their parents may still be able to provide them with a living and even if they work it is only for themselves. However, when everything doesn't go as planned, they will start to regret it, because they couldn't take advantage of what they had at that time.
Disasters will come that we cannot predict and that is what we must prepare for. I hope that those who are not yet aware of this will quickly become aware and start changing their habits to prepare for the future.

It's possible that they still have thoughts that depend on their parents, so even though they have graduated from school they feel that there are still parents who can support their lives, that's true. but it would be nice if we could find a job after graduating from school and have an income, believe me, our parents would be proud if that happened. Most young people who have graduated from school are unemployed, either because it is difficult to find work or because they themselves are lazy, but of course there are also many young people who are trapped in comfort zones that don't produce income, such as gathering every night and staying up until morning just spending money. It's time to just play online games.

What you say is correct, of course disasters cannot be predicted when they will come, and problems can occur at any time. Therefore, if we are still young, we should do our best, whether it's working hard or being filial to our parents. They should be aware, because this is also for their own good in the future, there is no way they will continue to depend on their parents, because in the future they will also have their own responsibilities like their own family by getting married, and that is of course everyone's dream. While we are not married, we must be able to learn to be responsible so that we can apply the best in the future to our children. The best will happen if it is done as well as possible.

[MissNonFall9]

Saving is a portion of income without spending it for a larger purpose later. Savings can be framed in a consistent relationship with physical investment. That is, the amount of income you can earn at a young age will gradually decrease as you grow older. Because as you age, your physical ability will also decrease.

For this, you can talk to old people around you. To see how much he was able to earn in his youth and how much he can make now in his old age will become clear to you. So instead of delaying tomorrow one should focus on saving now and earn as much as possible otherwise the cost of opportunity will become too much.

Sure, we must allocate some of our income for saving. We need saving for urgent needs and for reserved money in the future. We can adjust how much to allocate for saving monthly, it shouldn't make us difficult to manage the money daily. For young people who still live with their parents, they don't have a pressure for the cost of foods and dwelling. That's why it is easy to allocate money for saving.

Asking for advice from old people (parents) is a good idea. They must know well about saving because they are already experiencing it. However, we also must learn saving from many sources, including from articles or books.

It is very true and common that we should be very conscious from now and it is very important to save some portion while maintaining a balance of income but not endangering life. If a person saves most of his income his opportunity will be threatened. So he can use that money in many productive activities which will make him financially stronger in his youth and make his future life much easier. You are right that we can take advice from experienced people and also learn from books of good quality authors to lead our lives beautifully and properly.

[stomachgrowls]

Saving is a portion of income without spending it for a larger purpose later. Savings can be framed in a consistent relationship with physical investment. That is, the amount of income you can earn at a young age will gradually decrease as you grow older. Because as you age, your physical ability will also decrease.

For this, you can talk to old people around you. To see how much he was able to earn in his youth and how much he can make now in his old age will become clear to you. So instead of delaying tomorrow one should focus on saving now and earn as much as possible otherwise the cost of opportunity will become too much.

Sure, we must allocate some of our income for saving. We need saving for urgent needs and for reserved money in the future. We can adjust how much to allocate for saving monthly, it shouldn't make us difficult to manage the money daily. For young people who still live with their parents, they don't have a pressure for the cost of foods and dwelling. That's why it is easy to allocate money for saving.

Asking for advice from old people (parents) is a good idea. They must know well about saving because they are already experiencing it. However, we also must learn saving from many sources, including from articles or books.

It is very true and common that we should be very conscious from now and it is very important to save some portion while maintaining a balance of income but not endangering life. If a person saves most of his income his opportunity will be threatened. So he can use that money in many productive activities which will make him financially stronger in his youth and make his future life much easier. You are right that we can take advice from experienced people and also learn from books of good quality authors to lead our lives beautifully and properly.

It all matters on how sensible you are when it comes to the things around thats happening on which you would really be that thinking up ahead on what are the things that could possibly happen in the future
on which this is something a very common or normal approach into someone who do have plans and really been that thinking about the future and making themselves prepared at least on the time
that they would really be deciding on settling in. Not all people would really be having this kind of impressions or plans in mind on which most young people wouldnt really be bothered about
these things considering that they are still that dependent into their parents but somehow there are really indeed inviduals that they do really have that kind of approach or thinking
on how they should really be making up those early steps so that they could be able to prepare on what lies ahead on the time that they would really be going solo or dependent on their own.
Its an advantage actually in compared to those who are late on doing such considerations.

[rangga28]

Saving is a portion of income without spending it for a larger purpose later. Savings can be framed in a consistent relationship with physical investment. That is, the amount of income you can earn at a young age will gradually decrease as you grow older. Because as you age, your physical ability will also decrease.

For this, you can talk to old people around you. To see how much he was able to earn in his youth and how much he can make now in his old age will become clear to you. So instead of delaying tomorrow one should focus on saving now and earn as much as possible otherwise the cost of opportunity will become too much.

