Buy Buy Buy or Sell Sell Sell?

[Alpen]

Comparing MSTR’s 6-year corporate strategy to individual DCA is just like comparing apple to orange.

First of all, MSTR isn’t DCAing. They use leverages and convertible notes. Their strategy is treasury management and not dollar cost averaging. But of course, APY looks bad if we should ignore the BTC per share growth and leverage leverage.

The point is MSTR stock is basically a leveraged BTC ETF. i.e if BTC does 50% in 2026, MSTR does 80-100% but if BTC does -50% MSTR gets wrecked.

Moreover, DCA exists for volatility and not catching tops. Assuming 2026 is a bull year then we can say lump sum beats DCA but if it’s chop like it did in the last two or three years, then DCA obviously saves you.

Regardless of what is under the hood of MicroStrategy's strategy, the fact remains: the company has been periodically buying Bitcoin for six years. We can simply look at their average entry price and evaluate the financial performance of this approach over a six-year timeframe.

[JayJuanGee]

Everyone is different when it comes to whether they should first learn the basics or simply invest while learning. But personally, I can't ignore basic knowledge because so many people end up learning while investing only to experience losses. Experience is truly the best teacher, as it provides direct, real world experience by observing price fluctuations, learning to avoid FOMO, etc. Spending too much time studying can also lead to procrastination.

So?  What are you saying? Can a beginner get started or not? What does the beginner bitcoin need to know in order to get started buying bitcoin?

Of course you can. I said everyone has different views on this matter. Personally, I think knowledge is crucial before investing in Bitcoin. Basic knowledge isn't technical, but rather the fundamentals of how to buy or store it, or the history of Bitcoin, so that it can give us confidence in our investment.

I don't have any problem with the need to assert that newbies need to know from where they are going to source their bitcoin prior to getting started, and their source could influence what they determine to need to know based on their own judgement.  I doubt that any help comes from knowing the history of bitcoin, since adjusting starting position size can help them to adjust to whatever future knowledge they might feel that they need to get within their own determination and their own pace. Otherwise, yeah, the ONLY real prerequisite knowledge would be an ability to know whether they have sufficient discretionary funds within their own judgement to get started with whatever they might decide their first purchase will be.

I understand what you're saying investing in Bitcoin doesn't require fundamental knowledge the important thing is to do a digital asset management DCA on Bitcoin

DCA does not stand for Digital asset management.  DCA is an ability for guys to adjust their buys, whether weekly or some other basis upon the amount of discretionary funds that they have available during any time that they are considering buying more bitcoin.  There is a concept called cashflow management, yet not even cashflow management needs to be known in advance in any detail so long as they are able to determine that they have discretionary funds available, and perhaps enough back up funds to make sure that they do not use non-discretionary money in their bitcoin purchase.

and hold it for the long term.

Even though many of us recognize and appreciate that investing in bitcoin should be a 4-10 year or longer time horizon in order to qualify as investing rather than trading and/or gambling, the beginner to bitcoin might not have had figured out the difference between investing and trading, yet I doubt that they have to figure that out before getting started buying bitcoin as long as they are starting with money that is sufficiently within their discretionary funds.

But wouldn't it be better to have a little knowledge before starting so that we know what we're investing in and have confidence in what we're investing in?

It is up to the individual to figure out what they need to know.  They can use their own judgement as long as they are buying bitcoin from within their discretionary funds, they have the basics covered in terms of using money that they can afford to lose, and they can make their own judgement regarding those kinds of matters. I doubt that there is much if any utility in creating a list of requirements that any bitcoin newbie needs to have beyond discretionary funds.  If they fuck up then they will have to suffer the consequences.  I doubt anyone has motives to buy something like bitcoin with an intention of fucking up.

I'm saying that many beginners invest in Bitcoin, but when fluctuations occur they panic especially when faced with market fluctuations like those in the past few weeks.

I already gave you example, perhaps in another thread. If a guy has $100 each week that he could buy bitcoin, then why does he need to know more about volatility or anything else besides spending 5 minutes glancing at a historical price chart, and if he decides to buy $30 of bitcoin for the next 3 or 4 weeks, he had already used his common sense to determine to adjust his weekly amount down to a reasonable amount (from $100 down to $30) while he might look into the bitcoin matter and his cashflow management matters at a later point down the road like around 3-4 weeks later when he gets more time to look into the matter. Maybe in 3-4 weeks he expects that he will be able to allocate 2-3 hours per week to look into bitcoin and/or cashflow management matters.  What is wrong with that?

But the risks without basic knowledge are real and costly as you can fall prey to scams, phishing scams or simply take wallet security for granted.

So you think that he might need to know basics about scams, phishing and/or wallet security in order to get started buying bitcoin?

It's better isn't it?

