Someone could ask a loan for subscribe porn videos because they don't want to link their identity, which also understandable.
How understandable can that be? I'm not even trying to sound all moral here but how does someone take out a loan just to fund a bankrupt addiction? I know we're of different cultures but I will understand it better if someone took out a loan to get married than doing so just to watch strangers have sex on their screen. It's weird, frankly.