Sure, we must allocate some of our income for saving. We need saving for urgent needs and for reserved money in the future. We can adjust how much to allocate for saving monthly, it shouldn't make us difficult to manage the money daily. For young people who still live with their parents, they don't have a pressure for the cost of foods and dwelling. That's why it is easy to allocate money for saving.

Asking for advice from old people (parents) is a good idea. They must know well about saving because they are already experiencing it. However, we also must learn saving from many sources, including from articles or books.

It is very true and common that we should be very conscious from now and it is very important to save some portion while maintaining a balance of income but not endangering life. If a person saves most of his income his opportunity will be threatened. So he can use that money in many productive activities which will make him financially stronger in his youth and make his future life much easier. You are right that we can take advice from experienced people and also learn from books of good quality authors to lead our lives beautifully and properly.

While you are still young and have a fresh mind and strong energy, the will to work must be built from an early age without having to make many excuses and wait for beautiful things which are certainly not certain. If network connections start to build and start a business to get optimal results, then you should also be able to manage your finances very well. Saving is a pretty good way, especially if you want to invest. If you do these two methods from a young age then your hopes for the future will also be better, even if you become rich you will always be a handsome man wherever you are. 

[bestcoins1]

It is very true and common that we should be very conscious from now and it is very important to save some portion while maintaining a balance of income but not endangering life. If a person saves most of his income his opportunity will be threatened. So he can use that money in many productive activities which will make him financially stronger in his youth and make his future life much easier. You are right that we can take advice from experienced people and also learn from books of good quality authors to lead our lives beautifully and properly.

Everyone needs to adjust this for the sake of a better life in the future, because saving some of the money we have earned is part of the way to keep finances stable during difficult times. And using some of it for more productive work is part of another option that must also be done in order to be able to bring in a solid income for our own lives. So this must be applied by everyone more consistently for their own sake so that everyone cannot complain when faced with bad conditions that they don't want in their lives.

[khiholangkang]

It is very true and common that we should be very conscious from now and it is very important to save some portion while maintaining a balance of income but not endangering life. If a person saves most of his income his opportunity will be threatened. So he can use that money in many productive activities which will make him financially stronger in his youth and make his future life much easier. You are right that we can take advice from experienced people and also learn from books of good quality authors to lead our lives beautifully and properly.

Everyone needs to adjust this for the sake of a better life in the future, because saving some of the money we have earned is part of the way to keep finances stable during difficult times. And using some of it for more productive work is part of another option that must also be done in order to be able to bring in a solid income for our own lives. So this must be applied by everyone more consistently for their own sake so that everyone cannot complain when faced with bad conditions that they don't want in their lives.

Yes that's right, and indeed if we are still young we should do productive activities to increase income for the future in a state of financial freedom, this may be more beautiful than what has been hoped for many people, but in fact we notice that many young people are first, prioritizing pleasure and hedonistic lifestyles.

To be honest, easy time is a very short time and we can explore in terms of finance, as well as minimal risk, because it does not have many responsibilities, such as providing for a family or wife and others that make someone not have to fail in running a business, so in a time that is quite free and does not have such a burden is a very valuable time in plunging into the world of finance so that old age is much better than most people, and of course saving, investing and others that have a big risk in the world of finance to get more money is much better to plunge when young.

[MissNonFall9]

Saving is a portion of income without spending it for a larger purpose later. Savings can be framed in a consistent relationship with physical investment. That is, the amount of income you can earn at a young age will gradually decrease as you grow older. Because as you age, your physical ability will also decrease.

For this, you can talk to old people around you. To see how much he was able to earn in his youth and how much he can make now in his old age will become clear to you. So instead of delaying tomorrow one should focus on saving now and earn as much as possible otherwise the cost of opportunity will become too much.

Sure, we must allocate some of our income for saving. We need saving for urgent needs and for reserved money in the future. We can adjust how much to allocate for saving monthly, it shouldn't make us difficult to manage the money daily. For young people who still live with their parents, they don't have a pressure for the cost of foods and dwelling. That's why it is easy to allocate money for saving.

Asking for advice from old people (parents) is a good idea. They must know well about saving because they are already experiencing it. However, we also must learn saving from many sources, including from articles or books.

It is very true and common that we should be very conscious from now and it is very important to save some portion while maintaining a balance of income but not endangering life. If a person saves most of his income his opportunity will be threatened. So he can use that money in many productive activities which will make him financially stronger in his youth and make his future life much easier. You are right that we can take advice from experienced people and also learn from books of good quality authors to lead our lives beautifully and properly.

While you are still young and have a fresh mind and strong energy, the will to work must be built from an early age without having to make many excuses and wait for beautiful things which are certainly not certain. If network connections start to build and start a business to get optimal results, then you should also be able to manage your finances very well. Saving is a pretty good way, especially if you want to invest. If you do these two methods from a young age then your hopes for the future will also be better, even if you become rich you will always be a handsome man wherever you are. 