I doubt that it is necessary.  If the guy already decided that he is going to buy $30 per week for the next 3-4 weeks (which would be $90 to $120), and then he would look into the matter later, then he could already decide that if some kind of weird fluke had ended up coming along, then in the next 3-4 weeks, he could perhaps run a risk of losing $90 to $120 in the event that there is some kind of information that he might need to know, and in the meantime, he had been deciding within his own judgement that he can buy $30 per week of bitcoin until he has time to look into matters further, to the extent that he might not know enough about scams, phishing and/or wallet security that might potentially be something that he ends up choosing to look into when he ends up looking further into the bitcoin and/or cashflow management matters in a few weeks- ish.  I don't see what good it does to patronize the guy and proclaim that he needs to know about scams, phishing and/or wallet security before he can get started buying bitcoin.  The guy can use his own judgement in terms of whether he believes that he might need to know those things before getting started (and maybe he does not even know that he does not know, but he can still make up his own mind, no?).
 

Especially with the goal of long term investment we need to understand at least a little about such things.

You believe that right from the start a guy has to commit to long term investing into bitcoin for 4-10 years or longer before he can get started?  Why can't he figure out the difference between investing and/or trading (and/or gambling) at a later point?  Why can't he get started? if that is what he wants to do?

After all we know that in the world of Bitcoin such things happen frequently. Knowing the basics makes us more cautious.

He has already decided to be more cautious.  He knows that he can invest $100 per week into bitcoin, and he purposefully choose to start with $30 per week. Hasn't he already chosen a sufficient amount of precaution in order to get started buying bitcoin on a weekly basis in the event that he had chosen to do so?

I mean, beginners don't need to be a strategist or a deep strategist to start buying Bitcoin. But I do mean understanding the basics is crucial to avoid investing blindly. Isn't blind investing still wrong,

Getting started is important, and I doubt that guys are blind when they start buying bitcoin. If a guy comes to bitcoin as a newbie, you are going to presume that he is blind?   

I would expect that bitcoin newbies come to bitcoin with all kinds of different experiences, skills and knowledge, and I see no reason to presume them to either be retarded or blind. I think that it is better to presume that they have common sense and they are capable of making decisions, and if they have figured out that they have sufficient discretionary funds, then they likely have enough information to get started, and they can figure out their position size from there.

Perhaps if they are having trouble figuring out if they have a sufficient amount of discretionary funds or not, then they might need to take longer to figure out if they have a sufficient amount of discretionary funds, and if they cannot figure out that they have a sufficient amount of discretionary funds, then they should not buy any bitcoin until they are able to figure out that part with sufficient comfort level.

even if the asset is Bitcoin? Understanding the basics won't make a beginner procrastinate. On the contrary the more they understand the more calm and consistent they can be in investing.

They can figure that out for themselves.  If they figure out that they have discretionary funds, then they can figure out whether they want to start buying bitcoin and with how much they would like to start.  You think that they need to know more and you are presuming various categories of things that you believe that they need to know prior to getting started, and I think that you are being too patronizing with your presumptions that newbies are blind when they are likely not blind and around 97% of normies likely have common sense, so they just have to practice it.. .and getting started is a good way to practice their common sense, as long as they have determined that they have a sufficient amount of discretionary funds in order to get started, whether that is $100, $10 or some other amount and whether that is weekly or just a one time beginning amount before they look into the bitcoin and/or cashflow management matters further.

[edited out]

You are right, I did not use the term discretionary income directly. However, I mentioned the issues of financial management, limitations and capacity assessment of the person. These issues Helpful to be assessed to know if there is extra money.  the issues i said  strengthen the foundation for starting and reduce the possibility of wrong decisions. It is not the case that we have to wait until the learning is complete. Beneficial and mandatory are two different words.

It seems to me that we were talking about mandatory.

What is required to get started? 

That sounds like mandatory.

I said that the only thing that is mandatory is discretionary funds and common sense.

You came out with a whole list of what you believe to be beneficial, so you seem to be fighting with (and convoluting) the idea of what is mandatory by throwing in a whole bunch of niceties, and muddying the waters in regards to what is needed to get started.

Also if a guy has common sense, he can figure out the extent to which he needs any of those niceties that you mentioned or not.. or if he can figure out those things later, to the extent that he needs to know any of them.

 

The person in your example has $100 extra and from that he decides to invest $30. This decision cannot be made suddenly and there is a fundamental assessment behind his decision.

You are fighting the example.  I gave you an example of a guy who already knows that he has $100 extra each week and he decided to start with $30 per week, so why can't he just start and he does not need to know or study all of those areas on your list before getting started.

 

To reach this decision that he has $100 extra, he had to consider his income, expenses, cash flow and liabilities

Why are you fighting it?  I already gave you the example.  He already decided that he has $100 extra per week.  He decided to start buying $30 of bitcoin per week within the judgement that he already exercised.

otherwise how could he be sure that he would not need this $100? And he decided to start with $30 instead of $100 which is a reflection of his risk assessment.

thou doth protest too much.  You are fighting the example.  You want to patronize my hypothetical guy? If he makes a mistake it is on him, and he already decided.  You want to lecture him about what he needs to consider first?

He thought that starting with a small amount would be safer for him i.e. he is aware of his limitations.

He's an adult, and he has common sense. I am going to presume that he is not retarded, and my odds are about 97% that he is not retarded and he can decide for himself like an adult who knows how to exercise judgements and to decide how to spend his money or not to spend it and to decide how much he wants to spend in any given week.

