Investing in bitcoin is not that difficult to do in as much as the investor isn't doing it like a competition whereby he has to invest above his financial weight. And this is for those investors that are going lumpsum. Meanwhile for those investors that wish to apply the DCA strategy you just have to be strategic by evaluating your total earning in a month and dividing it into three places and therefore using one part for your DCA monthly, while separately keep the other two parts for expenditure and emergency funding respectively. You just have to be patient and learn to stick to your investment plans never falling to the temptation of buying beyond what hat you had initially planned so you don't get choked in case of future uncertainties.
The instructions you show should be slightly modified for the DCA technique. For most people, the difference between income and expenses is very small. There you are asking to divide the income into three parts and recommending one part investment which can be difficult and confusing for investors. I think you should have said to DCA a portion from discretionary income and set aside for floating cash if possible. The amount of floating cash should be increased gradually so that at least 6 months is enough to meet the daily needs of your family and if your earnings stop due to any reason, your bitcoin investment will not cause any problems. Also you may need floating cash in case of physical accident or other reasons without withdrawing the invested assets at that time to be able to meet urgent needs.
I see no difference between what I had said in my previous comment to what you just said now, funny enough you talked about modifying my recommendation but rather ended making everything difficult even that a newbie would have to strain his faculty to grasp your comment.
I made mention of dividing ones income into three place, one for investment using DCA method, and rest two parts for emergency and expenditure desperately. While you made mention of DCA, discretionary income and floating cash. Is there any difference between floating cash and discretionary income? No at all in my view. For they both serve similar purpose.