Those of us who have spent decades in this world must know how challenging it is to make money. And as time progresses more hurdles are to be faced to earn money. We also know that those who depend on their parents may not really care about saving or are not motivated to do so on their own. So in this regard they need to be motivated to take steps from the family to encourage them or accelerate their thinking. And make them understand how much it will be able to provide huge benefits to them later.

[viananda2525]

Those of us who have spent decades in this world must know how challenging it is to make money. And as time progresses more hurdles are to be faced to earn money. We also know that those who depend on their parents may not really care about saving or are not motivated to do so on their own. So in this regard they need to be motivated to take steps from the family to encourage them or accelerate their thinking. And make them understand how much it will be able to provide huge benefits to them later.

Young people must have big dreams from an early age and they are willing to do something to produce work. It is indeed difficult if young people are directed to be diligent because their minds are not yet mature and perhaps they still depend on their parents even though that is very wrong. I quite believe that from a young age they don't know never give up. Getting an education, joining an organization and building a network is one way to success. If they continue to move forward then that big dream will be achieved. So, if young people have started the process, they will get on the right track, including later saving and investing.

[BD Technical]

Whether you are big or small or old, your money has value, money has value from childhood, whether you save or invest depends on you.  But in all cases, the customs are the same in all countries, because if you don't have money, then you have no value. Whether you invest or make a profit will depend on your value.  But I think that in the future, all these people will become fakirs and become paupers and become poor.  If you are waiting for someone or you are investing in someone, you have to wait whether you save or invest.  But in that case, I feel that even though not everyone benefits everyone, if you wait for someone, there is no value if they don't pay for you.

[Fortify]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

The younger generations can really struggle to save money for a variety of reasons, firstly and probably most importantly is they don't earn very much to start. They will often begin in lower level retail or hospitality type jobs, because those companies want cheap workers that turnover. Secondly most people have a learning curve through life and when you're young you can be easily influenced by the media with endless marketing directed at you to buy the latest fad or even high end items. It takes a while to mature when it comes to finances. However lastly, saving a small amount is a good idea, but you should really take (reasoned) risks when you're young as you have more opportunity to make money back in future.

[Youngkhngdiddy]

Young people must have big dreams from an early age and they are willing to do something to produce work. It is indeed difficult if young people are directed to be diligent because their minds are not yet mature and perhaps they still depend on their parents even though that is very wrong. I quite believe that from a young age they don't know never give up. Getting an education, joining an organization and building a network is one way to success. If they continue to move forward then that big dream will be achieved. So, if young people have started the process, they will get on the right track, including later saving and investing.

  You will have money set aside as an emergency fund you can use in a crisis like we are going through now where millions have lost employment. Also, you will have money for retirement instead of people who only rely on social security as their entire retirement income. At a young age, that might not seem important, but as you age you will see the wisdom. People who save young, build up a financial discipline. It's a good discipline to learn to live below your means. When you start saving at a young age, you will reach your financial goals sooner. The more you save at a young age, the more compounding interest will multiply your funds.
  Life is not always sunny. Everyone will have his/her rainy day. With saving, rainy day is just an inconvenience. Without saving, it’s a major disaster that could lead to homelessness and death. If everyone has saving of at least 1 year of living expenses, the population of homeless would be much much lower. I am not physically strong. I know I wouldn’t last long on the streets. Financial security gives me peace of mind and it’s priceless. It's never too early or too late to start saving and investing, but starting early can have a significant impact on your long-term financial success. The key is to start small, be consistent, and seek professional advice if necessary.

[nara1892]

This means that I think this is a choice, or what it means is that you just have to choose whether you want to enjoy a beautiful time when you are young or old, if for example you want to enjoy everything when you are young then yes you can follow the wrong advice as mentioned by the OP where you don't need to save and it is better to spend the money you have as you like on anything including for some things that are not very important or even useless or doing things that will not be beneficial in the long run, especially for your future.

But that's not the point because I think everyone wants a bright future which as suggested by the OP that saving or investing early is a smart way to create a beautiful future with an established financial situation, meaning that from now on we are advised to take advantage of the situation and circumstances in the sense that when you have a salary that is for example more than the expenses for living needs then obviously you can leave a little to invest in the long term with the aim of achieving an established future, but unfortunately I think it is a fact that most young people prefer to spend everything when they are young, and maybe they are still in an immature mindset.

[iBaba]

The younger generations can really struggle to save money for a variety of reasons, firstly and probably most importantly is they don't earn very much to start. They will often begin in lower level retail or hospitality type jobs, because those companies want cheap workers that turnover. Secondly most people have a learning curve through life and when you're young you can be easily influenced by the media with endless marketing directed at you to buy the latest fad or even high end items. It takes a while to mature when it comes to finances. However lastly, saving a small amount is a good idea, but you should really take (reasoned) risks when you're young as you have more opportunity to make money back in future.

As a young person, it is extremely difficult to save money because, as you mentioned rightly, you are not earning much to invest or save for another day. What you earn from your labor is not commensurate with your expenditures on basic needs. So you end up earning money, but it doesn't hold much value, and it's often used to pay debts. I have been in this situation for a long time since I started managing my finances.