The attitude of learning with starting is that it recognizes that his current knowledge is not complete. If knowledge was worthless, there would be no need to learn later.

The guy can decide what he knows or doesn't know

The guy can decide how much skills he has

The guy can decide his experience

The guy can figure out how much money he has.

If he needs to learn more details later, he can do that too.  In my hypothetical the guy has already considered each of these matters.  Maybe it took him 15 minutes or maybe it took him 2 hours.. Whatever it took him, he already decided that he has at least $100 per week in discretionary funds that he could invest into bitcoin, yet he would like to start with $30 until he has time to look into the bitcoin matter and/or his cashflow management matters around 3-4 weeks later, so perhaps after 3-4 weeks, by that time, he would have had invested $90 or $120 into bitcoin before he has time to look further into those bitcoin investment and/or cashflow management matters.

Your example does not contradict my point, but rather the person in your example has already assessed his financial capabilities, managed risks, and acknowledged his limitations.

My example does contradict your point, because you gave a whole checklist of what you believe the bitcoin newbie needs to know before getting started.  My hypothetical guy may or may not know those things.  And, even if he does not know any of those things, he knows that he has sufficient discretionary funds, and he has purposefully decided to reduce the amount that he buys each week until he has time to look into the matter further, yet you seem to think that he needs to know your checklist of items before he can get started buying bitcoin.

 

And these are the things I mentioned as the basic foundation. The only difference here is that I listed the things and the person in your imagination has put them into practice. So your example does not refute me, but rather partially supports me.

I doubt it. You are giving a list of items that you believe to need to be known in advance (just like you said) and I am saying that the guy is mostly just relying on his having figured out that he has discretionary funds and he is making individual judgement that he knows enough to get started buying $30 per week of bitcoin, and he will figure out various other things, to the extent that he determines that he needs to, at a later time, perhaps 3-4 weeks down the road or maybe even later.. and in the meantime he is buying $30 worth of bitcoin each week.

Let's say for example my guy spends the next 26 weeks (half a year) buying $30 per week of bitcoin (which would end up being $780), and hopefully, he would have had started to have time to look into matters further since the more that he invests into bitcoin, the amount that he had already put into bitcoin starts to add up to being a larger and larger amount, which I would imagine would incentivize the guy to learn more and more and more.  But the guy still has to figure out for himself what he knows and what he doesn't know and whether he needs to or can change his behaviors based on what he might be learning as time passes.

Comparing MSTR’s 6-year corporate strategy to individual DCA is just like comparing apple to orange.

First of all, MSTR isn’t DCAing. They use leverages and convertible notes. Their strategy is treasury management and not dollar cost averaging. But of course, APY looks bad if we should ignore the BTC per share growth and leverage leverage.

The point is MSTR stock is basically a leveraged BTC ETF. i.e if BTC does 50% in 2026, MSTR does 80-100% but if BTC does -50% MSTR gets wrecked.

Moreover, DCA exists for volatility and not catching tops. Assuming 2026 is a bull year then we can say lump sum beats DCA but if it’s chop like it did in the last two or three years, then DCA obviously saves you.

Regardless of what is under the hood of MicroStrategy's strategy, the fact remains: the company has been periodically buying Bitcoin for six years. We can simply look at their average entry price and evaluate the financial performance of this approach over a six-year timeframe.

Bullshit.  You are just making shit up, and misleading based on your spinning of the matter.

If you look at the 200-WMA, which is currently at $61,850, and that reflects the price that a normal person who would had paid for bitcoin if he had bought the same amount of bitcoin each week for the past 200 weeks (or the last 4 years).   The longer the period, the lower the average.

If I look at a DCA website such as this one.  I can see that if a person had started investing every week at the same amount from August 1, 2020 until now, they would have had invested right about $36,414 in order to get 1 bitcoin.  Saylor's/MSTR's average cost per bitcoin for MSTR is more than double that amount, and the reason is that they had structured some of their money flows in a way that more money came available to buy more bitcoin with more money as the BTC price went higher.  That exponential buying as the BTC price goes up does not come even close to what tends to happen with normal people or normal DCA'ers.

You seem to be just trying to pervert reality in order spread false and exaggerated fantasy-landia comparison points, while actiing as if they represent reality and they don't.

[Just Say]

As far starting of bitcoin investment is concerned having a basic knowledge isn't a requirement as per getting started but rather the ability to be able to figure out the availability of discretionary income to start with. I believe with common sense a beginner can be able to figure there way on the things that they need in other to get started. Therefore, basic knowledge shouldn't be a prequisite for anyone that wants to start investing in bitcoin but rather discretionary income.

I agree that having discretionary income is the most important requirement before investing in Bitcoin.
However, I don’t think basic knowledge is unnecessary. You don’t need to be an expert, but understanding the basics, like how to buy safely, use a wallet properly, and knowing how volatile Bitcoin can be, would help folks avoid mistakes like scams, losing access to coins, panic selling, etc.

