i don't have funds here, but if i would have funds , all would be lost now?
As long as you had the backup phrase or seeds, you would still be able to access your funds using another wallet software. The funds do not exist within the APP, but are rather on the blockchain.
It looks like your electrum app was incorrectly installed, and the installation used the C:\\Windows\\SysWOW64 directory, which is solely for Windows OS and requires permissions to read and write. Try to reinstall the app using a different directory that does not require permission