There are different pressing issues around me that require immediate attention, and even when I attempt to save, something important comes up that requires the money. So, it's challenging and almost impossible to save as a young person due to these reasons.

[MissNonFall9]

Those of us who have spent decades in this world must know how challenging it is to make money. And as time progresses more hurdles are to be faced to earn money. We also know that those who depend on their parents may not really care about saving or are not motivated to do so on their own. So in this regard they need to be motivated to take steps from the family to encourage them or accelerate their thinking. And make them understand how much it will be able to provide huge benefits to them later.

Young people must have big dreams from an early age and they are willing to do something to produce work. It is indeed difficult if young people are directed to be diligent because their minds are not yet mature and perhaps they still depend on their parents even though that is very wrong. I quite believe that from a young age they don't know never give up. Getting an education, joining an organization and building a network is one way to success. If they continue to move forward then that big dream will be achieved. So, if young people have started the process, they will get on the right track, including later saving and investing.

Yes young age is the age of enthusiasm the age of unfulfilled pursuits the age of dreaming and moving forward on the path of fulfilling dreams. Need only guidance. They have to stir up the burning desire and desire within them. That's why they should be included in social and economic activities along with their education from an early age so that money management becomes very easy for them to master. So from a young age they will start saving small amounts through their activities and they will be able to use that savings to generate money. And once they become adept at investing their path to success will never look back.

[SOKO-DEKE]

Starting to save money at a young age is a smart idea because it provides the opportunity to build financial security for the future. When individuals begin saving early, they mitigate the stress of ensuring their comfort and well-being in old age. Young adulthood is a prime time to harness energy and hustle for income, laying the foundation for a stable financial future. Without prudent saving habits, there's a risk of facing financial hardships later in life when physical energy declines and the ability to work diminishes.

Consequently, the funds saved during youth serve as a crucial support system during retirement or times of decreased earning potential. Additionally, saving isn't solely about enjoying one's golden years; it also serves as a safety net for unexpected emergencies that may arise. Whether young or old, saving remains imperative to address any unforeseen financial challenges that may arise in the future. Therefore, cultivating a habit of saving from a young age ensures financial stability and peace of mind throughout one's lifetime.

[slapper]

Starting to save money at a young age is a smart idea because it provides the opportunity to build financial security for the future. When individuals begin saving early, they mitigate the stress of ensuring their comfort and well-being in old age. Young adulthood is a prime time to harness energy and hustle for income, laying the foundation for a stable financial future. Without prudent saving habits, there's a risk of facing financial hardships later in life when physical energy declines and the ability to work diminishes.

Consequently, the funds saved during youth serve as a crucial support system during retirement or times of decreased earning potential. Additionally, saving isn't solely about enjoying one's golden years; it also serves as a safety net for unexpected emergencies that may arise. Whether young or old, saving remains imperative to address any unforeseen financial challenges that may arise in the future. Therefore, cultivating a habit of saving from a young age ensures financial stability and peace of mind throughout one's lifetime.

No one disputes early savings as a boss move. Building a foundation and getting ahead while you're still hustling sets you up to win. Traditional savings aren't everything. Bitcoin must be discussed.Though unpredictable, it's a fundamental change in how we handle money and value

The normal economy? Unpredictable. Sometimes it helps, sometimes not. Bitcoin is your backup, outside the system. High inflation, weak banks, falling markets... Bitcoin can withstand hurricanes. Power is in your hands; no government or company controls it

Diversification is important, but savings are your basis. Consider Bitcoin. Saving and investing for the future. Liberation from outdated systems. This is about regular investment, not sudden wealth. Enter, let time and potential work. You play this long game to achieve financial tranquility. Do some research, and you'll see what I mean

[lienfaye]

There are different pressing issues around me that require immediate attention, and even when I attempt to save, something important comes up that requires the money. So, it's challenging and almost impossible to save as a young person due to these reasons.

I've been through the same situation before wherein the money I earned is only sufficient for essential needs and to pay off debt. I can relate to some thing is suddenly comes up when you attempted to save since I also experienced such. But it's all in the past, my financial status improved when I decided to not be contented on my main job. I look for other opportunities to maximize my earnings and it really did help. In your case, you're still young and still capable to work more than one thus if there's an opportunity just grab it. That can help to save for the future especially if you're going to invest your money.

[Lanatsa]

Starting to save money at a young age is a smart idea because it provides the opportunity to build financial security for the future. When individuals begin saving early, they mitigate the stress of ensuring their comfort and well-being in old age. Young adulthood is a prime time to harness energy and hustle for income, laying the foundation for a stable financial future. Without prudent saving habits, there's a risk of facing financial hardships later in life when physical energy declines and the ability to work diminishes.

Consequently, the funds saved during youth serve as a crucial support system during retirement or times of decreased earning potential. Additionally, saving isn't solely about enjoying one's golden years; it also serves as a safety net for unexpected emergencies that may arise. Whether young or old, saving remains imperative to address any unforeseen financial challenges that may arise in the future. Therefore, cultivating a habit of saving from a young age ensures financial stability and peace of mind throughout one's lifetime.