Sometimes some people will not understand how important basic knowledge is till they make a mistake that they would have easily prevent from happening simply because the knowhow is not there, anyone who is ignoring the basic knowledge thinking they can made away with it or bypass it will definitely be stranded and frustrated someday. i know how important basic knowledge is and how it has helped me in my journey to accumulate and hold bitcoin and it was when i started with the basic knowledge i also realized someone can actually start accumulating without waiting to gather every information about bitcoin because it is not compulsory.

To start Bitcoin, you need discretionary income, not basic knowledge. Since you can learn about Bitcoin even after you start investing, I don't think you need to have basic knowledge before you start. Rather, basic knowledge is an excuse not to start. If a new investor is given the condition of basic knowledge at the beginning, he may ignore investment and prioritize basic knowledge. But in reality, you can learn from real experience only through investment. If someone chases after basic knowledge without starting investment, then you should understand that he is skipping the main learning experience. Therefore, it is important to start. And what is needed to start is discretionary income, not having basic knowledge.

Everyone is different when it comes to whether they should first learn the basics or simply invest while learning. But personally, I can't ignore basic knowledge because so many people end up learning while investing only to experience losses. Experience is truly the best teacher, as it provides direct, real world experience by observing price fluctuations, learning to avoid FOMO, etc. Spending too much time studying can also lead to procrastination.

I would like to assert that it is up to a novice investor to decide based on their own judgment what they need to know and what they should learn about Bitcoin investing but at this stage one should learn along with investing. In reality, everyone will make this comment that the basics should be learned first because the Bitcoin market is a very risky and complex market. Before investing, one should understand the technology and blockchain concepts but when a novice tries to study these topics, then perhaps before investing, he may become depressed about Bitcoin due to the mental stress, so if you start simply and spend few hours a day without setting aside a specific time, maybe even inexperienced investors will have the opportunity to learn about this topic.

But the risks without basic knowledge are real and costly as you can fall prey to scams, phishing scams or simply take wallet security for granted. Furthermore, without basic knowledge simple technical errors like losing your seed phrase, sending it to the wrong address or using the wrong network can result in lost money. Therefore, it's best to have basic knowledge especially starting with a small amount of capital and basic knowledge even if it's still minimal, so you can learn from your mistakes.

Are you saying that a new investor should first strengthen the security of the wallet and know that not losing the seed phrase and using the wrong address or the wrong network can lead to money loss? But I think such novice investors should not worry unnecessarily about the wallet before purchasing Bitcoin or other digital assets, but with some basic understanding, they can find the right path.

[Razmirraz]

But the risks without basic knowledge are real and costly as you can fall prey to scams, phishing scams or simply take wallet security for granted. Furthermore, without basic knowledge simple technical errors like losing your seed phrase, sending it to the wrong address or using the wrong network can result in lost money. Therefore, it's best to have basic knowledge especially starting with a small amount of capital and basic knowledge even if it's still minimal, so you can learn from your mistakes.

Are you saying that a new investor should first strengthen the security of the wallet and know that not losing the seed phrase and using the wrong address or the wrong network can lead to money loss? But I think such novice investors should not worry unnecessarily about the wallet before purchasing Bitcoin or other digital assets, but with some basic understanding, they can find the right path.

I think your statement that novice investors "don't need to worry too much" about wallets before buying Bitcoin or other digital assets is both inaccurate and highly risky. It's important to emphasize that when beginners start exploring the world of crypto assets like Bitcoin, understanding wallet management and its risks is a key foundation that must be mastered. Why I say understanding wallet security is crucial for beginners, it is in line with the principle of "Not your keys, not your assets".
If a beginner uses a non-custodial wallet and loses the private key/Seed Phrase, the assets stored in it will be locked forever and no one can help recover them, including the wallet developer. Maintaining wallet security can also prevent beginners from the threat of fraud (Phishing) because usually novice investors are the main targets of fraudsters who want to drain all their assets.

[B-BossMan]

The attitude of learning with starting is that it recognizes that his current knowledge is not complete. If knowledge was worthless, there would be no need to learn later.

The guy can decide what he knows or doesn't know

The guy can decide how much skills he has

The guy can decide his experience

The guy can figure out how much money he has.

If he needs to learn more details later, he can do that too.  In my hypothetical the guy has already considered each of these matters.  Maybe it took him 15 minutes or maybe it took him 2 hours.. Whatever it took him, he already decided that he has at least $100 per week in discretionary funds that he could invest into bitcoin, yet he would like to start with $30 until he has time to look into the bitcoin matter and/or his cashflow management matters around 3-4 weeks later, so perhaps after 3-4 weeks, by that time, he would have had invested $90 or $120 into bitcoin before he has time to look further into those bitcoin investment and/or cashflow management matters.

And I must agree with you that this is a nice approach. We still have many people today that make mistakes of believing that they must master everything about bitcoin before they can start thoer their bitcoin investing, but that actually leads to unnecessary delays. If you know you finances and determined you can invest like $10 or $30 per week comfortably, there's nothing bad in starting with small amounts while they can still continue learning along the way and refining thier strategies over time.