No one disputes early savings as a boss move. Building a foundation and getting ahead while you're still hustling sets you up to win. Traditional savings aren't everything. Bitcoin must be discussed.Though unpredictable, it's a fundamental change in how we handle money and value

The normal economy? Unpredictable. Sometimes it helps, sometimes not. Bitcoin is your backup, outside the system. High inflation, weak banks, falling markets... Bitcoin can withstand hurricanes. Power is in your hands; no government or company controls it

Diversification is important, but savings are your basis. Consider Bitcoin. Saving and investing for the future. Liberation from outdated systems. This is about regular investment, not sudden wealth. Enter, let time and potential work. You play this long game to achieve financial tranquility. Do some research, and you'll see what I mean

Diversify as much as you could on which you do see something which is viable or really that looks good for long term on which we know that the one who do have that kind of plans and other decisions which
would really be having that kind of advantage when the time comes or on the moment which those investments would really be that making some profits. Save a little portion for emergencies then you should
really make some investment and business at the same time. Dealing up with things accordingly with proper planning and setting up goals on which you know that it could benefit you out on later years.

You would really be able to determine about into those people who are that making up such actions or plans comparing into those people who hadnt made out such step earlier.
They would really be only be able to realize things when its already too late or on the time that they would really be experiencing hardships on which we know that this is something
that normal part into our life.

[Z_MBFM]

I totally agree.

If I can go back in time, I would lead much more modest life and try to earn and save as much as possible in order to secure my future and preferably retire much younger than the legal age here which is 67 years old. Since I spent way too much money in my youth, my next chance for an early retirement is bitcoin.

If we could have spent as much money as we did in our youth and saved it in various activities, then we might have been able to save a lot of money. when we are young, we don't know how to manage money, at that time we like to enjoy life anyway, so we don't care how much money is wasted. those who can realize these things at a young age and start saving their money from a young age can build their future very well. So I would advise young people to save as much money as they can and if they want they can save it in bitcoins too

[DabsPoorVersion]

I totally agree.

If I can go back in time, I would lead much more modest life and try to earn and save as much as possible in order to secure my future and preferably retire much younger than the legal age here which is 67 years old. Since I spent way too much money in my youth, my next chance for an early retirement is bitcoin.

If we could have spent as much money as we did in our youth and saved it in various activities, then we might have been able to save a lot of money. when we are young, we don't know how to manage money, at that time we like to enjoy life anyway, so we don't care how much money is wasted. those who can realize these things at a young age and start saving their money from a young age can build their future very well. So I would advise young people to save as much money as they can and if they want they can save it in bitcoins too

Those people who have realized to save money instead of wasting it on different kinds of activities are the kind of people who have faced or have overcome a lot of obstacles in life. While for some, there are people who are teaching them at an earlier age, or the young generation are seeing the adults around them doing it that's why they easily adopt this kind of behavior.

Not everyone has the same opportunities until they experience a scenario that can give a realization that saving is a must. However, there would be some difficulties in the long run if we only make ourselves into savings. It's better to include investing in our plans if the younger generation would plan to start saving money.

[bots1]

In my opinion, when you are young and have your own income it is very good to save. You don't have to save all your income, even if you have a little left over, it's important to save regularly. We only feel the benefits from savings when we are old, where having savings will make it easier when one day something unexpected happens that requires a lot of money in old age.

[lepbagong]

In my opinion, when you are young and have your own income it is very good to save. You don't have to save all your income, even if you have a little left over, it's important to save regularly. We only feel the benefits from savings when we are old, where having savings will make it easier when one day something unexpected happens that requires a lot of money in old age.

you are right. Of getting used to it from a young age to be able to set aside whatever you get to save is the best and very good action to do, even though usually you will always be tempted by the desire to satisfy your lust when you are young. But because of the high awareness of saving, with the aim of the future, especially when you no longer have a permanent job. So that what you have saved can be used for old age or if you want to create another business from some of your savings, this is also possible. No one knows that later when you don't work you can still do other things, of course it would be better, but if they don't have them, savings will be the saving grace.

[AVE5]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.
~snip~

I would rather be rich in my youth, or rather in my best years, even at the cost of having much less or being poor in my old age. When you're young, you have far more needs and things you need to accomplish, and for that you need a lot of money - and when you get older, your needs decrease more and more and the only thing that matters is your health.

The thing there's is that you can be at your youthful age, live your life to the fullest in as much your incomes can withstand the long run for you til you aged. Therefore we should be aware that people around us would treat us the way we deserves at our old times so lets be conscious that old time without money is like being recruited to slavery because if we don't have that portfolio to enhance us with more better lives even at our old ages, we could be seemed inexistence in the society.
So therefore, let's also consider in investing on people especially family people because they'd be the ones returning back the responsibilities which we were sometimes caring about them when they needed us so at when we're in need of them they can also be present for us at oldens.
Living a comfortable old life depends on how we planned and lived our youthful life such. Life doesn't only end at youth so also, Old times also deserves good lives.