What some folks don't understand is that, the advantages of starting small allows a person to gain a better experience without feeling pressured. Yes of course you are right that within the of 3 or 4 weeks, they will not only  accumulate some Bitcoin but they will also become familiar with market movements, so investing gradually teaches lessons that you don't expect. But waiting for the perfect knowledge or understanding can truly result in missing a lots of opportunities and a weakly investment today are usually more productive than planning larger investment that may take several years or never started at all. Once you are into it. Your knowledge grows with experience and your confidence increases also.

[Different patterns]

[edited out]

Like I said before, I agree that discretionary income is the most important thing before starting.
But I still believe basic knowledge is very useful. You don’t need to know everything… just enough to buy safely, protect your coins, and avoid common scams. Many beginners lose money because they jump in with zero knowledge.
Learning the basics doesn’t take long (just a few hours), and it helps you make better decisions instead of missing opportunities or panicking during dips. You can start small while learning

You seem to presuming that you know both what is "basic knowledge" and that you know how long it takes for any normie newbie to learn whatever is supposedly "basic" from your perspective.

How can you know what is "basic knowledge" exactly from the perspective of any particular newbie that might come into the position of contemplating whether or not to get started investing in bitcoin?

I agree with your point, because what seems like basic knowledge to someone may not be basic to another person. everyone learns at different pace and have a different background, that is impossible to set the same standard for every beginner, but what is most important thing is that they should understand what they are about to invest in before starting.

Therefore, it's best to have basic knowledge especially starting with a small amount of capital and basic knowledge even if it's still minimal, so you can learn from your mistakes.

From my perspective guys can start buying bitcoin from $100 or $10 or some other amount, and if a guy clearly determines that he has $100 of extra discretionary funds available every week into the foreseeable future, and he decides that he is going to start buying bitcoin with $30 per week as he is learning, and maybe he is not going to have a chance to look into bitcoin any further until 3-4 weeks into the future, and he sets up automatic purchases on some exchange that he heard about, and he decides that as soon as he gets time (perhaps in 3-4 weeks) he will start to dedicate 2-3 hours per week looking into bitcoin further and also looking further into his cashflow management situation, then you still believe that such a bitcoin beginner kind of a guy needs to learn something else in order to get started buying bitcoin?

That approach is reasonable. If someone has already show that they are investing from their discretionary income and start gradually with a little amount they can comfortably afford and also plans to continue learning, then what the person is waiting for?. There no need to delay getting started until they know every thing about bitcoin. No newcomers will ever have full knowledge about bitcoin before start their first purchase. But practical experience combined with continuous learning can be more better than waiting for perfect time to start.

However, there are few things that worth understanding before investing into bitcoin, such as volatility, importance of keeping keeping your emergency funds aside, and also need to avoid investing funds meant for essential expenses, all these don’t need month of study but can help prevent common mistakes.

So in my opinion, start small while learning it together along way is a very reasonable approach.

[johnsaributua]

And I must agree with you that this is a nice approach. We still have many people today that make mistakes of believing that they must master everything about bitcoin before they can start thoer their bitcoin investing, but that actually leads to unnecessary delays. If you know you finances and determined you can invest like $10 or $30 per week comfortably, there's nothing bad in starting with small amounts while they can still continue learning along the way and refining thier strategies over time.

We sometimes do not blame anyone who approaches to seek knowledge about Bitcoin but I need to say that we do not need to drag on the approach because if we do it too long like that we will always be left behind which in fact the approach can also be done together by starting directly and not needing to do one direction meaning it is not necessary to approach first then start investing it is very wrong if anyone thinks of such a way because many of us also do it simultaneously which is doing it continuously because in doing so we also get more knowledge than what we do by getting closer without doing and that is what I experienced myself where I was investing but I was also looking for sensations or experiences in doing it so that I could get two things without having to stop or delay one of the two because delaying is not a good thing for those of us who sometimes want to invest.

[Cgrexp]

 

You are fighting the example.  I gave you an example of a guy who already knows that he has $100 extra each week and he decided to start with $30 per week, so why can't he just start and he does not need to know or study all of those areas on your list before getting started.

The root of our argument is the interpretation of words. When you asked me what is needed to start, I answered in a way that does not take into account the minimum a person can start with .  but rather the   requirements i   give that  from my perspective, can provide a useful foundation for beginners. So I understand why the issues seem more complex and broader than the answers. I did not mean to impose any conditions as a substitute for the ability to make independent decisions. However, if my language had conveyed that idea, I could have expressed the issue better. I accept this part of the criticism. However, I was not contradicting your example, or implying that the person could not start. I felt that he may not have formally studied the topics listed, but his decision seemed related to those topics. An adult can start using his own judgment. I agree. I hope you will see this as a difference of opinion rather than a disagreement. Your comment has helped me to think more clearly about my position.

 

[Cyber_warrior]

And I must agree with you that this is a nice approach. We still have many people today that make mistakes of believing that they must master everything about bitcoin before they can start thoer their bitcoin investing, but that actually leads to unnecessary delays. If you know you finances and determined you can invest like $10 or $30 per week comfortably, there's nothing bad in starting with small amounts while they can still continue learning along the way and refining thier strategies over time.