[GideonGono]

Look, you can be old and rich or young an poor, but being old and poor is bad shit.

A surefire way of doing the wrong kind of things is to spend your money early or try to live a good life quickly without thinking about the future. Or if you have an ok job or income to think that is enough, even if you cannot save.

All young people, understand that time an money are linked. It is not the same to invest early than late, it is not the same  to invest more early that try to invest more later. 100 is worth 100 today, but 800 in 20 years if you play it safe but well. Make no mistake, you will need to start creating your wealth.

Sad but true that most people don't even have plans for their future, there are people out there who are contented by living paycheck by paycheck.
They don't have plan for their future and if they have excess money from their salary they would spend it to travel or anything that they think that would relieve them from stress.
We need to think about our future to, sacrifice now and live better tomorrow this words really hit me and made me think that it is true.
We are not just working to live today or to pay bills, we are also working to have a better future.

[Furious 7]

Those of us who have spent decades in this world must know how challenging it is to make money. And as time progresses more hurdles are to be faced to earn money. We also know that those who depend on their parents may not really care about saving or are not motivated to do so on their own. So in this regard they need to be motivated to take steps from the family to encourage them or accelerate their thinking. And make them understand how much it will be able to provide huge benefits to them later.

A strong desire to change fate is sometimes formed from the experiences and lives they have lived before so that in this case motivation is actually formed when a strong desire to change fate so that what they felt in the past does not always happen in the future.
The role of the environment is sometimes quite important, but on the other hand, when we are in the scope and family with low economic levels, sometimes dreams of changing fate are thwarted by the statements of those closest to them who always underestimate which makes them unable to move faster than expected.
Situations like this always happen again and again and even not a few people who feel that way including myself but in the end it is precisely with encouragement like that that our mentality becomes more formed and has a stronger desire that what happens to us when the economy does not support does not want to be felt by our successors later so that we become harder to try.

[rojan]

If we could have spent as much money as we did in our youth and saved it in various activities, then we might have been able to save a lot of money. when we are young, we don't know how to manage money, at that time we like to enjoy life anyway, so we don't care how much money is wasted. those who can realize these things at a young age and start saving their money from a young age can build their future very well. So I would advise young people to save as much money as they can and if they want they can save it in bitcoins too

Everyone should save money from an early age but most people fail to do so when they realize that if they had saved money from an early age, they would have had a lot of money that they would later regret.  But everyone likes to enjoy their life very much but one should enjoy life as much as possible to avoid any trouble in future. There are some people who are busy enjoying life in childhood and later on they are in great danger.

[bots1]

In my opinion, when you are young and have your own income it is very good to save. You don't have to save all your income, even if you have a little left over, it's important to save regularly. We only feel the benefits from savings when we are old, where having savings will make it easier when one day something unexpected happens that requires a lot of money in old age.

you are right. Of getting used to it from a young age to be able to set aside whatever you get to save is the best and very good action to do, even though usually you will always be tempted by the desire to satisfy your lust when you are young. But because of the high awareness of saving, with the aim of the future, especially when you no longer have a permanent job. So that what you have saved can be used for old age or if you want to create another business from some of your savings, this is also possible. No one knows that later when you don't work you can still do other things, of course it would be better, but if they don't have them, savings will be the saving grace.

Therefore, try to start saving from a young age and plan for the future because we don't know what the economic conditions of the country will be like in the future, no one knows the conditions in the next few years. We have to realize that future needs will definitely require more money, so, as long as you can still save, save as much as possible when you are young and enjoy it in your old age.

[junder]

you are right. Of getting used to it from a young age to be able to set aside whatever you get to save is the best and very good action to do, even though usually you will always be tempted by the desire to satisfy your lust when you are young. But because of the high awareness of saving, with the aim of the future, especially when you no longer have a permanent job. So that what you have saved can be used for old age or if you want to create another business from some of your savings, this is also possible. No one knows that later when you don't work you can still do other things, of course it would be better, but if they don't have them, savings will be the saving grace.

In my opinion, almost all parents teach their children to save from an early age, because this really needs to be paid attention to, because when we grow up we have to be able to manage our finances well, including having a job that makes money and we ourselves have to be able to manage it well. Having the habit of saving from an early age is certainly good for the future, because if we can't manage our finances well, in my opinion it will cause us difficulties in adulthood. I have seen many young people who can be said to be adults and already have a clear job with an income, but they often have problems with their income always running out somewhere, so it makes things difficult for them, and I think that's because they don't have money management. What's good is that young people nowadays usually only think about a luxurious lifestyle which can be said to be only temporary and that means they always put aside their own needs.

I agree with you, if you already have a steady income and are confident that you can have your own business then there is no harm in that, it is a good thing to try, even if there is failure but don't be discouraged, because to be able to reach the point of success or financial freedom of course there must be a struggle. and just be sure that your efforts will not betray the results.

[mich]

Well this is some very good advise to give. We must teach the younger people in our life to start to save their money for the future when they are much older.

It is good thing to teach this to the kids we know. I have my 2 nephews and both of them are young, saving money, for preparing for his future. I want to teach them this good thing to do, my father never did this for me.

[Dewi Aries]

Well this is some very good advise to give. We must teach the younger people in our life to start to save their money for the future when they are much older.

It is good thing to teach this to the kids we know. I have my 2 nephews and both of them are young, saving money, for preparing for his future. I want to teach them this good thing to do, my father never did this for me.

Basically, we all have to be able to save to welcome our future, because if we don't do it ourselves then who else will do it. Our future is also not regulated by other people, our future is entirely our responsibility, if when we were young we were lazy then when we were old we might have difficulties because we didn't have the savings we prepared when we were young. and indeed many young people don't think about this, they only think about temporary styles. This is not a new problem, but it has become a culture. I think young people definitely think about temporary lifestyles.

Maybe your father had his own reasons why he didn't teach you to save, but even so, when you grow up, I think you will have good thoughts, such as thinking about the future, which you have to prepare for now. Don't let us not think about our future because we weren't taught. If we really want a good future life then we have to do our best when we are young, including saving. This is a small but important role.

[MissNonFall9]

Those of us who have spent decades in this world must know how challenging it is to make money. And as time progresses more hurdles are to be faced to earn money. We also know that those who depend on their parents may not really care about saving or are not motivated to do so on their own. So in this regard they need to be motivated to take steps from the family to encourage them or accelerate their thinking. And make them understand how much it will be able to provide huge benefits to them later.

A strong desire to change fate is sometimes formed from the experiences and lives they have lived before so that in this case motivation is actually formed when a strong desire to change fate so that what they felt in the past does not always happen in the future.
The role of the environment is sometimes quite important, but on the other hand, when we are in the scope and family with low economic levels, sometimes dreams of changing fate are thwarted by the statements of those closest to them who always underestimate which makes them unable to move faster than expected.
Situations like this always happen again and again and even not a few people who feel that way including myself but in the end it is precisely with encouragement like that that our mentality becomes more formed and has a stronger desire that what happens to us when the economy does not support does not want to be felt by our successors later so that we become harder to try.

Environment plays a big role in any of our activities. And for those of us who live in the lower economic strata, economic management including the implementation of various economic plans goes through a lot of hurdles. For this we must first prioritize our main economic goals especially investment. Thus we need to focus on savings after prioritizing long-term and short-term economic investments so that these economic sets can be managed very smoothly. Although the journey in this set will not be very comfortable for low-income earners. The pursuit of long-term happiness requires us to plan accordingly so that we can focus on investing again while building a capital base by finding ways to save more.

[n0ne]

Saving for the future through investments gives a peaceful retirement life. If not, we're going to suffer while living our lives, sacrificing even the most basic requirements. As the Op stated, perfect planning will make the investment grow, and for the same, we need to start at the earliest. Not everyone gets the opportunity to be rich, and when it isn't meant for us, we need to make calculations and work on it. Surely we can be rich, at least when we're old.

According to me, just as we allocate for the future, we should also spend in the present because we don't know how long we will have this life. Something we cannot do in our old age, though we've got money. We need to think well and make our plans so that our present and future will be more enjoyable.

[AirtelBuzz]

In my opinion, when you are young and have your own income it is very good to save. You don't have to save all your income, even if you have a little left over, it's important to save regularly. We only feel the benefits from savings when we are old, where having savings will make it easier when one day something unexpected happens that requires a lot of money in old age.

Yes we should think about the future from the time we are young because we don't know what will happen to us in the future. It has become such a situation in our country that if he is old and has no property of his own, his children do not want to accept him or look after him in his old age. That's why maybe we need to think about old age from a young age and build our own assets so that even when we are old, it will be accepted. Maybe many people work at a young age and should leave a certain amount of money to save for the future.

Now we are young and if we can save our remaining money and invest it then maybe it will benefit us in old age. But if we want to save our money for future we need to plan our spending properly.We should not spend more money than necessary. Thinking about the future we have to take timely decisions at a young age because most of the activities of the young age affect the old age.

[angrybirdy]

In my opinion, when you are young and have your own income it is very good to save. You don't have to save all your income, even if you have a little left over, it's important to save regularly. We only feel the benefits from savings when we are old, where having savings will make it easier when one day something unexpected happens that requires a lot of money in old age.

Yes we should think about the future from the time we are young because we don't know what will happen to us in the future. It has become such a situation in our country that if he is old and has no property of his own, his children do not want to accept him or look after him in his old age. That's why maybe we need to think about old age from a young age and build our own assets so that even when we are old, it will be accepted. Maybe many people work at a young age and should leave a certain amount of money to save for the future.

Now we are young and if we can save our remaining money and invest it then maybe it will benefit us in old age. But if we want to save our money for future we need to plan our spending properly.We should not spend more money than necessary. Thinking about the future we have to take timely decisions at a young age because most of the activities of the young age affect the old age.