We sometimes do not blame anyone who approaches to seek knowledge about Bitcoin but I need to say that we do not need to drag on the approach because if we do it too long like that we will always be left behind which in fact the approach can also be done together by starting directly and not needing to do one direction meaning it is not necessary to approach first then start investing it is very wrong if anyone thinks of such a way because many of us also do it simultaneously which is doing it continuously because in doing so we also get more knowledge than what we do by getting closer without doing and that is what I experienced myself where I was investing but I was also looking for sensations or experiences in doing it so that I could get two things without having to stop or delay one of the two because delaying is not a good thing for those of us who sometimes want to invest.

It is never good to delay your bitcoin investment and believing you need to know everything before investing will only you to kick start your bitcoin journey. So it is mostly advisable to invest and at the same time continue seeking knowledge about bitcoin. Many folks who think they need to know everything ends up procrastinating their bitcoin journey and at the end they end up not investing.
As much as your have your discretionary income it is very okay for you to start your journey, with that you make progress because at the end bitcoin is meant to serve as an investment for your future.

[BumRous00]

 Understanding Bitcoin to an extent is very important for an investor but that's not the requirement to start up Bitcoin investment, someone sensible should know that the discretionary fund is what is used for an investment that's volatile, whether Bitcoin or not then once the person figure out how to buy it then he can practically understand it better as time goes.
 Many people waste their time trying to know everything about Bitcoin before starting, all in the name of understanding the basics of the investment but it's not necessary to know it all before starting cause Bitcoin is as a volatile asset would give investors several opportunities of buying it cheaply that someone taking time to understand it better could miss.

You will regret wasting valuable time waiting for the right price of Bitcoin, but the DCA strategy is the most effective. Because, by investing small amounts at a given time through DCA, instead of trying to catch the lowest price in the market, you can greatly reduce the need to worry or panic about market fluctuations. By moving slowly with the market, you will have more practical experience with Bitcoin and can gain experience.

[Emjay24]

I would like to assert that it is up to a novice investor to decide based on their own judgment what they need to know and what they should learn about Bitcoin investing but at this stage one should learn along with investing. In reality, everyone will make this comment that the basics should be learned first because the Bitcoin market is a very risky and complex market. Before investing, one should understand the technology and blockchain concepts but when a novice tries to study these topics, then perhaps before investing, he may become depressed about Bitcoin due to the mental stress, so if you start simply and spend few hours a day without setting aside a specific time, maybe even inexperienced investors will have the opportunity to learn about this topic.

A beginner doesn't need to learn or understand all of these to get started, it would take him a lot of time which he should've used to get much ahead in his accumulation journey. A new investor needs to get started immediately he figures out his discretionary income and knows how to buy Bitcoin, every other knowledge can be gained along the way. It even feels more natural learning about what you're already engaged in than that which you're still about to get started with.

He can start small, like putting even if it's just 20% of his discretionary income consistently into Bitcoin until he's convinced enough of his investment and can decide to increase his buying amounts. It's better to start before advancing your knowledge in Bitcoin because Bitcoin is so broad and the investor may not even admit to have learned enough even after a long while and this would still keep postponing his starting and he keeps missing out on good buying opportunities to expand his portfolio.

[KeenanEl19]

Everyone is different when it comes to whether they should first learn the basics or simply invest while learning. But personally, I can't ignore basic knowledge because so many people end up learning while investing only to experience losses. Experience is truly the best teacher, as it provides direct, real world experience by observing price fluctuations, learning to avoid FOMO, etc. Spending too much time studying can also lead to procrastination.

But the risks without basic knowledge are real and costly as you can fall prey to scams, phishing scams or simply take wallet security for granted. Furthermore, without basic knowledge simple technical errors like losing your seed phrase, sending it to the wrong address or using the wrong network can result in lost money. Therefore, it's best to have basic knowledge especially starting with a small amount of capital and basic knowledge even if it's still minimal, so you can learn from your mistakes.

It's a ridiculous sentence, I mean those who invest while learning certainly don't have the goal to experience losses, that's not the goal. What I think is that those who invest while learning have already started, so it's at least better than putting it off. After all, I think people who invest basically have common sense which includes basic knowledge, there is no way they do it solely without any knowledge at all.

In addition, some people may do it without basic knowledge, but because of interest or interest, this will directly make them learn even while investing, and with this knowledge, in my opinion, there is no need to emphasize before starting because this can be learned while investing and the purpose is open to losses.

[Livingleged]

We sometimes do not blame anyone who approaches to seek knowledge about Bitcoin but I need to say that we do not need to drag on the approach because if we do it too long like that we will always be left behind which in fact the approach can also be done together by starting directly and not needing to do one direction meaning it is not necessary to approach first then start investing it is very wrong if anyone thinks of such a way because many of us also do it simultaneously which is doing it continuously because in doing so we also get more knowledge than what we do by getting closer without doing and that is what I experienced myself where I was investing but I was also looking for sensations or experiences in doing it so that I could get two things without having to stop or delay one of the two because delaying is not a good thing for those of us who sometimes want to invest.