Since I grew up without generational wealth from family, maybe my mindset now in life is that while we're young we should really be able to save or have our own properties and investment, because it's difficult if you start when you're old, possibke you'll no longer enjoy the things you have because it is possible that our actions are limited, unlike when you were young and you achieved everything you wanted to get, you will be able to enjoy it when you reach your retirement age.

[Reatim]

you are right. Of getting used to it from a young age to be able to set aside whatever you get to save is the best and very good action to do, even though usually you will always be tempted by the desire to satisfy your lust when you are young. But because of the high awareness of saving, with the aim of the future, especially when you no longer have a permanent job. So that what you have saved can be used for old age or if you want to create another business from some of your savings, this is also possible. No one knows that later when you don't work you can still do other things, of course it would be better, but if they don't have them, savings will be the saving grace.

In my opinion, almost all parents teach their children to save from an early age,

You’d be surprised by how many kids have a hard time managing their finances. I always feel frustrated looking at kids especially those grew up rich just basically throwing their money away. Lots of parents don’t let their kids actually have access to their own money therefore the kids never feel the sense of responsibility.

They just buy everything the kid wants without teaching them proper consequences of their choices. It doesn’t matter if you are well off or not, you still should teach your kids properly how to manage their finances.

[Juse14]

Saving for the future through investments gives a peaceful retirement life. If not, we're going to suffer while living our lives, sacrificing even the most basic requirements. As the Op stated, perfect planning will make the investment grow, and for the same, we need to start at the earliest. Not everyone gets the opportunity to be rich, and when it isn't meant for us, we need to make calculations and work on it. Surely we can be rich, at least when we're old.

According to me, just as we allocate for the future, we should also spend in the present because we don't know how long we will have this life. Something we cannot do in our old age, though we've got money. We need to think well and make our plans so that our present and future will be more enjoyable.

Balancing between saving for the future and enjoying life at the present moment is a significant thing to do. Although it is true that saving and investing for the future is necessary to have a comfortable retirement age, it is also not good to abandon living now.

Enjoying the present should not stop you from taking up financial responsibility for the future. In other words, this involves setting aside some resources to enjoy now, while at the same time not forgetting about growing and protecting savings and investments for the future. Through proper planning, one can achieve an effective balance between saving for the future and enjoying life at present without leaving any of them behind.

[leonair]

Well this is some very good advise to give. We must teach the younger people in our life to start to save their money for the future when they are much older.

It is good thing to teach this to the kids we know. I have my 2 nephews and both of them are young, saving money, for preparing for his future. I want to teach them this good thing to do, my father never did this for me.

It is necessary to make settings from a young age. Because if you can save from a young age, it will later support us to do good things.  However, it is easier said than done. Because the youth age is the age of entertainment so no one cares about savings at this time.  However, the future is much better for those who can reduce their entertainment and set a few bucks. And they learn money management very quickly and it becomes easy for them to use money in the right place

[junder]

In my opinion, almost all parents teach their children to save from an early age,

You’d be surprised by how many kids have a hard time managing their finances. I always feel frustrated looking at kids especially those grew up rich just basically throwing their money away. Lots of parents don’t let their kids actually have access to their own money therefore the kids never feel the sense of responsibility.

They just buy everything the kid wants without teaching them proper consequences of their choices. It doesn’t matter if you are well off or not, you still should teach your kids properly how to manage their finances.

It seems impossible for parents to allow their children to spend their money however they want without thinking about the future. I don't think even rich people are like that, they definitely teach good money management, or give their children limited pocket money, besides, if you give everything your child wants, that's too much because maybe in the future he will become a spoiled and dependent child. parents even though they are adults. Maybe this is a problem with each individual's mindset, those who are rich and waste their money carelessly will certainly occasionally experience difficulties, but maybe they do that for their own reasons.

I agree with you, whether rich or not, we still have to teach good money management, don't let us feel like we have a lot of money and we waste it carelessly, that is not recommended. As much as possible, we should be able to buy what we need, not just what we want. Good thinking will produce good, and conversely bad thinking will produce bad.

[Albarq]

At a very young age, children rarely think about their future because their emotional level is high depending on the child's background and level of thinking patterns and they must teach money management.
Good things must be implemented from a young age by saving for the future, even though it is difficult to implement, we should not spend a lot of money only for necessary needs because we don't know what our future will be like. Having a of savings can help in our old age.

[AnonBitCoiner]

You’d be surprised by how many kids have a hard time managing their finances. I always feel frustrated looking at kids especially those grew up rich just basically throwing their money away. Lots of parents don’t let their kids actually have access to their own money therefore the kids never feel the sense of responsibility.

They just buy everything the kid wants without teaching them proper consequences of their choices. It doesn’t matter if you are well off or not, you still should teach your kids properly how to manage their finances.

Managing finance is not difficult but if a person learn from an early age but we don't give our previous time to our children and don't teach them about finance so this is the reason that most of the children when gets younger then they are not a good saver or investor.

We don't like if our children involved in earning from an early age because we think that doing any job even online job can be a burden on them and we wish that they should live a life without using their own efforts and own skills so this is the big reason that they don't take any interest in job when they grow up and their talent remains hidden.