Sorry  to say this but you can do better with you punctuations, you're making  a good contribution  but  it's really  difficult  for someone to read your post and comprehend. When you write  junk of post with zero punctuation  it will be really  difficult  for someone to read and understand  your point  or argument. If I get you clear you also are of the opinion  that one must not delay  his investment  because  he lacks knowledge  about the investment, that is  a good point because  investment  like bitcoin  doesn't  require  more knowledge  it's something  that the knowledge  is gotten from your practice  while investing, all you need is to just know the basic  and start your investment  deep knowledge can be achieved  in the process  and you'll realize  you didn't lose  much opportunity to seeking  knowledge  first.

[Sulegzy39]

Saving Bitcoin regularly and making it simple is a reliable source of revenue. If you are aware of its maintenance when investing in Bitcoin, this regular income might avoid the investor from becoming overly concerned or panicked during rapid market price reductions. I think that just having a salary isn't enough for you right now. In this instance, significant information and planning concerning Bitcoin are required. Having a clear long-term plan is particularly advantageous because the price of Bitcoin is volatile, and short-term planning can result in losses.


It is very wrong if anyone thinks of such a way because many of us also do it simultaneously which is doing it continuously because in doing so we also get more knowledge than what we do by getting closer without doing and that is what I experienced myself where I was investing but I was also looking for sensations or experiences in doing it so that I could get two things without having to stop or delay one of the two because delaying is not a good thing for those of us who sometimes want to invest.

[Yablee0]

We sometimes do not blame anyone who approaches to seek knowledge about Bitcoin but I need to say that we do not need to drag on the approach because if we do it too long like that we will always be left behind which in fact the approach can also be done together by starting directly and not needing to do one direction meaning it is not necessary to approach first then start investing it is very wrong if anyone thinks of such a way because many of us also do it simultaneously which is doing it continuously because in doing so we also get more knowledge than what we do by getting closer without doing and that is what I experienced myself where I was investing but I was also looking for sensations or experiences in doing it so that I could get two things without having to stop or delay one of the two because delaying is not a good thing for those of us who sometimes want to invest.

Sorry  to say this but you can do better with you punctuations, you're making  a good contribution  but  it's really  difficult  for someone to read your post and comprehend. When you write  junk of post with zero punctuation  it will be really  difficult  for someone to read and understand  your point  or argument. If I get you clear you also are of the opinion  that one must not delay  his investment  because  he lacks knowledge  about the investment, that is  a good point because  investment  like bitcoin  doesn't  require  more knowledge  it's something  that the knowledge  is gotten from your practice  while investing, all you need is to just know the basic  and start your investment  deep knowledge can be achieved  in the process  and you'll realize  you didn't lose  much opportunity to seeking  knowledge  first.

I also read your post bro, to be honest it wasn't nice at all. But, in  addition to what @Livingleged said, if you can work on your write up men! you're good. Please, don't get it twisted, we aren't in anyway trying to talk down on you perhaps we're only trying to get your back. And also don't feel bad or something because without mistakes their wouldn't be a correction. Moreover, the forum is a place of learning, so everything we do here is mostly all about learning.

[Padi24]

Everyone is different when it comes to whether they should first learn the basics or simply invest while learning. But personally, I can't ignore basic knowledge because so many people end up learning while investing only to experience losses. Experience is truly the best teacher, as it provides direct, real world experience by observing price fluctuations, learning to avoid FOMO, etc. Spending too much time studying can also lead to procrastination.

But the risks without basic knowledge are real and costly as you can fall prey to scams, phishing scams or simply take wallet security for granted. Furthermore, without basic knowledge simple technical errors like losing your seed phrase, sending it to the wrong address or using the wrong network can result in lost money. Therefore, it's best to have basic knowledge especially starting with a small amount of capital and basic knowledge even if it's still minimal, so you can learn from your mistakes.

It's a ridiculous sentence, I mean those who invest while learning certainly don't have the goal to experience losses, that's not the goal. What I think is that those who invest while learning have already started, so it's at least better than putting it off. After all, I think people who invest basically have common sense which includes basic knowledge, there is no way they do it solely without any knowledge at all.

You can't be too sure that those who invest while learning certainly don't have the goal to experience losses because we all have different level of understanding, some people are very dull in learning while some are very fast and smart in learning. You need to understand that the time it would take you to learn  and understand Bitcoin investment is not the same time it would take other guys to learn, there are folks that learn from their mistake before they understand and / or remember what Thier teacher thought them. You seem to be referring to those who are very fast and smart in learning, yes this set of people hardly experience loss.

In addition, some people may do it without basic knowledge, but because of interest or interest, this will directly make them learn even while investing, and with this knowledge, in my opinion, there is no need to emphasize before starting because this can be learned while investing and the purpose is open to losses.

Yes, sometimes we don't need to have the basic knowledge before getting started, there are people who started Thier Bitcoin investment just because they have interest in it with the hope of learning during the process of their accumulation. But those who feel they can't possibly start Thier Bitcoin investment without some level of knowledge have every right to do what they think is best for them before getting started, the most important this is, they are going to start Thier Bitcoin investment after getting the basic knowledge rather Thier investment journey might be delayed.

[Comeacross]

Comparing MSTR’s 6-year corporate strategy to individual DCA is just like comparing apple to orange.

First of all, MSTR isn’t DCAing. They use leverages and convertible notes. Their strategy is treasury management and not dollar cost averaging. But of course, APY looks bad if we should ignore the BTC per share growth and leverage leverage.

The point is MSTR stock is basically a leveraged BTC ETF. i.e if BTC does 50% in 2026, MSTR does 80-100% but if BTC does -50% MSTR gets wrecked.

Moreover, DCA exists for volatility and not catching tops. Assuming 2026 is a bull year then we can say lump sum beats DCA but if it’s chop like it did in the last two or three years, then DCA obviously saves you.

Regardless of what is under the hood of MicroStrategy's strategy, the fact remains: the company has been periodically buying Bitcoin for six years. We can simply look at their average entry price and evaluate the financial performance of this approach over a six-year timeframe.

Bullshit.  You are just making shit up, and misleading based on your spinning of the matter.

If you look at the 200-WMA, which is currently at $61,850, and that reflects the price that a normal person who would had paid for bitcoin if he had bought the same amount of bitcoin each week for the past 200 weeks (or the last 4 years).   The longer the period, the lower the average.

If I look at a DCA website such as this one.  I can see that if a person had started investing every week at the same amount from August 1, 2020 until now, they would have had invested right about $36,414 in order to get 1 bitcoin.  Saylor's/MSTR's average cost per bitcoin for MSTR is more than double that amount, and the reason is that they had structured some of their money flows in a way that more money came available to buy more bitcoin with more money as the BTC price went higher.  That exponential buying as the BTC price goes up does not come even close to what tends to happen with normal people or normal DCA'ers.

You seem to be just trying to pervert reality in order spread false and exaggerated fantasy-landia comparison points, while actiing as if they represent reality and they don't.

I get your point clearly but I think I need to clarify because it seems you missed my point.

I didn't say MSTR is equal to DCA. I said they're like Apple and orange for a reason. MSTR leveraged treasury and convertibles. Of course, their BTC per coin cost will be much more higher than 200 WMA DCA when BTC goes up because they issue debt/equity when price goes up in order to buy more. That's where the leverage effect I mentioned comes in.

My point was about strategy difference and not about who has lower average buy price.

[BumRous00]

Yes, I have come to realize that long-term investment in Bitcoin requires discretionary income. When I first started investing in Bitcoin, I didn't have any emergency funds and sometimes I would add some money from my emergency fund to invest in Bitcoin, but eventually I couldn't sustain my portfolio, meaning I had to sell it.

Since then, I thought that to make my investment long-term, I should use the money that I would have used even if I didn't have the money. Since then, I basically started using discretionary income and have been investing in Bitcoin in DCA mode for the past two years. Honestly, now I don't have to look at my Bitcoin portfolio for any need.

You have highlighted the reality, it is also important to pay attention to the dangers of investing that do not cause your investment to stop midway because the main reason for your profit in the long term is to complete it in the investment, strengthen your income stream through your hard work and invest the remaining money from it and keep some part aside for emergency fund, these will help you move forward without any hindrance.

[icebar]

the most important this is, they are going to start Thier Bitcoin investment after getting the basic knowledge rather Thier investment journey might be delayed.

I think it is not right to make it mandatory to have basic knowledge before starting investing. This actually delays investment and creates an excuse not to start. If someone wants to start, if they are given the condition of having basic knowledge, then naturally they will find investment something very difficult. But when you advise a new investor to invest with his discretionary income instead of a condition to start, then he can start without hesitation. Then he gets enough time to learn along with investing gradually. On the one hand, he can start investing, and on the other hand, he gets enough time to gradually develop himself as a long-term investor and learn about Bitcoin.

[Creeper0]

Yes, sometimes we don't need to have the basic knowledge before getting started, there are people who started Thier Bitcoin investment just because they have interest in it with the hope of learning during the process of their accumulation. But those who feel they can't possibly start Thier Bitcoin investment without some level of knowledge have every right to do what they think is best for them before getting started, the most important this is, they are going to start Thier Bitcoin investment after getting the basic knowledge rather Thier investment journey might be delayed.

Interest is basically the first step of education and the best attitude. If a person enters a job through interest, then be sure that he will not give up on that job even after failing repeatedly, but will keep trying until he succeeds. They basically start gaining knowledge after participating and keep moving forward with the work. I don't know if you will believe it or not, but even if the talent of such people is not strong, their talent works very strongly in that job.

A good reason is definitely needed to create interest, someone may be interested in investing in Bitcoin as a means of earning money quickly. But a person who is interested in investing with a long-term mind may not need much knowledge to start. He can start without hesitation and can gain knowledge along with investment. Another specialty of such people is the ability to learn quickly which is created from his interest. So he can learn the basic knowledge and necessary knowledge very quickly, maybe in the weekly DCA he will be able to acquire the necessary knowledge before the next DCA.